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First Federal Savings Bank of Kentucky, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$10,880,000	2,716
Total interest expense	$5,235,000	1,965
Net interest income	$5,645,000	3,201
Provision for loan and lease losses	$41,000	2,866
Total noninterest income	$253,000	3,894
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$185,000	2,767
Trading account gains and fees	NA	NA
Additional Noninterest Income	$68,000	4,134
Total noninterest expense	$6,179,000	2,734
Salaries and employee benefits	$3,994,000	2,517
Premises and equipment expense	$501,000	2,956
Additional noninterest expense	$68,000	4,134
Pre-tax net operating income	$-322,000	4,455
Securities gains (losses)	$0	988
Applicable income taxes	$-80,000	4,409
Income before extraordinary items	$-242,000	4,414
Extraordinary gains, net	$0	54
Net income	$-242,000	4,413
Minority interest net income	$0	88
Net income of bank and minority interests.	$-242,000	4,414
Net charge-offs	$37,000	1,935
Cash dividends	$681,000	2,523
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$-242,000	4,430
2023-09-30 (YTD Data)		Rank
Total interest income	$7,875,000	2,740
Total interest expense	$3,509,000	1,976
Net interest income	$4,366,000	3,166
Provision for loan and lease losses	$15,000	2,872
Total noninterest income	$185,000	3,909
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$148,000	2,712
Trading account gains and fees	NA	NA
Additional Noninterest Income	$37,000	4,232
Total noninterest expense	$4,596,000	2,743
Salaries and employee benefits	$2,987,000	2,520
Premises and equipment expense	$375,000	2,964
Additional noninterest expense	$37,000	4,228
Pre-tax net operating income	$-60,000	4,415
Securities gains (losses)	$0	849
Applicable income taxes	$414,000	1,881
Income before extraordinary items	$-474,000	4,496
Extraordinary gains, net	$0	52
Net income	$-474,000	4,494
Minority interest net income	$0	81
Net income of bank and minority interests.	$-474,000	4,496
Net charge-offs	$32,000	1,679
Cash dividends	$681,000	2,014
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$-474,000	4,508
2023-06-30 (YTD Data)		Rank
Total interest income	$5,027,000	2,778
Total interest expense	$1,967,000	2,048
Net interest income	$3,060,000	3,117
Provision for loan and lease losses	$0	2,940
Total noninterest income	$133,000	3,878
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$106,000	2,619
Trading account gains and fees	NA	NA
Additional Noninterest Income	$27,000	4,263
Total noninterest expense	$3,049,000	2,741
Salaries and employee benefits	$1,987,000	2,513
Premises and equipment expense	$255,000	2,931
Additional noninterest expense	$27,000	4,230
Pre-tax net operating income	$144,000	4,233
Securities gains (losses)	$0	938
Applicable income taxes	$18,000	3,174
Income before extraordinary items	$126,000	4,231
Extraordinary gains, net	$0	51
Net income	$126,000	4,273
Minority interest net income	$0	81
Net income of bank and minority interests.	$126,000	4,230
Net charge-offs	$21,000	1,520
Cash dividends	$681,000	1,700
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$126,000	4,243
2023-03-31 (YTD Data)		Rank
Total interest income	$2,382,000	2,841
Total interest expense	$837,000	2,046
Net interest income	$1,545,000	3,121
Provision for loan and lease losses	$0	2,612
Total noninterest income	$69,000	3,875
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$53,000	2,633
Trading account gains and fees	NA	NA
Additional Noninterest Income	$16,000	4,219
Total noninterest expense	$1,493,000	2,815
Salaries and employee benefits	$1,006,000	2,540
Premises and equipment expense	$134,000	2,914
Additional noninterest expense	$16,000	4,219
Pre-tax net operating income	$121,000	4,132
Securities gains (losses)	$0	950
Applicable income taxes	$23,000	2,922
Income before extraordinary items	$98,000	4,143
Extraordinary gains, net	$0	4
Net income	$98,000	4,143
Minority interest net income	$0	48
Net income of bank and minority interests.	$98,000	4,143
Net charge-offs	$23,000	1,067
Cash dividends	$681,000	1,058
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$98,000	4,170
2022-12-31 (YTD Data)		Rank
Total interest income	$8,213,000	2,815
Total interest expense	$1,569,000	1,867
Net interest income	$6,644,000	2,964
Provision for loan and lease losses	$12,000	2,867
Total noninterest income	$370,000	3,767
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$179,000	2,872
Trading account gains and fees	NA	NA
Additional Noninterest Income	$191,000	3,846
Total noninterest expense	$5,913,000	2,776
Salaries and employee benefits	$3,900,000	2,542
Premises and equipment expense	$548,000	2,862
Additional noninterest expense	$191,000	3,846
Pre-tax net operating income	$1,089,000	3,704
Securities gains (losses)	$0	691
Applicable income taxes	$408,000	2,187
Income before extraordinary items	$681,000	3,948
Extraordinary gains, net	$0	5
Net income	$681,000	3,947
Minority interest net income	$0	63
Net income of bank and minority interests.	$681,000	3,948
Net charge-offs	$1,000	2,539
Cash dividends	$1,521,000	1,734
Sale, conversion, retirement of capital stock, net	$1,000	562
Net operating income	$681,000	3,964
2022-09-30 (YTD Data)		Rank
Total interest income	$5,894,000	2,829
Total interest expense	$995,000	1,767
Net interest income	$4,899,000	2,962
Provision for loan and lease losses	$12,000	2,650
Total noninterest income	$300,000	3,716
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$123,000	2,990
Trading account gains and fees	NA	NA
Additional Noninterest Income	$177,000	3,743
Total noninterest expense	$4,363,000	2,788
Salaries and employee benefits	$2,883,000	2,574
Premises and equipment expense	$413,000	2,866
Additional noninterest expense	$177,000	3,743
Pre-tax net operating income	$824,000	3,703
Securities gains (losses)	$0	740
Applicable income taxes	$238,000	2,380
Income before extraordinary items	$586,000	3,830
Extraordinary gains, net	$0	4
Net income	$586,000	3,829
Minority interest net income	$0	57
Net income of bank and minority interests.	$586,000	3,829
Net charge-offs	$1,000	2,255
Cash dividends	$1,521,000	1,324
Sale, conversion, retirement of capital stock, net	$1,000	513
Net operating income	$586,000	3,864
2022-06-30 (YTD Data)		Rank
Total interest income	$3,770,000	2,852
Total interest expense	$639,000	1,642
Net interest income	$3,131,000	2,992
Provision for loan and lease losses	$-73,000	4,449
Total noninterest income	$213,000	3,680
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$74,000	3,085
Trading account gains and fees	NA	NA
Additional Noninterest Income	$139,000	3,651
Total noninterest expense	$2,918,000	2,766
Salaries and employee benefits	$1,935,000	2,554
Premises and equipment expense	$272,000	2,892
Additional noninterest expense	$711,000	3,164
Pre-tax net operating income	$499,000	3,698
Securities gains (losses)	$0	687
Applicable income taxes	$162,000	2,289
Income before extraordinary items	$337,000	3,846
Extraordinary gains, net	$0	4
Net income	$337,000	3,846
Minority interest net income	$0	60
Net income of bank and minority interests.	$337,000	3,846
Net charge-offs	$1,000	2,041
Cash dividends	$1,521,000	1,026
Sale, conversion, retirement of capital stock, net	$1,000	489
Net operating income	$337,000	3,881
2022-03-31 (YTD Data)		Rank
Total interest income	$1,870,000	2,833
Total interest expense	$321,000	1,573
Net interest income	$1,549,000	2,968
Provision for loan and lease losses	$-106,000	4,530
Total noninterest income	$93,000	3,764
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$34,000	3,162
Trading account gains and fees	NA	NA
Additional Noninterest Income	$59,000	3,722
Total noninterest expense	$1,429,000	2,801
Salaries and employee benefits	$976,000	2,539
Premises and equipment expense	$0	4,776
Additional noninterest expense	$453,000	2,769
Pre-tax net operating income	$319,000	3,359
Securities gains (losses)	$0	623
Applicable income taxes	$119,000	1,967
Income before extraordinary items	$200,000	3,637
Extraordinary gains, net	$0	4
Net income	$200,000	3,636
Minority interest net income	$0	50
Net income of bank and minority interests.	$200,000	3,637
Net charge-offs	$0	1,838
Cash dividends	$1,521,000	552
Sale, conversion, retirement of capital stock, net	$1,000	448
Net operating income	$200,000	3,662
2021-12-31 (YTD Data)		Rank
Total interest income	$8,729,000	2,678
Total interest expense	$1,472,000	1,688
Net interest income	$7,257,000	2,806
Provision for loan and lease losses	$0	3,064
Total noninterest income	$719,000	3,319
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$34,000	4,224
Trading account gains and fees	NA	NA
Additional Noninterest Income	$685,000	2,985
Total noninterest expense	$6,212,000	2,669
Salaries and employee benefits	$4,142,000	2,436
Premises and equipment expense	$599,000	2,741
Additional noninterest expense	$1,471,000	3,123
Pre-tax net operating income	$1,764,000	3,306
Securities gains (losses)	$0	2,062
Applicable income taxes	$243,000	2,600
Income before extraordinary items	$1,521,000	3,329
Extraordinary gains, net	$0	10
Net income	$1,521,000	3,329
Minority interest net income	$0	74
Net income of bank and minority interests.	$1,521,000	3,329
Net charge-offs	$2,000	2,583
Cash dividends	$826,000	2,395
Sale, conversion, retirement of capital stock, net	$118,000	451
Net operating income	$1,521,000	3,310
2021-09-30 (YTD Data)		Rank
Total interest income	$6,689,000	2,688
Total interest expense	$1,122,000	1,747
Net interest income	$5,567,000	2,816
Provision for loan and lease losses	$0	2,963
Total noninterest income	$619,000	3,228
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$27,000	4,254
Trading account gains and fees	NA	NA
Additional Noninterest Income	$592,000	2,885
Total noninterest expense	$4,709,000	2,666
Salaries and employee benefits	$3,219,000	2,402
Premises and equipment expense	$377,000	3,052
Additional noninterest expense	$1,113,000	3,142
Pre-tax net operating income	$1,477,000	3,278
Securities gains (losses)	$0	2,015
Applicable income taxes	$219,000	2,518
Income before extraordinary items	$1,258,000	3,348
Extraordinary gains, net	$0	8
Net income	$1,258,000	3,348
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,258,000	3,348
Net charge-offs	$3,000	2,246
Cash dividends	$826,000	1,896
Sale, conversion, retirement of capital stock, net	$5,000	530
Net operating income	$1,258,000	3,316
2021-06-30 (YTD Data)		Rank
Total interest income	$4,521,000	2,673
Total interest expense	$757,000	1,792
Net interest income	$3,764,000	2,790
Provision for loan and lease losses	$0	2,862
Total noninterest income	$392,000	3,261
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$18,000	4,258
Trading account gains and fees	NA	NA
Additional Noninterest Income	$374,000	2,931
Total noninterest expense	$3,200,000	2,626
Salaries and employee benefits	$2,170,000	2,374
Premises and equipment expense	$266,000	2,954
Additional noninterest expense	$764,000	3,068
Pre-tax net operating income	$956,000	3,304
Securities gains (losses)	$0	1,818
Applicable income taxes	$319,000	1,979
Income before extraordinary items	$637,000	3,661
Extraordinary gains, net	$0	6
Net income	$637,000	3,661
Minority interest net income	$0	67
Net income of bank and minority interests.	$637,000	3,661
Net charge-offs	$0	2,245
Cash dividends	$826,000	1,531
Sale, conversion, retirement of capital stock, net	$3,000	505
Net operating income	$637,000	3,631
2021-03-31 (YTD Data)		Rank
Total interest income	$2,142,000	2,742
Total interest expense	$380,000	1,864
Net interest income	$1,762,000	2,865
Provision for loan and lease losses	$0	2,741
Total noninterest income	$210,000	3,171
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$9,000	4,263
Trading account gains and fees	NA	NA
Additional Noninterest Income	$201,000	2,829
Total noninterest expense	$1,545,000	2,664
Salaries and employee benefits	$1,068,000	2,392
Premises and equipment expense	$133,000	2,965
Additional noninterest expense	$344,000	3,197
Pre-tax net operating income	$427,000	3,418
Securities gains (losses)	$0	1,392
Applicable income taxes	$180,000	1,880
Income before extraordinary items	$247,000	3,878
Extraordinary gains, net	$0	3
Net income	$247,000	3,877
Minority interest net income	$0	55
Net income of bank and minority interests.	$247,000	3,878
Net charge-offs	$0	1,930
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$1,000	476
Net operating income	$247,000	3,853
2020-12-31 (YTD Data)		Rank
Total interest income	$9,063,000	2,667
Total interest expense	$2,178,000	1,870
Net interest income	$6,885,000	2,839
Provision for loan and lease losses	$220,000	2,956
Total noninterest income	$635,000	3,374
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$44,000	4,259
Trading account gains and fees	NA	NA
Additional Noninterest Income	$591,000	2,983
Total noninterest expense	$19,829,000	1,128
Salaries and employee benefits	$4,138,000	2,431
Premises and equipment expense	$521,000	2,979
Additional noninterest expense	$15,170,000	510
Pre-tax net operating income	$-12,529,000	4,984
Securities gains (losses)	$0	2,675
Applicable income taxes	$205,000	2,540
Income before extraordinary items	$-12,734,000	4,978
Extraordinary gains, net	$0	4
Net income	$-12,734,000	4,978
Minority interest net income	$0	72
Net income of bank and minority interests.	$-12,734,000	4,978
Net charge-offs	$34,000	2,595
Cash dividends	$576,000	2,719
Sale, conversion, retirement of capital stock, net	$116,000	433
Net operating income	$-12,734,000	4,977
2020-09-30 (YTD Data)		Rank
Total interest income	$6,855,000	2,680
Total interest expense	$1,764,000	1,851
Net interest income	$5,091,000	2,868
Provision for loan and lease losses	$123,000	3,147
Total noninterest income	$448,000	3,417
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$33,000	4,295
Trading account gains and fees	NA	NA
Additional Noninterest Income	$415,000	3,016
Total noninterest expense	$18,285,000	949
Salaries and employee benefits	$3,142,000	2,392
Premises and equipment expense	$388,000	3,003
Additional noninterest expense	$14,755,000	406
Pre-tax net operating income	$-12,869,000	5,011
Securities gains (losses)	$0	2,494
Applicable income taxes	$135,000	2,626
Income before extraordinary items	$-13,004,000	5,006
Extraordinary gains, net	$0	4
Net income	$-13,004,000	5,006
Minority interest net income	$0	65
Net income of bank and minority interests.	$-13,004,000	5,006
Net charge-offs	$34,000	2,249
Cash dividends	$576,000	2,198
Sale, conversion, retirement of capital stock, net	$10,000	510
Net operating income	$-13,004,000	5,004
2020-06-30 (YTD Data)		Rank
Total interest income	$4,619,000	2,694
Total interest expense	$1,264,000	1,855
Net interest income	$3,355,000	2,908
Provision for loan and lease losses	$39,000	3,593
Total noninterest income	$305,000	3,375
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$23,000	4,284
Trading account gains and fees	NA	NA
Additional Noninterest Income	$282,000	2,967
Total noninterest expense	$3,156,000	2,607
Salaries and employee benefits	$2,118,000	2,375
Premises and equipment expense	$264,000	2,972
Additional noninterest expense	$774,000	2,964
Pre-tax net operating income	$465,000	3,777
Securities gains (losses)	$0	2,249
Applicable income taxes	$81,000	2,655
Income before extraordinary items	$384,000	3,888
Extraordinary gains, net	$0	4
Net income	$384,000	3,888
Minority interest net income	$0	65
Net income of bank and minority interests.	$384,000	3,888
Net charge-offs	$-2,000	3,888
Cash dividends	$576,000	1,831
Sale, conversion, retirement of capital stock, net	$6,000	482
Net operating income	$384,000	3,841
2020-03-31 (YTD Data)		Rank
Total interest income	$2,387,000	2,629
Total interest expense	$686,000	1,869
Net interest income	$1,701,000	2,857
Provision for loan and lease losses	$0	3,711
Total noninterest income	$111,000	3,685
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$14,000	4,305
Trading account gains and fees	NA	NA
Additional Noninterest Income	$97,000	3,217
Total noninterest expense	$1,597,000	2,621
Salaries and employee benefits	$1,069,000	2,365
Premises and equipment expense	$126,000	3,071
Additional noninterest expense	$402,000	2,926
Pre-tax net operating income	$215,000	3,717
Securities gains (losses)	$0	1,705
Applicable income taxes	$41,000	2,525
Income before extraordinary items	$174,000	3,846
Extraordinary gains, net	$0	4
Net income	$174,000	3,847
Minority interest net income	$0	56
Net income of bank and minority interests.	$174,000	3,847
Net charge-offs	$-1,000	3,618
Cash dividends	$576,000	1,180
Sale, conversion, retirement of capital stock, net	$3,000	462
Net operating income	$174,000	3,813
2019-12-31 (YTD Data)		Rank
Total interest income	$9,721,000	2,623
Total interest expense	$2,811,000	1,891
Net interest income	$6,910,000	2,870
Provision for loan and lease losses	$64,000	3,226
Total noninterest income	$298,000	4,156
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$58,000	4,398
Trading account gains and fees	NA	NA
Additional Noninterest Income	$240,000	3,795
Total noninterest expense	$6,441,000	2,573
Salaries and employee benefits	$4,261,000	2,336
Premises and equipment expense	$556,000	2,931
Additional noninterest expense	$1,624,000	2,931
Pre-tax net operating income	$703,000	4,195
Securities gains (losses)	$0	2,379
Applicable income taxes	$127,000	2,906
Income before extraordinary items	$576,000	4,291
Extraordinary gains, net	$0	11
Net income	$576,000	4,293
Minority interest net income	$0	76
Net income of bank and minority interests.	$576,000	4,293
Net charge-offs	$91,000	2,265
Cash dividends	$1,699,000	1,749
Sale, conversion, retirement of capital stock, net	$138,000	448
Net operating income	$576,000	4,271
2019-09-30 (YTD Data)		Rank
Total interest income	$7,280,000	2,667
Total interest expense	$2,090,000	1,913
Net interest income	$5,190,000	2,896
Provision for loan and lease losses	$59,000	3,019
Total noninterest income	$199,000	4,288
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$42,000	4,485
Trading account gains and fees	NA	NA
Additional Noninterest Income	$157,000	3,938
Total noninterest expense	$4,848,000	2,591
Salaries and employee benefits	$3,209,000	2,346
Premises and equipment expense	$430,000	2,886
Additional noninterest expense	$1,209,000	2,962
Pre-tax net operating income	$482,000	4,387
Securities gains (losses)	$0	2,167
Applicable income taxes	$84,000	3,030
Income before extraordinary items	$398,000	4,447
Extraordinary gains, net	$0	11
Net income	$398,000	4,446
Minority interest net income	$0	72
Net income of bank and minority interests.	$398,000	4,446
Net charge-offs	$84,000	1,870
Cash dividends	$1,699,000	1,344
Sale, conversion, retirement of capital stock, net	$15,000	547
Net operating income	$398,000	4,419
2019-06-30 (YTD Data)		Rank
Total interest income	$4,806,000	2,696
Total interest expense	$1,357,000	1,924
Net interest income	$3,449,000	2,917
Provision for loan and lease losses	$0	3,685
Total noninterest income	$125,000	4,369
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$28,000	4,510
Trading account gains and fees	NA	NA
Additional Noninterest Income	$97,000	4,009
Total noninterest expense	$3,253,000	2,601
Salaries and employee benefits	$2,170,000	2,330
Premises and equipment expense	$297,000	2,844
Additional noninterest expense	$786,000	3,039
Pre-tax net operating income	$321,000	4,381
Securities gains (losses)	$0	1,702
Applicable income taxes	$54,000	3,052
Income before extraordinary items	$267,000	4,448
Extraordinary gains, net	$0	11
Net income	$267,000	4,446
Minority interest net income	$0	69
Net income of bank and minority interests.	$267,000	4,446
Net charge-offs	$30,000	2,158
Cash dividends	$1,699,000	1,003
Sale, conversion, retirement of capital stock, net	$10,000	537
Net operating income	$267,000	4,434
2019-03-31 (YTD Data)		Rank
Total interest income	$2,339,000	2,744
Total interest expense	$656,000	1,933
Net interest income	$1,683,000	2,981
Provision for loan and lease losses	$0	3,406
Total noninterest income	$96,000	3,980
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$14,000	4,539
Trading account gains and fees	NA	NA
Additional Noninterest Income	$82,000	3,477
Total noninterest expense	$1,673,000	2,567
Salaries and employee benefits	$1,121,000	2,300
Premises and equipment expense	$149,000	2,854
Additional noninterest expense	$403,000	2,991
Pre-tax net operating income	$106,000	4,642
Securities gains (losses)	$0	1,087
Applicable income taxes	$15,000	3,272
Income before extraordinary items	$91,000	4,694
Extraordinary gains, net	$0	5
Net income	$91,000	4,693
Minority interest net income	$0	52
Net income of bank and minority interests.	$91,000	4,693
Net charge-offs	$0	2,740
Cash dividends	$1,699,000	575
Sale, conversion, retirement of capital stock, net	$5,000	497
Net operating income	$91,000	4,684
2018-12-31 (YTD Data)		Rank
Total interest income	$9,173,000	2,687
Total interest expense	$2,157,000	1,836
Net interest income	$7,016,000	2,896
Provision for loan and lease losses	$49,000	3,520
Total noninterest income	$418,000	3,992
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$59,000	4,612
Trading account gains and fees	NA	NA
Additional Noninterest Income	$359,000	3,480
Total noninterest expense	$6,778,000	2,514
Salaries and employee benefits	$4,399,000	2,300
Premises and equipment expense	$573,000	2,915
Additional noninterest expense	$1,806,000	2,777
Pre-tax net operating income	$607,000	4,509
Securities gains (losses)	$0	1,125
Applicable income taxes	$95,000	3,110
Income before extraordinary items	$512,000	4,527
Extraordinary gains, net	$0	6
Net income	$512,000	4,526
Minority interest net income	$0	72
Net income of bank and minority interests.	$512,000	4,526
Net charge-offs	$27,000	2,960
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$156,000	436
Net operating income	$512,000	4,537
2018-09-30 (YTD Data)		Rank
Total interest income	$6,771,000	2,705
Total interest expense	$1,524,000	1,851
Net interest income	$5,247,000	2,914
Provision for loan and lease losses	$49,000	3,209
Total noninterest income	$310,000	4,045
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$43,000	4,686
Trading account gains and fees	NA	NA
Additional Noninterest Income	$267,000	3,513
Total noninterest expense	$5,080,000	2,524
Salaries and employee benefits	$3,295,000	2,305
Premises and equipment expense	$433,000	2,935
Additional noninterest expense	$1,352,000	2,788
Pre-tax net operating income	$428,000	4,650
Securities gains (losses)	$0	1,118
Applicable income taxes	$61,000	3,241
Income before extraordinary items	$367,000	4,653
Extraordinary gains, net	$0	5
Net income	$367,000	4,651
Minority interest net income	$0	66
Net income of bank and minority interests.	$367,000	4,652
Net charge-offs	$13,000	2,889
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$19,000	562
Net operating income	$367,000	4,661
2018-06-30 (YTD Data)		Rank
Total interest income	$4,494,000	2,703
Total interest expense	$962,000	1,835
Net interest income	$3,532,000	2,903
Provision for loan and lease losses	$39,000	2,999
Total noninterest income	$208,000	4,055
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$28,000	4,750
Trading account gains and fees	NA	NA
Additional Noninterest Income	$180,000	3,519
Total noninterest expense	$3,390,000	2,538
Salaries and employee benefits	$2,202,000	2,314
Premises and equipment expense	$286,000	2,958
Additional noninterest expense	$902,000	2,793
Pre-tax net operating income	$311,000	4,594
Securities gains (losses)	$0	961
Applicable income taxes	$42,000	3,225
Income before extraordinary items	$269,000	4,597
Extraordinary gains, net	$0	6
Net income	$269,000	4,596
Minority interest net income	$0	65
Net income of bank and minority interests.	$269,000	4,596
Net charge-offs	$2,000	3,018
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$13,000	556
Net operating income	$269,000	4,605
2018-03-31 (YTD Data)		Rank
Total interest income	$2,214,000	2,736
Total interest expense	$454,000	1,838
Net interest income	$1,760,000	2,925
Provision for loan and lease losses	$26,000	2,649
Total noninterest income	$105,000	4,050
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$14,000	4,792
Trading account gains and fees	NA	NA
Additional Noninterest Income	$91,000	3,465
Total noninterest expense	$1,659,000	2,597
Salaries and employee benefits	$1,065,000	2,402
Premises and equipment expense	$146,000	2,953
Additional noninterest expense	$448,000	2,842
Pre-tax net operating income	$180,000	4,432
Securities gains (losses)	$0	735
Applicable income taxes	$30,000	3,020
Income before extraordinary items	$150,000	4,476
Extraordinary gains, net	$0	7
Net income	$150,000	4,474
Minority interest net income	$0	52
Net income of bank and minority interests.	$150,000	4,476
Net charge-offs	$3,000	2,344
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$6,000	525
Net operating income	$150,000	4,483
2017-12-31 (YTD Data)		Rank
Total interest income	$8,763,000	2,695
Total interest expense	$1,412,000	2,024
Net interest income	$7,351,000	2,795
Provision for loan and lease losses	$32,000	3,759
Total noninterest income	$845,000	3,204
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$57,000	4,873
Trading account gains and fees	NA	NA
Additional Noninterest Income	$788,000	2,580
Total noninterest expense	$6,590,000	2,606
Salaries and employee benefits	$4,205,000	2,385
Premises and equipment expense	$559,000	3,051
Additional noninterest expense	$1,826,000	2,825
Pre-tax net operating income	$1,574,000	3,470
Securities gains (losses)	$64,000	788
Applicable income taxes	$153,000	3,102
Income before extraordinary items	$1,485,000	3,150
Extraordinary gains, net	$0	9
Net income	$1,485,000	3,148
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,485,000	3,150
Net charge-offs	$42,000	3,064
Cash dividends	$1,070,000	2,115
Sale, conversion, retirement of capital stock, net	$187,000	413
Net operating income	$1,426,760	3,184
2017-09-30 (YTD Data)		Rank
Total interest income	$6,548,000	2,719
Total interest expense	$1,000,000	2,079
Net interest income	$5,548,000	2,805
Provision for loan and lease losses	$32,000	3,518
Total noninterest income	$364,000	4,003
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$42,000	4,933
Trading account gains and fees	NA	NA
Additional Noninterest Income	$322,000	3,377
Total noninterest expense	$4,909,000	2,630
Salaries and employee benefits	$3,143,000	2,403
Premises and equipment expense	$417,000	3,088
Additional noninterest expense	$1,349,000	2,851
Pre-tax net operating income	$971,000	3,823
Securities gains (losses)	$64,000	769
Applicable income taxes	$329,000	2,405
Income before extraordinary items	$706,000	4,000
Extraordinary gains, net	$0	9
Net income	$706,000	3,999
Minority interest net income	$0	71
Net income of bank and minority interests.	$706,000	4,000
Net charge-offs	$32,000	2,743
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$24,000	580
Net operating income	$662,480	4,064
2017-06-30 (YTD Data)		Rank
Total interest income	$4,368,000	2,704
Total interest expense	$626,000	2,139
Net interest income	$3,742,000	2,771
Provision for loan and lease losses	$32,000	3,112
Total noninterest income	$217,000	4,166
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$27,000	4,991
Trading account gains and fees	NA	NA
Additional Noninterest Income	$190,000	3,547
Total noninterest expense	$3,268,000	2,639
Salaries and employee benefits	$2,077,000	2,430
Premises and equipment expense	$284,000	3,053
Additional noninterest expense	$907,000	2,850
Pre-tax net operating income	$659,000	3,745
Securities gains (losses)	$64,000	566
Applicable income taxes	$231,000	2,360
Income before extraordinary items	$492,000	3,918
Extraordinary gains, net	$0	11
Net income	$492,000	3,916
Minority interest net income	$0	71
Net income of bank and minority interests.	$492,000	3,918
Net charge-offs	$32,000	2,314
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$16,000	560
Net operating income	$448,480	4,008
2017-03-31 (YTD Data)		Rank
Total interest income	$2,179,000	2,698
Total interest expense	$295,000	2,203
Net interest income	$1,884,000	2,755
Provision for loan and lease losses	$32,000	2,382
Total noninterest income	$104,000	4,234
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$13,000	5,045
Trading account gains and fees	NA	NA
Additional Noninterest Income	$91,000	3,592
Total noninterest expense	$1,654,000	2,633
Salaries and employee benefits	$1,045,000	2,445
Premises and equipment expense	$143,000	3,086
Additional noninterest expense	$466,000	2,797
Pre-tax net operating income	$302,000	3,826
Securities gains (losses)	$64,000	295
Applicable income taxes	$117,000	2,325
Income before extraordinary items	$249,000	3,877
Extraordinary gains, net	$0	8
Net income	$249,000	3,875
Minority interest net income	$0	55
Net income of bank and minority interests.	$249,000	3,877
Net charge-offs	$32,000	1,622
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$8,000	532
Net operating income	$205,480	4,082
2016-12-31 (YTD Data)		Rank
Total interest income	$8,684,000	2,686
Total interest expense	$999,000	2,420
Net interest income	$7,685,000	2,705
Provision for loan and lease losses	$24,000	3,988
Total noninterest income	$498,000	4,092
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$57,000	5,076
Trading account gains and fees	$0	170
Additional Noninterest Income	$441,000	3,422
Total noninterest expense	$6,435,000	2,713
Salaries and employee benefits	$4,001,000	2,502
Premises and equipment expense	$590,000	3,053
Additional noninterest expense	$1,844,000	2,901
Pre-tax net operating income	$1,724,000	3,308
Securities gains (losses)	$0	3,212
Applicable income taxes	$555,000	2,176
Income before extraordinary items	$1,169,000	3,676
Extraordinary gains, net	$0	5
Net income	$1,169,000	3,674
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,169,000	3,675
Net charge-offs	$63,000	2,969
Cash dividends	$1,564,000	1,661
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,169,000	3,612
2016-09-30 (YTD Data)		Rank
Total interest income	$6,509,000	2,686
Total interest expense	$740,000	2,437
Net interest income	$5,769,000	2,705
Provision for loan and lease losses	$24,000	3,774
Total noninterest income	$390,000	4,064
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$41,000	5,154
Trading account gains and fees	$0	169
Additional Noninterest Income	$349,000	3,371
Total noninterest expense	$4,835,000	2,707
Salaries and employee benefits	$2,991,000	2,487
Premises and equipment expense	$445,000	3,048
Additional noninterest expense	$1,399,000	2,886
Pre-tax net operating income	$1,300,000	3,340
Securities gains (losses)	$0	3,160
Applicable income taxes	$419,000	2,199
Income before extraordinary items	$881,000	3,727
Extraordinary gains, net	$0	5
Net income	$881,000	3,725
Minority interest net income	$0	71
Net income of bank and minority interests.	$881,000	3,727
Net charge-offs	$52,000	2,565
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$881,000	3,663
2016-06-30 (YTD Data)		Rank
Total interest income	$4,362,000	2,695
Total interest expense	$496,000	2,437
Net interest income	$3,866,000	2,700
Provision for loan and lease losses	$24,000	3,461
Total noninterest income	$210,000	4,352
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$27,000	5,202
Trading account gains and fees	$0	157
Additional Noninterest Income	$183,000	3,726
Total noninterest expense	$3,180,000	2,737
Salaries and employee benefits	$1,966,000	2,539
Premises and equipment expense	$297,000	3,066
Additional noninterest expense	$917,000	2,929
Pre-tax net operating income	$872,000	3,313
Securities gains (losses)	$0	2,835
Applicable income taxes	$281,000	2,186
Income before extraordinary items	$591,000	3,707
Extraordinary gains, net	$0	16
Net income	$591,000	3,704
Minority interest net income	$0	71
Net income of bank and minority interests.	$591,000	3,706
Net charge-offs	$52,000	2,116
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$591,000	3,643
2016-03-31 (YTD Data)		Rank
Total interest income	$2,198,000	2,682
Total interest expense	$252,000	2,429
Net interest income	$1,946,000	2,691
Provision for loan and lease losses	$0	3,656
Total noninterest income	$8,000	5,968
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$14,000	5,188
Trading account gains and fees	$0	142
Additional Noninterest Income	$-6,000	6,064
Total noninterest expense	$1,632,000	2,700
Salaries and employee benefits	$1,033,000	2,456
Premises and equipment expense	$147,000	3,102
Additional noninterest expense	$452,000	2,971
Pre-tax net operating income	$322,000	3,748
Securities gains (losses)	$0	2,077
Applicable income taxes	$102,000	2,449
Income before extraordinary items	$220,000	4,114
Extraordinary gains, net	$0	12
Net income	$220,000	4,111
Minority interest net income	$0	62
Net income of bank and minority interests.	$220,000	4,112
Net charge-offs	$0	3,094
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$220,000	4,057
2015-12-31 (YTD Data)		Rank
Total interest income	$9,252,000	2,536
Total interest expense	$957,000	2,489
Net interest income	$8,295,000	2,518
Provision for loan and lease losses	$9,000	4,252
Total noninterest income	$510,000	4,148
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$63,000	5,203
Trading account gains and fees	$0	159
Additional Noninterest Income	$447,000	3,444
Total noninterest expense	$5,951,000	2,879
Salaries and employee benefits	$3,607,000	2,672
Premises and equipment expense	$535,000	3,344
Additional noninterest expense	$1,809,000	3,000
Pre-tax net operating income	$2,845,000	2,413
Securities gains (losses)	$0	3,216
Applicable income taxes	$850,000	1,741
Income before extraordinary items	$1,995,000	2,741
Extraordinary gains, net	$0	23
Net income	$1,995,000	2,743
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,995,000	2,744
Net charge-offs	$9,000	4,053
Cash dividends	$3,669,000	847
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,995,000	2,694
2015-09-30 (YTD Data)		Rank
Total interest income	$6,963,000	2,540
Total interest expense	$727,000	2,497
Net interest income	$6,236,000	2,518
Provision for loan and lease losses	$9,000	4,059
