Home > First Federal Savings Bank of Ironton > Income and Expense
First Federal Savings Bank of Ironton, Income and Expense
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,080,000 | 5,509 |
| Total interest expense | $473,000 | 4,519 |
| Net interest income | $607,000 | 6,030 |
| Provision for loan and lease losses | $50,000 | 3,651 |
| Total noninterest income | $74,000 | 6,601 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $74,000 | 4,499 |
| Total noninterest expense | $484,000 | 6,106 |
| Salaries and employee benefits | $241,000 | 6,396 |
| Premises and equipment expense | $75,000 | 5,636 |
| Additional noninterest expense | $168,000 | 5,579 |
| Pre-tax net operating income | $147,000 | 6,506 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $52,000 | 5,042 |
| Income before extraordinary items | $95,000 | 6,996 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $95,000 | 6,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 2,406 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $95,000 | 6,838 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,473,000 | 5,548 |
| Total interest expense | $2,175,000 | 4,541 |
| Net interest income | $2,298,000 | 6,181 |
| Provision for loan and lease losses | $82,000 | 6,044 |
| Total noninterest income | $189,000 | 7,430 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $189,000 | 5,140 |
| Total noninterest expense | $1,514,000 | 6,809 |
| Salaries and employee benefits | $800,000 | 6,879 |
| Premises and equipment expense | $235,000 | 6,327 |
| Additional noninterest expense | $479,000 | 6,629 |
| Pre-tax net operating income | $891,000 | 5,514 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $291,000 | 4,503 |
| Income before extraordinary items | $600,000 | 5,961 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $600,000 | 5,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,409 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $600,000 | 5,821 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,915,000 | 5,675 |
| Total interest expense | $3,064,000 | 4,644 |
| Net interest income | $1,851,000 | 6,705 |
| Provision for loan and lease losses | $62,000 | 6,322 |
| Total noninterest income | $166,000 | 7,676 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $166,000 | 5,316 |
| Total noninterest expense | $1,364,000 | 7,087 |
| Salaries and employee benefits | $694,000 | 7,229 |
| Premises and equipment expense | $214,000 | 6,589 |
| Additional noninterest expense | $456,000 | 6,748 |
| Pre-tax net operating income | $591,000 | 6,196 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $185,000 | 5,152 |
| Income before extraordinary items | $406,000 | 6,544 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $406,000 | 6,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 4,035 |
| Cash dividends | $1,000,000 | 2,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $406,000 | 6,418 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,808,000 | 5,885 |
| Total interest expense | $3,009,000 | 4,915 |
| Net interest income | $1,799,000 | 6,926 |
| Provision for loan and lease losses | $27,000 | 7,347 |
| Total noninterest income | $164,000 | 7,698 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $164,000 | 5,264 |
| Total noninterest expense | $1,318,000 | 7,198 |
| Salaries and employee benefits | $671,000 | 7,331 |
| Premises and equipment expense | $206,000 | 6,674 |
| Additional noninterest expense | $441,000 | 6,839 |
| Pre-tax net operating income | $618,000 | 6,514 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $186,000 | 5,536 |
| Income before extraordinary items | $432,000 | 6,670 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $432,000 | 6,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,771 |
| Cash dividends | $1,000,000 | 2,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $432,000 | 6,682 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,342,000 | 6,065 |
| Total interest expense | $2,661,000 | 5,025 |
| Net interest income | $1,681,000 | 7,223 |
| Provision for loan and lease losses | $17,000 | 7,804 |
| Total noninterest income | $143,000 | 8,193 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $143,000 | 5,714 |
| Total noninterest expense | $1,290,000 | 7,331 |
| Salaries and employee benefits | $629,000 | 7,597 |
| Premises and equipment expense | $198,000 | 6,846 |
| Additional noninterest expense | $463,000 | 6,796 |
| Pre-tax net operating income | $517,000 | 7,071 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $144,000 | 6,358 |
| Income before extraordinary items | $373,000 | 7,139 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $373,000 | 7,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,395 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $373,000 | 7,114 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,181,000 | 6,318 |
| Total interest expense | $2,650,000 | 5,166 |
| Net interest income | $1,531,000 | 7,618 |
| Provision for loan and lease losses | $18,000 | 7,833 |
| Total noninterest income | $163,000 | 8,045 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $163,000 | 5,471 |
| Total noninterest expense | $1,280,000 | 7,314 |
| Salaries and employee benefits | $643,000 | 7,512 |
| Premises and equipment expense | $199,000 | 6,731 |
| Additional noninterest expense | $438,000 | 6,905 |
| Pre-tax net operating income | $396,000 | 7,901 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $117,000 | 7,286 |
| Income before extraordinary items | $279,000 | 8,047 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $279,000 | 8,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,250 |
