Home > First Federal Savings Bank of Elizabethtown > Income and Expense
First Federal Savings Bank of Elizabethtown, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $26,773,000 | 952 |
| Total interest expense | $4,998,000 | 567 |
| Net interest income | $21,775,000 | 1,036 |
| Provision for loan and lease losses | $-2,312,000 | 6,430 |
| Total noninterest income | $6,836,000 | 884 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $3,232,000 | 431 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,604,000 | 968 |
| Total noninterest expense | $34,531,000 | 595 |
| Salaries and employee benefits | $13,146,000 | 834 |
| Premises and equipment expense | $3,790,000 | 648 |
| Additional noninterest expense | $17,595,000 | 412 |
| Pre-tax net operating income | $-3,608,000 | 6,473 |
| Securities gains (losses) | $-10,000 | 6,040 |
| Applicable income taxes | $-2,973,000 | 6,465 |
| Income before extraordinary items | $-645,000 | 6,321 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-645,000 | 6,321 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-645,000 | 6,321 |
| Net charge-offs | $-413,000 | 6,365 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $444,000 | 322 |
| Net operating income | $-638,600 | 6,316 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $20,665,000 | 923 |
| Total interest expense | $3,862,000 | 562 |
| Net interest income | $16,803,000 | 1,008 |
| Provision for loan and lease losses | $-1,576,000 | 6,507 |
| Total noninterest income | $5,044,000 | 888 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $2,441,000 | 433 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,603,000 | 1,002 |
| Total noninterest expense | $24,132,000 | 641 |
| Salaries and employee benefits | $10,191,000 | 814 |
| Premises and equipment expense | $2,474,000 | 756 |
| Additional noninterest expense | $11,467,000 | 455 |
| Pre-tax net operating income | $-709,000 | 6,431 |
| Securities gains (losses) | $-22,000 | 6,262 |
| Applicable income taxes | $-1,827,000 | 6,557 |
| Income before extraordinary items | $1,096,000 | 3,322 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,096,000 | 3,322 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,096,000 | 3,323 |
| Net charge-offs | $-218,000 | 6,357 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $444,000 | 246 |
| Net operating income | $1,110,080 | 3,260 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $14,268,000 | 883 |
| Total interest expense | $2,690,000 | 535 |
| Net interest income | $11,578,000 | 951 |
| Provision for loan and lease losses | $100,000 | 2,327 |
| Total noninterest income | $3,266,000 | 889 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $1,599,000 | 434 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,667,000 | 1,014 |
| Total noninterest expense | $16,490,000 | 619 |
| Salaries and employee benefits | $7,105,000 | 771 |
| Premises and equipment expense | $1,670,000 | 746 |
| Additional noninterest expense | $7,715,000 | 449 |
| Pre-tax net operating income | $-1,746,000 | 6,623 |
| Securities gains (losses) | $-35,000 | 6,444 |
| Applicable income taxes | $-2,027,000 | 6,633 |
| Income before extraordinary items | $246,000 | 4,992 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $246,000 | 4,994 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $246,000 | 4,995 |
| Net charge-offs | $138,000 | 1,917 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $444,000 | 184 |
| Net operating income | $268,400 | 4,837 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $7,272,000 | 864 |
| Total interest expense | $1,409,000 | 503 |
| Net interest income | $5,863,000 | 942 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $1,830,000 | 786 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $765,000 | 440 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $1,065,000 | 801 |
| Total noninterest expense | $7,332,000 | 697 |
| Salaries and employee benefits | $3,401,000 | 818 |
| Premises and equipment expense | $836,000 | 763 |
| Additional noninterest expense | $3,095,000 | 538 |
| Pre-tax net operating income | $361,000 | 3,485 |
| Securities gains (losses) | $-63,000 | 6,608 |
| Applicable income taxes | $1,000 | 4,330 |
| Income before extraordinary items | $297,000 | 3,563 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $297,000 | 3,566 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $297,000 | 3,566 |
| Net charge-offs | $-32,000 | 6,186 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 351 |
| Net operating income | $360,000 | 3,175 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $32,537,000 | 761 |
| Total interest expense | $7,464,000 | 421 |
| Net interest income | $25,073,000 | 853 |
| Provision for loan and lease losses | $-3,086,000 | 6,746 |
| Total noninterest income | $7,387,000 | 848 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $3,290,000 | 433 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $4,097,000 | 925 |
| Total noninterest expense | $33,118,000 | 628 |
| Salaries and employee benefits | $14,726,000 | 743 |
| Premises and equipment expense | $3,616,000 | 680 |
| Additional noninterest expense | $14,776,000 | 480 |
| Pre-tax net operating income | $2,428,000 | 2,518 |
| Securities gains (losses) | $226,000 | 830 |
| Applicable income taxes | $3,000 | 4,470 |
| Income before extraordinary items | $2,651,000 | 2,100 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,651,000 | 2,105 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,651,000 | 2,105 |
| Net charge-offs | $4,602,000 | 363 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $152,000 | 485 |
| Net operating income | $2,425,000 | 2,203 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $24,901,000 | 748 |
| Total interest expense | $5,868,000 | 406 |
| Net interest income | $19,033,000 | 846 |
| Provision for loan and lease losses | $-1,325,000 | 6,805 |
| Total noninterest income | $6,358,000 | 770 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $2,416,000 | 443 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,942,000 | 791 |
| Total noninterest expense | $25,063,000 | 622 |
| Salaries and employee benefits | $11,110,000 | 740 |
| Premises and equipment expense | $2,658,000 | 694 |
| Additional noninterest expense | $11,295,000 | 470 |
| Pre-tax net operating income | $1,653,000 | 2,754 |
| Securities gains (losses) | $239,000 | 747 |
| Applicable income taxes | $2,000 | 4,565 |
| Income before extraordinary items | $1,890,000 | 2,232 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,890,000 | 2,237 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,890,000 | 2,237 |
| Net charge-offs | $3,715,000 | 351 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $113,000 | 442 |
| Net operating income | $1,651,000 | 2,386 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $16,813,000 | 736 |
| Total interest expense | $4,174,000 | 389 |
| Net interest income | $12,639,000 | 842 |
| Provision for loan and lease losses | $-825,000 | 6,845 |
| Total noninterest income | $2,852,000 | 1,061 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $1,500,000 | 462 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,352,000 | 1,276 |
| Total noninterest expense | $16,604,000 | 624 |
| Salaries and employee benefits | $7,285,000 | 748 |
| Premises and equipment expense | $1,770,000 | 701 |
| Additional noninterest expense | $7,549,000 | 471 |
| Pre-tax net operating income | $-288,000 | 6,609 |
| Securities gains (losses) | $227,000 | 682 |
| Applicable income taxes | $1,000 | 4,582 |
| Income before extraordinary items | $-62,000 | 6,477 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-62,000 | 6,478 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-62,000 | 6,478 |
| Net charge-offs | $492,000 | 1,261 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $74,000 | 417 |
| Net operating income | $-289,000 | 6,619 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $8,573,000 | 729 |
