Home > First Federal Savings Bank of America > Assets and Liabilities
First Federal Savings Bank of America, Assets and Liabilities
| 2004-03-31 | Rank | |
| # of Employees: | 610 | 269 |
| Assets and Liabilities | ||
| Total Assets: | $2,722,103,000 | 266 |
| Cash and due from depository institutions | $30,223,000 | 269 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $918,227,000 | 199 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $1,556,503,000 | 271 |
| Loan loss allowance | $19,370,000 | 288 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $35,670,000 | 219 |
| Other real estate owned | $61,000 | 269 |
| Goodwill and other intangibles | $53,881,000 | 192 |
| All other assets | $127,538,000 | 211 |
| Life insurance assets | $39,200,000 | 17 |
| Total liabilities and capital | $2,722,103,000 | 266 |
| Total liabilities | $2,497,733,000 | 257 |
| Total deposits | $1,496,224,000 | 310 |
| Interest-bearing deposits | $1,335,179,000 | 296 |
| Deposits held in domestic offices | $1,496,224,000 | 305 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $89,125,000 | 314 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $879,443,000 | 124 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $32,941,000 | 302 |
| Total equity capital | $224,370,000 | 311 |
| Total bank equity capital | $224,370,000 | 311 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000 | 8,119 |
| Surplus | $171,808,000 | 217 |
| Undivided profits | $52,561,000 | 635 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,798,000 | 424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $8,834,000 | 316 |
| Earning assets | $2,474,730,000 | 265 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $2,630,330,000 | 272 |
| Average Assets, quarterly | $2,630,330,000 | 272 |
| Volatile liabilities | $1,573,986,000 | 163 |
| Insider loans | $1,922,000 | 2,711 |
| FHLB advances | $879,318,000 | 81 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $593,660,000 | 252 |
| Tier 1 (core) risk-based capital | $167,624,000 | 341 |
| Tier 2 risk-based capital | $19,370,000 | 303 |
| Total risk weighted assets | $1,557,156,000 | 298 |
| Total unused commitments | $593,660,000 | 253 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 633 | 270 |
| Assets and Liabilities | ||
| Total Assets: | $2,538,557,000 | 279 |
| Cash and due from depository institutions | $44,318,000 | 270 |
| Interest-bearing balances | $7,000 | 6,707 |
| Securities | $820,615,000 | 219 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $1,451,886,000 | 287 |
| Loan loss allowance | $17,354,000 | 313 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $36,490,000 | 226 |
| Other real estate owned | $140,000 | 270 |
| Goodwill and other intangibles | $54,932,000 | 192 |
| All other assets | $130,176,000 | 208 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,538,557,000 | 279 |
| Total liabilities | $2,330,100,000 | 274 |
| Total deposits | $1,501,556,000 | 305 |
| Interest-bearing deposits | $1,364,568,000 | 289 |
| Deposits held in domestic offices | $1,501,556,000 | 302 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $89,354,000 | 318 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $711,219,000 | 145 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $27,971,000 | 317 |
| Total equity capital | $208,457,000 | 322 |
| Total bank equity capital | $208,457,000 | 322 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000 | 8,179 |
| Surplus | $160,610,000 | 224 |
| Undivided profits | $47,846,000 | 669 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,800,000 | 431 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $5,733,000 | 463 |
| Earning assets | $2,272,508,000 | 278 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $2,523,579,200 | 274 |
| Average Assets, quarterly | $2,518,595,500 | 279 |
| Volatile liabilities | $1,381,898,000 | 177 |
| Insider loans | $1,724,000 | 2,903 |
| FHLB advances | $711,087,000 | 104 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $387,774,000 | 329 |
| Tier 1 (core) risk-based capital | $154,779,000 | 364 |
| Tier 2 risk-based capital | $17,354,000 | 331 |
| Total risk weighted assets | $1,461,033,000 | 317 |
| Total unused commitments | $407,846,000 | 311 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 665 | 265 |
| Assets and Liabilities | ||
| Total Assets: | $2,498,634,000 | 289 |
| Cash and due from depository institutions | $38,073,000 | 265 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $615,793,000 | 262 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $1,621,470,000 | 265 |
