Home > First Federal Savings Bank > Assets and Liabilities
First Federal Savings Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 24 | 6,066 |
| Assets and Liabilities | ||
| Total Assets: | $212,663,000 | 2,213 |
| Cash and due from depository institutions | $10,229,000 | 6,066 |
| Interest-bearing balances | $7,826,000 | 528 |
| Securities | $129,383,000 | 896 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $68,056,000 | 4,068 |
| Loan loss allowance | $772,000 | 4,222 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,071,000 | 5,843 |
| Other real estate owned | $0 | 6,066 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,924,000 | 2,246 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $212,663,000 | 2,213 |
| Total liabilities | $186,754,000 | 2,288 |
| Total deposits | $154,498,000 | 2,490 |
| Interest-bearing deposits | $150,890,000 | 2,165 |
| Deposits held in domestic offices | $154,498,000 | 2,487 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,000,000 | 818 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $11,000,000 | 1,892 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,256,000 | 2,702 |
| Total equity capital | $25,909,000 | 1,727 |
| Total bank equity capital | $25,909,000 | 1,727 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $41,000 | 8,794 |
| Surplus | $19,959,000 | 941 |
| Undivided profits | $5,909,000 | 3,711 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $934,000 | 2,299 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $423,000 | 5,196 |
| Earning assets | $205,265,000 | 2,093 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $207,381,600 | 2,166 |
| Average Assets, quarterly | $209,772,500 | 2,224 |
| Volatile liabilities | $49,416,000 | 1,666 |
| Insider loans | $355,000 | 6,138 |
| FHLB advances | $11,000,000 | 452 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $1,312,000 | 8,198 |
| Tier 1 (core) risk-based capital | $26,940,000 | 1,613 |
| Tier 2 risk-based capital | $772,000 | 3,936 |
| Total risk weighted assets | $63,767,000 | 4,395 |
| Total unused commitments | $1,312,000 | 8,205 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 24 | 6,148 |
| Assets and Liabilities | ||
| Total Assets: | $211,776,000 | 2,176 |
| Cash and due from depository institutions | $14,702,000 | 6,148 |
| Interest-bearing balances | $13,400,000 | 433 |
| Securities | $140,145,000 | 836 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $52,642,000 | 4,785 |
| Loan loss allowance | $712,000 | 4,413 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,035,000 | 5,866 |
| Other real estate owned | $0 | 6,148 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $3,252,000 | 2,290 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $211,776,000 | 2,176 |
| Total liabilities | $170,512,000 | 2,429 |
| Total deposits | $146,189,000 | 2,616 |
| Interest-bearing deposits | $144,366,000 | 2,273 |
| Deposits held in domestic offices | $146,189,000 | 2,611 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,000,000 | 696 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,323,000 | 2,793 |
| Total equity capital | $41,264,000 | 1,083 |
| Total bank equity capital | $41,264,000 | 1,083 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $41,000 | 8,996 |
| Surplus | $19,959,000 | 873 |
| Undivided profits | $21,264,000 | 1,214 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,438,000 | 1,756 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $370,000 | 5,801 |
| Earning assets | $206,187,000 | 2,058 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $197,830,000 | 2,186 |
| Average Assets, quarterly | $205,621,500 | 2,189 |
| Volatile liabilities | $38,915,000 | 1,744 |
| Insider loans | $460,000 | 5,512 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,052,000 | 4,483 |
| Tier 1 (core) risk-based capital | $41,390,000 | 1,014 |
| Tier 2 risk-based capital | $706,000 | 4,041 |
| Total risk weighted assets | $56,458,000 | 4,633 |
| Total unused commitments | $7,052,000 | 4,489 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 24 | 6,393 |
| Assets and Liabilities | ||
| Total Assets: | $183,385,000 | 2,455 |
| Cash and due from depository institutions | $3,019,000 | 6,393 |
| Interest-bearing balances | $1,800,000 | 1,895 |
| Securities | $128,512,000 | 899 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $47,985,000 | 5,144 |
| Loan loss allowance | $652,000 | 4,762 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $968,000 | 6,068 |
| Other real estate owned | $0 | 6,393 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,901,000 | 2,472 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $183,385,000 | 2,455 |
| Total liabilities | $137,772,000 | 2,915 |
| Total deposits | $136,780,000 | 2,720 |
| Interest-bearing deposits | $134,843,000 | 2,373 |
| Deposits held in domestic offices | $136,780,000 | 2,714 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $992,000 | 3,596 |
| Total equity capital | $45,613,000 | 991 |