| Total interest expense | $2,268,000 | 368 |
| Net interest income | $6,305,000 | 843 |
| Provision for loan and lease losses | $-1,037,000 | 6,983 |
| Total noninterest income | $1,194,000 | 1,184 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $717,000 | 480 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $477,000 | 1,628 |
| Total noninterest expense | $8,202,000 | 646 |
| Salaries and employee benefits | $3,679,000 | 748 |
| Premises and equipment expense | $922,000 | 675 |
| Additional noninterest expense | $3,601,000 | 496 |
| Pre-tax net operating income | $334,000 | 3,607 |
| Securities gains (losses) | $227,000 | 412 |
| Applicable income taxes | $1,000 | 4,491 |
| Income before extraordinary items | $560,000 | 2,377 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $560,000 | 2,379 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $560,000 | 2,379 |
| Net charge-offs | $415,000 | 865 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 378 |
| Net operating income | $333,000 | 3,266 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $41,842,000 | 618 |
| Total interest expense | $13,915,000 | 293 |
| Net interest income | $27,927,000 | 770 |
| Provision for loan and lease losses | $6,797,000 | 396 |
| Total noninterest income | $8,611,000 | 759 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $3,461,000 | 425 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $5,150,000 | 795 |
| Total noninterest expense | $38,473,000 | 545 |
| Salaries and employee benefits | $14,843,000 | 703 |
| Premises and equipment expense | $3,770,000 | 641 |
| Additional noninterest expense | $19,860,000 | 399 |
| Pre-tax net operating income | $-8,732,000 | 7,016 |
| Securities gains (losses) | $2,227,000 | 233 |
| Applicable income taxes | $-18,000 | 6,559 |
| Income before extraordinary items | $-6,487,000 | 6,994 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-6,487,000 | 6,993 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-6,487,000 | 6,993 |
| Net charge-offs | $6,997,000 | 435 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $114,000 | 548 |
| Net operating income | $-8,714,000 | 7,009 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $32,536,000 | 600 |
| Total interest expense | $11,124,000 | 288 |
| Net interest income | $21,412,000 | 769 |
| Provision for loan and lease losses | $4,315,000 | 463 |
| Total noninterest income | $6,615,000 | 746 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $2,591,000 | 425 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $4,024,000 | 758 |
| Total noninterest expense | $30,220,000 | 527 |
| Salaries and employee benefits | $11,097,000 | 698 |
| Premises and equipment expense | $2,842,000 | 642 |
| Additional noninterest expense | $16,281,000 | 362 |
| Pre-tax net operating income | $-6,508,000 | 7,109 |
| Securities gains (losses) | $2,685,000 | 148 |
| Applicable income taxes | $-83,000 | 6,894 |
| Income before extraordinary items | $-3,740,000 | 7,069 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-3,740,000 | 7,069 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-3,740,000 | 7,069 |
| Net charge-offs | $3,487,000 | 603 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $87,000 | 495 |
| Net operating income | $-6,371,300 | 7,106 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $22,683,000 | 587 |
| Total interest expense | $7,957,000 | 277 |
| Net interest income | $14,726,000 | 744 |
| Provision for loan and lease losses | $1,927,000 | 655 |
| Total noninterest income | $2,179,000 | 1,256 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $1,725,000 | 422 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $454,000 | 2,462 |
| Total noninterest expense | $19,509,000 | 540 |
| Salaries and employee benefits | $7,587,000 | 684 |
| Premises and equipment expense | $1,898,000 | 635 |
| Additional noninterest expense | $10,024,000 | 385 |
| Pre-tax net operating income | $-4,531,000 | 7,177 |
| Securities gains (losses) | $981,000 | 285 |
| Applicable income taxes | $1,000 | 4,644 |
| Income before extraordinary items | $-3,551,000 | 7,162 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-3,551,000 | 7,162 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-3,551,000 | 7,162 |
| Net charge-offs | $3,139,000 | 500 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 482 |
| Net operating income | $-4,532,000 | 7,179 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $11,914,000 | 565 |
| Total interest expense | $4,229,000 | 268 |
| Net interest income | $7,685,000 | 714 |
| Provision for loan and lease losses | $1,012,000 | 608 |
| Total noninterest income | $1,182,000 | 1,175 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $852,000 | 425 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $330,000 | 1,981 |
| Total noninterest expense | $8,376,000 | 609 |
| Salaries and employee benefits | $3,805,000 | 692 |
| Premises and equipment expense | $953,000 | 629 |
| Additional noninterest expense | $3,618,000 | 501 |
| Pre-tax net operating income | $-521,000 | 7,048 |
| Securities gains (losses) | $686,000 | 208 |
| Applicable income taxes | $1,000 | 4,577 |
| Income before extraordinary items | $164,000 | 4,706 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $164,000 | 4,710 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $164,000 | 4,710 |
| Net charge-offs | $878,000 | 724 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 458 |
| Net operating income | $-515,140 | 7,056 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $53,591,000 | 504 |
| Total interest expense | $19,328,000 | 285 |
| Net interest income | $34,263,000 | 626 |
| Provision for loan and lease losses | $21,210,000 | 219 |
| Total noninterest income | $-307,000 | 7,148 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $4,031,000 | 382 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-4,338,000 | 7,327 |
| Total noninterest expense | $38,009,000 | 537 |
| Salaries and employee benefits | $15,664,000 | 626 |
| Premises and equipment expense | $3,919,000 | 633 |
| Additional noninterest expense | $18,426,000 | 429 |
| Pre-tax net operating income | $-25,263,000 | 7,311 |
| Securities gains (losses) | $521,000 | 774 |
| Applicable income taxes | $-2,842,000 | 7,275 |
| Income before extraordinary items | $-21,900,000 | 7,302 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-21,900,000 | 7,302 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-21,900,000 | 7,302 |
| Net charge-offs | $26,411,000 | 204 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $111,000 | 641 |
| Net operating income | $-22,363,690 | 7,299 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $40,795,000 | 505 |
| Total interest expense | $14,876,000 | 288 |
| Net interest income | $25,919,000 | 617 |
| Provision for loan and lease losses | $19,106,000 | 182 |
| Total noninterest income | $-1,290,000 | 7,371 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $3,036,000 | 383 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-4,326,000 | 7,422 |
| Total noninterest expense | $29,194,000 | 524 |
| Salaries and employee benefits | $12,030,000 | 603 |
| Premises and equipment expense | $3,000,000 | 631 |
| Additional noninterest expense | $14,164,000 | 414 |
| Pre-tax net operating income | $-23,671,000 | 7,410 |
| Securities gains (losses) | $116,000 | 1,650 |
| Applicable income taxes | $-3,313,000 | 7,393 |
| Income before extraordinary items | $-20,242,000 | 7,399 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-20,242,000 | 7,399 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-20,242,000 | 7,399 |
| Net charge-offs | $25,753,000 | 161 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $87,000 | 588 |
| Net operating income | $-20,341,760 | 7,394 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $27,854,000 | 501 |
| Total interest expense | $10,163,000 | 301 |
| Net interest income | $17,691,000 | 609 |
| Provision for loan and lease losses | $12,982,000 | 191 |
