First Federal Savings Bank of Elizabethtown, Net charge- offs to loans

2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0917%6,092
Percentage Net Loans Charged-off: Total real estate loans-0.0819%6,044
Percentage Net Loans Charged-off:Construction & development2.4998%213
Percentage Net Loans Charged-off: Commercial real estate-0.6637%6,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential-0.0006%5,514
Percentage Net Loans Charged-off: Home equity loans0.0000%1,143
All other 1-4 family - Percent of loans charged-off, net-0.0008%5,515
Percentage Net Loans Charged-off: Commercial and industrial-0.3180%5,783
Percentage Net Loans Charged-off: Loans to individuals-0.0267%5,396
Percentage Net Loans Charged-off: Credit card loans0.0000%778
Percentage Net Loans Charged-off: Other loans to individual-0.0271%5,322
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0639%6,007
Percentage Net Loans Charged-off: Total real estate loans-0.0409%5,874
Percentage Net Loans Charged-off:Construction & development2.8081%187
Percentage Net Loans Charged-off: Commercial real estate-0.5827%6,337
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential-0.0479%6,012
Percentage Net Loans Charged-off: Home equity loans0.0000%1,025
All other 1-4 family - Percent of loans charged-off, net-0.0639%6,051
Percentage Net Loans Charged-off: Commercial and industrial-0.3875%5,892
Percentage Net Loans Charged-off: Loans to individuals-0.1761%5,787
Percentage Net Loans Charged-off: Credit card loans0.0000%720
Percentage Net Loans Charged-off: Other loans to individual-0.1783%5,730
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0598%3,120
Percentage Net Loans Charged-off: Total real estate loans0.0942%2,097
Percentage Net Loans Charged-off:Construction & development0.1839%644
Percentage Net Loans Charged-off: Commercial real estate0.1575%1,004
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.0122%2,795
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net0.0163%2,606
Percentage Net Loans Charged-off: Commercial and industrial-0.3074%5,845
Percentage Net Loans Charged-off: Loans to individuals-0.2719%5,918
Percentage Net Loans Charged-off: Credit card loans0.0000%642
Percentage Net Loans Charged-off: Other loans to individual-0.2752%5,876
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0276%5,511
Percentage Net Loans Charged-off: Total real estate loans-0.0179%5,641
Percentage Net Loans Charged-off:Construction & development0.3633%407
Percentage Net Loans Charged-off: Commercial real estate-0.1088%6,259
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.0024%2,165
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net0.0033%2,030
Percentage Net Loans Charged-off: Commercial and industrial-0.1716%5,647
Percentage Net Loans Charged-off: Loans to individuals-0.0833%5,385
Percentage Net Loans Charged-off: Credit card loans0.0000%507
Percentage Net Loans Charged-off: Other loans to individual-0.0842%5,327
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9298%651
Percentage Net Loans Charged-off: Total real estate loans0.9858%489
Percentage Net Loans Charged-off:Construction & development0.5247%1,077
Percentage Net Loans Charged-off: Commercial real estate1.7445%304
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.2978%1,717
Percentage Net Loans Charged-off: Home equity loans0.3109%874
All other 1-4 family - Percent of loans charged-off, net0.2936%1,689
Percentage Net Loans Charged-off: Commercial and industrial0.5759%1,446
Percentage Net Loans Charged-off: Loans to individuals-0.0049%5,637
Percentage Net Loans Charged-off: Credit card loans1.9395%355
Percentage Net Loans Charged-off: Other loans to individual-0.0295%5,608
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9870%582
Percentage Net Loans Charged-off: Total real estate loans1.0347%437
Percentage Net Loans Charged-off:Construction & development0.5395%959
Percentage Net Loans Charged-off: Commercial real estate1.9072%269
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.2209%1,978
Percentage Net Loans Charged-off: Home equity loans0.4187%710
All other 1-4 family - Percent of loans charged-off, net0.1585%2,235
Percentage Net Loans Charged-off: Commercial and industrial0.6756%1,169
Percentage Net Loans Charged-off: Loans to individuals0.1796%3,004
Percentage Net Loans Charged-off: Credit card loans2.5458%275
Percentage Net Loans Charged-off: Other loans to individual0.1494%2,987
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1929%2,601
Percentage Net Loans Charged-off: Total real estate loans0.1816%2,196
Percentage Net Loans Charged-off:Construction & development0.6958%824
