Home > First Federal Savings Bank of Boston > Income and Expense
First Federal Savings Bank of Boston, Income and Expense
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $968,000 | 5,378 |
| Total interest expense | $138,000 | 4,632 |
| Net interest income | $830,000 | 5,423 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $5,211,000 | 664 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $8,000 | 5,737 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $5,203,000 | 490 |
| Total noninterest expense | $7,695,000 | 1,305 |
| Salaries and employee benefits | $5,805,000 | 1,001 |
| Premises and equipment expense | $695,000 | 1,626 |
| Additional noninterest expense | $1,195,000 | 2,409 |
| Pre-tax net operating income | $-1,654,000 | 6,033 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $-1,654,000 | 6,031 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,654,000 | 6,030 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-1,654,000 | 6,030 |
| Net charge-offs | $-2,000 | 4,474 |
| Cash dividends | $1,000,000 | 1,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-1,654,000 | 6,030 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $475,000 | 5,442 |
| Total interest expense | $66,000 | 4,742 |
| Net interest income | $409,000 | 5,484 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $2,302,000 | 718 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $4,000 | 5,779 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $2,298,000 | 514 |
| Total noninterest expense | $2,697,000 | 1,778 |
| Salaries and employee benefits | $1,953,000 | 1,403 |
| Premises and equipment expense | $332,000 | 1,720 |
| Additional noninterest expense | $412,000 | 3,160 |
| Pre-tax net operating income | $14,000 | 5,710 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $14,000 | 5,735 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $14,000 | 5,734 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $14,000 | 5,734 |
| Net charge-offs | $-1,000 | 4,102 |
| Cash dividends | $800,000 | 872 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $14,000 | 5,697 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,350,000 | 5,190 |
| Total interest expense | $299,000 | 4,619 |
| Net interest income | $2,051,000 | 5,225 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $12,311,000 | 585 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $16,000 | 5,865 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $12,295,000 | 427 |
| Total noninterest expense | $13,089,000 | 1,486 |
| Salaries and employee benefits | $10,077,000 | 1,118 |
| Premises and equipment expense | $1,250,000 | 1,821 |
| Additional noninterest expense | $1,762,000 | 3,051 |
| Pre-tax net operating income | $1,273,000 | 3,760 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $10,000 | 4,095 |
| Income before extraordinary items | $1,263,000 | 3,532 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,263,000 | 3,529 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,263,000 | 3,532 |
| Net charge-offs | $9,000 | 4,053 |
| Cash dividends | $815,000 | 2,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,263,000 | 3,483 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,766,000 | 5,252 |
| Total interest expense | $230,000 | 4,638 |
| Net interest income | $1,536,000 | 5,290 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $9,469,000 | 578 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $12,000 | 5,942 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,457,000 | 423 |
| Total noninterest expense | $10,055,000 | 1,454 |
| Salaries and employee benefits | $7,711,000 | 1,097 |
| Premises and equipment expense | $952,000 | 1,812 |
| Additional noninterest expense | $1,392,000 | 2,954 |
| Pre-tax net operating income | $950,000 | 3,826 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $950,000 | 3,589 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $950,000 | 3,588 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $950,000 | 3,589 |
| Net charge-offs | $-15,000 | 5,271 |
| Cash dividends | $815,000 | 1,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $950,000 | 3,535 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,133,000 | 5,350 |
| Total interest expense | $154,000 | 4,678 |
| Net interest income | $979,000 | 5,379 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $6,003,000 | 609 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $8,000 | 6,004 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $5,995,000 | 444 |
| Total noninterest expense | $6,551,000 | 1,495 |
| Salaries and employee benefits | $5,132,000 | 1,101 |
| Premises and equipment expense | $644,000 | 1,800 |
| Additional noninterest expense | $775,000 | 3,362 |
| Pre-tax net operating income | $431,000 | 4,376 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $431,000 | 4,192 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $431,000 | 4,194 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $431,000 | 4,195 |
| Net charge-offs | $-2,000 | 4,729 |
| Cash dividends | $650,000 | 1,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $431,000 | 4,132 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $546,000 | 5,441 |
| Total interest expense | $74,000 | 4,806 |
| Net interest income | $472,000 | 5,468 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $3,087,000 | 573 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $4,000 | 6,054 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $3,083,000 | 414 |
| Total noninterest expense | $3,296,000 | 1,489 |
| Salaries and employee benefits | $2,583,000 | 1,098 |
| Premises and equipment expense | $329,000 | 1,785 |
| Additional noninterest expense | $384,000 | 3,380 |
| Pre-tax net operating income | $263,000 | 4,070 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $263,000 | 3,876 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $263,000 | 3,879 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $263,000 | 3,880 |
| Net charge-offs | $-1,000 | 4,352 |
| Cash dividends | $400,000 | 1,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $263,000 | 3,791 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,976,000 | 5,670 |
| Total interest expense | $300,000 | 4,953 |
| Net interest income | $1,676,000 | 5,723 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $9,821,000 | 657 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $18,000 | 6,161 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $9,803,000 | 454 |
| Total noninterest expense | $11,044,000 | 1,738 |
| Salaries and employee benefits | $8,239,000 | 1,295 |
| Premises and equipment expense | $1,253,000 | 1,844 |
| Additional noninterest expense | $1,552,000 | 3,478 |
| Pre-tax net operating income | $453,000 | 5,140 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $453,000 | 5,035 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $453,000 | 5,034 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $453,000 | 5,035 |
| Net charge-offs | $53,000 | 3,719 |
| Cash dividends | $300,000 | 3,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $453,000 | 4,991 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,442,000 | 5,770 |
| Total interest expense | $231,000 | 4,982 |
| Net interest income | $1,211,000 | 5,829 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $6,910,000 | 677 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $13,000 | 6,244 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $6,897,000 | 483 |
| Total noninterest expense | $8,070,000 | 1,775 |
| Salaries and employee benefits | $5,980,000 | 1,329 |
| Premises and equipment expense | $937,000 | 1,865 |
| Additional noninterest expense | $1,153,000 | 3,507 |
| Pre-tax net operating income | $51,000 | 6,021 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $51,000 | 6,036 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $51,000 | 6,035 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $51,000 | 6,036 |
