Home > First Federal Savings Bank of Marion > Income and Expense
First Federal Savings Bank of Marion, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $14,189,000 | 2,293 |
| Total interest expense | $7,561,000 | 1,972 |
| Net interest income | $6,628,000 | 2,641 |
| Provision for loan and lease losses | $669,000 | 1,370 |
| Total noninterest income | $1,702,000 | 2,098 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,702,000 | 1,290 |
| Total noninterest expense | $4,766,000 | 2,832 |
| Salaries and employee benefits | $3,058,000 | 2,290 |
| Premises and equipment expense | $693,000 | 2,884 |
| Additional noninterest expense | $1,015,000 | 3,980 |
| Pre-tax net operating income | $2,895,000 | 2,493 |
| Securities gains (losses) | $21,000 | 1,369 |
| Applicable income taxes | $529,000 | 3,506 |
| Income before extraordinary items | $2,387,000 | 2,196 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,387,000 | 2,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 2,567 |
| Cash dividends | $5,400,000 | 612 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,369,780 | 2,179 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $14,421,000 | 2,257 |
| Total interest expense | $7,510,000 | 2,031 |
| Net interest income | $6,911,000 | 2,451 |
| Provision for loan and lease losses | $59,000 | 6,351 |
| Total noninterest income | $587,000 | 4,450 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $587,000 | 2,680 |
| Total noninterest expense | $4,329,000 | 3,002 |
| Salaries and employee benefits | $2,789,000 | 2,422 |
| Premises and equipment expense | $657,000 | 2,936 |
| Additional noninterest expense | $883,000 | 4,353 |
| Pre-tax net operating income | $3,110,000 | 2,292 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $985,000 | 2,342 |
| Income before extraordinary items | $2,125,000 | 2,423 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,125,000 | 2,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $261,000 | 2,043 |
| Cash dividends | $8,000,000 | 451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,125,000 | 2,342 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,408,000 | 2,440 |
| Total interest expense | $6,796,000 | 2,224 |
| Net interest income | $6,612,000 | 2,632 |
| Provision for loan and lease losses | $64,000 | 6,078 |
| Total noninterest income | $791,000 | 3,602 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $791,000 | 2,042 |
| Total noninterest expense | $3,948,000 | 3,209 |
| Salaries and employee benefits | $2,837,000 | 2,339 |
| Premises and equipment expense | $427,000 | 4,224 |
| Additional noninterest expense | $684,000 | 5,310 |
| Pre-tax net operating income | $3,391,000 | 2,230 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $710,000 | 3,205 |
| Income before extraordinary items | $2,681,000 | 1,966 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,681,000 | 1,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 2,473 |
| Cash dividends | $3,250,000 | 869 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,681,000 | 1,912 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,390,000 | 2,489 |
| Total interest expense | $6,820,000 | 2,268 |
| Net interest income | $6,570,000 | 2,697 |
| Provision for loan and lease losses | $20,000 | 7,945 |
| Total noninterest income | $568,000 | 4,728 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $568,000 | 2,670 |
| Total noninterest expense | $4,749,000 | 2,878 |
| Salaries and employee benefits | $2,809,000 | 2,362 |
| Premises and equipment expense | $351,000 | 5,008 |
| Additional noninterest expense | $1,589,000 | 2,987 |
| Pre-tax net operating income | $2,369,000 | 2,940 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $406,000 | 4,850 |
| Income before extraordinary items | $1,963,000 | 2,502 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,963,000 | 2,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,315 |
| Cash dividends | $7,600,000 | 517 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,963,000 | 2,447 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,279,000 | 2,518 |
| Total interest expense | $6,572,000 | 2,364 |
| Net interest income | $6,707,000 | 2,661 |
| Provision for loan and lease losses | $27,000 | 7,269 |
| Total noninterest income | $258,000 | 7,607 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $258,000 | 4,394 |
| Total noninterest expense | $3,562,000 | 3,678 |
| Salaries and employee benefits | $2,714,000 | 2,460 |
| Premises and equipment expense | $328,000 | 5,271 |
| Additional noninterest expense | $520,000 | 7,103 |
| Pre-tax net operating income | $3,376,000 | 2,180 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $872,000 | 2,678 |
| Income before extraordinary items | $2,504,000 | 2,020 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,504,000 | 2,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,802 |
| Cash dividends | $3,000,000 | 907 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $2,504,000 | 1,994 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,288,000 | 2,472 |
| Total interest expense | $5,687,000 | 2,190 |
| Net interest income | $6,601,000 | 2,744 |
| Provision for loan and lease losses | $149,000 | 3,649 |
| Total noninterest income | $238,000 | 8,112 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $238,000 | 4,730 |
| Total noninterest expense | $3,474,000 | 3,873 |
| Salaries and employee benefits | $2,120,000 | 3,110 |
| Premises and equipment expense | $316,000 | 5,491 |
| Additional noninterest expense | $1,038,000 | 4,576 |
| Pre-tax net operating income | $3,216,000 | 2,209 |
| Securities gains (losses) | $15,000 | 1,966 |
| Applicable income taxes | $874,000 | 2,567 |
| Income before extraordinary items | $2,357,000 | 2,073 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,357,000 | 2,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,456 |
| Cash dividends | $3,000,000 | 802 |
| Sale, conversion, retirement of capital stock, net | $270,000 | 647 |
| Net operating income | $2,346,050 | 2,101 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,458,000 | 2,477 |
| Total interest expense | $6,204,000 | 2,099 |
| Net interest income | $6,254,000 | 2,913 |
| Provision for loan and lease losses | $92,000 | 5,973 |
| Total noninterest income | $35,000 | 12,868 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $35,000 | 10,982 |
| Total noninterest expense | $3,328,000 | 4,104 |
| Salaries and employee benefits | $1,981,000 | 3,314 |
| Premises and equipment expense | $297,000 | 5,898 |
| Additional noninterest expense | $1,050,000 | 4,720 |
| Pre-tax net operating income | $2,869,000 | 2,394 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $537,000 | 3,934 |
| Income before extraordinary items | $2,332,000 | 2,147 |
| Extraordinary gains, net | $-116,000 | 12,950 |
| Net income | $2,216,000 | 2,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $372,000 | 2,164 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $15,924,000 | 88 |
| Net operating income | $2,332,000 | 2,020 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,223,000 | 2,665 |
| Total interest expense | $8,085,000 | 2,104 |
| Net interest income | $5,138,000 | 3,545 |
| Provision for loan and lease losses | $924,000 | 1,936 |
| Total noninterest income | $271,000 | 8,156 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $271,000 | 4,720 |
| Total noninterest expense | $3,317,000 | 4,141 |
| Salaries and employee benefits | $2,125,000 | 3,039 |
| Premises and equipment expense | $308,000 | 5,860 |
| Additional noninterest expense | $884,000 | 5,606 |
| Pre-tax net operating income | $1,168,000 | 5,027 |
| Securities gains (losses) | $-16,000 | 13,420 |
| Applicable income taxes | $9,000 | 12,400 |
| Income before extraordinary items | $1,143,000 | 3,983 |
| Extraordinary gains, net | $1,192,000 | 106 |
| Net income | $2,335,000 | 1,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $617,000 | 2,137 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,158,840 | 3,637 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.