Home > First Federal Savings Bank of Citrus County > Income and Expense
First Federal Savings Bank of Citrus County, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $16,849,000 | 2,008 |
| Total interest expense | $8,273,000 | 1,895 |
| Net interest income | $8,576,000 | 2,093 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $629,000 | 4,422 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $629,000 | 2,484 |
| Total noninterest expense | $5,762,000 | 2,389 |
| Salaries and employee benefits | $1,516,000 | 4,266 |
| Premises and equipment expense | $1,297,000 | 1,567 |
| Additional noninterest expense | $2,949,000 | 1,766 |
| Pre-tax net operating income | $3,443,000 | 2,081 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,323,000 | 1,824 |
| Income before extraordinary items | $2,120,000 | 2,313 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,120,000 | 2,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 2,596 |
| Cash dividends | $4,330,000 | 737 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,120,000 | 2,265 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $16,394,000 | 2,051 |
| Total interest expense | $8,426,000 | 1,876 |
| Net interest income | $7,968,000 | 2,261 |
| Provision for loan and lease losses | $8,000 | 8,490 |
| Total noninterest income | $657,000 | 4,291 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $657,000 | 2,398 |
| Total noninterest expense | $4,023,000 | 3,307 |
| Salaries and employee benefits | $1,795,000 | 3,653 |
| Premises and equipment expense | $1,156,000 | 1,748 |
| Additional noninterest expense | $1,072,000 | 4,115 |
| Pre-tax net operating income | $4,594,000 | 1,608 |
| Securities gains (losses) | $-256,000 | 11,723 |
| Applicable income taxes | $1,649,000 | 1,516 |
| Income before extraordinary items | $2,689,000 | 1,869 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,689,000 | 1,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 4,028 |
| Cash dividends | $2,770,000 | 984 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $2,852,840 | 1,751 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $16,074,000 | 1,917 |
| Total interest expense | $7,023,000 | 1,800 |
| Net interest income | $9,051,000 | 2,003 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $596,000 | 4,689 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $596,000 | 2,599 |
| Total noninterest expense | $4,072,000 | 3,371 |
| Salaries and employee benefits | $1,797,000 | 3,622 |
| Premises and equipment expense | $1,139,000 | 1,804 |
| Additional noninterest expense | $1,136,000 | 4,250 |
| Pre-tax net operating income | $5,575,000 | 1,341 |
| Securities gains (losses) | $-601,000 | 12,295 |
| Applicable income taxes | $1,492,000 | 1,563 |
| Income before extraordinary items | $3,482,000 | 1,426 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,482,000 | 1,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,590 |
| Cash dividends | $1,500,000 | 1,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,902,700 | 1,301 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $16,960,000 | 1,851 |
| Total interest expense | $7,937,000 | 1,657 |
| Net interest income | $9,023,000 | 2,002 |
| Provision for loan and lease losses | $200,000 | 3,901 |
| Total noninterest income | $636,000 | 4,764 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $636,000 | 2,780 |
| Total noninterest expense | $4,149,000 | 3,373 |
| Salaries and employee benefits | $1,655,000 | 3,924 |
| Premises and equipment expense | $1,164,000 | 1,801 |
| Additional noninterest expense | $1,330,000 | 3,863 |
| Pre-tax net operating income | $5,310,000 | 1,316 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,895,000 | 1,263 |
| Income before extraordinary items | $3,415,000 | 1,484 |
| Extraordinary gains, net | $313,000 | 687 |
| Net income | $3,728,000 | 1,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 9,031 |
| Cash dividends | $750,000 | 2,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,415,000 | 1,399 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $19,103,000 | 1,851 |
| Total interest expense | $11,090,000 | 1,575 |
| Net interest income | $8,013,000 | 2,270 |
| Provision for loan and lease losses | $1,043,000 | 1,787 |
| Total noninterest income | $629,000 | 4,795 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $629,000 | 2,739 |
| Total noninterest expense | $4,234,000 | 3,330 |
| Salaries and employee benefits | $1,722,000 | 3,712 |
| Premises and equipment expense | $952,000 | 2,189 |
| Additional noninterest expense | $1,560,000 | 3,481 |
| Pre-tax net operating income | $3,365,000 | 1,838 |
| Securities gains (losses) | $-100,000 | 13,782 |
| Applicable income taxes | $802,000 | 2,614 |
| Income before extraordinary items | $2,463,000 | 1,849 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,463,000 | 1,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 9,274 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $4,740,000 | 180 |
| Net operating income | $2,538,000 | 1,656 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.