| Net charge-offs | $29,000 | 3,641 |
| Cash dividends | $300,000 | 2,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $51,000 | 6,014 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $941,000 | 5,832 |
| Total interest expense | $159,000 | 4,987 |
| Net interest income | $782,000 | 5,908 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $4,372,000 | 702 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $8,000 | 6,307 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $4,364,000 | 499 |
| Total noninterest expense | $5,135,000 | 1,840 |
| Salaries and employee benefits | $3,740,000 | 1,408 |
| Premises and equipment expense | $615,000 | 1,902 |
| Additional noninterest expense | $780,000 | 3,479 |
| Pre-tax net operating income | $19,000 | 6,113 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $19,000 | 6,137 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $19,000 | 6,138 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $19,000 | 6,139 |
| Net charge-offs | $30,000 | 3,174 |
| Cash dividends | $300,000 | 2,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $19,000 | 6,109 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $457,000 | 5,923 |
| Total interest expense | $80,000 | 5,037 |
| Net interest income | $377,000 | 6,017 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $2,153,000 | 692 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $3,000 | 6,406 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $2,150,000 | 481 |
| Total noninterest expense | $2,382,000 | 1,999 |
| Salaries and employee benefits | $1,697,000 | 1,552 |
| Premises and equipment expense | $290,000 | 2,043 |
| Additional noninterest expense | $395,000 | 3,437 |
| Pre-tax net operating income | $148,000 | 4,870 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $148,000 | 4,711 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $148,000 | 4,713 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $148,000 | 4,712 |
| Net charge-offs | $31,000 | 2,192 |
| Cash dividends | $300,000 | 1,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $148,000 | 4,657 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,159,000 | 5,769 |
| Total interest expense | $333,000 | 5,220 |
| Net interest income | $1,826,000 | 5,812 |
| Provision for loan and lease losses | $80,000 | 3,888 |
| Total noninterest income | $11,186,000 | 610 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $20,000 | 6,419 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $11,166,000 | 441 |
| Total noninterest expense | $12,554,000 | 1,541 |
| Salaries and employee benefits | $9,533,000 | 1,146 |
| Premises and equipment expense | $1,305,000 | 1,788 |
| Additional noninterest expense | $1,716,000 | 3,316 |
| Pre-tax net operating income | $378,000 | 5,274 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $34,000 | 3,912 |
| Income before extraordinary items | $344,000 | 5,307 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $344,000 | 5,311 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $344,000 | 5,311 |
| Net charge-offs | $96,000 | 3,776 |
| Cash dividends | $280,000 | 3,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $344,000 | 5,246 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,665,000 | 5,792 |
| Total interest expense | $251,000 | 5,308 |
| Net interest income | $1,414,000 | 5,817 |
| Provision for loan and lease losses | $48,000 | 3,984 |
| Total noninterest income | $8,583,000 | 617 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $15,000 | 6,487 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $8,568,000 | 449 |
| Total noninterest expense | $9,883,000 | 1,487 |
| Salaries and employee benefits | $7,624,000 | 1,069 |
| Premises and equipment expense | $992,000 | 1,781 |
| Additional noninterest expense | $1,267,000 | 3,357 |
| Pre-tax net operating income | $66,000 | 6,097 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $34,000 | 3,888 |
| Income before extraordinary items | $32,000 | 6,250 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $32,000 | 6,251 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $32,000 | 6,251 |
| Net charge-offs | $96,000 | 3,296 |
| Cash dividends | $280,000 | 2,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $32,000 | 6,201 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,117,000 | 5,813 |
| Total interest expense | $167,000 | 5,369 |
| Net interest income | $950,000 | 5,825 |
| Provision for loan and lease losses | $48,000 | 3,670 |
| Total noninterest income | $6,415,000 | 585 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $10,000 | 6,516 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $6,405,000 | 427 |
| Total noninterest expense | $6,971,000 | 1,413 |
| Salaries and employee benefits | $5,421,000 | 997 |
| Premises and equipment expense | $661,000 | 1,773 |
| Additional noninterest expense | $889,000 | 3,237 |
| Pre-tax net operating income | $346,000 | 4,692 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $32,000 | 3,725 |
| Income before extraordinary items | $314,000 | 4,678 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $314,000 | 4,680 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $314,000 | 4,681 |
| Net charge-offs | $96,000 | 2,797 |
| Cash dividends | $280,000 | 2,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $314,000 | 4,570 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $612,000 | 5,703 |
| Total interest expense | $87,000 | 5,386 |
| Net interest income | $525,000 | 5,683 |
| Provision for loan and lease losses | $24,000 | 3,487 |
| Total noninterest income | $3,324,000 | 563 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $5,000 | 6,566 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,319,000 | 415 |
| Total noninterest expense | $3,532,000 | 1,410 |
| Salaries and employee benefits | $2,778,000 | 985 |
| Premises and equipment expense | $336,000 | 1,771 |
| Additional noninterest expense | $418,000 | 3,401 |
| Pre-tax net operating income | $293,000 | 3,843 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $13,000 | 3,816 |
| Income before extraordinary items | $280,000 | 3,695 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $280,000 | 3,694 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $280,000 | 3,696 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $280,000 | 1,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $280,000 | 3,594 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,533,000 | 5,784 |
| Total interest expense | $439,000 | 5,363 |
| Net interest income | $2,094,000 | 5,792 |
| Provision for loan and lease losses | $314,000 | 3,310 |
| Total noninterest income | $15,678,000 | 488 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $22,000 | 6,643 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $15,656,000 | 357 |
| Total noninterest expense | $15,391,000 | 1,302 |
| Salaries and employee benefits | $12,296,000 | 852 |
| Premises and equipment expense | $1,341,000 | 1,759 |
| Additional noninterest expense | $1,754,000 | 3,407 |
| Pre-tax net operating income | $2,067,000 | 2,756 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $20,000 | 4,211 |
| Income before extraordinary items | $2,047,000 | 2,540 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,047,000 | 2,542 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,047,000 | 2,541 |
| Net charge-offs | $108,000 | 4,361 |
| Cash dividends | $1,690,000 | 1,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,047,000 | 2,419 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,853,000 | 5,926 |
| Total interest expense | $331,000 | 5,488 |
| Net interest income | $1,522,000 | 5,937 |
| Provision for loan and lease losses | $238,000 | 3,280 |
