Home > First Federal Savings Bank of Lincolnton > Income and Expense
First Federal Savings Bank of Lincolnton, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $18,346,000 | 2,000 |
| Total interest expense | $4,693,000 | 2,089 |
| Net interest income | $13,653,000 | 1,956 |
| Provision for loan and lease losses | $63,000 | 2,690 |
| Total noninterest income | $406,000 | 3,568 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $172,000 | 2,846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $234,000 | 3,577 |
| Total noninterest expense | $8,852,000 | 2,186 |
| Salaries and employee benefits | $5,165,000 | 2,151 |
| Premises and equipment expense | $844,000 | 2,230 |
| Additional noninterest expense | $234,000 | 3,577 |
| Pre-tax net operating income | $5,144,000 | 1,881 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $861,000 | 1,532 |
| Income before extraordinary items | $4,283,000 | 1,917 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,283,000 | 1,940 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $4,283,000 | 1,920 |
| Net charge-offs | $-11,000 | 3,866 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $4,283,000 | 1,943 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $13,515,000 | 1,998 |
| Total interest expense | $3,113,000 | 2,123 |
| Net interest income | $10,402,000 | 1,939 |
| Provision for loan and lease losses | $63,000 | 2,379 |
| Total noninterest income | $254,000 | 3,705 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $124,000 | 2,897 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 3,747 |
| Total noninterest expense | $6,396,000 | 2,231 |
| Salaries and employee benefits | $3,815,000 | 2,167 |
| Premises and equipment expense | $611,000 | 2,285 |
| Additional noninterest expense | $130,000 | 3,745 |
| Pre-tax net operating income | $4,197,000 | 1,848 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $744,000 | 1,486 |
| Income before extraordinary items | $3,453,000 | 1,886 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,453,000 | 1,903 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,453,000 | 1,886 |
| Net charge-offs | $-8,000 | 3,787 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $3,453,000 | 1,916 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $8,857,000 | 1,996 |
| Total interest expense | $1,868,000 | 2,105 |
| Net interest income | $6,989,000 | 1,945 |
| Provision for loan and lease losses | $63,000 | 2,075 |
| Total noninterest income | $187,000 | 3,633 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $78,000 | 2,961 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 3,624 |
| Total noninterest expense | $4,278,000 | 2,220 |
| Salaries and employee benefits | $2,524,000 | 2,170 |
| Premises and equipment expense | $401,000 | 2,306 |
| Additional noninterest expense | $109,000 | 3,609 |
| Pre-tax net operating income | $2,835,000 | 1,810 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $452,000 | 1,558 |
| Income before extraordinary items | $2,383,000 | 1,837 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,383,000 | 1,857 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,383,000 | 1,837 |
| Net charge-offs | $2,000 | 2,220 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,383,000 | 1,843 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $4,352,000 | 1,989 |
| Total interest expense | $809,000 | 2,093 |
| Net interest income | $3,543,000 | 1,931 |
| Provision for loan and lease losses | $63,000 | 1,550 |
| Total noninterest income | $99,000 | 3,603 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $38,000 | 3,001 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 3,557 |
| Total noninterest expense | $2,306,000 | 2,157 |
| Salaries and employee benefits | $1,368,000 | 2,101 |
| Premises and equipment expense | $194,000 | 2,390 |
| Additional noninterest expense | $61,000 | 3,557 |
| Pre-tax net operating income | $1,273,000 | 1,999 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $110,000 | 2,077 |
| Income before extraordinary items | $1,163,000 | 1,903 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,163,000 | 1,903 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,163,000 | 1,903 |
| Net charge-offs | $-2,000 | 3,519 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,163,000 | 1,917 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $14,966,000 | 1,969 |
| Total interest expense | $1,061,000 | 2,342 |
| Net interest income | $13,905,000 | 1,885 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $180,000 | 4,202 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $150,000 | 3,059 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 4,471 |
| Total noninterest expense | $8,650,000 | 2,197 |
| Salaries and employee benefits | $4,856,000 | 2,229 |
| Premises and equipment expense | $837,000 | 2,240 |
| Additional noninterest expense | $30,000 | 4,471 |
| Pre-tax net operating income | $5,435,000 | 1,944 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $1,125,000 | 1,464 |
| Income before extraordinary items | $4,310,000 | 2,016 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,310,000 | 2,015 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $4,310,000 | 2,015 |
| Net charge-offs | $10,000 | 2,149 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $4,310,000 | 2,039 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $10,652,000 | 1,982 |
| Total interest expense | $645,000 | 2,309 |
| Net interest income | $10,007,000 | 1,930 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $118,000 | 4,289 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $112,000 | 3,083 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 4,603 |
| Total noninterest expense | $6,370,000 | 2,212 |
| Salaries and employee benefits | $3,471,000 | 2,286 |
| Premises and equipment expense | $647,000 | 2,212 |
| Additional noninterest expense | $6,000 | 4,603 |
| Pre-tax net operating income | $3,755,000 | 2,007 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $741,000 | 1,572 |
| Income before extraordinary items | $3,014,000 | 2,084 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,014,000 | 2,083 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,014,000 | 2,083 |
| Net charge-offs | $24,000 | 1,536 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $3,014,000 | 2,112 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $6,676,000 | 2,026 |
| Total interest expense | $452,000 | 2,083 |
| Net interest income | $6,224,000 | 1,989 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $81,000 | 4,279 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $76,000 | 3,060 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 4,639 |
| Total noninterest expense | $4,188,000 | 2,217 |
| Salaries and employee benefits | $2,234,000 | 2,335 |
| Premises and equipment expense | $430,000 | 2,230 |
| Additional noninterest expense | $1,524,000 | 1,980 |
| Pre-tax net operating income | $2,117,000 | 2,133 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $370,000 | 1,705 |
| Income before extraordinary items | $1,747,000 | 2,155 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,747,000 | 2,155 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,747,000 | 2,155 |
| Net charge-offs | $11,000 | 1,552 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,747,000 | 2,194 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,242,000 | 2,023 |
| Total interest expense | $235,000 | 1,991 |
| Net interest income | $3,007,000 | 2,000 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $40,000 | 4,278 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $37,000 | 3,078 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 4,640 |
| Total noninterest expense | $2,001,000 | 2,289 |
| Salaries and employee benefits | $1,081,000 | 2,388 |
| Premises and equipment expense | $182,000 | 2,463 |
| Additional noninterest expense | $738,000 | 2,014 |
| Pre-tax net operating income | $1,046,000 | 2,046 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $154,000 | 1,782 |
| Income before extraordinary items | $892,000 | 2,062 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $892,000 | 2,061 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $892,000 | 2,062 |
| Net charge-offs | $-3,000 | 3,434 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $892,000 | 2,079 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $13,327,000 | 2,041 |
| Total interest expense | $1,384,000 | 1,776 |
| Net interest income | $11,943,000 | 2,032 |
| Provision for loan and lease losses | $-203,000 | 4,317 |
| Total noninterest income | $1,387,000 | 2,630 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $125,000 | 3,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,262,000 | 2,398 |
| Total noninterest expense | $8,792,000 | 2,156 |
| Salaries and employee benefits | $5,132,000 | 2,137 |
| Premises and equipment expense | $752,000 | 2,417 |
| Additional noninterest expense | $2,908,000 | 2,028 |
| Pre-tax net operating income | $4,741,000 | 2,124 |
| Securities gains (losses) | $144,000 | 724 |
| Applicable income taxes | $1,042,000 | 1,575 |
| Income before extraordinary items | $3,843,000 | 2,219 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,843,000 | 2,220 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,843,000 | 2,220 |
| Net charge-offs | $-149,000 | 4,468 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $3,729,240 | 2,237 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $10,022,000 | 2,064 |
| Total interest expense | $1,127,000 | 1,743 |
| Net interest income | $8,895,000 | 2,066 |
| Provision for loan and lease losses | $-3,000 | 4,284 |
| Total noninterest income | $236,000 | 4,060 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $91,000 | 3,257 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $145,000 | 4,047 |
| Total noninterest expense | $5,898,000 | 2,325 |
| Salaries and employee benefits | $3,333,000 | 2,339 |
| Premises and equipment expense | $550,000 | 2,466 |
| Additional noninterest expense | $2,015,000 | 2,148 |
| Pre-tax net operating income | $3,236,000 | 2,333 |
| Securities gains (losses) | $144,000 | 678 |
| Applicable income taxes | $671,000 | 1,766 |
| Income before extraordinary items | $2,709,000 | 2,401 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,709,000 | 2,401 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,709,000 | 2,401 |
| Net charge-offs | $-30,000 | 4,023 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,593,800 | 2,437 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $6,700,000 | 2,058 |
| Total interest expense | $842,000 | 1,653 |
| Net interest income | $5,858,000 | 2,079 |
| Provision for loan and lease losses | $-3,000 | 4,378 |
| Total noninterest income | $153,000 | 4,094 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $59,000 | 3,247 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 4,082 |
| Total noninterest expense | $4,035,000 | 2,280 |
| Salaries and employee benefits | $2,296,000 | 2,290 |
| Premises and equipment expense | $356,000 | 2,498 |
| Additional noninterest expense | $1,383,000 | 2,084 |
| Pre-tax net operating income | $1,979,000 | 2,409 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $416,000 | 1,815 |
| Income before extraordinary items | $1,563,000 | 2,564 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,563,000 | 2,563 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,563,000 | 2,564 |
| Net charge-offs | $-25,000 | 4,135 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,563,000 | 2,532 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,349,000 | 2,046 |
| Total interest expense | $493,000 | 1,537 |
| Net interest income | $2,856,000 | 2,099 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $73,000 | 4,102 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $31,000 | 3,185 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 4,128 |
| Total noninterest expense | $1,965,000 | 2,295 |
| Salaries and employee benefits | $1,068,000 | 2,392 |