| Total noninterest income | $-310,000 | 7,381 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $1,952,000 | 398 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-2,262,000 | 7,478 |
| Total noninterest expense | $19,214,000 | 534 |
| Salaries and employee benefits | $8,081,000 | 601 |
| Premises and equipment expense | $2,008,000 | 633 |
| Additional noninterest expense | $9,125,000 | 432 |
| Pre-tax net operating income | $-14,815,000 | 7,467 |
| Securities gains (losses) | $88,000 | 1,227 |
| Applicable income taxes | $-1,531,000 | 7,443 |
| Income before extraordinary items | $-13,196,000 | 7,458 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-13,196,000 | 7,458 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-13,196,000 | 7,458 |
| Net charge-offs | $17,939,000 | 166 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $58,000 | 514 |
| Net operating income | $-13,275,200 | 7,457 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $14,181,000 | 495 |
| Total interest expense | $5,209,000 | 304 |
| Net interest income | $8,972,000 | 611 |
| Provision for loan and lease losses | $3,465,000 | 328 |
| Total noninterest income | $1,934,000 | 764 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $938,000 | 407 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $996,000 | 830 |
| Total noninterest expense | $9,351,000 | 546 |
| Salaries and employee benefits | $4,227,000 | 574 |
| Premises and equipment expense | $994,000 | 657 |
| Additional noninterest expense | $4,130,000 | 455 |
| Pre-tax net operating income | $-1,910,000 | 7,387 |
| Securities gains (losses) | $32,000 | 928 |
| Applicable income taxes | $-192,000 | 7,370 |
| Income before extraordinary items | $-1,686,000 | 7,380 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,686,000 | 7,381 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,686,000 | 7,381 |
| Net charge-offs | $1,539,000 | 643 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 469 |
| Net operating income | $-1,714,800 | 7,382 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $59,604,000 | 495 |
| Total interest expense | $22,117,000 | 350 |
| Net interest income | $37,487,000 | 580 |
| Provision for loan and lease losses | $16,881,000 | 435 |
| Total noninterest income | $8,209,000 | 732 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $4,542,000 | 350 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,667,000 | 921 |
| Total noninterest expense | $33,941,000 | 603 |
| Salaries and employee benefits | $15,334,000 | 626 |
| Premises and equipment expense | $3,866,000 | 668 |
| Additional noninterest expense | $14,741,000 | 524 |
| Pre-tax net operating income | $-5,126,000 | 7,114 |
| Securities gains (losses) | $-1,048,000 | 7,515 |
| Applicable income taxes | $1,940,000 | 753 |
| Income before extraordinary items | $-8,114,000 | 7,328 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-8,114,000 | 7,328 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-8,114,000 | 7,328 |
| Net charge-offs | $11,935,000 | 527 |
| Cash dividends | $587,000 | 2,166 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 782 |
| Net operating income | $-7,066,000 | 7,267 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $44,997,000 | 491 |
| Total interest expense | $16,430,000 | 363 |
| Net interest income | $28,567,000 | 568 |
| Provision for loan and lease losses | $11,353,000 | 452 |
| Total noninterest income | $7,067,000 | 652 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $3,488,000 | 340 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $3,579,000 | 723 |
| Total noninterest expense | $25,503,000 | 588 |
| Salaries and employee benefits | $11,909,000 | 593 |
| Premises and equipment expense | $2,843,000 | 684 |
| Additional noninterest expense | $10,751,000 | 514 |
| Pre-tax net operating income | $-1,222,000 | 6,856 |
| Securities gains (losses) | $-832,000 | 7,634 |
| Applicable income taxes | $-967,000 | 7,489 |
| Income before extraordinary items | $-1,087,000 | 6,930 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,087,000 | 6,930 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,087,000 | 6,930 |
| Net charge-offs | $8,980,000 | 496 |
| Cash dividends | $587,000 | 1,591 |
| Sale, conversion, retirement of capital stock, net | $71,000 | 745 |
| Net operating income | $-554,520 | 6,636 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $30,071,000 | 496 |
| Total interest expense | $10,947,000 | 381 |
| Net interest income | $19,124,000 | 562 |
| Provision for loan and lease losses | $5,026,000 | 635 |
| Total noninterest income | $4,470,000 | 661 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $2,317,000 | 343 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $2,153,000 | 760 |
| Total noninterest expense | $16,829,000 | 591 |
| Salaries and employee benefits | $7,829,000 | 606 |
| Premises and equipment expense | $1,874,000 | 699 |
| Additional noninterest expense | $7,126,000 | 516 |
| Pre-tax net operating income | $1,739,000 | 1,494 |
| Securities gains (losses) | $-184,000 | 7,585 |
| Applicable income taxes | $379,000 | 1,492 |
| Income before extraordinary items | $1,176,000 | 1,844 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,176,000 | 1,843 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,176,000 | 1,844 |
| Net charge-offs | $1,791,000 | 1,224 |
| Cash dividends | $587,000 | 1,181 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 682 |
| Net operating income | $1,315,840 | 1,589 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $14,708,000 | 527 |
| Total interest expense | $5,462,000 | 407 |
| Net interest income | $9,246,000 | 595 |
| Provision for loan and lease losses | $1,752,000 | 815 |
| Total noninterest income | $2,310,000 | 640 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $1,075,000 | 360 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,235,000 | 676 |
| Total noninterest expense | $8,232,000 | 615 |
| Salaries and employee benefits | $4,005,000 | 601 |
| Premises and equipment expense | $939,000 | 716 |
| Additional noninterest expense | $3,288,000 | 559 |
| Pre-tax net operating income | $1,572,000 | 854 |
| Securities gains (losses) | $-172,000 | 7,751 |
| Applicable income taxes | $397,000 | 843 |
| Income before extraordinary items | $1,003,000 | 1,090 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,003,000 | 1,091 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,003,000 | 1,092 |
| Net charge-offs | $661,000 | 1,380 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 623 |
| Net operating income | $1,126,840 | 948 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $58,821,000 | 555 |
| Total interest expense | $20,439,000 | 559 |
| Net interest income | $38,382,000 | 565 |
| Provision for loan and lease losses | $9,524,000 | 909 |
| Total noninterest income | $9,307,000 | 683 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $5,015,000 | 341 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $4,292,000 | 809 |
| Total noninterest expense | $43,538,000 | 499 |
| Salaries and employee benefits | $15,452,000 | 612 |
| Premises and equipment expense | $3,894,000 | 679 |
| Additional noninterest expense | $24,192,000 | 381 |
| Pre-tax net operating income | $-5,373,000 | 7,208 |
| Securities gains (losses) | $-862,000 | 7,681 |
| Applicable income taxes | $-541,000 | 7,065 |
| Income before extraordinary items | $-5,694,000 | 7,323 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-5,694,000 | 7,323 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-5,694,000 | 7,323 |
| Net charge-offs | $5,370,000 | 1,088 |
| Cash dividends | $3,053,000 | 564 |
| Sale, conversion, retirement of capital stock, net | $103,000 | 883 |
| Net operating income | $-4,909,580 | 7,279 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $43,763,000 | 576 |
| Total interest expense | $15,256,000 | 596 |
| Net interest income | $28,507,000 | 572 |
| Provision for loan and lease losses | $6,441,000 | 876 |
