Home > First Federal Savings Bank > Income and Expense

First Federal Savings Bank, Income and Expense

2025-06-30 (YTD Data)Rank
Total interest income$15,060,0001,583
Total interest expense$6,356,0001,386
Net interest income$8,704,0001,729
Provision for loan and lease losses$820,000758
Total noninterest income$1,314,0001,706
Gross Fiduciary activities income$0937
Service charges on deposit accounts$312,0001,417
Trading account gains and feesNANA
Additional Noninterest Income$1,002,0001,556
Total noninterest expense$5,987,0001,879
Salaries and employee benefits$3,231,0001,935
Premises and equipment expense$836,0001,446
Additional noninterest expense$1,002,0001,578
Pre-tax net operating income$3,211,0001,752
Securities gains (losses)$0804
Applicable income taxes$455,0001,569
Income before extraordinary items$2,756,0001,748
Extraordinary gains, net$020
Net income$2,756,0001,765
Minority interest net income$069
Net income of bank and minority interests.$2,756,0001,748
Net charge-offs$984,000502
Cash dividends$1,214,0001,341
Sale, conversion, retirement of capital stock, net$55,000402
Net operating income$2,756,0001,759
2025-03-31 (YTD Data)Rank
Total interest income$7,298,0001,616
Total interest expense$3,087,0001,404
Net interest income$4,211,0001,759
Provision for loan and lease losses$620,000521
Total noninterest income$638,0001,699
Gross Fiduciary activities income$0918
Service charges on deposit accounts$153,0001,429
Trading account gains and feesNANA
Additional Noninterest Income$485,0001,533
Total noninterest expense$3,017,0001,872
Salaries and employee benefits$1,587,0001,967
Premises and equipment expense$428,0001,428
Additional noninterest expense$485,0001,533
Pre-tax net operating income$1,212,0002,026
Securities gains (losses)$0665
Applicable income taxes$132,0001,876
Income before extraordinary items$1,080,0001,938
Extraordinary gains, net$047
Net income$1,080,0001,962
Minority interest net income$065
Net income of bank and minority interests.$1,080,0001,938
Net charge-offs$1,010,000294
Cash dividends$600,0001,218
Sale, conversion, retirement of capital stock, net$29,000393
Net operating income$1,080,0001,952
2024-12-31 (YTD Data)Rank
Total interest income$28,416,0001,623
Total interest expense$13,068,0001,391
Net interest income$15,348,0001,816
Provision for loan and lease losses$1,554,000708
Total noninterest income$3,388,0001,484
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$683,0001,355
Trading account gains and feesNANA
Additional Noninterest Income$2,705,0001,299
Total noninterest expense$12,240,0001,838
Salaries and employee benefits$6,219,0001,967
Premises and equipment expense$1,463,0001,594
Additional noninterest expense$2,705,0001,299
Pre-tax net operating income$4,942,0001,876
Securities gains (losses)$0940
Applicable income taxes$465,0001,888
Income before extraordinary items$4,477,0001,814
Extraordinary gains, net$053
Net income$4,477,0001,833
Minority interest net income$090
Net income of bank and minority interests.$4,477,0001,814
Net charge-offs$83,0001,831
Cash dividends$3,214,0001,189
Sale, conversion, retirement of capital stock, net$121,000446
Net operating income$4,477,0001,817
2024-09-30 (YTD Data)Rank
Total interest income$21,134,0001,626
Total interest expense$9,792,0001,389
Net interest income$11,342,0001,825
Provision for loan and lease losses$1,025,000735
Total noninterest income$2,764,0001,412
Gross Fiduciary activities income$0972
Service charges on deposit accounts$512,0001,361
Trading account gains and feesNANA
Additional Noninterest Income$2,252,0001,211
Total noninterest expense$9,157,0001,827
Salaries and employee benefits$4,750,0001,931
Premises and equipment expense$1,102,0001,576
Additional noninterest expense$2,252,0001,211
Pre-tax net operating income$3,924,0001,809
Securities gains (losses)$0930
Applicable income taxes$452,0001,734
Income before extraordinary items$3,472,0001,773
Extraordinary gains, net$051
Net income$3,472,0001,793
Minority interest net income$082
Net income of bank and minority interests.$3,472,0001,775
Net charge-offs$103,0001,366
Cash dividends$2,214,0001,116
Sale, conversion, retirement of capital stock, net$93,000413
Net operating income$3,472,0001,776
2024-06-30 (YTD Data)Rank
Total interest income$13,929,0001,618
Total interest expense$6,423,0001,381
Net interest income$7,506,0001,832
Provision for loan and lease losses$575,000774
Total noninterest income$1,791,0001,421
Gross Fiduciary activities income$0962
Service charges on deposit accounts$343,0001,334
Trading account gains and feesNANA
Additional Noninterest Income$1,448,0001,239
Total noninterest expense$6,080,0001,829
Salaries and employee benefits$3,160,0001,931
Premises and equipment expense$713,0001,603
Additional noninterest expense$1,448,0001,239
Pre-tax net operating income$2,642,0001,779
Securities gains (losses)$0628
Applicable income taxes$225,0001,916
Income before extraordinary items$2,417,0001,696
Extraordinary gains, net$052
Net income$2,417,0001,721
Minority interest net income$084
Net income of bank and minority interests.$2,417,0001,698
Net charge-offs$50,0001,402
Cash dividends$1,214,0001,273
Sale, conversion, retirement of capital stock, net$63,000392
Net operating income$2,417,0001,699
2024-03-31 (YTD Data)Rank
Total interest income$6,763,0001,639
Total interest expense$3,105,0001,399
Net interest income$3,658,0001,853
Provision for loan and lease losses$500,000488
Total noninterest income$661,0001,664
Gross Fiduciary activities income$0895
Service charges on deposit accounts$173,0001,319
Trading account gains and feesNANA
Additional Noninterest Income$488,0001,534
Total noninterest expense$3,014,0001,838
Salaries and employee benefits$1,589,0001,930
Premises and equipment expense$352,0001,628
Additional noninterest expense$488,0001,534
Pre-tax net operating income$805,0002,299
Securities gains (losses)$0689
Applicable income taxes$33,0002,524
Income before extraordinary items$772,0002,197
Extraordinary gains, net$051
Net income$772,0002,223
Minority interest net income$072
Net income of bank and minority interests.$772,0002,197
Net charge-offs$45,000983
Cash dividends$600,0001,159
Sale, conversion, retirement of capital stock, net$31,000330
Net operating income$772,0002,202
2023-12-31 (YTD Data)Rank
Total interest income$24,285,0001,643
Total interest expense$9,585,0001,331
Net interest income$14,700,0001,839
Provision for loan and lease losses$1,050,000813
Total noninterest income$3,073,0001,612
Gross Fiduciary activities income$0981
Service charges on deposit accounts$713,0001,310
Trading account gains and feesNANA
Additional Noninterest Income$2,360,0001,466
Total noninterest expense$11,645,0001,843
Salaries and employee benefits$6,173,0001,929
Premises and equipment expense$1,371,0001,645
Additional noninterest expense$2,360,0001,466
Pre-tax net operating income$5,078,0001,895
Securities gains (losses)$6,000839
Applicable income taxes$611,0001,767
Income before extraordinary items$4,473,0001,858
Extraordinary gains, net$054
Net income$4,473,0001,880
Minority interest net income$088
Net income of bank and minority interests.$4,473,0001,861
Net charge-offs$107,0001,464
Cash dividends$3,213,0001,126
Sale, conversion, retirement of capital stock, net$97,000417
Net operating income$4,467,7201,888
2023-09-30 (YTD Data)Rank
Total interest income$17,554,0001,659
Total interest expense$6,633,0001,316
Net interest income$10,921,0001,868
Provision for loan and lease losses$270,0001,426
Total noninterest income$2,367,0001,587
Gross Fiduciary activities income$0950
Service charges on deposit accounts$533,0001,303
Trading account gains and feesNANA
Additional Noninterest Income$1,834,0001,425
Total noninterest expense$8,764,0001,845
Salaries and employee benefits$4,785,0001,889
Premises and equipment expense$1,034,0001,630
Additional noninterest expense$1,834,0001,425
Pre-tax net operating income$4,254,0001,837
Securities gains (losses)$6,000680
Applicable income taxes$570,0001,658
Income before extraordinary items$3,690,0001,811
Extraordinary gains, net$052
Net income$3,690,0001,828
Minority interest net income$081
Net income of bank and minority interests.$3,690,0001,811
Net charge-offs$87,0001,232
Cash dividends$2,214,0001,098
Sale, conversion, retirement of capital stock, net$74,000398
Net operating income$3,684,7801,836
2023-06-30 (YTD Data)Rank
Total interest income$11,175,0001,687
Total interest expense$4,022,0001,296
Net interest income$7,153,0001,908
Provision for loan and lease losses$180,0001,397
Total noninterest income$1,600,0001,497
Gross Fiduciary activities income$0931
Service charges on deposit accounts$354,0001,289
Trading account gains and feesNANA
Additional Noninterest Income$1,246,0001,336
Total noninterest expense$5,876,0001,826
Salaries and employee benefits$3,239,0001,861
Premises and equipment expense$706,0001,605
Additional noninterest expense$1,246,0001,335
Pre-tax net operating income$2,697,0001,875
Securities gains (losses)$38,000317
Applicable income taxes$351,0001,738
Income before extraordinary items$2,384,0001,836
Extraordinary gains, net$051
Net income$2,384,0001,856
Minority interest net income$081
Net income of bank and minority interests.$2,384,0001,836
Net charge-offs$19,0001,563
Cash dividends$1,200,0001,249
Sale, conversion, retirement of capital stock, net$45,000393
Net operating income$2,350,9401,865
2023-03-31 (YTD Data)Rank
Total interest income$5,410,0001,717
Total interest expense$1,762,0001,299
Net interest income$3,648,0001,881
Provision for loan and lease losses$90,0001,318
Total noninterest income$748,0001,553
Gross Fiduciary activities income$0913
Service charges on deposit accounts$181,0001,278
Trading account gains and feesNANA
Additional Noninterest Income$567,0001,412
Total noninterest expense$2,904,0001,864
Salaries and employee benefits$1,671,0001,851
Premises and equipment expense$338,0001,688
Additional noninterest expense$567,0001,412
Pre-tax net operating income$1,402,0001,876
Securities gains (losses)$0950
Applicable income taxes$184,0001,730
Income before extraordinary items$1,218,0001,834
Extraordinary gains, net$04
Net income$1,218,0001,834
Minority interest net income$048
Net income of bank and minority interests.$1,218,0001,834
Net charge-offs$15,0001,224
Cash dividends$600,0001,112
Sale, conversion, retirement of capital stock, net$29,000349
Net operating income$1,218,0001,853
2022-12-31 (YTD Data)Rank
Total interest income$17,665,0001,721
Total interest expense$2,244,0001,480
Net interest income$15,421,0001,752
Provision for loan and lease losses$03,012
Total noninterest income$3,230,0001,565
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$721,0001,312
Trading account gains and feesNANA
Additional Noninterest Income$2,509,0001,411
Total noninterest expense$10,558,0001,934
Salaries and employee benefits$5,559,0002,039
Premises and equipment expense$1,359,0001,647
Additional noninterest expense$2,509,0001,411
Pre-tax net operating income$8,093,0001,474
Securities gains (losses)$0691
Applicable income taxes$1,372,0001,329
Income before extraordinary items$6,721,0001,508
Extraordinary gains, net$05
Net income$6,721,0001,507
Minority interest net income$063
Net income of bank and minority interests.$6,721,0001,507
Net charge-offs$1,0002,539
Cash dividends$3,214,0001,086
Sale, conversion, retirement of capital stock, net$59,000495
Net operating income$6,721,0001,527
2022-09-30 (YTD Data)Rank
Total interest income$12,568,0001,743
Total interest expense$1,125,0001,624
Net interest income$11,443,0001,744
Provision for loan and lease losses$02,835
Total noninterest income$2,518,0001,546
Gross Fiduciary activities income$0968
Service charges on deposit accounts$527,0001,350
Trading account gains and feesNANA
Additional Noninterest Income$1,991,0001,374
Total noninterest expense$7,775,0001,951
Salaries and employee benefits$4,110,0002,056
Premises and equipment expense$978,0001,717
Additional noninterest expense$1,991,0001,374
Pre-tax net operating income$6,186,0001,457