Total noninterest income	$362,000	4,255
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$46,000	5,291
Trading account gains and fees	$0	153
Additional Noninterest Income	$316,000	3,535
Total noninterest expense	$4,384,000	2,932
Salaries and employee benefits	$2,658,000	2,720
Premises and equipment expense	$392,000	3,436
Additional noninterest expense	$1,334,000	3,049
Pre-tax net operating income	$2,205,000	2,399
Securities gains (losses)	$0	3,031
Applicable income taxes	$640,000	1,791
Income before extraordinary items	$1,565,000	2,692
Extraordinary gains, net	$0	21
Net income	$1,565,000	2,692
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,565,000	2,693
Net charge-offs	$9,000	3,683
Cash dividends	$1,612,000	1,152
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,565,000	2,635
2015-06-30 (YTD Data)		Rank
Total interest income	$4,677,000	2,523
Total interest expense	$492,000	2,484
Net interest income	$4,185,000	2,498
Provision for loan and lease losses	$9,000	3,821
Total noninterest income	$222,000	4,384
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$30,000	5,328
Trading account gains and fees	$0	157
Additional Noninterest Income	$192,000	3,693
Total noninterest expense	$2,874,000	2,982
Salaries and employee benefits	$1,723,000	2,793
Premises and equipment expense	$265,000	3,416
Additional noninterest expense	$886,000	3,083
Pre-tax net operating income	$1,524,000	2,324
Securities gains (losses)	$0	2,636
Applicable income taxes	$503,000	1,621
Income before extraordinary items	$1,021,000	2,718
Extraordinary gains, net	$0	22
Net income	$1,021,000	2,719
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,021,000	2,720
Net charge-offs	$9,000	3,291
Cash dividends	$1,612,000	845
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,021,000	2,666
2015-03-31 (YTD Data)		Rank
Total interest income	$2,396,000	2,476
Total interest expense	$256,000	2,442
Net interest income	$2,140,000	2,457
Provision for loan and lease losses	$6,000	3,402
Total noninterest income	$88,000	4,679
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$15,000	5,349
Trading account gains and fees	$0	152
Additional Noninterest Income	$73,000	4,041
Total noninterest expense	$1,465,000	2,951
Salaries and employee benefits	$872,000	2,791
Premises and equipment expense	$134,000	3,423
Additional noninterest expense	$459,000	2,983
Pre-tax net operating income	$757,000	2,287
Securities gains (losses)	$0	2,027
Applicable income taxes	$250,000	1,606
Income before extraordinary items	$507,000	2,701
Extraordinary gains, net	$0	13
Net income	$507,000	2,704
Minority interest net income	$0	64
Net income of bank and minority interests.	$507,000	2,704
Net charge-offs	$6,000	2,677
Cash dividends	$1,612,000	442
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$507,000	2,619
2014-12-31 (YTD Data)		Rank
Total interest income	$9,484,000	2,526
Total interest expense	$910,000	2,767
Net interest income	$8,574,000	2,475
Provision for loan and lease losses	$228,000	2,336
Total noninterest income	$594,000	4,014
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$71,000	5,376
Trading account gains and fees	$0	180
Additional Noninterest Income	$523,000	3,219
Total noninterest expense	$6,188,000	2,850
Salaries and employee benefits	$3,811,000	2,601
Premises and equipment expense	$517,000	3,553
Additional noninterest expense	$1,860,000	3,054
Pre-tax net operating income	$2,752,000	2,412
Securities gains (losses)	$0	3,259
Applicable income taxes	$940,000	1,611
Income before extraordinary items	$1,812,000	2,880
Extraordinary gains, net	$0	17
Net income	$1,812,000	2,879
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,812,000	2,880
Net charge-offs	$115,000	3,038
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,812,000	2,842
2014-09-30 (YTD Data)		Rank
Total interest income	$7,113,000	2,541
Total interest expense	$684,000	2,809
Net interest income	$6,429,000	2,481
Provision for loan and lease losses	$41,000	3,573
Total noninterest income	$362,000	4,364
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$54,000	5,438
Trading account gains and fees	$0	174
Additional Noninterest Income	$308,000	3,597
Total noninterest expense	$4,758,000	2,818
Salaries and employee benefits	$2,985,000	2,505
Premises and equipment expense	$384,000	3,628
Additional noninterest expense	$1,389,000	3,062
Pre-tax net operating income	$1,992,000	2,515
Securities gains (losses)	$0	2,980
Applicable income taxes	$689,000	1,664
Income before extraordinary items	$1,303,000	2,993
Extraordinary gains, net	$0	15
Net income	$1,303,000	2,993
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,303,000	2,994
Net charge-offs	$16,000	3,939
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,303,000	2,941
2014-06-30 (YTD Data)		Rank
Total interest income	$4,728,000	2,536
Total interest expense	$467,000	2,771
Net interest income	$4,261,000	2,494
Provision for loan and lease losses	$41,000	3,168
Total noninterest income	$205,000	4,624
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$37,000	5,424
Trading account gains and fees	$0	172
Additional Noninterest Income	$168,000	3,895
Total noninterest expense	$3,220,000	2,801
Salaries and employee benefits	$2,032,000	2,469
Premises and equipment expense	$258,000	3,647
Additional noninterest expense	$930,000	3,062
Pre-tax net operating income	$1,205,000	2,640
Securities gains (losses)	$0	2,580
Applicable income taxes	$429,000	1,699
Income before extraordinary items	$776,000	3,144
Extraordinary gains, net	$0	20
Net income	$776,000	3,150
Minority interest net income	$0	80
Net income of bank and minority interests.	$776,000	3,150
Net charge-offs	$16,000	3,514
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$776,000	3,106
2014-03-31 (YTD Data)		Rank
Total interest income	$2,389,000	2,519
Total interest expense	$241,000	2,755
Net interest income	$2,148,000	2,461
Provision for loan and lease losses	$20,000	2,958
Total noninterest income	$127,000	4,262
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$18,000	5,462
Trading account gains and fees	$0	147
Additional Noninterest Income	$109,000	3,444
Total noninterest expense	$1,555,000	2,905
Salaries and employee benefits	$1,008,000	2,491
Premises and equipment expense	$119,000	3,847
Additional noninterest expense	$428,000	3,254
Pre-tax net operating income	$700,000	2,319
Securities gains (losses)	$0	1,715
Applicable income taxes	$271,000	1,434
Income before extraordinary items	$429,000	2,871
Extraordinary gains, net	$0	16
Net income	$429,000	2,874
Minority interest net income	$0	66
Net income of bank and minority interests.	$429,000	2,874
Net charge-offs	$6,000	3,056
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$429,000	2,833
2013-12-31 (YTD Data)		Rank
Total interest income	$10,064,000	2,410
Total interest expense	$1,158,000	2,636
Net interest income	$8,906,000	2,366
Provision for loan and lease losses	$469,000	1,931
Total noninterest income	$1,643,000	2,438
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$79,000	5,538
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,564,000	1,796
Total noninterest expense	$6,033,000	2,980
Salaries and employee benefits	$3,592,000	2,736
Premises and equipment expense	$508,000	3,696
Additional noninterest expense	$1,933,000	3,055
Pre-tax net operating income	$4,047,000	1,712
Securities gains (losses)	$0	3,182
Applicable income taxes	$987,000	1,474
Income before extraordinary items	$3,060,000	1,870
Extraordinary gains, net	$0	29
Net income	$3,060,000	1,873
Minority interest net income	$0	90
Net income of bank and minority interests.	$3,060,000	1,873
Net charge-offs	$270,000	2,693
Cash dividends	$1,795,000	1,311
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$3,060,000	1,838
2013-09-30 (YTD Data)		Rank
Total interest income	$7,562,000	2,420
Total interest expense	$876,000	2,700
Net interest income	$6,686,000	2,368
Provision for loan and lease losses	$305,000	2,049
Total noninterest income	$1,494,000	2,218
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$58,000	5,615
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,436,000	1,604
Total noninterest expense	$4,525,000	2,979
Salaries and employee benefits	$2,714,000	2,724
Premises and equipment expense	$378,000	3,746
Additional noninterest expense	$1,433,000	3,077
Pre-tax net operating income	$3,350,000	1,590
Securities gains (losses)	$0	3,040
Applicable income taxes	$791,000	1,460
Income before extraordinary items	$2,559,000	1,737
Extraordinary gains, net	$0	25
Net income	$2,559,000	1,739
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,559,000	1,741
Net charge-offs	$153,000	2,844
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,559,000	1,692
2013-06-30 (YTD Data)		Rank
Total interest income	$5,221,000	2,339
Total interest expense	$570,000	2,818
Net interest income	$4,651,000	2,236
Provision for loan and lease losses	$100,000	2,924
Total noninterest income	$1,342,000	1,797
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$36,000	5,704
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,306,000	1,311
Total noninterest expense	$3,038,000	2,967
Salaries and employee benefits	$1,845,000	2,691
Premises and equipment expense	$252,000	3,767
Additional noninterest expense	$941,000	3,104
Pre-tax net operating income	$2,855,000	1,292
Securities gains (losses)	$0	2,791
Applicable income taxes	$631,000	1,289
Income before extraordinary items	$2,224,000	1,368
Extraordinary gains, net	$0	22
Net income	$2,224,000	1,369
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,224,000	1,370
Net charge-offs	$12,000	4,240
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$2,224,000	1,304
2013-03-31 (YTD Data)		Rank
Total interest income	$2,631,000	2,355
Total interest expense	$289,000	2,863
Net interest income	$2,342,000	2,244
Provision for loan and lease losses	$89,000	2,248
Total noninterest income	$1,073,000	1,296
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$20,000	5,591
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,053,000	959
Total noninterest expense	$1,521,000	2,983
Salaries and employee benefits	$918,000	2,720
Premises and equipment expense	$126,000	3,789
Additional noninterest expense	$477,000	3,098
Pre-tax net operating income	$1,805,000	1,018
Securities gains (losses)	$0	1,966
Applicable income taxes	$281,000	1,395
Income before extraordinary items	$1,524,000	999
Extraordinary gains, net	$0	10
Net income	$1,524,000	999
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,524,000	1,001
Net charge-offs	$5,000	3,681
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,524,000	946
2012-12-31 (YTD Data)		Rank
Total interest income	$5,509,000	4,060
Total interest expense	$985,000	3,645
Net interest income	$4,524,000	4,085
Provision for loan and lease losses	$278,000	3,505
Total noninterest income	$448,000	4,662
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$6,000	6,832
Trading account gains and fees	$0	166
Additional Noninterest Income	$442,000	3,508
Total noninterest expense	$2,824,000	4,885
Salaries and employee benefits	$1,846,000	4,330
Premises and equipment expense	$223,000	5,560
Additional noninterest expense	$755,000	5,382
Pre-tax net operating income	$1,870,000	2,938
Securities gains (losses)	$0	3,810
Applicable income taxes	$606,000	1,984
Income before extraordinary items	$1,264,000	3,433
Extraordinary gains, net	$0	29
Net income	$1,264,000	3,435
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,264,000	3,436
Net charge-offs	$82,000	4,576
Cash dividends	$1,625,000	1,401
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,264,000	3,304
2012-09-30 (YTD Data)		Rank
Total interest income	$4,140,000	4,124
Total interest expense	$768,000	3,672
Net interest income	$3,372,000	4,161
Provision for loan and lease losses	$-3,000	6,942
Total noninterest income	$313,000	4,806
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$4,000	6,929
Trading account gains and fees	$0	157
Additional Noninterest Income	$309,000	3,649
Total noninterest expense	$2,117,000	4,921
Salaries and employee benefits	$1,383,000	4,351
Premises and equipment expense	$167,000	5,619
Additional noninterest expense	$567,000	5,441
Pre-tax net operating income	$1,571,000	2,795
Securities gains (losses)	$0	3,575
Applicable income taxes	$512,000	1,917
Income before extraordinary items	$1,059,000	3,318
Extraordinary gains, net	$0	20
Net income	$1,059,000	3,320
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,059,000	3,320
Net charge-offs	$20,000	5,058
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,059,000	3,175
2012-06-30 (YTD Data)		Rank
Total interest income	$2,756,000	4,167
Total interest expense	$522,000	3,722
Net interest income	$2,234,000	4,187
Provision for loan and lease losses	$10,000	5,356
Total noninterest income	$177,000	5,067
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$3,000	6,976
Trading account gains and fees	$0	153
Additional Noninterest Income	$174,000	3,862
Total noninterest expense	$1,428,000	4,927
Salaries and employee benefits	$922,000	4,375
Premises and equipment expense	$115,000	5,572
Additional noninterest expense	$391,000	5,383
Pre-tax net operating income	$973,000	2,904
Securities gains (losses)	$0	3,178
Applicable income taxes	$316,000	2,000
Income before extraordinary items	$657,000	3,462
Extraordinary gains, net	$0	19
Net income	$657,000	3,463
Minority interest net income	$0	84
Net income of bank and minority interests.	$657,000	3,463
Net charge-offs	$20,000	4,645
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$657,000	3,270
2012-03-31 (YTD Data)		Rank
Total interest income	$1,443,000	4,070
Total interest expense	$274,000	3,711
Net interest income	$1,169,000	4,085
Provision for loan and lease losses	$0	5,254
Total noninterest income	$85,000	5,174
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$1,000	7,039
Trading account gains and fees	$0	148
Additional Noninterest Income	$84,000	3,962
Total noninterest expense	$718,000	4,928
Salaries and employee benefits	$458,000	4,418
Premises and equipment expense	$60,000	5,513
Additional noninterest expense	$200,000	5,362
Pre-tax net operating income	$536,000	2,739
Securities gains (losses)	$0	2,210
Applicable income taxes	$175,000	1,879
Income before extraordinary items	$361,000	3,282
Extraordinary gains, net	$0	19
Net income	$361,000	3,286
Minority interest net income	$0	78
Net income of bank and minority interests.	$361,000	3,286
Net charge-offs	$20,000	3,684
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$361,000	3,110
2011-12-31 (YTD Data)		Rank
Total interest income	$5,885,000	4,124
Total interest expense	$1,369,000	3,657
Net interest income	$4,516,000	4,195
Provision for loan and lease losses	$630,000	3,089
Total noninterest income	$341,000	5,010
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$11,000	6,838
Trading account gains and fees	$0	146
Additional Noninterest Income	$330,000	3,725
Total noninterest expense	$2,880,000	4,984
Salaries and employee benefits	$1,741,000	4,552
Premises and equipment expense	$409,000	4,508
Additional noninterest expense	$730,000	5,598
Pre-tax net operating income	$1,347,000	3,210
Securities gains (losses)	$0	3,838
Applicable income taxes	$428,000	2,178
Income before extraordinary items	$919,000	3,702
Extraordinary gains, net	$0	29
Net income	$919,000	3,705
Minority interest net income	$0	96
Net income of bank and minority interests.	$919,000	3,705
Net charge-offs	$360,000	3,578
Cash dividends	$378,000	2,748
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$919,000	3,575
2011-09-30 (YTD Data)		Rank
Total interest income	$4,424,000	4,163
Total interest expense	$1,071,000	3,666
Net interest income	$3,353,000	4,244
Provision for loan and lease losses	$592,000	2,658
Total noninterest income	$255,000	5,082
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$9,000	6,879
Trading account gains and fees	$0	145
Additional Noninterest Income	$246,000	3,770
Total noninterest expense	$2,155,000	5,005
Salaries and employee benefits	$1,299,000	4,569
Premises and equipment expense	$316,000	4,502
Additional noninterest expense	$540,000	5,668
Pre-tax net operating income	$861,000	3,576
Securities gains (losses)	$0	3,555
Applicable income taxes	$270,000	2,370
Income before extraordinary items	$591,000	4,063
Extraordinary gains, net	$0	21
Net income	$591,000	4,064
Minority interest net income	$0	87
Net income of bank and minority interests.	$591,000	4,065
Net charge-offs	$360,000	3,030
Cash dividends	$378,000	2,100
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$591,000	3,946
2011-06-30 (YTD Data)		Rank
Total interest income	$2,960,000	4,182
Total interest expense	$737,000	3,692
Net interest income	$2,223,000	4,276
Provision for loan and lease losses	$592,000	2,121
Total noninterest income	$187,000	4,966
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$6,000	6,921
Trading account gains and fees	$0	153
Additional Noninterest Income	$181,000	3,663
Total noninterest expense	$1,446,000	5,036
Salaries and employee benefits	$861,000	4,617
Premises and equipment expense	$217,000	4,472
Additional noninterest expense	$368,000	5,699
Pre-tax net operating income	$372,000	4,308
Securities gains (losses)	$0	2,914
Applicable income taxes	$111,000	2,776
Income before extraordinary items	$261,000	4,645
Extraordinary gains, net	$0	15
Net income	$261,000	4,643
Minority interest net income	$0	89
Net income of bank and minority interests.	$261,000	4,645
Net charge-offs	$373,000	2,435
Cash dividends	$378,000	1,698
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$261,000	4,562
2011-03-31 (YTD Data)		Rank
Total interest income	$1,484,000	4,201
Total interest expense	$372,000	3,770
Net interest income	$1,112,000	4,270
Provision for loan and lease losses	$592,000	1,295
Total noninterest income	$82,000	5,241
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$4,000	6,879
Trading account gains and fees	$0	158
Additional Noninterest Income	$78,000	3,953
Total noninterest expense	$741,000	5,004
Salaries and employee benefits	$431,000	4,650
Premises and equipment expense	$110,000	4,476
Additional noninterest expense	$200,000	5,541
Pre-tax net operating income	$-139,000	6,747
Securities gains (losses)	$0	1,772
Applicable income taxes	$-41,000	7,161
Income before extraordinary items	$-98,000	6,716
Extraordinary gains, net	$0	9
Net income	$-98,000	6,716
Minority interest net income	$0	86
Net income of bank and minority interests.	$-98,000	6,716
Net charge-offs	$373,000	1,573
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$-98,000	6,705
2010-12-31 (YTD Data)		Rank
Total interest income	$5,971,000	4,336
Total interest expense	$2,304,000	3,190
Net interest income	$3,667,000	4,827
Provision for loan and lease losses	$40,000	6,583
Total noninterest income	$369,000	5,089
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	175
Additional Noninterest Income	$369,000	3,646
Total noninterest expense	$2,723,000	5,284
Salaries and employee benefits	$1,582,000	4,916
Premises and equipment expense	$442,000	4,501
Additional noninterest expense	$699,000	5,903
Pre-tax net operating income	$1,273,000	2,989
Securities gains (losses)	$0	3,793
Applicable income taxes	$403,000	2,085
Income before extraordinary items	$870,000	3,475
Extraordinary gains, net	$0	29
Net income	$870,000	3,472
Minority interest net income	$0	111
Net income of bank and minority interests.	$870,000	3,475
Net charge-offs	$17,000	6,430
Cash dividends	$190,000	3,340
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$870,000	3,348
2010-09-30 (YTD Data)		Rank
Total interest income	$4,456,000	4,430
Total interest expense	$1,879,000	3,104
Net interest income	$2,577,000	5,061
Provision for loan and lease losses	$28,000	6,546
Total noninterest income	$251,000	5,319
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	165
Additional Noninterest Income	$251,000	3,836
Total noninterest expense	$2,045,000	5,305
Salaries and employee benefits	$1,181,000	4,966
Premises and equipment expense	$338,000	4,522
Additional noninterest expense	$526,000	5,924
Pre-tax net operating income	$755,000	3,563
Securities gains (losses)	$0	3,651
Applicable income taxes	$234,000	2,403
Income before extraordinary items	$521,000	4,032
Extraordinary gains, net	$0	23
Net income	$521,000	4,035
Minority interest net income	$0	110
Net income of bank and minority interests.	$521,000	4,035
Net charge-offs	$7,000	6,361
Cash dividends	$190,000	2,764
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$521,000	3,887
2010-06-30 (YTD Data)		Rank
Total interest income	$2,980,000	4,465
Total interest expense	$1,354,000	3,018
Net interest income	$1,626,000	5,215
Provision for loan and lease losses	$3,000	6,809
Total noninterest income	$165,000	5,331
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	152
Additional Noninterest Income	$165,000	3,830
Total noninterest expense	$1,351,000	5,347
Salaries and employee benefits	$784,000	4,990
Premises and equipment expense	$231,000	4,483
Additional noninterest expense	$336,000	6,060
Pre-tax net operating income	$437,000	3,845
Securities gains (losses)	$0	3,184
Applicable income taxes	$133,000	2,525
Income before extraordinary items	$304,000	4,276
Extraordinary gains, net	$0	19
Net income	$304,000	4,275
Minority interest net income	$0	105
Net income of bank and minority interests.	$304,000	4,275
Net charge-offs	$6,000	6,008
Cash dividends	$190,000	2,367
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$304,000	4,141
2010-03-31 (YTD Data)		Rank
Total interest income	$1,524,000	4,455
Total interest expense	$704,000	3,050
Net interest income	$820,000	5,224
Provision for loan and lease losses	$6,000	6,295
Total noninterest income	$80,000	5,424
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	175
Additional Noninterest Income	$80,000	3,909
Total noninterest expense	$656,000	5,492
Salaries and employee benefits	$371,000	5,196
Premises and equipment expense	$123,000	4,408
Additional noninterest expense	$162,000	6,183
Pre-tax net operating income	$238,000	3,767
Securities gains (losses)	$0	2,284
Applicable income taxes	$75,000	2,410
Income before extraordinary items	$163,000	4,227
Extraordinary gains, net	$0	16
Net income	$163,000	4,228
Minority interest net income	$0	91
Net income of bank and minority interests.	$163,000	4,226
Net charge-offs	$0	5,610
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$163,000	4,128
2009-12-31 (YTD Data)		Rank
Total interest income	$5,933,000	4,657
Total interest expense	$3,079,000	3,348
Net interest income	$2,854,000	5,519
Provision for loan and lease losses	$495,000	4,562
Total noninterest income	$272,000	5,764
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	211
Additional Noninterest Income	$272,000	4,129
