Home > First Financial Bank > Income and Expense
First Financial Bank, Income and Expense
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,135,000 | 3,556 |
| Total interest expense | $490,000 | 4,691 |
| Net interest income | $4,645,000 | 3,350 |
| Provision for loan and lease losses | $250,000 | 3,206 |
| Total noninterest income | $911,000 | 2,965 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $282,000 | 3,093 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $629,000 | 2,610 |
| Total noninterest expense | $2,731,000 | 4,302 |
| Salaries and employee benefits | $1,280,000 | 4,548 |
| Premises and equipment expense | $263,000 | 4,670 |
| Additional noninterest expense | $1,188,000 | 3,688 |
| Pre-tax net operating income | $2,575,000 | 1,927 |
| Securities gains (losses) | $20,000 | 2,874 |
| Applicable income taxes | $697,000 | 1,593 |
| Income before extraordinary items | $1,898,000 | 2,210 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,898,000 | 2,211 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,898,000 | 2,211 |
| Net charge-offs | $1,000 | 5,692 |
| Cash dividends | $1,500,000 | 983 |
| Sale, conversion, retirement of capital stock, net | $-4,000 | 7,089 |
| Net operating income | $1,883,400 | 2,095 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,436,000 | 3,572 |
| Total interest expense | $350,000 | 4,637 |
| Net interest income | $3,086,000 | 3,365 |
| Provision for loan and lease losses | $200,000 | 2,964 |
| Total noninterest income | $613,000 | 2,898 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $183,000 | 3,144 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $430,000 | 2,547 |
| Total noninterest expense | $1,836,000 | 4,299 |
| Salaries and employee benefits | $863,000 | 4,552 |
| Premises and equipment expense | $173,000 | 4,718 |
| Additional noninterest expense | $800,000 | 3,659 |
| Pre-tax net operating income | $1,663,000 | 1,969 |
| Securities gains (losses) | $20,000 | 2,488 |
| Applicable income taxes | $454,000 | 1,583 |
| Income before extraordinary items | $1,229,000 | 2,225 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,229,000 | 2,225 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,229,000 | 2,225 |
| Net charge-offs | $2,000 | 5,336 |
| Cash dividends | $1,000,000 | 957 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 910 |
| Net operating income | $1,214,400 | 2,125 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,717,000 | 3,619 |
| Total interest expense | $187,000 | 4,601 |
| Net interest income | $1,530,000 | 3,404 |
| Provision for loan and lease losses | $100,000 | 2,838 |
| Total noninterest income | $275,000 | 3,085 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $87,000 | 3,218 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $188,000 | 2,745 |
| Total noninterest expense | $960,000 | 4,201 |
| Salaries and employee benefits | $489,000 | 4,262 |
| Premises and equipment expense | $87,000 | 4,720 |
| Additional noninterest expense | $384,000 | 3,736 |
| Pre-tax net operating income | $745,000 | 2,142 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $198,000 | 1,740 |
| Income before extraordinary items | $547,000 | 2,434 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $547,000 | 2,435 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $547,000 | 2,437 |
| Net charge-offs | $8,000 | 4,117 |
| Cash dividends | $500,000 | 850 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $547,000 | 2,312 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,261,000 | 3,584 |
| Total interest expense | $814,000 | 4,887 |
| Net interest income | $6,447,000 | 3,285 |
| Provision for loan and lease losses | $1,006,000 | 2,397 |
| Total noninterest income | $1,141,000 | 2,892 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $348,000 | 3,310 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $793,000 | 2,462 |
| Total noninterest expense | $3,536,000 | 4,465 |
| Salaries and employee benefits | $1,386,000 | 5,163 |
| Premises and equipment expense | $357,000 | 4,817 |
| Additional noninterest expense | $1,793,000 | 3,410 |
| Pre-tax net operating income | $3,046,000 | 1,810 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $855,000 | 1,495 |
| Income before extraordinary items | $2,191,000 | 2,100 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,191,000 | 2,101 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,191,000 | 2,101 |
| Net charge-offs | $9,000 | 6,128 |
| Cash dividends | $950,000 | 1,689 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 1,027 |
| Net operating income | $2,191,000 | 2,017 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,513,000 | 3,593 |
| Total interest expense | $623,000 | 4,958 |
| Net interest income | $4,890,000 | 3,268 |
| Provision for loan and lease losses | $850,000 | 2,178 |
| Total noninterest income | $854,000 | 2,878 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $260,000 | 3,334 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $594,000 | 2,439 |
| Total noninterest expense | $2,702,000 | 4,419 |
| Salaries and employee benefits | $1,042,000 | 5,163 |
| Premises and equipment expense | $270,000 | 4,865 |
| Additional noninterest expense | $1,390,000 | 3,338 |
| Pre-tax net operating income | $2,192,000 | 1,943 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $615,000 | 1,551 |
| Income before extraordinary items | $1,577,000 | 2,214 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,577,000 | 2,214 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,577,000 | 2,215 |
| Net charge-offs | $2,000 | 6,068 |
| Cash dividends | $450,000 | 1,910 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 962 |
| Net operating income | $1,577,000 | 2,130 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,721,000 | 3,598 |
| Total interest expense | $436,000 | 4,949 |
| Net interest income | $3,285,000 | 3,260 |
| Provision for loan and lease losses | $593,000 | 2,119 |
| Total noninterest income | $555,000 | 2,933 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $175,000 | 3,276 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $380,000 | 2,511 |
| Total noninterest expense | $1,856,000 | 4,368 |
| Salaries and employee benefits | $689,000 | 5,226 |
| Premises and equipment expense | $167,000 | 5,089 |
| Additional noninterest expense | $1,000,000 | 3,209 |
| Pre-tax net operating income | $1,391,000 | 2,007 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $390,000 | 1,546 |
| Income before extraordinary items | $1,001,000 | 2,277 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,001,000 | 2,277 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,001,000 | 2,277 |
| Net charge-offs | $2,000 | 5,706 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 914 |
| Net operating income | $1,001,000 | 2,195 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,840,000 | 3,631 |
| Total interest expense | $233,000 | 4,915 |
| Net interest income | $1,607,000 | 3,297 |
| Provision for loan and lease losses | $136,000 | 2,989 |
| Total noninterest income | $243,000 | 3,209 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $90,000 | 3,191 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $153,000 | 2,867 |
| Total noninterest expense | $1,047,000 | 4,064 |
| Salaries and employee benefits | $330,000 | 5,382 |
| Premises and equipment expense | $70,000 | 5,511 |
| Additional noninterest expense | $647,000 | 2,563 |
| Pre-tax net operating income | $667,000 | 2,043 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $183,000 | 1,594 |
| Income before extraordinary items | $484,000 | 2,314 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $484,000 | 2,313 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $484,000 | 2,314 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 861 |
| Net operating income | $484,000 | 2,262 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,198,000 | 7,255 |
| Total interest expense | $193,000 | 7,346 |
| Net interest income | $1,005,000 | 7,164 |
| Provision for loan and lease losses | $20,000 | 6,809 |
| Total noninterest income | $87,000 | 6,771 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $86,000 | 5,684 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,000 | 6,937 |
| Total noninterest expense | $699,000 | 7,379 |
| Salaries and employee benefits | $184,000 | 7,584 |
| Premises and equipment expense | $59,000 | 7,388 |
| Additional noninterest expense | $456,000 | 6,646 |
| Pre-tax net operating income | $373,000 | 4,696 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $105,000 | 3,203 |
| Income before extraordinary items | $268,000 | 5,059 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $268,000 | 5,063 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $268,000 | 5,063 |
| Net charge-offs | $-6,000 | 7,407 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $268,000 | 4,908 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,953,000 | 3,644 |
| Total interest expense | $1,362,000 | 3,953 |
| Net interest income | $4,591,000 | 3,468 |
| Provision for loan and lease losses | $260,000 | 4,530 |
| Total noninterest income | $423,000 | 4,412 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $394,000 | 2,618 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $29,000 | 6,448 |
| Total noninterest expense | $2,535,000 | 4,706 |
| Salaries and employee benefits | $1,188,000 | 4,949 |
| Premises and equipment expense | $247,000 | 5,262 |
| Additional noninterest expense | $1,100,000 | 4,041 |
| Pre-tax net operating income | $2,219,000 | 1,767 |
| Securities gains (losses) | $197,000 | 1,387 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $2,416,000 | 1,374 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,416,000 | 1,377 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,416,000 | 1,378 |
| Net charge-offs | $-23,000 | 7,566 |
| Cash dividends | $665,000 | 1,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,219,000 | 1,443 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,899,000 | 3,720 |
| Total interest expense | $909,000 | 4,048 |
| Net interest income | $2,990,000 | 3,522 |
| Provision for loan and lease losses | $170,000 | 4,460 |
| Total noninterest income | $262,000 | 4,518 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $255,000 | 2,679 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $7,000 | 6,971 |
| Total noninterest expense | $1,588,000 | 4,884 |
| Salaries and employee benefits | $729,000 | 5,191 |
| Premises and equipment expense | $158,000 | 5,402 |
| Additional noninterest expense | $701,000 | 4,158 |
| Pre-tax net operating income | $1,494,000 | 1,728 |
| Securities gains (losses) | $197,000 | 961 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $1,691,000 | 1,303 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,691,000 | 1,304 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,691,000 | 1,304 |
| Net charge-offs | $-28,000 | 7,637 |
| Cash dividends | $195,000 | 2,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,494,000 | 1,412 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,985,000 | 3,729 |
| Total interest expense | $455,000 | 4,158 |
| Net interest income | $1,530,000 | 3,495 |
| Provision for loan and lease losses | $80,000 | 4,236 |
| Total noninterest income | $138,000 | 4,465 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $122,000 | 2,761 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $16,000 | 6,197 |
| Total noninterest expense | $799,000 | 4,924 |
| Salaries and employee benefits | $337,000 | 5,479 |
| Premises and equipment expense | $75,000 | 5,600 |
| Additional noninterest expense | $387,000 | 3,879 |
| Pre-tax net operating income | $789,000 | 1,637 |
| Securities gains (losses) | $97,000 | 800 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $886,000 | 1,230 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $886,000 | 1,233 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $886,000 | 1,232 |
| Net charge-offs | $6,000 | 5,069 |
| Cash dividends | $20,000 | 2,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $789,000 | 1,344 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,840,000 | 3,871 |
| Total interest expense | $2,070,000 | 4,342 |
| Net interest income | $5,770,000 | 3,571 |
| Provision for loan and lease losses | $313,000 | 5,208 |
| Total noninterest income | $536,000 | 4,609 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $477,000 | 2,996 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $59,000 | 6,205 |
| Total noninterest expense | $3,052,000 | 5,129 |
| Salaries and employee benefits | $1,327,000 | 5,548 |
