Home > First Fidelity Investment & Loan > Income and Expense
First Fidelity Investment & Loan, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $54,256,000 | 654 |
| Total interest expense | $29,439,000 | 580 |
| Net interest income | $24,817,000 | 710 |
| Provision for loan and lease losses | $496,000 | 2,234 |
| Total noninterest income | $187,000 | 7,430 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $2,000 | 8,358 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $185,000 | 5,092 |
| Total noninterest expense | $8,664,000 | 1,677 |
| Salaries and employee benefits | $5,084,000 | 1,491 |
| Premises and equipment expense | $1,079,000 | 1,979 |
| Additional noninterest expense | $2,501,000 | 1,831 |
| Pre-tax net operating income | $15,844,000 | 521 |
| Securities gains (losses) | $574,000 | 566 |
| Applicable income taxes | $6,664,000 | 448 |
| Income before extraordinary items | $9,754,000 | 586 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $9,754,000 | 589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,098 |
| Cash dividends | $8,260,000 | 428 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $9,386,640 | 569 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $53,413,000 | 681 |
| Total interest expense | $31,017,000 | 605 |
| Net interest income | $22,396,000 | 783 |
| Provision for loan and lease losses | $575,000 | 1,686 |
| Total noninterest income | $1,210,000 | 2,741 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $4,000 | 8,520 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,206,000 | 1,649 |
| Total noninterest expense | $7,239,000 | 1,923 |
| Salaries and employee benefits | $4,547,000 | 1,562 |
| Premises and equipment expense | $913,000 | 2,258 |
| Additional noninterest expense | $1,779,000 | 2,411 |
| Pre-tax net operating income | $15,792,000 | 539 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $6,472,000 | 459 |
| Income before extraordinary items | $9,320,000 | 608 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $9,320,000 | 608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $6,609,000 | 510 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $9,320,000 | 600 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $41,175,000 | 826 |
| Total interest expense | $22,410,000 | 726 |
| Net interest income | $18,765,000 | 937 |
| Provision for loan and lease losses | $1,055,000 | 925 |
| Total noninterest income | $942,000 | 3,227 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $5,000 | 8,759 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $937,000 | 1,954 |
| Total noninterest expense | $7,132,000 | 1,920 |
| Salaries and employee benefits | $3,784,000 | 1,839 |
| Premises and equipment expense | $824,000 | 2,465 |
| Additional noninterest expense | $2,524,000 | 1,755 |
| Pre-tax net operating income | $11,520,000 | 727 |
| Securities gains (losses) | $-7,000 | 9,189 |
| Applicable income taxes | $3,323,000 | 807 |
| Income before extraordinary items | $8,190,000 | 721 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $8,190,000 | 722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,803 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $8,194,970 | 708 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $34,016,000 | 969 |
| Total interest expense | $19,911,000 | 813 |
| Net interest income | $14,105,000 | 1,202 |
| Provision for loan and lease losses | $995,000 | 980 |
| Total noninterest income | $475,000 | 5,086 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $2,000 | 9,010 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $473,000 | 3,081 |
| Total noninterest expense | $7,183,000 | 1,811 |
| Salaries and employee benefits | $3,397,000 | 1,964 |
| Premises and equipment expense | $846,000 | 2,305 |
| Additional noninterest expense | $2,940,000 | 1,476 |
| Pre-tax net operating income | $6,402,000 | 1,169 |
| Securities gains (losses) | $-15,000 | 10,246 |
| Applicable income taxes | $468,000 | 4,019 |
| Income before extraordinary items | $5,919,000 | 916 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,919,000 | 915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $544,000 | 1,183 |
| Cash dividends | $5,000,000 | 633 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $5,932,950 | 882 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $26,056,000 | 1,297 |
| Total interest expense | $15,452,000 | 1,062 |
| Net interest income | $10,604,000 | 1,638 |
| Provision for loan and lease losses | $1,482,000 | 737 |
| Total noninterest income | $280,000 | 6,883 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $2,000 | 9,432 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $278,000 | 4,098 |
| Total noninterest expense | $6,530,000 | 1,975 |
| Salaries and employee benefits | $3,244,000 | 2,027 |
| Premises and equipment expense | $802,000 | 2,420 |
| Additional noninterest expense | $2,484,000 | 1,708 |
| Pre-tax net operating income | $2,872,000 | 2,578 |
| Securities gains (losses) | $7,000 | 2,566 |
| Applicable income taxes | $-1,308,000 | 10,892 |
| Income before extraordinary items | $4,187,000 | 1,299 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,187,000 | 1,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $950,000 | 832 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,180,000 | 1,266 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $19,406,000 | 1,743 |
