Home > First Federal Savings Bank > Income and Expense
First Federal Savings Bank, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,913,000 | 4,327 |
| Total interest expense | $3,826,000 | 4,233 |
| Net interest income | $4,087,000 | 4,359 |
| Provision for loan and lease losses | $312,000 | 4,019 |
| Total noninterest income | $940,000 | 3,488 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $940,000 | 2,087 |
| Total noninterest expense | $2,566,000 | 5,189 |
| Salaries and employee benefits | $1,272,000 | 4,914 |
| Premises and equipment expense | $458,000 | 4,287 |
| Additional noninterest expense | $836,000 | 5,856 |
| Pre-tax net operating income | $2,149,000 | 2,896 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $855,000 | 2,436 |
| Income before extraordinary items | $1,294,000 | 3,546 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,294,000 | 3,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 10,608 |
| Cash dividends | $826,000 | 1,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,294,000 | 3,289 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.