| Premises and equipment expense | $258,000 | 5,991 |
| Additional noninterest expense | $1,467,000 | 4,132 |
| Pre-tax net operating income | $2,941,000 | 1,358 |
| Securities gains (losses) | $153,000 | 1,777 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $3,094,000 | 1,091 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,094,000 | 1,089 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $3,094,000 | 1,090 |
| Net charge-offs | $38,000 | 6,369 |
| Cash dividends | $2,377,000 | 765 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,941,000 | 1,137 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,829,000 | 3,950 |
| Total interest expense | $1,583,000 | 4,435 |
| Net interest income | $4,246,000 | 3,631 |
| Provision for loan and lease losses | $200,000 | 5,146 |
| Total noninterest income | $408,000 | 4,630 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $347,000 | 3,061 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $61,000 | 6,024 |
| Total noninterest expense | $2,214,000 | 5,234 |
| Salaries and employee benefits | $984,000 | 5,620 |
| Premises and equipment expense | $178,000 | 6,213 |
| Additional noninterest expense | $1,052,000 | 4,249 |
| Pre-tax net operating income | $2,240,000 | 1,447 |
| Securities gains (losses) | $38,000 | 2,435 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $2,278,000 | 1,180 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,278,000 | 1,180 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,278,000 | 1,180 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $1,054,000 | 1,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,240,000 | 1,185 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,805,000 | 4,047 |
| Total interest expense | $1,082,000 | 4,500 |
| Net interest income | $2,723,000 | 3,729 |
| Provision for loan and lease losses | $125,000 | 4,998 |
| Total noninterest income | $264,000 | 4,697 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $230,000 | 3,051 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $34,000 | 6,268 |
| Total noninterest expense | $1,454,000 | 5,329 |
| Salaries and employee benefits | $648,000 | 5,721 |
| Premises and equipment expense | $112,000 | 6,373 |
| Additional noninterest expense | $694,000 | 4,290 |
| Pre-tax net operating income | $1,408,000 | 1,606 |
| Securities gains (losses) | $38,000 | 2,055 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $1,446,000 | 1,311 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,446,000 | 1,310 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,446,000 | 1,310 |
| Net charge-offs | $3,000 | 6,371 |
| Cash dividends | $914,000 | 1,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,408,000 | 1,307 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,858,000 | 4,155 |
| Total interest expense | $563,000 | 4,510 |
| Net interest income | $1,295,000 | 3,843 |
| Provision for loan and lease losses | $62,000 | 4,596 |
| Total noninterest income | $123,000 | 4,822 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $116,000 | 2,969 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $7,000 | 7,131 |
| Total noninterest expense | $703,000 | 5,380 |
| Salaries and employee benefits | $322,000 | 5,793 |
| Premises and equipment expense | $53,000 | 6,520 |
| Additional noninterest expense | $328,000 | 4,133 |
| Pre-tax net operating income | $653,000 | 1,911 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $653,000 | 1,648 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $653,000 | 1,649 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $653,000 | 1,650 |
| Net charge-offs | $1,000 | 5,564 |
| Cash dividends | $900,000 | 500 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $653,000 | 1,571 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,275,000 | 4,381 |
| Total interest expense | $2,723,000 | 4,521 |
| Net interest income | $4,552,000 | 4,194 |
| Provision for loan and lease losses | $230,000 | 5,040 |
| Total noninterest income | $414,000 | 5,207 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $479,000 | 3,097 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-65,000 | 8,108 |
| Total noninterest expense | $2,544,000 | 5,607 |
| Salaries and employee benefits | $1,178,000 | 6,044 |
| Premises and equipment expense | $228,000 | 6,435 |
| Additional noninterest expense | $1,138,000 | 4,455 |
| Pre-tax net operating income | $2,192,000 | 2,298 |
| Securities gains (losses) | $49,000 | 1,613 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $2,241,000 | 1,783 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,241,000 | 1,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,395 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,192,000 | 1,946 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,405,000 | 4,462 |
| Total interest expense | $2,107,000 | 4,557 |
| Net interest income | $3,298,000 | 4,316 |
| Provision for loan and lease losses | $120,000 | 4,934 |
| Total noninterest income | $338,000 | 5,147 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $357,000 | 3,132 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-19,000 | 8,222 |
| Total noninterest expense | $1,848,000 | 5,687 |
| Salaries and employee benefits | $884,000 | 6,039 |
| Premises and equipment expense | $153,000 | 6,674 |
| Additional noninterest expense | $811,000 | 4,526 |
| Pre-tax net operating income | $1,668,000 | 2,628 |
| Securities gains (losses) | $29,000 | 1,776 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,697,000 | 2,071 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,697,000 | 2,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,747 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,668,000 | 2,217 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,574,000 | 4,548 |
| Total interest expense | $1,457,000 | 4,583 |
| Net interest income | $2,117,000 | 4,427 |
| Provision for loan and lease losses | $75,000 | 4,654 |
| Total noninterest income | $225,000 | 5,205 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $229,000 | 3,210 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $-4,000 | 8,314 |
| Total noninterest expense | $1,215,000 | 5,756 |
| Salaries and employee benefits | $587,000 | 6,112 |
| Premises and equipment expense | $100,000 | 6,746 |