| Total noninterest income | $11,192,000 | 499 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $16,000 | 6,731 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $11,176,000 | 366 |
| Total noninterest expense | $11,090,000 | 1,343 |
| Salaries and employee benefits | $9,278,000 | 853 |
| Premises and equipment expense | $571,000 | 2,879 |
| Additional noninterest expense | $1,241,000 | 3,557 |
| Pre-tax net operating income | $1,386,000 | 3,045 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $1,386,000 | 2,777 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,386,000 | 2,778 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,386,000 | 2,777 |
| Net charge-offs | $108,000 | 3,891 |
| Cash dividends | $190,000 | 2,955 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,386,000 | 2,648 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,195,000 | 6,025 |
| Total interest expense | $226,000 | 5,542 |
| Net interest income | $969,000 | 6,035 |
| Provision for loan and lease losses | $127,000 | 3,551 |
| Total noninterest income | $6,160,000 | 571 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $10,000 | 6,796 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,150,000 | 406 |
| Total noninterest expense | $6,638,000 | 1,474 |
| Salaries and employee benefits | $5,499,000 | 950 |
| Premises and equipment expense | $354,000 | 3,031 |
| Additional noninterest expense | $785,000 | 3,708 |
| Pre-tax net operating income | $364,000 | 4,584 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $364,000 | 4,514 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $364,000 | 4,518 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $364,000 | 4,518 |
| Net charge-offs | $61,000 | 3,852 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $364,000 | 4,331 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $635,000 | 5,973 |
| Total interest expense | $119,000 | 5,548 |
| Net interest income | $516,000 | 5,986 |
| Provision for loan and lease losses | $15,000 | 4,598 |
| Total noninterest income | $2,983,000 | 590 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $5,000 | 6,835 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,978,000 | 413 |
| Total noninterest expense | $3,412,000 | 1,439 |
| Salaries and employee benefits | $2,828,000 | 921 |
| Premises and equipment expense | $180,000 | 3,032 |
| Additional noninterest expense | $404,000 | 3,610 |
| Pre-tax net operating income | $72,000 | 5,697 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $72,000 | 5,721 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $72,000 | 5,721 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $72,000 | 5,721 |
| Net charge-offs | $-17,000 | 6,828 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $72,000 | 5,571 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,608,000 | 6,020 |
| Total interest expense | $571,000 | 5,610 |
| Net interest income | $2,037,000 | 6,046 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $1,227,000 | 2,756 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,227,000 | 1,878 |
| Total noninterest expense | $12,009,000 | 1,638 |
| Salaries and employee benefits | $9,205,000 | 1,070 |
| Premises and equipment expense | $1,415,000 | 1,751 |
| Additional noninterest expense | $1,389,000 | 4,057 |
| Pre-tax net operating income | $-8,745,000 | 7,186 |
| Securities gains (losses) | $8,327,000 | 71 |
| Applicable income taxes | $44,000 | 3,815 |
| Income before extraordinary items | $-462,000 | 6,461 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-462,000 | 6,463 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-462,000 | 6,462 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $1,000,000 | 1,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-8,789,000 | 7,184 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,943,000 | 6,090 |
| Total interest expense | $450,000 | 5,629 |
| Net interest income | $1,493,000 | 6,132 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $869,000 | 2,854 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $869,000 | 1,929 |
| Total noninterest expense | $8,531,000 | 1,697 |
| Salaries and employee benefits | $6,430,000 | 1,159 |
| Premises and equipment expense | $1,080,000 | 1,745 |
| Additional noninterest expense | $1,021,000 | 4,127 |
| Pre-tax net operating income | $-6,169,000 | 7,269 |
| Securities gains (losses) | $5,721,000 | 79 |
| Applicable income taxes | $29,000 | 3,893 |
| Income before extraordinary items | $-477,000 | 6,677 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-477,000 | 6,678 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-477,000 | 6,678 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $1,000,000 | 1,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-6,198,000 | 7,279 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,294,000 | 6,141 |
| Total interest expense | $323,000 | 5,601 |
| Net interest income | $971,000 | 6,217 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $663,000 | 2,638 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $663,000 | 1,772 |
| Total noninterest expense | $5,777,000 | 1,695 |
| Salaries and employee benefits | $4,331,000 | 1,158 |
| Premises and equipment expense | $714,000 | 1,769 |
| Additional noninterest expense | $732,000 | 3,963 |
| Pre-tax net operating income | $-4,143,000 | 7,335 |
| Securities gains (losses) | $3,729,000 | 71 |
| Applicable income taxes | $17,000 | 3,912 |
| Income before extraordinary items | $-431,000 | 6,803 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-431,000 | 6,802 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-431,000 | 6,803 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $500,000 | 1,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-4,160,000 | 7,343 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $658,000 | 6,145 |
| Total interest expense | $179,000 | 5,477 |
| Net interest income | $479,000 | 6,264 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $126,000 | 4,498 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $126,000 | 3,187 |
| Total noninterest expense | $3,011,000 | 1,649 |
| Salaries and employee benefits | $2,270,000 | 1,116 |
| Premises and equipment expense | $366,000 | 1,766 |
| Additional noninterest expense | $375,000 | 3,894 |
| Pre-tax net operating income | $-2,406,000 | 7,418 |
| Securities gains (losses) | $2,163,000 | 54 |
| Applicable income taxes | $6,000 | 3,979 |
| Income before extraordinary items | $-249,000 | 6,938 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-249,000 | 6,938 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-249,000 | 6,938 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $500,000 | 725 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-2,412,000 | 7,423 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,491,000 | 5,715 |
| Total interest expense | $754,000 | 5,831 |
| Net interest income | $2,737,000 | 5,570 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $3,410,000 | 1,416 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,410,000 | 969 |
| Total noninterest expense | $16,716,000 | 1,209 |
| Salaries and employee benefits | $13,477,000 | 717 |
| Premises and equipment expense | $1,552,000 | 1,659 |
| Additional noninterest expense | $1,687,000 | 3,692 |
| Pre-tax net operating income | $-10,569,000 | 7,373 |
| Securities gains (losses) | $11,521,000 | 58 |
| Applicable income taxes | $81,000 | 3,381 |
| Income before extraordinary items | $871,000 | 3,474 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $871,000 | 3,471 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $871,000 | 3,474 |
| Net charge-offs | $-33,000 | 7,540 |
| Cash dividends | $500,000 | 2,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-9,613,110 | 7,358 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,325,000 | 6,069 |
| Total interest expense | $538,000 | 6,062 |
| Net interest income | $1,787,000 | 5,958 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $3,240,000 | 1,192 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $3,240,000 | 781 |
| Total noninterest expense | $11,443,000 | 1,294 |
| Salaries and employee benefits | $9,082,000 | 805 |
| Premises and equipment expense | $1,181,000 | 1,652 |
| Additional noninterest expense | $1,180,000 | 3,849 |
| Pre-tax net operating income | $-6,416,000 | 7,439 |
| Securities gains (losses) | $6,843,000 | 75 |
| Applicable income taxes | $48,000 | 3,588 |
| Income before extraordinary items | $379,000 | 4,551 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $379,000 | 4,555 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $379,000 | 4,554 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $500,000 | 1,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-5,711,270 | 7,432 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,284,000 | 6,484 |
| Total interest expense | $334,000 | 6,305 |
| Net interest income | $950,000 | 6,456 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $2,255,000 | 1,127 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $2,255,000 | 726 |
| Total noninterest expense | $6,341,000 | 1,557 |
| Salaries and employee benefits | $4,874,000 | 996 |
| Premises and equipment expense | $768,000 | 1,723 |
| Additional noninterest expense | $699,000 | 4,178 |
| Pre-tax net operating income | $-3,136,000 | 7,409 |
| Securities gains (losses) | $3,129,000 | 82 |
| Applicable income taxes | $16,000 | 3,895 |
| Income before extraordinary items | $-23,000 | 6,241 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-23,000 | 6,242 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-23,000 | 6,241 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $500,000 | 1,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-3,152,000 | 7,452 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $588,000 | 6,708 |
| Total interest expense | $168,000 | 6,418 |
| Net interest income | $420,000 | 6,737 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $1,044,000 | 1,190 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,044,000 | 771 |
| Total noninterest expense | $3,013,000 | 1,661 |
| Salaries and employee benefits | $2,288,000 | 1,083 |
| Premises and equipment expense | $387,000 | 1,747 |
| Additional noninterest expense | $338,000 | 4,259 |
| Pre-tax net operating income | $-1,549,000 | 7,531 |
| Securities gains (losses) | $1,415,000 | 108 |
| Applicable income taxes | $3,000 | 4,254 |
| Income before extraordinary items | $-137,000 | 6,832 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-137,000 | 6,833 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-137,000 | 6,832 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $500,000 | 654 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,552,000 | 7,578 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,136,000 | 6,266 |
| Total interest expense | $1,219,000 | 5,633 |
| Net interest income | $1,917,000 | 6,441 |
| Provision for loan and lease losses | $420,000 | 4,811 |
| Total noninterest income | $11,151,000 | 592 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $11,151,000 | 414 |
| Total noninterest expense | $14,972,000 | 1,367 |
| Salaries and employee benefits | $11,832,000 | 822 |
| Premises and equipment expense | $1,530,000 | 1,763 |
| Additional noninterest expense | $1,610,000 | 3,894 |
| Pre-tax net operating income | $-2,324,000 | 6,724 |
| Securities gains (losses) | $5,487,000 | 110 |
| Applicable income taxes | $24,000 | 3,590 |
| Income before extraordinary items | $3,139,000 | 1,070 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,139,000 | 1,068 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $3,139,000 | 1,069 |
| Net charge-offs | $354,000 | 4,273 |
| Cash dividends | $500,000 | 2,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-2,293,130 | 6,830 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,451,000 | 6,228 |
| Total interest expense | $977,000 | 5,619 |
| Net interest income | $1,474,000 | 6,413 |
| Provision for loan and lease losses | $395,000 | 4,198 |
| Total noninterest income | $9,490,000 | 555 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $9,490,000 | 387 |
| Total noninterest expense | $11,307,000 | 1,351 |
| Salaries and employee benefits | $9,061,000 | 815 |
| Premises and equipment expense | $1,125,000 | 1,823 |
| Additional noninterest expense | $1,121,000 | 4,062 |
| Pre-tax net operating income | $-738,000 | 6,495 |
| Securities gains (losses) | $3,761,000 | 132 |
| Applicable income taxes | $22,000 | 3,755 |
| Income before extraordinary items | $3,001,000 | 906 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $3,001,000 | 907 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $3,001,000 | 907 |
| Net charge-offs | $166,000 | 4,478 |
| Cash dividends | $500,000 | 1,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-722,390 | 6,584 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,793,000 | 6,091 |
| Total interest expense | $671,000 | 5,673 |
| Net interest income | $1,122,000 | 6,126 |
| Provision for loan and lease losses | $395,000 | 3,298 |
| Total noninterest income | $7,947,000 | 463 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $7,947,000 | 326 |
| Total noninterest expense | $8,375,000 | 1,243 |
| Salaries and employee benefits | $6,876,000 | 732 |
| Premises and equipment expense | $748,000 | 1,845 |
| Additional noninterest expense | $751,000 | 4,066 |
| Pre-tax net operating income | $299,000 | 4,136 |
| Securities gains (losses) | $2,607,000 | 142 |
| Applicable income taxes | $21,000 | 3,672 |
| Income before extraordinary items | $2,885,000 | 635 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,885,000 | 634 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,885,000 | 636 |
| Net charge-offs | $145,000 | 3,819 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $304,070 | 3,826 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $880,000 | 6,174 |
| Total interest expense | $334,000 | 5,787 |
| Net interest income | $546,000 | 6,202 |
| Provision for loan and lease losses | $85,000 | 4,161 |
| Total noninterest income | $3,595,000 | 484 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $3,595,000 | 327 |
| Total noninterest expense | $3,789,000 | 1,319 |
| Salaries and employee benefits | $3,074,000 | 826 |
| Premises and equipment expense | $368,000 | 1,916 |
| Additional noninterest expense | $347,000 | 3,978 |
| Pre-tax net operating income | $267,000 | 3,522 |
| Securities gains (losses) | $1,332,000 | 154 |
| Applicable income taxes | $18,000 | 3,642 |
| Income before extraordinary items | $1,581,000 | 638 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,581,000 | 637 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,581,000 | 640 |
| Net charge-offs | $30,000 | 4,024 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $262,320 | 3,208 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,636,000 | 6,870 |
| Total interest expense | $1,123,000 | 6,575 |
| Net interest income | $1,513,000 | 6,993 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $2,890,000 | 1,622 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,890,000 | 999 |
| Total noninterest expense | $7,906,000 | 2,399 |
| Salaries and employee benefits | $5,489,000 | 1,857 |
| Premises and equipment expense | $1,336,000 | 2,035 |
| Additional noninterest expense | $1,081,000 | 4,591 |
| Pre-tax net operating income | $-3,503,000 | 7,676 |
| Securities gains (losses) | $3,230,000 | 90 |
| Applicable income taxes | $59,000 | 3,764 |