| Total noninterest income | $6,642,000 | 704 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $3,653,000 | 353 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,989,000 | 860 |
| Total noninterest expense | $23,912,000 | 659 |
| Salaries and employee benefits | $11,898,000 | 611 |
| Premises and equipment expense | $2,923,000 | 695 |
| Additional noninterest expense | $9,091,000 | 637 |
| Pre-tax net operating income | $4,796,000 | 703 |
| Securities gains (losses) | $-703,000 | 7,801 |
| Applicable income taxes | $1,253,000 | 703 |
| Income before extraordinary items | $2,840,000 | 956 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,840,000 | 956 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,840,000 | 957 |
| Net charge-offs | $3,833,000 | 1,006 |
| Cash dividends | $2,465,000 | 511 |
| Sale, conversion, retirement of capital stock, net | $79,000 | 817 |
| Net operating income | $3,325,070 | 808 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $28,906,000 | 595 |
| Total interest expense | $10,131,000 | 639 |
| Net interest income | $18,775,000 | 586 |
| Provision for loan and lease losses | $3,958,000 | 899 |
| Total noninterest income | $4,462,000 | 712 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $2,335,000 | 361 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,127,000 | 842 |
| Total noninterest expense | $15,994,000 | 674 |
| Salaries and employee benefits | $7,957,000 | 619 |
| Premises and equipment expense | $1,942,000 | 721 |
| Additional noninterest expense | $6,095,000 | 640 |
| Pre-tax net operating income | $3,285,000 | 702 |
| Securities gains (losses) | $-400,000 | 7,877 |
| Applicable income taxes | $892,000 | 685 |
| Income before extraordinary items | $1,993,000 | 955 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,993,000 | 955 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,993,000 | 955 |
| Net charge-offs | $3,287,000 | 791 |
| Cash dividends | $1,878,000 | 483 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 794 |
| Net operating income | $2,269,000 | 794 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $14,337,000 | 606 |
| Total interest expense | $5,140,000 | 652 |
| Net interest income | $9,197,000 | 593 |
| Provision for loan and lease losses | $2,045,000 | 745 |
| Total noninterest income | $2,144,000 | 713 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $1,112,000 | 365 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,032,000 | 828 |
| Total noninterest expense | $7,659,000 | 668 |
| Salaries and employee benefits | $3,902,000 | 637 |
| Premises and equipment expense | $988,000 | 725 |
| Additional noninterest expense | $2,769,000 | 619 |
| Pre-tax net operating income | $1,637,000 | 774 |
| Securities gains (losses) | $-155,000 | 8,022 |
| Applicable income taxes | $463,000 | 732 |
| Income before extraordinary items | $1,019,000 | 1,059 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,019,000 | 1,059 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,019,000 | 1,061 |
| Net charge-offs | $538,000 | 1,318 |
| Cash dividends | $1,291,000 | 343 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 685 |
| Net operating income | $1,125,950 | 889 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $57,591,000 | 643 |
| Total interest expense | $23,821,000 | 666 |
| Net interest income | $33,770,000 | 642 |
| Provision for loan and lease losses | $5,947,000 | 892 |
| Total noninterest income | $8,808,000 | 663 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $5,262,000 | 337 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $3,546,000 | 853 |
| Total noninterest expense | $27,766,000 | 722 |
| Salaries and employee benefits | $14,176,000 | 696 |
| Premises and equipment expense | $3,519,000 | 791 |
| Additional noninterest expense | $10,071,000 | 678 |
| Pre-tax net operating income | $8,865,000 | 625 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $2,887,000 | 485 |
| Income before extraordinary items | $5,978,000 | 680 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,978,000 | 680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $631,000 | 2,488 |
| Cash dividends | $10,823,000 | 271 |
| Sale, conversion, retirement of capital stock, net | $122,000 | 917 |
| Net operating income | $5,978,000 | 728 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $43,142,000 | 668 |
| Total interest expense | $18,284,000 | 681 |
| Net interest income | $24,858,000 | 675 |
| Provision for loan and lease losses | $2,819,000 | 942 |
| Total noninterest income | $6,543,000 | 693 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $3,851,000 | 351 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,692,000 | 883 |
| Total noninterest expense | $20,098,000 | 734 |
| Salaries and employee benefits | $10,405,000 | 729 |
| Premises and equipment expense | $2,539,000 | 814 |
| Additional noninterest expense | $7,154,000 | 668 |
| Pre-tax net operating income | $8,484,000 | 587 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $2,792,000 | 489 |
| Income before extraordinary items | $5,692,000 | 639 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $5,692,000 | 638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $560,000 | 1,838 |
| Cash dividends | $9,532,000 | 250 |
| Sale, conversion, retirement of capital stock, net | $91,000 | 804 |
| Net operating income | $5,692,000 | 677 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $28,298,000 | 684 |
| Total interest expense | $12,196,000 | 703 |
| Net interest income | $16,102,000 | 691 |
| Provision for loan and lease losses | $1,098,000 | 1,162 |
| Total noninterest income | $4,261,000 | 724 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $2,383,000 | 367 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,878,000 | 885 |
| Total noninterest expense | $12,579,000 | 775 |
| Salaries and employee benefits | $6,661,000 | 773 |
| Premises and equipment expense | $1,604,000 | 859 |
| Additional noninterest expense | $4,314,000 | 698 |
| Pre-tax net operating income | $6,686,000 | 541 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $2,210,000 | 482 |
| Income before extraordinary items | $4,476,000 | 614 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,476,000 | 613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $431,000 | 1,451 |
| Cash dividends | $8,254,000 | 213 |
| Sale, conversion, retirement of capital stock, net | $59,000 | 727 |
| Net operating income | $4,476,000 | 600 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $14,529,000 | 686 |
| Total interest expense | $6,604,000 | 692 |
| Net interest income | $7,925,000 | 697 |
| Provision for loan and lease losses | $584,000 | 923 |
| Total noninterest income | $1,928,000 | 777 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $1,107,000 | 385 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $821,000 | 984 |
| Total noninterest expense | $6,197,000 | 773 |
| Salaries and employee benefits | $3,300,000 | 781 |
| Premises and equipment expense | $785,000 | 878 |
| Additional noninterest expense | $2,112,000 | 693 |
| Pre-tax net operating income | $3,072,000 | 637 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,012,000 | 577 |
| Income before extraordinary items | $2,060,000 | 739 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,060,000 | 740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 1,715 |
| Cash dividends | $1,130,000 | 663 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 618 |
| Net operating income | $2,060,000 | 704 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $60,562,000 | 687 |
| Total interest expense | $29,034,000 | 676 |
| Net interest income | $31,528,000 | 705 |
| Provision for loan and lease losses | $1,209,000 | 1,242 |
| Total noninterest income | $8,128,000 | 732 |
| Gross Fiduciary activities income | $3,000 | 1,373 |
| Service charges on deposit accounts | $4,626,000 | 380 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $3,499,000 | 909 |
