Home > First Federal Savings Bank > Income and Expense
First Federal Savings Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,020,000 | 5,655 |
| Total interest expense | $2,763,000 | 4,261 |
| Net interest income | $2,257,000 | 6,957 |
| Provision for loan and lease losses | $-150,000 | 12,259 |
| Total noninterest income | $77,000 | 11,331 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $77,000 | 8,362 |
| Total noninterest expense | $1,746,000 | 6,848 |
| Salaries and employee benefits | $890,000 | 6,706 |
| Premises and equipment expense | $345,000 | 5,129 |
| Additional noninterest expense | $511,000 | 7,745 |
| Pre-tax net operating income | $738,000 | 7,199 |
| Securities gains (losses) | $-110,000 | 11,591 |
| Applicable income taxes | $99,000 | 9,383 |
| Income before extraordinary items | $529,000 | 7,088 |
| Extraordinary gains, net | $298,000 | 51 |
| Net income | $827,000 | 5,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,066 |
| Cash dividends | $325,000 | 4,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $621,400 | 6,453 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,192,000 | 5,591 |
| Total interest expense | $2,735,000 | 4,464 |
| Net interest income | $2,457,000 | 6,629 |
| Provision for loan and lease losses | $-257,000 | 13,090 |
| Total noninterest income | $296,000 | 7,736 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $296,000 | 4,506 |
| Total noninterest expense | $1,622,000 | 7,436 |
| Salaries and employee benefits | $817,000 | 7,223 |
| Premises and equipment expense | $352,000 | 5,209 |
| Additional noninterest expense | $453,000 | 8,692 |
| Pre-tax net operating income | $1,388,000 | 4,630 |
| Securities gains (losses) | $95,000 | 2,571 |
| Applicable income taxes | $168,000 | 8,248 |
| Income before extraordinary items | $1,315,000 | 3,671 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,315,000 | 3,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $1,015,000 | 1,713 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,230,450 | 3,706 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,933,000 | 5,547 |
| Total interest expense | $3,691,000 | 4,365 |
| Net interest income | $2,242,000 | 7,142 |
| Provision for loan and lease losses | $-174,000 | 13,796 |
| Total noninterest income | $576,000 | 5,120 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $576,000 | 2,906 |
| Total noninterest expense | $1,421,000 | 8,210 |
| Salaries and employee benefits | $754,000 | 7,581 |
| Premises and equipment expense | $265,000 | 6,528 |
| Additional noninterest expense | $402,000 | 9,542 |
| Pre-tax net operating income | $1,571,000 | 3,875 |
| Securities gains (losses) | $8,000 | 6,653 |
| Applicable income taxes | $99,000 | 9,950 |
| Income before extraordinary items | $1,480,000 | 3,115 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,480,000 | 3,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $375,000 | 3,474 |
| Sale, conversion, retirement of capital stock, net | $4,275,000 | 190 |
| Net operating income | $1,472,480 | 2,892 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.