Home > First Federal Savings Bank of Lake County > Assets and Liabilities
First Federal Savings Bank of Lake County, Assets and Liabilities
| 2005-03-31 | Rank | |
| # of Employees: | 243 | 636 |
| Assets and Liabilities | ||
| Total Assets: | $1,112,429,000 | 543 |
| Cash and due from depository institutions | $99,931,000 | 636 |
| Interest-bearing balances | $53,888,000 | 103 |
| Securities | $57,137,000 | 2,140 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $906,914,000 | 467 |
| Loan loss allowance | $6,449,000 | 732 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $22,117,000 | 384 |
| Other real estate owned | $4,393,000 | 636 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $21,937,000 | 769 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $1,112,429,000 | 543 |
| Total liabilities | $1,025,638,000 | 530 |
| Total deposits | $847,618,000 | 533 |
| Interest-bearing deposits | $787,288,000 | 485 |
| Deposits held in domestic offices | $847,618,000 | 532 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,093,000 | 751 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $154,150,000 | 388 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,777,000 | 1,167 |
| Total equity capital | $86,791,000 | 668 |
| Total bank equity capital | $86,791,000 | 668 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,942 |
| Surplus | $19,567,000 | 1,189 |
| Undivided profits | $67,223,000 | 481 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,488,000 | 1,062 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $4,025,000 | 668 |
| Earning assets | $1,017,939,000 | 547 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $1,088,823,000 | 549 |
| Average Assets, quarterly | $1,088,823,000 | 549 |
| Volatile liabilities | $426,062,000 | 386 |
| Insider loans | $19,131,000 | 239 |
| FHLB advances | $153,000,000 | 332 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $194,035,000 | 565 |
| Tier 1 (core) risk-based capital | $82,676,000 | 654 |
| Tier 2 risk-based capital | $6,449,000 | 728 |
| Total risk weighted assets | $764,864,000 | 563 |
| Total unused commitments | $194,035,000 | 565 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 264 | 592 |
| Assets and Liabilities | ||
| Total Assets: | $1,065,217,000 | 566 |
| Cash and due from depository institutions | $64,501,000 | 592 |
| Interest-bearing balances | $43,915,000 | 129 |
| Securities | $74,513,000 | 1,680 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $881,283,000 | 481 |
| Loan loss allowance | $6,127,000 | 779 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $22,392,000 | 379 |
| Other real estate owned | $4,240,000 | 592 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $18,288,000 | 870 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $1,065,217,000 | 566 |
| Total liabilities | $979,194,000 | 554 |
| Total deposits | $805,354,000 | 555 |
| Interest-bearing deposits | $755,958,000 | 499 |
| Deposits held in domestic offices | $805,354,000 | 554 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,032,000 | 839 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $154,150,000 | 393 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,658,000 | 1,521 |
| Total equity capital | $86,023,000 | 685 |
| Total bank equity capital | $86,023,000 | 685 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,988 |
| Surplus | $19,564,000 | 1,174 |
| Undivided profits | $66,458,000 | 493 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,523,000 | 1,050 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $3,818,000 | 694 |
| Earning assets | $999,711,000 | 558 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $1,009,299,600 | 571 |
| Average Assets, quarterly | $1,052,552,000 | 570 |
| Volatile liabilities | $394,104,000 | 399 |
| Insider loans | $16,464,000 | 301 |
| FHLB advances | $153,000,000 | 345 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $176,917,000 | 602 |
| Tier 1 (core) risk-based capital | $81,660,000 | 661 |
| Tier 2 risk-based capital | $6,127,000 | 778 |
| Total risk weighted assets | $749,683,000 | 575 |
| Total unused commitments | $176,917,000 | 602 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 263 | 588 |
| Assets and Liabilities | ||
| Total Assets: | $1,039,887,000 | 577 |
| Cash and due from depository institutions | $65,042,000 | 588 |
| Interest-bearing balances | $23,406,000 | 239 |
| Securities | $71,563,000 | 1,738 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $854,924,000 | 486 |
| Loan loss allowance | $6,037,000 | 781 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $22,588,000 | 368 |
| Other real estate owned | $4,506,000 | 588 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $21,264,000 | 757 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $1,039,887,000 | 577 |
| Total liabilities | $954,677,000 | 568 |
| Total deposits | $782,363,000 | 563 |
| Interest-bearing deposits | $732,903,000 | 515 |
| Deposits held in domestic offices | $782,363,000 | 560 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,099,000 | 896 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $154,150,000 | 394 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,065,000 | 1,364 |
| Total equity capital | $85,210,000 | 690 |
| Total bank equity capital | $85,210,000 | 690 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000 | 8,031 |
| Surplus | $19,561,000 | 1,141 |
| Undivided profits | $65,648,000 | 496 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,301,000 | 855 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $3,831,000 | 697 |
| Earning assets | $949,893,000 | 579 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $995,320,250 | 576 |
| Average Assets, quarterly | $1,025,491,000 | 575 |
| Volatile liabilities | $386,458,000 | 408 |
| Insider loans | $16,071,000 | 303 |
| FHLB advances | $153,000,000 | 336 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $170,363,000 | 604 |
| Tier 1 (core) risk-based capital | $80,703,000 | 655 |
| Tier 2 risk-based capital | $6,037,000 | 773 |
| Total risk weighted assets | $732,642,000 | 575 |
| Total unused commitments | $170,363,000 | 605 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 260 | 597 |
| Assets and Liabilities | ||
| Total Assets: | $1,011,095,000 | 582 |
| Cash and due from depository institutions | $53,249,000 | 597 |
| Interest-bearing balances | $17,007,000 | 361 |
| Securities | $73,126,000 | 1,736 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $832,899,000 | 477 |
| Loan loss allowance | $5,787,000 | 810 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $22,749,000 | 355 |
| Other real estate owned | $5,032,000 | 597 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $24,040,000 | 672 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $1,011,095,000 | 582 |
| Total liabilities | $927,253,000 | 572 |
| Total deposits | $753,473,000 | 579 |
| Interest-bearing deposits | $702,094,000 | 531 |
| Deposits held in domestic offices | $753,473,000 | 576 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,242,000 | 828 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $154,150,000 | 389 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,388,000 | 1,547 |
| Total equity capital | $83,842,000 | 658 |
| Total bank equity capital | $83,842,000 | 658 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000 | 8,087 |
| Surplus | $19,553,000 | 1,116 |
| Undivided profits | $64,288,000 | 482 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,596,000 | 541 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $3,698,000 | 689 |
| Earning assets | $923,032,000 | 583 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $980,464,670 | 582 |
| Average Assets, quarterly | $996,445,500 | 579 |
| Volatile liabilities | $371,485,000 | 409 |
| Insider loans | $15,356,000 | 308 |
| FHLB advances | $153,000,000 | 335 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $160,489,000 | 626 |
| Tier 1 (core) risk-based capital | $79,404,000 | 647 |
| Tier 2 risk-based capital | $5,787,000 | 802 |
| Total risk weighted assets | $717,255,000 | 572 |
| Total unused commitments | $160,489,000 | 626 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 261 | 598 |
| Assets and Liabilities | ||
| Total Assets: | $981,796,000 | 591 |
| Cash and due from depository institutions | $71,572,000 | 598 |
| Interest-bearing balances | $28,760,000 | 236 |
| Securities | $75,165,000 | 1,708 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $789,787,000 | 491 |
| Loan loss allowance | $5,560,000 | 837 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $21,803,000 | 363 |
| Other real estate owned | $4,831,000 | 598 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $18,638,000 | 820 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $981,796,000 | 591 |
| Total liabilities | $900,215,000 | 578 |
| Total deposits | $744,682,000 | 578 |
| Interest-bearing deposits | $701,332,000 | 531 |
| Deposits held in domestic offices | $744,682,000 | 575 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,978,000 | 770 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $134,550,000 | 423 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $3,005,000 | 1,442 |
| Total equity capital | $81,581,000 | 688 |
| Total bank equity capital | $81,581,000 | 688 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000 | 8,119 |
| Surplus | $19,247,000 | 1,118 |
| Undivided profits | $62,333,000 | 519 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,523,000 | 666 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $3,538,000 | 711 |
| Earning assets | $893,712,000 | 598 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $965,149,500 | 592 |
| Average Assets, quarterly | $965,149,500 | 592 |
| Volatile liabilities | $352,173,000 | 422 |
| Insider loans | $10,189,000 | 508 |
| FHLB advances | $133,000,000 | 365 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $142,547,000 | 664 |
| Tier 1 (core) risk-based capital | $76,644,000 | 660 |
| Tier 2 risk-based capital | $5,560,000 | 825 |
| Total risk weighted assets | $659,946,000 | 614 |
| Total unused commitments | $142,547,000 | 665 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 259 | 613 |
| Assets and Liabilities | ||
| Total Assets: | $948,503,000 | 606 |
| Cash and due from depository institutions | $62,337,000 | 613 |
| Interest-bearing balances | $26,935,000 | 238 |
| Securities | $82,137,000 | 1,633 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $761,197,000 | 493 |
| Loan loss allowance | $5,425,000 | 865 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $21,318,000 | 375 |
| Other real estate owned | $611,000 | 613 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $20,903,000 | 740 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $948,503,000 | 606 |
| Total liabilities | $869,338,000 | 594 |
| Total deposits | $714,380,000 | 597 |
| Interest-bearing deposits | $675,753,000 | 543 |
| Deposits held in domestic offices | $714,380,000 | 595 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,786,000 | 795 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $134,550,000 | 433 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,622,000 | 1,522 |
| Total equity capital | $79,165,000 | 694 |
| Total bank equity capital | $79,165,000 | 694 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000 | 8,179 |
| Surplus | $19,247,000 | 1,091 |
| Undivided profits | $59,917,000 | 514 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,222,000 | 600 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $3,655,000 | 697 |
| Earning assets | $870,269,000 | 602 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $932,771,800 | 590 |
| Average Assets, quarterly | $937,108,000 | 606 |
| Volatile liabilities | $329,585,000 | 435 |
| Insider loans | $3,378,000 | 1,656 |
| FHLB advances | $133,000,000 | 367 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $112,760,000 | 777 |
| Tier 1 (core) risk-based capital | $78,482,000 | 641 |
| Tier 2 risk-based capital | $5,425,000 | 843 |
| Total risk weighted assets | $637,017,000 | 630 |
| Total unused commitments | $112,760,000 | 778 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 260 | 626 |
| Assets and Liabilities | ||
| Total Assets: | $925,713,000 | 622 |
| Cash and due from depository institutions | $75,377,000 | 626 |
| Interest-bearing balances | $41,775,000 | 173 |
| Securities | $78,602,000 | 1,664 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $732,853,000 | 507 |
| Loan loss allowance | $5,296,000 | 900 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $20,600,000 | 392 |
| Other real estate owned | $483,000 | 626 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $17,798,000 | 863 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $925,713,000 | 622 |
| Total liabilities | $847,564,000 | 614 |
| Total deposits | $695,095,000 | 616 |
| Interest-bearing deposits | $660,153,000 | 555 |
| Deposits held in domestic offices | $695,095,000 | 614 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,152,000 | 867 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $134,850,000 | 426 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,467,000 | 1,651 |
| Total equity capital | $78,149,000 | 712 |
| Total bank equity capital | $78,149,000 | 712 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000 | 8,232 |
| Surplus | $19,237,000 | 1,085 |
| Undivided profits | $58,911,000 | 533 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,065,000 | 655 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $3,289,000 | 810 |
| Earning assets | $853,230,000 | 616 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $928,839,000 | 607 |
| Average Assets, quarterly | $924,469,500 | 617 |
| Volatile liabilities | $318,147,000 | 450 |
| Insider loans | $3,715,000 | 1,487 |
| FHLB advances | $133,000,000 | 361 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $115,275,000 | 775 |
| Tier 1 (core) risk-based capital | $77,444,000 | 658 |
| Tier 2 risk-based capital | $5,296,000 | 868 |
| Total risk weighted assets | $615,467,000 | 641 |
| Total unused commitments | $115,275,000 | 777 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 258 | 632 |
| Assets and Liabilities | ||
| Total Assets: | $923,226,000 | 617 |
| Cash and due from depository institutions | $63,055,000 | 632 |
| Interest-bearing balances | $27,259,000 | 304 |
| Securities | $82,531,000 | 1,526 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $738,234,000 | 496 |
| Loan loss allowance | $5,350,000 | 872 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $19,983,000 | 393 |
| Other real estate owned | $889,000 | 632 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $18,534,000 | 803 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $923,226,000 | 617 |
| Total liabilities | $847,211,000 | 605 |
| Total deposits | $692,710,000 | 612 |
| Interest-bearing deposits | $659,292,000 | 550 |