Percentage Net Loans Charged-off: Commercial real estate0.1796%1,377
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.0940%2,589
Percentage Net Loans Charged-off: Home equity loans0.2590%808
All other 1-4 family - Percent of loans charged-off, net0.0429%2,821
Percentage Net Loans Charged-off: Commercial and industrial0.6236%1,131
Percentage Net Loans Charged-off: Loans to individuals0.0754%3,201
Percentage Net Loans Charged-off: Credit card loans3.6630%178
Percentage Net Loans Charged-off: Other loans to individual0.0286%3,256
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3204%1,682
Percentage Net Loans Charged-off: Total real estate loans0.3003%1,455
Percentage Net Loans Charged-off:Construction & development1.3572%502
Percentage Net Loans Charged-off: Commercial real estate0.2821%873
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.1261%1,962
Percentage Net Loans Charged-off: Home equity loans0.2288%618
All other 1-4 family - Percent of loans charged-off, net0.0948%1,949
Percentage Net Loans Charged-off: Commercial and industrial1.3137%579
Percentage Net Loans Charged-off: Loans to individuals-0.0729%5,569
Percentage Net Loans Charged-off: Credit card loans0.0000%554
Percentage Net Loans Charged-off: Other loans to individual-0.0738%5,520
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0978%961
Percentage Net Loans Charged-off: Total real estate loans1.1216%860
Percentage Net Loans Charged-off:Construction & development1.6456%1,203
Percentage Net Loans Charged-off: Commercial real estate1.5300%570
Percentage Net Loans Charged-off: Multi-family residential1.2523%407
Percentage Net Loans Charged-off: 1-4 family residential0.4767%1,863
Percentage Net Loans Charged-off: Home equity loans0.0913%1,617
All other 1-4 family - Percent of loans charged-off, net0.5851%1,495
Percentage Net Loans Charged-off: Commercial and industrial0.8996%1,537
Percentage Net Loans Charged-off: Loans to individuals0.7558%1,747
Percentage Net Loans Charged-off: Credit card loans0.0000%887
Percentage Net Loans Charged-off: Other loans to individual0.7641%1,605
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6996%1,576
Percentage Net Loans Charged-off: Total real estate loans0.6765%1,471
Percentage Net Loans Charged-off:Construction & development1.9819%1,026
Percentage Net Loans Charged-off: Commercial real estate0.5480%1,308
Percentage Net Loans Charged-off: Multi-family residential1.3706%352
Percentage Net Loans Charged-off: 1-4 family residential0.4387%1,903
Percentage Net Loans Charged-off: Home equity loans0.1189%1,388
All other 1-4 family - Percent of loans charged-off, net0.5274%1,609
Percentage Net Loans Charged-off: Commercial and industrial1.3017%1,098
Percentage Net Loans Charged-off: Loans to individuals0.6524%1,812
Percentage Net Loans Charged-off: Credit card loans0.0000%811
Percentage Net Loans Charged-off: Other loans to individual0.6595%1,653
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9045%1,219
Percentage Net Loans Charged-off: Total real estate loans0.9017%1,090
Percentage Net Loans Charged-off:Construction & development2.3827%874
Percentage Net Loans Charged-off: Commercial real estate0.7612%976
Percentage Net Loans Charged-off: Multi-family residential2.0728%252
Percentage Net Loans Charged-off: 1-4 family residential0.5837%1,478
Percentage Net Loans Charged-off: Home equity loans0.0346%1,300
All other 1-4 family - Percent of loans charged-off, net0.7322%1,185
Percentage Net Loans Charged-off: Commercial and industrial1.0048%1,235
Percentage Net Loans Charged-off: Loans to individuals0.8678%1,401
Percentage Net Loans Charged-off: Credit card loans0.0000%735
Percentage Net Loans Charged-off: Other loans to individual0.8771%1,264
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4873%1,871
Percentage Net Loans Charged-off: Total real estate loans0.3792%1,907
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate0.1422%1,383
Percentage Net Loans Charged-off: Multi-family residential4.0621%139
Percentage Net Loans Charged-off: 1-4 family residential0.4050%1,644
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net0.5141%1,345
Percentage Net Loans Charged-off: Commercial and industrial2.4765%563
Percentage Net Loans Charged-off: Loans to individuals0.9822%1,161
Percentage Net Loans Charged-off: Credit card loans0.0000%576
Percentage Net Loans Charged-off: Other loans to individual0.9924%1,031
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.2394%267
Percentage Net Loans Charged-off: Total real estate loans3.3953%225
Percentage Net Loans Charged-off:Construction & development18.0041%182
Percentage Net Loans Charged-off: Commercial real estate1.9413%595
