First Federal Savings Bank of Western Maryland, Net Loans and Leases

1996-12-31Rank
Net loans and leases$290,681,0001,046
Loan loss allowance$7,846,000633
Total loans and leases$298,527,0001,040
Unearned income$4,689,000425
Loans and leases, gross$303,216,0001,032
All real estate loans$264,239,000796
Real estate loans in domestic offices$264,239,000796
Construction and development loans$5,566,0002,253
Commercial RE$60,380,000865
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$33,235,000352
1-4 family residential loans$165,058,000816
Farmland loansNANA
Loans held in foreign officesNANA
Farm loansNANA
Commercial and industrial loans$3,323,0006,426
To non-U.S. addresseesNANA
Loans to individuals$35,654,0001,067
Credit card loans$401,0002,890
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$35,253,000947
All other loans & leases$09,363
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.NANA
Other loans$08,558
Lease financing receivables$02,012
Loans to depository institutions and acceptances of other banksNANA
Memoranda:
Loans not secured by real estateNANA
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$916,000611
Non 1-4 family restructured loans & leases$916,000611
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$2,767,000178
Total loans and leasesNANA
1995-12-31Rank
Net loans and leases$235,186,0001,251
Loan loss allowance$8,913,000600
Total loans and leases$244,099,0001,220
Unearned income$4,929,000431
Loans and leases, gross$249,028,0001,209
All real estate loans$211,118,000970
Real estate loans in domestic offices$211,118,000970
Construction and development loans$7,778,0001,671
Commercial RE$62,016,000821
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$8,787,000961
1-4 family residential loans$132,537,000991
Farmland loansNANA
Loans held in foreign officesNANA
Farm loansNANA
Commercial and industrial loans$3,789,0006,003
To non-U.S. addresseesNANA
Loans to individuals$34,121,0001,125
Credit card loans$403,0002,918
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$33,718,0001,001
All other loans & leases$09,776
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.NANA
Other loans$09,003
Lease financing receivables$02,051
Loans to depository institutions and acceptances of other banksNANA
Memoranda:
Loans not secured by real estateNANA
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$513,0001,039
Non 1-4 family restructured loans & leases$513,0001,039
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$2,628,000183
Total loans and leasesNANA
1994-12-31Rank
Net loans and leases$228,699,0001,247
Loan loss allowance$4,777,000944
Total loans and leases$233,476,0001,241
Unearned income$6,917,000346
Loans and leases, gross$240,393,0001,220
All real estate loans$204,827,000984
Real estate loans in domestic offices$204,827,000983
Construction and development loans$11,126,0001,153
Commercial RE$37,047,0001,306
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$7,112,0001,107
1-4 family residential loans$149,542,000889
Farmland loansNANA
Loans held in foreign officesNANA
Farm loansNANA
Commercial and industrial loans$5,591,0004,685
To non-U.S. addresseesNANA
Loans to individuals$29,975,0001,225
Credit card loans$465,0002,691
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$29,510,0001,100
All other loans & leases$010,273
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.NANA
Other loans$09,457
Lease financing receivables$02,082
Loans to depository institutions and acceptances of other banksNANA
Memoranda:
Loans not secured by real estateNANA
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$2,458,000433
Non 1-4 family restructured loans & leases$2,458,000433
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$2,432,000202
Total loans and leasesNANA
1993-12-31Rank
Net loans and leases$218,004,0001,274
Loan loss allowance$4,151,0001,125
Total loans and leases$222,155,0001,269
Unearned income$5,994,000430
Loans and leases, gross$228,149,0001,243
All real estate loans$203,613,000988
Real estate loans in domestic offices$203,613,000987
Construction and development loans$12,899,000942
Commercial RE$31,062,0001,510
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$6,868,0001,198
1-4 family residential loans$152,784,000859
Farmland loansNANA
Loans held in foreign officesNANA
Farm loansNANA
Commercial and industrial loans$5,157,0004,893
To non-U.S. addresseesNANA
Loans to individuals$19,379,0001,682
Credit card loans$380,0002,998
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$18,999,0001,534
All other loans & leases$010,736
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.NANA
Other loans$09,884
Lease financing receivables$02,068
Loans to depository institutions and acceptances of other banksNANA
Memoranda:
Loans not secured by real estateNANA
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$4,786,000350
Non 1-4 family restructured loans & leases$4,786,000350
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$2,295,000247
Total loans and leasesNANA
1992-12-31Rank
Net loans and leases$224,156,0001,292
Loan loss allowance$3,646,0001,309
Total loans and leases$227,802,0001,294
Unearned income$10,019,000306
Loans and leases, gross$237,821,0001,244
All real estate loans$220,685,000951
Real estate loans in domestic offices$220,685,000949
Construction and development loans$16,628,000792
Commercial RE$34,643,0001,372
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$7,416,0001,153
1-4 family residential loans$161,998,000836
Farmland loansNANA
Loans held in foreign officesNANA
Farm loansNANA
Commercial and industrial loans$4,841,0005,221
To non-U.S. addresseesNANA
Loans to individuals$12,295,0002,520
Credit card loans$393,0002,945
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$11,902,0002,400
All other loans & leases$011,131
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.NANA
Other loans$010,230
Lease financing receivables$02,104
Loans to depository institutions and acceptances of other banksNANA
Memoranda:
Loans not secured by real estateNANA
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$6,063,000378
Non 1-4 family restructured loans & leases$6,063,000378
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$2,368,000259
Total loans and leasesNANA