| Cash dividends | $750,000 | 2,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $279,000 | 7,973 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,990,000 | 6,673 |
| Total interest expense | $2,499,000 | 5,416 |
| Net interest income | $1,491,000 | 8,001 |
| Provision for loan and lease losses | $9,000 | 8,470 |
| Total noninterest income | $82,000 | 9,723 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $82,000 | 7,323 |
| Total noninterest expense | $1,149,000 | 7,852 |
| Salaries and employee benefits | $568,000 | 8,133 |
| Premises and equipment expense | $172,000 | 7,344 |
| Additional noninterest expense | $409,000 | 7,266 |
| Pre-tax net operating income | $415,000 | 8,361 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $115,000 | 8,169 |
| Income before extraordinary items | $299,000 | 8,383 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $299,000 | 8,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,272 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $299,720 | 8,337 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,846,000 | 7,009 |
| Total interest expense | $2,325,000 | 5,801 |
| Net interest income | $1,521,000 | 8,221 |
| Provision for loan and lease losses | $13,000 | 8,331 |
| Total noninterest income | $83,000 | 10,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $83,000 | 7,649 |
| Total noninterest expense | $1,306,000 | 7,647 |
| Salaries and employee benefits | $468,000 | 9,121 |
| Premises and equipment expense | $153,000 | 7,986 |
| Additional noninterest expense | $685,000 | 5,822 |
| Pre-tax net operating income | $285,000 | 9,233 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $66,000 | 9,389 |
| Income before extraordinary items | $219,000 | 9,123 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $219,000 | 9,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,019 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $6,288,000 | 104 |
| Net operating income | $219,000 | 9,066 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,542,000 | 7,498 |
| Total interest expense | $2,162,000 | 6,155 |
| Net interest income | $1,380,000 | 8,842 |
| Provision for loan and lease losses | $20,000 | 7,637 |
| Total noninterest income | $66,000 | 11,042 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $66,000 | 8,506 |
| Total noninterest expense | $960,000 | 9,120 |
| Salaries and employee benefits | $467,000 | 9,391 |
| Premises and equipment expense | $141,000 | 8,499 |
| Additional noninterest expense | $352,000 | 8,676 |
| Pre-tax net operating income | $466,000 | 8,647 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $138,000 | 8,483 |
| Income before extraordinary items | $328,000 | 8,687 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $328,000 | 8,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,925 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $328,000 | 8,651 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,160,000 | 7,814 |
| Total interest expense | $1,737,000 | 6,246 |
| Net interest income | $1,423,000 | 9,090 |
| Provision for loan and lease losses | $39,000 | 6,667 |
| Total noninterest income | $91,000 | 10,969 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $91,000 | 7,803 |
| Total noninterest expense | $928,000 | 9,639 |
| Salaries and employee benefits | $445,000 | 9,867 |
| Premises and equipment expense | $145,000 | 8,686 |
| Additional noninterest expense | $338,000 | 9,495 |
| Pre-tax net operating income | $547,000 | 8,339 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $162,000 | 8,073 |
| Income before extraordinary items | $385,000 | 8,311 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $385,000 | 8,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,088 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $385,000 | 8,367 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,411,000 | 7,656 |
| Total interest expense | $1,953,000 | 5,948 |
| Net interest income | $1,458,000 | 9,244 |
| Provision for loan and lease losses | $48,000 | 7,582 |
| Total noninterest income | $50,000 | 12,542 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $50,000 | 10,096 |
| Total noninterest expense | $860,000 | 10,390 |
| Salaries and employee benefits | $402,000 | 10,608 |
| Premises and equipment expense | $148,000 | 8,964 |
| Additional noninterest expense | $310,000 | 10,318 |
| Pre-tax net operating income | $600,000 | 7,948 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $193,000 | 7,749 |
| Income before extraordinary items | $407,000 | 8,358 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $407,000 | 8,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 6,565 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $407,000 | 8,081 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,672,000 | 7,948 |
| Total interest expense | $2,312,000 | 6,375 |
| Net interest income | $1,360,000 | 9,765 |
| Provision for loan and lease losses | $63,000 | 8,454 |
| Total noninterest income | $51,000 | 13,086 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $51,000 | 10,352 |
| Total noninterest expense | $808,000 | 10,966 |
| Salaries and employee benefits | $365,000 | 11,283 |
| Premises and equipment expense | $124,000 | 9,888 |
| Additional noninterest expense | $319,000 | 10,567 |
| Pre-tax net operating income | $540,000 | 8,136 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $189,000 | 7,777 |
| Income before extraordinary items | $351,000 | 8,707 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $351,000 | 8,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 10,255 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $351,000 | 8,346 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.