| Income before extraordinary items | $-332,000 | 6,597 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-332,000 | 6,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,806 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-3,562,000 | 7,757 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,912,000 | 7,007 |
| Total interest expense | $844,000 | 6,679 |
| Net interest income | $1,068,000 | 7,158 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $2,052,000 | 1,745 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,052,000 | 1,090 |
| Total noninterest expense | $5,914,000 | 2,399 |
| Salaries and employee benefits | $4,092,000 | 1,890 |
| Premises and equipment expense | $1,004,000 | 2,040 |
| Additional noninterest expense | $818,000 | 4,505 |
| Pre-tax net operating income | $-2,794,000 | 7,993 |
| Securities gains (losses) | $2,436,000 | 100 |
| Applicable income taxes | $23,000 | 4,535 |
| Income before extraordinary items | $-381,000 | 7,090 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-381,000 | 7,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,817,000 | 8,049 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,220,000 | 7,181 |
| Total interest expense | $554,000 | 6,834 |
| Net interest income | $666,000 | 7,287 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $1,372,000 | 1,758 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,372,000 | 1,123 |
| Total noninterest expense | $4,090,000 | 2,331 |
| Salaries and employee benefits | $2,873,000 | 1,816 |
| Premises and equipment expense | $670,000 | 2,022 |
| Additional noninterest expense | $547,000 | 4,462 |
| Pre-tax net operating income | $-2,052,000 | 8,166 |
| Securities gains (losses) | $1,884,000 | 119 |
| Applicable income taxes | $13,000 | 4,890 |
| Income before extraordinary items | $-181,000 | 7,378 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-181,000 | 7,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-2,065,000 | 8,208 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $583,000 | 7,323 |
| Total interest expense | $281,000 | 6,959 |
| Net interest income | $302,000 | 7,479 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $726,000 | 1,695 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $726,000 | 1,082 |
| Total noninterest expense | $2,086,000 | 2,285 |
| Salaries and employee benefits | $1,454,000 | 1,809 |
| Premises and equipment expense | $349,000 | 1,952 |
| Additional noninterest expense | $283,000 | 4,295 |
| Pre-tax net operating income | $-1,058,000 | 8,283 |
| Securities gains (losses) | $985,000 | 150 |
| Applicable income taxes | $6,000 | 5,045 |
| Income before extraordinary items | $-79,000 | 7,591 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-79,000 | 7,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-1,064,000 | 8,304 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,495,000 | 7,210 |
| Total interest expense | $1,083,000 | 7,040 |
| Net interest income | $1,412,000 | 7,235 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $2,077,000 | 2,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,077,000 | 1,336 |
| Total noninterest expense | $7,250,000 | 2,505 |
| Salaries and employee benefits | $4,827,000 | 2,092 |
| Premises and equipment expense | $1,289,000 | 2,027 |
| Additional noninterest expense | $1,134,000 | 4,237 |
| Pre-tax net operating income | $-3,761,000 | 8,411 |
| Securities gains (losses) | $2,090,000 | 111 |
| Applicable income taxes | $-8,000 | 7,771 |
| Income before extraordinary items | $-1,663,000 | 8,269 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,663,000 | 8,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-3,753,000 | 8,419 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,898,000 | 7,231 |
| Total interest expense | $819,000 | 7,061 |
| Net interest income | $1,079,000 | 7,251 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $1,584,000 | 2,134 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,584,000 | 1,330 |
| Total noninterest expense | $5,253,000 | 2,576 |
| Salaries and employee benefits | $3,532,000 | 2,136 |
| Premises and equipment expense | $940,000 | 2,063 |
| Additional noninterest expense | $781,000 | 4,446 |
| Pre-tax net operating income | $-2,590,000 | 8,472 |
| Securities gains (losses) | $1,444,000 | 124 |
| Applicable income taxes | $-54,000 | 8,165 |
| Income before extraordinary items | $-1,092,000 | 8,351 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-1,092,000 | 8,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-2,463,800 | 8,474 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,289,000 | 7,233 |
| Total interest expense | $551,000 | 7,067 |
| Net interest income | $738,000 | 7,243 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $1,089,000 | 2,098 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,089,000 | 1,322 |
| Total noninterest expense | $3,547,000 | 2,576 |
| Salaries and employee benefits | $2,411,000 | 2,123 |
| Premises and equipment expense | $618,000 | 2,098 |
| Additional noninterest expense | $518,000 | 4,466 |
| Pre-tax net operating income | $-1,720,000 | 8,539 |
| Securities gains (losses) | $983,000 | 115 |
| Applicable income taxes | $-36,000 | 8,248 |
| Income before extraordinary items | $-701,000 | 8,409 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-701,000 | 8,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-1,634,850 | 8,542 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $651,000 | 7,238 |
| Total interest expense | $276,000 | 7,073 |
| Net interest income | $375,000 | 7,254 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $547,000 | 2,084 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $547,000 | 1,280 |
| Total noninterest expense | $1,839,000 | 2,489 |
| Salaries and employee benefits | $1,266,000 | 2,032 |
| Premises and equipment expense | $307,000 | 2,128 |
| Additional noninterest expense | $266,000 | 4,336 |
| Pre-tax net operating income | $-917,000 | 8,584 |
| Securities gains (losses) | $473,000 | 122 |
| Applicable income taxes | $-21,000 | 8,311 |
| Income before extraordinary items | $-423,000 | 8,505 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-423,000 | 8,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-872,350 | 8,581 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,868,000 | 6,875 |
| Total interest expense | $1,037,000 | 6,873 |
| Net interest income | $1,831,000 | 6,768 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $3,772,000 | 1,345 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,772,000 | 847 |
| Total noninterest expense | $7,766,000 | 2,269 |
| Salaries and employee benefits | $5,381,000 | 1,817 |
| Premises and equipment expense | $1,199,000 | 2,079 |
| Additional noninterest expense | $1,186,000 | 3,974 |
| Pre-tax net operating income | $-2,162,000 | 8,591 |
| Securities gains (losses) | $2,283,000 | 98 |
| Applicable income taxes | $80,000 | 5,144 |
| Income before extraordinary items | $40,000 | 7,874 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $40,000 | 7,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-1,421,120 | 8,535 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,164,000 | 6,902 |
| Total interest expense | $768,000 | 6,871 |
| Net interest income | $1,396,000 | 6,812 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $2,668,000 | 1,432 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,668,000 | 901 |
| Total noninterest expense | $5,884,000 | 2,239 |
| Salaries and employee benefits | $4,064,000 | 1,808 |
| Premises and equipment expense | $910,000 | 2,071 |
| Additional noninterest expense | $910,000 | 3,889 |
| Pre-tax net operating income | $-1,819,000 | 8,688 |
| Securities gains (losses) | $1,646,000 | 103 |
| Applicable income taxes | $38,000 | 5,607 |
| Income before extraordinary items | $-212,000 | 8,328 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-212,000 | 8,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-1,858,000 | 8,691 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,437,000 | 6,916 |
| Total interest expense | $502,000 | 6,846 |
| Net interest income | $935,000 | 6,829 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $1,544,000 | 1,597 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,544,000 | 992 |
| Total noninterest expense | $3,982,000 | 2,212 |
| Salaries and employee benefits | $2,720,000 | 1,803 |
| Premises and equipment expense | $618,000 | 2,033 |
| Additional noninterest expense | $644,000 | 3,703 |
| Pre-tax net operating income | $-1,503,000 | 8,735 |
| Securities gains (losses) | $1,052,000 | 111 |
| Applicable income taxes | $-5,000 | 8,466 |
| Income before extraordinary items | $-446,000 | 8,563 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-446,000 | 8,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-1,487,480 | 8,728 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $700,000 | 6,953 |
| Total interest expense | $252,000 | 6,773 |
| Net interest income | $448,000 | 6,951 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $589,000 | 1,957 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $589,000 | 1,184 |
| Total noninterest expense | $2,063,000 | 2,146 |
| Salaries and employee benefits | $1,400,000 | 1,752 |
| Premises and equipment expense | $330,000 | 1,923 |
| Additional noninterest expense | $333,000 | 3,587 |
| Pre-tax net operating income | $-1,026,000 | 8,757 |
| Securities gains (losses) | $576,000 | 99 |
| Applicable income taxes | $-17,000 | 8,559 |
| Income before extraordinary items | $-433,000 | 8,692 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-433,000 | 8,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-985,960 | 8,749 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,622,000 | 6,906 |
| Total interest expense | $744,000 | 6,919 |
| Net interest income | $1,878,000 | 6,792 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $5,944,000 | 947 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $5,944,000 | 605 |
| Total noninterest expense | $11,339,000 | 1,513 |
| Salaries and employee benefits | $7,978,000 | 1,160 |
| Premises and equipment expense | $1,469,000 | 1,661 |
| Additional noninterest expense | $1,892,000 | 2,622 |
| Pre-tax net operating income | $-3,517,000 | 8,805 |
| Securities gains (losses) | $3,512,000 | 101 |
| Applicable income taxes | $65,000 | 5,688 |
| Income before extraordinary items | $-70,000 | 8,345 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-70,000 | 8,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,191 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-3,582,000 | 8,800 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,911,000 | 6,985 |
| Total interest expense | $498,000 | 7,086 |
| Net interest income | $1,413,000 | 6,817 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $4,340,000 | 975 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,340,000 | 614 |
| Total noninterest expense | $8,775,000 | 1,449 |
| Salaries and employee benefits | $6,238,000 | 1,101 |
| Premises and equipment expense | $1,107,000 | 1,641 |
| Additional noninterest expense | $1,430,000 | 2,573 |
| Pre-tax net operating income | $-3,022,000 | 8,837 |
| Securities gains (losses) | $2,745,000 | 109 |
| Applicable income taxes | $-4,000 | 8,569 |
| Income before extraordinary items | $-273,000 | 8,554 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-273,000 | 8,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,700 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-2,990,550 | 8,826 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,228,000 | 7,025 |
| Total interest expense | $295,000 | 7,223 |
| Net interest income | $933,000 | 6,834 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $2,953,000 | 944 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,953,000 | 601 |
| Total noninterest expense | $5,867,000 | 1,445 |
| Salaries and employee benefits | $4,170,000 | 1,092 |
| Premises and equipment expense | $714,000 | 1,678 |
| Additional noninterest expense | $983,000 | 2,470 |
| Pre-tax net operating income | $-1,981,000 | 8,837 |
| Securities gains (losses) | $1,746,000 | 117 |
| Applicable income taxes | $-1,000 | 8,563 |
| Income before extraordinary items | $-234,000 | 8,604 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-234,000 | 8,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,010 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-1,980,000 | 8,831 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $565,000 | 7,242 |
| Total interest expense | $139,000 | 7,301 |
| Net interest income | $426,000 | 7,108 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $1,441,000 | 932 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,441,000 | 600 |
| Total noninterest expense | $2,957,000 | 1,431 |
| Salaries and employee benefits | $2,050,000 | 1,112 |
| Premises and equipment expense | $364,000 | 1,662 |
| Additional noninterest expense | $543,000 | 2,245 |
| Pre-tax net operating income | $-1,090,000 | 8,902 |
| Securities gains (losses) | $794,000 | 115 |
| Applicable income taxes | $-9,000 | 8,697 |
| Income before extraordinary items | $-287,000 | 8,801 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-287,000 | 8,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-1,057,180 | 8,896 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,718,000 | 6,692 |
| Total interest expense | $652,000 | 6,758 |
| Net interest income | $2,066,000 | 6,532 |
| Provision for loan and lease losses | $10,000 | 7,024 |
| Total noninterest income | $6,786,000 | 822 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $6,786,000 | 533 |
| Total noninterest expense | $13,375,000 | 1,226 |
| Salaries and employee benefits | $9,465,000 | 909 |
| Premises and equipment expense | $1,575,000 | 1,462 |
| Additional noninterest expense | $2,335,000 | 2,091 |
| Pre-tax net operating income | $-4,533,000 | 8,952 |
| Securities gains (losses) | $4,862,000 | 118 |
| Applicable income taxes | $-22,000 | 8,624 |
| Income before extraordinary items | $351,000 | 7,017 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $351,000 | 7,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $2,500,000 | 1,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-4,511,000 | 8,950 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,077,000 | 6,653 |
| Total interest expense | $502,000 | 6,690 |
| Net interest income | $1,575,000 | 6,508 |
| Provision for loan and lease losses | $10,000 | 6,700 |
| Total noninterest income | $5,089,000 | 836 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,089,000 | 537 |
| Total noninterest expense | $10,220,000 | 1,196 |
| Salaries and employee benefits | $7,321,000 | 882 |
| Premises and equipment expense | $1,189,000 | 1,451 |
| Additional noninterest expense | $1,710,000 | 2,112 |
| Pre-tax net operating income | $-3,566,000 | 9,002 |
| Securities gains (losses) | $3,816,000 | 128 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $250,000 | 7,199 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $250,000 | 7,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $2,500,000 | 802 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-3,566,000 | 8,997 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,371,000 | 6,726 |
| Total interest expense | $345,000 | 6,653 |
| Net interest income | $1,026,000 | 6,590 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $3,868,000 | 748 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,868,000 | 500 |
| Total noninterest expense | $6,959,000 | 1,161 |
| Salaries and employee benefits | $5,012,000 | 854 |
| Premises and equipment expense | $795,000 | 1,450 |
| Additional noninterest expense | $1,152,000 | 2,100 |
| Pre-tax net operating income | $-2,065,000 | 9,045 |