| Loan loss allowance | $19,087,000 | 310 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $36,985,000 | 233 |
| Other real estate owned | $194,000 | 265 |
| Goodwill and other intangibles | $55,421,000 | 200 |
| All other assets | $130,698,000 | 212 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,498,634,000 | 289 |
| Total liabilities | $2,296,550,000 | 280 |
| Total deposits | $1,560,985,000 | 306 |
| Interest-bearing deposits | $1,415,629,000 | 286 |
| Deposits held in domestic offices | $1,560,985,000 | 304 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $89,585,000 | 324 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $608,417,000 | 155 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $37,563,000 | 276 |
| Total equity capital | $202,084,000 | 335 |
| Total bank equity capital | $202,084,000 | 335 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000 | 8,232 |
| Surplus | $156,902,000 | 228 |
| Undivided profits | $45,181,000 | 723 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,230,000 | 2,446 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $7,009,000 | 395 |
| Earning assets | $2,237,263,000 | 289 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $2,519,834,750 | 282 |
| Average Assets, quarterly | $2,583,076,000 | 281 |
| Volatile liabilities | $1,285,139,000 | 182 |
| Insider loans | $1,579,000 | 3,068 |
| FHLB advances | $608,279,000 | 110 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $547,750,000 | 261 |
| Tier 1 (core) risk-based capital | $150,205,000 | 372 |
| Tier 2 risk-based capital | $18,612,000 | 319 |
| Total risk weighted assets | $1,475,860,000 | 311 |
| Total unused commitments | $547,750,000 | 263 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 684 | 259 |
| Assets and Liabilities | ||
| Total Assets: | $2,667,518,000 | 274 |
| Cash and due from depository institutions | $57,885,000 | 259 |
| Interest-bearing balances | $545,000 | 3,807 |
| Securities | $706,737,000 | 237 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $1,688,069,000 | 261 |
| Loan loss allowance | $18,967,000 | 306 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $37,706,000 | 230 |
| Other real estate owned | $194,000 | 259 |
| Goodwill and other intangibles | $53,473,000 | 188 |
| All other assets | $123,454,000 | 220 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,667,518,000 | 274 |
| Total liabilities | $2,465,836,000 | 266 |
| Total deposits | $1,557,656,000 | 304 |
| Interest-bearing deposits | $1,405,139,000 | 283 |
| Deposits held in domestic offices | $1,557,656,000 | 301 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $89,820,000 | 312 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $773,218,000 | 133 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $45,142,000 | 262 |
| Total equity capital | $201,682,000 | 334 |
| Total bank equity capital | $201,682,000 | 334 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000 | 8,259 |
| Surplus | $156,330,000 | 223 |
| Undivided profits | $45,351,000 | 726 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,373,000 | 2,250 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $6,464,000 | 416 |
| Earning assets | $2,395,351,000 | 275 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $2,526,901,670 | 281 |
| Average Assets, quarterly | $2,533,441,000 | 282 |
| Volatile liabilities | $1,450,989,000 | 164 |
| Insider loans | $2,279,000 | 2,332 |
| FHLB advances | $773,074,000 | 91 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $717,193,000 | 223 |
| Tier 1 (core) risk-based capital | $142,464,000 | 384 |
| Tier 2 risk-based capital | $19,081,000 | 303 |
| Total risk weighted assets | $1,514,121,000 | 308 |
| Total unused commitments | $717,193,000 | 223 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 660 | 271 |
| Assets and Liabilities | ||
| Total Assets: | $2,399,364,000 | 297 |
| Cash and due from depository institutions | $55,529,000 | 271 |
| Interest-bearing balances | $2,196,000 | 2,404 |
| Securities | $647,479,000 | 260 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $1,487,075,000 | 282 |
| Loan loss allowance | $18,776,000 | 316 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $38,016,000 | 230 |
| Other real estate owned | $194,000 | 271 |
| Goodwill and other intangibles | $54,819,000 | 183 |
| All other assets | $116,252,000 | 232 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,399,364,000 | 297 |
| Total liabilities | $2,201,474,000 | 289 |
| Total deposits | $1,453,605,000 | 320 |
| Interest-bearing deposits | $1,280,178,000 | 310 |
| Deposits held in domestic offices | $1,453,605,000 | 318 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $90,050,000 | 313 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $612,203,000 | 151 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $45,616,000 | 270 |
| Total equity capital | $197,890,000 | 334 |
| Total bank equity capital | $197,890,000 | 334 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000 | 8,301 |
| Surplus | $155,931,000 | 223 |
| Undivided profits | $41,958,000 | 757 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,765,000 | 1,184 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $5,551,000 | 483 |
| Earning assets | $2,136,750,000 | 298 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $2,456,593,500 | 292 |
| Average Assets, quarterly | $2,456,593,500 | 292 |
| Volatile liabilities | $1,192,474,000 | 184 |
| Insider loans | $2,267,000 | 2,293 |
| FHLB advances | $612,053,000 | 104 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $573,070,000 | 253 |
| Tier 1 (core) risk-based capital | $135,705,000 | 392 |
| Tier 2 risk-based capital | $17,360,000 | 320 |
| Total risk weighted assets | $1,377,386,000 | 326 |
| Total unused commitments | $573,070,000 | 254 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 650 | 271 |
| Assets and Liabilities | ||
| Total Assets: | $2,513,823,000 | 282 |
| Cash and due from depository institutions | $56,936,000 | 271 |
| Interest-bearing balances | $208,000 | 4,522 |
| Securities | $689,613,000 | 233 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $1,547,923,000 | 270 |
| Loan loss allowance | $18,773,000 | 319 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $37,754,000 | 228 |
| Other real estate owned | $177,000 | 271 |
| Goodwill and other intangibles | $54,565,000 | 176 |
| All other assets | $126,855,000 | 217 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,513,823,000 | 282 |
| Total liabilities | $2,320,509,000 | 274 |
| Total deposits | $1,401,740,000 | 329 |
| Interest-bearing deposits | $1,228,827,000 | 321 |
| Deposits held in domestic offices | $1,401,740,000 | 327 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $90,277,000 | 301 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $791,426,000 | 127 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $37,066,000 | 290 |
| Total equity capital | $193,314,000 | 335 |
| Total bank equity capital | $193,314,000 | 335 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000 | 8,336 |
| Surplus | $155,597,000 | 220 |
| Undivided profits | $37,716,000 | 812 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,752,000 | 1,113 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $8,646,000 | 348 |
| Earning assets | $2,237,744,000 | 283 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $2,276,955,000 | 293 |
| Average Assets, quarterly | $2,511,111,000 | 278 |
| Volatile liabilities | $1,335,523,000 | 175 |
| Insider loans | $1,531,000 | 3,051 |
| FHLB advances | $791,270,000 | 89 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $498,145,000 | 272 |
| Tier 1 (core) risk-based capital | $130,454,000 | 396 |
| Tier 2 risk-based capital | $18,012,000 | 320 |
| Total risk weighted assets | $1,430,058,000 | 317 |
| Total unused commitments | $498,145,000 | 273 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 315 | 511 |
| Assets and Liabilities | ||
| Total Assets: | $1,688,998,000 | 361 |
| Cash and due from depository institutions | $63,386,000 | 511 |
| Interest-bearing balances | $36,481,000 | 175 |
| Securities | $546,896,000 | 260 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $956,882,000 | 396 |
| Loan loss allowance | $13,705,000 | 358 |
| Trading account assets | $491,000 | 153 |
| Bank premises and fixed assets | $22,434,000 | 336 |
| Other real estate owned | $0 | 511 |
| Goodwill and other intangibles | $5,983,000 | 556 |
| All other assets | $92,926,000 | 256 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,688,998,000 | 361 |
| Total liabilities | $1,575,313,000 | 352 |
| Total deposits | $779,157,000 | 517 |
| Interest-bearing deposits | $707,447,000 | 483 |
| Deposits held in domestic offices | $779,157,000 | 514 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $53,469,000 | 426 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $711,031,000 | 133 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $31,656,000 | 310 |
| Total equity capital | $113,685,000 | 459 |
| Total bank equity capital | $113,685,000 | 459 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000 | 8,561 |
| Surplus | $58,525,000 | 424 |
