First Fidelity Bank, National Association, South Jersey, Income and Expense

1992-12-31 (YTD Data)		Rank
Total interest income	$169,425,000	293
Total interest expense	$73,841,000	322
Net interest income	$95,584,000	266
Provision for loan and lease losses	$18,300,000	223
Total noninterest income	$16,613,000	432
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$12,725,000	169
Trading account gains and fees	$0	504
Additional Noninterest Income	$3,888,000	798
Total noninterest expense	$59,877,000	352
Salaries and employee benefits	$18,120,000	418
Premises and equipment expense	$8,289,000	341
Additional noninterest expense	$33,468,000	315
Pre-tax net operating income	$34,020,000	225
Securities gains (losses)	$-10,000	13,291
Applicable income taxes	$10,081,000	273
Income before extraordinary items	$23,929,000	239
Extraordinary gains, net	$0	1,422
Net income	$23,929,000	239
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,046,000	165
Cash dividends	$9,200,000	230
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$23,936,000	211

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.