| Securities gains (losses) | $2,178,000 | 143 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $113,000 | 7,651 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $113,000 | 7,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $1,000,000 | 1,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-2,065,000 | 9,040 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $640,000 | 6,920 |
| Total interest expense | $181,000 | 6,600 |
| Net interest income | $459,000 | 6,920 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $1,747,000 | 795 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,747,000 | 530 |
| Total noninterest expense | $3,358,000 | 1,208 |
| Salaries and employee benefits | $2,370,000 | 915 |
| Premises and equipment expense | $408,000 | 1,441 |
| Additional noninterest expense | $580,000 | 2,037 |
| Pre-tax net operating income | $-1,152,000 | 9,088 |
| Securities gains (losses) | $915,000 | 183 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-237,000 | 8,964 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-237,000 | 8,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-1,152,000 | 9,082 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,072,000 | 5,586 |
| Total interest expense | $1,163,000 | 5,667 |
| Net interest income | $2,909,000 | 5,409 |
| Provision for loan and lease losses | $141,000 | 4,687 |
| Total noninterest income | $11,559,000 | 584 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $11,559,000 | 404 |
| Total noninterest expense | $20,679,000 | 778 |
| Salaries and employee benefits | $16,219,000 | 535 |
| Premises and equipment expense | $1,622,000 | 1,403 |
| Additional noninterest expense | $2,838,000 | 1,705 |
| Pre-tax net operating income | $-6,352,000 | 9,149 |
| Securities gains (losses) | $12,590,000 | 93 |
| Applicable income taxes | $2,530,000 | 1,064 |
| Income before extraordinary items | $3,708,000 | 1,673 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,708,000 | 1,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,028 |
| Cash dividends | $500,000 | 3,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-4,349,600 | 9,126 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,386,000 | 5,287 |
| Total interest expense | $915,000 | 5,659 |
| Net interest income | $2,471,000 | 5,012 |
| Provision for loan and lease losses | $123,000 | 4,315 |
| Total noninterest income | $8,570,000 | 617 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,570,000 | 424 |
| Total noninterest expense | $16,919,000 | 739 |
| Salaries and employee benefits | $13,607,000 | 503 |
| Premises and equipment expense | $1,198,000 | 1,432 |
| Additional noninterest expense | $2,114,000 | 1,711 |
| Pre-tax net operating income | $-6,001,000 | 9,204 |
| Securities gains (losses) | $11,558,000 | 94 |
| Applicable income taxes | $2,288,000 | 954 |
| Income before extraordinary items | $3,269,000 | 1,502 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,269,000 | 1,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,212 |
| Cash dividends | $500,000 | 2,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-4,128,120 | 9,191 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,210,000 | 5,404 |
| Total interest expense | $606,000 | 5,803 |
| Net interest income | $1,604,000 | 5,108 |
| Provision for loan and lease losses | $105,000 | 3,773 |
| Total noninterest income | $5,613,000 | 620 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $5,613,000 | 431 |
| Total noninterest expense | $11,240,000 | 735 |
| Salaries and employee benefits | $9,084,000 | 499 |
| Premises and equipment expense | $778,000 | 1,474 |
| Additional noninterest expense | $1,378,000 | 1,746 |
| Pre-tax net operating income | $-4,128,000 | 9,244 |
| Securities gains (losses) | $8,747,000 | 96 |
| Applicable income taxes | $1,906,000 | 801 |
| Income before extraordinary items | $2,713,000 | 1,227 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,713,000 | 1,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 3,357 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-2,885,080 | 9,227 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,064,000 | 5,565 |
| Total interest expense | $332,000 | 5,613 |
| Net interest income | $732,000 | 5,398 |
| Provision for loan and lease losses | $13,000 | 5,878 |
| Total noninterest income | $2,616,000 | 647 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,616,000 | 455 |
| Total noninterest expense | $5,207,000 | 783 |
| Salaries and employee benefits | $4,184,000 | 527 |
| Premises and equipment expense | $389,000 | 1,487 |
| Additional noninterest expense | $634,000 | 1,855 |
| Pre-tax net operating income | $-1,872,000 | 9,288 |
| Securities gains (losses) | $4,047,000 | 96 |
| Applicable income taxes | $898,000 | 872 |
| Income before extraordinary items | $1,277,000 | 1,294 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,277,000 | 1,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-1,313,080 | 9,265 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,353,000 | 5,640 |
| Total interest expense | $1,346,000 | 6,069 |
| Net interest income | $3,007,000 | 5,271 |
| Provision for loan and lease losses | $343,000 | 3,170 |
| Total noninterest income | $13,135,000 | 533 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $13,135,000 | 377 |
| Total noninterest expense | $18,077,000 | 869 |
| Salaries and employee benefits | $14,101,000 | 581 |
| Premises and equipment expense | $1,411,000 | 1,577 |
| Additional noninterest expense | $2,565,000 | 1,811 |
| Pre-tax net operating income | $-2,278,000 | 9,260 |
| Securities gains (losses) | $7,634,000 | 127 |
| Applicable income taxes | $2,101,000 | 1,237 |
| Income before extraordinary items | $3,255,000 | 1,840 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,255,000 | 1,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,712 |
| Cash dividends | $600,000 | 3,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-1,630,760 | 9,227 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,072,000 | 6,292 |
| Total interest expense | $2,002,000 | 6,091 |
| Net interest income | $2,070,000 | 6,332 |
| Provision for loan and lease losses | $307,000 | 3,152 |
| Total noninterest income | $11,946,000 | 542 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $11,946,000 | 382 |
| Total noninterest expense | $13,352,000 | 1,108 |
| Salaries and employee benefits | $9,934,000 | 747 |
| Premises and equipment expense | $1,348,000 | 1,597 |
| Additional noninterest expense | $2,070,000 | 2,171 |
| Pre-tax net operating income | $357,000 | 7,160 |
| Securities gains (losses) | $2,643,000 | 202 |
| Applicable income taxes | $1,295,000 | 1,703 |
| Income before extraordinary items | $1,705,000 | 2,925 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,705,000 | 2,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 3,409 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $13,480 | 8,673 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,336,000 | 7,069 |
| Total interest expense | $1,905,000 | 6,410 |
| Net interest income | $1,431,000 | 7,587 |
| Provision for loan and lease losses | $19,000 | 7,668 |
| Total noninterest income | $6,501,000 | 764 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $6,501,000 | 543 |
| Total noninterest expense | $9,341,000 | 1,494 |
| Salaries and employee benefits | $6,403,000 | 1,100 |
| Premises and equipment expense | $1,442,000 | 1,442 |
| Additional noninterest expense | $1,496,000 | 2,830 |
| Pre-tax net operating income | $-1,428,000 | 9,780 |
| Securities gains (losses) | $1,835,000 | 102 |
| Applicable income taxes | $227,000 | 5,164 |
| Income before extraordinary items | $180,000 | 8,197 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $180,000 | 8,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,794 |