| Total bank equity capital | $45,613,000 | 991 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $41,000 | 9,391 |
| Surplus | $19,959,000 | 869 |
| Undivided profits | $25,613,000 | 1,012 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,651,000 | 1,609 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $374,000 | 5,937 |
| Earning assets | $178,297,000 | 2,334 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $180,172,200 | 2,380 |
| Average Assets, quarterly | $181,281,500 | 2,435 |
| Volatile liabilities | $13,827,000 | 3,987 |
| Insider loans | $330,000 | 6,440 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,773,000 | 7,710 |
| Tier 1 (core) risk-based capital | $45,613,000 | 927 |
| Tier 2 risk-based capital | $608,000 | 4,462 |
| Total risk weighted assets | $48,607,000 | 5,154 |
| Total unused commitments | $1,773,000 | 7,719 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 23 | 6,897 |
| Assets and Liabilities | ||
| Total Assets: | $178,173,000 | 2,600 |
| Cash and due from depository institutions | $2,518,000 | 6,897 |
| Interest-bearing balances | $1,100,000 | 2,239 |
| Securities | $129,561,000 | 949 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $43,398,000 | 5,564 |
| Loan loss allowance | $632,000 | 5,014 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $164,000 | 10,148 |
| Other real estate owned | $0 | 6,897 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,532,000 | 2,897 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $178,173,000 | 2,600 |
| Total liabilities | $134,466,000 | 3,062 |
| Total deposits | $132,630,000 | 2,890 |
| Interest-bearing deposits | $130,613,000 | 2,546 |
| Deposits held in domestic offices | $132,630,000 | 2,882 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,836,000 | 2,195 |
| Total equity capital | $43,707,000 | 1,042 |
| Total bank equity capital | $43,707,000 | 1,042 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $41,000 | 9,845 |
| Surplus | $19,959,000 | 922 |
| Undivided profits | $23,707,000 | 1,082 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,685,000 | 1,197 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $448,000 | 5,156 |
| Earning assets | $174,059,000 | 2,453 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $175,287,400 | 2,534 |
| Average Assets, quarterly | $176,222,500 | 2,589 |
| Volatile liabilities | $12,691,000 | 4,111 |
| Insider loans | $347,000 | 6,468 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,529,000 | 8,061 |
| Tier 1 (core) risk-based capital | $43,711,000 | 983 |
| Tier 2 risk-based capital | $553,000 | 4,875 |
| Total risk weighted assets | $44,138,000 | 5,578 |
| Total unused commitments | $2,655,000 | 6,767 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 21 | 7,557 |
| Assets and Liabilities | ||
| Total Assets: | $172,662,000 | 2,683 |
| Cash and due from depository institutions | $21,749,000 | 7,557 |
| Interest-bearing balances | $20,000,000 | 227 |
| Securities | $109,525,000 | 1,143 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $38,872,000 | 5,956 |
| Loan loss allowance | $504,000 | 6,012 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $200,000 | 10,247 |
| Other real estate owned | $139,000 | 7,557 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,177,000 | 3,362 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $172,662,000 | 2,683 |
| Total liabilities | $130,577,000 | 3,145 |
| Total deposits | $130,030,000 | 2,965 |
| Interest-bearing deposits | $127,845,000 | 2,616 |
| Deposits held in domestic offices | $130,030,000 | 2,956 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $547,000 | 5,859 |
| Total equity capital | $42,085,000 | 1,105 |
| Total bank equity capital | $42,085,000 | 1,105 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $41,000 | 10,308 |
| Surplus | $19,959,000 | 921 |
| Undivided profits | $22,085,000 | 1,181 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,317,000 | 2,097 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $379,000 | 6,059 |
| Earning assets | $168,397,000 | 2,535 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $159,544,400 | 2,778 |
| Average Assets, quarterly | $163,982,500 | 2,783 |
| Volatile liabilities | $11,105,000 | 4,243 |
| Insider loans | $374,000 | 6,445 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $780,000 | 9,437 |
| Tier 1 (core) risk-based capital | $42,084,000 | 1,039 |
| Tier 2 risk-based capital | $504,000 | 5,231 |
| Total risk weighted assets | $46,193,000 | 5,345 |
| Total unused commitments | $780,000 | 9,445 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 22 | 7,672 |
| Assets and Liabilities | ||
| Total Assets: | $158,158,000 | 2,864 |
| Cash and due from depository institutions | $1,767,000 | 7,672 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $111,981,000 | 1,171 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $41,968,000 | 5,590 |
| Loan loss allowance | $366,000 | 7,537 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $260,000 | 10,184 |
