Home > First Federal Savings Bank of Lynchburg > Assets and Liabilities
First Federal Savings Bank of Lynchburg, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 135 | 1,306 |
| Assets and Liabilities | ||
| Total Assets: | $577,200,000 | 825 |
| Cash and due from depository institutions | $4,328,000 | 1,306 |
| Interest-bearing balances | $289,000 | 3,664 |
| Securities | $223,457,000 | 562 |
| Federal funds sold & reverse repurchase agreements | $1,410,000 | 5,778 |
| Net loans & leases | $327,261,000 | 918 |
| Loan loss allowance | $3,351,000 | 1,132 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,946,000 | 1,303 |
| Other real estate owned | $0 | 1,306 |
| Goodwill and other intangibles | $1,498,000 | 1,132 |
| All other assets | $13,300,000 | 688 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $577,200,000 | 825 |
| Total liabilities | $514,654,000 | 839 |
| Total deposits | $417,547,000 | 905 |
| Interest-bearing deposits | $406,107,000 | 793 |
| Deposits held in domestic offices | $417,547,000 | 900 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,000,000 | 869 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $78,000,000 | 448 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $4,107,000 | 1,177 |
| Total equity capital | $62,546,000 | 757 |
| Total bank equity capital | $62,546,000 | 757 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $10,000 | 9,607 |
| Surplus | $30,528,000 | 618 |
| Undivided profits | $32,008,000 | 802 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $634,000 | 3,471 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $2,097,000 | 1,035 |
| Earning assets | $552,417,000 | 798 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $558,238,600 | 815 |
| Average Assets, quarterly | $572,727,500 | 820 |
| Volatile liabilities | $138,834,000 | 685 |
| Insider loans | $589,000 | 4,971 |
| FHLB advances | $67,000,000 | 157 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $26,484,000 | 1,724 |
| Tier 1 (core) risk-based capital | $59,401,000 | 725 |
| Tier 2 risk-based capital | $3,351,000 | 981 |
| Total risk weighted assets | $302,011,000 | 981 |
| Total unused commitments | $26,484,000 | 1,728 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 132 | 1,404 |
| Assets and Liabilities | ||
| Total Assets: | $535,034,000 | 916 |
| Cash and due from depository institutions | $5,363,000 | 1,404 |
| Interest-bearing balances | $128,000 | 4,364 |
| Securities | $188,919,000 | 673 |
| Federal funds sold & reverse repurchase agreements | $1,270,000 | 5,972 |
| Net loans & leases | $321,454,000 | 963 |
| Loan loss allowance | $3,310,000 | 1,219 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,283,000 | 1,235 |
| Other real estate owned | $154,000 | 1,404 |
| Goodwill and other intangibles | $1,608,000 | 1,039 |
| All other assets | $9,983,000 | 900 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $535,034,000 | 916 |
| Total liabilities | $479,271,000 | 930 |
| Total deposits | $398,750,000 | 986 |
| Interest-bearing deposits | $390,868,000 | 856 |
| Deposits held in domestic offices | $398,750,000 | 979 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,000,000 | 835 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $60,000,000 | 527 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,521,000 | 2,549 |
| Total equity capital | $55,763,000 | 844 |
| Total bank equity capital | $55,763,000 | 844 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $10,000 | 10,071 |
| Surplus | $30,528,000 | 646 |
| Undivided profits | $25,225,000 | 1,028 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,760,000 | 1,702 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $2,105,000 | 1,032 |
| Earning assets | $511,771,000 | 882 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $521,978,800 | 909 |
| Average Assets, quarterly | $533,156,500 | 907 |
| Volatile liabilities | $119,525,000 | 777 |
| Insider loans | $485,000 | 5,607 |
| FHLB advances | $41,000,000 | 229 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $23,917,000 | 1,808 |
| Tier 1 (core) risk-based capital | $52,973,000 | 832 |
| Tier 2 risk-based capital | $3,281,000 | 1,032 |
| Total risk weighted assets | $273,081,000 | 1,093 |
| Total unused commitments | $23,917,000 | 1,823 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 131 | 1,456 |
| Assets and Liabilities | ||
| Total Assets: | $499,506,000 | 993 |
| Cash and due from depository institutions | $3,270,000 | 1,456 |
| Interest-bearing balances | $74,000 | 5,580 |
| Securities | $182,804,000 | 726 |
| Federal funds sold & reverse repurchase agreements | $4,413,000 | 3,225 |
| Net loans & leases | $291,109,000 | 1,033 |
| Loan loss allowance | $3,217,000 | 1,283 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,665,000 | 1,362 |
| Other real estate owned | $0 | 1,456 |
| Goodwill and other intangibles | $1,728,000 | 929 |
| All other assets | $10,517,000 | 917 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $499,506,000 | 993 |
| Total liabilities | $428,480,000 | 1,038 |
| Total deposits | $380,076,000 | 1,048 |
| Interest-bearing deposits | $371,945,000 | 945 |
| Deposits held in domestic offices | $380,076,000 | 1,038 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $47,250,000 | 563 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,154,000 | 3,223 |
| Total equity capital | $71,026,000 | 701 |
| Total bank equity capital | $71,026,000 | 701 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $10,000 | 10,536 |
| Surplus | $30,528,000 | 652 |
| Undivided profits | $40,488,000 | 654 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,598,000 | 1,262 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,926,000 | 1,175 |
| Earning assets | $478,400,000 | 962 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $480,613,800 | 995 |
| Average Assets, quarterly | $503,288,500 | 975 |
| Volatile liabilities | $80,914,000 | 940 |
| Insider loans | $531,000 | 5,495 |
| FHLB advances | $29,250,000 | 246 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $24,855,000 | 1,713 |
| Tier 1 (core) risk-based capital | $67,790,000 | 695 |
| Tier 2 risk-based capital | $3,193,000 | 1,077 |
| Total risk weighted assets | $265,272,000 | 1,116 |
| Total unused commitments | $34,846,000 | 1,338 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 117 | 1,706 |
| Assets and Liabilities | ||
| Total Assets: | $440,700,000 | 1,084 |
| Cash and due from depository institutions | $3,575,000 | 1,706 |
| Interest-bearing balances | $11,000 | 6,664 |
| Securities | $142,099,000 | 934 |
| Federal funds sold & reverse repurchase agreements | $12,812,000 | 749 |
| Net loans & leases | $268,394,000 | 1,066 |
| Loan loss allowance | $3,054,000 | 1,372 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,889,000 | 1,516 |
| Other real estate owned | $85,000 | 1,706 |
| Goodwill and other intangibles | $48,000 | 2,559 |
| All other assets | $8,798,000 | 1,083 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $440,700,000 | 1,084 |
| Total liabilities | $377,979,000 | 1,148 |
| Total deposits | $339,232,000 | 1,133 |
| Interest-bearing deposits | $333,983,000 | 1,007 |
| Deposits held in domestic offices | $339,232,000 | 1,122 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $38,250,000 | 642 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $497,000 | 5,229 |
| Total equity capital | $62,721,000 | 706 |
| Total bank equity capital | $62,721,000 | 706 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $10,000 | 11,112 |
| Surplus | $30,528,000 | 611 |
| Undivided profits | $32,183,000 | 709 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,494,000 | 1,044 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,561,000 | 1,240 |
| Earning assets | $423,316,000 | 1,038 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $407,031,800 | 1,129 |
| Average Assets, quarterly | $441,276,000 | 1,072 |
| Volatile liabilities | $71,445,000 | 989 |
| Insider loans | $549,000 | 5,397 |
| FHLB advances | $11,250,000 | 439 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $20,852,000 | 1,863 |
| Tier 1 (core) risk-based capital | $62,673,000 | 700 |
| Tier 2 risk-based capital | $2,964,000 | 1,129 |
| Total risk weighted assets | $237,008,000 | 1,204 |
| Total unused commitments | $23,816,000 | 1,700 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 116 | 1,800 |
| Assets and Liabilities | ||
| Total Assets: | $379,790,000 | 1,266 |
| Cash and due from depository institutions | $4,677,000 | 1,800 |
| Interest-bearing balances | $2,108,000 | 2,306 |
| Securities | $86,046,000 | 1,591 |
| Federal funds sold & reverse repurchase agreements | $12,716,000 | 1,047 |
| Net loans & leases | $261,267,000 | 1,079 |
| Loan loss allowance | $2,575,000 | 1,692 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,789,000 | 1,539 |
| Other real estate owned | $400,000 | 1,800 |
| Goodwill and other intangibles | $58,000 | 2,437 |
| All other assets | $9,837,000 | 963 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $379,790,000 | 1,266 |
| Total liabilities | $350,037,000 | 1,253 |
| Total deposits | $336,635,000 | 1,169 |
| Interest-bearing deposits | $333,847,000 | 1,044 |
| Deposits held in domestic offices | $336,635,000 | 1,158 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $73,000 | 3,876 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $12,500,000 | 962 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $829,000 | 3,611 |
| Total equity capital | $29,753,000 | 1,375 |
| Total bank equity capital | $29,753,000 | 1,375 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $29,753,000 | 768 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,548,000 | 1,035 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,342,000 | 1,268 |
| Earning assets | $362,137,000 | 1,222 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $373,195,000 | 1,254 |
| Average Assets, quarterly | $378,784,000 | 1,264 |
| Volatile liabilities | $42,209,000 | 1,369 |
| Insider loans | $602,000 | 5,159 |
| FHLB advances | $12,500,000 | 367 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $18,648,000 | 1,978 |
| Tier 1 (core) risk-based capital | $29,061,000 | 1,371 |
| Tier 2 risk-based capital | $2,522,000 | 1,292 |
| Total risk weighted assets | $218,986,000 | 1,272 |
| Total unused commitments | $32,546,000 | 1,370 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 111 | 1,942 |
| Assets and Liabilities | ||
| Total Assets: | $365,011,000 | 1,345 |
| Cash and due from depository institutions | $6,067,000 | 1,942 |
| Interest-bearing balances | $3,285,000 | 1,982 |
| Securities | $81,478,000 | 1,651 |
| Federal funds sold & reverse repurchase agreements | $2,085,000 | 6,350 |
| Net loans & leases | $263,127,000 | 1,091 |
| Loan loss allowance | $2,359,000 | 1,846 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,921,000 | 1,479 |
| Other real estate owned | $249,000 | 1,942 |
| Goodwill and other intangibles | $93,000 | 2,235 |
| All other assets | $6,991,000 | 1,275 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $365,011,000 | 1,345 |
| Total liabilities | $341,239,000 | 1,319 |
| Total deposits | $333,871,000 | 1,243 |
| Interest-bearing deposits | $331,159,000 | 1,100 |
| Deposits held in domestic offices | $333,871,000 | 1,234 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $131,000 | 3,557 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $6,500,000 | 1,165 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $737,000 | 4,204 |
| Total equity capital | $23,772,000 | 1,626 |
| Total bank equity capital | $23,772,000 | 1,626 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $23,772,000 | 907 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,279,000 | 957 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,504,000 | 1,278 |
| Earning assets | $349,975,000 | 1,279 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $359,578,000 | 1,332 |
| Average Assets, quarterly | $364,318,000 | 1,340 |
| Volatile liabilities | $32,640,000 | 1,604 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $6,500,000 | 454 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $18,957,000 | 1,892 |
| Tier 1 (core) risk-based capital | $23,679,000 | 1,592 |
| Tier 2 risk-based capital | $1,787,000 | 1,770 |
| Total risk weighted assets | $210,648,000 | 1,388 |
| Total unused commitments | $22,972,000 | 1,672 |
| Derivatives | $0 | 651 |