First Federal Savings Bank of Kane, Income and Expense

1995-12-31 (YTD Data)Rank
Total interest income$3,426,0007,651
Total interest expense$1,858,0006,763
Net interest income$1,568,0008,343
Provision for loan and lease losses$08,958
Total noninterest income$85,00010,621
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$85,0007,757
Total noninterest expense$1,550,0007,116
Salaries and employee benefits$697,0007,728
Premises and equipment expense$306,0005,546
Additional noninterest expense$547,0006,894
Pre-tax net operating income$103,00011,066
Securities gains (losses)$03,831
Applicable income taxes$9,00010,947
Income before extraordinary items$94,00010,986
Extraordinary gains, net$065
Net income$94,00010,986
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-36,00011,314
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$94,00010,957
1994-12-31 (YTD Data)Rank
Total interest income$3,172,0007,795
Total interest expense$1,682,0006,385
Net interest income$1,490,0008,918
Provision for loan and lease losses$09,146
Total noninterest income$193,0008,852
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$193,0005,389
Total noninterest expense$1,420,0007,852
Salaries and employee benefits$627,0008,426
Premises and equipment expense$300,0005,716
Additional noninterest expense$493,0007,914
Pre-tax net operating income$263,00010,391
Securities gains (losses)$2,0003,070
Applicable income taxes$-61,00012,239
Income before extraordinary items$326,0008,864
Extraordinary gains, net$0249
Net income$326,0008,867
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$134,0003,175
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$7,0001,105
Net operating income$324,0008,935
1993-12-31 (YTD Data)Rank
Total interest income$3,056,0008,237
Total interest expense$1,898,0006,094
Net interest income$1,158,00010,204
Provision for loan and lease losses$010,371
Total noninterest income$156,00010,093
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$156,0006,427
Total noninterest expense$1,462,0007,953
Salaries and employee benefits$544,0009,277
Premises and equipment expense$298,0005,887
Additional noninterest expense$620,0007,166
Pre-tax net operating income$-148,00012,646
Securities gains (losses)$83,0002,753
Applicable income taxes$-76,00012,921
Income before extraordinary items$11,00012,472
Extraordinary gains, net$03,149
Net income$11,00012,495
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0005,605
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$1,730,000379
Net operating income$-42,12012,497
1992-12-31 (YTD Data)Rank
Total interest income$3,968,0007,551
Total interest expense$2,762,0005,525
Net interest income$1,206,00010,308
Provision for loan and lease losses$-89,00013,689
Total noninterest income$262,0008,303
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$262,0004,818
Total noninterest expense$1,402,0008,284
Salaries and employee benefits$572,0009,068
Premises and equipment expense$315,0005,769
Additional noninterest expense$515,0008,307
Pre-tax net operating income$155,00011,482
Securities gains (losses)$59,0003,858
Applicable income taxes$-44,00013,492
Income before extraordinary items$258,0009,813
Extraordinary gains, net$01,422
Net income$258,0009,959
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0009,274
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$199,00010,273

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.