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.6356%1,868
Percentage Net Loans Charged-off: Home equity loans0.1060%1,778
All other 1-4 family - Percent of loans charged-off, net0.7769%1,544
Percentage Net Loans Charged-off: Commercial and industrial2.8530%855
Percentage Net Loans Charged-off: Loans to individuals0.1626%4,163
Percentage Net Loans Charged-off: Credit card loans0.0000%959
Percentage Net Loans Charged-off: Other loans to individual0.1437%4,035
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans4.1258%150
Percentage Net Loans Charged-off: Total real estate loans4.3550%141
Percentage Net Loans Charged-off:Construction & development22.4216%123
Percentage Net Loans Charged-off: Commercial real estate2.4039%371
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.8227%1,405
Percentage Net Loans Charged-off: Home equity loans0.1399%1,512
All other 1-4 family - Percent of loans charged-off, net1.0050%1,162
Percentage Net Loans Charged-off: Commercial and industrial3.1651%699
Percentage Net Loans Charged-off: Loans to individuals0.0615%4,369
Percentage Net Loans Charged-off: Credit card loans0.0000%902
Percentage Net Loans Charged-off: Other loans to individual0.0527%4,209
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans4.2113%179
Percentage Net Loans Charged-off: Total real estate loans4.5268%159
Percentage Net Loans Charged-off:Construction & development26.5906%97
Percentage Net Loans Charged-off: Commercial real estate1.1778%862
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.9033%1,283
Percentage Net Loans Charged-off: Home equity loans0.1345%1,320
All other 1-4 family - Percent of loans charged-off, net1.1083%1,039
Percentage Net Loans Charged-off: Commercial and industrial1.6535%1,174
Percentage Net Loans Charged-off: Loans to individuals-0.0264%6,122
Percentage Net Loans Charged-off: Credit card loans0.0000%808
Percentage Net Loans Charged-off: Other loans to individual-0.0215%6,059
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7033%1,811
Percentage Net Loans Charged-off: Total real estate loans0.7275%1,511
Percentage Net Loans Charged-off:Construction & development1.3586%1,126
Percentage Net Loans Charged-off: Commercial real estate0.2763%1,357
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential1.1388%866
Percentage Net Loans Charged-off: Home equity loans0.0756%975
All other 1-4 family - Percent of loans charged-off, net1.4180%689
Percentage Net Loans Charged-off: Commercial and industrial1.0499%1,228
Percentage Net Loans Charged-off: Loans to individuals-0.2153%6,527
Percentage Net Loans Charged-off: Credit card loans0.0000%649
Percentage Net Loans Charged-off: Other loans to individual-0.1601%6,431
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2558%1,788
Percentage Net Loans Charged-off: Total real estate loans1.2332%1,571
Percentage Net Loans Charged-off:Construction & development3.0343%1,742
Percentage Net Loans Charged-off: Commercial real estate0.8440%1,486
Percentage Net Loans Charged-off: Multi-family residential0.4471%873
Percentage Net Loans Charged-off: 1-4 family residential0.8452%1,594
Percentage Net Loans Charged-off: Home equity loans0.2569%1,541
All other 1-4 family - Percent of loans charged-off, net0.9806%1,397
Percentage Net Loans Charged-off: Commercial and industrial2.1924%1,497
Percentage Net Loans Charged-off: Loans to individuals0.5337%3,312
Percentage Net Loans Charged-off: Credit card loans0.0000%1,060
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2396%1,646
Percentage Net Loans Charged-off: Total real estate loans1.3385%1,339
Percentage Net Loans Charged-off:Construction & development0.0000%3,073
Percentage Net Loans Charged-off: Commercial real estate3.1107%310
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.0829%3,911
Percentage Net Loans Charged-off: Home equity loans0.0514%1,643
All other 1-4 family - Percent of loans charged-off, net0.0899%3,676
Percentage Net Loans Charged-off: Commercial and industrial-0.0730%6,794
Percentage Net Loans Charged-off: Loans to individuals0.8875%2,210
Percentage Net Loans Charged-off: Credit card loans0.0000%993
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3667%3,527
Percentage Net Loans Charged-off: Total real estate loans0.3626%2,874
Percentage Net Loans Charged-off:Construction & development0.0000%2,687
Percentage Net Loans Charged-off: Commercial real estate0.8713%1,101
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,093
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.0000%3,888
Percentage Net Loans Charged-off: Commercial and industrial-0.0552%6,677
Percentage Net Loans Charged-off: Loans to individuals0.9521%1,985
