Home > First Federal Savings Bank > Income and Expense
First Federal Savings Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $26,407,000 | 1,210 |
| Total interest expense | $13,138,000 | 1,031 |
| Net interest income | $13,269,000 | 1,364 |
| Provision for loan and lease losses | $171,000 | 4,328 |
| Total noninterest income | $3,168,000 | 1,400 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $3,168,000 | 929 |
| Total noninterest expense | $11,135,000 | 1,377 |
| Salaries and employee benefits | $5,378,000 | 1,245 |
| Premises and equipment expense | $2,411,000 | 920 |
| Additional noninterest expense | $3,346,000 | 1,748 |
| Pre-tax net operating income | $5,131,000 | 1,369 |
| Securities gains (losses) | $940,000 | 560 |
| Applicable income taxes | $2,174,000 | 1,123 |
| Income before extraordinary items | $3,897,000 | 1,303 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,897,000 | 1,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 4,247 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,295,400 | 1,454 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $31,197,000 | 1,175 |
| Total interest expense | $16,564,000 | 1,087 |
| Net interest income | $14,633,000 | 1,272 |
| Provision for loan and lease losses | $-1,000 | 13,418 |
| Total noninterest income | $3,120,000 | 1,384 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $3,120,000 | 928 |
| Total noninterest expense | $9,778,000 | 1,570 |
| Salaries and employee benefits | $4,848,000 | 1,378 |
| Premises and equipment expense | $2,108,000 | 1,065 |
| Additional noninterest expense | $2,822,000 | 2,099 |
| Pre-tax net operating income | $7,976,000 | 799 |
| Securities gains (losses) | $1,882,000 | 428 |
| Applicable income taxes | $3,346,000 | 700 |
| Income before extraordinary items | $6,512,000 | 729 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $6,512,000 | 724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 5,577 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $5,269,880 | 829 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.