| Premises and equipment expense | $186,000 | 2,458 |
| Additional noninterest expense | $711,000 | 2,014 |
| Pre-tax net operating income | $964,000 | 2,415 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $176,000 | 1,900 |
| Income before extraordinary items | $788,000 | 2,534 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $788,000 | 2,532 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $788,000 | 2,534 |
| Net charge-offs | $-4,000 | 3,680 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $788,000 | 2,504 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $15,191,000 | 1,863 |
| Total interest expense | $3,611,000 | 1,274 |
| Net interest income | $11,580,000 | 2,014 |
| Provision for loan and lease losses | $641,000 | 2,009 |
| Total noninterest income | $155,000 | 4,467 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $135,000 | 3,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 4,803 |
| Total noninterest expense | $8,424,000 | 2,185 |
| Salaries and employee benefits | $4,754,000 | 2,220 |
| Premises and equipment expense | $872,000 | 2,211 |
| Additional noninterest expense | $2,798,000 | 2,030 |
| Pre-tax net operating income | $2,670,000 | 2,583 |
| Securities gains (losses) | $375,000 | 716 |
| Applicable income taxes | $639,000 | 1,768 |
| Income before extraordinary items | $2,406,000 | 2,596 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,406,000 | 2,595 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,406,000 | 2,596 |
| Net charge-offs | $-53,000 | 4,615 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,109,750 | 2,716 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $11,705,000 | 1,845 |
| Total interest expense | $2,817,000 | 1,307 |
| Net interest income | $8,888,000 | 1,971 |
| Provision for loan and lease losses | $641,000 | 1,746 |
| Total noninterest income | $242,000 | 3,990 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $100,000 | 3,262 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 3,981 |
| Total noninterest expense | $6,062,000 | 2,222 |
| Salaries and employee benefits | $3,354,000 | 2,289 |
| Premises and equipment expense | $623,000 | 2,284 |
| Additional noninterest expense | $2,085,000 | 2,015 |
| Pre-tax net operating income | $2,427,000 | 2,332 |
| Securities gains (losses) | $375,000 | 596 |
| Applicable income taxes | $641,000 | 1,534 |
| Income before extraordinary items | $2,161,000 | 2,335 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,161,000 | 2,335 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,161,000 | 2,335 |
| Net charge-offs | $-48,000 | 4,640 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,864,750 | 2,494 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $7,971,000 | 1,833 |
| Total interest expense | $1,920,000 | 1,355 |
| Net interest income | $6,051,000 | 1,943 |
| Provision for loan and lease losses | $641,000 | 1,400 |
| Total noninterest income | $157,000 | 4,002 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $68,000 | 3,258 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 4,013 |
| Total noninterest expense | $4,134,000 | 2,205 |
| Salaries and employee benefits | $2,324,000 | 2,229 |
| Premises and equipment expense | $408,000 | 2,305 |
| Additional noninterest expense | $1,402,000 | 1,995 |
| Pre-tax net operating income | $1,433,000 | 2,447 |
| Securities gains (losses) | $375,000 | 454 |
| Applicable income taxes | $386,000 | 1,559 |
| Income before extraordinary items | $1,422,000 | 2,306 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,422,000 | 2,305 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,422,000 | 2,306 |
| Net charge-offs | $-4,000 | 4,068 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,125,750 | 2,597 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $4,232,000 | 1,731 |
| Total interest expense | $998,000 | 1,423 |
| Net interest income | $3,234,000 | 1,811 |
| Provision for loan and lease losses | $318,000 | 1,148 |
| Total noninterest income | $60,000 | 4,227 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $41,000 | 3,299 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 4,467 |
| Total noninterest expense | $2,022,000 | 2,253 |
| Salaries and employee benefits | $1,103,000 | 2,320 |
| Premises and equipment expense | $207,000 | 2,299 |
| Additional noninterest expense | $712,000 | 2,008 |
| Pre-tax net operating income | $954,000 | 1,895 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $245,000 | 1,236 |
| Income before extraordinary items | $709,000 | 2,151 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $709,000 | 2,150 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $709,000 | 2,151 |
| Net charge-offs | $-3,000 | 4,005 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $709,000 | 2,117 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $17,582,000 | 1,688 |
| Total interest expense | $4,092,000 | 1,456 |
| Net interest income | $13,490,000 | 1,759 |
| Provision for loan and lease losses | $-51,000 | 4,958 |
| Total noninterest income | $498,000 | 3,681 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $149,000 | 3,513 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $349,000 | 3,421 |
| Total noninterest expense | $8,671,000 | 2,129 |
| Salaries and employee benefits | $4,725,000 | 2,189 |
| Premises and equipment expense | $859,000 | 2,244 |
| Additional noninterest expense | $3,087,000 | 1,887 |
| Pre-tax net operating income | $5,368,000 | 1,676 |
| Securities gains (losses) | $427,000 | 407 |
| Applicable income taxes | $1,280,000 | 1,224 |
| Income before extraordinary items | $4,515,000 | 1,732 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,515,000 | 1,734 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,515,000 | 1,734 |
| Net charge-offs | $-17,000 | 4,562 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $4,177,670 | 1,792 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $13,297,000 | 1,698 |
| Total interest expense | $3,050,000 | 1,468 |
| Net interest income | $10,247,000 | 1,762 |
| Provision for loan and lease losses | $-47,000 | 5,081 |
| Total noninterest income | $389,000 | 3,659 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $107,000 | 3,597 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $282,000 | 3,360 |
| Total noninterest expense | $6,155,000 | 2,214 |
| Salaries and employee benefits | $3,288,000 | 2,304 |
| Premises and equipment expense | $652,000 | 2,237 |
| Additional noninterest expense | $2,215,000 | 1,948 |
| Pre-tax net operating income | $4,528,000 | 1,573 |
| Securities gains (losses) | $427,000 | 344 |
| Applicable income taxes | $1,064,000 | 1,184 |
| Income before extraordinary items | $3,891,000 | 1,579 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,891,000 | 1,581 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,891,000 | 1,580 |
| Net charge-offs | $-11,000 | 4,453 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $3,553,670 | 1,662 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $8,845,000 | 1,699 |
| Total interest expense | $1,977,000 | 1,474 |
| Net interest income | $6,868,000 | 1,754 |
| Provision for loan and lease losses | $-47,000 | 5,153 |
| Total noninterest income | $120,000 | 4,411 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $68,000 | 3,663 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 4,480 |
| Total noninterest expense | $4,237,000 | 2,176 |
| Salaries and employee benefits | $2,273,000 | 2,260 |
| Premises and equipment expense | $445,000 | 2,222 |
| Additional noninterest expense | $1,519,000 | 1,914 |
| Pre-tax net operating income | $2,798,000 | 1,637 |
| Securities gains (losses) | $216,000 | 361 |
| Applicable income taxes | $627,000 | 1,266 |
| Income before extraordinary items | $2,387,000 | 1,659 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,387,000 | 1,659 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,387,000 | 1,659 |
| Net charge-offs | $-8,000 | 4,422 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,216,360 | 1,731 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,375,000 | 1,720 |
| Total interest expense | $935,000 | 1,509 |
| Net interest income | $3,440,000 | 1,751 |
| Provision for loan and lease losses | $-46,000 | 5,247 |
| Total noninterest income | $44,000 | 4,636 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $29,000 | 3,870 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 4,752 |
| Total noninterest expense | $2,114,000 | 2,182 |
| Salaries and employee benefits | $1,080,000 | 2,348 |
| Premises and equipment expense | $223,000 | 2,243 |
| Additional noninterest expense | $811,000 | 1,798 |
| Pre-tax net operating income | $1,416,000 | 1,599 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $291,000 | 1,275 |
| Income before extraordinary items | $1,125,000 | 1,717 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,125,000 | 1,715 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,125,000 | 1,716 |
| Net charge-offs | $-48,000 | 5,061 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,125,000 | 1,694 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $16,808,000 | 1,688 |
| Total interest expense | $3,100,000 | 1,393 |
| Net interest income | $13,708,000 | 1,740 |
| Provision for loan and lease losses | $-147,000 | 5,205 |
| Total noninterest income | $82,000 | 5,085 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $166,000 | 3,553 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-84,000 | 5,360 |
| Total noninterest expense | $8,411,000 | 2,169 |
| Salaries and employee benefits | $4,552,000 | 2,254 |
| Premises and equipment expense | $918,000 | 2,174 |
| Additional noninterest expense | $2,941,000 | 1,956 |
| Pre-tax net operating income | $5,526,000 | 1,653 |
| Securities gains (losses) | $14,000 | 646 |
| Applicable income taxes | $1,204,000 | 1,215 |
| Income before extraordinary items | $4,336,000 | 1,787 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,336,000 | 1,786 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,336,000 | 1,786 |
| Net charge-offs | $-26,000 | 4,738 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $4,324,940 | 1,785 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $12,400,000 | 1,689 |
| Total interest expense | $2,211,000 | 1,382 |
| Net interest income | $10,189,000 | 1,753 |
| Provision for loan and lease losses | $-2,000 | 5,190 |
| Total noninterest income | $194,000 | 4,493 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $126,000 | 3,569 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 4,703 |
| Total noninterest expense | $6,017,000 | 2,239 |
| Salaries and employee benefits | $3,108,000 | 2,398 |
| Premises and equipment expense | $693,000 | 2,160 |
| Additional noninterest expense | $2,216,000 | 1,945 |
| Pre-tax net operating income | $4,368,000 | 1,567 |
| Securities gains (losses) | $14,000 | 640 |
| Applicable income taxes | $940,000 | 1,221 |
| Income before extraordinary items | $3,442,000 | 1,708 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,442,000 | 1,707 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,442,000 | 1,707 |
| Net charge-offs | $21,000 | 2,685 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,430,940 | 1,701 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $8,170,000 | 1,698 |
| Total interest expense | $1,416,000 | 1,353 |
| Net interest income | $6,754,000 | 1,760 |
| Provision for loan and lease losses | $-1,000 | 5,279 |
| Total noninterest income | $135,000 | 4,502 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $86,000 | 3,527 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 4,691 |
| Total noninterest expense | $4,106,000 | 2,218 |
| Salaries and employee benefits | $2,131,000 | 2,369 |
| Premises and equipment expense | $489,000 | 2,105 |
| Additional noninterest expense | $1,486,000 | 1,942 |
| Pre-tax net operating income | $2,784,000 | 1,597 |
| Securities gains (losses) | $14,000 | 539 |
| Applicable income taxes | $563,000 | 1,301 |
| Income before extraordinary items | $2,235,000 | 1,733 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,235,000 | 1,732 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,235,000 | 1,732 |
| Net charge-offs | $21,000 | 2,226 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,223,800 | 1,730 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,037,000 | 1,703 |
| Total interest expense | $691,000 | 1,326 |
| Net interest income | $3,346,000 | 1,773 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $64,000 | 4,563 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $44,000 | 3,522 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 4,839 |
| Total noninterest expense | $2,026,000 | 2,261 |
| Salaries and employee benefits | $1,005,000 | 2,502 |
| Premises and equipment expense | $224,000 | 2,265 |
| Additional noninterest expense | $797,000 | 1,826 |
| Pre-tax net operating income | $1,384,000 | 1,586 |
| Securities gains (losses) | $14,000 | 393 |
| Applicable income taxes | $232,000 | 1,437 |
| Income before extraordinary items | $1,166,000 | 1,617 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,166,000 | 1,617 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,166,000 | 1,617 |
| Net charge-offs | $-2,000 | 4,048 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,154,380 | 1,620 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $15,343,000 | 1,726 |
| Total interest expense | $2,838,000 | 1,144 |
| Net interest income | $12,505,000 | 1,849 |
| Provision for loan and lease losses | $-2,000 | 5,280 |
| Total noninterest income | $474,000 | 4,005 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $165,000 | 3,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $309,000 | 3,773 |
| Total noninterest expense | $7,971,000 | 2,272 |
| Salaries and employee benefits | $4,271,000 | 2,364 |
| Premises and equipment expense | $1,001,000 | 2,108 |
| Additional noninterest expense | $2,699,000 | 2,122 |
| Pre-tax net operating income | $5,010,000 | 1,707 |
| Securities gains (losses) | $-183,000 | 5,495 |
| Applicable income taxes | $2,155,000 | 1,220 |
| Income before extraordinary items | $2,672,000 | 2,227 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,672,000 | 2,227 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,672,000 | 2,227 |
| Net charge-offs | $108,000 | 2,355 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,789,120 | 2,152 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $11,426,000 | 1,729 |
| Total interest expense | $2,131,000 | 1,119 |
| Net interest income | $9,295,000 | 1,869 |
| Provision for loan and lease losses | $-2,000 | 5,430 |
| Total noninterest income | $360,000 | 4,021 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $114,000 | 3,845 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $246,000 | 3,730 |
| Total noninterest expense | $5,594,000 | 2,408 |
| Salaries and employee benefits | $2,916,000 | 2,521 |
| Premises and equipment expense | $755,000 | 2,108 |
| Additional noninterest expense | $1,923,000 | 2,205 |
| Pre-tax net operating income | $4,063,000 | 1,624 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,205,000 | 1,296 |
| Income before extraordinary items | $2,858,000 | 1,792 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,858,000 | 1,791 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,858,000 | 1,792 |
| Net charge-offs | $73,000 | 2,169 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,858,000 | 1,767 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $7,542,000 | 1,732 |
| Total interest expense | $1,433,000 | 1,083 |
| Net interest income | $6,109,000 | 1,871 |
| Provision for loan and lease losses | $-1,000 | 5,510 |
| Total noninterest income | $239,000 | 4,036 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $68,000 | 3,993 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $171,000 | 3,682 |
| Total noninterest expense | $3,755,000 | 2,396 |
| Salaries and employee benefits | $2,016,000 | 2,475 |
| Premises and equipment expense | $467,000 | 2,235 |
| Additional noninterest expense | $1,272,000 | 2,217 |
| Pre-tax net operating income | $2,594,000 | 1,648 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $686,000 | 1,423 |
| Income before extraordinary items | $1,908,000 | 1,768 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,908,000 | 1,768 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,908,000 | 1,768 |
| Net charge-offs | $18,000 | 2,639 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,908,000 | 1,748 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,762,000 | 1,727 |
| Total interest expense | $724,000 | 1,041 |
| Net interest income | $3,038,000 | 1,869 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $140,000 | 3,835 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $29,000 | 4,249 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 3,327 |
| Total noninterest expense | $1,862,000 | 2,438 |
| Salaries and employee benefits | $954,000 | 2,612 |
| Premises and equipment expense | $248,000 | 2,160 |
| Additional noninterest expense | $660,000 | 2,139 |
| Pre-tax net operating income | $1,316,000 | 1,590 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $240,000 | 1,695 |
| Income before extraordinary items | $1,076,000 | 1,578 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,076,000 | 1,577 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,076,000 | 1,578 |
| Net charge-offs | $20,000 | 1,889 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,076,000 | 1,562 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $14,643,000 | 1,732 |
| Total interest expense | $2,827,000 | 1,020 |
| Net interest income | $11,816,000 | 1,886 |
| Provision for loan and lease losses | $-3,000 | 5,453 |
| Total noninterest income | $433,000 | 4,282 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $121,000 | 4,292 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $312,000 | 3,890 |
| Total noninterest expense | $8,338,000 | 2,214 |
| Salaries and employee benefits | $4,273,000 | 2,381 |
| Premises and equipment expense | $1,141,000 | 1,946 |
| Additional noninterest expense | $2,924,000 | 2,021 |
| Pre-tax net operating income | $3,914,000 | 1,969 |
| Securities gains (losses) | $30,000 | 2,159 |
| Applicable income taxes | $1,444,000 | 1,304 |
| Income before extraordinary items | $2,500,000 | 2,408 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,500,000 | 2,407 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,500,000 | 2,408 |
| Net charge-offs | $6,000 | 3,984 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,480,800 | 2,370 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $10,896,000 | 1,747 |
| Total interest expense | $2,094,000 | 1,035 |
| Net interest income | $8,802,000 | 1,898 |
| Provision for loan and lease losses | $-2,000 | 5,619 |
| Total noninterest income | $308,000 | 4,362 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $89,000 | 4,333 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $219,000 | 3,990 |
| Total noninterest expense | $5,911,000 | 2,318 |
| Salaries and employee benefits | $3,081,000 | 2,440 |
| Premises and equipment expense | $747,000 | 2,156 |
| Additional noninterest expense | $2,083,000 | 2,112 |
| Pre-tax net operating income | $3,201,000 | 1,866 |
| Securities gains (losses) | $187,000 | 842 |
| Applicable income taxes | $1,154,000 | 1,288 |
| Income before extraordinary items | $2,234,000 | 2,158 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,234,000 | 2,157 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,234,000 | 2,158 |
| Net charge-offs | $37,000 | 2,782 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,110,580 | 2,185 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $7,266,000 | 1,755 |
| Total interest expense | $1,373,000 | 1,044 |
| Net interest income | $5,893,000 | 1,893 |
| Provision for loan and lease losses | $-1,000 | 5,737 |
| Total noninterest income | $203,000 | 4,392 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $57,000 | 4,403 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $146,000 | 4,007 |
| Total noninterest expense | $4,012,000 | 2,295 |
| Salaries and employee benefits | $2,095,000 | 2,416 |
| Premises and equipment expense | $486,000 | 2,201 |
| Additional noninterest expense | $1,431,000 | 2,063 |
| Pre-tax net operating income | $2,085,000 | 1,872 |
| Securities gains (losses) | $137,000 | 782 |
| Applicable income taxes | $703,000 | 1,351 |
| Income before extraordinary items | $1,519,000 | 2,103 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,519,000 | 2,103 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,519,000 | 2,103 |
| Net charge-offs | $23,000 | 2,683 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,425,840 | 2,142 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,640,000 | 1,747 |
| Total interest expense | $678,000 | 1,050 |
| Net interest income | $2,962,000 | 1,893 |
| Provision for loan and lease losses | $-1,000 | 5,851 |
| Total noninterest income | $109,000 | 4,280 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $27,000 | 4,472 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $82,000 | 3,834 |
| Total noninterest expense | $2,121,000 | 2,213 |
| Salaries and employee benefits | $1,110,000 | 2,306 |
| Premises and equipment expense | $268,000 | 2,058 |
| Additional noninterest expense | $743,000 | 1,961 |
| Pre-tax net operating income | $951,000 | 1,996 |
| Securities gains (losses) | $115,000 | 464 |
| Applicable income taxes | $305,000 | 1,461 |
| Income before extraordinary items | $761,000 | 2,071 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $761,000 | 2,071 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $761,000 | 2,071 |
| Net charge-offs | $-1,000 | 4,102 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $679,350 | 2,190 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $14,364,000 | 1,727 |
| Total interest expense | $2,793,000 | 1,013 |
| Net interest income | $11,571,000 | 1,878 |
| Provision for loan and lease losses | $-154,000 | 5,791 |
| Total noninterest income | $426,000 | 4,403 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $112,000 | 4,551 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $314,000 | 3,919 |
| Total noninterest expense | $7,592,000 | 2,410 |
| Salaries and employee benefits | $3,879,000 | 2,554 |
| Premises and equipment expense | $1,067,000 | 2,075 |
| Additional noninterest expense | $2,646,000 | 2,222 |
| Pre-tax net operating income | $4,559,000 | 1,702 |
| Securities gains (losses) | $216,000 | 701 |
| Applicable income taxes | $1,538,000 | 1,219 |
| Income before extraordinary items | $3,237,000 | 1,924 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,237,000 | 1,925 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,237,000 | 1,926 |
| Net charge-offs | $-38,000 | 5,496 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,090,120 | 1,960 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $10,710,000 | 1,747 |
| Total interest expense | $2,120,000 | 1,010 |
| Net interest income | $8,590,000 | 1,912 |
| Provision for loan and lease losses | $-150,000 | 5,957 |
| Total noninterest income | $274,000 | 4,632 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $82,000 | 4,637 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $192,000 | 4,194 |
| Total noninterest expense | $5,732,000 | 2,386 |
| Salaries and employee benefits | $2,895,000 | 2,571 |
| Premises and equipment expense | $814,000 | 2,075 |
| Additional noninterest expense | $2,023,000 | 2,185 |
| Pre-tax net operating income | $3,282,000 | 1,777 |
| Securities gains (losses) | $290,000 | 494 |
| Applicable income taxes | $1,012,000 | 1,357 |
| Income before extraordinary items | $2,560,000 | 1,859 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,560,000 | 1,861 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,560,000 | 1,861 |
| Net charge-offs | $-53,000 | 5,626 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,351,200 | 1,951 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,115,000 | 1,759 |
| Total interest expense | $1,439,000 | 993 |
| Net interest income | $5,676,000 | 1,928 |
| Provision for loan and lease losses | $-150,000 | 6,095 |
| Total noninterest income | $169,000 | 4,732 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $56,000 | 4,594 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $113,000 | 4,388 |
| Total noninterest expense | $3,867,000 | 2,372 |
| Salaries and employee benefits | $1,996,000 | 2,522 |
| Premises and equipment expense | $529,000 | 2,125 |
| Additional noninterest expense | $1,342,000 | 2,192 |
| Pre-tax net operating income | $2,128,000 | 1,809 |
| Securities gains (losses) | $290,000 | 389 |
| Applicable income taxes | $772,000 | 1,252 |
| Income before extraordinary items | $1,646,000 | 1,900 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,646,000 | 1,902 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,646,000 | 1,902 |
| Net charge-offs | $-41,000 | 5,700 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,448,800 | 2,061 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,546,000 | 1,755 |
| Total interest expense | $726,000 | 995 |
| Net interest income | $2,820,000 | 1,940 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $87,000 | 4,700 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $26,000 | 4,712 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $61,000 | 4,292 |
| Total noninterest expense | $1,913,000 | 2,398 |
| Salaries and employee benefits | $978,000 | 2,574 |
| Premises and equipment expense | $254,000 | 2,219 |
| Additional noninterest expense | $681,000 | 2,150 |
| Pre-tax net operating income | $994,000 | 1,868 |
| Securities gains (losses) | $290,000 | 273 |
| Applicable income taxes | $373,000 | 1,248 |
| Income before extraordinary items | $911,000 | 1,734 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $911,000 | 1,736 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $911,000 | 1,736 |
| Net charge-offs | $-16,000 | 5,599 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $705,100 | 2,055 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $14,143,000 | 1,779 |
| Total interest expense | $2,915,000 | 1,026 |
| Net interest income | $11,228,000 | 1,930 |
| Provision for loan and lease losses | $-32,000 | 5,934 |
| Total noninterest income | $233,000 | 5,277 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $130,000 | 4,611 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $103,000 | 5,222 |
| Total noninterest expense | $9,279,000 | 2,032 |
| Salaries and employee benefits | $5,454,000 | 1,891 |
| Premises and equipment expense | $1,087,000 | 2,096 |
| Additional noninterest expense | $2,738,000 | 2,211 |
| Pre-tax net operating income | $2,214,000 | 2,805 |
| Securities gains (losses) | $-25,000 | 6,161 |
| Applicable income taxes | $1,608,000 | 1,141 |
| Income before extraordinary items | $581,000 | 4,739 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $581,000 | 4,739 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $581,000 | 4,739 |
| Net charge-offs | $-59,000 | 6,025 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $597,000 | 4,656 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,516,000 | 1,805 |
| Total interest expense | $2,151,000 | 1,049 |
| Net interest income | $8,365,000 | 1,948 |
| Provision for loan and lease losses | $-6,000 | 6,065 |
| Total noninterest income | $127,000 | 5,637 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $102,000 | 4,604 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $25,000 | 5,973 |
| Total noninterest expense | $7,162,000 | 1,981 |
| Salaries and employee benefits | $4,530,000 | 1,712 |
| Premises and equipment expense | $795,000 | 2,161 |
| Additional noninterest expense | $1,837,000 | 2,454 |
| Pre-tax net operating income | $1,336,000 | 3,248 |
| Securities gains (losses) | $-3,000 | 6,006 |
| Applicable income taxes | $491,000 | 2,006 |
| Income before extraordinary items | $842,000 | 3,819 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $842,000 | 3,821 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $842,000 | 3,822 |
| Net charge-offs | $33,000 | 3,555 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $843,920 | 3,760 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,029,000 | 1,793 |
| Total interest expense | $1,391,000 | 1,080 |
| Net interest income | $5,638,000 | 1,922 |
| Provision for loan and lease losses | $-4,000 | 6,211 |
| Total noninterest income | $109,000 | 5,412 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $63,000 | 4,704 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $46,000 | 5,414 |
| Total noninterest expense | $4,266,000 | 2,203 |
| Salaries and employee benefits | $2,445,000 | 2,112 |
| Premises and equipment expense | $537,000 | 2,142 |
| Additional noninterest expense | $1,284,000 | 2,331 |
| Pre-tax net operating income | $1,485,000 | 2,290 |
| Securities gains (losses) | $-63,000 | 6,506 |
| Applicable income taxes | $527,000 | 1,495 |
| Income before extraordinary items | $895,000 | 2,861 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $895,000 | 2,866 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $895,000 | 2,866 |
| Net charge-offs | $36,000 | 3,036 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $935,320 | 2,726 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,429,000 | 1,825 |
| Total interest expense | $651,000 | 1,152 |
| Net interest income | $2,778,000 | 1,942 |
| Provision for loan and lease losses | $-3,000 | 6,379 |
| Total noninterest income | $56,000 | 5,389 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $32,000 | 4,672 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $24,000 | 5,381 |
| Total noninterest expense | $2,318,000 | 2,046 |
| Salaries and employee benefits | $1,407,000 | 1,851 |
| Premises and equipment expense | $254,000 | 2,282 |
| Additional noninterest expense | $657,000 | 2,281 |
| Pre-tax net operating income | $519,000 | 2,823 |
| Securities gains (losses) | $-14,000 | 6,464 |
| Applicable income taxes | $80,000 | 2,554 |
| Income before extraordinary items | $425,000 | 2,885 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $425,000 | 2,888 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $425,000 | 2,888 |
| Net charge-offs | $2,000 | 3,350 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $436,760 | 2,793 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $13,203,000 | 1,893 |
| Total interest expense | $2,574,000 | 1,316 |
| Net interest income | $10,629,000 | 1,991 |
| Provision for loan and lease losses | $348,000 | 2,291 |
| Total noninterest income | $108,000 | 6,155 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $132,000 | 4,797 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-24,000 | 6,531 |
| Total noninterest expense | $7,131,000 | 2,590 |
| Salaries and employee benefits | $3,897,000 | 2,540 |
| Premises and equipment expense | $826,000 | 2,633 |
| Additional noninterest expense | $2,408,000 | 2,551 |
| Pre-tax net operating income | $3,258,000 | 2,034 |
| Securities gains (losses) | $-52,000 | 6,455 |
| Applicable income taxes | $1,127,000 | 1,359 |
| Income before extraordinary items | $2,079,000 | 2,535 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,079,000 | 2,538 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,079,000 | 2,538 |
| Net charge-offs | $96,000 | 3,776 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,112,800 | 2,440 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $9,839,000 | 1,909 |
| Total interest expense | $1,937,000 | 1,349 |
| Net interest income | $7,902,000 | 2,007 |
| Provision for loan and lease losses | $231,000 | 2,376 |
| Total noninterest income | $23,000 | 6,646 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $99,000 | 4,835 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-76,000 | 6,714 |
| Total noninterest expense | $5,493,000 | 2,531 |
| Salaries and employee benefits | $3,090,000 | 2,426 |
| Premises and equipment expense | $609,000 | 2,696 |
| Additional noninterest expense | $1,794,000 | 2,555 |
| Pre-tax net operating income | $2,201,000 | 2,264 |
| Securities gains (losses) | $-20,000 | 6,574 |
| Applicable income taxes | $718,000 | 1,551 |
| Income before extraordinary items | $1,463,000 | 2,702 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,463,000 | 2,706 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,463,000 | 2,706 |
| Net charge-offs | $80,000 | 3,458 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,476,400 | 2,611 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,518,000 | 1,912 |
| Total interest expense | $1,292,000 | 1,382 |
| Net interest income | $5,226,000 | 2,010 |
| Provision for loan and lease losses | $141,000 | 2,564 |
| Total noninterest income | $6,000 | 6,754 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $62,000 | 4,925 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-56,000 | 6,764 |
| Total noninterest expense | $3,720,000 | 2,493 |
| Salaries and employee benefits | $2,049,000 | 2,441 |
| Premises and equipment expense | $392,000 | 2,786 |
| Additional noninterest expense | $1,279,000 | 2,389 |
| Pre-tax net operating income | $1,371,000 | 2,361 |
| Securities gains (losses) | $46,000 | 1,573 |
| Applicable income taxes | $487,000 | 1,542 |
| Income before extraordinary items | $930,000 | 2,791 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $930,000 | 2,796 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $930,000 | 2,796 |
| Net charge-offs | $35,000 | 3,632 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $899,640 | 2,752 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,299,000 | 1,905 |
| Total interest expense | $655,000 | 1,418 |
| Net interest income | $2,644,000 | 1,999 |
| Provision for loan and lease losses | $55,000 | 2,729 |
| Total noninterest income | $3,000 | 6,816 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $30,000 | 4,965 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-27,000 | 6,850 |
| Total noninterest expense | $1,941,000 | 2,437 |
| Salaries and employee benefits | $1,033,000 | 2,452 |
| Premises and equipment expense | $201,000 | 2,763 |
| Additional noninterest expense | $707,000 | 2,198 |
| Pre-tax net operating income | $651,000 | 2,403 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $211,000 | 1,653 |
| Income before extraordinary items | $440,000 | 2,843 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $440,000 | 2,845 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $440,000 | 2,845 |
| Net charge-offs | $36,000 | 2,673 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $440,000 | 2,746 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $13,554,000 | 1,943 |
| Total interest expense | $3,018,000 | 1,473 |
| Net interest income | $10,536,000 | 2,054 |
| Provision for loan and lease losses | $1,100,000 | 1,662 |
| Total noninterest income | $156,000 | 5,941 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $149,000 | 4,792 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $7,000 | 6,448 |
| Total noninterest expense | $7,521,000 | 2,502 |
| Salaries and employee benefits | $4,332,000 | 2,279 |
| Premises and equipment expense | $817,000 | 2,691 |
| Additional noninterest expense | $2,372,000 | 2,680 |
| Pre-tax net operating income | $2,071,000 | 2,752 |
| Securities gains (losses) | $26,000 | 3,070 |
| Applicable income taxes | $689,000 | 1,854 |
| Income before extraordinary items | $1,408,000 | 3,244 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,408,000 | 3,244 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,408,000 | 3,244 |
| Net charge-offs | $1,403,000 | 1,451 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,390,580 | 3,129 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $10,211,000 | 1,971 |
| Total interest expense | $2,338,000 | 1,495 |
| Net interest income | $7,873,000 | 2,086 |
| Provision for loan and lease losses | $627,000 | 1,992 |
| Total noninterest income | $116,000 | 6,020 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $112,000 | 4,866 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $4,000 | 6,597 |
| Total noninterest expense | $5,653,000 | 2,508 |
| Salaries and employee benefits | $3,292,000 | 2,256 |
| Premises and equipment expense | $597,000 | 2,789 |
| Additional noninterest expense | $1,764,000 | 2,717 |
| Pre-tax net operating income | $1,709,000 | 2,653 |
| Securities gains (losses) | $25,000 | 2,786 |
| Applicable income taxes | $589,000 | 1,771 |
| Income before extraordinary items | $1,145,000 | 3,170 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,145,000 | 3,169 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,145,000 | 3,168 |
| Net charge-offs | $1,160,000 | 1,325 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,128,500 | 3,048 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,828,000 | 1,967 |
| Total interest expense | $1,646,000 | 1,470 |
| Net interest income | $5,182,000 | 2,114 |
| Provision for loan and lease losses | $361,000 | 2,199 |
| Total noninterest income | $43,000 | 6,540 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $77,000 | 4,795 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-34,000 | 6,925 |
| Total noninterest expense | $3,979,000 | 2,376 |
| Salaries and employee benefits | $2,336,000 | 2,129 |
| Premises and equipment expense | $385,000 | 2,850 |
| Additional noninterest expense | $1,258,000 | 2,564 |
| Pre-tax net operating income | $885,000 | 3,095 |
| Securities gains (losses) | $2,000 | 3,012 |
| Applicable income taxes | $318,000 | 1,993 |
| Income before extraordinary items | $569,000 | 3,753 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $569,000 | 3,754 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $569,000 | 3,755 |
| Net charge-offs | $1,186,000 | 1,005 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $567,720 | 3,567 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,443,000 | 1,965 |
| Total interest expense | $897,000 | 1,408 |
| Net interest income | $2,546,000 | 2,154 |
| Provision for loan and lease losses | $97,000 | 2,941 |
| Total noninterest income | $75,000 | 5,344 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $37,000 | 4,857 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $38,000 | 5,091 |
| Total noninterest expense | $2,202,000 | 2,165 |
| Salaries and employee benefits | $1,321,000 | 1,903 |
| Premises and equipment expense | $183,000 | 2,991 |
| Additional noninterest expense | $698,000 | 2,296 |
| Pre-tax net operating income | $322,000 | 3,706 |
| Securities gains (losses) | $2,000 | 2,023 |
| Applicable income taxes | $100,000 | 2,447 |
| Income before extraordinary items | $224,000 | 4,185 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $224,000 | 4,189 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $224,000 | 4,189 |
| Net charge-offs | $927,000 | 706 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $222,620 | 4,047 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $14,212,000 | 1,979 |
| Total interest expense | $4,197,000 | 1,440 |
| Net interest income | $10,015,000 | 2,179 |
| Provision for loan and lease losses | $1,155,000 | 2,216 |
| Total noninterest income | $279,000 | 5,319 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 6,321 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $229,000 | 4,264 |
| Total noninterest expense | $7,215,000 | 2,600 |
| Salaries and employee benefits | $4,801,000 | 2,021 |
| Premises and equipment expense | $1,111,000 | 2,192 |
| Additional noninterest expense | $1,303,000 | 4,233 |
| Pre-tax net operating income | $1,924,000 | 2,588 |
| Securities gains (losses) | $354,000 | 1,018 |
| Applicable income taxes | $800,000 | 1,556 |
| Income before extraordinary items | $1,478,000 | 2,794 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,478,000 | 2,796 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,478,000 | 2,796 |
| Net charge-offs | $578,000 | 3,001 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,247,900 | 3,031 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $10,734,000 | 1,991 |
| Total interest expense | $3,172,000 | 1,492 |
| Net interest income | $7,562,000 | 2,176 |
| Provision for loan and lease losses | $895,000 | 2,122 |
| Total noninterest income | $251,000 | 5,106 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 6,439 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $217,000 | 3,979 |
| Total noninterest expense | $5,353,000 | 2,630 |
| Salaries and employee benefits | $3,532,000 | 2,048 |
| Premises and equipment expense | $735,000 | 2,469 |
| Additional noninterest expense | $1,086,000 | 3,941 |
| Pre-tax net operating income | $1,565,000 | 2,500 |
| Securities gains (losses) | $354,000 | 819 |
| Applicable income taxes | $703,000 | 1,418 |
| Income before extraordinary items | $1,216,000 | 2,703 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,216,000 | 2,705 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,216,000 | 2,705 |
| Net charge-offs | $335,000 | 3,115 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $989,440 | 2,988 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,029,000 | 2,031 |
| Total interest expense | $2,115,000 | 1,543 |
| Net interest income | $4,914,000 | 2,236 |
| Provision for loan and lease losses | $449,000 | 2,472 |
| Total noninterest income | $151,000 | 5,299 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $17,000 | 6,640 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $134,000 | 4,141 |
| Total noninterest expense | $3,630,000 | 2,597 |
| Salaries and employee benefits | $2,388,000 | 2,034 |
| Premises and equipment expense | $520,000 | 2,372 |
| Additional noninterest expense | $722,000 | 4,012 |
| Pre-tax net operating income | $986,000 | 2,565 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $356,000 | 1,629 |
| Income before extraordinary items | $630,000 | 3,106 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $630,000 | 3,108 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $630,000 | 3,108 |
| Net charge-offs | $-107,000 | 7,384 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $630,000 | 3,012 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,575,000 | 2,006 |
| Total interest expense | $1,055,000 | 1,602 |
| Net interest income | $2,520,000 | 2,161 |
| Provision for loan and lease losses | $155,000 | 2,715 |
| Total noninterest income | $79,000 | 5,303 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $79,000 | 3,929 |
| Total noninterest expense | $1,902,000 | 2,517 |
| Salaries and employee benefits | $1,216,000 | 2,014 |
| Premises and equipment expense | $260,000 | 2,408 |
| Additional noninterest expense | $426,000 | 3,577 |
| Pre-tax net operating income | $542,000 | 2,413 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $185,000 | 1,587 |
| Income before extraordinary items | $357,000 | 2,891 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $357,000 | 2,890 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $357,000 | 2,891 |
| Net charge-offs | $-280,000 | 7,532 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $357,000 | 2,836 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $14,597,000 | 2,062 |
| Total interest expense | $4,389,000 | 1,836 |
| Net interest income | $10,208,000 | 2,144 |
| Provision for loan and lease losses | $867,000 | 3,280 |
| Total noninterest income | $144,000 | 6,327 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $144,000 | 5,032 |
| Total noninterest expense | $6,707,000 | 2,824 |
| Salaries and employee benefits | $4,404,000 | 2,199 |
| Premises and equipment expense | $988,000 | 2,502 |
| Additional noninterest expense | $1,315,000 | 4,360 |
| Pre-tax net operating income | $2,778,000 | 1,731 |
| Securities gains (losses) | $-234,000 | 7,329 |
| Applicable income taxes | $863,000 | 1,364 |
| Income before extraordinary items | $1,681,000 | 2,320 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,681,000 | 2,318 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,681,000 | 2,321 |
| Net charge-offs | $1,023,000 | 2,648 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,835,440 | 2,090 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,934,000 | 2,107 |
| Total interest expense | $3,299,000 | 1,897 |
| Net interest income | $7,635,000 | 2,167 |
| Provision for loan and lease losses | $543,000 | 3,409 |
| Total noninterest income | $91,000 | 6,638 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $91,000 | 5,323 |
| Total noninterest expense | $5,101,000 | 2,788 |
| Salaries and employee benefits | $3,423,000 | 2,116 |
| Premises and equipment expense | $776,000 | 2,446 |
| Additional noninterest expense | $902,000 | 4,598 |
| Pre-tax net operating income | $2,082,000 | 1,836 |
| Securities gains (losses) | $-234,000 | 7,512 |
| Applicable income taxes | $617,000 | 1,448 |
| Income before extraordinary items | $1,231,000 | 2,501 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,231,000 | 2,498 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,231,000 | 2,502 |
| Net charge-offs | $699,000 | 2,641 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,387,780 | 2,181 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,315,000 | 2,130 |
| Total interest expense | $2,211,000 | 1,967 |
| Net interest income | $5,104,000 | 2,169 |
| Provision for loan and lease losses | $438,000 | 3,063 |
| Total noninterest income | $20,000 | 7,316 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $20,000 | 6,465 |
| Total noninterest expense | $3,428,000 | 2,774 |
| Salaries and employee benefits | $2,297,000 | 2,118 |
| Premises and equipment expense | $511,000 | 2,496 |
| Additional noninterest expense | $620,000 | 4,504 |
| Pre-tax net operating income | $1,258,000 | 1,985 |
| Securities gains (losses) | $-234,000 | 7,614 |
| Applicable income taxes | $439,000 | 1,356 |
| Income before extraordinary items | $585,000 | 3,117 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $585,000 | 3,112 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $585,000 | 3,115 |
| Net charge-offs | $579,000 | 2,276 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $734,760 | 2,568 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,670,000 | 2,172 |
| Total interest expense | $1,129,000 | 2,025 |
| Net interest income | $2,541,000 | 2,187 |
| Provision for loan and lease losses | $340,000 | 2,255 |
| Total noninterest income | $-63,000 | 7,769 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-63,000 | 7,690 |
| Total noninterest expense | $1,785,000 | 2,726 |
| Salaries and employee benefits | $1,179,000 | 2,091 |
| Premises and equipment expense | $254,000 | 2,562 |
| Additional noninterest expense | $352,000 | 4,138 |
| Pre-tax net operating income | $353,000 | 3,059 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $121,000 | 1,936 |
| Income before extraordinary items | $232,000 | 3,624 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $232,000 | 3,621 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $232,000 | 3,623 |
| Net charge-offs | $340,000 | 1,909 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $232,000 | 3,495 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $14,406,000 | 2,323 |
| Total interest expense | $5,448,000 | 2,089 |
| Net interest income | $8,958,000 | 2,423 |
| Provision for loan and lease losses | $633,000 | 4,177 |
| Total noninterest income | $-93,000 | 7,778 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-253,000 | 7,983 |
| Additional Noninterest Income | $160,000 | 4,987 |
| Total noninterest expense | $6,675,000 | 2,914 |
| Salaries and employee benefits | $4,510,000 | 2,179 |
| Premises and equipment expense | $896,000 | 2,838 |
| Additional noninterest expense | $1,269,000 | 4,574 |
| Pre-tax net operating income | $1,557,000 | 2,300 |
| Securities gains (losses) | $-4,000 | 6,931 |
| Applicable income taxes | $1,023,000 | 940 |
| Income before extraordinary items | $530,000 | 3,782 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $530,000 | 3,780 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $530,000 | 3,781 |
| Net charge-offs | $386,000 | 4,149 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $532,560 | 3,717 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,739,000 | 2,369 |
| Total interest expense | $4,190,000 | 2,129 |
| Net interest income | $6,549,000 | 2,474 |
| Provision for loan and lease losses | $397,000 | 4,193 |
| Total noninterest income | $-115,000 | 7,926 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-253,000 | 8,079 |
| Additional Noninterest Income | $138,000 | 4,916 |
| Total noninterest expense | $5,068,000 | 2,871 |
| Salaries and employee benefits | $3,426,000 | 2,171 |
| Premises and equipment expense | $687,000 | 2,813 |
| Additional noninterest expense | $955,000 | 4,540 |
| Pre-tax net operating income | $969,000 | 2,789 |
| Securities gains (losses) | $-4,000 | 7,168 |
| Applicable income taxes | $890,000 | 917 |
| Income before extraordinary items | $75,000 | 5,435 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $75,000 | 5,435 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $75,000 | 5,435 |
| Net charge-offs | $494,000 | 3,061 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $77,560 | 5,369 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,170,000 | 2,395 |
| Total interest expense | $2,831,000 | 2,192 |
| Net interest income | $4,339,000 | 2,489 |
| Provision for loan and lease losses | $269,000 | 3,911 |
| Total noninterest income | $-158,000 | 8,063 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-253,000 | 8,172 |
| Additional Noninterest Income | $95,000 | 4,886 |
| Total noninterest expense | $3,266,000 | 2,998 |
| Salaries and employee benefits | $2,310,000 | 2,178 |
| Premises and equipment expense | $442,000 | 2,938 |
| Additional noninterest expense | $514,000 | 5,174 |
| Pre-tax net operating income | $646,000 | 2,899 |
| Securities gains (losses) | $-19,000 | 7,524 |
| Applicable income taxes | $770,000 | 774 |
| Income before extraordinary items | $-143,000 | 6,268 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-143,000 | 6,267 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-143,000 | 6,267 |
| Net charge-offs | $366,000 | 2,705 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-130,840 | 6,214 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,626,000 | 2,392 |
| Total interest expense | $1,465,000 | 2,211 |
| Net interest income | $2,161,000 | 2,496 |
| Provision for loan and lease losses | $98,000 | 3,944 |
| Total noninterest income | $-196,000 | 8,175 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-253,000 | 8,215 |
| Additional Noninterest Income | $57,000 | 4,606 |
| Total noninterest expense | $1,673,000 | 2,860 |
| Salaries and employee benefits | $1,201,000 | 2,124 |
| Premises and equipment expense | $216,000 | 3,050 |
| Additional noninterest expense | $256,000 | 4,889 |
| Pre-tax net operating income | $194,000 | 4,097 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $624,000 | 524 |
| Income before extraordinary items | $-430,000 | 7,375 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-430,000 | 7,376 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-430,000 | 7,376 |
| Net charge-offs | $195,000 | 2,156 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-430,000 | 7,342 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,691,000 | 2,513 |
| Total interest expense | $7,342,000 | 2,113 |
| Net interest income | $7,349,000 | 2,911 |
| Provision for loan and lease losses | $256,000 | 4,866 |
| Total noninterest income | $242,000 | 6,191 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $242,000 | 4,505 |
| Total noninterest expense | $6,204,000 | 2,981 |
| Salaries and employee benefits | $4,301,000 | 2,350 |
| Premises and equipment expense | $905,000 | 2,858 |
| Additional noninterest expense | $998,000 | 4,831 |
| Pre-tax net operating income | $1,131,000 | 3,537 |
| Securities gains (losses) | $-3,398,000 | 8,024 |
| Applicable income taxes | $116,000 | 3,271 |
| Income before extraordinary items | $-2,383,000 | 7,482 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,383,000 | 7,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 4,162 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,015,000 | 3,409 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,059,000 | 2,561 |
| Total interest expense | $5,689,000 | 2,140 |
| Net interest income | $5,370,000 | 3,012 |
| Provision for loan and lease losses | $57,000 | 5,765 |
| Total noninterest income | $192,000 | 6,195 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $192,000 | 4,503 |
| Total noninterest expense | $4,651,000 | 2,958 |
| Salaries and employee benefits | $3,330,000 | 2,311 |
| Premises and equipment expense | $679,000 | 2,881 |
| Additional noninterest expense | $642,000 | 5,222 |
| Pre-tax net operating income | $854,000 | 3,976 |
| Securities gains (losses) | $-2,531,000 | 8,100 |
| Applicable income taxes | $-1,000 | 7,236 |
| Income before extraordinary items | $-1,676,000 | 7,776 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,676,000 | 7,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 3,125 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $855,000 | 3,569 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,368,000 | 2,590 |
| Total interest expense | $3,952,000 | 2,141 |
| Net interest income | $3,416,000 | 3,129 |
| Provision for loan and lease losses | $57,000 | 5,068 |
| Total noninterest income | $157,000 | 5,902 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $157,000 | 4,231 |
| Total noninterest expense | $3,136,000 | 2,943 |
| Salaries and employee benefits | $2,286,000 | 2,268 |
| Premises and equipment expense | $466,000 | 2,808 |
| Additional noninterest expense | $384,000 | 5,534 |
| Pre-tax net operating income | $380,000 | 4,881 |
| Securities gains (losses) | $-825,000 | 8,366 |
| Applicable income taxes | $-165,000 | 7,946 |
| Income before extraordinary items | $-280,000 | 7,497 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-280,000 | 7,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,182 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $248,000 | 5,212 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,717,000 | 2,643 |
| Total interest expense | $2,083,000 | 2,169 |
| Net interest income | $1,634,000 | 3,264 |
| Provision for loan and lease losses | $-18,000 | 8,389 |
| Total noninterest income | $82,000 | 5,822 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $82,000 | 4,146 |
| Total noninterest expense | $1,482,000 | 3,101 |
| Salaries and employee benefits | $1,066,000 | 2,443 |
| Premises and equipment expense | $227,000 | 2,895 |
| Additional noninterest expense | $189,000 | 5,526 |
| Pre-tax net operating income | $252,000 | 4,512 |
| Securities gains (losses) | $-418,000 | 8,450 |
| Applicable income taxes | $-64,000 | 8,068 |
| Income before extraordinary items | $-102,000 | 7,656 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-102,000 | 7,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $165,520 | 4,943 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,334,000 | 2,805 |
| Total interest expense | $7,927,000 | 2,336 |
| Net interest income | $6,407,000 | 3,341 |
| Provision for loan and lease losses | $-63,000 | 8,339 |
| Total noninterest income | $296,000 | 6,047 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $296,000 | 4,269 |
| Total noninterest expense | $5,456,000 | 3,209 |
| Salaries and employee benefits | $3,670,000 | 2,686 |
| Premises and equipment expense | $874,000 | 2,873 |
| Additional noninterest expense | $912,000 | 4,929 |
| Pre-tax net operating income | $1,310,000 | 4,171 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $426,000 | 2,946 |
| Income before extraordinary items | $884,000 | 4,580 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $884,000 | 4,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,253 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $884,000 | 4,573 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,646,000 | 2,832 |
| Total interest expense | $5,862,000 | 2,357 |
| Net interest income | $4,784,000 | 3,356 |
| Provision for loan and lease losses | $-16,000 | 8,320 |
| Total noninterest income | $232,000 | 6,029 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $232,000 | 4,211 |
| Total noninterest expense | $3,966,000 | 3,269 |
| Salaries and employee benefits | $2,668,000 | 2,753 |
| Premises and equipment expense | $638,000 | 2,916 |
| Additional noninterest expense | $660,000 | 4,974 |
| Pre-tax net operating income | $1,066,000 | 4,218 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $355,000 | 2,959 |
| Income before extraordinary items | $711,000 | 4,614 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $711,000 | 4,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,610 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $711,000 | 4,606 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,027,000 | 2,871 |
| Total interest expense | $3,823,000 | 2,416 |
| Net interest income | $3,204,000 | 3,362 |
| Provision for loan and lease losses | $-1,000 | 8,309 |
| Total noninterest income | $140,000 | 6,247 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $140,000 | 4,458 |
| Total noninterest expense | $2,570,000 | 3,375 |
| Salaries and employee benefits | $1,759,000 | 2,823 |
| Premises and equipment expense | $394,000 | 3,126 |
| Additional noninterest expense | $417,000 | 5,158 |
| Pre-tax net operating income | $775,000 | 4,089 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $275,000 | 2,834 |
| Income before extraordinary items | $500,000 | 4,545 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $500,000 | 4,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,902 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $500,000 | 4,543 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,482,000 | 2,872 |
| Total interest expense | $1,858,000 | 2,467 |
| Net interest income | $1,624,000 | 3,325 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $86,000 | 5,836 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $86,000 | 4,061 |
| Total noninterest expense | $1,324,000 | 3,302 |
| Salaries and employee benefits | $913,000 | 2,754 |
| Premises and equipment expense | $202,000 | 3,085 |
| Additional noninterest expense | $209,000 | 5,128 |
| Pre-tax net operating income | $386,000 | 4,087 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $131,000 | 2,930 |
| Income before extraordinary items | $255,000 | 4,511 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $255,000 | 4,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $255,000 | 4,498 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,572,000 | 2,967 |
| Total interest expense | $6,292,000 | 2,492 |
| Net interest income | $6,280,000 | 3,406 |
| Provision for loan and lease losses | $37,000 | 5,861 |
| Total noninterest income | $233,000 | 6,656 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $233,000 | 4,824 |
| Total noninterest expense | $4,420,000 | 3,672 |
| Salaries and employee benefits | $2,902,000 | 3,225 |
| Premises and equipment expense | $717,000 | 3,282 |
| Additional noninterest expense | $801,000 | 5,229 |
| Pre-tax net operating income | $2,056,000 | 3,577 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $750,000 | 2,569 |
| Income before extraordinary items | $1,306,000 | 4,089 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,306,000 | 4,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,423 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,306,000 | 4,060 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,262,000 | 2,986 |
| Total interest expense | $4,483,000 | 2,528 |
| Net interest income | $4,779,000 | 3,389 |
| Provision for loan and lease losses | $37,000 | 5,476 |
| Total noninterest income | $184,000 | 6,620 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $184,000 | 4,707 |
| Total noninterest expense | $3,185,000 | 3,795 |
| Salaries and employee benefits | $2,062,000 | 3,362 |
| Premises and equipment expense | $525,000 | 3,336 |
| Additional noninterest expense | $598,000 | 5,231 |
| Pre-tax net operating income | $1,741,000 | 3,439 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $639,000 | 2,496 |
| Income before extraordinary items | $1,102,000 | 3,931 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,102,000 | 3,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,575 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,102,000 | 3,919 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,102,000 | 2,979 |
| Total interest expense | $2,825,000 | 2,563 |
| Net interest income | $3,277,000 | 3,316 |
| Provision for loan and lease losses | $37,000 | 4,826 |
| Total noninterest income | $123,000 | 6,620 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $123,000 | 4,696 |
| Total noninterest expense | $2,044,000 | 3,954 |
| Salaries and employee benefits | $1,330,000 | 3,466 |
| Premises and equipment expense | $335,000 | 3,448 |
| Additional noninterest expense | $379,000 | 5,394 |
| Pre-tax net operating income | $1,319,000 | 3,158 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $485,000 | 2,360 |
| Income before extraordinary items | $834,000 | 3,643 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $834,000 | 3,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 2,844 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $834,000 | 3,633 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,998,000 | 2,972 |
| Total interest expense | $1,350,000 | 2,553 |
| Net interest income | $1,648,000 | 3,283 |
| Provision for loan and lease losses | $37,000 | 3,640 |
| Total noninterest income | $61,000 | 6,597 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $61,000 | 4,716 |
| Total noninterest expense | $961,000 | 4,123 |
| Salaries and employee benefits | $604,000 | 3,749 |
| Premises and equipment expense | $166,000 | 3,475 |
| Additional noninterest expense | $191,000 | 5,329 |
| Pre-tax net operating income | $711,000 | 2,944 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $264,000 | 2,185 |
| Income before extraordinary items | $447,000 | 3,423 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $447,000 | 3,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 1,755 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $447,000 | 3,401 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,300,000 | 2,848 |
| Total interest expense | $4,600,000 | 2,381 |
| Net interest income | $6,700,000 | 3,150 |
| Provision for loan and lease losses | $307,000 | 2,769 |
| Total noninterest income | $277,000 | 6,479 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $277,000 | 4,517 |
| Total noninterest expense | $3,883,000 | 3,946 |
| Salaries and employee benefits | $2,496,000 | 3,491 |
| Premises and equipment expense | $736,000 | 3,113 |
| Additional noninterest expense | $651,000 | 5,795 |
| Pre-tax net operating income | $2,787,000 | 2,932 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,033,000 | 2,223 |
| Income before extraordinary items | $1,754,000 | 3,429 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,754,000 | 3,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 2,241 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,754,000 | 3,396 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,379,000 | 2,815 |
| Total interest expense | $3,303,000 | 2,357 |
| Net interest income | $5,076,000 | 3,110 |
| Provision for loan and lease losses | $190,000 | 3,039 |
| Total noninterest income | $200,000 | 6,589 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $200,000 | 4,607 |
| Total noninterest expense | $2,913,000 | 3,918 |
| Salaries and employee benefits | $1,889,000 | 3,437 |
| Premises and equipment expense | $546,000 | 3,112 |
| Additional noninterest expense | $478,000 | 5,846 |
| Pre-tax net operating income | $2,173,000 | 2,868 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $808,000 | 2,188 |
| Income before extraordinary items | $1,365,000 | 3,366 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,365,000 | 3,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 2,701 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,365,000 | 3,326 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,503,000 | 2,795 |
| Total interest expense | $2,094,000 | 2,340 |
| Net interest income | $3,409,000 | 3,059 |
| Provision for loan and lease losses | $187,000 | 2,263 |
| Total noninterest income | $142,000 | 6,438 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $142,000 | 4,446 |
| Total noninterest expense | $1,834,000 | 4,078 |
| Salaries and employee benefits | $1,186,000 | 3,591 |
| Premises and equipment expense | $333,000 | 3,321 |
| Additional noninterest expense | $315,000 | 5,858 |
| Pre-tax net operating income | $1,530,000 | 2,707 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $574,000 | 2,074 |
| Income before extraordinary items | $956,000 | 3,198 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $956,000 | 3,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 2,069 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $956,000 | 3,150 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,670,000 | 2,835 |
| Total interest expense | $994,000 | 2,345 |
| Net interest income | $1,676,000 | 3,092 |
| Provision for loan and lease losses | $136,000 | 1,587 |
| Total noninterest income | $58,000 | 6,821 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $58,000 | 4,849 |
| Total noninterest expense | $897,000 | 4,178 |
| Salaries and employee benefits | $540,000 | 3,859 |
| Premises and equipment expense | $189,000 | 3,019 |
| Additional noninterest expense | $168,000 | 5,629 |
| Pre-tax net operating income | $701,000 | 2,861 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $263,000 | 2,187 |
| Income before extraordinary items | $438,000 | 3,386 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $438,000 | 3,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,020 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $438,000 | 3,351 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,095,000 | 2,804 |
| Total interest expense | $3,836,000 | 2,122 |
| Net interest income | $6,259,000 | 3,184 |
| Provision for loan and lease losses | $103,000 | 4,930 |
| Total noninterest income | $184,000 | 7,293 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $184,000 | 5,280 |
| Total noninterest expense | $3,301,000 | 4,365 |
| Salaries and employee benefits | $2,226,000 | 3,662 |
| Premises and equipment expense | $551,000 | 3,792 |
| Additional noninterest expense | $524,000 | 6,405 |
| Pre-tax net operating income | $3,039,000 | 2,557 |
| Securities gains (losses) | $-5,000 | 8,058 |
| Applicable income taxes | $1,139,000 | 1,971 |
| Income before extraordinary items | $1,895,000 | 3,061 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,895,000 | 3,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,584 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,898,200 | 2,991 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,416,000 | 2,825 |
| Total interest expense | $2,844,000 | 2,105 |
| Net interest income | $4,572,000 | 3,241 |
| Provision for loan and lease losses | $37,000 | 5,797 |
| Total noninterest income | $159,000 | 7,074 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $159,000 | 4,995 |
| Total noninterest expense | $2,467,000 | 4,339 |
| Salaries and employee benefits | $1,705,000 | 3,591 |
| Premises and equipment expense | $394,000 | 3,922 |
| Additional noninterest expense | $368,000 | 6,577 |
| Pre-tax net operating income | $2,227,000 | 2,629 |
| Securities gains (losses) | $-5,000 | 8,357 |
| Applicable income taxes | $833,000 | 2,045 |
| Income before extraordinary items | $1,389,000 | 3,162 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,389,000 | 3,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,016 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,392,200 | 3,079 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,899,000 | 2,836 |
| Total interest expense | $1,881,000 | 2,103 |
| Net interest income | $3,018,000 | 3,262 |
| Provision for loan and lease losses | $35,000 | 5,187 |
| Total noninterest income | $106,000 | 7,117 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $106,000 | 5,055 |
| Total noninterest expense | $1,665,000 | 4,334 |
| Salaries and employee benefits | $1,166,000 | 3,533 |
| Premises and equipment expense | $281,000 | 3,738 |
| Additional noninterest expense | $218,000 | 6,931 |
| Pre-tax net operating income | $1,424,000 | 2,695 |
| Securities gains (losses) | $-5,000 | 8,574 |
| Applicable income taxes | $528,000 | 2,111 |
| Income before extraordinary items | $891,000 | 3,250 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $891,000 | 3,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,384 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $894,200 | 3,148 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,451,000 | 2,851 |
| Total interest expense | $940,000 | 2,125 |
| Net interest income | $1,511,000 | 3,238 |
| Provision for loan and lease losses | $35,000 | 3,916 |
| Total noninterest income | $55,000 | 7,060 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $55,000 | 4,930 |
| Total noninterest expense | $833,000 | 4,358 |
| Salaries and employee benefits | $583,000 | 3,563 |
| Premises and equipment expense | $124,000 | 4,137 |
| Additional noninterest expense | $126,000 | 6,532 |
| Pre-tax net operating income | $698,000 | 2,711 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $265,000 | 2,103 |
| Income before extraordinary items | $433,000 | 3,298 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $433,000 | 3,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 2,294 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $433,000 | 3,184 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,901,000 | 2,846 |
| Total interest expense | $3,931,000 | 2,244 |
| Net interest income | $5,970,000 | 3,207 |
| Provision for loan and lease losses | $103,000 | 5,271 |
| Total noninterest income | $284,000 | 6,700 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $284,000 | 4,614 |
| Total noninterest expense | $2,901,000 | 4,722 |
| Salaries and employee benefits | $1,829,000 | 4,208 |
| Premises and equipment expense | $568,000 | 3,683 |
| Additional noninterest expense | $504,000 | 6,533 |
| Pre-tax net operating income | $3,250,000 | 2,341 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,237,000 | 1,902 |
| Income before extraordinary items | $2,013,000 | 2,851 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,013,000 | 2,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,462 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,013,000 | 2,725 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,482,000 | 2,867 |
| Total interest expense | $2,968,000 | 2,316 |
| Net interest income | $4,514,000 | 3,185 |
| Provision for loan and lease losses | $82,000 | 5,091 |
| Total noninterest income | $212,000 | 6,753 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $212,000 | 4,677 |
| Total noninterest expense | $2,082,000 | 4,849 |
| Salaries and employee benefits | $1,343,000 | 4,269 |
| Premises and equipment expense | $369,000 | 4,098 |
| Additional noninterest expense | $370,000 | 6,570 |
| Pre-tax net operating income | $2,562,000 | 2,334 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $976,000 | 1,892 |
| Income before extraordinary items | $1,586,000 | 2,840 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,586,000 | 2,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 3,532 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,586,000 | 2,697 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,016,000 | 2,880 |
| Total interest expense | $1,984,000 | 2,386 |
| Net interest income | $3,032,000 | 3,158 |
| Provision for loan and lease losses | $27,000 | 6,031 |
| Total noninterest income | $146,000 | 6,697 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $146,000 | 4,618 |
| Total noninterest expense | $1,385,000 | 4,849 |
| Salaries and employee benefits | $897,000 | 4,270 |
| Premises and equipment expense | $249,000 | 4,056 |
| Additional noninterest expense | $239,000 | 6,656 |
| Pre-tax net operating income | $1,766,000 | 2,279 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $673,000 | 1,876 |
| Income before extraordinary items | $1,093,000 | 2,781 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,093,000 | 2,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,226 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,093,000 | 2,623 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,512,000 | 2,900 |
| Total interest expense | $995,000 | 2,444 |
| Net interest income | $1,517,000 | 3,147 |
| Provision for loan and lease losses | $27,000 | 4,866 |
| Total noninterest income | $77,000 | 6,519 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $77,000 | 4,426 |
| Total noninterest expense | $686,000 | 4,864 |
| Salaries and employee benefits | $449,000 | 4,253 |
| Premises and equipment expense | $127,000 | 3,981 |
| Additional noninterest expense | $110,000 | 6,890 |
| Pre-tax net operating income | $881,000 | 2,281 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $336,000 | 1,894 |
| Income before extraordinary items | $545,000 | 2,760 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $545,000 | 2,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,880 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $545,000 | 2,619 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,529,000 | 2,883 |
| Total interest expense | $4,403,000 | 2,530 |
| Net interest income | $6,126,000 | 3,091 |
| Provision for loan and lease losses | $162,000 | 4,778 |
| Total noninterest income | $273,000 | 6,674 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $273,000 | 4,454 |
| Total noninterest expense | $2,646,000 | 4,882 |
| Salaries and employee benefits | $1,669,000 | 4,323 |
| Premises and equipment expense | $470,000 | 4,127 |
| Additional noninterest expense | $507,000 | 6,465 |
| Pre-tax net operating income | $3,591,000 | 2,166 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,363,000 | 1,786 |
| Income before extraordinary items | $2,228,000 | 2,570 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,228,000 | 2,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,939 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,228,000 | 2,486 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,688,000 | 3,134 |
| Total interest expense | $5,579,000 | 2,849 |
| Net interest income | $5,109,000 | 3,379 |
| Provision for loan and lease losses | $265,000 | 3,485 |
| Total noninterest income | $292,000 | 6,501 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $292,000 | 4,172 |
| Total noninterest expense | $2,088,000 | 5,588 |
| Salaries and employee benefits | $1,305,000 | 5,021 |
| Premises and equipment expense | $349,000 | 5,039 |
| Additional noninterest expense | $434,000 | 6,902 |
| Pre-tax net operating income | $3,048,000 | 2,228 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,121,000 | 1,915 |
| Income before extraordinary items | $1,927,000 | 2,618 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,927,000 | 2,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,825 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,927,000 | 2,542 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,870,000 | 3,443 |
| Total interest expense | $5,081,000 | 3,271 |
| Net interest income | $4,789,000 | 3,609 |
| Provision for loan and lease losses | $75,000 | 5,850 |
| Total noninterest income | $242,000 | 6,853 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $242,000 | 4,361 |
| Total noninterest expense | $2,129,000 | 5,451 |
| Salaries and employee benefits | $1,284,000 | 4,942 |
| Premises and equipment expense | $347,000 | 4,960 |
| Additional noninterest expense | $498,000 | 6,442 |
| Pre-tax net operating income | $2,827,000 | 2,508 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,081,000 | 1,987 |
| Income before extraordinary items | $1,746,000 | 2,866 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,746,000 | 2,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,746,000 | 2,863 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,195,000 | 3,469 |
| Total interest expense | $4,379,000 | 3,323 |
| Net interest income | $4,816,000 | 3,569 |
| Provision for loan and lease losses | $9,000 | 8,193 |
| Total noninterest income | $236,000 | 7,086 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $236,000 | 4,560 |
| Total noninterest expense | $1,975,000 | 5,732 |
| Salaries and employee benefits | $1,226,000 | 5,086 |
| Premises and equipment expense | $354,000 | 4,940 |
| Additional noninterest expense | $395,000 | 7,317 |
| Pre-tax net operating income | $3,068,000 | 2,367 |
| Securities gains (losses) | $-37,000 | 9,718 |
| Applicable income taxes | $1,126,000 | 2,025 |
| Income before extraordinary items | $1,905,000 | 2,694 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,905,000 | 2,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,892 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,928,680 | 2,632 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,823,000 | 3,597 |
| Total interest expense | $4,315,000 | 3,432 |
| Net interest income | $4,508,000 | 3,726 |
| Provision for loan and lease losses | $207,000 | 3,445 |
| Total noninterest income | $212,000 | 7,437 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $212,000 | 4,815 |
| Total noninterest expense | $1,857,000 | 5,870 |
| Salaries and employee benefits | $1,155,000 | 5,222 |
| Premises and equipment expense | $352,000 | 4,862 |
| Additional noninterest expense | $350,000 | 7,664 |
| Pre-tax net operating income | $2,656,000 | 2,645 |
| Securities gains (losses) | $27,000 | 2,200 |
| Applicable income taxes | $1,021,000 | 2,280 |
| Income before extraordinary items | $1,662,000 | 2,988 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,662,000 | 2,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,302 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,644,720 | 2,932 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,553,000 | 3,738 |
| Total interest expense | $4,323,000 | 3,409 |
| Net interest income | $4,230,000 | 4,040 |
| Provision for loan and lease losses | $79,000 | 5,693 |
| Total noninterest income | $183,000 | 8,083 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $183,000 | 5,173 |
| Total noninterest expense | $1,638,000 | 6,444 |
| Salaries and employee benefits | $1,013,000 | 5,804 |
| Premises and equipment expense | $270,000 | 5,801 |
| Additional noninterest expense | $355,000 | 7,755 |
| Pre-tax net operating income | $2,696,000 | 2,736 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $1,034,000 | 2,367 |
| Income before extraordinary items | $1,665,000 | 3,052 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,665,000 | 3,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,448 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,663,080 | 2,996 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,234,000 | 3,923 |
| Total interest expense | $4,229,000 | 3,527 |
| Net interest income | $4,005,000 | 4,317 |
| Provision for loan and lease losses | $33,000 | 7,304 |
| Total noninterest income | $178,000 | 8,559 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $178,000 | 5,501 |
| Total noninterest expense | $2,156,000 | 5,621 |
| Salaries and employee benefits | $884,000 | 6,534 |
| Premises and equipment expense | $259,000 | 6,120 |
| Additional noninterest expense | $1,013,000 | 4,367 |
| Pre-tax net operating income | $1,994,000 | 3,426 |
| Securities gains (losses) | $127,000 | 868 |
| Applicable income taxes | $791,000 | 2,877 |
| Income before extraordinary items | $1,330,000 | 3,563 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,330,000 | 3,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,243 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,248,720 | 3,700 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,074,000 | 3,975 |
| Total interest expense | $4,005,000 | 3,675 |
| Net interest income | $4,069,000 | 4,248 |
| Provision for loan and lease losses | $26,000 | 7,298 |
| Total noninterest income | $494,000 | 5,234 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $494,000 | 2,899 |
| Total noninterest expense | $1,743,000 | 6,612 |
| Salaries and employee benefits | $802,000 | 7,092 |
| Premises and equipment expense | $268,000 | 6,085 |
| Additional noninterest expense | $673,000 | 6,042 |
| Pre-tax net operating income | $2,794,000 | 2,585 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $971,000 | 2,449 |
| Income before extraordinary items | $1,823,000 | 2,708 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,823,000 | 2,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,680 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,823,000 | 2,678 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,419,000 | 4,005 |
| Total interest expense | $3,383,000 | 3,551 |
| Net interest income | $4,036,000 | 4,338 |
| Provision for loan and lease losses | $-227,000 | 12,353 |
| Total noninterest income | $314,000 | 7,072 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $314,000 | 3,958 |
| Total noninterest expense | $1,570,000 | 7,378 |
| Salaries and employee benefits | $888,000 | 6,717 |
| Premises and equipment expense | $242,000 | 6,652 |
| Additional noninterest expense | $440,000 | 8,419 |
| Pre-tax net operating income | $3,007,000 | 2,373 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,273,000 | 1,792 |
| Income before extraordinary items | $1,734,000 | 2,795 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,734,000 | 2,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,734,000 | 2,808 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,701,000 | 3,954 |
| Total interest expense | $3,826,000 | 3,292 |
| Net interest income | $3,875,000 | 4,533 |
| Provision for loan and lease losses | $121,000 | 5,179 |
| Total noninterest income | $33,000 | 12,890 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $33,000 | 11,102 |
| Total noninterest expense | $1,444,000 | 8,029 |
| Salaries and employee benefits | $838,000 | 7,087 |
| Premises and equipment expense | $252,000 | 6,639 |
| Additional noninterest expense | $354,000 | 9,795 |
| Pre-tax net operating income | $2,343,000 | 2,876 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $727,000 | 3,003 |
| Income before extraordinary items | $1,616,000 | 3,016 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,616,000 | 3,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 8,678 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,616,000 | 2,861 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,225,000 | 4,197 |
| Total interest expense | $4,445,000 | 3,687 |
| Net interest income | $3,780,000 | 4,686 |
| Provision for loan and lease losses | $80,000 | 7,886 |
| Total noninterest income | $178,000 | 9,865 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $178,000 | 6,066 |
| Total noninterest expense | $1,408,000 | 8,255 |
| Salaries and employee benefits | $782,000 | 7,381 |
| Premises and equipment expense | $250,000 | 6,773 |
| Additional noninterest expense | $376,000 | 9,860 |
| Pre-tax net operating income | $2,470,000 | 2,522 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $846,000 | 2,458 |
| Income before extraordinary items | $1,624,000 | 2,830 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,624,000 | 2,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 10,474 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,624,000 | 2,616 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.