Total noninterest expense	$2,411,000	5,767
Salaries and employee benefits	$1,427,000	5,345
Premises and equipment expense	$387,000	5,075
Additional noninterest expense	$597,000	6,454
Pre-tax net operating income	$220,000	4,741
Securities gains (losses)	$23,000	2,986
Applicable income taxes	$53,000	3,234
Income before extraordinary items	$190,000	4,837
Extraordinary gains, net	$0	34
Net income	$190,000	4,839
Minority interest net income	$0	115
Net income of bank and minority interests.	$190,000	4,839
Net charge-offs	$477,000	3,859
Cash dividends	$492,000	2,589
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$172,060	4,837
2009-09-30 (YTD Data)		Rank
Total interest income	$4,452,000	4,705
Total interest expense	$2,357,000	3,431
Net interest income	$2,095,000	5,592
Provision for loan and lease losses	$477,000	3,872
Total noninterest income	$191,000	5,970
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	212
Additional Noninterest Income	$191,000	4,355
Total noninterest expense	$1,792,000	5,824
Salaries and employee benefits	$1,062,000	5,405
Premises and equipment expense	$290,000	5,128
Additional noninterest expense	$440,000	6,511
Pre-tax net operating income	$17,000	5,608
Securities gains (losses)	$23,000	2,682
Applicable income taxes	$-8,000	6,642
Income before extraordinary items	$48,000	5,571
Extraordinary gains, net	$0	27
Net income	$48,000	5,571
Minority interest net income	$0	118
Net income of bank and minority interests.	$48,000	5,571
Net charge-offs	$460,000	3,154
Cash dividends	$492,000	2,037
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$25,000	5,611
2009-06-30 (YTD Data)		Rank
Total interest income	$2,975,000	4,734
Total interest expense	$1,593,000	3,520
Net interest income	$1,382,000	5,617
Provision for loan and lease losses	$4,000	7,067
Total noninterest income	$109,000	6,264
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	193
Additional Noninterest Income	$109,000	4,644
Total noninterest expense	$1,193,000	5,866
Salaries and employee benefits	$702,000	5,486
Premises and equipment expense	$201,000	5,060
Additional noninterest expense	$290,000	6,568
Pre-tax net operating income	$294,000	4,166
Securities gains (losses)	$23,000	2,272
Applicable income taxes	$94,000	2,680
Income before extraordinary items	$223,000	4,406
Extraordinary gains, net	$0	21
Net income	$223,000	4,403
Minority interest net income	$0	112
Net income of bank and minority interests.	$223,000	4,403
Net charge-offs	$12,000	5,902
Cash dividends	$492,000	1,662
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$206,900	4,400
2009-03-31 (YTD Data)		Rank
Total interest income	$1,508,000	4,741
Total interest expense	$796,000	3,630
Net interest income	$712,000	5,543
Provision for loan and lease losses	$0	6,744
Total noninterest income	$43,000	6,571
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	171
Additional Noninterest Income	$43,000	5,090
Total noninterest expense	$601,000	5,805
Salaries and employee benefits	$358,000	5,478
Premises and equipment expense	$107,000	4,927
Additional noninterest expense	$136,000	6,542
Pre-tax net operating income	$154,000	4,464
Securities gains (losses)	$23,000	1,629
Applicable income taxes	$53,000	2,828
Income before extraordinary items	$124,000	4,645
Extraordinary gains, net	$0	15
Net income	$124,000	4,649
Minority interest net income	$0	102
Net income of bank and minority interests.	$124,000	4,648
Net charge-offs	$6,000	5,032
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$107,900	4,683
2008-12-31 (YTD Data)		Rank
Total interest income	$6,712,000	4,611
Total interest expense	$3,661,000	3,732
Net interest income	$3,051,000	5,371
Provision for loan and lease losses	$7,000	7,219
Total noninterest income	$185,000	6,599
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	154
Additional Noninterest Income	$185,000	4,964
Total noninterest expense	$2,249,000	5,911
Salaries and employee benefits	$1,359,000	5,621
Premises and equipment expense	$391,000	5,146
Additional noninterest expense	$499,000	6,624
Pre-tax net operating income	$980,000	3,796
Securities gains (losses)	$38,000	1,788
Applicable income taxes	$317,000	2,330
Income before extraordinary items	$701,000	3,945
Extraordinary gains, net	$0	39
Net income	$701,000	3,946
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,039
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$674,780	4,150
2008-09-30 (YTD Data)		Rank
Total interest income	$5,129,000	4,631
Total interest expense	$2,827,000	3,769
Net interest income	$2,302,000	5,398
Provision for loan and lease losses	$7,000	6,838
Total noninterest income	$130,000	6,792
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	148
Additional Noninterest Income	$130,000	5,192
Total noninterest expense	$1,683,000	5,910
Salaries and employee benefits	$1,019,000	5,629
Premises and equipment expense	$294,000	5,163
Additional noninterest expense	$370,000	6,643
Pre-tax net operating income	$742,000	4,236
Securities gains (losses)	$32,000	1,715
Applicable income taxes	$244,000	2,694
Income before extraordinary items	$530,000	4,337
Extraordinary gains, net	$0	31
Net income	$530,000	4,335
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,534
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$508,240	4,558
2008-06-30 (YTD Data)		Rank
Total interest income	$3,441,000	4,679
Total interest expense	$1,934,000	3,828
Net interest income	$1,507,000	5,460
Provision for loan and lease losses	$0	6,671
Total noninterest income	$83,000	6,900
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	149
Additional Noninterest Income	$83,000	5,358
Total noninterest expense	$1,131,000	5,936
Salaries and employee benefits	$685,000	5,651
Premises and equipment expense	$200,000	5,145
Additional noninterest expense	$246,000	6,683
Pre-tax net operating income	$459,000	4,523
Securities gains (losses)	$20,000	2,041
Applicable income taxes	$150,000	3,014
Income before extraordinary items	$329,000	4,853
Extraordinary gains, net	$0	21
Net income	$329,000	4,855
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,998
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$315,200	4,858
2008-03-31 (YTD Data)		Rank
Total interest income	$1,817,000	4,596
Total interest expense	$1,013,000	3,880
Net interest income	$804,000	5,300
Provision for loan and lease losses	$0	6,080
Total noninterest income	$42,000	6,902
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	158
Additional Noninterest Income	$42,000	5,361
Total noninterest expense	$568,000	5,961
Salaries and employee benefits	$342,000	5,711
Premises and equipment expense	$106,000	4,999
Additional noninterest expense	$120,000	6,721
Pre-tax net operating income	$278,000	4,323
Securities gains (losses)	$7,000	2,110
Applicable income taxes	$90,000	2,924
Income before extraordinary items	$195,000	4,709
Extraordinary gains, net	$0	15
Net income	$195,000	4,712
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$190,240	4,652
2007-12-31 (YTD Data)		Rank
Total interest income	$7,379,000	4,601
Total interest expense	$4,441,000	3,750
Net interest income	$2,938,000	5,559
Provision for loan and lease losses	$0	6,851
Total noninterest income	$188,000	6,828
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	178
Additional Noninterest Income	$188,000	5,191
Total noninterest expense	$2,176,000	5,988
Salaries and employee benefits	$1,306,000	5,736
Premises and equipment expense	$388,000	5,120
Additional noninterest expense	$482,000	6,666
Pre-tax net operating income	$950,000	4,839
Securities gains (losses)	$9,000	1,380
Applicable income taxes	$299,000	3,385
Income before extraordinary items	$660,000	5,169
Extraordinary gains, net	$0	39
Net income	$660,000	5,171
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,600
Cash dividends	$630,000	3,357
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$653,790	5,175
2007-09-30 (YTD Data)		Rank
Total interest income	$5,533,000	4,607
Total interest expense	$3,332,000	3,754
Net interest income	$2,201,000	5,595
Provision for loan and lease losses	$0	6,528
Total noninterest income	$146,000	6,825
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	184
Additional Noninterest Income	$146,000	5,142
Total noninterest expense	$1,611,000	6,004
Salaries and employee benefits	$958,000	5,774
Premises and equipment expense	$292,000	5,092
Additional noninterest expense	$361,000	6,654
Pre-tax net operating income	$736,000	5,024
Securities gains (losses)	$6,000	1,140
Applicable income taxes	$232,000	3,526
Income before extraordinary items	$510,000	5,339
Extraordinary gains, net	$0	33
Net income	$510,000	5,338
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,076
Cash dividends	$630,000	2,611
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$505,860	5,345
2007-06-30 (YTD Data)		Rank
Total interest income	$3,690,000	4,621
Total interest expense	$2,209,000	3,757
Net interest income	$1,481,000	5,592
Provision for loan and lease losses	$0	6,209
Total noninterest income	$98,000	6,870
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	168
Additional Noninterest Income	$98,000	5,155
Total noninterest expense	$1,031,000	6,161
Salaries and employee benefits	$587,000	6,083
Premises and equipment expense	$204,000	4,975
Additional noninterest expense	$240,000	6,691
Pre-tax net operating income	$548,000	4,868
Securities gains (losses)	$6,000	974
Applicable income taxes	$175,000	3,438
Income before extraordinary items	$379,000	5,183
Extraordinary gains, net	$0	29
Net income	$379,000	5,184
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,517
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$374,920	5,204
2007-03-31 (YTD Data)		Rank
Total interest income	$1,841,000	4,638
Total interest expense	$1,105,000	3,749
Net interest income	$736,000	5,634
Provision for loan and lease losses	$0	5,779
Total noninterest income	$52,000	6,764
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	195
Additional Noninterest Income	$52,000	5,033
Total noninterest expense	$566,000	5,937
Salaries and employee benefits	$348,000	5,605
Premises and equipment expense	$100,000	5,048
Additional noninterest expense	$118,000	6,739
Pre-tax net operating income	$222,000	5,289
Securities gains (losses)	$5,000	805
Applicable income taxes	$77,000	3,631
Income before extraordinary items	$150,000	5,649
Extraordinary gains, net	$0	22
Net income	$150,000	5,648
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$146,700	5,680
2006-12-31 (YTD Data)		Rank
Total interest income	$7,213,000	4,486
Total interest expense	$4,065,000	3,560
Net interest income	$3,148,000	5,375
Provision for loan and lease losses	$0	6,850
Total noninterest income	$203,000	6,902
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	130
Additional Noninterest Income	$203,000	5,102
Total noninterest expense	$2,190,000	5,892
Salaries and employee benefits	$1,382,000	5,449
Premises and equipment expense	$347,000	5,352
Additional noninterest expense	$461,000	6,728
Pre-tax net operating income	$1,161,000	4,853
Securities gains (losses)	$4,000	1,309
Applicable income taxes	$368,000	3,544
Income before extraordinary items	$797,000	5,223
Extraordinary gains, net	$0	51
Net income	$797,000	5,226
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,377
Cash dividends	$1,037,000	2,492
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$794,280	5,230
2006-09-30 (YTD Data)		Rank