Percentage Net Loans Charged-off: Credit card loans0.0000%903
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2678%3,339
Percentage Net Loans Charged-off: Total real estate loans0.2460%2,723
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate0.5931%1,011
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,124
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.0000%2,950
Percentage Net Loans Charged-off: Commercial and industrial-0.0400%6,564
Percentage Net Loans Charged-off: Loans to individuals1.0467%1,741
Percentage Net Loans Charged-off: Credit card loans0.0000%753
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5548%3,561
Percentage Net Loans Charged-off: Total real estate loans0.0724%5,066
Percentage Net Loans Charged-off:Construction & development0.3396%3,070
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,404
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,946
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net0.0000%4,738
Percentage Net Loans Charged-off: Commercial and industrial7.3064%428
Percentage Net Loans Charged-off: Loans to individuals1.1677%2,385
Percentage Net Loans Charged-off: Credit card loans0.0000%1,179
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5328%3,087
Percentage Net Loans Charged-off: Total real estate loans0.0954%4,362
Percentage Net Loans Charged-off:Construction & development0.4458%2,558
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,820
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,457
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.0000%4,220
Percentage Net Loans Charged-off: Commercial and industrial6.7814%395
Percentage Net Loans Charged-off: Loans to individuals1.0641%2,336
Percentage Net Loans Charged-off: Credit card loans0.0000%1,103
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6923%2,319
Percentage Net Loans Charged-off: Total real estate loans0.0090%4,767
Percentage Net Loans Charged-off:Construction & development0.0415%2,593
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,865
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.0000%3,607
Percentage Net Loans Charged-off: Commercial and industrial10.3915%231
Percentage Net Loans Charged-off: Loans to individuals1.5221%1,597
Percentage Net Loans Charged-off: Credit card loans0.0000%1,008
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2305%3,257
Percentage Net Loans Charged-off: Total real estate loans-0.0019%7,535
Percentage Net Loans Charged-off:Construction & development-0.0088%7,353
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,745
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.0000%2,521
Percentage Net Loans Charged-off: Commercial and industrial2.0029%948
Percentage Net Loans Charged-off: Loans to individuals2.2177%1,008
Percentage Net Loans Charged-off: Credit card loans0.0000%800
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0755%5,681
Percentage Net Loans Charged-off: Total real estate loans0.0015%5,315
Percentage Net Loans Charged-off:Construction & development0.0059%2,832
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,222
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.0000%3,963
Percentage Net Loans Charged-off: Commercial and industrial0.6589%2,352
Percentage Net Loans Charged-off: Loans to individuals0.6436%3,220
Percentage Net Loans Charged-off: Credit card loans0.0000%1,198
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0914%4,572
Percentage Net Loans Charged-off: Total real estate loans0.0026%4,525
Percentage Net Loans Charged-off:Construction & development0.0100%2,200
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,509
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.0000%3,263
Percentage Net Loans Charged-off: Commercial and industrial0.8523%1,490
Percentage Net Loans Charged-off: Loans to individuals0.6916%2,613
Percentage Net Loans Charged-off: Credit card loans0.0000%1,100
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1080%3,722
Percentage Net Loans Charged-off: Total real estate loans0.0040%3,717
Percentage Net Loans Charged-off:Construction & development0.0146%1,651
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,841
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.0000%2,615
Percentage Net Loans Charged-off: Commercial and industrial1.0751%1,003
Percentage Net Loans Charged-off: Loans to individuals0.6772%2,375
Percentage Net Loans Charged-off: Credit card loans0.0000%966
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0573%3,646
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,687
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,939
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial0.1635%1,699
Percentage Net Loans Charged-off: Loans to individuals0.8731%1,719
Percentage Net Loans Charged-off: Credit card loans0.0000%761
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1312%3,471
Percentage Net Loans Charged-off: Total real estate loans0.0012%4,204
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0037%3,282
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0044%3,025
Percentage Net Loans Charged-off: Commercial and industrial1.7433%720
Percentage Net Loans Charged-off: Loans to individuals0.3736%3,648
Percentage Net Loans Charged-off: Credit card loans0.0000%1,217
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0256%4,907
Percentage Net Loans Charged-off: Total real estate loans0.0019%3,329
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0056%2,606
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0066%2,377
Percentage Net Loans Charged-off: Commercial and industrial0.0330%3,021
Percentage Net Loans Charged-off: Loans to individuals0.3639%3,257
Percentage Net Loans Charged-off: Credit card loans0.0000%1,103
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0194%4,558
Percentage Net Loans Charged-off: Total real estate loans-0.0028%7,498
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.0084%7,735
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net-0.0100%7,763
Percentage Net Loans Charged-off: Commercial and industrial0.0613%2,356
Percentage Net Loans Charged-off: Loans to individuals0.2970%3,167
Percentage Net Loans Charged-off: Credit card loans0.0000%965
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0195%3,750
Percentage Net Loans Charged-off: Total real estate loans-0.0051%7,625
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential-0.0148%7,862
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net-0.0178%7,875
Percentage Net Loans Charged-off: Commercial and industrial0.1588%1,392
Percentage Net Loans Charged-off: Loans to individuals0.2415%2,945
Percentage Net Loans Charged-off: Credit card loans0.0000%790
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0347%4,819
Percentage Net Loans Charged-off: Total real estate loans-0.0007%7,508
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential-0.0018%7,709
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net-0.0022%7,710
Percentage Net Loans Charged-off: Commercial and industrial0.2021%2,449
Percentage Net Loans Charged-off: Loans to individuals0.3410%3,681
Percentage Net Loans Charged-off: Credit card loans0.0000%1,256
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0294%4,391
Percentage Net Loans Charged-off: Total real estate loans-0.0009%7,444
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential-0.0024%7,680
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net-0.0029%7,694
Percentage Net Loans Charged-off: Commercial and industrial0.1094%2,364
Percentage Net Loans Charged-off: Loans to individuals0.3349%3,270
Percentage Net Loans Charged-off: Credit card loans0.0000%1,137
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0202%4,327
Percentage Net Loans Charged-off: Total real estate loans-0.0011%7,471
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0027%7,724
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net-0.0033%7,747
Percentage Net Loans Charged-off: Commercial and industrial-0.0054%6,593
Percentage Net Loans Charged-off: Loans to individuals0.2927%3,197
Percentage Net Loans Charged-off: Credit card loans0.0000%1,005
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0284%3,342
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,732
Percentage Net Loans Charged-off: Loans to individuals0.3857%2,475
Percentage Net Loans Charged-off: Credit card loans0.0000%826
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0600%4,529
Percentage Net Loans Charged-off: Total real estate loans0.0019%3,473
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0043%2,940
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0053%2,718
Percentage Net Loans Charged-off: Commercial and industrial0.2000%2,773
Percentage Net Loans Charged-off: Loans to individuals0.6414%2,951
Percentage Net Loans Charged-off: Credit card loans0.0000%1,459
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0341%4,702
Percentage Net Loans Charged-off: Total real estate loans0.0025%2,957
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0056%2,499
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0069%2,303
Percentage Net Loans Charged-off: Commercial and industrial-0.0041%6,770
Percentage Net Loans Charged-off: Loans to individuals0.4327%3,402
Percentage Net Loans Charged-off: Credit card loans0.0000%1,324
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0301%4,439
Percentage Net Loans Charged-off: Total real estate loans0.0011%2,511
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0025%2,113
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0031%1,946
Percentage Net Loans Charged-off: Commercial and industrial-0.0063%6,734
Percentage Net Loans Charged-off: Loans to individuals0.3992%3,251
Percentage Net Loans Charged-off: Credit card loans0.0000%1,186
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0418%3,439
Percentage Net Loans Charged-off: Total real estate loans0.0023%1,777
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0049%1,487
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0061%1,349
Percentage Net Loans Charged-off: Commercial and industrial-0.0128%6,831
Percentage Net Loans Charged-off: Loans to individuals0.5470%2,430
Percentage Net Loans Charged-off: Credit card loans0.0000%922
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1258%3,759
Percentage Net Loans Charged-off: Total real estate loans0.0079%3,526
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0156%2,848
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0188%2,634
Percentage Net Loans Charged-off: Commercial and industrial0.6779%1,784
Percentage Net Loans Charged-off: Loans to individuals1.1031%1,839
Percentage Net Loans Charged-off: Credit card loans0.0000%1,629
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1498%2,889
Percentage Net Loans Charged-off: Total real estate loans0.0106%2,921
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0207%2,306
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0247%2,107
Percentage Net Loans Charged-off: Commercial and industrial0.9081%1,219
Percentage Net Loans Charged-off: Loans to individuals1.2166%1,461
Percentage Net Loans Charged-off: Credit card loans0.0000%1,504
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1387%2,866
Percentage Net Loans Charged-off: Total real estate loans0.0162%2,331
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0308%1,808
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0366%1,643
Percentage Net Loans Charged-off: Commercial and industrial0.2771%2,006
Percentage Net Loans Charged-off: Loans to individuals1.4267%1,216
Percentage Net Loans Charged-off: Credit card loans0.0000%1,362
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1590%2,257
Percentage Net Loans Charged-off: Total real estate loans0.0327%1,498
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0608%1,160
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0716%1,037
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,138
Percentage Net Loans Charged-off: Loans to individuals1.6843%1,080
Percentage Net Loans Charged-off: Credit card loans0.0000%1,093
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1233%4,385
Percentage Net Loans Charged-off: Total real estate loans0.0290%2,995
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0747%1,186
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0205%2,902
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0235%2,712
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,747
Percentage Net Loans Charged-off: Loans to individuals1.2929%1,700
Percentage Net Loans Charged-off: Credit card loans0.0000%1,842
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1297%3,807
Percentage Net Loans Charged-off: Total real estate loans0.0341%2,419
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.1019%882
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0205%2,423
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0233%2,274
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,156
Percentage Net Loans Charged-off: Loans to individuals1.3311%1,488
Percentage Net Loans Charged-off: Credit card loans0.0000%1,741
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1478%3,305
Percentage Net Loans Charged-off: Total real estate loans0.0490%1,869
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.1523%617
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0299%1,885
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0337%1,783
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,532
Percentage Net Loans Charged-off: Loans to individuals1.4026%1,393
Percentage Net Loans Charged-off: Credit card loans0.0000%1,566
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1707%2,581
Percentage Net Loans Charged-off: Total real estate loans0.0597%1,345
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.3212%314
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0013%1,639
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0014%1,540