| Undivided profits | $55,159,000 | 509 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,601,000 | 1,175 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $5,057,000 | 594 |
| Earning assets | $1,540,750,000 | 355 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $1,694,070,600 | 353 |
| Average Assets, quarterly | $1,713,142,000 | 358 |
| Volatile liabilities | $914,313,000 | 215 |
| Insider loans | $1,452,000 | 3,067 |
| FHLB advances | $710,852,000 | 85 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $188,493,000 | 493 |
| Tier 1 (core) risk-based capital | $108,034,000 | 437 |
| Tier 2 risk-based capital | $11,239,000 | 417 |
| Total risk weighted assets | $896,697,000 | 432 |
| Total unused commitments | $188,493,000 | 493 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 318 | 493 |
| Assets and Liabilities | ||
| Total Assets: | $1,642,868,000 | 367 |
| Cash and due from depository institutions | $26,342,000 | 493 |
| Interest-bearing balances | $2,707,000 | 1,383 |
| Securities | $485,923,000 | 272 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $1,013,715,000 | 375 |
| Loan loss allowance | $12,880,000 | 375 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $24,089,000 | 321 |
| Other real estate owned | $191,000 | 493 |
| Goodwill and other intangibles | $4,956,000 | 611 |
| All other assets | $87,652,000 | 237 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,642,868,000 | 367 |
| Total liabilities | $1,540,260,000 | 356 |
| Total deposits | $684,805,000 | 572 |
| Interest-bearing deposits | $632,074,000 | 540 |
| Deposits held in domestic offices | $684,805,000 | 568 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $104,633,000 | 296 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $737,130,000 | 137 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $13,692,000 | 516 |
| Total equity capital | $102,608,000 | 489 |
| Total bank equity capital | $102,608,000 | 489 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000 | 8,831 |
| Surplus | $57,980,000 | 406 |
| Undivided profits | $44,627,000 | 607 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $912,000 | 2,482 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $4,942,000 | 521 |
| Earning assets | $1,502,345,000 | 360 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $1,602,895,600 | 361 |
| Average Assets, quarterly | $1,644,373,000 | 365 |
| Volatile liabilities | $952,478,000 | 216 |
| Insider loans | $1,451,000 | 3,005 |
| FHLB advances | $736,930,000 | 35 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $131,592,000 | 590 |
| Tier 1 (core) risk-based capital | $102,159,000 | 452 |
| Tier 2 risk-based capital | $10,176,000 | 444 |
| Total risk weighted assets | $811,441,000 | 475 |
| Total unused commitments | $131,592,000 | 590 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 316 | 538 |
| Assets and Liabilities | ||
| Total Assets: | $1,505,067,000 | 391 |
| Cash and due from depository institutions | $39,742,000 | 538 |
| Interest-bearing balances | $18,794,000 | 205 |
| Securities | $536,494,000 | 268 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $818,171,000 | 447 |
| Loan loss allowance | $11,497,000 | 411 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $25,078,000 | 320 |
| Other real estate owned | $61,000 | 538 |
| Goodwill and other intangibles | $6,822,000 | 503 |
| All other assets | $78,699,000 | 244 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,505,067,000 | 391 |
| Total liabilities | $1,409,753,000 | 386 |
| Total deposits | $667,304,000 | 577 |
| Interest-bearing deposits | $627,588,000 | 544 |
| Deposits held in domestic offices | $667,304,000 | 572 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $189,283,000 | 245 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $541,486,000 | 173 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $11,680,000 | 546 |
| Total equity capital | $95,314,000 | 509 |
| Total bank equity capital | $95,314,000 | 509 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000 | 9,132 |
| Surplus | $57,785,000 | 412 |
| Undivided profits | $37,528,000 | 680 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,616,000 | 1,455 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $3,384,000 | 639 |
| Earning assets | $1,373,459,000 | 392 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $1,436,866,200 | 393 |
| Average Assets, quarterly | $1,477,956,500 | 393 |
| Volatile liabilities | $822,136,000 | 235 |
| Insider loans | $1,201,000 | 3,312 |
| FHLB advances | $541,267,000 | 36 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $90,350,000 | 783 |
| Tier 1 (core) risk-based capital | $97,949,000 | 475 |
| Tier 2 risk-based capital | $8,626,000 | 512 |
| Total risk weighted assets | $687,276,000 | 540 |
| Total unused commitments | $90,350,000 | 783 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 295 | 583 |
| Assets and Liabilities | ||
| Total Assets: | $1,434,837,000 | 396 |
| Cash and due from depository institutions | $27,238,000 | 583 |
| Interest-bearing balances | $3,358,000 | 1,626 |
| Securities | $415,073,000 | 335 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $889,042,000 | 398 |
| Loan loss allowance | $10,683,000 | 440 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $25,233,000 | 296 |
| Other real estate owned | $314,000 | 583 |
| Goodwill and other intangibles | $5,411,000 | 553 |
| All other assets | $72,526,000 | 238 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,434,837,000 | 396 |
| Total liabilities | $1,336,343,000 | 386 |
| Total deposits | $692,696,000 | 554 |
| Interest-bearing deposits | $635,465,000 | 521 |
| Deposits held in domestic offices | $692,696,000 | 550 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $73,000,000 | 382 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $558,523,000 | 149 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $12,124,000 | 558 |
| Total equity capital | $98,494,000 | 506 |
| Total bank equity capital | $98,494,000 | 506 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000 | 9,342 |
| Surplus | $57,517,000 | 393 |
| Undivided profits | $40,976,000 | 630 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,019,000 | 1,281 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $3,531,000 | 598 |
| Earning assets | $1,307,473,000 | 398 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $1,289,275,000 | 408 |
| Average Assets, quarterly | $1,360,770,000 | 406 |
| Volatile liabilities | $738,540,000 | 213 |
| Insider loans | $880,000 | 3,861 |
| FHLB advances | $558,286,000 | 35 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $151,541,000 | 519 |
| Tier 1 (core) risk-based capital | $98,413,000 | 467 |
| Tier 2 risk-based capital | $9,336,000 | 470 |
| Total risk weighted assets | $695,144,000 | 501 |
| Total unused commitments | $151,541,000 | 522 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 288 | 610 |
| Assets and Liabilities | ||
| Total Assets: | $1,147,152,000 | 469 |
| Cash and due from depository institutions | $22,214,000 | 610 |
| Interest-bearing balances | $8,000 | 6,224 |
| Securities | $187,814,000 | 644 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $886,445,000 | 400 |
| Loan loss allowance | $9,684,000 | 484 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $23,820,000 | 309 |
| Other real estate owned | $761,000 | 610 |
| Goodwill and other intangibles | $2,837,000 | 797 |
| All other assets | $23,261,000 | 458 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,147,152,000 | 469 |
| Total liabilities | $1,035,860,000 | 470 |
| Total deposits | $726,221,000 | 542 |
| Interest-bearing deposits | $685,509,000 | 490 |
| Deposits held in domestic offices | $726,221,000 | 536 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,000,000 | 770 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $279,533,000 | 209 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $11,106,000 | 592 |
| Total equity capital | $111,292,000 | 449 |
| Total bank equity capital | $111,292,000 | 449 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000 | 9,742 |
| Surplus | $56,865,000 | 390 |
| Undivided profits | $54,426,000 | 457 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,477,000 | 1,113 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $3,652,000 | 602 |
| Earning assets | $1,074,267,000 | 462 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $1,029,718,200 | 490 |
| Average Assets, quarterly | $1,090,031,500 | 483 |
| Volatile liabilities | $408,785,000 | 332 |
| Insider loans | $776,000 | 4,224 |
| FHLB advances | $279,533,000 | 58 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $88,941,000 | 716 |
| Tier 1 (core) risk-based capital | $106,868,000 | 430 |
| Tier 2 risk-based capital | $7,409,000 | 524 |
| Total risk weighted assets | $590,473,000 | 559 |
| Total unused commitments | $88,941,000 | 718 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 271 | 687 |
| Assets and Liabilities | ||
| Total Assets: | $971,506,000 | 571 |
| Cash and due from depository institutions | $116,186,000 | 687 |
| Interest-bearing balances | $100,290,000 | 62 |
| Securities | $38,571,000 | 3,144 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $782,495,000 | 474 |
| Loan loss allowance | $8,201,000 | 614 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $11,630,000 | 644 |
| Other real estate owned | $388,000 | 687 |
| Goodwill and other intangibles | $1,260,000 | 1,143 |
| All other assets | $20,976,000 | 526 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $971,506,000 | 571 |
| Total liabilities | $880,366,000 | 578 |
| Total deposits | $703,661,000 | 590 |
| Interest-bearing deposits | $665,976,000 | 551 |
| Deposits held in domestic offices | $703,661,000 | 583 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $126,062,000 | 338 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $50,643,000 | 238 |
| Total equity capital | $91,140,000 | 549 |
| Total bank equity capital | $91,140,000 | 549 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $43,408,000 | 485 |
| Undivided profits | $47,731,000 | 551 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,004,000 | 1,103 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $3,355,000 | 679 |
| Earning assets | $921,356,000 | 561 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $801,629,600 | 633 |
| Average Assets, quarterly | $922,842,500 | 587 |
| Volatile liabilities | $217,415,000 | 537 |
| Insider loans | $938,000 | 3,815 |
| FHLB advances | $126,062,000 | 109 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $79,098,000 | 785 |
| Tier 1 (core) risk-based capital | $90,660,000 | 520 |
| Tier 2 risk-based capital | $6,452,000 | 609 |
| Total risk weighted assets | $515,555,000 | 646 |
| Total unused commitments | $79,098,000 | 792 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 241 | 802 |
| Assets and Liabilities | ||
| Total Assets: | $635,370,000 | 816 |
| Cash and due from depository institutions | $16,036,000 | 802 |
| Interest-bearing balances | $55,000 | 5,676 |
| Securities | $32,107,000 | 3,860 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $566,617,000 | 601 |
| Loan loss allowance | $4,475,000 | 984 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $6,981,000 | 1,086 |
| Other real estate owned | $535,000 | 802 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $13,094,000 | 760 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $635,370,000 | 816 |
| Total liabilities | $589,972,000 | 798 |
| Total deposits | $536,539,000 | 768 |
| Interest-bearing deposits | $508,863,000 | 697 |
| Deposits held in domestic offices | $536,539,000 | 759 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $49,396,000 | 548 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $4,037,000 | 1,210 |
| Total equity capital | $45,398,000 | 1,028 |
| Total bank equity capital | $45,398,000 | 1,028 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $0 | 11,041 |
| Undivided profits | $45,398,000 | 582 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,770,000 | 1,202 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $2,647,000 | 869 |
| Earning assets | $598,779,000 | 794 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $583,606,000 | 844 |
| Average Assets, quarterly | $616,748,000 | 828 |
| Volatile liabilities | $130,982,000 | 705 |
| Insider loans | $778,000 | 4,385 |
| FHLB advances | $49,396,000 | 188 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $74,361,000 | 824 |
| Tier 1 (core) risk-based capital | $45,013,000 | 992 |
| Tier 2 risk-based capital | $4,170,000 | 852 |
| Total risk weighted assets | $358,926,000 | 860 |
| Total unused commitments | $74,361,000 | 829 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 227 | 871 |
| Assets and Liabilities | ||
| Total Assets: | $554,472,000 | 874 |
| Cash and due from depository institutions | $14,832,000 | 871 |
| Interest-bearing balances | $514,000 | 3,259 |
| Securities | $20,941,000 | 5,684 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $498,901,000 | 660 |
| Loan loss allowance | $4,028,000 | 1,080 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $6,062,000 | 1,208 |
| Other real estate owned | $366,000 | 871 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $13,370,000 | 799 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $554,472,000 | 874 |
| Total liabilities | $514,462,000 | 870 |
| Total deposits | $434,704,000 | 896 |
| Interest-bearing deposits | $410,278,000 | 828 |
| Deposits held in domestic offices | $434,704,000 | 885 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $74,395,000 | 445 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $5,363,000 | 881 |
| Total equity capital | $40,010,000 | 1,043 |