Total interest income	$5,372,000	4,491
Total interest expense	$2,953,000	3,550
Net interest income	$2,419,000	5,355
Provision for loan and lease losses	$0	6,685
Total noninterest income	$152,000	6,936
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	126
Additional Noninterest Income	$152,000	5,098
Total noninterest expense	$1,635,000	5,896
Salaries and employee benefits	$1,031,000	5,449
Premises and equipment expense	$261,000	5,339
Additional noninterest expense	$343,000	6,761
Pre-tax net operating income	$936,000	4,868
Securities gains (losses)	$1,000	1,261
Applicable income taxes	$297,000	3,587
Income before extraordinary items	$640,000	5,208
Extraordinary gains, net	$0	45
Net income	$640,000	5,212
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,858
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$639,320	5,207
2006-06-30 (YTD Data)		Rank
Total interest income	$3,563,000	4,461
Total interest expense	$1,906,000	3,518
Net interest income	$1,657,000	5,302
Provision for loan and lease losses	$0	6,419
Total noninterest income	$99,000	7,003
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	126
Additional Noninterest Income	$99,000	5,149
Total noninterest expense	$1,079,000	5,934
Salaries and employee benefits	$681,000	5,521
Premises and equipment expense	$169,000	5,442
Additional noninterest expense	$229,000	6,806
Pre-tax net operating income	$677,000	4,707
Securities gains (losses)	$1,000	1,053
Applicable income taxes	$216,000	3,515
Income before extraordinary items	$462,000	5,077
Extraordinary gains, net	$0	39
Net income	$462,000	5,081
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$461,320	5,064
2006-03-31 (YTD Data)		Rank
Total interest income	$1,784,000	4,400
Total interest expense	$938,000	3,422
Net interest income	$846,000	5,242
Provision for loan and lease losses	$0	6,013
Total noninterest income	$50,000	6,943
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	115
Additional Noninterest Income	$50,000	5,119
Total noninterest expense	$542,000	5,939
Salaries and employee benefits	$331,000	5,637
Premises and equipment expense	$93,000	5,175
Additional noninterest expense	$118,000	6,671
Pre-tax net operating income	$354,000	4,562
Securities gains (losses)	$0	955
Applicable income taxes	$112,000	3,441
Income before extraordinary items	$242,000	4,923
Extraordinary gains, net	$0	21
Net income	$242,000	4,923
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$242,000	4,902
2005-12-31 (YTD Data)		Rank
Total interest income	$7,173,000	4,073
Total interest expense	$3,772,000	2,777
Net interest income	$3,401,000	5,106
Provision for loan and lease losses	$51,000	5,720
Total noninterest income	$360,000	5,951
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	138
Additional Noninterest Income	$360,000	3,959
Total noninterest expense	$2,185,000	5,799
Salaries and employee benefits	$1,363,000	5,376
Premises and equipment expense	$353,000	5,256
Additional noninterest expense	$469,000	6,745
Pre-tax net operating income	$1,525,000	4,331
Securities gains (losses)	$39,000	1,012
Applicable income taxes	$507,000	3,346
Income before extraordinary items	$1,057,000	4,680
Extraordinary gains, net	$0	46
Net income	$1,057,000	4,681
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,618
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,030,480	4,726
2005-09-30 (YTD Data)		Rank
Total interest income	$5,383,000	4,025
Total interest expense	$2,835,000	2,653
Net interest income	$2,548,000	5,117
Provision for loan and lease losses	$51,000	5,162
Total noninterest income	$295,000	5,799
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	126
Additional Noninterest Income	$295,000	3,833
Total noninterest expense	$1,671,000	5,706
Salaries and employee benefits	$1,050,000	5,264
Premises and equipment expense	$264,000	5,247
Additional noninterest expense	$357,000	6,683
Pre-tax net operating income	$1,121,000	4,494
Securities gains (losses)	$33,000	1,024
Applicable income taxes	$373,000	3,435
Income before extraordinary items	$781,000	4,818
Extraordinary gains, net	$0	35
Net income	$781,000	4,820
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,144
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$758,560	4,855
2005-06-30 (YTD Data)		Rank
Total interest income	$3,576,000	3,980
Total interest expense	$1,898,000	2,518
Net interest income	$1,678,000	5,160
Provision for loan and lease losses	$51,000	4,505
Total noninterest income	$241,000	5,306
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	116
Additional Noninterest Income	$241,000	3,431
Total noninterest expense	$1,175,000	5,534
Salaries and employee benefits	$760,000	4,971
Premises and equipment expense	$174,000	5,280
Additional noninterest expense	$241,000	6,641
Pre-tax net operating income	$693,000	4,651
Securities gains (losses)	$16,000	1,180
Applicable income taxes	$228,000	3,564
Income before extraordinary items	$481,000	4,980
Extraordinary gains, net	$0	30
Net income	$481,000	4,982
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,660
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$470,120	4,986
2005-03-31 (YTD Data)		Rank
Total interest income	$1,782,000	3,951
Total interest expense	$986,000	2,369
Net interest income	$796,000	5,338
Provision for loan and lease losses	$51,000	3,150
Total noninterest income	$196,000	4,019
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	115
Additional Noninterest Income	$196,000	2,504
Total noninterest expense	$675,000	5,127
Salaries and employee benefits	$457,000	4,390
Premises and equipment expense	$94,000	5,079
Additional noninterest expense	$124,000	6,570
Pre-tax net operating income	$266,000	5,298
Securities gains (losses)	$12,000	950
Applicable income taxes	$65,000	4,405
Income before extraordinary items	$213,000	5,263
Extraordinary gains, net	$0	24
Net income	$213,000	5,264
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$203,760	5,354
2004-12-31 (YTD Data)		Rank
Total interest income	$7,450,000	3,618
Total interest expense	$4,291,000	1,897
Net interest income	$3,159,000	5,263
Provision for loan and lease losses	$0	7,314
Total noninterest income	$161,000	7,498
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	138
Additional Noninterest Income	$161,000	5,547
Total noninterest expense	$1,863,000	6,255
Salaries and employee benefits	$1,208,000	5,674
Premises and equipment expense	$302,000	5,661
Additional noninterest expense	$353,000	7,389
Pre-tax net operating income	$1,457,000	4,315
Securities gains (losses)	$15,000	2,589
Applicable income taxes	$479,000	3,416
Income before extraordinary items	$993,000	4,727
Extraordinary gains, net	$0	34
Net income	$993,000	4,728
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,973
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$982,950	4,671
2004-09-30 (YTD Data)		Rank
Total interest income	$5,636,000	3,565
Total interest expense	$3,233,000	1,853
Net interest income	$2,403,000	5,193
Provision for loan and lease losses	$0	7,100
Total noninterest income	$116,000	7,607
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	134
Additional Noninterest Income	$116,000	5,640
Total noninterest expense	$1,379,000	6,250
Salaries and employee benefits	$892,000	5,681
Premises and equipment expense	$226,000	5,632
Additional noninterest expense	$261,000	7,402
Pre-tax net operating income	$1,140,000	4,289
Securities gains (losses)	$11,000	2,659
Applicable income taxes	$377,000	3,410
Income before extraordinary items	$774,000	4,710
Extraordinary gains, net	$0	26
Net income	$774,000	4,710
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,496
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$766,630	4,645
2004-06-30 (YTD Data)		Rank
Total interest income	$3,796,000	3,517
Total interest expense	$2,159,000	1,837
Net interest income	$1,637,000	5,118
Provision for loan and lease losses	$0	6,885
Total noninterest income	$60,000	7,965
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	130
Additional Noninterest Income	$60,000	6,128
Total noninterest expense	$921,000	6,283
Salaries and employee benefits	$593,000	5,730
Premises and equipment expense	$155,000	5,567
Additional noninterest expense	$173,000	7,454
Pre-tax net operating income	$776,000	4,193
Securities gains (losses)	$4,000	2,826
Applicable income taxes	$257,000	3,344
Income before extraordinary items	$523,000	4,624
Extraordinary gains, net	$0	21
Net income	$523,000	4,625
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,017
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$520,320	4,547
2004-03-31 (YTD Data)		Rank
Total interest income	$1,936,000	3,472
Total interest expense	$1,093,000	1,832
Net interest income	$843,000	5,019
Provision for loan and lease losses	$0	6,501
Total noninterest income	$22,000	8,321
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	121
Additional Noninterest Income	$22,000	6,653
Total noninterest expense	$464,000	6,300
Salaries and employee benefits	$305,000	5,690
Premises and equipment expense	$76,000	5,660
Additional noninterest expense	$83,000	7,555
Pre-tax net operating income	$401,000	4,075
Securities gains (losses)	$0	2,934
Applicable income taxes	$136,000	3,265
Income before extraordinary items	$265,000	4,601
Extraordinary gains, net	$0	16
Net income	$265,000	4,601
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$265,000	4,473
2003-12-31 (YTD Data)		Rank
Total interest income	$7,938,000	3,468
Total interest expense	$4,746,000	1,890
Net interest income	$3,192,000	5,108
Provision for loan and lease losses	$0	7,651
Total noninterest income	$206,000	7,303
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	160
Additional Noninterest Income	$206,000	5,220
Total noninterest expense	$1,647,000	6,615
Salaries and employee benefits	$1,026,000	6,175
Premises and equipment expense	$283,000	5,834
Additional noninterest expense	$338,000	7,521
Pre-tax net operating income	$1,751,000	3,709
Securities gains (losses)	$0	4,500
Applicable income taxes	$597,000	3,073
Income before extraordinary items	$1,154,000	4,239
Extraordinary gains, net	$0	54
Net income	$1,154,000	4,240
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,416
Cash dividends	$2,640,000	1,115
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,154,000	4,075
2003-09-30 (YTD Data)		Rank
Total interest income	$6,034,000	3,480
Total interest expense	$3,599,000	1,941
Net interest income	$2,435,000	5,060
Provision for loan and lease losses	$0	7,481
Total noninterest income	$154,000	7,351
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	153
Additional Noninterest Income	$154,000	5,292
Total noninterest expense	$1,200,000	6,704
Salaries and employee benefits	$735,000	6,318
Premises and equipment expense	$214,000	5,799
Additional noninterest expense	$251,000	7,548
Pre-tax net operating income	$1,389,000	3,686
Securities gains (losses)	$0	4,204
Applicable income taxes	$473,000	3,126
Income before extraordinary items	$916,000	4,238
Extraordinary gains, net	$0	40
Net income	$916,000	4,239
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,967
Cash dividends	$2,640,000	810
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$916,000	4,057
2003-06-30 (YTD Data)		Rank
Total interest income	$4,100,000	3,443
Total interest expense	$2,418,000	1,985
Net interest income	$1,682,000	4,932
Provision for loan and lease losses	$0	7,324
Total noninterest income	$104,000	7,327