| Total interest expense | $11,721,000 | 1,384 |
| Net interest income | $7,685,000 | 2,341 |
| Provision for loan and lease losses | $50,000 | 6,559 |
| Total noninterest income | $928,000 | 3,325 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $3,000 | 9,845 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $925,000 | 1,912 |
| Total noninterest expense | $8,586,000 | 1,654 |
| Salaries and employee benefits | $2,833,000 | 2,347 |
| Premises and equipment expense | $1,119,000 | 1,793 |
| Additional noninterest expense | $4,634,000 | 1,202 |
| Pre-tax net operating income | $-23,000 | 10,852 |
| Securities gains (losses) | $-19,000 | 10,606 |
| Applicable income taxes | $-2,682,000 | 11,420 |
| Income before extraordinary items | $2,640,000 | 1,876 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,640,000 | 1,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,660,000 | 648 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,652,160 | 1,833 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $20,935,000 | 1,620 |
| Total interest expense | $13,006,000 | 1,283 |
| Net interest income | $7,929,000 | 2,269 |
| Provision for loan and lease losses | $761,000 | 1,150 |
| Total noninterest income | $1,438,000 | 2,352 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,000 | 10,307 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,437,000 | 1,406 |
| Total noninterest expense | $12,677,000 | 1,163 |
| Salaries and employee benefits | $3,683,000 | 1,800 |
| Premises and equipment expense | $1,610,000 | 1,291 |
| Additional noninterest expense | $7,384,000 | 839 |
| Pre-tax net operating income | $-4,071,000 | 11,958 |
| Securities gains (losses) | $271,000 | 556 |
| Applicable income taxes | $1,000 | 11,102 |
| Income before extraordinary items | $-3,801,000 | 11,933 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-3,801,000 | 11,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,968,000 | 575 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-4,072,000 | 11,935 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $27,624,000 | 1,141 |
| Total interest expense | $15,005,000 | 909 |
| Net interest income | $12,619,000 | 1,428 |
| Provision for loan and lease losses | $7,768,000 | 220 |
| Total noninterest income | $1,437,000 | 2,378 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $0 | 10,872 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,437,000 | 1,426 |
| Total noninterest expense | $19,714,000 | 818 |
| Salaries and employee benefits | $6,138,000 | 1,103 |
| Premises and equipment expense | $2,514,000 | 870 |
| Additional noninterest expense | $11,062,000 | 645 |
| Pre-tax net operating income | $-13,426,000 | 12,614 |
| Securities gains (losses) | $-175,000 | 11,886 |
| Applicable income taxes | $-422,000 | 12,465 |
| Income before extraordinary items | $-13,179,000 | 12,574 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-13,179,000 | 12,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,002,000 | 113 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-13,009,250 | 12,577 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $39,881,000 | 838 |
| Total interest expense | $19,058,000 | 739 |
| Net interest income | $20,823,000 | 894 |
| Provision for loan and lease losses | $22,206,000 | 141 |
| Total noninterest income | $600,000 | 4,963 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $0 | 11,351 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $600,000 | 2,899 |
| Total noninterest expense | $20,052,000 | 840 |
| Salaries and employee benefits | $6,200,000 | 1,102 |
| Premises and equipment expense | $3,143,000 | 738 |
| Additional noninterest expense | $10,709,000 | 727 |
| Pre-tax net operating income | $-20,835,000 | 13,271 |
| Securities gains (losses) | $2,860,000 | 245 |
| Applicable income taxes | $-5,925,000 | 13,258 |
| Income before extraordinary items | $-12,050,000 | 13,217 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-12,050,000 | 13,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,833,000 | 301 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $1,210,000 | 433 |
| Net operating income | $-13,966,200 | 13,222 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $54,988,000 | 712 |
| Total interest expense | $26,028,000 | 727 |
| Net interest income | $28,960,000 | 690 |
| Provision for loan and lease losses | $-1,605,000 | 13,917 |
| Total noninterest income | $453,000 | 6,051 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $0 | 11,764 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $453,000 | 3,414 |
| Total noninterest expense | $31,600,000 | 580 |
| Salaries and employee benefits | $8,230,000 | 828 |
| Premises and equipment expense | $3,324,000 | 727 |
| Additional noninterest expense | $20,046,000 | 457 |
| Pre-tax net operating income | $-582,000 | 13,339 |
| Securities gains (losses) | $1,532,000 | 486 |
| Applicable income taxes | $674,000 | 3,101 |
| Income before extraordinary items | $276,000 | 9,609 |
| Extraordinary gains, net | $1,111,000 | 114 |
| Net income | $1,387,000 | 3,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $934,000 | 1,620 |
| Cash dividends | $400,000 | 3,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-704,480 | 13,377 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.