| Additional noninterest expense | $528,000 | 4,574 |
| Pre-tax net operating income | $1,052,000 | 2,845 |
| Securities gains (losses) | $31,000 | 1,759 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $1,083,000 | 2,416 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,083,000 | 2,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,014 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,052,000 | 2,426 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,797,000 | 4,637 |
| Total interest expense | $774,000 | 4,601 |
| Net interest income | $1,023,000 | 4,547 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $98,000 | 5,467 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $106,000 | 3,330 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-8,000 | 8,398 |
| Total noninterest expense | $610,000 | 5,762 |
| Salaries and employee benefits | $293,000 | 6,157 |
| Premises and equipment expense | $47,000 | 6,884 |
| Additional noninterest expense | $270,000 | 4,446 |
| Pre-tax net operating income | $481,000 | 3,146 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $481,000 | 2,781 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $481,000 | 2,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,915 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $481,000 | 2,699 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,805,000 | 4,815 |
| Total interest expense | $2,948,000 | 4,850 |
| Net interest income | $3,857,000 | 4,739 |
| Provision for loan and lease losses | $90,000 | 5,036 |
| Total noninterest income | $507,000 | 4,999 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $420,000 | 3,434 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $87,000 | 6,423 |
| Total noninterest expense | $2,244,000 | 5,895 |
| Salaries and employee benefits | $1,136,000 | 6,137 |
| Premises and equipment expense | $175,000 | 6,988 |
| Additional noninterest expense | $933,000 | 4,861 |
| Pre-tax net operating income | $2,030,000 | 3,285 |
| Securities gains (losses) | $-18,000 | 7,726 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $2,012,000 | 2,805 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,012,000 | 2,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $600,000 | 3,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,030,000 | 2,768 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,938,000 | 4,929 |
| Total interest expense | $2,124,000 | 4,957 |
| Net interest income | $2,814,000 | 4,835 |
| Provision for loan and lease losses | $60,000 | 4,834 |
| Total noninterest income | $382,000 | 5,015 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $304,000 | 3,492 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $78,000 | 6,199 |
| Total noninterest expense | $1,588,000 | 6,045 |
| Salaries and employee benefits | $795,000 | 6,302 |
| Premises and equipment expense | $128,000 | 7,008 |
| Additional noninterest expense | $665,000 | 4,942 |
| Pre-tax net operating income | $1,548,000 | 3,410 |
| Securities gains (losses) | $-19,000 | 7,946 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,529,000 | 2,925 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,529,000 | 2,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,548,000 | 2,895 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,175,000 | 5,064 |
| Total interest expense | $1,354,000 | 5,082 |
| Net interest income | $1,821,000 | 4,955 |
| Provision for loan and lease losses | $30,000 | 4,873 |
| Total noninterest income | $255,000 | 5,036 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $196,000 | 3,554 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $59,000 | 6,023 |
| Total noninterest expense | $1,052,000 | 6,108 |
| Salaries and employee benefits | $534,000 | 6,338 |
| Premises and equipment expense | $84,000 | 7,058 |
| Additional noninterest expense | $434,000 | 5,017 |
| Pre-tax net operating income | $994,000 | 3,545 |
| Securities gains (losses) | $-11,000 | 8,018 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $983,000 | 3,078 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $983,000 | 3,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $994,000 | 3,031 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,533,000 | 5,173 |
| Total interest expense | $651,000 | 5,160 |
| Net interest income | $882,000 | 5,060 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $130,000 | 4,935 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $86,000 | 3,759 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $44,000 | 5,347 |
| Total noninterest expense | $524,000 | 6,159 |
| Salaries and employee benefits | $272,000 | 6,334 |
| Premises and equipment expense | $39,000 | 7,229 |
| Additional noninterest expense | $213,000 | 5,055 |
| Pre-tax net operating income | $488,000 | 3,583 |
| Securities gains (losses) | $-11,000 | 8,277 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $477,000 | 3,135 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $477,000 | 3,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $488,000 | 3,063 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,348,000 | 5,362 |
| Total interest expense | $2,281,000 | 5,059 |
| Net interest income | $3,067,000 | 5,459 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $457,000 | 5,332 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $364,000 | 3,735 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $93,000 | 6,451 |
| Total noninterest expense | $2,008,000 | 6,152 |
| Salaries and employee benefits | $1,097,000 | 6,160 |
| Premises and equipment expense | $162,000 | 7,117 |
| Additional noninterest expense | $749,000 | 5,438 |
| Pre-tax net operating income | $1,516,000 | 4,261 |
| Securities gains (losses) | $-84,000 | 8,141 |
| Applicable income taxes | $8,000 | 6,215 |
| Income before extraordinary items | $1,424,000 | 3,894 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,424,000 | 3,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,669 |
| Cash dividends | $569,000 | 3,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,507,160 | 3,742 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,840,000 | 5,487 |
| Total interest expense | $1,625,000 | 5,131 |
| Net interest income | $2,215,000 | 5,632 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $349,000 | 5,300 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $268,000 | 3,797 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $81,000 | 6,203 |
| Total noninterest expense | $1,449,000 | 6,254 |
| Salaries and employee benefits | $777,000 | 6,310 |
| Premises and equipment expense | $116,000 | 7,224 |
| Additional noninterest expense | $556,000 | 5,460 |
| Pre-tax net operating income | $1,115,000 | 4,483 |
| Securities gains (losses) | $-65,000 | 8,269 |
| Applicable income taxes | $8,000 | 6,282 |
| Income before extraordinary items | $1,042,000 | 4,073 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,042,000 | 4,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $569,000 | 2,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,106,350 | 3,908 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,432,000 | 5,611 |
| Total interest expense | $1,030,000 | 5,151 |
| Net interest income | $1,402,000 | 5,800 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $234,000 | 5,285 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $181,000 | 3,764 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $53,000 | 6,289 |
| Total noninterest expense | $920,000 | 6,403 |
| Salaries and employee benefits | $517,000 | 6,343 |
| Premises and equipment expense | $71,000 | 7,393 |
| Additional noninterest expense | $332,000 | 5,772 |
| Pre-tax net operating income | $716,000 | 4,579 |
| Securities gains (losses) | $-64,000 | 8,428 |
| Applicable income taxes | $8,000 | 6,196 |
| Income before extraordinary items | $644,000 | 4,274 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $644,000 | 4,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $569,000 | 2,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $707,360 | 4,029 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,166,000 | 5,680 |
| Total interest expense | $487,000 | 5,195 |
| Net interest income | $679,000 | 5,896 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $117,000 | 5,268 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $97,000 | 3,541 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $20,000 | 6,714 |
| Total noninterest expense | $482,000 | 6,282 |
| Salaries and employee benefits | $244,000 | 6,521 |
| Premises and equipment expense | $40,000 | 7,201 |
| Additional noninterest expense | $198,000 | 5,204 |
| Pre-tax net operating income | $314,000 | 4,850 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $8,000 | 5,862 |
| Income before extraordinary items | $306,000 | 4,369 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $306,000 | 4,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $306,000 | 4,363 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,892,000 | 5,899 |
| Total interest expense | $1,400,000 | 5,411 |
| Net interest income | $2,492,000 | 6,056 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $512,000 | 5,194 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $421,000 | 3,445 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $91,000 | 6,549 |
| Total noninterest expense | $1,909,000 | 6,260 |
| Salaries and employee benefits | $887,000 | 6,680 |
| Premises and equipment expense | $173,000 | 7,026 |
| Additional noninterest expense | $849,000 | 4,969 |
| Pre-tax net operating income | $1,095,000 | 5,115 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $6,000 | 6,643 |
| Income before extraordinary items | $1,089,000 | 4,598 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,089,000 | 4,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,376 |
| Cash dividends | $600,000 | 3,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,089,000 | 4,555 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,800,000 | 5,993 |
| Total interest expense | $972,000 | 5,514 |
| Net interest income | $1,828,000 | 6,144 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $372,000 | 5,271 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $304,000 | 3,529 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $68,000 | 6,563 |
| Total noninterest expense | $1,372,000 | 6,345 |
| Salaries and employee benefits | $620,000 | 6,838 |
| Premises and equipment expense | $133,000 | 6,961 |
| Additional noninterest expense | $619,000 | 5,011 |
| Pre-tax net operating income | $828,000 | 5,255 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $3,000 | 6,760 |
| Income before extraordinary items | $825,000 | 4,670 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $825,000 | 4,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,785 |
| Cash dividends | $600,000 | 2,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $825,000 | 4,631 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,778,000 | 6,079 |
| Total interest expense | $595,000 | 5,588 |
| Net interest income | $1,183,000 | 6,232 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $215,000 | 5,574 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $192,000 | 3,588 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $23,000 | 7,491 |
| Total noninterest expense | $886,000 | 6,443 |
| Salaries and employee benefits | $406,000 | 6,877 |
| Premises and equipment expense | $74,000 | 7,300 |
| Additional noninterest expense | $406,000 | 5,039 |
| Pre-tax net operating income | $512,000 | 5,427 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $3,000 | 6,722 |
| Income before extraordinary items | $509,000 | 4,849 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $509,000 | 4,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,010 |
| Cash dividends | $600,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $509,000 | 4,798 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $844,000 | 6,231 |
| Total interest expense | $270,000 | 5,763 |
| Net interest income | $574,000 | 6,349 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $103,000 | 5,609 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $94,000 | 3,574 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,000 | 7,829 |
| Total noninterest expense | $410,000 | 6,706 |
| Salaries and employee benefits | $198,000 | 7,005 |
| Premises and equipment expense | $39,000 | 7,270 |
| Additional noninterest expense | $173,000 | 5,535 |
| Pre-tax net operating income | $267,000 | 5,288 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-3,000 | 8,662 |
| Income before extraordinary items | $270,000 | 4,663 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $270,000 | 4,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 2,822 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $270,000 | 4,622 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,109,000 | 6,322 |
| Total interest expense | $891,000 | 5,977 |
| Net interest income | $2,218,000 | 6,349 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $1,066,000 | 3,391 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $319,000 | 4,183 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $747,000 | 2,610 |
| Total noninterest expense | $1,995,000 | 6,011 |
| Salaries and employee benefits | $906,000 | 6,587 |
| Premises and equipment expense | $188,000 | 6,890 |
| Additional noninterest expense | $901,000 | 4,691 |
| Pre-tax net operating income | $1,289,000 | 4,605 |
| Securities gains (losses) | $3,000 | 3,369 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,292,000 | 4,004 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,292,000 | 4,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,939 |
| Cash dividends | $350,000 | 4,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,289,000 | 3,957 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,299,000 | 6,368 |
| Total interest expense | $651,000 | 6,028 |
| Net interest income | $1,648,000 | 6,386 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $957,000 | 3,029 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $231,000 | 4,286 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $726,000 | 2,212 |
| Total noninterest expense | $1,503,000 | 5,957 |
| Salaries and employee benefits | $690,000 | 6,510 |
| Premises and equipment expense | $142,000 | 6,853 |
| Additional noninterest expense | $671,000 | 4,681 |
| Pre-tax net operating income | $1,102,000 | 4,375 |
| Securities gains (losses) | $3,000 | 3,253 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,105,000 | 3,757 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,105,000 | 3,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,626 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,102,000 | 3,688 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,569,000 | 6,319 |
| Total interest expense | $427,000 | 6,103 |
| Net interest income | $1,142,000 | 6,298 |
| Provision for loan and lease losses | $55,000 | 4,589 |
| Total noninterest income | $867,000 | 2,449 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $152,000 | 4,303 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $715,000 | 1,686 |
| Total noninterest expense | $1,079,000 | 5,759 |
| Salaries and employee benefits | $489,000 | 6,360 |
| Premises and equipment expense | $107,000 | 6,627 |
| Additional noninterest expense | $483,000 | 4,426 |
| Pre-tax net operating income | $875,000 | 3,876 |
| Securities gains (losses) | $3,000 | 2,926 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $878,000 | 3,286 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $878,000 | 3,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $875,000 | 3,204 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $891,000 | 5,948 |
| Total interest expense | $226,000 | 5,989 |
| Net interest income | $665,000 | 5,796 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $798,000 | 1,499 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $89,000 | 3,861 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $709,000 | 1,011 |
| Total noninterest expense | $667,000 | 5,074 |
| Salaries and employee benefits | $299,000 | 5,743 |
| Premises and equipment expense | $73,000 | 5,767 |
| Additional noninterest expense | $295,000 | 3,787 |
| Pre-tax net operating income | $751,000 | 2,561 |
| Securities gains (losses) | $3,000 | 2,499 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $754,000 | 2,041 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $754,000 | 2,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $751,000 | 1,966 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,586,000 | 5,969 |
| Total interest expense | $912,000 | 6,377 |
| Net interest income | $2,674,000 | 5,670 |
| Provision for loan and lease losses | $260,000 | 3,469 |
| Total noninterest income | $468,000 | 5,594 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $299,000 | 4,306 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $169,000 | 5,608 |
| Total noninterest expense | $2,190,000 | 5,696 |
| Salaries and employee benefits | $1,094,000 | 5,951 |
| Premises and equipment expense | $236,000 | 6,350 |
| Additional noninterest expense | $860,000 | 4,804 |
| Pre-tax net operating income | $692,000 | 6,039 |
| Securities gains (losses) | $19,000 | 3,246 |
| Applicable income taxes | $2,000 | 7,318 |
| Income before extraordinary items | $709,000 | 5,552 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $709,000 | 5,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,342 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $690,000 | 5,455 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,678,000 | 6,057 |
| Total interest expense | $702,000 | 6,450 |
| Net interest income | $1,976,000 | 5,754 |
| Provision for loan and lease losses | $200,000 | 3,330 |
| Total noninterest income | $356,000 | 5,620 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $210,000 | 4,482 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $146,000 | 5,393 |
| Total noninterest expense | $1,589,000 | 5,785 |
| Salaries and employee benefits | $782,000 | 6,081 |
| Premises and equipment expense | $167,000 | 6,504 |
| Additional noninterest expense | $640,000 | 4,784 |
| Pre-tax net operating income | $543,000 | 6,109 |
| Securities gains (losses) | $19,000 | 2,984 |
| Applicable income taxes | $2,000 | 7,369 |
| Income before extraordinary items | $560,000 | 5,579 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $560,000 | 5,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,530 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $541,000 | 5,472 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,803,000 | 6,062 |
| Total interest expense | $488,000 | 6,466 |
| Net interest income | $1,315,000 | 5,748 |
| Provision for loan and lease losses | $140,000 | 3,226 |
| Total noninterest income | $275,000 | 5,211 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $135,000 | 4,548 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $140,000 | 4,682 |
| Total noninterest expense | $1,043,000 | 5,855 |
| Salaries and employee benefits | $509,000 | 6,198 |
| Premises and equipment expense | $99,000 | 6,790 |
| Additional noninterest expense | $435,000 | 4,707 |
| Pre-tax net operating income | $407,000 | 5,816 |
| Securities gains (losses) | $19,000 | 2,643 |
| Applicable income taxes | $2,000 | 7,353 |
| Income before extraordinary items | $424,000 | 5,258 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $424,000 | 5,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,638 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $405,000 | 5,173 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $936,000 | 5,975 |
| Total interest expense | $269,000 | 6,268 |
| Net interest income | $667,000 | 5,693 |
| Provision for loan and lease losses | $80,000 | 2,724 |
| Total noninterest income | $202,000 | 4,139 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $71,000 | 4,347 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $131,000 | 3,454 |
| Total noninterest expense | $569,000 | 5,525 |
| Salaries and employee benefits | $257,000 | 6,157 |
| Premises and equipment expense | $53,000 | 6,622 |
| Additional noninterest expense | $259,000 | 4,098 |
| Pre-tax net operating income | $220,000 | 5,612 |
| Securities gains (losses) | $19,000 | 1,926 |
| Applicable income taxes | $2,000 | 7,162 |
| Income before extraordinary items | $237,000 | 4,854 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $237,000 | 4,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $218,190 | 4,887 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,590,000 | 6,260 |
| Total interest expense | $1,137,000 | 6,575 |
| Net interest income | $2,453,000 | 5,968 |
| Provision for loan and lease losses | $230,000 | 4,063 |
| Total noninterest income | $295,000 | 6,489 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $266,000 | 4,535 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $29,000 | 8,234 |
| Total noninterest expense | $1,851,000 | 6,153 |
| Salaries and employee benefits | $835,000 | 6,758 |
| Premises and equipment expense | $231,000 | 6,384 |
| Additional noninterest expense | $785,000 | 4,990 |
| Pre-tax net operating income | $667,000 | 6,199 |
| Securities gains (losses) | $37,000 | 2,669 |
| Applicable income taxes | $-4,000 | 8,814 |
| Income before extraordinary items | $708,000 | 5,530 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $708,000 | 5,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,685 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $671,000 | 5,517 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,819,000 | 7,427 |
| Total interest expense | $1,176,000 | 7,652 |
| Net interest income | $1,643,000 | 7,077 |
| Provision for loan and lease losses | $107,000 | 5,481 |
| Total noninterest income | $221,000 | 7,111 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $160,000 | 5,667 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $61,000 | 7,372 |
| Total noninterest expense | $1,307,000 | 7,211 |
| Salaries and employee benefits | $538,000 | 7,988 |
| Premises and equipment expense | $152,000 | 7,483 |
| Additional noninterest expense | $617,000 | 5,731 |
| Pre-tax net operating income | $450,000 | 6,751 |
| Securities gains (losses) | $4,000 | 4,008 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $454,000 | 6,288 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $454,000 | 6,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,614 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $450,000 | 6,191 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,013,000 | 8,399 |
| Total interest expense | $801,000 | 8,642 |
| Net interest income | $1,212,000 | 8,043 |
| Provision for loan and lease losses | $11,000 | 7,947 |
| Total noninterest income | $110,000 | 8,452 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 6,836 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 8,843 |
| Total noninterest expense | $975,000 | 8,095 |
| Salaries and employee benefits | $420,000 | 8,648 |
| Premises and equipment expense | $108,000 | 8,312 |
| Additional noninterest expense | $447,000 | 6,795 |
| Pre-tax net operating income | $336,000 | 7,753 |
| Securities gains (losses) | $6,000 | 1,308 |
| Applicable income taxes | $-4,000 | 9,289 |
| Income before extraordinary items | $346,000 | 7,178 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $346,000 | 7,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 9,470 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $340,000 | 7,212 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $535,000 | 9,952 |
| Total interest expense | $247,000 | 9,874 |
| Net interest income | $288,000 | 9,979 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $37,000 | 9,769 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 8,296 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 9,868 |
| Total noninterest expense | $466,000 | 9,724 |
| Salaries and employee benefits | $136,000 | 10,076 |
| Premises and equipment expense | $52,000 | 9,602 |
| Additional noninterest expense | $278,000 | 8,318 |
| Pre-tax net operating income | $-141,000 | 9,571 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-141,000 | 9,612 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-141,000 | 9,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 9,716 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-141,000 | 9,589 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $741,000 | 10,077 |
| Total interest expense | $293,000 | 10,071 |
| Net interest income | $448,000 | 10,014 |
| Provision for loan and lease losses | $-140,000 | 10,348 |
| Total noninterest income | $80,000 | 9,352 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 8,609 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 7,990 |
| Total noninterest expense | $429,000 | 9,976 |
| Salaries and employee benefits | $186,000 | 10,164 |
| Premises and equipment expense | $15,000 | 10,360 |
| Additional noninterest expense | $228,000 | 8,812 |
| Pre-tax net operating income | $239,000 | 8,720 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-19,000 | 10,054 |