| Total noninterest expense | $23,049,000 | 799 |
| Salaries and employee benefits | $12,115,000 | 811 |
| Premises and equipment expense | $2,919,000 | 892 |
| Additional noninterest expense | $8,015,000 | 717 |
| Pre-tax net operating income | $15,398,000 | 577 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $5,182,000 | 528 |
| Income before extraordinary items | $10,216,000 | 637 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $10,216,000 | 635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $972,000 | 1,045 |
| Cash dividends | $8,901,000 | 458 |
| Sale, conversion, retirement of capital stock, net | $102,000 | 927 |
| Net operating income | $10,216,000 | 621 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $45,036,000 | 691 |
| Total interest expense | $21,555,000 | 681 |
| Net interest income | $23,481,000 | 706 |
| Provision for loan and lease losses | $948,000 | 943 |
| Total noninterest income | $6,129,000 | 727 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $3,417,000 | 379 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,712,000 | 892 |
| Total noninterest expense | $17,212,000 | 796 |
| Salaries and employee benefits | $9,002,000 | 822 |
| Premises and equipment expense | $2,187,000 | 895 |
| Additional noninterest expense | $6,023,000 | 701 |
| Pre-tax net operating income | $11,450,000 | 628 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $3,767,000 | 584 |
| Income before extraordinary items | $7,683,000 | 682 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $7,683,000 | 680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 2,394 |
| Cash dividends | $7,679,000 | 399 |
| Sale, conversion, retirement of capital stock, net | $76,000 | 815 |
| Net operating income | $7,683,000 | 668 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $29,664,000 | 716 |
| Total interest expense | $14,051,000 | 710 |
| Net interest income | $15,613,000 | 725 |
| Provision for loan and lease losses | $208,000 | 2,111 |
| Total noninterest income | $3,959,000 | 782 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $2,209,000 | 396 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,750,000 | 946 |
| Total noninterest expense | $11,335,000 | 823 |
| Salaries and employee benefits | $5,988,000 | 844 |
| Premises and equipment expense | $1,472,000 | 902 |
| Additional noninterest expense | $3,875,000 | 738 |
| Pre-tax net operating income | $8,029,000 | 625 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $2,649,000 | 577 |
| Income before extraordinary items | $5,380,000 | 682 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,380,000 | 681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 2,475 |
| Cash dividends | $5,369,000 | 401 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 730 |
| Net operating income | $5,380,000 | 669 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $14,659,000 | 717 |
| Total interest expense | $6,858,000 | 715 |
| Net interest income | $7,801,000 | 720 |
| Provision for loan and lease losses | $81,000 | 2,332 |
| Total noninterest income | $1,933,000 | 778 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $1,018,000 | 416 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $915,000 | 899 |
| Total noninterest expense | $5,662,000 | 820 |
| Salaries and employee benefits | $3,013,000 | 843 |
| Premises and equipment expense | $721,000 | 923 |
| Additional noninterest expense | $1,928,000 | 721 |
| Pre-tax net operating income | $3,991,000 | 617 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,317,000 | 589 |
| Income before extraordinary items | $2,674,000 | 677 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,674,000 | 676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 2,038 |
| Cash dividends | $2,923,000 | 349 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 624 |
| Net operating income | $2,674,000 | 667 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $53,873,000 | 714 |
| Total interest expense | $23,213,000 | 724 |
| Net interest income | $30,660,000 | 717 |
| Provision for loan and lease losses | $540,000 | 1,783 |
| Total noninterest income | $7,637,000 | 771 |
| Gross Fiduciary activities income | $63,000 | 997 |
| Service charges on deposit accounts | $4,424,000 | 386 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,150,000 | 961 |
| Total noninterest expense | $21,541,000 | 824 |
| Salaries and employee benefits | $11,436,000 | 845 |
| Premises and equipment expense | $2,678,000 | 931 |
| Additional noninterest expense | $7,427,000 | 728 |
| Pre-tax net operating income | $16,216,000 | 642 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $5,117,000 | 626 |
| Income before extraordinary items | $11,099,000 | 676 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $11,099,000 | 676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 1,988 |
| Cash dividends | $4,212,000 | 830 |
| Sale, conversion, retirement of capital stock, net | $129,000 | 844 |
| Net operating income | $11,099,000 | 666 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $39,471,000 | 736 |
| Total interest expense | $16,672,000 | 745 |
| Net interest income | $22,799,000 | 736 |
| Provision for loan and lease losses | $346,000 | 1,922 |
| Total noninterest income | $5,733,000 | 787 |
| Gross Fiduciary activities income | $63,000 | 956 |
| Service charges on deposit accounts | $3,318,000 | 391 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,352,000 | 983 |
| Total noninterest expense | $15,830,000 | 847 |
| Salaries and employee benefits | $8,382,000 | 877 |
| Premises and equipment expense | $2,026,000 | 934 |
| Additional noninterest expense | $5,422,000 | 749 |
| Pre-tax net operating income | $12,356,000 | 653 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $4,088,000 | 629 |
| Income before extraordinary items | $8,268,000 | 710 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $8,268,000 | 709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 1,857 |
| Cash dividends | $3,060,000 | 816 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $8,268,000 | 706 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $25,631,000 | 738 |
| Total interest expense | $10,567,000 | 746 |
| Net interest income | $15,064,000 | 747 |
| Provision for loan and lease losses | $97,000 | 3,380 |
| Total noninterest income | $3,731,000 | 799 |
| Gross Fiduciary activities income | $63,000 | 898 |
| Service charges on deposit accounts | $2,174,000 | 394 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,494,000 | 1,016 |
| Total noninterest expense | $10,539,000 | 850 |
| Salaries and employee benefits | $5,544,000 | 889 |
| Premises and equipment expense | $1,348,000 | 939 |
| Additional noninterest expense | $3,647,000 | 748 |
| Pre-tax net operating income | $8,159,000 | 663 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $2,699,000 | 643 |
| Income before extraordinary items | $5,460,000 | 721 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,460,000 | 721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 2,179 |
| Cash dividends | $1,932,000 | 862 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $5,460,000 | 709 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $12,499,000 | 740 |
| Total interest expense | $5,050,000 | 734 |
| Net interest income | $7,449,000 | 758 |
| Provision for loan and lease losses | $89,000 | 2,241 |
| Total noninterest income | $1,690,000 | 848 |
| Gross Fiduciary activities income | $11,000 | 1,057 |
| Service charges on deposit accounts | $999,000 | 411 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $680,000 | 1,065 |
| Total noninterest expense | $5,332,000 | 840 |
| Salaries and employee benefits | $2,842,000 | 864 |
| Premises and equipment expense | $688,000 | 920 |
| Additional noninterest expense | $1,802,000 | 747 |
| Pre-tax net operating income | $3,718,000 | 714 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,211,000 | 688 |
| Income before extraordinary items | $2,507,000 | 762 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,507,000 | 761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 1,551 |
| Cash dividends | $965,000 | 790 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,507,000 | 747 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $45,408,000 | 713 |
| Total interest expense | $17,150,000 | 671 |
| Net interest income | $28,258,000 | 743 |
| Provision for loan and lease losses | $1,258,000 | 838 |
| Total noninterest income | $7,560,000 | 769 |
| Gross Fiduciary activities income | $93,000 | 955 |
| Service charges on deposit accounts | $4,311,000 | 392 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,156,000 | 981 |
| Total noninterest expense | $20,529,000 | 820 |
| Salaries and employee benefits | $10,710,000 | 854 |
| Premises and equipment expense | $2,598,000 | 923 |
| Additional noninterest expense | $7,221,000 | 733 |
| Pre-tax net operating income | $14,031,000 | 708 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $4,634,000 | 685 |
| Income before extraordinary items | $9,397,000 | 771 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $9,397,000 | 773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $370,000 | 1,492 |
| Cash dividends | $4,022,000 | 797 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $9,397,000 | 761 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $33,276,000 | 704 |
| Total interest expense | $12,382,000 | 655 |
| Net interest income | $20,894,000 | 747 |
| Provision for loan and lease losses | $756,000 | 985 |
| Total noninterest income | $5,578,000 | 789 |
| Gross Fiduciary activities income | $93,000 | 896 |
| Service charges on deposit accounts | $3,190,000 | 393 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,295,000 | 1,005 |
| Total noninterest expense | $15,403,000 | 817 |
| Salaries and employee benefits | $8,089,000 | 840 |
| Premises and equipment expense | $1,911,000 | 931 |
| Additional noninterest expense | $5,403,000 | 727 |
| Pre-tax net operating income | $10,313,000 | 714 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $3,412,000 | 697 |
| Income before extraordinary items | $6,901,000 | 780 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,901,000 | 781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 1,973 |
| Cash dividends | $2,972,000 | 763 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $6,901,000 | 765 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $21,665,000 | 700 |
| Total interest expense | $7,926,000 | 638 |
| Net interest income | $13,739,000 | 749 |
| Provision for loan and lease losses | $316,000 | 1,445 |
| Total noninterest income | $3,553,000 | 805 |
| Gross Fiduciary activities income | $42,000 | 962 |
| Service charges on deposit accounts | $2,041,000 | 406 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,470,000 | 1,022 |
| Total noninterest expense | $10,313,000 | 811 |
| Salaries and employee benefits | $5,421,000 | 821 |
| Premises and equipment expense | $1,266,000 | 927 |
| Additional noninterest expense | $3,626,000 | 720 |
| Pre-tax net operating income | $6,663,000 | 734 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,210,000 | 706 |
| Income before extraordinary items | $4,453,000 | 797 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,453,000 | 797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 2,019 |
| Cash dividends | $1,050,000 | 1,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $4,453,000 | 775 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $10,623,000 | 705 |
| Total interest expense | $3,835,000 | 624 |
| Net interest income | $6,788,000 | 750 |
| Provision for loan and lease losses | $275,000 | 845 |
| Total noninterest income | $1,610,000 | 860 |
| Gross Fiduciary activities income | $39,000 | 856 |
| Service charges on deposit accounts | $934,000 | 429 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $637,000 | 1,124 |
| Total noninterest expense | $5,093,000 | 817 |
| Salaries and employee benefits | $2,671,000 | 829 |
| Premises and equipment expense | $623,000 | 953 |
| Additional noninterest expense | $1,799,000 | 707 |
| Pre-tax net operating income | $3,030,000 | 787 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,002,000 | 765 |
| Income before extraordinary items | $2,028,000 | 854 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,028,000 | 855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 1,513 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,028,000 | 835 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $39,149,000 | 710 |
| Total interest expense | $14,263,000 | 581 |
| Net interest income | $24,886,000 | 796 |
| Provision for loan and lease losses | $1,656,000 | 651 |
| Total noninterest income | $7,780,000 | 738 |
| Gross Fiduciary activities income | $128,000 | 884 |
| Service charges on deposit accounts | $4,223,000 | 412 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,429,000 | 891 |
| Total noninterest expense | $19,049,000 | 851 |
| Salaries and employee benefits | $9,869,000 | 869 |
| Premises and equipment expense | $2,320,000 | 991 |
| Additional noninterest expense | $6,860,000 | 747 |
| Pre-tax net operating income | $11,961,000 | 742 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $3,956,000 | 717 |
| Income before extraordinary items | $8,005,000 | 825 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $8,005,000 | 826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $735,000 | 964 |
| Cash dividends | $4,500,000 | 676 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $8,005,000 | 794 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $28,783,000 | 721 |
| Total interest expense | $10,556,000 | 574 |
| Net interest income | $18,227,000 | 814 |
| Provision for loan and lease losses | $1,473,000 | 535 |
| Total noninterest income | $6,026,000 | 729 |
| Gross Fiduciary activities income | $95,000 | 889 |
| Service charges on deposit accounts | $3,172,000 | 421 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,759,000 | 857 |
| Total noninterest expense | $14,249,000 | 856 |
| Salaries and employee benefits | $7,359,000 | 874 |
| Premises and equipment expense | $1,701,000 | 1,014 |
| Additional noninterest expense | $5,189,000 | 739 |
| Pre-tax net operating income | $8,531,000 | 780 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $2,816,000 | 762 |
| Income before extraordinary items | $5,715,000 | 868 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $5,715,000 | 869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $650,000 | 779 |
| Cash dividends | $4,360,000 | 512 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $5,715,000 | 832 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $18,998,000 | 723 |
| Total interest expense | $7,104,000 | 557 |
| Net interest income | $11,894,000 | 821 |
| Provision for loan and lease losses | $649,000 | 786 |
| Total noninterest income | $3,965,000 | 733 |
| Gross Fiduciary activities income | $74,000 | 858 |
| Service charges on deposit accounts | $2,080,000 | 422 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,811,000 | 864 |
| Total noninterest expense | $9,337,000 | 873 |
| Salaries and employee benefits | $4,855,000 | 880 |
| Premises and equipment expense | $1,125,000 | 1,023 |
| Additional noninterest expense | $3,357,000 | 752 |
| Pre-tax net operating income | $5,873,000 | 756 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,940,000 | 739 |
| Income before extraordinary items | $3,933,000 | 825 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,933,000 | 825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $395,000 | 850 |
| Cash dividends | $3,060,000 | 488 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,933,000 | 797 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $9,555,000 | 730 |
| Total interest expense | $3,652,000 | 558 |
| Net interest income | $5,903,000 | 840 |
| Provision for loan and lease losses | $389,000 | 641 |
| Total noninterest income | $1,735,000 | 799 |
| Gross Fiduciary activities income | $42,000 | 846 |
| Service charges on deposit accounts | $986,000 | 438 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $707,000 | 1,012 |
| Total noninterest expense | $4,390,000 | 930 |
| Salaries and employee benefits | $2,298,000 | 942 |
| Premises and equipment expense | $520,000 | 1,133 |
| Additional noninterest expense | $1,572,000 | 787 |
| Pre-tax net operating income | $2,859,000 | 768 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $945,000 | 771 |
| Income before extraordinary items | $1,914,000 | 859 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,914,000 | 859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 744 |
| Cash dividends | $2,360,000 | 329 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,914,000 | 808 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $39,342,000 | 714 |
| Total interest expense | $15,862,000 | 571 |
| Net interest income | $23,480,000 | 812 |
| Provision for loan and lease losses | $1,656,000 | 751 |
| Total noninterest income | $7,878,000 | 790 |
| Gross Fiduciary activities income | $125,000 | 912 |
| Service charges on deposit accounts | $3,973,000 | 428 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $3,780,000 | 934 |
| Total noninterest expense | $17,035,000 | 960 |
| Salaries and employee benefits | $9,038,000 | 951 |
| Premises and equipment expense | $1,948,000 | 1,162 |
| Additional noninterest expense | $6,049,000 | 846 |
| Pre-tax net operating income | $12,667,000 | 691 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $4,291,000 | 700 |
| Income before extraordinary items | $8,376,000 | 775 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $8,376,000 | 777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $664,000 | 1,276 |
| Cash dividends | $6,318,000 | 525 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $8,376,000 | 724 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $29,835,000 | 721 |
| Total interest expense | $12,079,000 | 588 |
| Net interest income | $17,756,000 | 816 |
| Provision for loan and lease losses | $1,187,000 | 782 |
| Total noninterest income | $5,505,000 | 864 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,834,000 | 458 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,671,000 | 999 |
| Total noninterest expense | $12,574,000 | 986 |
| Salaries and employee benefits | $6,720,000 | 966 |
| Premises and equipment expense | $1,448,000 | 1,179 |
| Additional noninterest expense | $4,406,000 | 878 |
| Pre-tax net operating income | $9,500,000 | 717 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $3,216,000 | 725 |
| Income before extraordinary items | $6,284,000 | 808 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $6,284,000 | 809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $520,000 | 1,123 |
| Cash dividends | $5,140,000 | 468 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $6,284,000 | 754 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $20,132,000 | 717 |
| Total interest expense | $8,213,000 | 596 |
| Net interest income | $11,919,000 | 813 |
| Provision for loan and lease losses | $749,000 | 826 |
| Total noninterest income | $3,756,000 | 831 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,843,000 | 463 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,913,000 | 944 |
| Total noninterest expense | $8,463,000 | 972 |
| Salaries and employee benefits | $4,479,000 | 966 |
| Premises and equipment expense | $1,378,000 | 825 |
| Additional noninterest expense | $2,606,000 | 968 |
| Pre-tax net operating income | $6,463,000 | 704 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $2,191,000 | 719 |
| Income before extraordinary items | $4,272,000 | 792 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,272,000 | 793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $390,000 | 1,012 |
| Cash dividends | $4,840,000 | 370 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $4,272,000 | 728 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $10,137,000 | 725 |
| Total interest expense | $4,167,000 | 603 |
| Net interest income | $5,970,000 | 813 |
| Provision for loan and lease losses | $329,000 | 857 |
| Total noninterest income | $1,787,000 | 846 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $867,000 | 491 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $920,000 | 945 |
| Total noninterest expense | $4,101,000 | 991 |
| Salaries and employee benefits | $2,142,000 | 1,005 |
| Premises and equipment expense | $671,000 | 857 |
| Additional noninterest expense | $1,288,000 | 958 |
| Pre-tax net operating income | $3,327,000 | 687 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,129,000 | 707 |
| Income before extraordinary items | $2,198,000 | 770 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,198,000 | 769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $226,000 | 875 |
| Cash dividends | $2,840,000 | 296 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,198,000 | 707 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $43,056,000 | 706 |
| Total interest expense | $18,853,000 | 603 |
| Net interest income | $24,203,000 | 786 |
| Provision for loan and lease losses | $2,004,000 | 726 |
| Total noninterest income | $6,323,000 | 862 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,323,000 | 588 |
| Total noninterest expense | $15,836,000 | 990 |
| Salaries and employee benefits | $7,617,000 | 1,045 |
| Premises and equipment expense | $2,757,000 | 795 |
| Additional noninterest expense | $5,462,000 | 917 |
| Pre-tax net operating income | $12,686,000 | 692 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $4,289,000 | 679 |
| Income before extraordinary items | $8,397,000 | 759 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $8,397,000 | 760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $712,000 | 1,258 |
| Cash dividends | $3,220,000 | 872 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $8,397,000 | 720 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $45,715,000 | 745 |
| Total interest expense | $25,183,000 | 665 |
| Net interest income | $20,532,000 | 856 |
| Provision for loan and lease losses | $1,345,000 | 996 |
| Total noninterest income | $5,231,000 | 955 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $5,231,000 | 644 |
| Total noninterest expense | $14,252,000 | 1,039 |
| Salaries and employee benefits | $6,646,000 | 1,115 |
| Premises and equipment expense | $2,703,000 | 784 |
| Additional noninterest expense | $4,903,000 | 996 |
| Pre-tax net operating income | $10,166,000 | 751 |
| Securities gains (losses) | $13,000 | 3,437 |
| Applicable income taxes | $3,456,000 | 747 |
| Income before extraordinary items | $6,723,000 | 823 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $6,723,000 | 824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $601,000 | 1,363 |
| Cash dividends | $2,800,000 | 984 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $6,714,420 | 791 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $41,962,000 | 848 |
| Total interest expense | $25,028,000 | 723 |
| Net interest income | $16,934,000 | 1,037 |
| Provision for loan and lease losses | $721,000 | 1,373 |
| Total noninterest income | $3,491,000 | 1,180 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,491,000 | 781 |
| Total noninterest expense | $12,464,000 | 1,118 |
| Salaries and employee benefits | $5,435,000 | 1,307 |
| Premises and equipment expense | $2,444,000 | 817 |
| Additional noninterest expense | $4,585,000 | 1,025 |
| Pre-tax net operating income | $7,240,000 | 1,049 |
| Securities gains (losses) | $848,000 | 176 |
| Applicable income taxes | $2,764,000 | 882 |
| Income before extraordinary items | $5,324,000 | 1,005 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,324,000 | 1,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $422,000 | 1,413 |
| Cash dividends | $3,500,000 | 840 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,764,320 | 1,116 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $36,053,000 | 932 |
| Total interest expense | $18,721,000 | 841 |
| Net interest income | $17,332,000 | 1,013 |
| Provision for loan and lease losses | $374,000 | 2,217 |
| Total noninterest income | $2,915,000 | 1,385 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,915,000 | 910 |
| Total noninterest expense | $11,218,000 | 1,230 |
| Salaries and employee benefits | $4,244,000 | 1,626 |
| Premises and equipment expense | $3,086,000 | 681 |
| Additional noninterest expense | $3,888,000 | 1,191 |
| Pre-tax net operating income | $8,655,000 | 931 |
| Securities gains (losses) | $454,000 | 358 |
| Applicable income taxes | $3,072,000 | 865 |
| Income before extraordinary items | $6,037,000 | 928 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,037,000 | 928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 3,032 |
| Cash dividends | $11,000,000 | 368 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $5,737,360 | 958 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $33,399,000 | 987 |
| Total interest expense | $17,674,000 | 898 |
| Net interest income | $15,725,000 | 1,073 |
| Provision for loan and lease losses | $295,000 | 2,683 |
| Total noninterest income | $3,014,000 | 1,342 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $3,014,000 | 897 |
| Total noninterest expense | $9,386,000 | 1,406 |
| Salaries and employee benefits | $3,885,000 | 1,705 |
| Premises and equipment expense | $2,366,000 | 828 |
| Additional noninterest expense | $3,135,000 | 1,397 |
| Pre-tax net operating income | $9,058,000 | 869 |
| Securities gains (losses) | $462,000 | 586 |
| Applicable income taxes | $3,338,000 | 796 |
| Income before extraordinary items | $6,182,000 | 883 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $6,182,000 | 882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $293,000 | 1,888 |
| Cash dividends | $2,000,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $5,881,700 | 889 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $29,656,000 | 1,140 |
| Total interest expense | $15,162,000 | 1,081 |
| Net interest income | $14,494,000 | 1,210 |
| Provision for loan and lease losses | $90,000 | 5,371 |
| Total noninterest income | $2,450,000 | 1,502 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,450,000 | 955 |
| Total noninterest expense | $7,666,000 | 1,700 |
| Salaries and employee benefits | $3,385,000 | 1,940 |
| Premises and equipment expense | $1,782,000 | 1,122 |
| Additional noninterest expense | $2,499,000 | 1,697 |
| Pre-tax net operating income | $9,188,000 | 876 |
| Securities gains (losses) | $65,000 | 1,192 |
| Applicable income taxes | $3,152,000 | 885 |
| Income before extraordinary items | $6,101,000 | 903 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $6,101,000 | 905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,428 |
| Cash dividends | $2,000,000 | 1,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $6,058,100 | 888 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $27,544,000 | 1,246 |
| Total interest expense | $13,951,000 | 1,176 |
| Net interest income | $13,593,000 | 1,307 |
| Provision for loan and lease losses | $200,000 | 3,395 |
| Total noninterest income | $2,090,000 | 1,775 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,090,000 | 1,123 |
| Total noninterest expense | $9,420,000 | 1,513 |
| Salaries and employee benefits | $3,336,000 | 1,984 |
| Premises and equipment expense | $1,436,000 | 1,416 |
| Additional noninterest expense | $4,648,000 | 1,199 |
| Pre-tax net operating income | $6,063,000 | 1,196 |
| Securities gains (losses) | $502,000 | 420 |
| Applicable income taxes | $2,292,000 | 1,086 |
| Income before extraordinary items | $4,273,000 | 1,189 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,273,000 | 1,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,641 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,946,700 | 1,241 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $25,613,000 | 1,334 |
| Total interest expense | $12,977,000 | 1,286 |
| Net interest income | $12,636,000 | 1,422 |
| Provision for loan and lease losses | $100,000 | 4,579 |
| Total noninterest income | $1,774,000 | 2,025 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,774,000 | 1,220 |
| Total noninterest expense | $7,267,000 | 1,911 |
| Salaries and employee benefits | $3,072,000 | 2,158 |
| Premises and equipment expense | $1,318,000 | 1,543 |
| Additional noninterest expense | $2,877,000 | 1,760 |
| Pre-tax net operating income | $7,043,000 | 1,105 |
| Securities gains (losses) | $1,161,000 | 198 |
| Applicable income taxes | $2,716,000 | 984 |
| Income before extraordinary items | $5,488,000 | 969 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $5,488,000 | 969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,662 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $4,710,130 | 1,106 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $20,080,000 | 1,538 |
| Total interest expense | $8,749,000 | 1,482 |
| Net interest income | $11,331,000 | 1,596 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $1,067,000 | 2,972 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,067,000 | 1,763 |
| Total noninterest expense | $5,290,000 | 2,629 |
| Salaries and employee benefits | $2,408,000 | 2,754 |
| Premises and equipment expense | $934,000 | 2,159 |
| Additional noninterest expense | $1,948,000 | 2,633 |
| Pre-tax net operating income | $7,108,000 | 1,065 |
| Securities gains (losses) | $696,000 | 210 |
| Applicable income taxes | $2,599,000 | 984 |
| Income before extraordinary items | $5,205,000 | 981 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $5,205,000 | 977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,826 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $174,000 | 717 |
| Net operating income | $4,738,680 | 1,084 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $20,035,000 | 1,571 |
| Total interest expense | $8,398,000 | 1,580 |
| Net interest income | $11,637,000 | 1,547 |
| Provision for loan and lease losses | $80,000 | 6,310 |
| Total noninterest income | $1,011,000 | 3,313 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,011,000 | 2,022 |
| Total noninterest expense | $4,953,000 | 2,883 |
| Salaries and employee benefits | $2,169,000 | 3,020 |
| Premises and equipment expense | $821,000 | 2,494 |
| Additional noninterest expense | $1,963,000 | 2,777 |
| Pre-tax net operating income | $7,615,000 | 944 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $2,381,000 | 1,050 |
| Income before extraordinary items | $5,234,000 | 986 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $5,234,000 | 1,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 7,032 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $238,000 | 749 |
| Net operating income | $5,234,000 | 928 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $20,058,000 | 1,762 |
| Total interest expense | $9,425,000 | 1,804 |
| Net interest income | $10,633,000 | 1,726 |
| Provision for loan and lease losses | $100,000 | 7,236 |
| Total noninterest income | $965,000 | 3,414 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $965,000 | 2,058 |
| Total noninterest expense | $4,376,000 | 3,241 |
| Salaries and employee benefits | $1,782,000 | 3,589 |
| Premises and equipment expense | $582,000 | 3,466 |
| Additional noninterest expense | $2,012,000 | 2,790 |
| Pre-tax net operating income | $7,122,000 | 916 |
| Securities gains (losses) | $9,000 | 6,537 |
| Applicable income taxes | $2,384,000 | 972 |
| Income before extraordinary items | $4,747,000 | 1,004 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,747,000 | 1,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 6,521 |
| Cash dividends | $1,300,000 | 1,226 |
| Sale, conversion, retirement of capital stock, net | $198,000 | 738 |
| Net operating income | $4,740,970 | 908 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.