| Cash dividends | $300,000 | 4,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-994,400 | 9,731 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,491,000 | 6,837 |
| Total interest expense | $1,922,000 | 6,147 |
| Net interest income | $1,569,000 | 7,459 |
| Provision for loan and lease losses | $170,000 | 3,962 |
| Total noninterest income | $8,605,000 | 674 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $8,605,000 | 486 |
| Total noninterest expense | $11,876,000 | 1,163 |
| Salaries and employee benefits | $8,165,000 | 841 |
| Premises and equipment expense | $1,574,000 | 1,285 |
| Additional noninterest expense | $2,137,000 | 2,039 |
| Pre-tax net operating income | $-1,872,000 | 10,152 |
| Securities gains (losses) | $2,687,000 | 109 |
| Applicable income taxes | $385,000 | 4,267 |
| Income before extraordinary items | $430,000 | 6,820 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $430,000 | 6,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,730 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-1,289,680 | 10,110 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,612,000 | 5,972 |
| Total interest expense | $2,645,000 | 5,173 |
| Net interest income | $1,967,000 | 6,725 |
| Provision for loan and lease losses | $215,000 | 3,365 |
| Total noninterest income | $10,436,000 | 587 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $10,436,000 | 428 |
| Total noninterest expense | $12,996,000 | 1,021 |
| Salaries and employee benefits | $8,978,000 | 748 |
| Premises and equipment expense | $1,459,000 | 1,332 |
| Additional noninterest expense | $2,559,000 | 1,675 |
| Pre-tax net operating income | $-808,000 | 10,302 |
| Securities gains (losses) | $2,931,000 | 180 |
| Applicable income taxes | $832,000 | 2,651 |
| Income before extraordinary items | $1,291,000 | 3,717 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,291,000 | 3,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,828 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-584,840 | 10,240 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,616,000 | 7,041 |
| Total interest expense | $2,014,000 | 6,242 |
| Net interest income | $1,602,000 | 7,773 |
| Provision for loan and lease losses | $209,000 | 3,361 |
| Total noninterest income | $6,323,000 | 789 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $6,323,000 | 533 |
| Total noninterest expense | $8,737,000 | 1,506 |
| Salaries and employee benefits | $5,731,000 | 1,146 |
| Premises and equipment expense | $1,319,000 | 1,478 |
| Additional noninterest expense | $1,687,000 | 2,444 |
| Pre-tax net operating income | $-1,021,000 | 10,847 |
| Securities gains (losses) | $1,908,000 | 193 |
| Applicable income taxes | $335,000 | 5,429 |
| Income before extraordinary items | $552,000 | 6,656 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $552,000 | 6,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,246 |
| Cash dividends | $375,000 | 4,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-669,120 | 10,787 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,799,000 | 7,055 |
| Total interest expense | $2,287,000 | 5,868 |
| Net interest income | $1,512,000 | 8,246 |
| Provision for loan and lease losses | $146,000 | 4,145 |
| Total noninterest income | $5,412,000 | 897 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $5,412,000 | 614 |
| Total noninterest expense | $8,233,000 | 1,720 |
| Salaries and employee benefits | $4,573,000 | 1,468 |
| Premises and equipment expense | $998,000 | 2,005 |
| Additional noninterest expense | $2,662,000 | 1,916 |
| Pre-tax net operating income | $-1,455,000 | 11,384 |
| Securities gains (losses) | $858,000 | 290 |
| Applicable income taxes | $-106,000 | 11,176 |
| Income before extraordinary items | $-491,000 | 11,261 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-491,000 | 11,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,303 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-1,194,560 | 11,364 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,950,000 | 7,053 |
| Total interest expense | $2,560,000 | 5,456 |
| Net interest income | $1,390,000 | 8,813 |
| Provision for loan and lease losses | $114,000 | 4,327 |
| Total noninterest income | $-493,000 | 11,971 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $-493,000 | 12,001 |
| Total noninterest expense | $1,774,000 | 6,535 |
| Salaries and employee benefits | $1,020,000 | 5,962 |
| Premises and equipment expense | $262,000 | 6,168 |
| Additional noninterest expense | $492,000 | 7,319 |
| Pre-tax net operating income | $-991,000 | 11,872 |
| Securities gains (losses) | $-4,000 | 9,551 |
| Applicable income taxes | $-93,000 | 11,704 |
| Income before extraordinary items | $-902,000 | 11,857 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-902,000 | 11,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,055 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $-898,360 | 11,849 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,588,000 | 7,213 |
| Total interest expense | $1,883,000 | 5,877 |
| Net interest income | $1,705,000 | 8,289 |
| Provision for loan and lease losses | $294,000 | 2,334 |
| Total noninterest income | $-1,169,000 | 12,598 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $-1,169,000 | 12,636 |
| Total noninterest expense | $2,110,000 | 5,942 |
| Salaries and employee benefits | $1,177,000 | 5,333 |
| Premises and equipment expense | $331,000 | 5,289 |
| Additional noninterest expense | $602,000 | 7,030 |
| Pre-tax net operating income | $-1,868,000 | 12,517 |
| Securities gains (losses) | $20,000 | 1,779 |
| Applicable income taxes | $-129,000 | 12,333 |
| Income before extraordinary items | $-1,719,000 | 12,481 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-1,719,000 | 12,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-1,737,600 | 12,482 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,280,000 | 6,542 |
| Total interest expense | $2,095,000 | 5,620 |
| Net interest income | $2,185,000 | 7,223 |
| Provision for loan and lease losses | $509,000 | 2,063 |
| Total noninterest income | $5,818,000 | 883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $5,818,000 | 606 |
| Total noninterest expense | $2,680,000 | 4,959 |
| Salaries and employee benefits | $1,808,000 | 3,598 |
| Premises and equipment expense | $288,000 | 6,054 |
| Additional noninterest expense | $584,000 | 7,479 |
| Pre-tax net operating income | $4,814,000 | 1,456 |
| Securities gains (losses) | $99,000 | 2,530 |
| Applicable income taxes | $26,000 | 11,482 |
| Income before extraordinary items | $4,887,000 | 1,063 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $4,887,000 | 1,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $4,000,000 | 574 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,788,990 | 1,014 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,255,000 | 6,134 |
| Total interest expense | $2,776,000 | 5,505 |
| Net interest income | $2,479,000 | 6,648 |
| Provision for loan and lease losses | $94,000 | 7,468 |
| Total noninterest income | $4,541,000 | 1,057 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $4,541,000 | 721 |
| Total noninterest expense | $2,225,000 | 5,856 |
| Salaries and employee benefits | $1,229,000 | 5,053 |
| Premises and equipment expense | $272,000 | 6,405 |
| Additional noninterest expense | $724,000 | 6,591 |
| Pre-tax net operating income | $4,701,000 | 1,355 |
| Securities gains (losses) | $10,000 | 6,439 |
| Applicable income taxes | $246,000 | 6,727 |
| Income before extraordinary items | $4,465,000 | 1,059 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,465,000 | 1,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $2,309,000 | 748 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,455,500 | 968 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.