| Total bank equity capital | $40,010,000 | 1,043 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $40,010,000 | 569 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,809,000 | 1,223 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $2,186,000 | 909 |
| Earning assets | $520,356,000 | 853 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $498,398,400 | 939 |
| Average Assets, quarterly | $538,920,000 | 892 |
| Volatile liabilities | $131,822,000 | 689 |
| Insider loans | $1,110,000 | 3,423 |
| FHLB advances | $74,395,000 | 153 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $69,367,000 | 797 |
| Tier 1 (core) risk-based capital | $40,010,000 | 1,027 |
| Tier 2 risk-based capital | $3,795,000 | 900 |
| Total risk weighted assets | $316,403,000 | 930 |
| Total unused commitments | $69,367,000 | 808 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 233 | 898 |
| Assets and Liabilities | ||
| Total Assets: | $457,227,000 | 1,056 |
| Cash and due from depository institutions | $11,080,000 | 898 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $12,827,000 | 8,071 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $416,590,000 | 737 |
| Loan loss allowance | $4,015,000 | 1,150 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $5,487,000 | 1,339 |
| Other real estate owned | $640,000 | 898 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $10,603,000 | 916 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $457,227,000 | 1,056 |
| Total liabilities | $421,517,000 | 1,058 |
| Total deposits | $356,209,000 | 1,107 |
| Interest-bearing deposits | $306,736,000 | 1,132 |
| Deposits held in domestic offices | $356,209,000 | 1,095 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $60,430,000 | 434 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $4,878,000 | 967 |
| Total equity capital | $35,710,000 | 1,156 |
| Total bank equity capital | $35,710,000 | 1,156 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $35,710,000 | 635 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,798,000 | 867 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,742,000 | 985 |
| Earning assets | $429,417,000 | 1,031 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $438,553,600 | 1,068 |
| Average Assets, quarterly | $460,518,000 | 1,037 |
| Volatile liabilities | $128,701,000 | 673 |
| Insider loans | $1,184,000 | 3,286 |
| FHLB advances | $60,430,000 | 156 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $102,191,000 | 610 |
| Tier 1 (core) risk-based capital | $35,710,000 | 1,114 |
| Tier 2 risk-based capital | $3,477,000 | 972 |
| Total risk weighted assets | $277,957,000 | 1,021 |
| Total unused commitments | $102,191,000 | 625 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 223 | 948 |
| Assets and Liabilities | ||
| Total Assets: | $417,668,000 | 1,176 |
| Cash and due from depository institutions | $13,672,000 | 948 |
| Interest-bearing balances | $103,000 | 6,649 |
| Securities | $16,292,000 | 6,985 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $368,504,000 | 824 |
| Loan loss allowance | $3,423,000 | 1,380 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $5,832,000 | 1,246 |
| Other real estate owned | $570,000 | 948 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $12,798,000 | 840 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $417,668,000 | 1,176 |
| Total liabilities | $388,963,000 | 1,164 |
| Total deposits | $335,941,000 | 1,236 |
| Interest-bearing deposits | $300,600,000 | 1,220 |
| Deposits held in domestic offices | $335,941,000 | 1,227 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $46,965,000 | 447 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $6,057,000 | 844 |
| Total equity capital | $28,705,000 | 1,352 |
| Total bank equity capital | $28,705,000 | 1,352 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $28,705,000 | 745 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,847,000 | 1,013 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $4,439,000 | 512 |
| Earning assets | $384,899,000 | 1,162 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $426,254,400 | 1,131 |
| Average Assets, quarterly | $422,278,000 | 1,163 |
| Volatile liabilities | $97,140,000 | 762 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $46,965,000 | 175 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $64,317,000 | 805 |
| Tier 1 (core) risk-based capital | $28,705,000 | 1,316 |
| Tier 2 risk-based capital | $2,823,000 | 1,183 |
| Total risk weighted assets | $258,657,000 | 1,133 |
| Total unused commitments | $64,317,000 | 819 |
| Derivatives | $0 | 651 |