Home > First Financial Bank > Income and Expense
First Financial Bank, Income and Expense
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,362,000 | 3,461 |
| Total interest expense | $197,000 | 6,256 |
| Net interest income | $5,165,000 | 3,068 |
| Provision for loan and lease losses | $188,000 | 3,591 |
| Total noninterest income | $1,288,000 | 2,420 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $640,000 | 1,627 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $648,000 | 2,569 |
| Total noninterest expense | $3,357,000 | 3,781 |
| Salaries and employee benefits | $1,394,000 | 4,329 |
| Premises and equipment expense | $440,000 | 3,484 |
| Additional noninterest expense | $1,523,000 | 3,077 |
| Pre-tax net operating income | $2,908,000 | 1,741 |
| Securities gains (losses) | $25,000 | 2,786 |
| Applicable income taxes | $675,000 | 1,620 |
| Income before extraordinary items | $2,258,000 | 1,890 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,258,000 | 1,889 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,258,000 | 1,891 |
| Net charge-offs | $200,000 | 3,308 |
| Cash dividends | $750,000 | 1,588 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 859 |
| Net operating income | $2,238,750 | 1,799 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,573,000 | 3,486 |
| Total interest expense | $140,000 | 6,278 |
| Net interest income | $3,433,000 | 3,093 |
| Provision for loan and lease losses | $114,000 | 3,730 |
| Total noninterest income | $834,000 | 2,433 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $403,000 | 1,691 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $431,000 | 2,542 |
| Total noninterest expense | $2,208,000 | 3,835 |
| Salaries and employee benefits | $913,000 | 4,403 |
| Premises and equipment expense | $283,000 | 3,566 |
| Additional noninterest expense | $1,012,000 | 3,096 |
| Pre-tax net operating income | $1,945,000 | 1,716 |
| Securities gains (losses) | $25,000 | 2,404 |
| Applicable income taxes | $460,000 | 1,568 |
| Income before extraordinary items | $1,510,000 | 1,874 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,510,000 | 1,873 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,510,000 | 1,874 |
| Net charge-offs | $111,000 | 3,318 |
| Cash dividends | $450,000 | 1,703 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 822 |
| Net operating income | $1,490,750 | 1,810 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,786,000 | 3,515 |
| Total interest expense | $74,000 | 6,301 |
| Net interest income | $1,712,000 | 3,106 |
| Provision for loan and lease losses | $50,000 | 3,648 |
| Total noninterest income | $407,000 | 2,448 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $190,000 | 1,774 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $217,000 | 2,544 |
| Total noninterest expense | $1,093,000 | 3,860 |
| Salaries and employee benefits | $469,000 | 4,367 |
| Premises and equipment expense | $135,000 | 3,709 |
| Additional noninterest expense | $489,000 | 3,143 |
| Pre-tax net operating income | $976,000 | 1,720 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $232,000 | 1,559 |
| Income before extraordinary items | $744,000 | 1,914 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $744,000 | 1,915 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $744,000 | 1,916 |
| Net charge-offs | $81,000 | 2,633 |
| Cash dividends | $200,000 | 1,565 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 776 |
| Net operating income | $744,000 | 1,811 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,152,000 | 3,623 |
| Total interest expense | $354,000 | 6,373 |
| Net interest income | $6,798,000 | 3,150 |
| Provision for loan and lease losses | $210,000 | 4,576 |
| Total noninterest income | $1,657,000 | 2,300 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $891,000 | 1,643 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $766,000 | 2,513 |
| Total noninterest expense | $4,296,000 | 3,924 |
| Salaries and employee benefits | $1,860,000 | 4,353 |
| Premises and equipment expense | $514,000 | 3,958 |
| Additional noninterest expense | $1,922,000 | 3,247 |
| Pre-tax net operating income | $3,949,000 | 1,449 |
| Securities gains (losses) | $14,000 | 3,210 |
| Applicable income taxes | $1,000,000 | 1,340 |
| Income before extraordinary items | $2,963,000 | 1,631 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,963,000 | 1,631 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,963,000 | 1,631 |
| Net charge-offs | $155,000 | 4,559 |
| Cash dividends | $1,250,000 | 1,395 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 1,002 |
| Net operating income | $2,952,500 | 1,557 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,374,000 | 3,664 |
| Total interest expense | $272,000 | 6,444 |
| Net interest income | $5,102,000 | 3,163 |
| Provision for loan and lease losses | $80,000 | 5,195 |
| Total noninterest income | $1,228,000 | 2,293 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $668,000 | 1,642 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $560,000 | 2,524 |
| Total noninterest expense | $3,214,000 | 3,938 |
| Salaries and employee benefits | $1,401,000 | 4,346 |
| Premises and equipment expense | $371,000 | 4,116 |
| Additional noninterest expense | $1,442,000 | 3,255 |
| Pre-tax net operating income | $3,036,000 | 1,473 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $781,000 | 1,310 |
| Income before extraordinary items | $2,255,000 | 1,673 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,255,000 | 1,674 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,255,000 | 1,674 |
| Net charge-offs | $-28,000 | 7,165 |
| Cash dividends | $900,000 | 1,255 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 948 |
| Net operating income | $2,255,000 | 1,590 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,587,000 | 3,693 |
| Total interest expense | $190,000 | 6,486 |
| Net interest income | $3,397,000 | 3,176 |
| Provision for loan and lease losses | $80,000 | 4,642 |
| Total noninterest income | $806,000 | 2,312 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $447,000 | 1,612 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $359,000 | 2,605 |
| Total noninterest expense | $2,129,000 | 4,003 |
| Salaries and employee benefits | $941,000 | 4,357 |
| Premises and equipment expense | $233,000 | 4,301 |
| Additional noninterest expense | $955,000 | 3,319 |
| Pre-tax net operating income | $1,994,000 | 1,460 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $512,000 | 1,300 |
| Income before extraordinary items | $1,482,000 | 1,643 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,482,000 | 1,643 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,482,000 | 1,643 |
| Net charge-offs | $-25,000 | 7,197 |
| Cash dividends | $500,000 | 1,397 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 903 |
| Net operating income | $1,482,000 | 1,569 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,780,000 | 3,725 |
| Total interest expense | $103,000 | 6,477 |
| Net interest income | $1,677,000 | 3,196 |
| Provision for loan and lease losses | $40,000 | 4,390 |
| Total noninterest income | $391,000 | 2,385 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $212,000 | 1,660 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $179,000 | 2,630 |
| Total noninterest expense | $1,080,000 | 3,984 |
| Salaries and employee benefits | $475,000 | 4,373 |
| Premises and equipment expense | $117,000 | 4,338 |
| Additional noninterest expense | $488,000 | 3,255 |
| Pre-tax net operating income | $948,000 | 1,524 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $239,000 | 1,316 |
| Income before extraordinary items | $709,000 | 1,659 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $709,000 | 1,659 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $709,000 | 1,659 |
| Net charge-offs | $-35,000 | 7,308 |
| Cash dividends | $250,000 | 1,233 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 835 |
| Net operating income | $709,000 | 1,607 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,959,000 | 3,918 |
| Total interest expense | $518,000 | 6,481 |
| Net interest income | $6,441,000 | 3,289 |
| Provision for loan and lease losses | $377,000 | 4,525 |
| Total noninterest income | $1,648,000 | 2,373 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,017,000 | 1,490 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $631,000 | 2,836 |
| Total noninterest expense | $4,050,000 | 4,180 |
| Salaries and employee benefits | $1,816,000 | 4,501 |
| Premises and equipment expense | $436,000 | 4,535 |
| Additional noninterest expense | $1,798,000 | 3,534 |
| Pre-tax net operating income | $3,662,000 | 1,368 |
| Securities gains (losses) | $9,000 | 3,335 |
| Applicable income taxes | $939,000 | 1,286 |
| Income before extraordinary items | $2,732,000 | 1,524 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,732,000 | 1,525 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,732,000 | 1,526 |
| Net charge-offs | $167,000 | 4,946 |
| Cash dividends | $3,650,000 | 454 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 1,165 |
| Net operating income | $2,725,340 | 1,474 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,187,000 | 4,019 |
| Total interest expense | $395,000 | 6,583 |
| Net interest income | $4,792,000 | 3,356 |
| Provision for loan and lease losses | $270,000 | 4,458 |
| Total noninterest income | $1,237,000 | 2,381 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $777,000 | 1,517 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $460,000 | 2,887 |
| Total noninterest expense | $2,996,000 | 4,240 |
| Salaries and employee benefits | $1,334,000 | 4,594 |
| Premises and equipment expense | $313,000 | 4,729 |
| Additional noninterest expense | $1,349,000 | 3,513 |
| Pre-tax net operating income | $2,763,000 | 1,416 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $711,000 | 1,320 |
| Income before extraordinary items | $2,052,000 | 1,606 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,052,000 | 1,609 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,052,000 | 1,609 |
| Net charge-offs | $120,000 | 4,722 |
| Cash dividends | $2,900,000 | 379 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 1,080 |
| Net operating income | $2,052,000 | 1,538 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,427,000 | 4,084 |
| Total interest expense | $261,000 | 6,684 |
| Net interest income | $3,166,000 | 3,392 |
| Provision for loan and lease losses | $168,000 | 4,477 |
| Total noninterest income | $808,000 | 2,363 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $512,000 | 1,536 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $296,000 | 2,858 |
| Total noninterest expense | $1,986,000 | 4,252 |
| Salaries and employee benefits | $883,000 | 4,644 |
| Premises and equipment expense | $205,000 | 4,803 |
| Additional noninterest expense | $898,000 | 3,483 |
| Pre-tax net operating income | $1,820,000 | 1,426 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $469,000 | 1,282 |
| Income before extraordinary items | $1,351,000 | 1,616 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,351,000 | 1,615 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,351,000 | 1,616 |
| Net charge-offs | $88,000 | 4,381 |
| Cash dividends | $2,100,000 | 330 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,022 |
| Net operating income | $1,351,000 | 1,544 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,700,000 | 4,158 |
| Total interest expense | $129,000 | 6,821 |
| Net interest income | $1,571,000 | 3,429 |
| Provision for loan and lease losses | $62,000 | 4,555 |
| Total noninterest income | $390,000 | 2,412 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $248,000 | 1,576 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $142,000 | 2,939 |
| Total noninterest expense | $1,009,000 | 4,254 |
| Salaries and employee benefits | $443,000 | 4,695 |
| Premises and equipment expense | $107,000 | 4,771 |
| Additional noninterest expense | $459,000 | 3,415 |
| Pre-tax net operating income | $890,000 | 1,469 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $229,000 | 1,303 |
| Income before extraordinary items | $661,000 | 1,650 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $661,000 | 1,651 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $661,000 | 1,652 |
| Net charge-offs | $22,000 | 4,360 |
| Cash dividends | $1,100,000 | 299 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 972 |
| Net operating income | $661,000 | 1,586 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,769,000 | 4,269 |
| Total interest expense | $626,000 | 6,863 |
| Net interest income | $6,143,000 | 3,395 |
| Provision for loan and lease losses | $222,000 | 5,666 |
| Total noninterest income | $1,562,000 | 2,495 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,010,000 | 1,671 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $552,000 | 3,036 |
| Total noninterest expense | $4,044,000 | 4,313 |
| Salaries and employee benefits | $1,757,000 | 4,727 |
| Premises and equipment expense | $432,000 | 4,789 |
| Additional noninterest expense | $1,855,000 | 3,531 |
| Pre-tax net operating income | $3,439,000 | 1,181 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $929,000 | 1,022 |
| Income before extraordinary items | $2,510,000 | 1,336 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,510,000 | 1,334 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,510,000 | 1,335 |
| Net charge-offs | $69,000 | 5,996 |
| Cash dividends | $1,725,000 | 1,046 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 1,295 |
| Net operating income | $2,510,000 | 1,314 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,062,000 | 4,329 |
| Total interest expense | $487,000 | 6,925 |
| Net interest income | $4,575,000 | 3,420 |
| Provision for loan and lease losses | $172,000 | 5,363 |
| Total noninterest income | $1,137,000 | 2,590 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $740,000 | 1,713 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $397,000 | 3,198 |
| Total noninterest expense | $2,962,000 | 4,389 |
| Salaries and employee benefits | $1,226,000 | 4,982 |
| Premises and equipment expense | $329,000 | 4,788 |
| Additional noninterest expense | $1,407,000 | 3,437 |
| Pre-tax net operating income | $2,578,000 | 1,250 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $707,000 | 1,084 |
| Income before extraordinary items | $1,871,000 | 1,434 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,871,000 | 1,432 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,871,000 | 1,434 |
| Net charge-offs | $32,000 | 5,988 |
| Cash dividends | $775,000 | 1,533 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 1,185 |
| Net operating income | $1,871,000 | 1,402 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,370,000 | 4,376 |
| Total interest expense | $345,000 | 6,940 |
| Net interest income | $3,025,000 | 3,431 |
| Provision for loan and lease losses | $72,000 | 5,681 |
| Total noninterest income | $729,000 | 2,672 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $483,000 | 1,725 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $246,000 | 3,330 |
| Total noninterest expense | $2,025,000 | 4,355 |
| Salaries and employee benefits | $812,000 | 5,051 |
| Premises and equipment expense | $220,000 | 4,815 |
| Additional noninterest expense | $993,000 | 3,305 |
| Pre-tax net operating income | $1,657,000 | 1,384 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $461,000 | 1,154 |
| Income before extraordinary items | $1,196,000 | 1,555 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,196,000 | 1,552 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,196,000 | 1,554 |
| Net charge-offs | $16,000 | 5,738 |
| Cash dividends | $375,000 | 1,962 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,151 |
| Net operating income | $1,196,000 | 1,533 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,670,000 | 4,446 |
| Total interest expense | $190,000 | 6,901 |
| Net interest income | $1,480,000 | 3,487 |
| Provision for loan and lease losses | $36,000 | 5,276 |
| Total noninterest income | $352,000 | 2,717 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $232,000 | 1,738 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $120,000 | 3,356 |
| Total noninterest expense | $979,000 | 4,359 |
| Salaries and employee benefits | $400,000 | 5,147 |
| Premises and equipment expense | $116,000 | 4,722 |
| Additional noninterest expense | $463,000 | 3,205 |
| Pre-tax net operating income | $817,000 | 1,562 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $238,000 | 1,274 |
| Income before extraordinary items | $579,000 | 1,859 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $579,000 | 1,861 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $579,000 | 1,861 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $375,000 | 1,165 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,009 |
| Net operating income | $579,000 | 1,750 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,177,000 | 4,412 |
| Total interest expense | $1,272,000 | 6,317 |
| Net interest income | $5,905,000 | 3,518 |
| Provision for loan and lease losses | $137,000 | 5,674 |
| Total noninterest income | $1,495,000 | 2,640 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,013,000 | 1,743 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $482,000 | 3,232 |
| Total noninterest expense | $3,792,000 | 4,403 |
| Salaries and employee benefits | $1,579,000 | 5,174 |
| Premises and equipment expense | $484,000 | 4,547 |
| Additional noninterest expense | $1,729,000 | 3,234 |
| Pre-tax net operating income | $3,471,000 | 1,565 |
| Securities gains (losses) | $35,000 | 1,832 |
| Applicable income taxes | $1,094,000 | 1,120 |
| Income before extraordinary items | $2,412,000 | 1,659 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,412,000 | 1,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,631 |
| Cash dividends | $1,775,000 | 1,506 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 1,314 |
| Net operating income | $2,387,850 | 1,795 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,337,000 | 4,502 |
| Total interest expense | $1,016,000 | 6,289 |
| Net interest income | $4,321,000 | 3,607 |
| Provision for loan and lease losses | $92,000 | 5,243 |
| Total noninterest income | $1,114,000 | 2,717 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $770,000 | 1,740 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $344,000 | 3,443 |
| Total noninterest expense | $2,896,000 | 4,339 |
| Salaries and employee benefits | $1,187,000 | 5,203 |
| Premises and equipment expense | $360,000 | 4,577 |
| Additional noninterest expense | $1,349,000 | 3,039 |
| Pre-tax net operating income | $2,447,000 | 1,961 |
| Securities gains (losses) | $35,000 | 1,656 |
| Applicable income taxes | $775,000 | 1,404 |
| Income before extraordinary items | $1,707,000 | 2,062 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,707,000 | 2,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,452 |
| Cash dividends | $1,325,000 | 1,465 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 1,170 |
| Net operating income | $1,682,850 | 2,197 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,578,000 | 4,546 |
| Total interest expense | $736,000 | 6,256 |
| Net interest income | $2,842,000 | 3,633 |
| Provision for loan and lease losses | $60,000 | 4,901 |
| Total noninterest income | $746,000 | 2,733 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $517,000 | 1,704 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $229,000 | 3,504 |
| Total noninterest expense | $1,839,000 | 4,502 |
| Salaries and employee benefits | $801,000 | 5,208 |
| Premises and equipment expense | $235,000 | 4,675 |
| Additional noninterest expense | $803,000 | 3,348 |
| Pre-tax net operating income | $1,689,000 | 1,963 |
| Securities gains (losses) | $35,000 | 1,681 |
| Applicable income taxes | $543,000 | 1,499 |
| Income before extraordinary items | $1,181,000 | 2,233 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,181,000 | 2,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,555 |
