Home > First Federal Savings Bank of America > Net charge- offs to loans
First Federal Savings Bank of America, Net charge- offs to loans
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1403% | 2,430 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0047% | 1,885 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0059% | 1,546 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0276% | 262 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7049% | 1,022 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0935% | 4,422 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1390% | 4,152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1408% | 1,472 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4357% | 175 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0104% | 3,143 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0279% | 553 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0072% | 3,078 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1237% | 3,983 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1906% | 5,944 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0155% | 6,315 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0107% | 3,046 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0128% | 2,593 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0350% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0091% | 2,556 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0200% | 4,031 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1327% | 5,808 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0227% | 5,662 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0133% | 2,524 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0159% | 2,111 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0292% | 367 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0138% | 2,060 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0479% | 3,320 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1329% | 5,369 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0318% | 4,589 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 2,004 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0040% | 1,606 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0297% | 256 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1290% | 2,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1939% | 4,286 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0208% | 8,724 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0673% | 8,918 |
| Percentage Net Loans Charged-off:Construction & development | 0.0581% | 724 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.9001% | 9,005 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0138% | 3,025 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0333% | 528 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0111% | 2,952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1529% | 3,979 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1618% | 6,228 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0376% | 6,503 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0017% | 3,924 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1014% | 9,027 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0081% | 3,037 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0088% | 2,849 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1174% | 4,077 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3506% | 4,979 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0192% | 9,034 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 1,296 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1163% | 1,470 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0018% | 879 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0019% | 817 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2638% | 1,442 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0598% | 1,283 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0463% | 6,164 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0031% | 958 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1338% | 177 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 1,337 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0110% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 1,338 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5765% | 337 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0285% | 1,346 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0223% | 7,275 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0192% | 712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2042% | 170 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0095% | 801 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1987% | 149 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0026% | 842 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1024% | 759 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0209% | 1,300 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0239% | 7,600 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0115% | 824 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0125% | 835 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0129% | 781 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4171% | 386 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0544% | 1,277 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0634% | 6,630 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0522% | 601 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0570% | 521 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2910% | 128 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0463% | 528 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5369% | 316 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0510% | 1,330 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2379% | 3,445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0492% | 679 |
| Percentage Net Loans Charged-off:Construction & development | 0.4193% | 160 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0308% | 668 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1911% | 166 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0198% | 739 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.4710% | 18 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2569% | 1,056 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1287% | 5,158 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1203% | 523 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1343% | 335 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5642% | 62 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0988% | 421 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3614% | 408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1109% | 1,160 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1216% | 6,665 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0351% | 981 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0391% | 753 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0610% | 348 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0368% | 730 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4164% | 124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4562% | 782 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1407% | 8,158 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0119% | 1,248 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0129% | 1,045 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0803% | 359 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0050% | 1,064 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.8099% | 112 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2992% | 1,154 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |