Home > First Federal Savings Bank of New Smyrna > Income and Expense
First Federal Savings Bank of New Smyrna, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $24,630,000 | 1,390 |
| Total interest expense | $13,545,000 | 1,212 |
| Net interest income | $11,085,000 | 1,600 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $806,000 | 3,686 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $806,000 | 2,094 |
| Total noninterest expense | $7,121,000 | 1,970 |
| Salaries and employee benefits | $1,979,000 | 3,363 |
| Premises and equipment expense | $1,336,000 | 1,517 |
| Additional noninterest expense | $3,806,000 | 1,400 |
| Pre-tax net operating income | $4,770,000 | 1,516 |
| Securities gains (losses) | $2,851,000 | 118 |
| Applicable income taxes | $2,936,000 | 885 |
| Income before extraordinary items | $4,685,000 | 1,104 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,685,000 | 1,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,815 |
| Cash dividends | $6,440,000 | 567 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,860,360 | 1,699 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $25,308,000 | 1,356 |
| Total interest expense | $13,811,000 | 1,204 |
| Net interest income | $11,497,000 | 1,558 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $979,000 | 3,149 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $979,000 | 1,830 |
| Total noninterest expense | $6,804,000 | 2,032 |
| Salaries and employee benefits | $3,989,000 | 1,661 |
| Premises and equipment expense | $1,230,000 | 1,643 |
| Additional noninterest expense | $1,585,000 | 2,956 |
| Pre-tax net operating income | $5,672,000 | 1,350 |
| Securities gains (losses) | $-389,000 | 11,781 |
| Applicable income taxes | $2,005,000 | 1,268 |
| Income before extraordinary items | $3,278,000 | 1,558 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,278,000 | 1,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 2,566 |
| Cash dividends | $4,330,000 | 711 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $3,526,960 | 1,436 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $22,703,000 | 1,367 |
| Total interest expense | $11,357,000 | 1,157 |
| Net interest income | $11,346,000 | 1,591 |
| Provision for loan and lease losses | $1,336,000 | 763 |
| Total noninterest income | $1,030,000 | 3,044 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,030,000 | 1,804 |
| Total noninterest expense | $5,527,000 | 2,524 |
| Salaries and employee benefits | $2,801,000 | 2,390 |
| Premises and equipment expense | $1,257,000 | 1,650 |
| Additional noninterest expense | $1,469,000 | 3,375 |
| Pre-tax net operating income | $5,513,000 | 1,349 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $2,088,000 | 1,162 |
| Income before extraordinary items | $3,425,000 | 1,447 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,425,000 | 1,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 2,463 |
| Cash dividends | $1,550,000 | 1,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,425,000 | 1,457 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $22,573,000 | 1,408 |
| Total interest expense | $11,715,000 | 1,162 |
| Net interest income | $10,858,000 | 1,671 |
| Provision for loan and lease losses | $95,000 | 5,900 |
| Total noninterest income | $912,000 | 3,593 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $912,000 | 2,172 |
| Total noninterest expense | $5,317,000 | 2,694 |
| Salaries and employee benefits | $2,468,000 | 2,679 |
| Premises and equipment expense | $1,189,000 | 1,767 |
| Additional noninterest expense | $1,660,000 | 3,215 |
| Pre-tax net operating income | $6,358,000 | 1,103 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $2,412,000 | 1,042 |
| Income before extraordinary items | $3,946,000 | 1,289 |
| Extraordinary gains, net | $511,000 | 458 |
| Net income | $4,457,000 | 1,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 4,392 |
| Cash dividends | $5,000,000 | 473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,946,000 | 1,201 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $24,470,000 | 1,491 |
| Total interest expense | $14,308,000 | 1,232 |
| Net interest income | $10,162,000 | 1,798 |
| Provision for loan and lease losses | $336,000 | 3,872 |
| Total noninterest income | $552,000 | 5,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $552,000 | 2,993 |
| Total noninterest expense | $5,188,000 | 2,766 |
| Salaries and employee benefits | $2,069,000 | 3,123 |
| Premises and equipment expense | $1,122,000 | 1,884 |
| Additional noninterest expense | $1,996,000 | 2,808 |
| Pre-tax net operating income | $5,190,000 | 1,233 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,955,000 | 1,145 |
| Income before extraordinary items | $3,236,000 | 1,436 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,236,000 | 1,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $733,000 | 1,926 |
| Cash dividends | $874,000 | 1,756 |
| Sale, conversion, retirement of capital stock, net | $86,000 | 857 |
| Net operating income | $3,236,000 | 1,325 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.