Home > First Federal Savings Bank of Kentucky > Income and Expense
First Federal Savings Bank of Kentucky, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,553,000 | 6,252 |
| Total interest expense | $2,354,000 | 5,058 |
| Net interest income | $2,199,000 | 7,188 |
| Provision for loan and lease losses | $15,000 | 9,365 |
| Total noninterest income | $200,000 | 9,227 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $53,000 | 321 |
| Additional Noninterest Income | $147,000 | 6,629 |
| Total noninterest expense | $1,537,000 | 7,704 |
| Salaries and employee benefits | $595,000 | 8,840 |
| Premises and equipment expense | $292,000 | 5,990 |
| Additional noninterest expense | $650,000 | 6,943 |
| Pre-tax net operating income | $847,000 | 6,588 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $347,000 | 5,537 |
| Income before extraordinary items | $503,000 | 7,526 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $503,000 | 7,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 6,513 |
| Cash dividends | $207,000 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $4,002,000 | 233 |
| Net operating income | $501,080 | 7,294 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,156,000 | 6,235 |
| Total interest expense | $3,279,000 | 4,808 |
| Net interest income | $1,877,000 | 8,115 |
| Provision for loan and lease losses | $591,000 | 2,666 |
| Total noninterest income | $127,000 | 11,002 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $127,000 | 7,254 |
| Total noninterest expense | $1,795,000 | 6,960 |
| Salaries and employee benefits | $625,000 | 8,595 |
| Premises and equipment expense | $413,000 | 4,686 |
| Additional noninterest expense | $757,000 | 6,372 |
| Pre-tax net operating income | $-382,000 | 13,227 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $215,000 | 7,283 |
| Income before extraordinary items | $-595,000 | 13,414 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-595,000 | 13,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 7,201 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-597,000 | 13,322 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.