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,449
Percentage Net Loans Charged-off: Loans to individuals1.6205%1,179
Percentage Net Loans Charged-off: Credit card loans0.0000%1,250
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1357%4,535
Percentage Net Loans Charged-off: Total real estate loans0.0420%2,720
Percentage Net Loans Charged-off:Construction & development0.0117%830
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0561%2,218
Percentage Net Loans Charged-off: Home equity loans0.5216%155
All other 1-4 family - Percent of loans charged-off, net0.0075%3,055
Percentage Net Loans Charged-off: Commercial and industrial0.2218%3,713
Percentage Net Loans Charged-off: Loans to individuals1.1986%1,912
Percentage Net Loans Charged-off: Credit card loans0.0000%1,947
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1154%4,837
Percentage Net Loans Charged-off: Total real estate loans-0.0017%8,288
Percentage Net Loans Charged-off:Construction & development-0.0059%8,163
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential-0.0017%8,499
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net-0.0019%8,526
Percentage Net Loans Charged-off: Commercial and industrial0.9694%1,851
Percentage Net Loans Charged-off: Loans to individuals0.9997%2,248
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0893%4,846
Percentage Net Loans Charged-off: Total real estate loans0.0002%974
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0000%426
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0003%919
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.0003%860
Percentage Net Loans Charged-off: Commercial and industrial0.3665%542
Percentage Net Loans Charged-off: Loans to individuals0.7431%569
Percentage Net Loans Charged-off: Credit card loans0.0000%977
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0332%6,581
Percentage Net Loans Charged-off: Total real estate loans0.0152%764
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0000%415
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0173%773
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.0185%716
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,003
Percentage Net Loans Charged-off: Loans to individuals0.2650%1,053
Percentage Net Loans Charged-off: Credit card loans0.0000%985
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%415
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0805%5,565
Percentage Net Loans Charged-off: Total real estate loans0.0103%816
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.0000%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0117%777
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net0.0124%706
Percentage Net Loans Charged-off: Commercial and industrial0.0000%953
Percentage Net Loans Charged-off: Loans to individuals1.0204%480
Percentage Net Loans Charged-off: Credit card loans0.0000%973
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0127%8,015
Percentage Net Loans Charged-off: Total real estate loans0.0020%972
Percentage Net Loans Charged-off:Construction & development0.0691%174
Percentage Net Loans Charged-off: Commercial real estate0.0000%477
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,009
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net0.0000%952
Percentage Net Loans Charged-off: Commercial and industrial0.0000%888
Percentage Net Loans Charged-off: Loans to individuals0.1501%1,199
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0228%7,865
Percentage Net Loans Charged-off: Total real estate loans0.0038%978
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate0.0000%559
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0044%978
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net0.0045%928
Percentage Net Loans Charged-off: Commercial and industrial0.3831%403
Percentage Net Loans Charged-off: Loans to individuals0.1863%1,203
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0133%8,282
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,049
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate0.0000%615
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,034
Percentage Net Loans Charged-off: Home equity loans0.0000%403
All other 1-4 family - Percent of loans charged-off, net0.0000%989
Percentage Net Loans Charged-off: Commercial and industrial0.0000%798
Percentage Net Loans Charged-off: Loans to individuals0.1940%1,125
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0030%8,840
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0137%9,440
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0385%10,167
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA