Home > First Federal Savings Bank of Western Maryland > Assets and Liabilities
First Federal Savings Bank of Western Maryland, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 130 | 1,431 |
| Assets and Liabilities | ||
| Total Assets: | $361,141,000 | 1,318 |
| Cash and due from depository institutions | $8,433,000 | 1,431 |
| Interest-bearing balances | $5,466,000 | 697 |
| Securities | $44,248,000 | 2,730 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $290,681,000 | 1,046 |
| Loan loss allowance | $7,846,000 | 633 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $10,501,000 | 712 |
| Other real estate owned | $593,000 | 1,431 |
| Goodwill and other intangibles | $258,000 | 2,016 |
| All other assets | $6,427,000 | 1,301 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $361,141,000 | 1,318 |
| Total liabilities | $321,679,000 | 1,337 |
| Total deposits | $279,889,000 | 1,372 |
| Interest-bearing deposits | $271,770,000 | 1,231 |
| Deposits held in domestic offices | $279,889,000 | 1,367 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $36,983,000 | 688 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $4,807,000 | 1,027 |
| Total equity capital | $39,462,000 | 1,156 |
| Total bank equity capital | $39,462,000 | 1,156 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000,000 | 3,340 |
| Surplus | $10,040,000 | 1,579 |
| Undivided profits | $28,422,000 | 908 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,265,000 | 1,377 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,942,000 | 1,123 |
| Earning assets | $340,395,000 | 1,286 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $338,666,000 | 1,339 |
| Average Assets, quarterly | $353,730,500 | 1,322 |
| Volatile liabilities | $73,088,000 | 1,074 |
| Insider loans | $647,000 | 4,808 |
| FHLB advances | $36,500,000 | 238 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $4,460,000 | 5,398 |
| Tier 1 (core) risk-based capital | $39,462,000 | 1,095 |
| Tier 2 risk-based capital | $2,767,000 | 1,177 |
| Total risk weighted assets | $221,336,000 | 1,309 |
| Total unused commitments | $4,460,000 | 5,408 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 128 | 1,490 |
| Assets and Liabilities | ||
| Total Assets: | $336,844,000 | 1,407 |
| Cash and due from depository institutions | $11,131,000 | 1,490 |
| Interest-bearing balances | $7,818,000 | 600 |
| Securities | $72,115,000 | 1,762 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $235,186,000 | 1,251 |
| Loan loss allowance | $8,913,000 | 600 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,479,000 | 1,416 |
| Other real estate owned | $293,000 | 1,490 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $12,640,000 | 781 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $336,844,000 | 1,407 |
| Total liabilities | $299,174,000 | 1,434 |
| Total deposits | $287,509,000 | 1,364 |
| Interest-bearing deposits | $282,430,000 | 1,207 |
| Deposits held in domestic offices | $287,509,000 | 1,352 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $8,080,000 | 1,305 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,585,000 | 1,330 |
| Total equity capital | $37,670,000 | 1,217 |
| Total bank equity capital | $37,670,000 | 1,217 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000,000 | 3,492 |
| Surplus | $10,040,000 | 1,576 |
| Undivided profits | $26,630,000 | 978 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,364,000 | 634 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,548,000 | 1,446 |
| Earning assets | $315,119,000 | 1,381 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $333,334,800 | 1,371 |
| Average Assets, quarterly | $333,882,000 | 1,409 |
| Volatile liabilities | $47,529,000 | 1,338 |
| Insider loans | $1,166,000 | 3,345 |
| FHLB advances | $7,500,000 | 468 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,074,000 | 4,956 |
| Tier 1 (core) risk-based capital | $37,670,000 | 1,152 |
| Tier 2 risk-based capital | $2,628,000 | 1,251 |
| Total risk weighted assets | $206,175,000 | 1,388 |
| Total unused commitments | $5,074,000 | 4,969 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 128 | 1,551 |
| Assets and Liabilities | ||
| Total Assets: | $339,048,000 | 1,371 |
| Cash and due from depository institutions | $7,665,000 | 1,551 |
| Interest-bearing balances | $4,574,000 | 787 |
| Securities | $85,177,000 | 1,513 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $228,699,000 | 1,247 |
| Loan loss allowance | $4,777,000 | 944 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,951,000 | 1,490 |
| Other real estate owned | $1,145,000 | 1,551 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $11,411,000 | 897 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $339,048,000 | 1,371 |
| Total liabilities | $299,964,000 | 1,415 |
| Total deposits | $295,770,000 | 1,280 |
| Interest-bearing deposits | $291,765,000 | 1,136 |
| Deposits held in domestic offices | $295,770,000 | 1,272 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $676,000 | 3,512 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $3,518,000 | 1,154 |
| Total equity capital | $39,084,000 | 1,060 |
| Total bank equity capital | $39,084,000 | 1,060 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $913,000 | 4,215 |
| Surplus | $9,267,000 | 1,624 |
| Undivided profits | $28,904,000 | 805 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,560,000 | 486 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,464,000 | 1,331 |
| Earning assets | $318,450,000 | 1,340 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $341,366,600 | 1,330 |
| Average Assets, quarterly | $340,285,000 | 1,368 |
| Volatile liabilities | $32,329,000 | 1,729 |
| Insider loans | $1,042,000 | 3,597 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $13,154,000 | 2,580 |
| Tier 1 (core) risk-based capital | $39,084,000 | 1,051 |
| Tier 2 risk-based capital | $2,432,000 | 1,329 |
| Total risk weighted assets | $193,792,000 | 1,444 |
| Total unused commitments | $13,154,000 | 2,590 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 108 | 1,938 |
| Assets and Liabilities | ||
| Total Assets: | $339,447,000 | 1,391 |
| Cash and due from depository institutions | $35,930,000 | 1,938 |
| Interest-bearing balances | $32,873,000 | 181 |
| Securities | $66,950,000 | 2,040 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $218,004,000 | 1,274 |
| Loan loss allowance | $4,151,000 | 1,125 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,782,000 | 1,541 |
| Other real estate owned | $2,736,000 | 1,938 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $11,045,000 | 894 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $339,447,000 | 1,391 |
| Total liabilities | $301,065,000 | 1,425 |
| Total deposits | $297,583,000 | 1,334 |
| Interest-bearing deposits | $294,023,000 | 1,173 |
| Deposits held in domestic offices | $297,583,000 | 1,323 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $773,000 | 2,986 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,709,000 | 1,439 |
| Total equity capital | $38,382,000 | 1,079 |
| Total bank equity capital | $38,382,000 | 1,079 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $938,000 | 4,343 |
| Surplus | $9,334,000 | 1,541 |
| Undivided profits | $28,110,000 | 821 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,768,000 | 781 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,552,000 | 1,100 |
| Earning assets | $317,827,000 | 1,361 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $343,553,000 | 1,350 |
| Average Assets, quarterly | $340,099,000 | 1,383 |
| Volatile liabilities | $32,857,000 | 1,632 |
| Insider loans | $946,000 | 3,881 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,848,000 | 2,915 |
| Tier 1 (core) risk-based capital | $38,382,000 | 1,053 |
| Tier 2 risk-based capital | $2,295,000 | 1,394 |
| Total risk weighted assets | $182,685,000 | 1,517 |
| Total unused commitments | $10,848,000 | 2,935 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 108 | 1,999 |
| Assets and Liabilities | ||
| Total Assets: | $347,958,000 | 1,423 |
| Cash and due from depository institutions | $32,947,000 | 1,999 |
| Interest-bearing balances | $30,412,000 | 264 |
| Securities | $71,280,000 | 1,891 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $224,156,000 | 1,292 |
| Loan loss allowance | $3,646,000 | 1,309 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,948,000 | 1,471 |
| Other real estate owned | $4,180,000 | 1,999 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $10,447,000 | 959 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $347,958,000 | 1,423 |
| Total liabilities | $314,426,000 | 1,440 |
| Total deposits | $310,424,000 | 1,348 |
| Interest-bearing deposits | $308,011,000 | 1,192 |
| Deposits held in domestic offices | $310,424,000 | 1,339 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $869,000 | 2,679 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $3,133,000 | 1,323 |
| Total equity capital | $33,532,000 | 1,162 |
| Total bank equity capital | $33,532,000 | 1,162 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $933,000 | 4,554 |
| Surplus | $8,249,000 | 1,678 |
| Undivided profits | $24,350,000 | 890 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,207,000 | 1,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,761,000 | 1,082 |
| Earning assets | $325,848,000 | 1,375 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $341,388,800 | 1,419 |
| Average Assets, quarterly | $342,282,000 | 1,428 |
| Volatile liabilities | $28,100,000 | 1,806 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $8,316,000 | 3,324 |
| Tier 1 (core) risk-based capital | $33,532,000 | 1,140 |
| Tier 2 risk-based capital | $2,368,000 | 1,379 |
| Total risk weighted assets | $189,348,000 | 1,518 |
| Total unused commitments | $8,316,000 | 3,345 |
| Derivatives | $0 | 651 |