Securities gains (losses)$0740
Applicable income taxes$1,060,0001,305
Income before extraordinary items$5,126,0001,457
Extraordinary gains, net$04
Net income$5,126,0001,457
Minority interest net income$057
Net income of bank and minority interests.$5,126,0001,457
Net charge-offs$-26,0003,890
Cash dividends$2,213,0001,055
Sale, conversion, retirement of capital stock, net$49,000447
Net operating income$5,126,0001,487
2022-06-30 (YTD Data)Rank
Total interest income$8,085,0001,743
Total interest expense$616,0001,698
Net interest income$7,469,0001,752
Provision for loan and lease losses$02,599
Total noninterest income$1,722,0001,510
Gross Fiduciary activities income$0925
Service charges on deposit accounts$330,0001,396
Trading account gains and feesNANA
Additional Noninterest Income$1,392,0001,377
Total noninterest expense$5,004,0001,986
Salaries and employee benefits$2,654,0002,101
Premises and equipment expense$607,0001,810
Additional noninterest expense$1,743,0001,783
Pre-tax net operating income$4,187,0001,363
Securities gains (losses)$0687
Applicable income taxes$724,0001,216
Income before extraordinary items$3,463,0001,361
Extraordinary gains, net$04
Net income$3,463,0001,361
Minority interest net income$060
Net income of bank and minority interests.$3,463,0001,361
Net charge-offs$16,0001,414
Cash dividends$1,213,0001,187
Sale, conversion, retirement of capital stock, net$36,000426
Net operating income$3,463,0001,394
2022-03-31 (YTD Data)Rank
Total interest income$4,066,0001,705
Total interest expense$291,0001,716
Net interest income$3,775,0001,694
Provision for loan and lease losses$02,285
Total noninterest income$872,0001,499
Gross Fiduciary activities income$0892
Service charges on deposit accounts$149,0001,505
Trading account gains and feesNANA
Additional Noninterest Income$723,0001,349
Total noninterest expense$2,426,0002,019
Salaries and employee benefits$1,361,0002,062
Premises and equipment expense$280,0001,933
Additional noninterest expense$785,0001,901
Pre-tax net operating income$2,221,0001,262
Securities gains (losses)$0623
Applicable income taxes$395,0001,116
Income before extraordinary items$1,826,0001,279
Extraordinary gains, net$04
Net income$1,826,0001,278
Minority interest net income$050
Net income of bank and minority interests.$1,826,0001,279
Net charge-offs$-6,0003,738
Cash dividends$600,0001,048
Sale, conversion, retirement of capital stock, net$23,000379
Net operating income$1,826,0001,292
2021-12-31 (YTD Data)Rank
Total interest income$16,460,0001,738
Total interest expense$2,108,0001,274
Net interest income$14,352,0001,780
Provision for loan and lease losses$120,0002,036
Total noninterest income$4,565,0001,392
Gross Fiduciary activities income$0994
Service charges on deposit accounts$651,0001,326
Trading account gains and feesNANA
Additional Noninterest Income$3,914,0001,264
Total noninterest expense$9,648,0002,022
Salaries and employee benefits$5,224,0002,112
Premises and equipment expense$1,064,0001,960
Additional noninterest expense$3,360,0001,822
Pre-tax net operating income$9,149,0001,355
Securities gains (losses)$02,062
Applicable income taxes$1,697,0001,216
Income before extraordinary items$7,452,0001,424
Extraordinary gains, net$010
Net income$7,452,0001,424
Minority interest net income$074
Net income of bank and minority interests.$7,452,0001,424
Net charge-offs$-26,0003,916
Cash dividends$3,614,0001,021
Sale, conversion, retirement of capital stock, net$115,000455
Net operating income$7,452,0001,399
2021-09-30 (YTD Data)Rank
Total interest income$12,322,0001,768
Total interest expense$1,383,0001,493
Net interest income$10,939,0001,771
Provision for loan and lease losses$120,0001,843
Total noninterest income$3,323,0001,454
Gross Fiduciary activities income$0957
Service charges on deposit accounts$472,0001,351
Trading account gains and feesNANA
Additional Noninterest Income$2,851,0001,336
Total noninterest expense$6,890,0002,101
Salaries and employee benefits$3,582,0002,233
Premises and equipment expense$781,0002,012
Additional noninterest expense$2,527,0001,813
Pre-tax net operating income$7,252,0001,348
Securities gains (losses)$02,015
Applicable income taxes$1,377,0001,220
Income before extraordinary items$5,875,0001,437
Extraordinary gains, net$08
Net income$5,875,0001,436
Minority interest net income$069
Net income of bank and minority interests.$5,875,0001,437
Net charge-offs$-42,0004,149
Cash dividends$2,414,0001,021
Sale, conversion, retirement of capital stock, net$91,000420
Net operating income$5,875,0001,413
2021-06-30 (YTD Data)Rank
Total interest income$7,909,0001,809
Total interest expense$964,0001,505
Net interest income$6,945,0001,845
Provision for loan and lease losses$120,0001,537
Total noninterest income$2,388,0001,377
Gross Fiduciary activities income$0951
Service charges on deposit accounts$295,0001,372
Trading account gains and feesNANA
Additional Noninterest Income$2,093,0001,254
Total noninterest expense$4,390,0002,161
Salaries and employee benefits$2,223,0002,333
Premises and equipment expense$521,0002,007
Additional noninterest expense$1,646,0001,825
Pre-tax net operating income$4,823,0001,346
Securities gains (losses)$01,818
Applicable income taxes$922,0001,206
Income before extraordinary items$3,901,0001,433
Extraordinary gains, net$06
Net income$3,901,0001,433
Minority interest net income$067
Net income of bank and minority interests.$3,901,0001,433
Net charge-offs$-15,0003,945
Cash dividends$1,214,0001,217
Sale, conversion, retirement of capital stock, net$66,000397
Net operating income$3,901,0001,395
2021-03-31 (YTD Data)Rank
Total interest income$4,006,0001,800
Total interest expense$516,0001,488
Net interest income$3,490,0001,820
Provision for loan and lease losses$120,0001,135
Total noninterest income$1,206,0001,356
Gross Fiduciary activities income$0922
Service charges on deposit accounts$145,0001,381
Trading account gains and feesNANA
Additional Noninterest Income$1,061,0001,228
Total noninterest expense$2,184,0002,150
Salaries and employee benefits$1,086,0002,364
Premises and equipment expense$269,0001,976
Additional noninterest expense$829,0001,783
Pre-tax net operating income$2,392,0001,344
Securities gains (losses)$01,392
Applicable income taxes$459,0001,197
Income before extraordinary items$1,933,0001,425
Extraordinary gains, net$03
Net income$1,933,0001,425
Minority interest net income$055
Net income of bank and minority interests.$1,933,0001,425
Net charge-offs$-2,0003,357
Cash dividends$600,0001,054
Sale, conversion, retirement of capital stock, net$33,000371
Net operating income$1,933,0001,391
2020-12-31 (YTD Data)Rank
Total interest income$15,549,0001,832
Total interest expense$3,041,0001,468
Net interest income$12,508,0001,887
Provision for loan and lease losses$580,0002,098
Total noninterest income$4,613,0001,327
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$631,0001,354
Trading account gains and feesNANA
Additional Noninterest Income$3,982,0001,209
Total noninterest expense$9,590,0002,013
Salaries and employee benefits$5,417,0002,037
Premises and equipment expense$1,024,0002,011
Additional noninterest expense$3,149,0001,848
Pre-tax net operating income$6,951,0001,382
Securities gains (losses)$02,675
Applicable income taxes$1,208,0001,295
Income before extraordinary items$5,743,0001,468
Extraordinary gains, net$04
Net income$5,743,0001,467
Minority interest net income$072
Net income of bank and minority interests.$5,743,0001,468
Net charge-offs$-80,0004,699
Cash dividends$2,614,0001,245
Sale, conversion, retirement of capital stock, net$122,000425
Net operating income$5,743,0001,428
2020-09-30 (YTD Data)Rank
Total interest income$11,414,0001,883
Total interest expense$2,421,0001,469
Net interest income$8,993,0001,951
Provision for loan and lease losses$460,0002,034
Total noninterest income$3,190,0001,370
Gross Fiduciary activities income$0981
Service charges on deposit accounts$447,0001,415
Trading account gains and feesNANA
Additional Noninterest Income$2,743,0001,249
Total noninterest expense$6,600,0002,119
Salaries and employee benefits$3,590,0002,196
Premises and equipment expense$763,0002,008
Additional noninterest expense$2,247,0001,899
Pre-tax net operating income$5,123,0001,363
Securities gains (losses)$02,494
Applicable income taxes$890,0001,277
Income before extraordinary items$4,233,0001,449
Extraordinary gains, net$04
Net income$4,233,0001,450
Minority interest net income$065
Net income of bank and minority interests.$4,233,0001,450
Net charge-offs$-130,0004,862
Cash dividends$1,814,0001,187
Sale, conversion, retirement of capital stock, net$89,000399
Net operating income$4,233,0001,408
2020-06-30 (YTD Data)Rank
Total interest income$7,648,0001,901
Total interest expense$1,727,0001,480
Net interest income$5,921,0001,980
Provision for loan and lease losses$340,0001,930
Total noninterest income$1,910,0001,401
Gross Fiduciary activities income$0970
Service charges on deposit accounts$306,0001,387
Trading account gains and feesNANA
Additional Noninterest Income$1,604,0001,260
Total noninterest expense$4,437,0002,101
Salaries and employee benefits$2,397,0002,185
Premises and equipment expense$508,0002,012
Additional noninterest expense$1,532,0001,851
Pre-tax net operating income$3,054,0001,423
Securities gains (losses)$02,249
Applicable income taxes$502,0001,347
Income before extraordinary items$2,552,0001,502
Extraordinary gains, net$04
Net income$2,552,0001,501
Minority interest net income$065
Net income of bank and minority interests.$2,552,0001,502
Net charge-offs$-133,0004,930
Cash dividends$1,214,0001,139
Sale, conversion, retirement of capital stock, net$56,000389
Net operating income$2,552,0001,461
2020-03-31 (YTD Data)Rank
Total interest income$3,794,0001,895
Total interest expense$944,0001,488
Net interest income$2,850,0001,998
Provision for loan and lease losses$220,0001,384
Total noninterest income$854,0001,422
Gross Fiduciary activities income$0941
Service charges on deposit accounts$179,0001,423
Trading account gains and feesNANA
Additional Noninterest Income$675,0001,261
Total noninterest expense$2,229,0002,103
Salaries and employee benefits$1,250,0002,152
Premises and equipment expense$243,0002,084
Additional noninterest expense$736,0001,956
Pre-tax net operating income$1,255,0001,524
Securities gains (losses)$01,705
Applicable income taxes$184,0001,461
Income before extraordinary items$1,071,0001,575
Extraordinary gains, net$04
Net income$1,071,0001,574
Minority interest net income$056
Net income of bank and minority interests.$1,071,0001,575
Net charge-offs$-32,0004,767
Cash dividends$600,0001,133
Sale, conversion, retirement of capital stock, net$23,000388
Net operating income$1,071,0001,548
2019-12-31 (YTD Data)Rank
Total interest income$16,084,0001,819
Total interest expense$4,336,0001,393
Net interest income$11,748,0001,955
Provision for loan and lease losses$425,0001,630
Total noninterest income$3,289,0001,478
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$707,0001,485
Trading account gains and feesNANA
Additional Noninterest Income$2,582,0001,319
Total noninterest expense$9,040,0002,064
Salaries and employee benefits$4,934,0002,120
Premises and equipment expense$1,116,0001,888
Additional noninterest expense$2,990,0001,927
Pre-tax net operating income$5,572,0001,622
Securities gains (losses)$90,000983
Applicable income taxes$838,0001,562
Income before extraordinary items$4,824,0001,644
Extraordinary gains, net$011
Net income$4,824,0001,646
Minority interest net income$076
Net income of bank and minority interests.$4,824,0001,646
Net charge-offs$90,0002,273
Cash dividends$2,514,0001,362
Sale, conversion, retirement of capital stock, net$105,000475
Net operating income$4,747,5001,630
2019-09-30 (YTD Data)Rank
Total interest income$12,172,0001,828
Total interest expense$3,316,0001,375
Net interest income$8,856,0001,970
Provision for loan and lease losses$350,0001,466
Total noninterest income$2,469,0001,484
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$513,0001,534
