Home > First Federal Savings Bank of Citrus County > Assets and Liabilities
First Federal Savings Bank of Citrus County, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 56 | 3,359 |
| Assets and Liabilities | ||
| Total Assets: | $223,946,000 | 2,092 |
| Cash and due from depository institutions | $6,835,000 | 3,359 |
| Interest-bearing balances | $3,019,000 | 1,233 |
| Securities | $42,952,000 | 2,806 |
| Federal funds sold & reverse repurchase agreements | $7,500,000 | 1,727 |
| Net loans & leases | $156,428,000 | 1,847 |
| Loan loss allowance | $1,367,000 | 2,657 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,128,000 | 1,917 |
| Other real estate owned | $806,000 | 3,359 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $5,297,000 | 1,512 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $223,946,000 | 2,092 |
| Total liabilities | $209,638,000 | 2,015 |
| Total deposits | $207,435,000 | 1,873 |
| Interest-bearing deposits | $204,788,000 | 1,631 |
| Deposits held in domestic offices | $207,435,000 | 1,863 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,203,000 | 1,874 |
| Total equity capital | $14,308,000 | 3,106 |
| Total bank equity capital | $14,308,000 | 3,106 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $153,000 | 8,053 |
| Surplus | $4,587,000 | 3,083 |
| Undivided profits | $9,568,000 | 2,619 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,053,000 | 1,494 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,099,000 | 2,044 |
| Earning assets | $209,899,000 | 2,051 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $223,312,000 | 2,022 |
| Average Assets, quarterly | $223,571,500 | 2,069 |
| Volatile liabilities | $14,254,000 | 3,754 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $342,000 | 10,103 |
| Tier 1 (core) risk-based capital | $13,626,000 | 3,164 |
| Tier 2 risk-based capital | $1,257,000 | 2,402 |
| Total risk weighted assets | $100,458,000 | 2,771 |
| Total unused commitments | $342,000 | 10,113 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 62 | 3,142 |
| Assets and Liabilities | ||
| Total Assets: | $223,898,000 | 2,117 |
| Cash and due from depository institutions | $12,719,000 | 3,142 |
| Interest-bearing balances | $8,789,000 | 522 |
| Securities | $43,468,000 | 2,904 |
| Federal funds sold & reverse repurchase agreements | $2,769,000 | 4,611 |
| Net loans & leases | $156,282,000 | 1,824 |
| Loan loss allowance | $1,576,000 | 2,379 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,895,000 | 1,982 |
| Other real estate owned | $213,000 | 3,142 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $4,552,000 | 1,756 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $223,898,000 | 2,117 |
| Total liabilities | $207,267,000 | 2,064 |
| Total deposits | $204,373,000 | 1,917 |
| Interest-bearing deposits | $202,206,000 | 1,676 |
| Deposits held in domestic offices | $204,373,000 | 1,905 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,894,000 | 1,575 |
| Total equity capital | $16,631,000 | 2,686 |
| Total bank equity capital | $16,631,000 | 2,686 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $153,000 | 8,454 |
| Surplus | $4,587,000 | 3,076 |
| Undivided profits | $11,891,000 | 2,193 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $426,000 | 4,677 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $929,000 | 2,494 |
| Earning assets | $211,308,000 | 2,046 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $218,916,000 | 2,074 |
| Average Assets, quarterly | $223,665,000 | 2,089 |
| Volatile liabilities | $13,396,000 | 3,666 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $400,000 | 10,233 |
| Tier 1 (core) risk-based capital | $15,813,000 | 2,710 |
| Tier 2 risk-based capital | $1,238,000 | 2,411 |
| Total risk weighted assets | $98,753,000 | 2,754 |
| Total unused commitments | $400,000 | 10,244 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 64 | 3,167 |
| Assets and Liabilities | ||
| Total Assets: | $212,510,000 | 2,175 |
| Cash and due from depository institutions | $44,433,000 | 3,167 |
| Interest-bearing balances | $40,504,000 | 117 |
| Securities | $6,856,000 | 9,982 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $138,853,000 | 1,998 |
| Loan loss allowance | $1,685,000 | 2,287 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,067,000 | 1,845 |
| Other real estate owned | $707,000 | 3,167 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $17,594,000 | 649 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $212,510,000 | 2,175 |
| Total liabilities | $197,220,000 | 2,132 |
| Total deposits | $195,334,000 | 1,980 |
| Interest-bearing deposits | $193,842,000 | 1,705 |
| Deposits held in domestic offices | $195,334,000 | 1,968 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,886,000 | 1,883 |
