Home > First Federal Savings Bank of Kokomo > Income and Expense
First Federal Savings Bank of Kokomo, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $16,126,000 | 1,908 |
| Total interest expense | $7,440,000 | 1,684 |
| Net interest income | $8,686,000 | 2,077 |
| Provision for loan and lease losses | $548,000 | 1,435 |
| Total noninterest income | $968,000 | 3,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $968,000 | 1,877 |
| Total noninterest expense | $4,722,000 | 2,927 |
| Salaries and employee benefits | $2,862,000 | 2,344 |
| Premises and equipment expense | $774,000 | 2,602 |
| Additional noninterest expense | $1,086,000 | 4,400 |
| Pre-tax net operating income | $4,384,000 | 1,634 |
| Securities gains (losses) | $109,000 | 739 |
| Applicable income taxes | $1,642,000 | 1,434 |
| Income before extraordinary items | $2,851,000 | 1,725 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,851,000 | 1,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,619 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $3,290,000 | 229 |
| Net operating income | $2,781,240 | 1,761 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $13,401,000 | 2,310 |
| Total interest expense | $6,110,000 | 2,124 |
| Net interest income | $7,291,000 | 2,450 |
| Provision for loan and lease losses | $636,000 | 1,779 |
| Total noninterest income | $647,000 | 4,694 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $647,000 | 2,742 |
| Total noninterest expense | $3,478,000 | 3,928 |
| Salaries and employee benefits | $2,077,000 | 3,157 |
| Premises and equipment expense | $595,000 | 3,360 |
| Additional noninterest expense | $806,000 | 5,891 |
| Pre-tax net operating income | $3,824,000 | 1,803 |
| Securities gains (losses) | $102,000 | 2,479 |
| Applicable income taxes | $1,681,000 | 1,410 |
| Income before extraordinary items | $2,245,000 | 2,230 |
| Extraordinary gains, net | $233,000 | 898 |
| Net income | $2,478,000 | 2,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 11,843 |
| Cash dividends | $5,000,000 | 473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,179,720 | 2,154 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,109,000 | 2,492 |
| Total interest expense | $7,514,000 | 2,259 |
| Net interest income | $6,595,000 | 2,781 |
| Provision for loan and lease losses | $536,000 | 2,856 |
| Total noninterest income | $594,000 | 4,995 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $594,000 | 2,836 |
| Total noninterest expense | $3,080,000 | 4,413 |
| Salaries and employee benefits | $1,734,000 | 3,686 |
| Premises and equipment expense | $566,000 | 3,549 |
| Additional noninterest expense | $780,000 | 6,208 |
| Pre-tax net operating income | $3,573,000 | 1,732 |
| Securities gains (losses) | $44,000 | 4,339 |
| Applicable income taxes | $1,539,000 | 1,424 |
| Income before extraordinary items | $2,078,000 | 2,206 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,078,000 | 2,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 7,201 |
| Cash dividends | $1,000,000 | 1,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,049,840 | 2,050 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.