Trading account gains and feesNANA
Additional Noninterest Income$1,956,0001,306
Total noninterest expense$6,784,0002,070
Salaries and employee benefits$3,731,0002,122
Premises and equipment expense$846,0001,885
Additional noninterest expense$2,207,0001,959
Pre-tax net operating income$4,191,0001,657
Securities gains (losses)$91,000826
Applicable income taxes$634,0001,613
Income before extraordinary items$3,648,0001,659
Extraordinary gains, net$011
Net income$3,648,0001,660
Minority interest net income$072
Net income of bank and minority interests.$3,648,0001,660
Net charge-offs$112,0001,691
Cash dividends$1,514,0001,437
Sale, conversion, retirement of capital stock, net$78,000445
Net operating income$3,570,6501,652
2019-06-30 (YTD Data)Rank
Total interest income$8,053,0001,838
Total interest expense$2,211,0001,357
Net interest income$5,842,0001,992
Provision for loan and lease losses$150,0001,792
Total noninterest income$1,394,0001,601
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$330,0001,561
Trading account gains and feesNANA
Additional Noninterest Income$1,064,0001,436
Total noninterest expense$4,575,0002,059
Salaries and employee benefits$2,506,0002,116
Premises and equipment expense$557,0001,913
Additional noninterest expense$1,512,0001,923
Pre-tax net operating income$2,511,0001,787
Securities gains (losses)$98,000545
Applicable income taxes$356,0001,714
Income before extraordinary items$2,253,0001,738
Extraordinary gains, net$011
Net income$2,253,0001,738
Minority interest net income$069
Net income of bank and minority interests.$2,253,0001,738
Net charge-offs$22,0002,303
Cash dividends$1,014,0001,408
Sale, conversion, retirement of capital stock, net$53,000429
Net operating income$2,168,7201,768
2019-03-31 (YTD Data)Rank
Total interest income$3,936,0001,873
Total interest expense$1,053,0001,381
Net interest income$2,883,0002,017
Provision for loan and lease losses$75,0001,682
Total noninterest income$729,0001,515
Gross Fiduciary activities income$0972
Service charges on deposit accounts$162,0001,572
Trading account gains and feesNANA
Additional Noninterest Income$567,0001,333
Total noninterest expense$2,272,0002,080
Salaries and employee benefits$1,246,0002,142
Premises and equipment expense$282,0001,916
Additional noninterest expense$744,0001,931
Pre-tax net operating income$1,265,0001,739
Securities gains (losses)$01,087
Applicable income taxes$168,0001,738
Income before extraordinary items$1,097,0001,741
Extraordinary gains, net$05
Net income$1,097,0001,739
Minority interest net income$052
Net income of bank and minority interests.$1,097,0001,740
Net charge-offs$109,000854
Cash dividends$500,0001,319
Sale, conversion, retirement of capital stock, net$26,000401
Net operating income$1,097,0001,721
2018-12-31 (YTD Data)Rank
Total interest income$14,243,0001,926
Total interest expense$3,206,0001,359
Net interest income$11,037,0002,075
Provision for loan and lease losses$175,0002,511
Total noninterest income$3,203,0001,468
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$623,0001,692
Trading account gains and feesNANA
Additional Noninterest Income$2,580,0001,273
Total noninterest expense$8,881,0002,084
Salaries and employee benefits$4,617,0002,234
Premises and equipment expense$1,054,0001,976
Additional noninterest expense$3,210,0001,802
Pre-tax net operating income$5,184,0001,740
Securities gains (losses)$-163,0005,115
Applicable income taxes$721,0001,665
Income before extraordinary items$4,300,0001,800
Extraordinary gains, net$06
Net income$4,300,0001,799
Minority interest net income$072
Net income of bank and minority interests.$4,300,0001,799
Net charge-offs$65,0002,448
Cash dividends$2,214,0001,366
Sale, conversion, retirement of capital stock, net$105,000481
Net operating income$4,440,1801,735
2018-09-30 (YTD Data)Rank
Total interest income$10,456,0001,956
Total interest expense$2,283,0001,338
Net interest income$8,173,0002,098
Provision for loan and lease losses$03,948
Total noninterest income$2,125,0001,624
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$464,0001,717
Trading account gains and feesNANA
Additional Noninterest Income$1,661,0001,424
Total noninterest expense$6,490,0002,124
Salaries and employee benefits$3,452,0002,231
Premises and equipment expense$799,0001,970
Additional noninterest expense$2,239,0001,925
Pre-tax net operating income$3,808,0001,783
Securities gains (losses)$-5,0004,626
Applicable income taxes$540,0001,722
Income before extraordinary items$3,263,0001,787
Extraordinary gains, net$05
Net income$3,263,0001,786
Minority interest net income$066
Net income of bank and minority interests.$3,263,0001,786
Net charge-offs$20,0002,705
Cash dividends$1,564,0001,265
Sale, conversion, retirement of capital stock, net$79,000452
Net operating income$3,267,3001,778
2018-06-30 (YTD Data)Rank
Total interest income$6,873,0001,962
Total interest expense$1,434,0001,341
Net interest income$5,439,0002,097
Provision for loan and lease losses$03,782
Total noninterest income$1,437,0001,616
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$304,0001,726
Trading account gains and feesNANA
Additional Noninterest Income$1,133,0001,409
Total noninterest expense$4,301,0002,142
Salaries and employee benefits$2,309,0002,238
Premises and equipment expense$520,0002,015
Additional noninterest expense$1,472,0001,958
Pre-tax net operating income$2,575,0001,727
Securities gains (losses)$-5,0004,867
Applicable income taxes$370,0001,683
Income before extraordinary items$2,200,0001,748
Extraordinary gains, net$06
Net income$2,200,0001,747
Minority interest net income$065
Net income of bank and minority interests.$2,200,0001,747
Net charge-offs$-61,0005,076
Cash dividends$914,0001,396
Sale, conversion, retirement of capital stock, net$53,000436
Net operating income$2,204,3001,737
2018-03-31 (YTD Data)Rank
Total interest income$3,360,0001,989
Total interest expense$675,0001,351
Net interest income$2,685,0002,129
Provision for loan and lease losses$03,508
Total noninterest income$800,0001,484
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$162,0001,631
Trading account gains and feesNANA
Additional Noninterest Income$638,0001,282
Total noninterest expense$2,131,0002,172
Salaries and employee benefits$1,138,0002,278
Premises and equipment expense$263,0002,036
Additional noninterest expense$730,0001,962
Pre-tax net operating income$1,354,0001,615
Securities gains (losses)$-5,0005,135
Applicable income taxes$208,0001,546
Income before extraordinary items$1,141,0001,647
Extraordinary gains, net$07
Net income$1,141,0001,647
Minority interest net income$052
Net income of bank and minority interests.$1,141,0001,647
Net charge-offs$-11,0004,784
Cash dividends$450,0001,277
Sale, conversion, retirement of capital stock, net$26,000402
Net operating income$1,145,2501,632
2017-12-31 (YTD Data)Rank
Total interest income$12,322,0002,089
Total interest expense$2,129,0001,466
Net interest income$10,193,0002,190
Provision for loan and lease losses$-600,0005,547
Total noninterest income$2,574,0001,744
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$594,0001,789
Trading account gains and feesNANA
Additional Noninterest Income$1,980,0001,549
Total noninterest expense$8,017,0002,261
Salaries and employee benefits$4,222,0002,377
Premises and equipment expense$983,0002,134
Additional noninterest expense$2,812,0002,039
Pre-tax net operating income$5,350,0001,620
Securities gains (losses)$-7,0005,011
Applicable income taxes$1,818,0001,359
Income before extraordinary items$3,525,0001,794
Extraordinary gains, net$09
Net income$3,525,0001,794
Minority interest net income$076
Net income of bank and minority interests.$3,525,0001,795
Net charge-offs$-203,0005,442
Cash dividends$2,014,0001,408
Sale, conversion, retirement of capital stock, net$91,000508
Net operating income$3,529,6201,774
2017-09-30 (YTD Data)Rank
Total interest income$9,096,0002,117
Total interest expense$1,526,0001,494
Net interest income$7,570,0002,218
Provision for loan and lease losses$-600,0005,647
Total noninterest income$1,934,0001,758
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$420,0001,880
Trading account gains and feesNANA
Additional Noninterest Income$1,514,0001,544
Total noninterest expense$5,939,0002,296
Salaries and employee benefits$3,155,0002,396
Premises and equipment expense$735,0002,144
Additional noninterest expense$2,049,0002,078
Pre-tax net operating income$4,165,0001,589
Securities gains (losses)$-7,0005,348
Applicable income taxes$1,172,0001,317
Income before extraordinary items$2,986,0001,737
Extraordinary gains, net$09
Net income$2,986,0001,737
Minority interest net income$071
Net income of bank and minority interests.$2,986,0001,737
Net charge-offs$-369,0005,606
Cash dividends$1,414,0001,360
Sale, conversion, retirement of capital stock, net$65,000475
Net operating income$2,991,0401,719
2017-06-30 (YTD Data)Rank
Total interest income$5,974,0002,127
Total interest expense$975,0001,516
Net interest income$4,999,0002,220
Provision for loan and lease losses$50,0002,834
Total noninterest income$1,299,0001,749
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$266,0001,945
Trading account gains and feesNANA
Additional Noninterest Income$1,033,0001,512
Total noninterest expense$4,034,0002,271
Salaries and employee benefits$2,108,0002,408
Premises and equipment expense$497,0002,141
Additional noninterest expense$1,429,0002,003
Pre-tax net operating income$2,214,0001,877
Securities gains (losses)$-8,0005,463
Applicable income taxes$559,0001,597
Income before extraordinary items$1,647,0002,006
Extraordinary gains, net$011
Net income$1,647,0002,006
Minority interest net income$071
Net income of bank and minority interests.$1,647,0002,006
Net charge-offs$534,000531
Cash dividends$814,0001,507
Sale, conversion, retirement of capital stock, net$39,000462
Net operating income$1,653,0001,969
2017-03-31 (YTD Data)Rank
Total interest income$2,961,0002,137
Total interest expense$461,0001,552
Net interest income$2,500,0002,229
Provision for loan and lease losses$03,537
Total noninterest income$680,0001,686
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$128,0002,007
Trading account gains and feesNANA
Additional Noninterest Income$552,0001,446
Total noninterest expense$2,006,0002,296
Salaries and employee benefits$1,074,0002,399
Premises and equipment expense$250,0002,144
Additional noninterest expense$682,0002,090
Pre-tax net operating income$1,174,0001,748
Securities gains (losses)$-7,0005,619
Applicable income taxes$304,0001,486
Income before extraordinary items$863,0001,863
Extraordinary gains, net$08
Net income$863,0001,863
Minority interest net income$055
Net income of bank and minority interests.$863,0001,863
Net charge-offs$-4,0004,579
Cash dividends$400,0001,384
Sale, conversion, retirement of capital stock, net$13,000485
Net operating income$868,1801,840
2016-12-31 (YTD Data)Rank
Total interest income$11,490,0002,147
Total interest expense$1,688,0001,625
Net interest income$9,802,0002,224
Provision for loan and lease losses$04,332
Total noninterest income$2,985,0001,653
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$602,0001,797
Trading account gains and fees$0170
Additional Noninterest Income$2,383,0001,419
Total noninterest expense$7,542,0002,403
Salaries and employee benefits$3,938,0002,526
Premises and equipment expense$1,039,0002,080
Additional noninterest expense$2,565,0002,260
Pre-tax net operating income$5,245,0001,562
Securities gains (losses)$-1,0005,500
Applicable income taxes$1,547,0001,238
Income before extraordinary items$3,697,0001,761
Extraordinary gains, net$05
Net income$3,697,0001,760
Minority interest net income$082
Net income of bank and minority interests.$3,697,0001,760
Net charge-offs$53,0003,102
Cash dividends$1,514,0001,683
Sale, conversion, retirement of capital stock, net$25,000645
Net operating income$3,697,7001,722
2016-09-30 (YTD Data)Rank
Total interest income$8,582,0002,163
Total interest expense$1,250,0001,648
Net interest income$7,332,0002,233
Provision for loan and lease losses$04,186
Total noninterest income$2,327,0001,610
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$453,0001,797
Trading account gains and fees$0169
Additional Noninterest Income$1,874,0001,366
Total noninterest expense$5,580,0002,426
Salaries and employee benefits$2,877,0002,562
Premises and equipment expense$786,0002,071
Additional noninterest expense$1,917,0002,259
Pre-tax net operating income$4,079,0001,540
Securities gains (losses)$-1,0005,663
Applicable income taxes$1,235,0001,236
Income before extraordinary items$2,843,0001,758
Extraordinary gains, net$05
Net income$2,843,0001,758
Minority interest net income$071
Net income of bank and minority interests.$2,843,0001,758
Net charge-offs$47,0002,629
Cash dividends$1,139,0001,538
Sale, conversion, retirement of capital stock, net$12,000633
Net operating income$2,843,7001,713
2016-06-30 (YTD Data)Rank
Total interest income$5,704,0002,171
Total interest expense$824,0001,655
Net interest income$4,880,0002,232
Provision for loan and lease losses$04,017
Total noninterest income$1,687,0001,489
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$288,0001,847
Trading account gains and fees$0157
Additional Noninterest Income$1,399,0001,241
Total noninterest expense$3,657,0002,476
Salaries and employee benefits$1,899,0002,599
Premises and equipment expense$517,0002,096
Additional noninterest expense$1,241,0002,332
Pre-tax net operating income$2,910,0001,433
Securities gains (losses)$1,0002,737
Applicable income taxes$900,0001,167
Income before extraordinary items$2,011,0001,657
Extraordinary gains, net$016
Net income$2,011,0001,658
Minority interest net income$071
Net income of bank and minority interests.$2,011,0001,658
Net charge-offs$-35,0005,400
Cash dividends$764,0001,552
Sale, conversion, retirement of capital stock, net$3,000674
Net operating income$2,010,3101,606
2016-03-31 (YTD Data)Rank
Total interest income$2,879,0002,152
Total interest expense$408,0001,664
Net interest income$2,471,0002,196
Provision for loan and lease losses$03,656
Total noninterest income$936,0001,366
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$131,0001,977
Trading account gains and fees$0142
Additional Noninterest Income$805,0001,089
Total noninterest expense$1,782,0002,534
Salaries and employee benefits$917,0002,678
Premises and equipment expense$263,0002,082
Additional noninterest expense$602,0002,378
Pre-tax net operating income$1,625,0001,314
Securities gains (losses)$1,0001,958
Applicable income taxes$527,0001,021
Income before extraordinary items$1,099,0001,496
Extraordinary gains, net$012
Net income$1,099,0001,497
Minority interest net income$062
Net income of bank and minority interests.$1,099,0001,497
Net charge-offs$-80,0005,841
Cash dividends$375,0001,431
Sale, conversion, retirement of capital stock, net$1,000640
Net operating income$1,098,3201,466
2015-12-31 (YTD Data)Rank
Total interest income$11,007,0002,186
Total interest expense$1,319,0001,967
Net interest income$9,688,0002,209
Provision for loan and lease losses$04,380
Total noninterest income$2,989,0001,609
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$541,0002,000
Trading account gains and fees$0159
Additional Noninterest Income$2,448,0001,322
Total noninterest expense$7,705,0002,377
Salaries and employee benefits$3,975,0002,512
Premises and equipment expense$1,064,0002,080
Additional noninterest expense$2,666,0002,207
Pre-tax net operating income$4,972,0001,573
Securities gains (losses)$407,000425
Applicable income taxes$1,458,0001,260
Income before extraordinary items$3,921,0001,622
Extraordinary gains, net$023
Net income$3,921,0001,624
Minority interest net income$081
Net income of bank and minority interests.$3,921,0001,624
Net charge-offs$205,0001,965
Cash dividends$1,514,0001,629
Sale, conversion, retirement of capital stock, net$8,000753
Net operating income$3,623,8901,704
2015-09-30 (YTD Data)Rank
Total interest income$8,194,0002,210
Total interest expense$957,0002,038
Net interest income$7,237,0002,234
Provision for loan and lease losses$04,232
Total noninterest income$2,360,0001,570
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$396,0002,056
Trading account gains and fees$0153
Additional Noninterest Income$1,964,0001,290
Total noninterest expense$5,645,0002,434
Salaries and employee benefits$2,928,0002,545
Premises and equipment expense$804,0002,094
Additional noninterest expense$1,913,0002,296
Pre-tax net operating income$3,952,0001,539
Securities gains (losses)$114,000958
Applicable income taxes$1,177,0001,227
Income before extraordinary items$2,889,0001,684
Extraordinary gains, net$021
Net income$2,889,0001,686
Minority interest net income$078
Net income of bank and minority interests.$2,889,0001,686
Net charge-offs$156,0001,753
Cash dividends$1,139,0001,479
Sale, conversion, retirement of capital stock, net$5,000722
Net operating income$2,808,0601,678
2015-06-30 (YTD Data)Rank
Total interest income$5,374,0002,247
Total interest expense$630,0002,073
Net interest income$4,744,0002,258
Provision for loan and lease losses$04,069
Total noninterest income$1,441,0001,658
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$238,0002,202
Trading account gains and fees$0157
Additional Noninterest Income$1,203,0001,374
Total noninterest expense$3,748,0002,441
Salaries and employee benefits$1,953,0002,567
Premises and equipment expense$543,0002,086
Additional noninterest expense$1,252,0002,346
Pre-tax net operating income$2,437,0001,611
Securities gains (losses)$120,000753
Applicable income taxes$699,0001,324
Income before extraordinary items$1,858,0001,715
Extraordinary gains, net$022
Net income$1,858,0001,719
Minority interest net income$075
Net income of bank and minority interests.$1,858,0001,719
Net charge-offs$134,0001,464
Cash dividends$764,0001,504
Sale, conversion, retirement of capital stock, net$5,000688
Net operating income$1,770,4001,750
2015-03-31 (YTD Data)Rank
Total interest income$2,708,0002,220
Total interest expense$317,0002,067
Net interest income$2,391,0002,233
Provision for loan and lease losses$03,703
Total noninterest income$646,0001,784
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$106,0002,376
Trading account gains and fees$0152
Additional Noninterest Income$540,0001,428
Total noninterest expense$1,915,0002,396
Salaries and employee benefits$992,0002,547
Premises and equipment expense$288,0002,000
Additional noninterest expense$635,0002,294
Pre-tax net operating income$1,122,0001,679
Securities gains (losses)$120,000521
Applicable income taxes$324,0001,368
Income before extraordinary items$918,0001,726
Extraordinary gains, net$013
Net income$918,0001,728
Minority interest net income$064
Net income of bank and minority interests.$918,0001,728
Net charge-offs$140,000908
Cash dividends$375,0001,357
Sale, conversion, retirement of capital stock, net$3,000636
Net operating income$829,2001,810
2014-12-31 (YTD Data)Rank
Total interest income$10,744,0002,242
Total interest expense$1,240,0002,197
Net interest income$9,504,0002,232
Provision for loan and lease losses$625,0001,230
Total noninterest income$3,137,0001,516
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$462,0002,398
Trading account gains and fees$0180
Additional Noninterest Income$2,675,0001,189
Total noninterest expense$7,532,0002,437
Salaries and employee benefits$3,701,0002,663
Premises and equipment expense$1,122,0002,042
Additional noninterest expense$2,709,0002,231
Pre-tax net operating income$4,484,0001,680
Securities gains (losses)$-26,0006,166
Applicable income taxes$1,238,0001,339
Income before extraordinary items$3,220,0001,900
Extraordinary gains, net$017
Net income$3,220,0001,899
Minority interest net income$084
Net income of bank and minority interests.$3,220,0001,898
Net charge-offs$579,0001,331
Cash dividends$1,763,0001,398
Sale, conversion, retirement of capital stock, net$-7,0006,397
Net operating income$3,238,7201,854
2014-09-30 (YTD Data)Rank
Total interest income$7,977,0002,273
Total interest expense$923,0002,243
Net interest income$7,054,0002,271
Provision for loan and lease losses$475,0001,186
Total noninterest income$2,284,0001,552
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$340,0002,463
Trading account gains and fees$0174
Additional Noninterest Income$1,944,0001,224
Total noninterest expense$5,580,0002,474
Salaries and employee benefits$2,769,0002,669
Premises and equipment expense$856,0002,026
Additional noninterest expense$1,955,0002,302
Pre-tax net operating income$3,283,0001,723
Securities gains (losses)$-26,0006,281
Applicable income taxes$936,0001,372
Income before extraordinary items$2,321,0001,969
Extraordinary gains, net$015
Net income$2,321,0001,968
Minority interest net income$081
Net income of bank and minority interests.$2,321,0001,967
Net charge-offs$154,0002,276
Cash dividends$1,413,0001,211
Sale, conversion, retirement of capital stock, net$-13,0006,502
Net operating income$2,339,4601,904
2014-06-30 (YTD Data)Rank
Total interest income$5,284,0002,279
Total interest expense$622,0002,255
Net interest income$4,662,0002,275
Provision for loan and lease losses$375,0001,053
Total noninterest income$1,602,0001,486
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$212,0002,577
Trading account gains and fees$0172
Additional Noninterest Income$1,390,0001,156
Total noninterest expense$3,700,0002,496
Salaries and employee benefits$1,833,0002,696
Premises and equipment expense$573,0002,035
Additional noninterest expense$1,294,0002,317
Pre-tax net operating income$2,189,0001,686
Securities gains (losses)$-8,0006,266
Applicable income taxes$619,0001,351
Income before extraordinary items$1,562,0001,919
Extraordinary gains, net$020
Net income$1,562,0001,923
Minority interest net income$080
Net income of bank and minority interests.$1,562,0001,922
Net charge-offs$173,0001,723
Cash dividends$1,063,0001,101
Sale, conversion, retirement of capital stock, net$-19,0006,591
Net operating income$1,567,7601,863
2014-03-31 (YTD Data)Rank
Total interest income$2,661,0002,266
Total interest expense$314,0002,276
Net interest income$2,347,0002,250
Provision for loan and lease losses$225,000909
Total noninterest income$920,0001,322
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$102,0002,634
Trading account gains and fees$0147
Additional Noninterest Income$818,000991
Total noninterest expense$1,803,0002,566
Salaries and employee benefits$875,0002,795
Premises and equipment expense$294,0002,017
Additional noninterest expense$634,0002,361
Pre-tax net operating income$1,239,0001,480
Securities gains (losses)$-7,0006,400
Applicable income taxes$367,0001,155
Income before extraordinary items$865,0001,690
Extraordinary gains, net$016
Net income$865,0001,694
Minority interest net income$066
Net income of bank and minority interests.$865,0001,693
Net charge-offs$58,0001,752
Cash dividends$350,0001,314
Sale, conversion, retirement of capital stock, net$-26,0006,692
Net operating income$869,9001,651
2013-12-31 (YTD Data)Rank
Total interest income$9,940,0002,443
Total interest expense$1,354,0002,359
Net interest income$8,586,0002,441
Provision for loan and lease losses$1,250,000909
Total noninterest income$2,659,0001,769
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$444,0002,608
Trading account gains and fees$0184
Additional Noninterest Income$2,215,0001,408
Total noninterest expense$6,886,0002,670
Salaries and employee benefits$3,341,0002,894
Premises and equipment expense$1,071,0002,116
Additional noninterest expense$2,474,0002,495
Pre-tax net operating income$3,109,0002,116
Securities gains (losses)$245,000786
Applicable income taxes$793,0001,690
Income before extraordinary items$2,561,0002,155
Extraordinary gains, net$029
Net income$2,561,0002,160
Minority interest net income$090
Net income of bank and minority interests.$2,561,0002,159
Net charge-offs$1,740,000839
Cash dividends$1,414,0001,544
Sale, conversion, retirement of capital stock, net$19,000789
Net operating income$2,374,8002,240
2013-09-30 (YTD Data)Rank
Total interest income$7,367,0002,484
Total interest expense$1,032,0002,388
Net interest income$6,335,0002,475
Provision for loan and lease losses$800,0001,047
Total noninterest income$2,094,0001,729
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$333,0002,628
Trading account gains and fees$0180
Additional Noninterest Income$1,761,0001,393
Total noninterest expense$5,111,0002,691
Salaries and employee benefits$2,509,0002,904
Premises and equipment expense$805,0002,134
Additional noninterest expense$1,797,0002,548
Pre-tax net operating income$2,518,0002,042
Securities gains (losses)$36,0001,884
Applicable income taxes$664,0001,627
Income before extraordinary items$1,890,0002,232
Extraordinary gains, net$025
Net income$1,890,0002,237
Minority interest net income$084
Net income of bank and minority interests.$1,890,0002,237
Net charge-offs$799,0001,179
Cash dividends$1,064,0001,377
Sale, conversion, retirement of capital stock, net$14,000747
Net operating income$1,863,3602,191
2013-06-30 (YTD Data)Rank
Total interest income$4,947,0002,454
Total interest expense$710,0002,366
Net interest income$4,237,0002,466
Provision for loan and lease losses$600,000990
Total noninterest income$1,435,0001,698
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$216,0002,645
Trading account gains and fees$0157
Additional Noninterest Income$1,219,0001,383
Total noninterest expense$3,409,0002,697
Salaries and employee benefits$1,668,0002,924
Premises and equipment expense$543,0002,109
Additional noninterest expense$1,198,0002,544
Pre-tax net operating income$1,663,0002,014
Securities gains (losses)$38,0001,690
Applicable income taxes$440,0001,642
Income before extraordinary items$1,261,0002,215
Extraordinary gains, net$022
Net income$1,261,0002,224
Minority interest net income$082
Net income of bank and minority interests.$1,261,0002,222
Net charge-offs$728,000967
Cash dividends$713,0001,396
Sale, conversion, retirement of capital stock, net$9,000717
Net operating income$1,232,8802,173
2013-03-31 (YTD Data)Rank
Total interest income$2,501,0002,452
Total interest expense$373,0002,341
Net interest income$2,128,0002,471
Provision for loan and lease losses$300,000980
Total noninterest income$643,0001,861
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$107,0002,659
Trading account gains and fees$0148
Additional Noninterest Income$536,0001,498
Total noninterest expense$1,709,0002,720
Salaries and employee benefits$841,0002,926
Premises and equipment expense$274,0002,136
Additional noninterest expense$594,0002,572
Pre-tax net operating income$762,0002,120
Securities gains (losses)$01,966
Applicable income taxes$193,0001,753
Income before extraordinary items$569,0002,341
Extraordinary gains, net$010
Net income$569,0002,343
Minority interest net income$076
Net income of bank and minority interests.$569,0002,343
Net charge-offs$-34,0006,611
Cash dividends$350,0001,201
Sale, conversion, retirement of capital stock, net$5,000663
Net operating income$569,0002,253
2012-12-31 (YTD Data)Rank
Total interest income$11,192,0002,325
Total interest expense$2,122,0002,037
Net interest income$9,070,0002,369
Provision for loan and lease losses$1,450,0001,354
Total noninterest income$2,633,0001,801
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$545,0002,317
Trading account gains and fees$0166
Additional Noninterest Income$2,088,0001,482
Total noninterest expense$6,711,0002,768
Salaries and employee benefits$3,417,0002,849
Premises and equipment expense$984,0002,302
Additional noninterest expense$2,310,0002,752
Pre-tax net operating income$3,542,0001,806
Securities gains (losses)$335,0001,268
Applicable income taxes$934,0001,531
Income before extraordinary items$2,943,0001,898
Extraordinary gains, net$029
Net income$2,943,0001,896
Minority interest net income$093
Net income of bank and minority interests.$2,943,0001,898
Net charge-offs$1,666,0001,320
Cash dividends$1,414,0001,565
Sale, conversion, retirement of capital stock, net$18,000846
Net operating income$2,688,4001,935
2012-09-30 (YTD Data)Rank
Total interest income$8,497,0002,337
Total interest expense$1,694,0002,015
Net interest income$6,803,0002,414
Provision for loan and lease losses$1,000,0001,432
Total noninterest income$1,971,0001,808
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$407,0002,356
Trading account gains and fees$0157
Additional Noninterest Income$1,564,0001,479
Total noninterest expense$5,032,0002,774
Salaries and employee benefits$2,606,0002,814
Premises and equipment expense$709,0002,407
Additional noninterest expense$1,717,0002,785
Pre-tax net operating income$2,742,0001,811
Securities gains (losses)$03,575
Applicable income taxes$727,0001,540
Income before extraordinary items$2,015,0002,090
Extraordinary gains, net$020
Net income$2,015,0002,090
Minority interest net income$086
Net income of bank and minority interests.$2,015,0002,091
Net charge-offs$1,196,0001,292
Cash dividends$1,064,0001,268
Sale, conversion, retirement of capital stock, net$14,000809
Net operating income$2,015,0001,972
2012-06-30 (YTD Data)Rank
Total interest income$5,756,0002,321
Total interest expense$1,172,0002,009
Net interest income$4,584,0002,380
Provision for loan and lease losses$600,0001,572
Total noninterest income$1,342,0001,764
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$265,0002,382
Trading account gains and fees$0153
Additional Noninterest Income$1,077,0001,444
Total noninterest expense$3,404,0002,746
Salaries and employee benefits$1,754,0002,799
Premises and equipment expense$438,0002,579
Additional noninterest expense$1,212,0002,666
Pre-tax net operating income$1,922,0001,737
Securities gains (losses)$03,178
Applicable income taxes$526,0001,446
Income before extraordinary items$1,396,0002,007
Extraordinary gains, net$019
Net income$1,396,0002,005
Minority interest net income$084
Net income of bank and minority interests.$1,396,0002,007
Net charge-offs$940,0001,192
Cash dividends$714,0001,266
Sale, conversion, retirement of capital stock, net$9,000789
Net operating income$1,396,0001,905
2012-03-31 (YTD Data)Rank
Total interest income$2,924,0002,325
Total interest expense$621,0001,977
Net interest income$2,303,0002,382
Provision for loan and lease losses$300,0001,500
Total noninterest income$683,0001,743
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$224,0001,548
Trading account gains and fees$0148
Additional Noninterest Income$459,0001,601
Total noninterest expense$1,687,0002,758
Salaries and employee benefits$862,0002,854
Premises and equipment expense$236,0002,426
Additional noninterest expense$589,0002,698
Pre-tax net operating income$999,0001,685
Securities gains (losses)$02,210
Applicable income taxes$279,0001,363
Income before extraordinary items$720,0001,967
Extraordinary gains, net$019
Net income$720,0001,968
Minority interest net income$078
Net income of bank and minority interests.$720,0001,969
Net charge-offs$920,000709
Cash dividends$350,0001,149
Sale, conversion, retirement of capital stock, net$5,000713
Net operating income$720,0001,861
2011-12-31 (YTD Data)Rank
Total interest income$12,216,0002,282
Total interest expense$3,103,0001,902
Net interest income$9,113,0002,400
Provision for loan and lease losses$2,175,0001,480
Total noninterest income$2,383,0001,777
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$176,0004,613
Trading account gains and fees$0146
Additional Noninterest Income$2,207,0001,270
Total noninterest expense$6,866,0002,713
Salaries and employee benefits$3,505,0002,745
Premises and equipment expense$1,501,0001,654
Additional noninterest expense$1,860,0003,340
Pre-tax net operating income$2,455,0002,161
Securities gains (losses)$272,0001,199
Applicable income taxes$592,0001,863
Income before extraordinary items$2,135,0002,132
Extraordinary gains, net$029
Net income$2,135,0002,133
Minority interest net income$096
Net income of bank and minority interests.$2,135,0002,133
Net charge-offs$1,493,0001,880
Cash dividends$1,214,0001,414
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,922,8402,252
2011-09-30 (YTD Data)Rank
Total interest income$9,192,0002,303
Total interest expense$2,418,0001,912
Net interest income$6,774,0002,436
Provision for loan and lease losses$1,925,0001,272
Total noninterest income$1,657,0001,862
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$132,0004,622
Trading account gains and fees$0145
Additional Noninterest Income$1,525,0001,325
Total noninterest expense$5,116,0002,723
Salaries and employee benefits$2,714,0002,666
Premises and equipment expense$1,114,0001,694
Additional noninterest expense$1,288,0003,515
Pre-tax net operating income$1,390,0002,719
Securities gains (losses)$272,000976
Applicable income taxes$292,0002,300
Income before extraordinary items$1,370,0002,484
Extraordinary gains, net$021
Net income$1,370,0002,486
Minority interest net income$087
Net income of bank and minority interests.$1,370,0002,486
Net charge-offs$1,378,0001,582
Cash dividends$914,0001,239
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,146,9602,703
2011-06-30 (YTD Data)Rank
Total interest income$6,122,0002,324
Total interest expense$1,680,0001,904
Net interest income$4,442,0002,486
Provision for loan and lease losses$1,550,0001,088
Total noninterest income$1,070,0001,901
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$88,0004,617
Trading account gains and fees$0153
Additional Noninterest Income$982,0001,358
Total noninterest expense$3,300,0002,833
Salaries and employee benefits$1,764,0002,741
Premises and equipment expense$757,0001,670
Additional noninterest expense$779,0003,813
Pre-tax net operating income$662,0003,275
Securities gains (losses)$114,0001,048
Applicable income taxes$60,0003,238
Income before extraordinary items$716,0002,877
Extraordinary gains, net$015
Net income$716,0002,879
Minority interest net income$089
Net income of bank and minority interests.$716,0002,879
Net charge-offs$1,241,0001,281
Cash dividends$614,0001,222
Sale, conversion, retirement of capital stock, net$0986
Net operating income$611,1203,070
2011-03-31 (YTD Data)Rank
Total interest income$3,048,0002,353
Total interest expense$876,0001,886
Net interest income$2,172,0002,533
Provision for loan and lease losses$1,200,000745
Total noninterest income$467,0002,109
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$45,0004,534
Trading account gains and fees$0158
Additional Noninterest Income$422,0001,515
Total noninterest expense$1,618,0002,902
Salaries and employee benefits$877,0002,767
Premises and equipment expense$368,0001,751
Additional noninterest expense$373,0003,914
Pre-tax net operating income$-179,0006,805
Securities gains (losses)$01,772
Applicable income taxes$-192,0007,370
Income before extraordinary items$13,0006,214
Extraordinary gains, net$09
Net income$13,0006,213
Minority interest net income$086
Net income of bank and minority interests.$13,0006,214
Net charge-offs$964,000880
Cash dividends$300,0001,106
Sale, conversion, retirement of capital stock, net$0925
Net operating income$13,0006,177
2010-12-31 (YTD Data)Rank
Total interest income$13,016,0002,308
Total interest expense$4,302,0001,867
Net interest income$8,714,0002,526
Provision for loan and lease losses$1,700,0002,292
Total noninterest income$2,792,0001,632
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$2,792,0001,116
Total noninterest expense$6,660,0002,846
Salaries and employee benefits$3,455,0002,767
Premises and equipment expense$1,346,0001,903
Additional noninterest expense$1,859,0003,459
Pre-tax net operating income$3,146,0001,562
Securities gains (losses)$-172,0007,284
Applicable income taxes$858,0001,374
Income before extraordinary items$2,116,0001,923
Extraordinary gains, net$029
Net income$2,116,0001,924
Minority interest net income$0111
Net income of bank and minority interests.$2,116,0001,925
Net charge-offs$1,517,0002,176
Cash dividends$1,106,0001,364
Sale, conversion, retirement of capital stock, net$110,000757
Net operating income$2,238,1201,761
2010-09-30 (YTD Data)Rank
Total interest income$9,774,0002,368
Total interest expense$3,326,0001,887
Net interest income$6,448,0002,583
Provision for loan and lease losses$1,350,0002,120
Total noninterest income$1,944,0001,728
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$1,944,0001,118
Total noninterest expense$4,859,0002,912
Salaries and employee benefits$2,611,0002,749
Premises and equipment expense$1,010,0001,920
Additional noninterest expense$1,238,0003,729
Pre-tax net operating income$2,183,0001,782
Securities gains (losses)$-70,0007,361
Applicable income taxes$553,0001,572
Income before extraordinary items$1,560,0002,072
Extraordinary gains, net$023
Net income$1,560,0002,074
Minority interest net income$0110
Net income of bank and minority interests.$1,560,0002,074
Net charge-offs$1,274,0001,936
Cash dividends$831,0001,236
Sale, conversion, retirement of capital stock, net$110,000630
Net operating income$1,611,8001,937
2010-06-30 (YTD Data)Rank
Total interest income$6,503,0002,392
Total interest expense$2,261,0001,921
Net interest income$4,242,0002,613
Provision for loan and lease losses$850,0002,119
Total noninterest income$1,201,0001,765
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$1,201,0001,145
Total noninterest expense$3,210,0002,939
Salaries and employee benefits$1,744,0002,757
Premises and equipment expense$679,0001,921
Additional noninterest expense$787,0003,832
Pre-tax net operating income$1,383,0001,833
Securities gains (losses)$-40,0007,418
Applicable income taxes$347,0001,588
Income before extraordinary items$996,0002,131
Extraordinary gains, net$019
Net income$996,0002,129
Minority interest net income$0105
Net income of bank and minority interests.$996,0002,133
Net charge-offs$943,0001,784
Cash dividends$556,0001,224
Sale, conversion, retirement of capital stock, net$110,000465
Net operating income$1,025,6001,986
2010-03-31 (YTD Data)Rank
Total interest income$3,233,0002,462
Total interest expense$1,169,0001,958
Net interest income$2,064,0002,706
Provision for loan and lease losses$350,0002,221
Total noninterest income$509,0002,007
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$509,0001,282
Total noninterest expense$1,570,0003,030
Salaries and employee benefits$857,0002,840
Premises and equipment expense$340,0001,975
Additional noninterest expense$373,0003,975
Pre-tax net operating income$653,0001,954
Securities gains (losses)$-34,0007,602
Applicable income taxes$142,0001,785
Income before extraordinary items$477,0002,226
Extraordinary gains, net$016
Net income$477,0002,225
Minority interest net income$091
Net income of bank and minority interests.$477,0002,226
Net charge-offs$580,0001,468
Cash dividends$275,0001,147
Sale, conversion, retirement of capital stock, net$110,000297
Net operating income$503,1802,045
2009-12-31 (YTD Data)Rank
Total interest income$13,887,0002,399
Total interest expense$5,613,0002,037
Net interest income$8,274,0002,639
Provision for loan and lease losses$1,400,0002,990
Total noninterest income$2,352,0001,902
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$2,352,0001,222
Total noninterest expense$6,313,0003,058
Salaries and employee benefits$3,141,0003,046
Premises and equipment expense$1,322,0002,016
Additional noninterest expense$1,850,0003,534
Pre-tax net operating income$2,913,0001,374
Securities gains (losses)$-10,0007,006
Applicable income taxes$931,0001,019
Income before extraordinary items$1,972,0001,713
Extraordinary gains, net$034
Net income$1,972,0001,712
Minority interest net income$0115
Net income of bank and minority interests.$1,972,0001,713
Net charge-offs$1,417,0002,444
Cash dividends$1,000,0001,619
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,978,8001,649
2009-09-30 (YTD Data)Rank
Total interest income$10,511,0002,424
Total interest expense$4,324,0002,071
Net interest income$6,187,0002,653
Provision for loan and lease losses$925,0002,891
Total noninterest income$1,736,0001,950
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$1,736,0001,271
Total noninterest expense$4,756,0003,050
Salaries and employee benefits$2,377,0003,060
Premises and equipment expense$995,0002,031
Additional noninterest expense$1,384,0003,489
Pre-tax net operating income$2,242,0001,439
Securities gains (losses)$140,0001,560
Applicable income taxes$783,0001,025
Income before extraordinary items$1,599,0001,674
Extraordinary gains, net$027
Net income$1,599,0001,673
Minority interest net income$0118
Net income of bank and minority interests.$1,599,0001,674
Net charge-offs$624,0002,760
Cash dividends$750,0001,553
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,505,2001,726
2009-06-30 (YTD Data)Rank
Total interest income$7,029,0002,454
Total interest expense$2,964,0002,113
Net interest income$4,065,0002,668
Provision for loan and lease losses$575,0002,778
Total noninterest income$1,028,0002,140
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$1,028,0001,406
Total noninterest expense$3,118,0003,124
Salaries and employee benefits$1,541,0003,167
Premises and equipment expense$659,0002,075
Additional noninterest expense$918,0003,500
Pre-tax net operating income$1,400,0001,613
Securities gains (losses)$177,0001,088
Applicable income taxes$520,0001,054
Income before extraordinary items$1,057,0001,767
Extraordinary gains, net$021
Net income$1,057,0001,764
Minority interest net income$0112
Net income of bank and minority interests.$1,057,0001,766
Net charge-offs$06,628
Cash dividends$500,0001,607
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$938,4101,888
2009-03-31 (YTD Data)Rank
Total interest income$3,586,0002,419
Total interest expense$1,549,0002,114
Net interest income$2,037,0002,663
Provision for loan and lease losses$275,0002,441
Total noninterest income$356,0002,697
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$356,0001,745
Total noninterest expense$1,506,0003,138
Salaries and employee benefits$756,0003,251
Premises and equipment expense$344,0002,032
Additional noninterest expense$406,0003,539
Pre-tax net operating income$612,0002,019
Securities gains (losses)$222,000622
Applicable income taxes$279,0001,123
Income before extraordinary items$555,0001,932
Extraordinary gains, net$015
Net income$555,0001,934
Minority interest net income$0102
Net income of bank and minority interests.$555,0001,934
Net charge-offs$115,0002,719
Cash dividends$250,0001,500
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$406,2602,397
2008-12-31 (YTD Data)Rank
Total interest income$14,546,0002,543
Total interest expense$7,766,0002,024
Net interest income$6,780,0003,152
Provision for loan and lease losses$2,108,0001,732
Total noninterest income$1,863,0002,251
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$1,863,0001,368
Total noninterest expense$6,045,0003,055
Salaries and employee benefits$3,156,0003,107
Premises and equipment expense$1,161,0002,310
Additional noninterest expense$1,728,0003,240
Pre-tax net operating income$490,0004,902
Securities gains (losses)$51,0001,583
Applicable income taxes$210,0002,765
Income before extraordinary items$331,0004,985
Extraordinary gains, net$039
Net income$331,0004,984
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0006,543
Cash dividends$1,000,0002,281
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$298,3605,292
2008-09-30 (YTD Data)Rank
Total interest income$10,887,0002,599
Total interest expense$5,964,0002,057
Net interest income$4,923,0003,264
Provision for loan and lease losses$1,958,0001,209
Total noninterest income$1,434,0002,273
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$1,434,0001,404
Total noninterest expense$4,608,0002,983
Salaries and employee benefits$2,372,0003,130
Premises and equipment expense$895,0002,269
Additional noninterest expense$1,341,0003,054
Pre-tax net operating income$-209,0007,032
Securities gains (losses)$92,0001,026
Applicable income taxes$17,0004,664
Income before extraordinary items$-134,0006,831
Extraordinary gains, net$031
Net income$-134,0006,829
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-44,0008,183
Cash dividends$750,0002,176
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-226,0007,100
2008-06-30 (YTD Data)Rank
Total interest income$7,200,0002,649
Total interest expense$4,063,0002,099
Net interest income$3,137,0003,376
Provision for loan and lease losses$180,0003,306
Total noninterest income$959,0002,297
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$959,0001,444
Total noninterest expense$2,920,0003,140
Salaries and employee benefits$1,601,0003,142
Premises and equipment expense$636,0002,124
Additional noninterest expense$683,0003,783
Pre-tax net operating income$996,0002,956
Securities gains (losses)$67,0001,234
Applicable income taxes$254,0002,405
Income before extraordinary items$809,0003,025
Extraordinary gains, net$021
Net income$809,0003,026
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0003,990
Cash dividends$500,0002,245
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$758,0803,110
2008-03-31 (YTD Data)Rank
Total interest income$3,595,0002,718
Total interest expense$2,129,0002,134
Net interest income$1,466,0003,536
Provision for loan and lease losses$90,0002,858
Total noninterest income$487,0002,275
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$487,0001,450
Total noninterest expense$1,426,0003,215
Salaries and employee benefits$798,0003,167
Premises and equipment expense$310,0002,195
Additional noninterest expense$318,0003,944
Pre-tax net operating income$437,0003,342
Securities gains (losses)$51,0001,072
Applicable income taxes$110,0002,677
Income before extraordinary items$378,0003,307
Extraordinary gains, net$015
Net income$378,0003,309
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-51,0008,326
Cash dividends$250,0002,054
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$338,7303,452
2007-12-31 (YTD Data)Rank
Total interest income$14,033,0002,855
Total interest expense$9,008,0002,114
Net interest income$5,025,0003,989
Provision for loan and lease losses$1,290,0001,187
Total noninterest income$1,912,0002,287
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$1,912,0001,400
Total noninterest expense$5,857,0003,028
Salaries and employee benefits$3,274,0003,009
Premises and equipment expense$1,085,0002,392
Additional noninterest expense$1,498,0003,422
Pre-tax net operating income$-210,0007,655
Securities gains (losses)$214,000429
Applicable income taxes$-438,0008,289
Income before extraordinary items$442,0005,890
Extraordinary gains, net$039
Net income$442,0005,889
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,171,000912
Cash dividends$1,500,0001,987
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$228,0006,673
2007-09-30 (YTD Data)Rank
Total interest income$10,423,0002,882
Total interest expense$6,715,0002,116
Net interest income$3,708,0004,044
Provision for loan and lease losses$1,220,000759
Total noninterest income$1,418,0002,305
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$1,418,0001,433
Total noninterest expense$4,397,0003,012
Salaries and employee benefits$2,460,0002,972
Premises and equipment expense$833,0002,318
Additional noninterest expense$1,104,0003,421
Pre-tax net operating income$-491,0008,072
Securities gains (losses)$192,000376
Applicable income taxes$-470,0008,435
Income before extraordinary items$171,0006,951
Extraordinary gains, net$033
Net income$171,0006,949
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,164,000585
Cash dividends$1,050,0001,924
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$48,1207,485
2007-06-30 (YTD Data)Rank
Total interest income$6,895,0002,922
Total interest expense$4,470,0002,133
Net interest income$2,425,0004,135
Provision for loan and lease losses$1,175,000523
Total noninterest income$911,0002,373
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$911,0001,488
Total noninterest expense$2,953,0003,005
Salaries and employee benefits$1,638,0003,007
Premises and equipment expense$572,0002,260
Additional noninterest expense$743,0003,383
Pre-tax net operating income$-792,0008,409
Securities gains (losses)$162,000338
Applicable income taxes$-514,0008,553
Income before extraordinary items$-116,0008,024
Extraordinary gains, net$029
Net income$-116,0008,023
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,192,000395
Cash dividends$650,0002,064
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$-219,6808,128
2007-03-31 (YTD Data)Rank
Total interest income$3,345,0002,995
Total interest expense$2,167,0002,175
Net interest income$1,178,0004,216
Provision for loan and lease losses$45,0003,197
Total noninterest income$442,0002,392
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$442,0001,491
Total noninterest expense$1,446,0003,080
Salaries and employee benefits$821,0003,018
Premises and equipment expense$302,0002,168
Additional noninterest expense$323,0003,750
Pre-tax net operating income$129,0006,307
Securities gains (losses)$101,000303
Applicable income taxes$-92,0008,503
Income before extraordinary items$322,0004,008
Extraordinary gains, net$022
Net income$322,0004,009
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0008,121
Cash dividends$300,0001,961
Sale, conversion, retirement of capital stock, net$0885
Net operating income$221,0004,805
2006-12-31 (YTD Data)Rank
Total interest income$13,416,0002,805
Total interest expense$8,313,0001,986
Net interest income$5,103,0003,948
Provision for loan and lease losses$205,0003,480
Total noninterest income$2,137,0002,121
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$2,137,0001,293
Total noninterest expense$5,551,0003,060
Salaries and employee benefits$3,226,0002,933
Premises and equipment expense$932,0002,635
Additional noninterest expense$1,393,0003,498
Pre-tax net operating income$1,484,0004,305
Securities gains (losses)$124,000489
Applicable income taxes$235,0004,120
Income before extraordinary items$1,373,0003,970
Extraordinary gains, net$051
Net income$1,373,0003,970
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$285,0001,744
Cash dividends$1,175,0002,305
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,267,6004,136
2006-09-30 (YTD Data)Rank
Total interest income$9,970,0002,798
Total interest expense$6,034,0001,979
Net interest income$3,936,0003,896
Provision for loan and lease losses$135,0003,558
Total noninterest income$1,651,0002,077
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$1,651,0001,281
Total noninterest expense$4,165,0003,060
Salaries and employee benefits$2,463,0002,883
Premises and equipment expense$692,0002,670
Additional noninterest expense$1,010,0003,579
Pre-tax net operating income$1,287,0004,129
Securities gains (losses)$100,000444
Applicable income taxes$240,0003,901
Income before extraordinary items$1,147,0003,849
Extraordinary gains, net$045
Net income$1,147,0003,852
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$134,0001,954
Cash dividends$900,0002,057
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,064,0004,015
2006-06-30 (YTD Data)Rank
Total interest income$6,581,0002,790
Total interest expense$3,881,0001,955
Net interest income$2,700,0003,834
Provision for loan and lease losses$90,0003,463
Total noninterest income$1,096,0002,080
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$1,096,0001,275
Total noninterest expense$2,757,0003,088
Salaries and employee benefits$1,632,0002,907
Premises and equipment expense$459,0002,670
Additional noninterest expense$666,0003,629
Pre-tax net operating income$949,0003,919
Securities gains (losses)$89,000370
Applicable income taxes$185,0003,717
Income before extraordinary items$853,0003,582
Extraordinary gains, net$039
Net income$853,0003,585
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0002,811
Cash dividends$600,0002,089
Sale, conversion, retirement of capital stock, net$0887
Net operating income$780,0203,803
2006-03-31 (YTD Data)Rank
Total interest income$3,226,0002,784
Total interest expense$1,840,0001,965
Net interest income$1,386,0003,762
Provision for loan and lease losses$45,0003,261
Total noninterest income$649,0001,804
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$649,0001,103
Total noninterest expense$1,384,0003,090
Salaries and employee benefits$815,0002,924
Premises and equipment expense$233,0002,641
Additional noninterest expense$336,0003,555
Pre-tax net operating income$606,0003,287
Securities gains (losses)$16,000508
Applicable income taxes$158,0002,959
Income before extraordinary items$464,0003,345
Extraordinary gains, net$021
Net income$464,0003,344
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0001,727
Cash dividends$300,0001,914
Sale, conversion, retirement of capital stock, net$0648
Net operating income$452,0003,381
2005-12-31 (YTD Data)Rank
Total interest income$12,543,0002,609
Total interest expense$6,605,0001,725
Net interest income$5,938,0003,451
Provision for loan and lease losses$2,140,000511
Total noninterest income$1,863,0002,330
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$1,863,0001,423
Total noninterest expense$5,479,0002,989
Salaries and employee benefits$3,192,0002,811
Premises and equipment expense$972,0002,433
Additional noninterest expense$1,315,0003,582
Pre-tax net operating income$182,0007,752
Securities gains (losses)$70,000822
Applicable income taxes$-186,0008,668
Income before extraordinary items$438,0006,617
Extraordinary gains, net$046
Net income$438,0006,618
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,145,000371
Cash dividends$2,400,0001,272
Sale, conversion, retirement of capital stock, net$0934
Net operating income$368,0006,878
2005-09-30 (YTD Data)Rank
Total interest income$9,377,0002,570
Total interest expense$4,788,0001,683
Net interest income$4,589,0003,366
Provision for loan and lease losses$1,500,000502
Total noninterest income$1,336,0002,405
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$1,336,0001,473
Total noninterest expense$4,101,0002,953
Salaries and employee benefits$2,385,0002,782
Premises and equipment expense$735,0002,398
Additional noninterest expense$981,0003,557
Pre-tax net operating income$324,0007,097
Securities gains (losses)$54,000853
Applicable income taxes$-91,0008,713
Income before extraordinary items$469,0006,043
Extraordinary gains, net$035
Net income$469,0006,048
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,246,000426
Cash dividends$2,400,000913
Sale, conversion, retirement of capital stock, net$0769
Net operating income$415,0006,244
2005-06-30 (YTD Data)Rank
Total interest income$6,220,0002,524
Total interest expense$3,113,0001,630
Net interest income$3,107,0003,311
Provision for loan and lease losses$360,0001,295
Total noninterest income$892,0002,373
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$892,0001,456
Total noninterest expense$2,753,0002,933
Salaries and employee benefits$1,608,0002,750
Premises and equipment expense$491,0002,365
Additional noninterest expense$654,0003,540
Pre-tax net operating income$886,0004,032
Securities gains (losses)$39,000881
Applicable income taxes$208,0003,726
Income before extraordinary items$717,0003,928
Extraordinary gains, net$030
Net income$717,0003,930
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$187,0001,257
Cash dividends$2,400,000614
Sale, conversion, retirement of capital stock, net$0643
Net operating income$686,5803,993
2005-03-31 (YTD Data)Rank
Total interest income$3,048,0002,536
Total interest expense$1,468,0001,627
Net interest income$1,580,0003,260
Provision for loan and lease losses$20,0004,626
Total noninterest income$443,0002,332
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$443,0001,448
Total noninterest expense$1,422,0002,848
Salaries and employee benefits$852,0002,624
Premises and equipment expense$244,0002,404
Additional noninterest expense$326,0003,557
Pre-tax net operating income$581,0003,299
Securities gains (losses)$25,000720
Applicable income taxes$160,0002,993
Income before extraordinary items$446,0003,338
Extraordinary gains, net$024
Net income$446,0003,339
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0002,934
Cash dividends$475,0001,304
Sale, conversion, retirement of capital stock, net$0491
Net operating income$427,5003,419
2004-12-31 (YTD Data)Rank
Total interest income$12,089,0002,376
Total interest expense$5,743,0001,434
Net interest income$6,346,0003,141
Provision for loan and lease losses$772,0001,323
Total noninterest income$1,422,0002,782
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$1,422,0001,702
Total noninterest expense$5,306,0002,948
Salaries and employee benefits$3,130,0002,729
Premises and equipment expense$988,0002,315
Additional noninterest expense$1,188,0003,776
Pre-tax net operating income$1,690,0003,942
Securities gains (losses)$108,0001,189
Applicable income taxes$695,0002,782
Income before extraordinary items$1,103,0004,430
Extraordinary gains, net$034
Net income$1,103,0004,431
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$139,0003,149
Cash dividends$1,725,0001,547
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,033,8804,534
2004-09-30 (YTD Data)Rank
Total interest income$9,020,0002,354
Total interest expense$4,305,0001,402
Net interest income$4,715,0003,151
Provision for loan and lease losses$07,100
Total noninterest income$965,0003,001
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$965,0001,813
Total noninterest expense$3,920,0002,961
Salaries and employee benefits$2,287,0002,776
Premises and equipment expense$732,0002,337
Additional noninterest expense$901,0003,716
Pre-tax net operating income$1,760,0003,195
Securities gains (losses)$95,0001,203
Applicable income taxes$503,0002,889
Income before extraordinary items$1,352,0003,237
Extraordinary gains, net$026
Net income$1,352,0003,238
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0003,013
Cash dividends$1,300,0001,412
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,282,6503,297
2004-06-30 (YTD Data)Rank
Total interest income$5,996,0002,356
Total interest expense$2,856,0001,394
Net interest income$3,140,0003,155
Provision for loan and lease losses$06,885
Total noninterest income$612,0003,124
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$612,0001,899
Total noninterest expense$2,592,0002,982
Salaries and employee benefits$1,506,0002,820
Premises and equipment expense$488,0002,339
Additional noninterest expense$598,0003,755
Pre-tax net operating income$1,160,0003,192
Securities gains (losses)$76,0001,195
Applicable income taxes$330,0002,907
Income before extraordinary items$906,0003,201
Extraordinary gains, net$021
Net income$906,0003,201
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-98,0008,879
Cash dividends$850,0001,462
Sale, conversion, retirement of capital stock, net$0638
Net operating income$850,5203,261
2004-03-31 (YTD Data)Rank
Total interest income$3,004,0002,351
Total interest expense$1,442,0001,387
Net interest income$1,562,0003,168
Provision for loan and lease losses$06,501
Total noninterest income$285,0003,223
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$285,0001,946
Total noninterest expense$1,293,0003,000
Salaries and employee benefits$742,0002,864
Premises and equipment expense$249,0002,323
Additional noninterest expense$302,0003,728
Pre-tax net operating income$554,0003,272
Securities gains (losses)$48,0001,221
Applicable income taxes$156,0003,014
Income before extraordinary items$446,0003,216
Extraordinary gains, net$016
Net income$446,0003,216
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0001,799
Cash dividends$425,0001,386
Sale, conversion, retirement of capital stock, net$0464
Net operating income$410,4803,325
2003-12-31 (YTD Data)Rank
Total interest income$12,099,0002,366
Total interest expense$6,556,0001,355
Net interest income$5,543,0003,407
Provision for loan and lease losses$07,651
Total noninterest income$1,630,0002,659
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$1,630,0001,707
Total noninterest expense$4,900,0003,102
Salaries and employee benefits$2,598,0003,163
Premises and equipment expense$812,0002,720
Additional noninterest expense$1,490,0003,099
Pre-tax net operating income$2,273,0003,095
Securities gains (losses)$528,000723
Applicable income taxes$760,0002,629
Income before extraordinary items$2,041,0002,820
Extraordinary gains, net$054
Net income$2,041,0002,821
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0005,740
Cash dividends$1,775,0001,531
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,655,5603,158
2003-09-30 (YTD Data)Rank
Total interest income$9,178,0002,384
Total interest expense$5,042,0001,382
Net interest income$4,136,0003,424
Provision for loan and lease losses$07,481
Total noninterest income$1,278,0002,655
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$1,278,0001,726
Total noninterest expense$3,688,0003,085
Salaries and employee benefits$1,908,0003,229
Premises and equipment expense$733,0002,307
Additional noninterest expense$1,047,0003,259
Pre-tax net operating income$1,726,0003,176
Securities gains (losses)$489,000697
Applicable income taxes$608,0002,642
Income before extraordinary items$1,607,0002,812
Extraordinary gains, net$040
Net income$1,607,0002,811
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0008,587
Cash dividends$1,350,0001,384
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,250,0303,221
2003-06-30 (YTD Data)Rank
Total interest income$6,240,0002,351
Total interest expense$3,433,0001,410
Net interest income$2,807,0003,371
Provision for loan and lease losses$07,324
Total noninterest income$891,0002,550
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$891,0001,646
Total noninterest expense$2,463,0003,082
Salaries and employee benefits$1,262,0003,249
Premises and equipment expense$493,0002,283
Additional noninterest expense$708,0003,202
Pre-tax net operating income$1,235,0003,017
Securities gains (losses)$425,000639
Applicable income taxes$487,0002,354
Income before extraordinary items$1,173,0002,628
Extraordinary gains, net$030
Net income$1,173,0002,626
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,782
Cash dividends$900,0001,425
Sale, conversion, retirement of capital stock, net$0589
Net operating income$871,2503,121
2003-03-31 (YTD Data)Rank
Total interest income$3,159,0002,336
Total interest expense$1,750,0001,414
Net interest income$1,409,0003,342
Provision for loan and lease losses$06,934
Total noninterest income$397,0002,703
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$397,0001,748
Total noninterest expense$1,256,0003,022
Salaries and employee benefits$646,0003,154
Premises and equipment expense$249,0002,260
Additional noninterest expense$361,0003,108
Pre-tax net operating income$550,0003,286
Securities gains (losses)$166,000734
Applicable income taxes$204,0002,665
Income before extraordinary items$512,0002,895
Extraordinary gains, net$021
Net income$512,0002,893
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0008,212
Cash dividends$450,0001,323
Sale, conversion, retirement of capital stock, net$0419
Net operating income$392,4803,337
2002-12-31 (YTD Data)Rank
Total interest income$13,988,0002,198
Total interest expense$8,044,0001,397
Net interest income$5,944,0003,161
Provision for loan and lease losses$732,0001,757
Total noninterest income$1,504,0002,613
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$1,504,0001,642
Total noninterest expense$4,942,0002,956
Salaries and employee benefits$2,586,0003,034
Premises and equipment expense$938,0002,316
Additional noninterest expense$1,418,0003,087
Pre-tax net operating income$1,774,0003,696
Securities gains (losses)$461,000690
Applicable income taxes$562,0003,222
Income before extraordinary items$1,673,0003,225
Extraordinary gains, net$070
Net income$1,673,0003,224
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$698,0001,285
Cash dividends$1,600,0001,553
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,327,2503,730
2001-12-31 (YTD Data)Rank
Total interest income$17,059,0002,008
Total interest expense$10,822,0001,501
Net interest income$6,237,0002,845
Provision for loan and lease losses$575,0001,973
Total noninterest income$1,587,0002,401
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$1,587,0001,459
Total noninterest expense$4,624,0003,020
Salaries and employee benefits$2,455,0002,988
Premises and equipment expense$951,0002,249
Additional noninterest expense$1,218,0003,448
Pre-tax net operating income$2,625,0002,570
Securities gains (losses)$237,0001,058
Applicable income taxes$857,0002,317
Income before extraordinary items$2,005,0002,528
Extraordinary gains, net$0105
Net income$2,005,0002,534
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$986,000954
Cash dividends$1,900,0001,399
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,839,1002,638
2000-12-31 (YTD Data)Rank
Total interest income$19,152,0001,812
Total interest expense$12,552,0001,386
Net interest income$6,600,0002,702
Provision for loan and lease losses$1,590,000726
Total noninterest income$1,418,0002,444
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$1,418,0001,444
Total noninterest expense$4,590,0002,939
Salaries and employee benefits$2,675,0002,657
Premises and equipment expense$911,0002,266
Additional noninterest expense$1,004,0003,985
Pre-tax net operating income$1,838,0003,525
Securities gains (losses)$10,0001,158
Applicable income taxes$514,0003,429
Income before extraordinary items$1,334,0003,569
Extraordinary gains, net$038
Net income$1,334,0003,569
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,219,000652
Cash dividends$1,950,0001,392
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,326,8003,566
1999-12-31 (YTD Data)Rank
Total interest income$17,390,0001,867
Total interest expense$9,920,0001,505
Net interest income$7,470,0002,363
Provision for loan and lease losses$449,0001,927
Total noninterest income$1,153,0002,786
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$1,153,0001,693
Total noninterest expense$4,025,0003,295
Salaries and employee benefits$2,257,0003,081
Premises and equipment expense$869,0002,334
Additional noninterest expense$899,0004,386
Pre-tax net operating income$4,149,0001,784
Securities gains (losses)$03,155
Applicable income taxes$1,538,0001,566
Income before extraordinary items$2,611,0002,029
Extraordinary gains, net$035
Net income$2,611,0002,029
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$523,0001,174
Cash dividends$600,0003,129
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,611,0002,000
1998-12-31 (YTD Data)Rank
Total interest income$15,877,0002,053
Total interest expense$9,179,0001,677
Net interest income$6,698,0002,538
Provision for loan and lease losses$360,0002,235
Total noninterest income$992,0003,099
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$992,0001,869
Total noninterest expense$3,502,0003,613
Salaries and employee benefits$1,951,0003,427
Premises and equipment expense$745,0002,608
Additional noninterest expense$806,0004,651
Pre-tax net operating income$3,828,0001,905
Securities gains (losses)$04,449
Applicable income taxes$1,422,0001,716
Income before extraordinary items$2,406,0002,172
Extraordinary gains, net$032
Net income$2,406,0002,171
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0003,872
Cash dividends$5,000,000633
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,406,0002,103
1997-12-31 (YTD Data)Rank
Total interest income$14,070,0002,322
Total interest expense$8,213,0001,879
Net interest income$5,857,0002,975
Provision for loan and lease losses$267,0002,844
Total noninterest income$838,0003,461
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$838,0001,969
Total noninterest expense$2,923,0004,182
Salaries and employee benefits$1,610,0003,997
Premises and equipment expense$633,0003,007
Additional noninterest expense$680,0005,332
Pre-tax net operating income$3,505,0002,147
Securities gains (losses)$03,944
Applicable income taxes$1,398,0001,807
Income before extraordinary items$2,107,0002,468
Extraordinary gains, net$044
Net income$2,107,0002,467
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0006,448
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,107,0002,408
1996-12-31 (YTD Data)Rank
Total interest income$11,577,0002,857
Total interest expense$6,695,0002,303
Net interest income$4,882,0003,607
Provision for loan and lease losses$235,0003,076
Total noninterest income$600,0004,566
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$600,0002,571
Total noninterest expense$3,040,0004,268
Salaries and employee benefits$1,410,0004,564
Premises and equipment expense$540,0003,537
Additional noninterest expense$1,090,0004,088
Pre-tax net operating income$2,207,0003,151
Securities gains (losses)$04,148
Applicable income taxes$861,0002,670
Income before extraordinary items$1,346,0003,522
Extraordinary gains, net$053
Net income$1,346,0003,521
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0004,212
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,346,0003,475
1995-12-31 (YTD Data)Rank
Total interest income$9,483,0003,450
Total interest expense$5,599,0002,741
Net interest income$3,884,0004,422
Provision for loan and lease losses$251,0002,547
Total noninterest income$505,0005,142
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$505,0002,865
Total noninterest expense$2,284,0005,392
Salaries and employee benefits$1,189,0005,255
Premises and equipment expense$624,0003,106
Additional noninterest expense$471,0007,511
Pre-tax net operating income$1,854,0003,730
Securities gains (losses)$03,831
Applicable income taxes$664,0003,387
Income before extraordinary items$1,190,0003,987
Extraordinary gains, net$065
Net income$1,190,0003,985
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0004,677
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$1,190,0003,973
1994-12-31 (YTD Data)Rank
Total interest income$8,051,0003,712
Total interest expense$4,072,0002,989
Net interest income$3,979,0004,406
Provision for loan and lease losses$263,0002,499
Total noninterest income$549,0004,952
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$549,0002,771
Total noninterest expense$2,051,0006,072
Salaries and employee benefits$915,0006,543
Premises and equipment expense$493,0003,854
Additional noninterest expense$643,0006,716
Pre-tax net operating income$2,214,0003,162
Securities gains (losses)$03,600
Applicable income taxes$877,0002,552
Income before extraordinary items$1,337,0003,513
Extraordinary gains, net$0249
Net income$1,337,0003,520
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0006,205
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,337,0003,540
1993-12-31 (YTD Data)Rank
Total interest income$7,187,0004,214
Total interest expense$3,192,0003,902
Net interest income$3,995,0004,406
Provision for loan and lease losses$196,0003,972
Total noninterest income$506,0005,549
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$506,0003,245
Total noninterest expense$1,836,0006,792
Salaries and employee benefits$888,0006,789
Premises and equipment expense$427,0004,456
Additional noninterest expense$521,0008,025
Pre-tax net operating income$2,469,0002,734
Securities gains (losses)$5,0006,132
Applicable income taxes$993,0002,272
Income before extraordinary items$1,481,0003,286
Extraordinary gains, net$03,149
Net income$1,481,0003,382
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0008,678
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,477,8003,112
1992-12-31 (YTD Data)Rank
Total interest income$7,098,0004,778
Total interest expense$3,650,0004,402
Net interest income$3,448,0005,072
Provision for loan and lease losses$131,0006,478
Total noninterest income$511,0005,566
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$511,0003,139
Total noninterest expense$1,682,0007,308
Salaries and employee benefits$794,0007,298
Premises and equipment expense$388,0004,915
Additional noninterest expense$500,0008,462
Pre-tax net operating income$2,146,0002,899
Securities gains (losses)$08,369
Applicable income taxes$859,0002,427
Income before extraordinary items$1,287,0003,570
Extraordinary gains, net$01,422
Net income$1,287,0003,613
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0008,210
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,287,0003,305

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.