| Deposits held in domestic offices | $692,710,000 | 610 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,287,000 | 772 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $134,850,000 | 413 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,364,000 | 1,766 |
| Total equity capital | $76,015,000 | 729 |
| Total bank equity capital | $76,015,000 | 729 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000 | 8,259 |
| Surplus | $19,227,000 | 1,064 |
| Undivided profits | $56,787,000 | 565 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,191,000 | 632 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $3,630,000 | 718 |
| Earning assets | $848,024,000 | 614 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $929,881,000 | 603 |
| Average Assets, quarterly | $936,881,000 | 602 |
| Volatile liabilities | $319,386,000 | 441 |
| Insider loans | $4,084,000 | 1,327 |
| FHLB advances | $133,000,000 | 351 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $105,662,000 | 817 |
| Tier 1 (core) risk-based capital | $74,797,000 | 669 |
| Tier 2 risk-based capital | $5,350,000 | 817 |
| Total risk weighted assets | $612,927,000 | 627 |
| Total unused commitments | $105,662,000 | 821 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 242 | 659 |
| Assets and Liabilities | ||
| Total Assets: | $950,536,000 | 593 |
| Cash and due from depository institutions | $94,100,000 | 659 |
| Interest-bearing balances | $57,876,000 | 126 |
| Securities | $88,720,000 | 1,424 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $728,799,000 | 495 |
| Loan loss allowance | $5,185,000 | 879 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $19,194,000 | 405 |
| Other real estate owned | $1,017,000 | 659 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $18,706,000 | 793 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $950,536,000 | 593 |
| Total liabilities | $875,789,000 | 582 |
| Total deposits | $704,449,000 | 593 |
| Interest-bearing deposits | $670,330,000 | 537 |
| Deposits held in domestic offices | $704,449,000 | 591 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,081,000 | 752 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $150,850,000 | 371 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,409,000 | 1,373 |
| Total equity capital | $74,747,000 | 736 |
| Total bank equity capital | $74,747,000 | 736 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000 | 8,301 |
| Surplus | $19,207,000 | 1,052 |
| Undivided profits | $55,539,000 | 555 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,712,000 | 1,210 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $3,504,000 | 769 |
| Earning assets | $875,395,000 | 586 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $933,208,500 | 596 |
| Average Assets, quarterly | $933,208,500 | 596 |
| Volatile liabilities | $339,483,000 | 418 |
| Insider loans | $4,175,000 | 1,274 |
| FHLB advances | $149,000,000 | 317 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $104,136,000 | 810 |
| Tier 1 (core) risk-based capital | $73,525,000 | 673 |
| Tier 2 risk-based capital | $5,185,000 | 833 |
| Total risk weighted assets | $604,500,000 | 624 |
| Total unused commitments | $104,136,000 | 813 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 234 | 687 |
| Assets and Liabilities | ||
| Total Assets: | $915,881,000 | 597 |
| Cash and due from depository institutions | $69,245,000 | 687 |
| Interest-bearing balances | $49,086,000 | 136 |
| Securities | $77,324,000 | 1,590 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $730,697,000 | 489 |
| Loan loss allowance | $5,005,000 | 888 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $18,951,000 | 404 |
| Other real estate owned | $840,000 | 687 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $18,824,000 | 776 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $915,881,000 | 597 |
| Total liabilities | $843,477,000 | 591 |
| Total deposits | $675,774,000 | 609 |
| Interest-bearing deposits | $651,331,000 | 542 |
| Deposits held in domestic offices | $675,774,000 | 607 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,303,000 | 851 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $150,850,000 | 387 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,550,000 | 1,676 |
| Total equity capital | $72,404,000 | 736 |
| Total bank equity capital | $72,404,000 | 736 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000 | 8,336 |
| Surplus | $19,207,000 | 1,034 |
| Undivided profits | $53,196,000 | 579 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,418,000 | 1,274 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $3,935,000 | 696 |
| Earning assets | $857,107,000 | 587 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $878,845,200 | 592 |
| Average Assets, quarterly | $918,538,500 | 597 |
| Volatile liabilities | $327,826,000 | 422 |
| Insider loans | $4,335,000 | 1,207 |
| FHLB advances | $149,000,000 | 323 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $91,957,000 | 844 |
| Tier 1 (core) risk-based capital | $71,139,000 | 683 |
| Tier 2 risk-based capital | $5,005,000 | 847 |
| Total risk weighted assets | $594,830,000 | 622 |
| Total unused commitments | $91,957,000 | 844 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 200 | 809 |
| Assets and Liabilities | ||
| Total Assets: | $823,916,000 | 636 |
| Cash and due from depository institutions | $49,224,000 | 809 |
| Interest-bearing balances | $30,184,000 | 217 |
| Securities | $59,502,000 | 1,886 |
| Federal funds sold & reverse repurchase agreements | $587,000 | 6,357 |
| Net loans & leases | $679,098,000 | 517 |
| Loan loss allowance | $4,035,000 | 1,032 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $13,920,000 | 562 |
| Other real estate owned | $556,000 | 809 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $21,029,000 | 681 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $823,916,000 | 636 |
| Total liabilities | $763,808,000 | 627 |
| Total deposits | $592,692,000 | 653 |
| Interest-bearing deposits | $574,035,000 | 597 |
| Deposits held in domestic offices | $592,692,000 | 649 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,248,000 | 966 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $156,500,000 | 360 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,368,000 | 1,762 |
| Total equity capital | $60,108,000 | 830 |
| Total bank equity capital | $60,108,000 | 830 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000 | 8,561 |
| Surplus | $16,149,000 | 1,133 |
| Undivided profits | $43,958,000 | 637 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,659,000 | 1,797 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $3,981,000 | 747 |
| Earning assets | $769,371,000 | 627 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $768,052,600 | 650 |
| Average Assets, quarterly | $812,622,500 | 638 |
| Volatile liabilities | $288,372,000 | 454 |
| Insider loans | $7,000 | 8,534 |
| FHLB advances | $154,000,000 | 288 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $75,489,000 | 933 |
| Tier 1 (core) risk-based capital | $59,141,000 | 782 |
| Tier 2 risk-based capital | $4,035,000 | 978 |
| Total risk weighted assets | $548,332,000 | 647 |
| Total unused commitments | $75,489,000 | 934 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 181 | 868 |
| Assets and Liabilities | ||
| Total Assets: | $712,001,000 | 712 |
| Cash and due from depository institutions | $30,482,000 | 868 |
| Interest-bearing balances | $14,445,000 | 290 |
| Securities | $42,718,000 | 2,531 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $615,753,000 | 562 |
| Loan loss allowance | $3,476,000 | 1,148 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $11,068,000 | 710 |
| Other real estate owned | $630,000 | 868 |
| Goodwill and other intangibles | $1,000 | 3,134 |
| All other assets | $11,349,000 | 901 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $712,001,000 | 712 |
| Total liabilities | $655,871,000 | 697 |
| Total deposits | $522,437,000 | 733 |
| Interest-bearing deposits | $506,331,000 | 664 |
| Deposits held in domestic offices | $522,437,000 | 729 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,376,000 | 1,389 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $125,500,000 | 404 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,558,000 | 2,507 |
| Total equity capital | $56,130,000 | 839 |
| Total bank equity capital | $56,130,000 | 839 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000 | 8,831 |
| Surplus | $16,149,000 | 1,098 |
| Undivided profits | $39,980,000 | 685 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,435,000 | 1,037 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $3,244,000 | 769 |
| Earning assets | $672,916,000 | 695 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $649,094,600 | 738 |
| Average Assets, quarterly | $700,162,000 | 709 |
| Volatile liabilities | $222,554,000 | 545 |
| Insider loans | $5,465,000 | 859 |
| FHLB advances | $123,000,000 | 114 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $60,202,000 | 1,014 |
| Tier 1 (core) risk-based capital | $55,470,000 | 800 |
| Tier 2 risk-based capital | $3,476,000 | 1,087 |
| Total risk weighted assets | $445,567,000 | 759 |
| Total unused commitments | $60,202,000 | 1,015 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 175 | 945 |
| Assets and Liabilities | ||
| Total Assets: | $590,562,000 | 844 |
| Cash and due from depository institutions | $34,348,000 | 945 |
| Interest-bearing balances | $17,026,000 | 231 |
| Securities | $36,909,000 | 3,009 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $501,033,000 | 659 |
| Loan loss allowance | $2,810,000 | 1,353 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $8,980,000 | 904 |
| Other real estate owned | $794,000 | 945 |
| Goodwill and other intangibles | $1,000 | 3,252 |
| All other assets | $8,497,000 | 1,150 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $590,562,000 | 844 |
| Total liabilities | $538,206,000 | 839 |
| Total deposits | $431,188,000 | 874 |
| Interest-bearing deposits | $417,917,000 | 771 |
| Deposits held in domestic offices | $431,188,000 | 868 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,914,000 | 1,916 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $101,816,000 | 491 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,288,000 | 2,648 |
| Total equity capital | $52,356,000 | 866 |
| Total bank equity capital | $52,356,000 | 866 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000 | 9,132 |
| Surplus | $15,754,000 | 1,113 |
| Undivided profits | $36,601,000 | 698 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,362,000 | 994 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $2,408,000 | 884 |
| Earning assets | $554,968,000 | 819 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $522,771,600 | 891 |
| Average Assets, quarterly | $570,617,000 | 855 |
| Volatile liabilities | $163,326,000 | 695 |
| Insider loans | $4,816,000 | 963 |
| FHLB advances | $99,000,000 | 137 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $58,638,000 | 1,071 |
| Tier 1 (core) risk-based capital | $51,177,000 | 864 |
| Tier 2 risk-based capital | $2,810,000 | 1,271 |
| Total risk weighted assets | $361,168,000 | 895 |
| Total unused commitments | $58,638,000 | 1,073 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 149 | 1,130 |
| Assets and Liabilities | ||
| Total Assets: | $463,962,000 | 1,011 |
| Cash and due from depository institutions | $22,930,000 | 1,130 |
| Interest-bearing balances | $13,413,000 | 430 |
| Securities | $40,392,000 | 2,816 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $389,201,000 | 763 |
| Loan loss allowance | $2,283,000 | 1,573 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $5,597,000 | 1,431 |
| Other real estate owned | $482,000 | 1,130 |
| Goodwill and other intangibles | $1,000 | 3,415 |
| All other assets | $5,359,000 | 1,465 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $463,962,000 | 1,011 |
| Total liabilities | $417,692,000 | 1,014 |
| Total deposits | $353,758,000 | 1,039 |
| Interest-bearing deposits | $343,559,000 | 930 |
| Deposits held in domestic offices | $353,758,000 | 1,035 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $789,000 | 2,516 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $62,131,000 | 521 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,014,000 | 3,476 |
| Total equity capital | $46,270,000 | 974 |
| Total bank equity capital | $46,270,000 | 974 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000 | 9,342 |
| Surplus | $15,220,000 | 1,088 |
| Undivided profits | $31,049,000 | 847 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $444,000 | 4,264 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,890,000 | 1,105 |
| Earning assets | $443,006,000 | 973 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $421,610,200 | 1,044 |
| Average Assets, quarterly | $443,204,500 | 1,035 |
| Volatile liabilities | $91,618,000 | 887 |
| Insider loans | $3,406,000 | 1,272 |
| FHLB advances | $56,000,000 | 162 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $50,464,000 | 1,123 |
| Tier 1 (core) risk-based capital | $46,082,000 | 917 |
| Tier 2 risk-based capital | $2,283,000 | 1,442 |
| Total risk weighted assets | $259,446,000 | 1,122 |
| Total unused commitments | $50,464,000 | 1,127 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 132 | 1,334 |
| Assets and Liabilities | ||
| Total Assets: | $400,339,000 | 1,168 |
| Cash and due from depository institutions | $15,685,000 | 1,334 |
| Interest-bearing balances | $8,562,000 | 519 |
| Securities | $58,598,000 | 1,976 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $315,458,000 | 950 |
| Loan loss allowance | $1,684,000 | 2,094 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,313,000 | 1,472 |
| Other real estate owned | $629,000 | 1,334 |
| Goodwill and other intangibles | $1,000 | 3,544 |
| All other assets | $4,655,000 | 1,632 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $400,339,000 | 1,168 |
| Total liabilities | $355,837,000 | 1,190 |
| Total deposits | $317,840,000 | 1,177 |
| Interest-bearing deposits | $308,936,000 | 1,046 |
| Deposits held in domestic offices | $317,840,000 | 1,172 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $36,447,000 | 687 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,550,000 | 2,491 |
| Total equity capital | $44,502,000 | 1,018 |
| Total bank equity capital | $44,502,000 | 1,018 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000 | 9,742 |
| Surplus | $14,557,000 | 1,129 |
| Undivided profits | $29,944,000 | 884 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $242,000 | 5,880 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,596,000 | 1,363 |
| Earning assets | $382,618,000 | 1,125 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $375,032,800 | 1,180 |
| Average Assets, quarterly | $391,882,500 | 1,171 |
| Volatile liabilities | $56,347,000 | 1,285 |
| Insider loans | $1,728,000 | 2,325 |
| FHLB advances | $30,000,000 | 246 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $46,539,000 | 1,148 |
| Tier 1 (core) risk-based capital | $44,349,000 | 951 |
| Tier 2 risk-based capital | $1,684,000 | 1,809 |
| Total risk weighted assets | $212,162,000 | 1,341 |
| Total unused commitments | $46,539,000 | 1,152 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 108 | 1,723 |
| Assets and Liabilities | ||
| Total Assets: | $346,591,000 | 1,360 |
| Cash and due from depository institutions | $10,169,000 | 1,723 |
| Interest-bearing balances | $4,077,000 | 952 |
| Securities | $98,570,000 | 1,208 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $228,097,000 | 1,314 |
| Loan loss allowance | $1,063,000 | 3,333 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,144,000 | 1,544 |
| Other real estate owned | $465,000 | 1,723 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $4,146,000 | 1,849 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $346,591,000 | 1,360 |
| Total liabilities | $304,860,000 | 1,403 |
| Total deposits | $284,292,000 | 1,353 |
| Interest-bearing deposits | $279,245,000 | 1,196 |
| Deposits held in domestic offices | $284,292,000 | 1,348 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,049,000 | 1,286 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $11,412,000 | 1,235 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,107,000 | 3,270 |
| Total equity capital | $41,731,000 | 1,087 |
| Total bank equity capital | $41,731,000 | 1,087 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $13,962,000 | 1,218 |
| Undivided profits | $27,769,000 | 931 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $666,000 | 3,610 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,199,000 | 1,842 |
| Earning assets | $330,744,000 | 1,315 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $334,150,000 | 1,361 |
| Average Assets, quarterly | $341,006,500 | 1,374 |
| Volatile liabilities | $35,473,000 | 1,806 |
| Insider loans | $1,030,000 | 3,578 |
| FHLB advances | $150,000 | 868 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $9,516,000 | 3,500 |
| Tier 1 (core) risk-based capital | $41,651,000 | 1,030 |
| Tier 2 risk-based capital | $1,063,000 | 2,809 |
| Total risk weighted assets | $158,452,000 | 1,795 |
| Total unused commitments | $9,516,000 | 3,514 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 94 | 2,046 |
| Assets and Liabilities | ||
| Total Assets: | $325,994,000 | 1,460 |
| Cash and due from depository institutions | $13,938,000 | 2,046 |
| Interest-bearing balances | $8,923,000 | 512 |
| Securities | $115,708,000 | 1,084 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $186,973,000 | 1,543 |
| Loan loss allowance | $977,000 | 3,618 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,817,000 | 1,605 |
| Other real estate owned | $135,000 | 2,046 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $4,423,000 | 1,802 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $325,994,000 | 1,460 |
| Total liabilities | $284,327,000 | 1,520 |
| Total deposits | $270,348,000 | 1,462 |
| Interest-bearing deposits | $265,187,000 | 1,289 |
| Deposits held in domestic offices | $270,348,000 | 1,449 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $12,728,000 | 1,054 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,251,000 | 3,020 |
| Total equity capital | $41,667,000 | 1,118 |
| Total bank equity capital | $41,667,000 | 1,118 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000 | 10,688 |
| Surplus | $13,697,000 | 1,235 |
| Undivided profits | $27,969,000 | 942 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $174,000 | 7,054 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,012,000 | 2,286 |
| Earning assets | $311,604,000 | 1,405 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $317,229,800 | 1,436 |
| Average Assets, quarterly | $324,348,500 | 1,444 |
| Volatile liabilities | $26,965,000 | 2,041 |
| Insider loans | $1,041,000 | 3,639 |
| FHLB advances | $150,000 | 839 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,675,000 | 5,166 |
| Tier 1 (core) risk-based capital | $41,530,000 | 1,055 |
| Tier 2 risk-based capital | $977,000 | 2,967 |
| Total risk weighted assets | $137,426,000 | 2,023 |
| Total unused commitments | $4,675,000 | 5,179 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 86 | 2,336 |
| Assets and Liabilities | ||
| Total Assets: | $310,745,000 | 1,486 |
| Cash and due from depository institutions | $10,258,000 | 2,336 |
| Interest-bearing balances | $4,732,000 | 760 |
| Securities | $141,202,000 | 940 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $151,985,000 | 1,829 |
| Loan loss allowance | $869,000 | 4,064 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,111,000 | 2,387 |
| Other real estate owned | $84,000 | 2,336 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $4,105,000 | 2,017 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $310,745,000 | 1,486 |
| Total liabilities | $270,086,000 | 1,563 |
| Total deposits | $253,322,000 | 1,498 |
| Interest-bearing deposits | $248,469,000 | 1,321 |
| Deposits held in domestic offices | $253,322,000 | 1,488 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,000,000 | 2,267 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $13,044,000 | 1,094 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $720,000 | 3,928 |
| Total equity capital | $40,659,000 | 1,029 |
| Total bank equity capital | $40,659,000 | 1,029 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000 | 11,259 |
| Surplus | $10,825,000 | 1,435 |
| Undivided profits | $29,833,000 | 777 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $370,000 | 5,076 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $789,000 | 2,585 |
| Earning assets | $297,919,000 | 1,424 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $300,032,200 | 1,498 |
| Average Assets, quarterly | $306,830,000 | 1,488 |
| Volatile liabilities | $30,478,000 | 1,804 |
| Insider loans | $559,000 | 5,332 |
| FHLB advances | $150,000 | 974 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,974,000 | 5,560 |
| Tier 1 (core) risk-based capital | $40,848,000 | 1,015 |
| Tier 2 risk-based capital | $869,000 | 3,300 |
| Total risk weighted assets | $122,921,000 | 2,200 |
| Total unused commitments | $3,974,000 | 5,566 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 80 | 2,603 |
| Assets and Liabilities | ||
| Total Assets: | $292,424,000 | 1,598 |
| Cash and due from depository institutions | $24,882,000 | 2,603 |
| Interest-bearing balances | $20,153,000 | 308 |
| Securities | $135,377,000 | 1,015 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $125,356,000 | 2,143 |
| Loan loss allowance | $735,000 | 4,786 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,674,000 | 2,743 |
| Other real estate owned | $72,000 | 2,603 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $4,063,000 | 1,870 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $292,424,000 | 1,598 |
| Total liabilities | $265,178,000 | 1,612 |
| Total deposits | $241,722,000 | 1,640 |
| Interest-bearing deposits | $238,374,000 | 1,448 |
| Deposits held in domestic offices | $241,722,000 | 1,624 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $150,000 | 4,181 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $23,306,000 | 378 |
| Total equity capital | $27,246,000 | 1,513 |
| Total bank equity capital | $27,246,000 | 1,513 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $27,246,000 | 850 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $606,000 | 4,381 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $687,000 | 2,615 |
| Earning assets | $280,886,000 | 1,532 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $274,566,800 | 1,657 |
| Average Assets, quarterly | $281,028,000 | 1,650 |
| Volatile liabilities | $11,672,000 | 3,672 |
| Insider loans | $506,000 | 5,675 |
| FHLB advances | $150,000 | 804 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,556,000 | 5,869 |
| Tier 1 (core) risk-based capital | $27,115,000 | 1,481 |
| Tier 2 risk-based capital | $735,000 | 3,799 |
| Total risk weighted assets | $110,499,000 | 2,382 |
| Total unused commitments | $5,556,000 | 4,618 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 82 | 2,639 |
| Assets and Liabilities | ||
| Total Assets: | $271,327,000 | 1,772 |
| Cash and due from depository institutions | $8,178,000 | 2,639 |
| Interest-bearing balances | $3,211,000 | 2,005 |
| Securities | $142,112,000 | 950 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $114,441,000 | 2,379 |
| Loan loss allowance | $520,000 | 6,261 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,695,000 | 2,716 |
| Other real estate owned | $70,000 | 2,639 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,831,000 | 2,047 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $271,327,000 | 1,772 |
| Total liabilities | $247,622,000 | 1,790 |
| Total deposits | $246,012,000 | 1,698 |
| Interest-bearing deposits | $243,147,000 | 1,490 |
| Deposits held in domestic offices | $246,012,000 | 1,687 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $150,000 | 4,063 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,460,000 | 2,402 |
| Total equity capital | $23,705,000 | 1,632 |
| Total bank equity capital | $23,705,000 | 1,632 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $23,705,000 | 908 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $398,000 | 6,357 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $718,000 | 2,762 |
| Earning assets | $259,764,000 | 1,700 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $265,840,600 | 1,764 |
| Average Assets, quarterly | $269,362,000 | 1,775 |
| Volatile liabilities | $11,041,000 | 3,826 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $150,000 | 812 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,047,000 | 6,042 |
| Tier 1 (core) risk-based capital | $23,618,000 | 1,597 |
| Tier 2 risk-based capital | $520,000 | 5,042 |
| Total risk weighted assets | $103,888,000 | 2,585 |
| Total unused commitments | $3,047,000 | 6,071 |
| Derivatives | $0 | 651 |