Home > First Federal Savings Bank, F.S.B. > Income and Expense
First Federal Savings Bank, F.S.B., Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $25,264,000 | 1,238 |
| Total interest expense | $11,677,000 | 1,126 |
| Net interest income | $13,587,000 | 1,328 |
| Provision for loan and lease losses | $284,000 | 2,381 |
| Total noninterest income | $6,921,000 | 756 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-235,000 | 4,900 |
| Additional Noninterest Income | $7,156,000 | 515 |
| Total noninterest expense | $13,214,000 | 1,136 |
| Salaries and employee benefits | $6,938,000 | 986 |
| Premises and equipment expense | $2,063,000 | 1,028 |
| Additional noninterest expense | $4,213,000 | 1,354 |
| Pre-tax net operating income | $7,010,000 | 1,082 |
| Securities gains (losses) | $374,000 | 335 |
| Applicable income taxes | $2,715,000 | 945 |
| Income before extraordinary items | $4,669,000 | 1,084 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,669,000 | 1,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,664 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $537,000 | 535 |
| Net operating income | $4,429,640 | 1,155 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $26,090,000 | 1,224 |
| Total interest expense | $12,696,000 | 1,060 |
| Net interest income | $13,394,000 | 1,349 |
| Provision for loan and lease losses | $352,000 | 2,696 |
| Total noninterest income | $6,285,000 | 838 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-120,000 | 5,123 |
| Additional Noninterest Income | $6,405,000 | 570 |
| Total noninterest expense | $12,957,000 | 1,197 |
| Salaries and employee benefits | $6,484,000 | 1,063 |
| Premises and equipment expense | $2,076,000 | 1,046 |
| Additional noninterest expense | $4,397,000 | 1,407 |
| Pre-tax net operating income | $6,370,000 | 1,099 |
| Securities gains (losses) | $488,000 | 913 |
| Applicable income taxes | $2,526,000 | 994 |
| Income before extraordinary items | $4,332,000 | 1,184 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $4,332,000 | 1,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 5,302 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $531,000 | 584 |
| Net operating income | $4,019,680 | 1,176 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $27,520,000 | 1,322 |
| Total interest expense | $16,035,000 | 1,118 |
| Net interest income | $11,485,000 | 1,614 |
| Provision for loan and lease losses | $1,918,000 | 1,193 |
| Total noninterest income | $6,155,000 | 843 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $6,155,000 | 583 |
| Total noninterest expense | $12,665,000 | 1,250 |
| Salaries and employee benefits | $6,441,000 | 1,049 |
| Premises and equipment expense | $1,976,000 | 1,130 |
| Additional noninterest expense | $4,248,000 | 1,526 |
| Pre-tax net operating income | $3,057,000 | 2,033 |
| Securities gains (losses) | $-292,000 | 13,875 |
| Applicable income taxes | $-107,000 | 13,589 |
| Income before extraordinary items | $2,872,000 | 1,608 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,872,000 | 1,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 4,097 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $8,410,000 | 108 |
| Net operating income | $3,164,000 | 1,366 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.