Home > First Federal Savings Bank of North Texas > Income and Expense
First Federal Savings Bank of North Texas, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $45,726,000 | 755 |
| Total interest expense | $25,586,000 | 659 |
| Net interest income | $20,140,000 | 892 |
| Provision for loan and lease losses | $840,000 | 1,140 |
| Total noninterest income | $1,898,000 | 1,848 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,898,000 | 1,140 |
| Total noninterest expense | $13,754,000 | 996 |
| Salaries and employee benefits | $6,974,000 | 949 |
| Premises and equipment expense | $1,808,000 | 1,100 |
| Additional noninterest expense | $4,972,000 | 971 |
| Pre-tax net operating income | $7,444,000 | 1,081 |
| Securities gains (losses) | $339,000 | 531 |
| Applicable income taxes | $3,503,000 | 823 |
| Income before extraordinary items | $4,280,000 | 1,273 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,280,000 | 1,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,328,000 | 657 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,063,040 | 1,301 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $29,847,000 | 1,152 |
| Total interest expense | $16,360,000 | 1,018 |
| Net interest income | $13,487,000 | 1,323 |
| Provision for loan and lease losses | $300,000 | 2,555 |
| Total noninterest income | $1,110,000 | 2,859 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,110,000 | 1,687 |
| Total noninterest expense | $10,229,000 | 1,405 |
| Salaries and employee benefits | $3,945,000 | 1,682 |
| Premises and equipment expense | $855,000 | 2,308 |
| Additional noninterest expense | $5,429,000 | 1,063 |
| Pre-tax net operating income | $4,068,000 | 1,769 |
| Securities gains (losses) | $171,000 | 748 |
| Applicable income taxes | $1,796,000 | 1,353 |
| Income before extraordinary items | $2,443,000 | 2,032 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,443,000 | 2,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 7,019 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,333,560 | 2,078 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $15,879,000 | 2,114 |
| Total interest expense | $9,195,000 | 1,728 |
| Net interest income | $6,684,000 | 2,668 |
| Provision for loan and lease losses | $7,000 | 8,542 |
| Total noninterest income | $993,000 | 3,117 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $993,000 | 1,812 |
| Total noninterest expense | $4,141,000 | 3,216 |
| Salaries and employee benefits | $1,840,000 | 3,576 |
| Premises and equipment expense | $573,000 | 3,338 |
| Additional noninterest expense | $1,728,000 | 2,713 |
| Pre-tax net operating income | $3,529,000 | 2,082 |
| Securities gains (losses) | $22,000 | 1,840 |
| Applicable income taxes | $1,409,000 | 1,742 |
| Income before extraordinary items | $2,142,000 | 2,355 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,142,000 | 2,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-252,000 | 11,885 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $2,127,920 | 2,344 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,684,000 | 3,450 |
| Total interest expense | $4,547,000 | 2,691 |
| Net interest income | $4,137,000 | 4,248 |
| Provision for loan and lease losses | $93,000 | 4,720 |
| Total noninterest income | $318,000 | 7,015 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $318,000 | 3,929 |
| Total noninterest expense | $2,499,000 | 5,157 |
| Salaries and employee benefits | $1,303,000 | 4,866 |
| Premises and equipment expense | $359,000 | 5,004 |
| Additional noninterest expense | $837,000 | 5,493 |
| Pre-tax net operating income | $1,863,000 | 3,636 |
| Securities gains (losses) | $-21,000 | 10,372 |
| Applicable income taxes | $612,000 | 3,458 |
| Income before extraordinary items | $1,230,000 | 3,765 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,230,000 | 3,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,275 |
| Cash dividends | $1,446,000 | 1,449 |
| Sale, conversion, retirement of capital stock, net | $95,000 | 821 |
| Net operating income | $1,244,070 | 3,761 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,078,000 | 3,392 |
| Total interest expense | $4,914,000 | 2,614 |
| Net interest income | $4,164,000 | 4,245 |
| Provision for loan and lease losses | $145,000 | 4,744 |
| Total noninterest income | $487,000 | 5,711 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $487,000 | 3,320 |
| Total noninterest expense | $2,423,000 | 5,406 |
| Salaries and employee benefits | $1,253,000 | 5,035 |
| Premises and equipment expense | $350,000 | 5,236 |
| Additional noninterest expense | $820,000 | 5,807 |
| Pre-tax net operating income | $2,083,000 | 3,181 |
| Securities gains (losses) | $54,000 | 3,285 |
| Applicable income taxes | $625,000 | 3,467 |
| Income before extraordinary items | $1,512,000 | 3,230 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,512,000 | 3,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 12,596 |
| Cash dividends | $958,000 | 1,842 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 1,037 |
| Net operating income | $1,473,660 | 3,119 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,772,000 | 3,567 |
| Total interest expense | $6,012,000 | 2,767 |
| Net interest income | $3,760,000 | 4,715 |
| Provision for loan and lease losses | $755,000 | 2,231 |
| Total noninterest income | $729,000 | 4,272 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $729,000 | 2,451 |
| Total noninterest expense | $2,178,000 | 5,973 |
| Salaries and employee benefits | $1,171,000 | 5,283 |
| Premises and equipment expense | $341,000 | 5,467 |
| Additional noninterest expense | $666,000 | 6,983 |
| Pre-tax net operating income | $1,556,000 | 3,918 |
| Securities gains (losses) | $31,000 | 4,927 |
| Applicable income taxes | $560,000 | 3,633 |
| Income before extraordinary items | $1,027,000 | 4,385 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,027,000 | 4,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 5,670 |
| Cash dividends | $249,000 | 4,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,006,850 | 4,159 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.