Home > First Federal Savings Bank of Charlotte County > Income and Expense
First Federal Savings Bank of Charlotte County, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $25,401,000 | 1,233 |
| Total interest expense | $13,417,000 | 989 |
| Net interest income | $11,984,000 | 1,503 |
| Provision for loan and lease losses | $2,473,000 | 492 |
| Total noninterest income | $1,089,000 | 2,927 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,089,000 | 1,745 |
| Total noninterest expense | $10,475,000 | 1,393 |
| Salaries and employee benefits | $5,488,000 | 1,223 |
| Premises and equipment expense | $1,388,000 | 1,501 |
| Additional noninterest expense | $3,599,000 | 1,543 |
| Pre-tax net operating income | $125,000 | 11,450 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $4,261,000 | 652 |
| Income before extraordinary items | $-4,136,000 | 12,544 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-4,136,000 | 12,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,830 |
| Cash dividends | $4,153,000 | 635 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-4,136,000 | 12,541 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $27,341,000 | 1,166 |
| Total interest expense | $14,865,000 | 935 |
| Net interest income | $12,476,000 | 1,457 |
| Provision for loan and lease losses | $-42,000 | 12,705 |
| Total noninterest income | $961,000 | 3,446 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $961,000 | 2,084 |
| Total noninterest expense | $7,737,000 | 1,918 |
| Salaries and employee benefits | $3,598,000 | 1,863 |
| Premises and equipment expense | $1,414,000 | 1,506 |
| Additional noninterest expense | $2,725,000 | 2,062 |
| Pre-tax net operating income | $5,742,000 | 1,212 |
| Securities gains (losses) | $758,000 | 667 |
| Applicable income taxes | $2,312,000 | 1,071 |
| Income before extraordinary items | $4,188,000 | 1,224 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $4,188,000 | 1,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 4,326 |
| Cash dividends | $2,902,000 | 750 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,702,880 | 1,287 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $31,373,000 | 1,168 |
| Total interest expense | $19,399,000 | 934 |
| Net interest income | $11,974,000 | 1,534 |
| Provision for loan and lease losses | $-47,000 | 13,603 |
| Total noninterest income | $1,268,000 | 2,737 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,268,000 | 1,699 |
| Total noninterest expense | $7,397,000 | 1,995 |
| Salaries and employee benefits | $3,458,000 | 1,905 |
| Premises and equipment expense | $1,597,000 | 1,366 |
| Additional noninterest expense | $2,342,000 | 2,450 |
| Pre-tax net operating income | $5,892,000 | 1,106 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,988,000 | 1,125 |
| Income before extraordinary items | $3,904,000 | 1,199 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,904,000 | 1,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $2,575,000 | 679 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,141 |
| Net operating income | $3,904,000 | 1,113 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.