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	150
Additional Noninterest Income	$104,000	5,264
Total noninterest expense	$804,000	6,692
Salaries and employee benefits	$480,000	6,405
Premises and equipment expense	$148,000	5,696
Additional noninterest expense	$176,000	7,450
Pre-tax net operating income	$982,000	3,577
Securities gains (losses)	$0	3,782
Applicable income taxes	$334,000	3,042
Income before extraordinary items	$648,000	4,075
Extraordinary gains, net	$0	30
Net income	$648,000	4,074
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,535
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$648,000	3,890
2003-03-31 (YTD Data)		Rank
Total interest income	$2,068,000	3,429
Total interest expense	$1,225,000	2,011
Net interest income	$843,000	4,905
Provision for loan and lease losses	$0	6,934
Total noninterest income	$50,000	7,354
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	134
Additional Noninterest Income	$50,000	5,268
Total noninterest expense	$420,000	6,563
Salaries and employee benefits	$243,000	6,363
Premises and equipment expense	$81,000	5,408
Additional noninterest expense	$96,000	7,250
Pre-tax net operating income	$473,000	3,631
Securities gains (losses)	$0	2,891
Applicable income taxes	$161,000	3,103
Income before extraordinary items	$312,000	4,123
Extraordinary gains, net	$0	21
Net income	$312,000	4,121
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$312,000	3,933
2002-12-31 (YTD Data)		Rank
Total interest income	$9,117,000	3,265
Total interest expense	$5,529,000	2,040
Net interest income	$3,588,000	4,690
Provision for loan and lease losses	$0	8,089
Total noninterest income	$242,000	6,928
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	153
Additional Noninterest Income	$242,000	4,667
Total noninterest expense	$1,612,000	6,627
Salaries and employee benefits	$973,000	6,247
Premises and equipment expense	$293,000	5,667
Additional noninterest expense	$346,000	7,499
Pre-tax net operating income	$2,218,000	3,185
Securities gains (losses)	$0	4,537
Applicable income taxes	$755,000	2,697
Income before extraordinary items	$1,463,000	3,567
Extraordinary gains, net	$0	70
Net income	$1,463,000	3,566
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,632
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,463,000	3,466
2001-12-31 (YTD Data)		Rank
Total interest income	$10,583,000	3,158
Total interest expense	$6,886,000	2,322
Net interest income	$3,697,000	4,392
Provision for loan and lease losses	$0	8,228
Total noninterest income	$300,000	6,428
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	177
Additional Noninterest Income	$300,000	4,124
Total noninterest expense	$1,630,000	6,510
Salaries and employee benefits	$982,000	6,051
Premises and equipment expense	$297,000	5,549
Additional noninterest expense	$351,000	7,506
Pre-tax net operating income	$2,367,000	2,789
Securities gains (losses)	$0	4,612
Applicable income taxes	$809,000	2,405
Income before extraordinary items	$1,558,000	3,134
Extraordinary gains, net	$0	105
Net income	$1,558,000	3,138
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,777
Cash dividends	$3,170,000	876
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,558,000	3,038
2000-12-31 (YTD Data)		Rank
Total interest income	$10,427,000	3,287
Total interest expense	$6,527,000	2,560
Net interest income	$3,900,000	4,268
Provision for loan and lease losses	$1,000	8,301
Total noninterest income	$308,000	6,235
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	180
Additional Noninterest Income	$308,000	3,858
Total noninterest expense	$1,607,000	6,469
Salaries and employee benefits	$961,000	6,079
Premises and equipment expense	$295,000	5,479
Additional noninterest expense	$351,000	7,549
Pre-tax net operating income	$2,600,000	2,679
Securities gains (losses)	$0	1,956
Applicable income taxes	$892,000	2,332
Income before extraordinary items	$1,708,000	2,923
Extraordinary gains, net	$0	38
Net income	$1,708,000	2,921
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,622
Cash dividends	$5,450,000	584
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,708,000	2,909
1999-12-31 (YTD Data)		Rank
Total interest income	$9,634,000	3,330
Total interest expense	$5,683,000	2,594
Net interest income	$3,951,000	4,221
Provision for loan and lease losses	$0	8,503
Total noninterest income	$262,000	6,816
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	173
Additional Noninterest Income	$262,000	4,338
Total noninterest expense	$1,591,000	6,550
Salaries and employee benefits	$917,000	6,229
Premises and equipment expense	$304,000	5,425
Additional noninterest expense	$370,000	7,541
Pre-tax net operating income	$2,622,000	2,696
Securities gains (losses)	$0	3,155
Applicable income taxes	$927,000	2,331
Income before extraordinary items	$1,695,000	2,944
Extraordinary gains, net	$0	35
Net income	$1,695,000	2,945
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,897
Cash dividends	$3,400,000	882
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,695,000	2,914
1998-12-31 (YTD Data)		Rank
Total interest income	$9,658,000	3,339
Total interest expense	$5,621,000	2,694
Net interest income	$4,037,000	4,090
Provision for loan and lease losses	$0	8,652
Total noninterest income	$276,000	6,703
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	224
Additional Noninterest Income	$276,000	4,198
Total noninterest expense	$1,578,000	6,477
Salaries and employee benefits	$879,000	6,309
Premises and equipment expense	$314,000	5,245
Additional noninterest expense	$385,000	7,347
Pre-tax net operating income	$2,735,000	2,582
Securities gains (losses)	$0	4,449
Applicable income taxes	$850,000	2,596
Income before extraordinary items	$1,885,000	2,697
Extraordinary gains, net	$0	32
Net income	$1,885,000	2,698
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,132
Cash dividends	$3,821,000	814
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,885,000	2,617
1997-12-31 (YTD Data)		Rank
Total interest income	$9,442,000	3,420
Total interest expense	$5,117,000	2,917
Net interest income	$4,325,000	3,950
Provision for loan and lease losses	$0	8,829
Total noninterest income	$248,000	7,239
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	239
Additional Noninterest Income	$248,000	4,384
Total noninterest expense	$1,858,000	5,947
Salaries and employee benefits	$1,157,000	5,254
Premises and equipment expense	$307,000	5,388
Additional noninterest expense	$394,000	7,407
Pre-tax net operating income	$2,715,000	2,719
Securities gains (losses)	$0	3,944
Applicable income taxes	$863,000	2,758
Income before extraordinary items	$1,852,000	2,764
Extraordinary gains, net	$0	44
Net income	$1,852,000	2,763
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,513
Cash dividends	$10,159,000	359
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,852,000	2,713
1996-12-31 (YTD Data)		Rank
Total interest income	$9,318,000	3,500
Total interest expense	$5,082,000	2,955
Net interest income	$4,236,000	4,100
Provision for loan and lease losses	$11,000	8,496
Total noninterest income	$126,000	9,423
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	262
Additional Noninterest Income	$126,000	6,462
Total noninterest expense	$3,050,000	4,256
Salaries and employee benefits	$1,604,000	4,058
Premises and equipment expense	$317,000	5,368
Additional noninterest expense	$1,129,000	3,976
Pre-tax net operating income	$1,301,000	4,827
Securities gains (losses)	$5,000	2,986
Applicable income taxes	$463,000	4,408
Income before extraordinary items	$843,000	5,102
Extraordinary gains, net	$0	53
Net income	$843,000	5,102
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,805
Cash dividends	$3,000,000	948
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$839,750	5,062
1995-12-31 (YTD Data)		Rank
Total interest income	$8,857,000	3,670
Total interest expense	$4,854,000	3,102
Net interest income	$4,003,000	4,309
Provision for loan and lease losses	$12,000	8,132
Total noninterest income	$122,000	9,820
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	522
Additional Noninterest Income	$122,000	6,598
Total noninterest expense	$2,201,000	5,558
Salaries and employee benefits	$1,265,000	4,983
Premises and equipment expense	$319,000	5,376
Additional noninterest expense	$617,000	6,425
Pre-tax net operating income	$1,912,000	3,636
Securities gains (losses)	$0	3,831
Applicable income taxes	$592,000	3,695
Income before extraordinary items	$1,320,000	3,629
Extraordinary gains, net	$0	65
Net income	$1,320,000	3,626
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,856
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	NA	NA
Net operating income	$1,320,000	3,608
1994-12-31 (YTD Data)		Rank
Total interest income	$7,459,000	3,983
Total interest expense	$3,831,000	3,196
Net interest income	$3,628,000	4,781
Provision for loan and lease losses	$12,000	8,270
Total noninterest income	$108,000	10,558
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	475
Additional Noninterest Income	$108,000	7,272
Total noninterest expense	$2,044,000	6,089
Salaries and employee benefits	$1,125,000	5,547
Premises and equipment expense	$292,000	5,835
Additional noninterest expense	$627,000	6,837
Pre-tax net operating income	$1,680,000	3,996
Securities gains (losses)	$0	3,600
Applicable income taxes	$630,000	3,361
Income before extraordinary items	$1,050,000	4,350
Extraordinary gains, net	$0	249
Net income	$1,050,000	4,350
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,921
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,050,000	4,414
1993-12-31 (YTD Data)		Rank
Total interest income	$7,644,000	3,983
Total interest expense	$3,825,000	3,295
Net interest income	$3,819,000	4,591
Provision for loan and lease losses	$12,000	9,545
Total noninterest income	$103,000	11,256
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	532
Additional Noninterest Income	$103,000	7,775
Total noninterest expense	$1,949,000	6,470
Salaries and employee benefits	$1,040,000	5,931
Premises and equipment expense	$175,000	8,253
Additional noninterest expense	$734,000	6,337
Pre-tax net operating income	$1,961,000	3,368
Securities gains (losses)	$0	7,477
Applicable income taxes	$651,000	3,345
Income before extraordinary items	$1,310,000	3,681
Extraordinary gains, net	$0	3,149
Net income	$1,310,000	3,795
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	9,922
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,310,000	3,492
1992-12-31 (YTD Data)		Rank
Total interest income	$8,424,000	4,105
Total interest expense	$4,642,000	3,535
Net interest income	$3,782,000	4,682
Provision for loan and lease losses	$47,000	9,237
Total noninterest income	$84,000	12,175
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	504
Additional Noninterest Income	$84,000	8,687
Total noninterest expense	$1,867,000	6,749
Salaries and employee benefits	$914,000	6,538
Premises and equipment expense	$198,000	7,887
Additional noninterest expense	$755,000	6,386
Pre-tax net operating income	$1,952,000	3,168
Securities gains (losses)	$0	8,369
Applicable income taxes	$687,000	3,031
Income before extraordinary items	$1,265,000	3,633
Extraordinary gains, net	$0	1,422
Net income	$1,265,000	3,676
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	10,474
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,265,000	3,362

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.