| Total equity capital | $15,290,000 | 2,682 |
| Total bank equity capital | $15,290,000 | 2,682 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $153,000 | 8,922 |
| Surplus | $4,587,000 | 2,983 |
| Undivided profits | $10,550,000 | 2,220 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $840,000 | 2,405 |
| Earning assets | $186,213,000 | 2,278 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $214,902,000 | 2,096 |
| Average Assets, quarterly | $213,172,000 | 2,145 |
| Volatile liabilities | $6,652,000 | 5,744 |
| Insider loans | $55,000 | 10,170 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,209,000 | 7,215 |
| Tier 1 (core) risk-based capital | $15,890,000 | 2,610 |
| Tier 2 risk-based capital | $1,319,000 | 2,271 |
| Total risk weighted assets | $105,230,000 | 2,524 |
| Total unused commitments | $2,209,000 | 7,226 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 65 | 3,235 |
| Assets and Liabilities | ||
| Total Assets: | $221,998,000 | 2,102 |
| Cash and due from depository institutions | $33,518,000 | 3,235 |
| Interest-bearing balances | $30,212,000 | 203 |
| Securities | $49,582,000 | 2,797 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $129,341,000 | 2,090 |
| Loan loss allowance | $1,770,000 | 2,285 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,278,000 | 2,235 |
| Other real estate owned | $1,674,000 | 3,235 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $4,605,000 | 1,687 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $221,998,000 | 2,102 |
| Total liabilities | $207,129,000 | 2,051 |
| Total deposits | $199,873,000 | 1,988 |
| Interest-bearing deposits | $197,312,000 | 1,752 |
| Deposits held in domestic offices | $199,873,000 | 1,977 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $5,000,000 | 1,484 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,256,000 | 1,649 |
| Total equity capital | $14,869,000 | 2,708 |
| Total bank equity capital | $14,869,000 | 2,708 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $153,000 | 9,365 |
| Surplus | $4,587,000 | 2,926 |
| Undivided profits | $10,129,000 | 2,346 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 12,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $809,000 | 2,189 |
| Earning assets | $209,135,000 | 2,058 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $225,559,800 | 2,000 |
| Average Assets, quarterly | $221,977,000 | 2,073 |
| Volatile liabilities | $11,981,000 | 3,600 |
| Insider loans | $72,000 | 10,217 |
| FHLB advances | $5,000,000 | 508 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,584,000 | 8,134 |
| Tier 1 (core) risk-based capital | $13,901,000 | 2,839 |
| Tier 2 risk-based capital | $1,113,000 | 2,613 |
| Total risk weighted assets | $87,435,000 | 2,955 |
| Total unused commitments | $1,584,000 | 8,157 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 59 | 3,614 |
| Assets and Liabilities | ||
| Total Assets: | $231,851,000 | 2,051 |
| Cash and due from depository institutions | $39,690,000 | 3,614 |
| Interest-bearing balances | $37,104,000 | 221 |
| Securities | $61,811,000 | 2,193 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $120,544,000 | 2,289 |
| Loan loss allowance | $1,607,000 | 2,545 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,637,000 | 2,774 |
| Other real estate owned | $2,594,000 | 3,614 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $4,575,000 | 1,776 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $231,851,000 | 2,051 |
| Total liabilities | $220,878,000 | 1,982 |
| Total deposits | $212,532,000 | 1,941 |
| Interest-bearing deposits | $211,652,000 | 1,716 |
| Deposits held in domestic offices | $212,532,000 | 1,930 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $5,000,000 | 1,295 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $3,346,000 | 1,259 |
| Total equity capital | $10,973,000 | 3,514 |
| Total bank equity capital | $10,973,000 | 3,514 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $153,000 | 9,808 |
| Surplus | $4,587,000 | 2,801 |
| Undivided profits | $6,233,000 | 3,486 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $72,000 | 10,704 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $824,000 | 2,424 |
| Earning assets | $219,459,000 | 1,977 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $236,396,000 | 1,965 |
| Average Assets, quarterly | $232,931,500 | 2,022 |
| Volatile liabilities | $9,832,000 | 4,167 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $5,000,000 | 490 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,249,000 | 8,622 |
| Tier 1 (core) risk-based capital | $10,944,000 | 3,467 |
| Tier 2 risk-based capital | $1,075,000 | 2,732 |
| Total risk weighted assets | $85,499,000 | 3,085 |
| Total unused commitments | $4,249,000 | 5,099 |
| Derivatives | $0 | 651 |