| Cash dividends | $925,000 | 1,521 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,078 |
| Net operating income | $1,156,850 | 2,231 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,798,000 | 4,634 |
| Total interest expense | $405,000 | 6,230 |
| Net interest income | $1,393,000 | 3,667 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $354,000 | 2,818 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $258,000 | 1,683 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $96,000 | 3,849 |
| Total noninterest expense | $917,000 | 4,518 |
| Salaries and employee benefits | $404,000 | 5,192 |
| Premises and equipment expense | $115,000 | 4,754 |
| Additional noninterest expense | $398,000 | 3,325 |
| Pre-tax net operating income | $800,000 | 2,158 |
| Securities gains (losses) | $33,000 | 1,317 |
| Applicable income taxes | $263,000 | 1,624 |
| Income before extraordinary items | $570,000 | 2,417 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $570,000 | 2,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,990 |
| Cash dividends | $475,000 | 1,423 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 944 |
| Net operating income | $547,560 | 2,424 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,478,000 | 4,557 |
| Total interest expense | $1,925,000 | 5,903 |
| Net interest income | $5,553,000 | 3,713 |
| Provision for loan and lease losses | $122,000 | 4,597 |
| Total noninterest income | $1,510,000 | 2,702 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $990,000 | 1,776 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $520,000 | 3,235 |
| Total noninterest expense | $3,529,000 | 4,489 |
| Salaries and employee benefits | $1,562,000 | 5,181 |
| Premises and equipment expense | $478,000 | 4,502 |
| Additional noninterest expense | $1,489,000 | 3,434 |
| Pre-tax net operating income | $3,412,000 | 2,237 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,084,000 | 1,765 |
| Income before extraordinary items | $2,328,000 | 2,520 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,328,000 | 2,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,486 |
| Cash dividends | $2,075,000 | 1,559 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 1,233 |
| Net operating income | $2,328,000 | 2,511 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,559,000 | 4,594 |
| Total interest expense | $1,478,000 | 5,901 |
| Net interest income | $4,081,000 | 3,775 |
| Provision for loan and lease losses | $50,000 | 5,025 |
| Total noninterest income | $1,085,000 | 2,758 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $725,000 | 1,799 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $360,000 | 3,404 |
| Total noninterest expense | $2,675,000 | 4,440 |
| Salaries and employee benefits | $1,180,000 | 5,146 |
| Premises and equipment expense | $351,000 | 4,538 |
| Additional noninterest expense | $1,144,000 | 3,319 |
| Pre-tax net operating income | $2,441,000 | 2,483 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $767,000 | 1,954 |
| Income before extraordinary items | $1,674,000 | 2,744 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,674,000 | 2,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 3,478 |
| Cash dividends | $1,550,000 | 1,460 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 1,085 |
| Net operating income | $1,674,000 | 2,723 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,720,000 | 4,609 |
| Total interest expense | $996,000 | 5,881 |
| Net interest income | $2,724,000 | 3,797 |
| Provision for loan and lease losses | $50,000 | 4,348 |
| Total noninterest income | $744,000 | 2,709 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $477,000 | 1,819 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $267,000 | 3,209 |
| Total noninterest expense | $1,780,000 | 4,470 |
| Salaries and employee benefits | $813,000 | 5,089 |
| Premises and equipment expense | $229,000 | 4,631 |
| Additional noninterest expense | $738,000 | 3,405 |
| Pre-tax net operating income | $1,638,000 | 2,526 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $516,000 | 2,017 |
| Income before extraordinary items | $1,122,000 | 2,792 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,122,000 | 2,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 2,722 |
| Cash dividends | $1,025,000 | 1,478 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,000 |
| Net operating income | $1,122,000 | 2,772 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,878,000 | 4,581 |
| Total interest expense | $492,000 | 5,902 |
| Net interest income | $1,386,000 | 3,743 |
| Provision for loan and lease losses | $50,000 | 3,068 |
| Total noninterest income | $399,000 | 2,572 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $226,000 | 1,861 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $173,000 | 2,771 |
| Total noninterest expense | $905,000 | 4,423 |
| Salaries and employee benefits | $409,000 | 5,085 |
| Premises and equipment expense | $116,000 | 4,609 |
| Additional noninterest expense | $380,000 | 3,310 |
| Pre-tax net operating income | $830,000 | 2,504 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $260,000 | 2,036 |
| Income before extraordinary items | $570,000 | 2,751 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $570,000 | 2,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,299 |
| Cash dividends | $500,000 | 1,376 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 852 |
| Net operating income | $570,000 | 2,733 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,325,000 | 4,443 |
| Total interest expense | $1,762,000 | 5,740 |
| Net interest income | $5,563,000 | 3,724 |
| Provision for loan and lease losses | $83,000 | 4,994 |
| Total noninterest income | $1,495,000 | 2,706 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $989,000 | 1,766 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $506,000 | 3,318 |
| Total noninterest expense | $3,593,000 | 4,318 |
| Salaries and employee benefits | $1,627,000 | 4,932 |
| Premises and equipment expense | $493,000 | 4,313 |
| Additional noninterest expense | $1,473,000 | 3,333 |
| Pre-tax net operating income | $3,382,000 | 2,556 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,070,000 | 2,101 |
| Income before extraordinary items | $2,312,000 | 2,782 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,312,000 | 2,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,270 |
| Cash dividends | $1,171,000 | 2,313 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 1,182 |
| Net operating income | $2,312,000 | 2,771 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,381,000 | 4,480 |
| Total interest expense | $1,266,000 | 5,785 |
| Net interest income | $4,115,000 | 3,779 |
| Provision for loan and lease losses | $57,000 | 4,937 |
| Total noninterest income | $1,142,000 | 2,687 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $743,000 | 1,773 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $399,000 | 3,225 |
| Total noninterest expense | $2,702,000 | 4,284 |
| Salaries and employee benefits | $1,222,000 | 4,908 |
| Premises and equipment expense | $381,000 | 4,223 |
| Additional noninterest expense | $1,099,000 | 3,361 |
| Pre-tax net operating income | $2,498,000 | 2,651 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $788,000 | 2,224 |
| Income before extraordinary items | $1,710,000 | 2,914 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,710,000 | 2,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-48,000 | 8,340 |
| Cash dividends | $621,000 | 2,603 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 994 |
| Net operating income | $1,710,000 | 2,902 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,559,000 | 4,464 |
| Total interest expense | $826,000 | 5,721 |
| Net interest income | $2,733,000 | 3,806 |
| Provision for loan and lease losses | $7,000 | 6,120 |
| Total noninterest income | $709,000 | 2,812 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $489,000 | 1,771 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $220,000 | 3,558 |
| Total noninterest expense | $1,793,000 | 4,315 |
| Salaries and employee benefits | $829,000 | 4,879 |
| Premises and equipment expense | $255,000 | 4,223 |
| Additional noninterest expense | $709,000 | 3,435 |
| Pre-tax net operating income | $1,642,000 | 2,691 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $518,000 | 2,250 |
| Income before extraordinary items | $1,124,000 | 2,931 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,124,000 | 2,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 8,368 |
| Cash dividends | $71,000 | 4,624 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 851 |
| Net operating income | $1,124,000 | 2,919 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,775,000 | 4,419 |
| Total interest expense | $400,000 | 5,694 |
| Net interest income | $1,375,000 | 3,785 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $349,000 | 2,789 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $228,000 | 1,835 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $121,000 | 3,366 |
| Total noninterest expense | $890,000 | 4,349 |
| Salaries and employee benefits | $429,000 | 4,790 |
| Premises and equipment expense | $123,000 | 4,347 |
| Additional noninterest expense | $338,000 | 3,540 |
| Pre-tax net operating income | $834,000 | 2,621 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $263,000 | 2,189 |
| Income before extraordinary items | $571,000 | 2,845 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $571,000 | 2,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-143,000 | 8,688 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 621 |
| Net operating income | $571,000 | 2,830 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,620,000 | 4,788 |
| Total interest expense | $998,000 | 6,297 |
| Net interest income | $4,622,000 | 4,182 |
| Provision for loan and lease losses | $132,000 | 4,316 |
| Total noninterest income | $1,267,000 | 3,016 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $882,000 | 1,944 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $385,000 | 3,836 |
| Total noninterest expense | $3,296,000 | 4,486 |
| Salaries and employee benefits | $1,496,000 | 5,058 |
| Premises and equipment expense | $426,000 | 4,663 |
| Additional noninterest expense | $1,374,000 | 3,466 |
| Pre-tax net operating income | $2,461,000 | 3,194 |
| Securities gains (losses) | $19,000 | 1,270 |
| Applicable income taxes | $765,000 | 2,672 |
| Income before extraordinary items | $1,715,000 | 3,480 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,715,000 | 3,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 2,651 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $7,000,000 | 258 |
| Net operating income | $1,701,890 | 3,463 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,882,000 | 5,018 |
| Total interest expense | $631,000 | 6,611 |
| Net interest income | $3,251,000 | 4,391 |
| Provision for loan and lease losses | $100,000 | 4,154 |
| Total noninterest income | $902,000 | 3,139 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $636,000 | 2,012 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $266,000 | 4,012 |
| Total noninterest expense | $2,419,000 | 4,528 |
| Salaries and employee benefits | $1,079,000 | 5,168 |
| Premises and equipment expense | $307,000 | 4,765 |
| Additional noninterest expense | $1,033,000 | 3,421 |
| Pre-tax net operating income | $1,634,000 | 3,532 |
| Securities gains (losses) | $17,000 | 1,289 |
| Applicable income taxes | $503,000 | 2,925 |
| Income before extraordinary items | $1,148,000 | 3,789 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,148,000 | 3,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 2,001 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $7,000,000 | 182 |
| Net operating income | $1,136,100 | 3,770 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,323,000 | 5,289 |
| Total interest expense | $347,000 | 6,913 |
| Net interest income | $1,976,000 | 4,657 |
| Provision for loan and lease losses | $50,000 | 4,523 |
| Total noninterest income | $568,000 | 3,230 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $381,000 | 2,154 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $187,000 | 3,882 |
| Total noninterest expense | $1,514,000 | 4,699 |
| Salaries and employee benefits | $664,000 | 5,410 |
| Premises and equipment expense | $185,000 | 5,077 |
| Additional noninterest expense | $665,000 | 3,492 |
| Pre-tax net operating income | $980,000 | 3,770 |
| Securities gains (losses) | $17,000 | 1,160 |
| Applicable income taxes | $302,000 | 3,095 |
| Income before extraordinary items | $695,000 | 4,009 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $695,000 | 4,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 1,758 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $7,000,000 | 118 |
| Net operating income | $683,100 | 4,007 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $829,000 | 6,284 |
| Total interest expense | $94,000 | 7,919 |
| Net interest income | $735,000 | 5,592 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $240,000 | 3,559 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $141,000 | 2,681 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $99,000 | 3,751 |
| Total noninterest expense | $560,000 | 5,726 |
| Salaries and employee benefits | $225,000 | 6,686 |
| Premises and equipment expense | $60,000 | 6,332 |
| Additional noninterest expense | $275,000 | 4,067 |
| Pre-tax net operating income | $415,000 | 4,163 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $126,000 | 3,391 |
| Income before extraordinary items | $289,000 | 4,478 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $289,000 | 4,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,322 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $289,000 | 4,436 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,097,000 | 6,329 |
| Total interest expense | $282,000 | 8,168 |
| Net interest income | $2,815,000 | 5,620 |
| Provision for loan and lease losses | $15,000 | 6,861 |
| Total noninterest income | $783,000 | 4,104 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $596,000 | 2,717 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $187,000 | 5,245 |
| Total noninterest expense | $1,942,000 | 6,096 |
| Salaries and employee benefits | $873,000 | 6,713 |
| Premises and equipment expense | $254,000 | 6,147 |
| Additional noninterest expense | $815,000 | 5,029 |
| Pre-tax net operating income | $1,641,000 | 4,028 |
| Securities gains (losses) | $3,000 | 3,369 |
| Applicable income taxes | $493,000 | 3,379 |
| Income before extraordinary items | $1,151,000 | 4,305 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,151,000 | 4,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,361 |
| Cash dividends | $1,100,000 | 2,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,148,900 | 4,242 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,300,000 | 6,366 |
| Total interest expense | $205,000 | 8,237 |
| Net interest income | $2,095,000 | 5,640 |
| Provision for loan and lease losses | $15,000 | 6,527 |
| Total noninterest income | $583,000 | 4,157 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $448,000 | 2,731 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $135,000 | 5,352 |
| Total noninterest expense | $1,468,000 | 6,031 |
| Salaries and employee benefits | $666,000 | 6,615 |
| Premises and equipment expense | $208,000 | 5,868 |
| Additional noninterest expense | $594,000 | 5,085 |
| Pre-tax net operating income | $1,195,000 | 4,163 |
| Securities gains (losses) | $2,000 | 3,384 |
| Applicable income taxes | $357,000 | 3,491 |
| Income before extraordinary items | $840,000 | 4,480 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $840,000 | 4,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,126 |
| Cash dividends | $825,000 | 1,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $838,600 | 4,407 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,518,000 | 6,423 |
| Total interest expense | $135,000 | 8,311 |
| Net interest income | $1,383,000 | 5,664 |
| Provision for loan and lease losses | $15,000 | 6,089 |
| Total noninterest income | $351,000 | 4,416 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $274,000 | 2,912 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $77,000 | 5,665 |
| Total noninterest expense | $966,000 | 6,116 |
| Salaries and employee benefits | $434,000 | 6,730 |
| Premises and equipment expense | $131,000 | 6,070 |
| Additional noninterest expense | $401,000 | 5,055 |
| Pre-tax net operating income | $753,000 | 4,272 |
| Securities gains (losses) | $3,000 | 2,926 |
| Applicable income taxes | $226,000 | 3,556 |
| Income before extraordinary items | $530,000 | 4,588 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $530,000 | 4,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,060 |
| Cash dividends | $550,000 | 1,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $527,900 | 4,511 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $760,000 | 6,443 |
| Total interest expense | $69,000 | 8,355 |
| Net interest income | $691,000 | 5,680 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $166,000 | 4,522 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $132,000 | 2,944 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $34,000 | 5,872 |
| Total noninterest expense | $483,000 | 6,156 |
| Salaries and employee benefits | $221,000 | 6,700 |
| Premises and equipment expense | $64,000 | 6,144 |
| Additional noninterest expense | $198,000 | 5,107 |
| Pre-tax net operating income | $374,000 | 4,259 |
| Securities gains (losses) | $2,000 | 2,612 |
| Applicable income taxes | $112,000 | 3,591 |
| Income before extraordinary items | $264,000 | 4,611 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $264,000 | 4,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,331 |
| Cash dividends | $275,000 | 1,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $262,600 | 4,494 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,174,000 | 6,352 |
| Total interest expense | $341,000 | 8,322 |
| Net interest income | $2,833,000 | 5,489 |
| Provision for loan and lease losses | $5,000 | 7,519 |
| Total noninterest income | $704,000 | 4,542 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $578,000 | 2,777 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $126,000 | 6,134 |
| Total noninterest expense | $2,001,000 | 5,990 |
| Salaries and employee benefits | $939,000 | 6,478 |
| Premises and equipment expense | $274,000 | 5,930 |
| Additional noninterest expense | $788,000 | 5,104 |
| Pre-tax net operating income | $1,531,000 | 4,076 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $470,000 | 3,477 |
| Income before extraordinary items | $1,061,000 | 4,475 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,061,000 | 4,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,709 |
| Cash dividends | $1,150,000 | 2,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,061,000 | 4,306 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,398,000 | 6,392 |
| Total interest expense | $263,000 | 8,415 |
| Net interest income | $2,135,000 | 5,501 |
| Provision for loan and lease losses | $5,000 | 7,333 |
| Total noninterest income | $517,000 | 4,656 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $426,000 | 2,823 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $91,000 | 6,249 |
| Total noninterest expense | $1,503,000 | 5,975 |
| Salaries and employee benefits | $706,000 | 6,439 |
| Premises and equipment expense | $205,000 | 5,942 |
| Additional noninterest expense | $592,000 | 5,059 |
| Pre-tax net operating income | $1,144,000 | 4,218 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $355,000 | 3,614 |
| Income before extraordinary items | $789,000 | 4,634 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $789,000 | 4,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,181 |
| Cash dividends | $800,000 | 1,997 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $789,000 | 4,462 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,616,000 | 6,392 |
| Total interest expense | $185,000 | 8,434 |
| Net interest income | $1,431,000 | 5,480 |
| Provision for loan and lease losses | $5,000 | 7,119 |
| Total noninterest income | $340,000 | 4,653 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $279,000 | 2,810 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $61,000 | 6,230 |
| Total noninterest expense | $1,015,000 | 5,944 |
| Salaries and employee benefits | $479,000 | 6,412 |
| Premises and equipment expense | $136,000 | 5,946 |
| Additional noninterest expense | $400,000 | 5,006 |
| Pre-tax net operating income | $751,000 | 4,233 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $236,000 | 3,657 |
| Income before extraordinary items | $515,000 | 4,718 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $515,000 | 4,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,755 |
| Cash dividends | $450,000 | 2,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $515,000 | 4,513 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $827,000 | 6,356 |
| Total interest expense | $98,000 | 8,454 |
| Net interest income | $729,000 | 5,419 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $154,000 | 4,825 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $120,000 | 3,077 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $34,000 | 5,990 |
| Total noninterest expense | $515,000 | 5,904 |
| Salaries and employee benefits | $238,000 | 6,444 |
| Premises and equipment expense | $70,000 | 5,840 |
| Additional noninterest expense | $207,000 | 4,839 |
| Pre-tax net operating income | $368,000 | 4,252 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $115,000 | 3,702 |
| Income before extraordinary items | $253,000 | 4,692 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $253,000 | 4,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,468 |
| Cash dividends | $225,000 | 2,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $253,000 | 4,486 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,610,000 | 6,234 |
| Total interest expense | $580,000 | 8,166 |
| Net interest income | $3,030,000 | 5,251 |
| Provision for loan and lease losses | $136,000 | 5,113 |
| Total noninterest income | $626,000 | 4,616 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $498,000 | 2,982 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $128,000 | 5,935 |
| Total noninterest expense | $2,035,000 | 5,818 |
| Salaries and employee benefits | $902,000 | 6,511 |
| Premises and equipment expense | $275,000 | 5,831 |
| Additional noninterest expense | $858,000 | 4,692 |
| Pre-tax net operating income | $1,485,000 | 4,146 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $469,000 | 3,589 |
| Income before extraordinary items | $1,016,000 | 4,548 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,016,000 | 4,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,685 |
| Cash dividends | $800,000 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,016,000 | 4,429 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,960,000 | 6,388 |
| Total interest expense | $1,084,000 | 7,843 |
| Net interest income | $2,876,000 | 5,229 |
| Provision for loan and lease losses | $208,000 | 4,047 |
| Total noninterest income | $481,000 | 5,172 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $410,000 | 3,321 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $71,000 | 7,088 |
| Total noninterest expense | $1,850,000 | 6,024 |
| Salaries and employee benefits | $866,000 | 6,512 |
| Premises and equipment expense | $265,000 | 5,907 |
| Additional noninterest expense | $719,000 | 5,184 |
| Pre-tax net operating income | $1,299,000 | 4,224 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $405,000 | 3,713 |
| Income before extraordinary items | $894,000 | 4,587 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $894,000 | 4,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $606,000 | 1,355 |
| Cash dividends | $625,000 | 3,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $894,000 | 4,472 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,236,000 | 6,296 |
| Total interest expense | $1,252,000 | 7,692 |
| Net interest income | $2,984,000 | 5,179 |
| Provision for loan and lease losses | $574,000 | 1,687 |
| Total noninterest income | $527,000 | 4,770 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $461,000 | 2,908 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 7,303 |
| Total noninterest expense | $1,824,000 | 6,011 |
| Salaries and employee benefits | $819,000 | 6,637 |
| Premises and equipment expense | $254,000 | 5,991 |
| Additional noninterest expense | $751,000 | 4,935 |
| Pre-tax net operating income | $1,113,000 | 4,962 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $355,000 | 4,243 |
| Income before extraordinary items | $758,000 | 5,210 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $758,000 | 5,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 2,818 |
| Cash dividends | $675,000 | 2,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $758,000 | 5,200 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,233,000 | 6,164 |
| Total interest expense | $1,249,000 | 7,520 |
| Net interest income | $2,984,000 | 5,179 |
| Provision for loan and lease losses | $247,000 | 3,079 |
| Total noninterest income | $582,000 | 4,512 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $496,000 | 2,653 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 6,986 |
| Total noninterest expense | $1,847,000 | 5,989 |
| Salaries and employee benefits | $889,000 | 6,359 |
| Premises and equipment expense | $254,000 | 5,977 |
| Additional noninterest expense | $704,000 | 5,219 |
| Pre-tax net operating income | $1,472,000 | 4,157 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $515,000 | 3,573 |
| Income before extraordinary items | $957,000 | 4,558 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $957,000 | 4,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 2,110 |
| Cash dividends | $875,000 | 2,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $957,000 | 4,516 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,406,000 | 6,135 |
| Total interest expense | $1,321,000 | 7,613 |
| Net interest income | $3,085,000 | 5,039 |
| Provision for loan and lease losses | $85,000 | 5,461 |
| Total noninterest income | $567,000 | 4,560 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $468,000 | 2,702 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 6,659 |
| Total noninterest expense | $1,826,000 | 5,932 |
| Salaries and employee benefits | $922,000 | 6,106 |
| Premises and equipment expense | $246,000 | 6,015 |
| Additional noninterest expense | $658,000 | 5,403 |
| Pre-tax net operating income | $1,741,000 | 3,733 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $610,000 | 3,362 |
| Income before extraordinary items | $1,131,000 | 4,102 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,131,000 | 4,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 3,244 |
| Cash dividends | $1,025,000 | 2,158 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,131,000 | 4,016 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,375,000 | 6,330 |
| Total interest expense | $1,337,000 | 7,758 |
| Net interest income | $3,038,000 | 5,253 |
| Provision for loan and lease losses | $139,000 | 4,319 |
| Total noninterest income | $586,000 | 4,484 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $477,000 | 2,738 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 6,540 |
| Total noninterest expense | $1,936,000 | 5,774 |
| Salaries and employee benefits | $907,000 | 6,252 |
| Premises and equipment expense | $255,000 | 5,987 |
| Additional noninterest expense | $774,000 | 4,849 |
| Pre-tax net operating income | $1,549,000 | 4,375 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $543,000 | 3,972 |
| Income before extraordinary items | $1,006,000 | 4,682 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,006,000 | 4,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 2,850 |
| Cash dividends | $750,000 | 2,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,006,000 | 4,613 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,154,000 | 6,715 |
| Total interest expense | $1,295,000 | 8,118 |
| Net interest income | $2,859,000 | 5,644 |
| Provision for loan and lease losses | $227,000 | 3,139 |
| Total noninterest income | $582,000 | 4,662 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $503,000 | 2,713 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 7,772 |
| Total noninterest expense | $1,984,000 | 5,974 |
| Salaries and employee benefits | $1,000,000 | 5,988 |
| Premises and equipment expense | $275,000 | 5,903 |
| Additional noninterest expense | $709,000 | 5,691 |
| Pre-tax net operating income | $1,230,000 | 5,035 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $430,000 | 4,664 |
| Income before extraordinary items | $800,000 | 5,314 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $800,000 | 5,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 2,960 |
| Cash dividends | $1,000,000 | 2,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $800,000 | 5,245 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,941,000 | 7,062 |
| Total interest expense | $1,128,000 | 8,816 |
| Net interest income | $2,813,000 | 5,789 |
| Provision for loan and lease losses | $140,000 | 3,774 |
| Total noninterest income | $504,000 | 5,150 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $431,000 | 3,119 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 8,234 |
| Total noninterest expense | $1,936,000 | 6,135 |
| Salaries and employee benefits | $965,000 | 6,223 |
| Premises and equipment expense | $235,000 | 6,590 |
| Additional noninterest expense | $736,000 | 5,620 |
| Pre-tax net operating income | $1,241,000 | 5,143 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $434,000 | 4,658 |
| Income before extraordinary items | $807,000 | 5,417 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $807,000 | 5,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,805 |
| Cash dividends | $740,000 | 2,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $807,000 | 5,386 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,729,000 | 7,025 |
| Total interest expense | $935,000 | 8,967 |
| Net interest income | $2,794,000 | 5,921 |
| Provision for loan and lease losses | $40,000 | 6,585 |
| Total noninterest income | $491,000 | 5,359 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $403,000 | 3,355 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 7,913 |
| Total noninterest expense | $1,841,000 | 6,588 |
| Salaries and employee benefits | $962,000 | 6,286 |
| Premises and equipment expense | $189,000 | 7,666 |
| Additional noninterest expense | $690,000 | 6,394 |
| Pre-tax net operating income | $1,404,000 | 4,664 |
| Securities gains (losses) | $-23,000 | 10,454 |
| Applicable income taxes | $483,000 | 4,166 |
| Income before extraordinary items | $898,000 | 4,927 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $898,000 | 4,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,234 |
| Cash dividends | $740,000 | 2,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $912,950 | 4,911 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,759,000 | 7,181 |
| Total interest expense | $1,014,000 | 9,040 |
| Net interest income | $2,745,000 | 6,078 |
| Provision for loan and lease losses | $90,000 | 6,008 |
| Total noninterest income | $490,000 | 5,684 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $423,000 | 3,284 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 9,213 |
| Total noninterest expense | $1,764,000 | 6,994 |
| Salaries and employee benefits | $906,000 | 6,678 |
| Premises and equipment expense | $211,000 | 7,471 |
| Additional noninterest expense | $647,000 | 6,958 |
| Pre-tax net operating income | $1,381,000 | 4,645 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $471,000 | 4,396 |
| Income before extraordinary items | $910,000 | 5,052 |
| Extraordinary gains, net | $-7,000 | 12,262 |
| Net income | $903,000 | 5,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,980 |
| Cash dividends | $735,000 | 2,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $910,000 | 4,826 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,951,000 | 7,575 |
| Total interest expense | $1,286,000 | 9,293 |
| Net interest income | $2,665,000 | 6,287 |
| Provision for loan and lease losses | $102,000 | 7,202 |
| Total noninterest income | $536,000 | 5,371 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $461,000 | 3,025 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 9,058 |
| Total noninterest expense | $1,872,000 | 6,732 |
| Salaries and employee benefits | $864,000 | 6,846 |
| Premises and equipment expense | $231,000 | 7,148 |
| Additional noninterest expense | $777,000 | 6,236 |
| Pre-tax net operating income | $1,227,000 | 4,833 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $406,000 | 4,734 |
| Income before extraordinary items | $821,000 | 5,256 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $821,000 | 5,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 4,906 |
| Cash dividends | $840,000 | 1,819 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $821,000 | 4,956 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.