Home > First Fidelity Bank > Income and Expense
First Fidelity Bank, Income and Expense
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,030,000 | 6,255 |
| Total interest expense | $464,000 | 6,027 |
| Net interest income | $566,000 | 6,313 |
| Provision for loan and lease losses | $12,000 | 4,908 |
| Total noninterest income | $9,000 | 8,286 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $6,000 | 7,199 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $3,000 | 8,103 |
| Total noninterest expense | $405,000 | 6,802 |
| Salaries and employee benefits | $214,000 | 6,882 |
| Premises and equipment expense | $69,000 | 6,070 |
| Additional noninterest expense | $122,000 | 6,656 |
| Pre-tax net operating income | $158,000 | 5,971 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $158,000 | 5,549 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $158,000 | 5,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $158,000 | 5,533 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,714,000 | 6,991 |
| Total interest expense | $1,212,000 | 6,571 |
| Net interest income | $1,502,000 | 7,172 |
| Provision for loan and lease losses | $485,000 | 1,951 |
| Total noninterest income | $11,000 | 8,478 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $7,000 | 7,474 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,000 | 8,415 |
| Total noninterest expense | $1,310,000 | 7,210 |
| Salaries and employee benefits | $541,000 | 7,760 |
| Premises and equipment expense | $256,000 | 6,155 |
| Additional noninterest expense | $513,000 | 6,478 |
| Pre-tax net operating income | $-282,000 | 8,158 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-282,000 | 8,187 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-282,000 | 8,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $15,000,000 | 133 |
| Net operating income | $-282,000 | 8,185 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,694,000 | 7,375 |
| Total interest expense | $747,000 | 6,929 |
| Net interest income | $947,000 | 7,566 |
| Provision for loan and lease losses | $385,000 | 1,751 |
| Total noninterest income | $3,000 | 8,624 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $2,000 | 7,617 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,000 | 8,569 |
| Total noninterest expense | $835,000 | 7,539 |
| Salaries and employee benefits | $336,000 | 8,014 |
| Premises and equipment expense | $168,000 | 6,497 |
| Additional noninterest expense | $331,000 | 6,868 |
| Pre-tax net operating income | $-270,000 | 8,337 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-270,000 | 8,362 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-270,000 | 8,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $15,000,000 | 97 |
| Net operating income | $-270,000 | 8,356 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $818,000 | 7,899 |
| Total interest expense | $313,000 | 7,651 |
| Net interest income | $505,000 | 7,955 |
| Provision for loan and lease losses | $250,000 | 1,756 |
| Total noninterest income | $-1,000 | 8,759 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,707 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $-1,000 | 8,742 |
| Total noninterest expense | $413,000 | 8,014 |
| Salaries and employee benefits | $162,000 | 8,394 |
| Premises and equipment expense | $103,000 | 6,692 |
| Additional noninterest expense | $148,000 | 7,632 |
| Pre-tax net operating income | $-159,000 | 8,381 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-159,000 | 8,394 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-159,000 | 8,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $15,000,000 | 58 |
| Net operating income | $-159,000 | 8,394 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.