| Other real estate owned | $0 | 7,672 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,182,000 | 3,564 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $158,158,000 | 2,864 |
| Total liabilities | $137,594,000 | 2,988 |
| Total deposits | $133,530,000 | 2,846 |
| Interest-bearing deposits | $130,226,000 | 2,540 |
| Deposits held in domestic offices | $133,530,000 | 2,836 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $4,000,000 | 1,914 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $64,000 | 11,898 |
| Total equity capital | $20,564,000 | 2,008 |
| Total bank equity capital | $20,564,000 | 2,008 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $20,564,000 | 1,153 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,182,000 | 1,446 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $341,000 | 5,926 |
| Earning assets | $153,949,000 | 2,708 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $156,631,800 | 2,818 |
| Average Assets, quarterly | $158,934,000 | 2,827 |
| Volatile liabilities | $15,037,000 | 3,180 |
| Insider loans | $397,000 | 6,359 |
| FHLB advances | $4,000,000 | 656 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $532,000 | 10,246 |
| Tier 1 (core) risk-based capital | $20,564,000 | 2,019 |
| Tier 2 risk-based capital | $366,000 | 6,628 |
| Total risk weighted assets | $44,109,000 | 5,493 |
| Total unused commitments | $532,000 | 10,252 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 22 | 7,996 |
| Assets and Liabilities | ||
| Total Assets: | $152,348,000 | 3,005 |
| Cash and due from depository institutions | $1,742,000 | 7,996 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $107,410,000 | 1,285 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $40,655,000 | 5,652 |
| Loan loss allowance | $306,000 | 8,594 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $321,000 | 10,027 |
| Other real estate owned | $0 | 7,996 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,220,000 | 3,174 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $152,348,000 | 3,005 |
| Total liabilities | $134,028,000 | 3,104 |
| Total deposits | $133,926,000 | 2,919 |
| Interest-bearing deposits | $130,762,000 | 2,623 |
| Deposits held in domestic offices | $133,926,000 | 2,909 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $102,000 | 11,513 |
| Total equity capital | $18,320,000 | 2,208 |
| Total bank equity capital | $18,320,000 | 2,208 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $18,320,000 | 1,294 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,894,000 | 1,995 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $373,000 | 4,972 |
| Earning assets | $148,065,000 | 2,843 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $150,923,800 | 2,953 |
| Average Assets, quarterly | $152,661,000 | 2,980 |
| Volatile liabilities | $10,288,000 | 4,001 |
| Insider loans | $419,000 | 6,257 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,704,000 | 7,967 |
| Tier 1 (core) risk-based capital | $18,320,000 | 2,137 |
| Tier 2 risk-based capital | $306,000 | 7,499 |
| Total risk weighted assets | $42,442,000 | 5,633 |
| Total unused commitments | $2,704,000 | 6,725 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 22 | 8,155 |
| Assets and Liabilities | ||
| Total Assets: | $149,109,000 | 3,116 |
| Cash and due from depository institutions | $1,436,000 | 8,155 |
| Interest-bearing balances | $300,000 | 5,540 |
| Securities | $101,132,000 | 1,335 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $43,918,000 | 5,341 |
| Loan loss allowance | $246,000 | 9,664 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $387,000 | 9,766 |
| Other real estate owned | $0 | 8,155 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,236,000 | 3,236 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,109,000 | 3,116 |
| Total liabilities | $133,697,000 | 3,189 |
| Total deposits | $133,390,000 | 3,050 |
| Interest-bearing deposits | $133,390,000 | 2,698 |
| Deposits held in domestic offices | $133,390,000 | 3,044 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $307,000 | 8,118 |
| Total equity capital | $15,412,000 | 2,491 |
| Total bank equity capital | $15,412,000 | 2,491 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $15,412,000 | 1,402 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,234,000 | 2,098 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $409,000 | 4,956 |
| Earning assets | $145,350,000 | 2,959 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $146,312,800 | 3,112 |
| Average Assets, quarterly | $147,934,000 | 3,127 |
| Volatile liabilities | $9,749,000 | 4,193 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,436,000 | 8,246 |
| Tier 1 (core) risk-based capital | $15,412,000 | 2,426 |
| Tier 2 risk-based capital | $246,000 | 8,493 |
| Total risk weighted assets | $42,872,000 | 5,636 |
| Total unused commitments | $7,436,000 | 3,597 |
| Derivatives | $0 | 651 |