Home > First Federal Savings Bank > Income and Expense
First Federal Savings Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,282,000 | 5,509 |
| Total interest expense | $2,107,000 | 5,591 |
| Net interest income | $3,175,000 | 5,401 |
| Provision for loan and lease losses | $118,000 | 5,382 |
| Total noninterest income | $527,000 | 5,406 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $527,000 | 3,154 |
| Total noninterest expense | $1,668,000 | 7,297 |
| Salaries and employee benefits | $955,000 | 6,386 |
| Premises and equipment expense | $257,000 | 6,565 |
| Additional noninterest expense | $456,000 | 8,657 |
| Pre-tax net operating income | $1,916,000 | 3,449 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $693,000 | 3,148 |
| Income before extraordinary items | $1,223,000 | 3,940 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,223,000 | 4,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 6,513 |
| Cash dividends | $415,000 | 3,553 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 1,068 |
| Net operating income | $1,223,000 | 3,731 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,751,000 | 5,692 |
| Total interest expense | $2,698,000 | 5,645 |
| Net interest income | $3,053,000 | 5,638 |
| Provision for loan and lease losses | $131,000 | 6,478 |
| Total noninterest income | $532,000 | 5,405 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $532,000 | 3,063 |
| Total noninterest expense | $1,545,000 | 7,756 |
| Salaries and employee benefits | $895,000 | 6,653 |
| Premises and equipment expense | $227,000 | 7,234 |
| Additional noninterest expense | $423,000 | 9,288 |
| Pre-tax net operating income | $1,909,000 | 3,242 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $713,000 | 2,909 |
| Income before extraordinary items | $1,197,000 | 3,824 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,197,000 | 3,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 9,510 |
| Cash dividends | $714,000 | 2,093 |
| Sale, conversion, retirement of capital stock, net | $98,000 | 837 |
| Net operating income | $1,196,360 | 3,539 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.