| Income before extraordinary items | $258,000 | 8,196 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $258,000 | 8,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,667 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $258,000 | 8,120 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $799,000 | 10,480 |
| Total interest expense | $306,000 | 10,505 |
| Net interest income | $493,000 | 10,384 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $38,000 | 10,463 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $32,000 | 8,879 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 10,622 |
| Total noninterest expense | $364,000 | 10,566 |
| Salaries and employee benefits | $202,000 | 10,529 |
| Premises and equipment expense | $28,000 | 10,649 |
| Additional noninterest expense | $134,000 | 10,187 |
| Pre-tax net operating income | $167,000 | 9,754 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $18,000 | 9,756 |
| Income before extraordinary items | $149,000 | 9,600 |
| Extraordinary gains, net | $-20,000 | 10,908 |
| Net income | $129,000 | 9,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 9,945 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $-646,000 | 10,857 |
| Net operating income | $149,000 | 9,557 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $905,000 | 10,929 |
| Total interest expense | $329,000 | 11,024 |
| Net interest income | $576,000 | 10,716 |
| Provision for loan and lease losses | $27,000 | 7,576 |
| Total noninterest income | $32,000 | 11,112 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $29,000 | 9,402 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 11,282 |
| Total noninterest expense | $390,000 | 10,994 |
| Salaries and employee benefits | $222,000 | 10,892 |
| Premises and equipment expense | $17,000 | 11,329 |
| Additional noninterest expense | $151,000 | 10,541 |
| Pre-tax net operating income | $191,000 | 9,838 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $62,000 | 9,472 |
| Income before extraordinary items | $129,000 | 9,971 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $129,000 | 9,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,379 |
| Cash dividends | $33,000 | 7,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $129,000 | 9,920 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $960,000 | 11,351 |
| Total interest expense | $325,000 | 11,525 |
| Net interest income | $635,000 | 11,019 |
| Provision for loan and lease losses | $28,000 | 7,236 |
| Total noninterest income | $34,000 | 11,597 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $31,000 | 9,769 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 11,841 |
| Total noninterest expense | $405,000 | 11,419 |
| Salaries and employee benefits | $219,000 | 11,374 |
| Premises and equipment expense | $30,000 | 11,619 |
| Additional noninterest expense | $156,000 | 10,983 |
| Pre-tax net operating income | $236,000 | 10,219 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $74,000 | 9,703 |
| Income before extraordinary items | $163,000 | 10,331 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $163,000 | 10,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,236 |
| Cash dividends | $33,000 | 8,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $162,310 | 10,321 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $861,000 | 11,969 |
| Total interest expense | $264,000 | 12,162 |
| Net interest income | $597,000 | 11,716 |
| Provision for loan and lease losses | $5,000 | 8,812 |
| Total noninterest income | $44,000 | 12,057 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 10,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 12,414 |
| Total noninterest expense | $367,000 | 12,159 |
| Salaries and employee benefits | $196,000 | 12,089 |
| Premises and equipment expense | $19,000 | 12,444 |
| Additional noninterest expense | $152,000 | 11,766 |
| Pre-tax net operating income | $269,000 | 10,349 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $94,000 | 9,503 |
| Income before extraordinary items | $175,000 | 10,558 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $175,000 | 10,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,066 |
| Cash dividends | $32,000 | 8,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $175,000 | 10,597 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $902,000 | 12,502 |
| Total interest expense | $284,000 | 12,737 |
| Net interest income | $618,000 | 12,163 |
| Provision for loan and lease losses | $9,000 | 9,850 |
| Total noninterest income | $43,000 | 12,706 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 10,409 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 13,123 |
| Total noninterest expense | $363,000 | 12,785 |
| Salaries and employee benefits | $188,000 | 12,729 |
| Premises and equipment expense | $11,000 | 13,206 |
| Additional noninterest expense | $164,000 | 12,229 |
| Pre-tax net operating income | $289,000 | 10,324 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $87,000 | 10,051 |
| Income before extraordinary items | $202,000 | 10,630 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $202,000 | 10,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 8,808 |
| Cash dividends | $31,000 | 8,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $202,000 | 10,399 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,005,000 | 13,016 |
| Total interest expense | $374,000 | 13,285 |
| Net interest income | $631,000 | 12,602 |
| Provision for loan and lease losses | $50,000 | 9,026 |
| Total noninterest income | $47,000 | 13,183 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 10,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 13,290 |
| Total noninterest expense | $332,000 | 13,467 |
| Salaries and employee benefits | $172,000 | 13,393 |
| Premises and equipment expense | $11,000 | 13,823 |
| Additional noninterest expense | $149,000 | 12,968 |
| Pre-tax net operating income | $296,000 | 10,177 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $78,000 | 10,500 |
| Income before extraordinary items | $218,000 | 10,351 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $218,000 | 10,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 7,598 |
| Cash dividends | $30,000 | 8,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $218,000 | 10,003 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.