Home > First Federal Savings Bank > Income and Expense
First Federal Savings Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $7,381,000 | 1,595 |
| Total interest expense | $3,550,000 | 1,258 |
| Net interest income | $3,831,000 | 1,891 |
| Provision for loan and lease losses | $0 | 2,775 |
| Total noninterest income | $755,000 | 1,549 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $189,000 | 1,231 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $566,000 | 1,386 |
| Total noninterest expense | $4,392,000 | 1,407 |
| Salaries and employee benefits | $2,319,000 | 1,488 |
| Premises and equipment expense | $501,000 | 1,268 |
| Additional noninterest expense | $566,000 | 1,386 |
| Pre-tax net operating income | $194,000 | 3,699 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $-84,000 | 4,366 |
| Income before extraordinary items | $278,000 | 3,365 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $278,000 | 3,397 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $278,000 | 3,365 |
| Net charge-offs | $157,000 | 673 |
| Cash dividends | $200,000 | 1,861 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $278,000 | 3,376 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $31,798,000 | 1,498 |
| Total interest expense | $15,739,000 | 1,224 |
| Net interest income | $16,059,000 | 1,755 |
| Provision for loan and lease losses | $0 | 3,269 |
| Total noninterest income | $3,271,000 | 1,516 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $894,000 | 1,108 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,377,000 | 1,409 |
| Total noninterest expense | $17,488,000 | 1,384 |
| Salaries and employee benefits | $9,299,000 | 1,471 |
| Premises and equipment expense | $1,979,000 | 1,242 |
| Additional noninterest expense | $2,377,000 | 1,409 |
| Pre-tax net operating income | $1,842,000 | 2,962 |
| Securities gains (losses) | $-73,000 | 3,933 |
| Applicable income taxes | $-264,000 | 4,363 |
| Income before extraordinary items | $2,033,000 | 2,713 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,033,000 | 2,738 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,033,000 | 2,713 |
| Net charge-offs | $76,000 | 1,880 |
| Cash dividends | $1,025,000 | 2,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $2,106,000 | 2,681 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $23,847,000 | 1,490 |
| Total interest expense | $11,899,000 | 1,210 |
| Net interest income | $11,948,000 | 1,761 |
| Provision for loan and lease losses | $0 | 3,100 |
| Total noninterest income | $2,551,000 | 1,473 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $673,000 | 1,100 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $1,878,000 | 1,365 |
| Total noninterest expense | $13,132,000 | 1,370 |
| Salaries and employee benefits | $6,946,000 | 1,462 |
| Premises and equipment expense | $1,494,000 | 1,235 |
| Additional noninterest expense | $1,878,000 | 1,365 |
| Pre-tax net operating income | $1,367,000 | 2,986 |
| Securities gains (losses) | $-73,000 | 4,123 |
| Applicable income taxes | $-187,000 | 4,413 |
| Income before extraordinary items | $1,481,000 | 2,755 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,481,000 | 2,785 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,481,000 | 2,758 |
| Net charge-offs | $76,000 | 1,514 |
| Cash dividends | $1,025,000 | 1,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $1,554,000 | 2,705 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $15,788,000 | 1,478 |
| Total interest expense | $7,906,000 | 1,200 |
| Net interest income | $7,882,000 | 1,765 |
| Provision for loan and lease losses | $0 | 2,935 |
| Total noninterest income | $1,666,000 | 1,478 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $447,000 | 1,084 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,219,000 | 1,382 |
| Total noninterest expense | $8,624,000 | 1,386 |
| Salaries and employee benefits | $4,658,000 | 1,450 |
| Premises and equipment expense | $1,001,000 | 1,235 |
| Additional noninterest expense | $1,219,000 | 1,382 |
| Pre-tax net operating income | $924,000 | 2,940 |
| Securities gains (losses) | $-103,000 | 4,237 |
| Applicable income taxes | $-143,000 | 4,438 |
| Income before extraordinary items | $964,000 | 2,765 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $964,000 | 2,800 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $964,000 | 2,768 |
| Net charge-offs | $0 | 2,587 |
| Cash dividends | $1,025,000 | 1,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $1,067,000 | 2,646 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $7,807,000 | 1,473 |
| Total interest expense | $3,967,000 | 1,183 |
| Net interest income | $3,840,000 | 1,783 |
| Provision for loan and lease losses | $0 | 2,578 |
| Total noninterest income | $870,000 | 1,425 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $216,000 | 1,114 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $654,000 | 1,290 |
| Total noninterest expense | $4,310,000 | 1,393 |
| Salaries and employee benefits | $2,343,000 | 1,457 |
| Premises and equipment expense | $511,000 | 1,220 |
| Additional noninterest expense | $654,000 | 1,290 |
| Pre-tax net operating income | $400,000 | 3,043 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $-78,000 | 4,448 |
| Income before extraordinary items | $478,000 | 2,735 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $478,000 | 2,765 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $478,000 | 2,735 |
| Net charge-offs | $0 | 2,217 |
| Cash dividends | $525,000 | 1,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $478,000 | 2,738 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $28,601,000 | 1,453 |
| Total interest expense | $12,041,000 | 1,138 |
| Net interest income | $16,560,000 | 1,677 |
| Provision for loan and lease losses | $-86,000 | 4,317 |
| Total noninterest income | $3,488,000 | 1,490 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $885,000 | 1,098 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $2,603,000 | 1,386 |
| Total noninterest expense | $17,200,000 | 1,368 |
| Salaries and employee benefits | $9,521,000 | 1,392 |
| Premises and equipment expense | $1,945,000 | 1,248 |
| Additional noninterest expense | $2,603,000 | 1,386 |
| Pre-tax net operating income | $2,934,000 | 2,536 |
| Securities gains (losses) | $-1,000 | 3,196 |
| Applicable income taxes | $27,000 | 3,158 |
| Income before extraordinary items | $2,906,000 | 2,370 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,906,000 | 2,394 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,906,000 | 2,373 |
| Net charge-offs | $-279,000 | 4,491 |
| Cash dividends | $625,000 | 2,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,906,990 | 2,384 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $20,730,000 | 1,462 |
| Total interest expense | $8,164,000 | 1,139 |
| Net interest income | $12,566,000 | 1,669 |
| Provision for loan and lease losses | $-86,000 | 4,372 |
| Total noninterest income | $2,633,000 | 1,489 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $664,000 | 1,090 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $1,969,000 | 1,370 |
| Total noninterest expense | $12,788,000 | 1,367 |
| Salaries and employee benefits | $7,101,000 | 1,397 |
| Premises and equipment expense | $1,463,000 | 1,246 |
| Additional noninterest expense | $1,969,000 | 1,370 |
| Pre-tax net operating income | $2,497,000 | 2,449 |
| Securities gains (losses) | $-1,000 | 3,290 |
| Applicable income taxes | $114,000 | 2,639 |
| Income before extraordinary items | $2,382,000 | 2,304 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,382,000 | 2,326 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,382,000 | 2,306 |
| Net charge-offs | $-282,000 | 4,514 |
| Cash dividends | $525,000 | 2,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,382,950 | 2,328 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $13,133,000 | 1,495 |
| Total interest expense | $4,636,000 | 1,173 |
| Net interest income | $8,497,000 | 1,675 |
| Provision for loan and lease losses | $150,000 | 1,522 |
| Total noninterest income | $1,598,000 | 1,499 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $442,000 | 1,078 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $1,156,000 | 1,404 |
| Total noninterest expense | $8,478,000 | 1,363 |
| Salaries and employee benefits | $4,723,000 | 1,392 |
| Premises and equipment expense | $978,000 | 1,235 |
| Additional noninterest expense | $1,156,000 | 1,403 |
| Pre-tax net operating income | $1,467,000 | 2,612 |
| Securities gains (losses) | $-1,000 | 3,583 |
| Applicable income taxes | $30,000 | 3,045 |
| Income before extraordinary items | $1,436,000 | 2,447 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,436,000 | 2,476 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,436,000 | 2,447 |
| Net charge-offs | $5,000 | 2,026 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,436,980 | 2,464 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $6,219,000 | 1,534 |
| Total interest expense | $1,907,000 | 1,235 |
| Net interest income | $4,312,000 | 1,664 |
| Provision for loan and lease losses | $75,000 | 1,413 |
| Total noninterest income | $765,000 | 1,529 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $215,000 | 1,114 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $550,000 | 1,442 |
| Total noninterest expense | $4,184,000 | 1,393 |
| Salaries and employee benefits | $2,372,000 | 1,416 |
| Premises and equipment expense | $489,000 | 1,269 |
| Additional noninterest expense | $550,000 | 1,442 |
| Pre-tax net operating income | $818,000 | 2,544 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $33,000 | 2,759 |
| Income before extraordinary items | $785,000 | 2,404 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $785,000 | 2,404 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $785,000 | 2,404 |
| Net charge-offs | $4,000 | 1,642 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $785,000 | 2,425 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $19,245,000 | 1,630 |
| Total interest expense | $3,386,000 | 1,071 |
| Net interest income | $15,859,000 | 1,717 |
| Provision for loan and lease losses | $45,000 | 2,586 |
| Total noninterest income | $3,475,000 | 1,495 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $901,000 | 1,097 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,574,000 | 1,388 |
| Total noninterest expense | $15,529,000 | 1,441 |
| Salaries and employee benefits | $8,432,000 | 1,500 |
| Premises and equipment expense | $1,793,000 | 1,336 |
| Additional noninterest expense | $2,574,000 | 1,388 |
| Pre-tax net operating income | $3,760,000 | 2,382 |
| Securities gains (losses) | $-10,000 | 3,436 |
| Applicable income taxes | $419,000 | 2,162 |
| Income before extraordinary items | $3,331,000 | 2,327 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,331,000 | 2,326 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $3,331,000 | 2,326 |
| Net charge-offs | $-16,000 | 3,756 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,339,900 | 2,356 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $13,360,000 | 1,672 |
| Total interest expense | $2,021,000 | 1,016 |
| Net interest income | $11,339,000 | 1,755 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $2,668,000 | 1,495 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $671,000 | 1,115 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $1,997,000 | 1,373 |
| Total noninterest expense | $11,489,000 | 1,448 |
| Salaries and employee benefits | $6,194,000 | 1,536 |
| Premises and equipment expense | $1,332,000 | 1,346 |
| Additional noninterest expense | $1,997,000 | 1,373 |
| Pre-tax net operating income | $2,518,000 | 2,519 |
| Securities gains (losses) | $-4,000 | 3,629 |
| Applicable income taxes | $285,000 | 2,251 |
| Income before extraordinary items | $2,229,000 | 2,450 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,229,000 | 2,449 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,229,000 | 2,449 |
| Net charge-offs | $-16,000 | 3,742 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,232,560 | 2,488 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $8,212,000 | 1,723 |
| Total interest expense | $1,094,000 | 1,056 |
| Net interest income | $7,118,000 | 1,799 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $1,781,000 | 1,483 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $428,000 | 1,139 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $1,353,000 | 1,396 |
| Total noninterest expense | $7,539,000 | 1,457 |
| Salaries and employee benefits | $4,050,000 | 1,554 |
| Premises and equipment expense | $867,000 | 1,368 |
| Additional noninterest expense | $2,622,000 | 1,283 |
| Pre-tax net operating income | $1,360,000 | 2,680 |
| Securities gains (losses) | $-1,000 | 3,689 |
| Applicable income taxes | $149,000 | 2,353 |
| Income before extraordinary items | $1,210,000 | 2,616 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,210,000 | 2,615 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,210,000 | 2,616 |
| Net charge-offs | $17,000 | 1,382 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,210,890 | 2,653 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,930,000 | 1,745 |
| Total interest expense | $501,000 | 1,094 |
| Net interest income | $3,429,000 | 1,808 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $905,000 | 1,465 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $213,000 | 1,138 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $692,000 | 1,382 |
| Total noninterest expense | $3,654,000 | 1,490 |
| Salaries and employee benefits | $1,931,000 | 1,613 |
| Premises and equipment expense | $435,000 | 1,368 |
| Additional noninterest expense | $1,288,000 | 1,290 |
| Pre-tax net operating income | $680,000 | 2,584 |
| Securities gains (losses) | $-1,000 | 3,977 |
| Applicable income taxes | $95,000 | 2,090 |
| Income before extraordinary items | $584,000 | 2,569 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $584,000 | 2,567 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $584,000 | 2,569 |
| Net charge-offs | $16,000 | 1,033 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $584,860 | 2,592 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $16,309,000 | 1,750 |
| Total interest expense | $2,420,000 | 1,125 |
| Net interest income | $13,889,000 | 1,839 |
| Provision for loan and lease losses | $650,000 | 834 |
| Total noninterest income | $5,515,000 | 1,229 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $756,000 | 1,180 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $4,759,000 | 1,104 |
| Total noninterest expense | $14,356,000 | 1,509 |
| Salaries and employee benefits | $7,668,000 | 1,611 |
| Premises and equipment expense | $1,643,000 | 1,414 |
| Additional noninterest expense | $5,045,000 | 1,320 |
| Pre-tax net operating income | $4,398,000 | 2,210 |
| Securities gains (losses) | $-2,000 | 4,280 |
| Applicable income taxes | $599,000 | 1,974 |
| Income before extraordinary items | $3,797,000 | 2,240 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,797,000 | 2,241 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,797,000 | 2,241 |
| Net charge-offs | $-60,000 | 4,191 |
| Cash dividends | $1,025,000 | 2,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $3,798,720 | 2,210 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $12,316,000 | 1,770 |
| Total interest expense | $1,878,000 | 1,150 |
| Net interest income | $10,438,000 | 1,862 |
| Provision for loan and lease losses | $650,000 | 656 |
| Total noninterest income | $4,562,000 | 1,169 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $534,000 | 1,229 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $4,028,000 | 1,046 |
| Total noninterest expense | $10,790,000 | 1,506 |
| Salaries and employee benefits | $5,778,000 | 1,609 |
| Premises and equipment expense | $1,244,000 | 1,432 |
| Additional noninterest expense | $3,768,000 | 1,323 |
| Pre-tax net operating income | $3,560,000 | 2,210 |
| Securities gains (losses) | $-2,000 | 4,460 |
| Applicable income taxes | $463,000 | 2,031 |
| Income before extraordinary items | $3,095,000 | 2,203 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,095,000 | 2,202 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,095,000 | 2,203 |
| Net charge-offs | $-60,000 | 4,283 |
| Cash dividends | $675,000 | 2,060 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,096,740 | 2,174 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $8,310,000 | 1,750 |
| Total interest expense | $1,303,000 | 1,146 |
| Net interest income | $7,007,000 | 1,827 |
| Provision for loan and lease losses | $600,000 | 497 |
| Total noninterest income | $3,335,000 | 1,114 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $318,000 | 1,298 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $3,017,000 | 965 |
| Total noninterest expense | $7,236,000 | 1,498 |
| Salaries and employee benefits | $3,858,000 | 1,604 |
| Premises and equipment expense | $828,000 | 1,433 |
| Additional noninterest expense | $2,550,000 | 1,294 |
| Pre-tax net operating income | $2,506,000 | 2,117 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $273,000 | 2,096 |
| Income before extraordinary items | $2,233,000 | 2,096 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,233,000 | 2,096 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,233,000 | 2,096 |
| Net charge-offs | $5,000 | 1,907 |
| Cash dividends | $325,000 | 2,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,233,000 | 2,063 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,082,000 | 1,781 |
| Total interest expense | $701,000 | 1,134 |
| Net interest income | $3,381,000 | 1,856 |
| Provision for loan and lease losses | $400,000 | 436 |
| Total noninterest income | $2,022,000 | 999 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $145,000 | 1,381 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $1,877,000 | 847 |
| Total noninterest expense | $3,626,000 | 1,477 |
| Salaries and employee benefits | $1,932,000 | 1,593 |
| Premises and equipment expense | $423,000 | 1,428 |
| Additional noninterest expense | $1,271,000 | 1,279 |
| Pre-tax net operating income | $1,377,000 | 1,970 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $124,000 | 2,138 |
| Income before extraordinary items | $1,253,000 | 1,946 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,253,000 | 1,946 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,253,000 | 1,946 |
| Net charge-offs | $16,000 | 1,219 |
| Cash dividends | $325,000 | 1,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,253,000 | 1,907 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $16,607,000 | 1,743 |
| Total interest expense | $3,923,000 | 1,180 |
| Net interest income | $12,684,000 | 1,870 |
| Provision for loan and lease losses | $350,000 | 2,555 |
| Total noninterest income | $4,564,000 | 1,337 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $715,000 | 1,237 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $3,849,000 | 1,242 |
| Total noninterest expense | $13,689,000 | 1,523 |
| Salaries and employee benefits | $7,362,000 | 1,610 |
| Premises and equipment expense | $1,666,000 | 1,398 |
| Additional noninterest expense | $4,661,000 | 1,359 |
| Pre-tax net operating income | $3,209,000 | 2,352 |
| Securities gains (losses) | $-10,000 | 4,823 |
| Applicable income taxes | $544,000 | 1,880 |
| Income before extraordinary items | $2,655,000 | 2,459 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,655,000 | 2,459 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,655,000 | 2,459 |
| Net charge-offs | $-5,000 | 4,126 |
| Cash dividends | $1,250,000 | 1,958 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,663,300 | 2,403 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $12,341,000 | 1,765 |
| Total interest expense | $3,030,000 | 1,225 |
| Net interest income | $9,311,000 | 1,892 |
| Provision for loan and lease losses | $200,000 | 2,745 |
| Total noninterest income | $2,997,000 | 1,423 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $508,000 | 1,275 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $2,489,000 | 1,316 |
| Total noninterest expense | $10,107,000 | 1,517 |
| Salaries and employee benefits | $5,368,000 | 1,643 |
| Premises and equipment expense | $1,269,000 | 1,380 |
| Additional noninterest expense | $3,470,000 | 1,356 |
| Pre-tax net operating income | $2,001,000 | 2,581 |
| Securities gains (losses) | $-10,000 | 4,787 |
| Applicable income taxes | $311,000 | 2,072 |
| Income before extraordinary items | $1,680,000 | 2,676 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,680,000 | 2,675 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,680,000 | 2,676 |
| Net charge-offs | $55,000 | 2,008 |
| Cash dividends | $925,000 | 1,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,688,400 | 2,625 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $8,206,000 | 1,790 |
| Total interest expense | $2,091,000 | 1,272 |
| Net interest income | $6,115,000 | 1,929 |
| Provision for loan and lease losses | $50,000 | 3,430 |
| Total noninterest income | $1,621,000 | 1,538 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $338,000 | 1,277 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $1,283,000 | 1,448 |
| Total noninterest expense | $6,635,000 | 1,531 |
| Salaries and employee benefits | $3,511,000 | 1,659 |
| Premises and equipment expense | $838,000 | 1,386 |
| Additional noninterest expense | $2,286,000 | 1,350 |
| Pre-tax net operating income | $1,051,000 | 2,879 |
| Securities gains (losses) | $-10,000 | 4,791 |
| Applicable income taxes | $128,000 | 2,374 |
| Income before extraordinary items | $913,000 | 2,923 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $913,000 | 2,922 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $913,000 | 2,923 |
| Net charge-offs | $14,000 | 2,334 |
| Cash dividends | $600,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $921,800 | 2,870 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $4,007,000 | 1,804 |
| Total interest expense | $1,084,000 | 1,348 |
| Net interest income | $2,923,000 | 1,959 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $699,000 | 1,604 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $207,000 | 1,267 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $492,000 | 1,535 |
| Total noninterest expense | $3,371,000 | 1,522 |
| Salaries and employee benefits | $1,779,000 | 1,654 |
| Premises and equipment expense | $425,000 | 1,373 |
| Additional noninterest expense | $1,167,000 | 1,337 |
| Pre-tax net operating income | $251,000 | 3,587 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $-14,000 | 4,867 |
| Income before extraordinary items | $265,000 | 3,418 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $265,000 | 3,419 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $265,000 | 3,419 |
| Net charge-offs | $-13,000 | 4,549 |
| Cash dividends | $350,000 | 1,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $265,000 | 3,404 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $17,206,000 | 1,723 |
| Total interest expense | $4,501,000 | 1,349 |
| Net interest income | $12,705,000 | 1,840 |
| Provision for loan and lease losses | $640,000 | 1,282 |
| Total noninterest income | $2,857,000 | 1,620 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $836,000 | 1,295 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $2,021,000 | 1,522 |
| Total noninterest expense | $13,076,000 | 1,528 |
| Salaries and employee benefits | $7,055,000 | 1,615 |
| Premises and equipment expense | $1,534,000 | 1,470 |
| Additional noninterest expense | $4,487,000 | 1,365 |
| Pre-tax net operating income | $1,846,000 | 3,127 |
| Securities gains (losses) | $455,000 | 383 |
| Applicable income taxes | $270,000 | 2,435 |
| Income before extraordinary items | $2,031,000 | 2,877 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,031,000 | 2,877 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,031,000 | 2,878 |
| Net charge-offs | $479,000 | 1,062 |
| Cash dividends | $1,375,000 | 1,980 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,630,600 | 3,133 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $12,867,000 | 1,740 |
| Total interest expense | $3,312,000 | 1,376 |
| Net interest income | $9,555,000 | 1,864 |
| Provision for loan and lease losses | $620,000 | 989 |
| Total noninterest income | $2,088,000 | 1,633 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $622,000 | 1,305 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $1,466,000 | 1,558 |
| Total noninterest expense | $9,823,000 | 1,527 |
| Salaries and employee benefits | $5,323,000 | 1,615 |
| Premises and equipment expense | $1,141,000 | 1,496 |
| Additional noninterest expense | $3,359,000 | 1,377 |
| Pre-tax net operating income | $1,200,000 | 3,389 |
| Securities gains (losses) | $455,000 | 334 |
| Applicable income taxes | $187,000 | 2,541 |
| Income before extraordinary items | $1,468,000 | 2,987 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,468,000 | 2,988 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,468,000 | 2,988 |
| Net charge-offs | $22,000 | 2,661 |
| Cash dividends | $1,025,000 | 1,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,063,050 | 3,386 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $8,486,000 | 1,760 |
| Total interest expense | $2,162,000 | 1,377 |
| Net interest income | $6,324,000 | 1,881 |
| Provision for loan and lease losses | $560,000 | 786 |
| Total noninterest income | $1,395,000 | 1,600 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $411,000 | 1,295 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $984,000 | 1,511 |
| Total noninterest expense | $6,515,000 | 1,540 |
| Salaries and employee benefits | $3,541,000 | 1,615 |
| Premises and equipment expense | $1,021,000 | 1,157 |
| Additional noninterest expense | $1,953,000 | 1,542 |
| Pre-tax net operating income | $644,000 | 3,691 |
| Securities gains (losses) | $464,000 | 235 |
| Applicable income taxes | $118,000 | 2,564 |
| Income before extraordinary items | $990,000 | 2,964 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $990,000 | 2,963 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $990,000 | 2,963 |
| Net charge-offs | $7,000 | 2,725 |
| Cash dividends | $675,000 | 1,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $577,040 | 3,660 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,192,000 | 1,782 |
| Total interest expense | $1,060,000 | 1,373 |
| Net interest income | $3,132,000 | 1,903 |
| Provision for loan and lease losses | $70,000 | 1,790 |
| Total noninterest income | $725,000 | 1,524 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $201,000 | 1,316 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $524,000 | 1,402 |
| Total noninterest expense | $3,157,000 | 1,588 |
| Salaries and employee benefits | $1,692,000 | 1,702 |
| Premises and equipment expense | $515,000 | 1,159 |
| Additional noninterest expense | $950,000 | 1,572 |
| Pre-tax net operating income | $630,000 | 2,736 |
| Securities gains (losses) | $19,000 | 580 |
| Applicable income taxes | $75,000 | 2,371 |
| Income before extraordinary items | $574,000 | 2,695 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $574,000 | 2,694 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $574,000 | 2,694 |
| Net charge-offs | $8,000 | 2,054 |
| Cash dividends | $325,000 | 1,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $557,280 | 2,726 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $15,867,000 | 1,783 |
| Total interest expense | $3,639,000 | 1,223 |
| Net interest income | $12,228,000 | 1,921 |
| Provision for loan and lease losses | $30,000 | 3,682 |
| Total noninterest income | $2,888,000 | 1,586 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $937,000 | 1,220 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,951,000 | 1,517 |
| Total noninterest expense | $12,995,000 | 1,513 |
| Salaries and employee benefits | $6,949,000 | 1,613 |
| Premises and equipment expense | $2,032,000 | 1,159 |
| Additional noninterest expense | $4,014,000 | 1,497 |
| Pre-tax net operating income | $2,091,000 | 3,066 |
| Securities gains (losses) | $-10,000 | 4,411 |
| Applicable income taxes | $161,000 | 2,802 |
| Income before extraordinary items | $1,920,000 | 2,993 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,920,000 | 2,992 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,920,000 | 2,992 |
| Net charge-offs | $-221,000 | 5,191 |
| Cash dividends | $1,100,000 | 2,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,929,200 | 2,982 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $11,541,000 | 1,809 |
| Total interest expense | $2,580,000 | 1,220 |
| Net interest income | $8,961,000 | 1,954 |
| Provision for loan and lease losses | $10,000 | 3,765 |
| Total noninterest income | $1,990,000 | 1,694 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $703,000 | 1,228 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,287,000 | 1,667 |
| Total noninterest expense | $9,897,000 | 1,495 |
| Salaries and employee benefits | $5,274,000 | 1,600 |
| Premises and equipment expense | $1,523,000 | 1,157 |
| Additional noninterest expense | $3,100,000 | 1,468 |
| Pre-tax net operating income | $1,044,000 | 3,703 |
| Securities gains (losses) | $-7,000 | 4,683 |
| Applicable income taxes | $-5,000 | 5,323 |
| Income before extraordinary items | $1,042,000 | 3,516 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,042,000 | 3,515 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,042,000 | 3,515 |
| Net charge-offs | $-63,000 | 4,990 |
| Cash dividends | $800,000 | 1,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,049,000 | 3,510 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $7,542,000 | 1,822 |
| Total interest expense | $1,617,000 | 1,226 |
| Net interest income | $5,925,000 | 1,981 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $1,279,000 | 1,738 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $457,000 | 1,251 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $822,000 | 1,713 |
| Total noninterest expense | $6,682,000 | 1,487 |
| Salaries and employee benefits | $3,546,000 | 1,598 |
| Premises and equipment expense | $1,014,000 | 1,165 |
| Additional noninterest expense | $2,122,000 | 1,437 |
| Pre-tax net operating income | $522,000 | 4,055 |
| Securities gains (losses) | $-9,000 | 4,976 |
| Applicable income taxes | $-51,000 | 5,458 |
| Income before extraordinary items | $564,000 | 3,805 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $564,000 | 3,803 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $564,000 | 3,804 |
| Net charge-offs | $3,000 | 2,950 |
| Cash dividends | $500,000 | 1,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $573,000 | 3,792 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,773,000 | 1,806 |
| Total interest expense | $772,000 | 1,209 |
| Net interest income | $3,001,000 | 1,943 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $763,000 | 1,531 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $231,000 | 1,241 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $532,000 | 1,431 |
| Total noninterest expense | $3,333,000 | 1,505 |
| Salaries and employee benefits | $1,829,000 | 1,555 |
| Premises and equipment expense | $504,000 | 1,191 |
| Additional noninterest expense | $1,000,000 | 1,509 |
| Pre-tax net operating income | $431,000 | 3,332 |
| Securities gains (losses) | $-7,000 | 5,172 |
| Applicable income taxes | $23,000 | 3,171 |
| Income before extraordinary items | $401,000 | 3,248 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $401,000 | 3,248 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $401,000 | 3,248 |
| Net charge-offs | $-3,000 | 4,242 |
| Cash dividends | $250,000 | 1,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $407,650 | 3,227 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $14,253,000 | 1,854 |
| Total interest expense | $2,991,000 | 1,089 |
| Net interest income | $11,262,000 | 2,019 |
| Provision for loan and lease losses | $815,000 | 1,034 |
| Total noninterest income | $3,229,000 | 1,502 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $938,000 | 1,250 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $2,291,000 | 1,409 |
| Total noninterest expense | $12,842,000 | 1,538 |
| Salaries and employee benefits | $6,755,000 | 1,644 |
| Premises and equipment expense | $2,019,000 | 1,165 |
| Additional noninterest expense | $4,068,000 | 1,499 |
| Pre-tax net operating income | $834,000 | 4,272 |
| Securities gains (losses) | $-27,000 | 5,211 |
| Applicable income taxes | $-119,000 | 5,550 |
| Income before extraordinary items | $926,000 | 3,815 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $926,000 | 3,814 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $926,000 | 3,815 |
| Net charge-offs | $1,104,000 | 642 |
| Cash dividends | $1,100,000 | 2,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $953,000 | 3,760 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $10,506,000 | 1,880 |
| Total interest expense | $2,231,000 | 1,073 |
| Net interest income | $8,275,000 | 2,065 |
| Provision for loan and lease losses | $815,000 | 828 |
| Total noninterest income | $2,519,000 | 1,464 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $689,000 | 1,276 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,830,000 | 1,362 |
| Total noninterest expense | $9,419,000 | 1,573 |
| Salaries and employee benefits | $4,971,000 | 1,676 |
| Premises and equipment expense | $1,503,000 | 1,180 |
| Additional noninterest expense | $2,945,000 | 1,530 |
| Pre-tax net operating income | $560,000 | 4,484 |
| Securities gains (losses) | $-20,000 | 5,498 |
| Applicable income taxes | $-164,000 | 5,674 |
| Income before extraordinary items | $704,000 | 4,005 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $704,000 | 4,004 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $704,000 | 4,005 |
| Net charge-offs | $64,000 | 2,269 |
| Cash dividends | $800,000 | 1,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $724,000 | 3,964 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,892,000 | 1,891 |
| Total interest expense | $1,505,000 | 1,031 |
| Net interest income | $5,387,000 | 2,096 |
| Provision for loan and lease losses | $815,000 | 578 |
| Total noninterest income | $1,585,000 | 1,532 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $444,000 | 1,302 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $1,141,000 | 1,420 |
| Total noninterest expense | $6,183,000 | 1,598 |
| Salaries and employee benefits | $3,237,000 | 1,712 |
| Premises and equipment expense | $1,001,000 | 1,180 |
| Additional noninterest expense | $1,945,000 | 1,543 |
| Pre-tax net operating income | $-26,000 | 5,587 |
| Securities gains (losses) | $-17,000 | 5,571 |
| Applicable income taxes | $-254,000 | 5,747 |
| Income before extraordinary items | $211,000 | 4,843 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $211,000 | 4,843 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $211,000 | 4,843 |
| Net charge-offs | $60,000 | 1,863 |
| Cash dividends | $550,000 | 1,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $221,880 | 4,794 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,382,000 | 1,912 |
| Total interest expense | $741,000 | 1,027 |
| Net interest income | $2,641,000 | 2,120 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $791,000 | 1,520 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $220,000 | 1,311 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $571,000 | 1,406 |
| Total noninterest expense | $3,148,000 | 1,580 |
| Salaries and employee benefits | $1,664,000 | 1,693 |
| Premises and equipment expense | $498,000 | 1,199 |
| Additional noninterest expense | $986,000 | 1,525 |
| Pre-tax net operating income | $284,000 | 3,914 |
| Securities gains (losses) | $-8,000 | 5,630 |
| Applicable income taxes | $-7,000 | 5,684 |
| Income before extraordinary items | $283,000 | 3,700 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $283,000 | 3,699 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $283,000 | 3,700 |
| Net charge-offs | $47,000 | 1,374 |
| Cash dividends | $300,000 | 1,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $291,000 | 3,636 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $13,798,000 | 1,838 |
| Total interest expense | $2,875,000 | 1,006 |
| Net interest income | $10,923,000 | 2,021 |
| Provision for loan and lease losses | $70,000 | 3,422 |
| Total noninterest income | $3,264,000 | 1,553 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $965,000 | 1,240 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,299,000 | 1,454 |
| Total noninterest expense | $12,273,000 | 1,581 |
| Salaries and employee benefits | $6,240,000 | 1,723 |
| Premises and equipment expense | $1,894,000 | 1,241 |
| Additional noninterest expense | $4,139,000 | 1,487 |
| Pre-tax net operating income | $1,844,000 | 3,198 |
| Securities gains (losses) | $286,000 | 684 |
| Applicable income taxes | $250,000 | 2,781 |
| Income before extraordinary items | $1,880,000 | 2,895 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,880,000 | 2,894 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,880,000 | 2,894 |
| Net charge-offs | $152,000 | 2,209 |
| Cash dividends | $1,400,000 | 1,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,628,320 | 3,084 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $10,397,000 | 1,831 |
| Total interest expense | $2,122,000 | 1,021 |
| Net interest income | $8,275,000 | 2,013 |
| Provision for loan and lease losses | $70,000 | 3,081 |
| Total noninterest income | $2,427,000 | 1,553 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $710,000 | 1,261 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,717,000 | 1,453 |
| Total noninterest expense | $9,193,000 | 1,578 |
| Salaries and employee benefits | $4,608,000 | 1,751 |
| Premises and equipment expense | $1,389,000 | 1,267 |
| Additional noninterest expense | $3,196,000 | 1,448 |
| Pre-tax net operating income | $1,439,000 | 3,170 |
| Securities gains (losses) | $281,000 | 628 |
| Applicable income taxes | $227,000 | 2,722 |
| Income before extraordinary items | $1,493,000 | 2,835 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,493,000 | 2,835 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,493,000 | 2,835 |
| Net charge-offs | $115,000 | 1,949 |
| Cash dividends | $1,100,000 | 1,561 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,248,530 | 3,071 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,928,000 | 1,840 |
| Total interest expense | $1,394,000 | 1,028 |
| Net interest income | $5,534,000 | 2,016 |
| Provision for loan and lease losses | $60,000 | 2,701 |
| Total noninterest income | $1,573,000 | 1,567 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $473,000 | 1,242 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,100,000 | 1,453 |
| Total noninterest expense | $6,111,000 | 1,590 |
| Salaries and employee benefits | $3,064,000 | 1,749 |
| Premises and equipment expense | $912,000 | 1,287 |
| Additional noninterest expense | $2,135,000 | 1,445 |
| Pre-tax net operating income | $936,000 | 3,203 |
| Securities gains (losses) | $281,000 | 450 |
| Applicable income taxes | $165,000 | 2,641 |
| Income before extraordinary items | $1,052,000 | 2,717 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,052,000 | 2,715 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,052,000 | 2,716 |
| Net charge-offs | $155,000 | 1,296 |
| Cash dividends | $800,000 | 1,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $810,340 | 3,100 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,417,000 | 1,860 |
| Total interest expense | $703,000 | 1,015 |
| Net interest income | $2,714,000 | 2,045 |
| Provision for loan and lease losses | $20,000 | 2,874 |
| Total noninterest income | $779,000 | 1,549 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $238,000 | 1,229 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $541,000 | 1,440 |
| Total noninterest expense | $3,106,000 | 1,570 |
| Salaries and employee benefits | $1,564,000 | 1,729 |
| Premises and equipment expense | $446,000 | 1,318 |
| Additional noninterest expense | $1,096,000 | 1,404 |
| Pre-tax net operating income | $367,000 | 3,547 |
| Securities gains (losses) | $286,000 | 219 |
| Applicable income taxes | $78,000 | 2,663 |
| Income before extraordinary items | $575,000 | 2,507 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $575,000 | 2,507 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $575,000 | 2,507 |
| Net charge-offs | $9,000 | 2,377 |
| Cash dividends | $500,000 | 1,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $323,320 | 3,435 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $13,883,000 | 1,782 |
| Total interest expense | $2,998,000 | 934 |
| Net interest income | $10,885,000 | 1,987 |
| Provision for loan and lease losses | $65,000 | 3,401 |
| Total noninterest income | $3,345,000 | 1,479 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,114,000 | 1,112 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,231,000 | 1,414 |
| Total noninterest expense | $11,806,000 | 1,622 |
| Salaries and employee benefits | $6,090,000 | 1,728 |
| Premises and equipment expense | $1,817,000 | 1,285 |
| Additional noninterest expense | $3,899,000 | 1,570 |
| Pre-tax net operating income | $2,359,000 | 2,739 |
| Securities gains (losses) | $-19,000 | 5,938 |
| Applicable income taxes | $455,000 | 2,306 |
| Income before extraordinary items | $1,885,000 | 2,839 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,885,000 | 2,841 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,885,000 | 2,842 |
| Net charge-offs | $81,000 | 2,844 |
| Cash dividends | $1,150,000 | 1,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,900,390 | 2,772 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $10,302,000 | 1,820 |
| Total interest expense | $2,256,000 | 934 |
| Net interest income | $8,046,000 | 2,018 |
| Provision for loan and lease losses | $35,000 | 3,544 |
| Total noninterest income | $2,490,000 | 1,509 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $828,000 | 1,129 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,662,000 | 1,427 |
| Total noninterest expense | $8,817,000 | 1,644 |
| Salaries and employee benefits | $4,569,000 | 1,734 |
| Premises and equipment expense | $1,370,000 | 1,304 |
| Additional noninterest expense | $2,878,000 | 1,575 |
| Pre-tax net operating income | $1,684,000 | 2,875 |
| Securities gains (losses) | $-12,000 | 6,015 |
| Applicable income taxes | $294,000 | 2,504 |
| Income before extraordinary items | $1,378,000 | 2,933 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,378,000 | 2,932 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,378,000 | 2,934 |
| Net charge-offs | $64,000 | 2,579 |
| Cash dividends | $850,000 | 1,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,387,840 | 2,864 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,847,000 | 1,825 |
| Total interest expense | $1,506,000 | 939 |
| Net interest income | $5,341,000 | 2,023 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $1,607,000 | 1,541 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $523,000 | 1,162 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,084,000 | 1,473 |
| Total noninterest expense | $5,904,000 | 1,640 |
| Salaries and employee benefits | $3,080,000 | 1,722 |
| Premises and equipment expense | $897,000 | 1,329 |
| Additional noninterest expense | $1,927,000 | 1,586 |
| Pre-tax net operating income | $1,044,000 | 2,985 |
| Securities gains (losses) | $-8,000 | 6,089 |
| Applicable income taxes | $163,000 | 2,657 |
| Income before extraordinary items | $873,000 | 3,006 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $873,000 | 3,006 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $873,000 | 3,008 |
| Net charge-offs | $37,000 | 2,563 |
| Cash dividends | $550,000 | 1,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $879,720 | 2,932 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,440,000 | 1,816 |
| Total interest expense | $753,000 | 955 |
| Net interest income | $2,687,000 | 2,007 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $769,000 | 1,559 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $244,000 | 1,210 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $525,000 | 1,454 |
| Total noninterest expense | $2,983,000 | 1,635 |
| Salaries and employee benefits | $1,550,000 | 1,719 |
| Premises and equipment expense | $458,000 | 1,313 |
| Additional noninterest expense | $975,000 | 1,563 |
| Pre-tax net operating income | $473,000 | 3,114 |
| Securities gains (losses) | $-3,000 | 6,134 |
| Applicable income taxes | $63,000 | 2,829 |
| Income before extraordinary items | $407,000 | 3,092 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $407,000 | 3,095 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $407,000 | 3,095 |
| Net charge-offs | $39,000 | 1,740 |
| Cash dividends | $250,000 | 1,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $409,610 | 3,017 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $13,551,000 | 1,851 |
| Total interest expense | $3,254,000 | 920 |
| Net interest income | $10,297,000 | 2,064 |
| Provision for loan and lease losses | $185,000 | 2,566 |
| Total noninterest income | $3,139,000 | 1,514 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,066,000 | 1,219 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,073,000 | 1,416 |
| Total noninterest expense | $11,421,000 | 1,680 |
| Salaries and employee benefits | $6,052,000 | 1,707 |
| Premises and equipment expense | $1,733,000 | 1,368 |
| Additional noninterest expense | $3,636,000 | 1,702 |
| Pre-tax net operating income | $1,830,000 | 3,142 |
| Securities gains (losses) | $41,000 | 1,863 |
| Applicable income taxes | $283,000 | 2,692 |
| Income before extraordinary items | $1,588,000 | 3,146 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,588,000 | 3,146 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,588,000 | 3,147 |
| Net charge-offs | $294,000 | 2,043 |
| Cash dividends | $1,200,000 | 1,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,553,150 | 3,124 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,072,000 | 1,871 |
| Total interest expense | $2,439,000 | 931 |
| Net interest income | $7,633,000 | 2,102 |
| Provision for loan and lease losses | $130,000 | 2,543 |
| Total noninterest income | $2,310,000 | 1,541 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $790,000 | 1,243 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,520,000 | 1,442 |
| Total noninterest expense | $8,439,000 | 1,700 |
| Salaries and employee benefits | $4,485,000 | 1,733 |
| Premises and equipment expense | $1,294,000 | 1,378 |
| Additional noninterest expense | $2,660,000 | 1,735 |
| Pre-tax net operating income | $1,374,000 | 3,200 |
| Securities gains (losses) | $40,000 | 1,573 |
| Applicable income taxes | $223,000 | 2,712 |
| Income before extraordinary items | $1,191,000 | 3,166 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,191,000 | 3,166 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,191,000 | 3,167 |
| Net charge-offs | $281,000 | 1,661 |
| Cash dividends | $900,000 | 1,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,157,400 | 3,179 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,747,000 | 1,858 |
| Total interest expense | $1,628,000 | 936 |
| Net interest income | $5,119,000 | 2,069 |
| Provision for loan and lease losses | $110,000 | 2,256 |
| Total noninterest income | $1,535,000 | 1,529 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $522,000 | 1,233 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,013,000 | 1,432 |
| Total noninterest expense | $5,572,000 | 1,705 |
| Salaries and employee benefits | $2,989,000 | 1,725 |
| Premises and equipment expense | $836,000 | 1,429 |
| Additional noninterest expense | $1,747,000 | 1,751 |
| Pre-tax net operating income | $972,000 | 3,015 |
| Securities gains (losses) | $43,000 | 1,250 |
| Applicable income taxes | $185,000 | 2,489 |
| Income before extraordinary items | $830,000 | 3,008 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $830,000 | 3,014 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $830,000 | 3,014 |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $600,000 | 1,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $794,740 | 3,056 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,390,000 | 1,847 |
| Total interest expense | $812,000 | 938 |
| Net interest income | $2,578,000 | 2,065 |
| Provision for loan and lease losses | $65,000 | 1,970 |
| Total noninterest income | $744,000 | 1,527 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $256,000 | 1,244 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $488,000 | 1,440 |
| Total noninterest expense | $2,775,000 | 1,720 |
| Salaries and employee benefits | $1,504,000 | 1,726 |
| Premises and equipment expense | $428,000 | 1,424 |
| Additional noninterest expense | $843,000 | 1,807 |
| Pre-tax net operating income | $482,000 | 2,968 |
| Securities gains (losses) | $47,000 | 667 |
| Applicable income taxes | $115,000 | 2,237 |
| Income before extraordinary items | $414,000 | 2,929 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $414,000 | 2,932 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $414,000 | 2,932 |
| Net charge-offs | $-8,000 | 5,661 |
| Cash dividends | $300,000 | 1,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $377,340 | 3,085 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $12,924,000 | 1,922 |
| Total interest expense | $3,324,000 | 1,013 |
| Net interest income | $9,600,000 | 2,179 |
| Provision for loan and lease losses | $285,000 | 2,521 |
| Total noninterest income | $3,651,000 | 1,409 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,117,000 | 1,221 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,534,000 | 1,284 |
| Total noninterest expense | $11,287,000 | 1,700 |
| Salaries and employee benefits | $5,875,000 | 1,749 |
| Premises and equipment expense | $1,698,000 | 1,398 |
| Additional noninterest expense | $3,714,000 | 1,716 |
| Pre-tax net operating income | $1,679,000 | 3,198 |
| Securities gains (losses) | $-47,000 | 6,445 |
| Applicable income taxes | $71,000 | 3,603 |
| Income before extraordinary items | $1,561,000 | 3,082 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,561,000 | 3,084 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,561,000 | 3,085 |
| Net charge-offs | $205,000 | 2,986 |
| Cash dividends | $1,800,000 | 1,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,606,120 | 2,968 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $9,678,000 | 1,937 |
| Total interest expense | $2,507,000 | 1,042 |
| Net interest income | $7,171,000 | 2,181 |
| Provision for loan and lease losses | $275,000 | 2,169 |
| Total noninterest income | $2,834,000 | 1,396 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $823,000 | 1,246 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,011,000 | 1,267 |
| Total noninterest expense | $8,419,000 | 1,714 |
| Salaries and employee benefits | $4,413,000 | 1,753 |
| Premises and equipment expense | $1,242,000 | 1,443 |
| Additional noninterest expense | $2,764,000 | 1,717 |
| Pre-tax net operating income | $1,311,000 | 3,178 |
| Securities gains (losses) | $-38,000 | 6,638 |
| Applicable income taxes | $55,000 | 3,672 |
| Income before extraordinary items | $1,218,000 | 3,048 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,218,000 | 3,053 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,218,000 | 3,053 |
| Net charge-offs | $141,000 | 2,934 |
| Cash dividends | $1,050,000 | 1,389 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,254,480 | 2,921 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,412,000 | 1,945 |
| Total interest expense | $1,688,000 | 1,054 |
| Net interest income | $4,724,000 | 2,204 |
| Provision for loan and lease losses | $155,000 | 2,401 |
| Total noninterest income | $1,932,000 | 1,383 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $537,000 | 1,250 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,395,000 | 1,254 |
| Total noninterest expense | $5,568,000 | 1,728 |
| Salaries and employee benefits | $2,941,000 | 1,753 |
| Premises and equipment expense | $785,000 | 1,532 |
| Additional noninterest expense | $1,842,000 | 1,722 |
| Pre-tax net operating income | $933,000 | 3,021 |
| Securities gains (losses) | $-20,000 | 6,728 |
| Applicable income taxes | $39,000 | 3,624 |
| Income before extraordinary items | $874,000 | 2,897 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $874,000 | 2,901 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $874,000 | 2,901 |
| Net charge-offs | $119,000 | 2,582 |
| Cash dividends | $700,000 | 1,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $893,200 | 2,761 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,190,000 | 1,970 |
| Total interest expense | $854,000 | 1,080 |
| Net interest income | $2,336,000 | 2,250 |
| Provision for loan and lease losses | $55,000 | 2,729 |
| Total noninterest income | $1,021,000 | 1,347 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $260,000 | 1,286 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $761,000 | 1,191 |
| Total noninterest expense | $2,771,000 | 1,747 |
| Salaries and employee benefits | $1,475,000 | 1,772 |
| Premises and equipment expense | $417,000 | 1,459 |
| Additional noninterest expense | $879,000 | 1,802 |
| Pre-tax net operating income | $531,000 | 2,765 |
| Securities gains (losses) | $-18,000 | 6,859 |
| Applicable income taxes | $23,000 | 3,519 |
| Income before extraordinary items | $490,000 | 2,634 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $490,000 | 2,637 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $490,000 | 2,636 |
| Net charge-offs | $23,000 | 2,983 |
| Cash dividends | $350,000 | 1,201 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $507,280 | 2,472 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $13,428,000 | 1,955 |
| Total interest expense | $3,983,000 | 1,119 |
| Net interest income | $9,445,000 | 2,268 |
| Provision for loan and lease losses | $320,000 | 3,281 |
| Total noninterest income | $3,643,000 | 1,421 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $966,000 | 1,462 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,677,000 | 1,271 |
| Total noninterest expense | $10,951,000 | 1,754 |
| Salaries and employee benefits | $5,748,000 | 1,761 |
| Premises and equipment expense | $1,582,000 | 1,506 |
| Additional noninterest expense | $3,621,000 | 1,820 |
| Pre-tax net operating income | $1,817,000 | 3,001 |
| Securities gains (losses) | $-190,000 | 6,960 |
| Applicable income taxes | $246,000 | 2,837 |
| Income before extraordinary items | $1,381,000 | 3,276 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,381,000 | 3,277 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,381,000 | 3,276 |
| Net charge-offs | $-41,000 | 6,822 |
| Cash dividends | $750,000 | 2,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,542,500 | 2,946 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $10,109,000 | 1,987 |
| Total interest expense | $3,052,000 | 1,153 |
| Net interest income | $7,057,000 | 2,321 |
| Provision for loan and lease losses | $200,000 | 3,508 |
| Total noninterest income | $2,750,000 | 1,401 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $703,000 | 1,504 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,047,000 | 1,240 |
| Total noninterest expense | $8,208,000 | 1,753 |
| Salaries and employee benefits | $4,329,000 | 1,742 |
| Premises and equipment expense | $1,180,000 | 1,521 |
| Additional noninterest expense | $2,699,000 | 1,837 |
| Pre-tax net operating income | $1,399,000 | 3,033 |
| Securities gains (losses) | $-169,000 | 7,059 |
| Applicable income taxes | $229,000 | 2,718 |
| Income before extraordinary items | $1,001,000 | 3,437 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,001,000 | 3,437 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,001,000 | 3,439 |
| Net charge-offs | $-31,000 | 6,836 |
| Cash dividends | $400,000 | 2,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,137,890 | 3,032 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,727,000 | 1,998 |
| Total interest expense | $2,097,000 | 1,165 |
| Net interest income | $4,630,000 | 2,351 |
| Provision for loan and lease losses | $95,000 | 3,930 |
| Total noninterest income | $1,733,000 | 1,449 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $443,000 | 1,571 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,290,000 | 1,274 |
| Total noninterest expense | $5,456,000 | 1,770 |
| Salaries and employee benefits | $2,869,000 | 1,745 |
| Premises and equipment expense | $758,000 | 1,564 |
| Additional noninterest expense | $1,829,000 | 1,822 |
| Pre-tax net operating income | $812,000 | 3,252 |
| Securities gains (losses) | $-163,000 | 7,133 |
| Applicable income taxes | $157,000 | 2,670 |
| Income before extraordinary items | $492,000 | 4,016 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $492,000 | 4,020 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $492,000 | 4,020 |
| Net charge-offs | $-12,000 | 6,677 |
| Cash dividends | $150,000 | 2,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $615,880 | 3,416 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,324,000 | 2,024 |
| Total interest expense | $1,081,000 | 1,176 |
| Net interest income | $2,243,000 | 2,436 |
| Provision for loan and lease losses | $70,000 | 3,343 |
| Total noninterest income | $848,000 | 1,466 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $209,000 | 1,624 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $639,000 | 1,262 |
| Total noninterest expense | $2,642,000 | 1,818 |
| Salaries and employee benefits | $1,410,000 | 1,783 |
| Premises and equipment expense | $340,000 | 1,742 |
| Additional noninterest expense | $892,000 | 1,856 |
| Pre-tax net operating income | $379,000 | 3,399 |
| Securities gains (losses) | $-148,000 | 7,217 |
| Applicable income taxes | $-23,000 | 7,041 |
| Income before extraordinary items | $254,000 | 3,946 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $254,000 | 3,949 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $254,000 | 3,948 |
| Net charge-offs | $-3,000 | 6,199 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $402,000 | 2,897 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $13,995,000 | 2,003 |
| Total interest expense | $4,914,000 | 1,228 |
| Net interest income | $9,081,000 | 2,411 |
| Provision for loan and lease losses | $550,000 | 3,317 |
| Total noninterest income | $3,021,000 | 1,490 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $832,000 | 1,736 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,189,000 | 1,274 |
| Total noninterest expense | $9,723,000 | 1,964 |
| Salaries and employee benefits | $5,039,000 | 1,924 |
| Premises and equipment expense | $1,361,000 | 1,827 |
| Additional noninterest expense | $3,323,000 | 2,015 |
| Pre-tax net operating income | $1,829,000 | 2,667 |
| Securities gains (losses) | $-197,000 | 7,160 |
| Applicable income taxes | $222,000 | 2,799 |
| Income before extraordinary items | $1,410,000 | 2,900 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,410,000 | 2,902 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,410,000 | 2,902 |
| Net charge-offs | $511,000 | 3,139 |
| Cash dividends | $1,250,000 | 1,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,579,420 | 2,590 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $10,422,000 | 2,034 |
| Total interest expense | $3,818,000 | 1,234 |
| Net interest income | $6,604,000 | 2,501 |
| Provision for loan and lease losses | $450,000 | 3,020 |
| Total noninterest income | $2,044,000 | 1,589 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $568,000 | 1,867 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,476,000 | 1,356 |
| Total noninterest expense | $6,918,000 | 2,082 |
| Salaries and employee benefits | $3,842,000 | 1,906 |
| Premises and equipment expense | $1,416,000 | 1,331 |
| Additional noninterest expense | $1,660,000 | 2,867 |
| Pre-tax net operating income | $1,280,000 | 2,880 |
| Securities gains (losses) | $-162,000 | 7,269 |
| Applicable income taxes | $130,000 | 3,012 |
| Income before extraordinary items | $988,000 | 3,091 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $988,000 | 3,092 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $988,000 | 3,092 |
| Net charge-offs | $364,000 | 3,020 |
| Cash dividends | $500,000 | 1,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,130,560 | 2,729 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,927,000 | 2,052 |
| Total interest expense | $2,670,000 | 1,215 |
| Net interest income | $4,257,000 | 2,590 |
| Provision for loan and lease losses | $300,000 | 2,953 |
| Total noninterest income | $1,343,000 | 1,603 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $356,000 | 1,944 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $987,000 | 1,354 |
| Total noninterest expense | $4,498,000 | 2,148 |
| Salaries and employee benefits | $2,498,000 | 1,950 |
| Premises and equipment expense | $937,000 | 1,347 |
| Additional noninterest expense | $1,063,000 | 3,049 |
| Pre-tax net operating income | $802,000 | 2,938 |
| Securities gains (losses) | $-159,000 | 7,363 |
| Applicable income taxes | $47,000 | 3,400 |
| Income before extraordinary items | $596,000 | 3,200 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $596,000 | 3,201 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $596,000 | 3,202 |
| Net charge-offs | $396,000 | 2,374 |
| Cash dividends | $500,000 | 1,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $743,870 | 2,722 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,463,000 | 2,068 |
| Total interest expense | $1,372,000 | 1,221 |
| Net interest income | $2,091,000 | 2,624 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $693,000 | 1,578 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $173,000 | 1,965 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $520,000 | 1,309 |
| Total noninterest expense | $2,252,000 | 2,142 |
| Salaries and employee benefits | $1,232,000 | 1,987 |
| Premises and equipment expense | $465,000 | 1,390 |
| Additional noninterest expense | $555,000 | 2,924 |
| Pre-tax net operating income | $382,000 | 3,063 |
| Securities gains (losses) | $-135,000 | 7,427 |
| Applicable income taxes | $-6,000 | 6,967 |
| Income before extraordinary items | $253,000 | 3,563 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $253,000 | 3,560 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $253,000 | 3,561 |
| Net charge-offs | $259,000 | 1,887 |
| Cash dividends | $500,000 | 725 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $388,000 | 2,676 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $15,622,000 | 1,941 |
| Total interest expense | $6,503,000 | 1,271 |
| Net interest income | $9,119,000 | 2,395 |
| Provision for loan and lease losses | $700,000 | 3,591 |
| Total noninterest income | $2,810,000 | 1,627 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,810,000 | 1,111 |
| Total noninterest expense | $8,977,000 | 2,162 |
| Salaries and employee benefits | $4,791,000 | 2,018 |
| Premises and equipment expense | $1,897,000 | 1,356 |
| Additional noninterest expense | $2,289,000 | 2,891 |
| Pre-tax net operating income | $2,252,000 | 2,040 |
| Securities gains (losses) | $-919,000 | 7,497 |
| Applicable income taxes | $-106,000 | 6,840 |
| Income before extraordinary items | $1,439,000 | 2,580 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,439,000 | 2,575 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,439,000 | 2,581 |
| Net charge-offs | $373,000 | 4,023 |
| Cash dividends | $750,000 | 1,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,358,000 | 1,676 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $12,064,000 | 1,918 |
| Total interest expense | $5,012,000 | 1,285 |
| Net interest income | $7,052,000 | 2,363 |
| Provision for loan and lease losses | $600,000 | 3,239 |
| Total noninterest income | $1,924,000 | 1,748 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,924,000 | 1,131 |
| Total noninterest expense | $6,699,000 | 2,162 |
| Salaries and employee benefits | $3,570,000 | 2,028 |
| Premises and equipment expense | $1,449,000 | 1,351 |
| Additional noninterest expense | $1,680,000 | 2,901 |
| Pre-tax net operating income | $1,677,000 | 2,179 |
| Securities gains (losses) | $-906,000 | 7,645 |
| Applicable income taxes | $-49,000 | 6,976 |
| Income before extraordinary items | $820,000 | 3,236 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $820,000 | 3,234 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $820,000 | 3,236 |
| Net charge-offs | $340,000 | 3,566 |
| Cash dividends | $750,000 | 1,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,726,000 | 1,811 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,202,000 | 1,915 |
| Total interest expense | $3,434,000 | 1,305 |
| Net interest income | $4,768,000 | 2,343 |
| Provision for loan and lease losses | $450,000 | 2,998 |
| Total noninterest income | $1,140,000 | 1,847 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,140,000 | 1,183 |
| Total noninterest expense | $4,424,000 | 2,188 |
| Salaries and employee benefits | $2,347,000 | 2,069 |
| Premises and equipment expense | $965,000 | 1,368 |
| Additional noninterest expense | $1,112,000 | 2,912 |
| Pre-tax net operating income | $1,034,000 | 2,319 |
| Securities gains (losses) | $-375,000 | 7,655 |
| Applicable income taxes | $9,000 | 4,121 |
| Income before extraordinary items | $650,000 | 2,901 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $650,000 | 2,896 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $650,000 | 2,899 |
| Net charge-offs | $223,000 | 3,406 |
| Cash dividends | $375,000 | 1,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,021,250 | 1,994 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,211,000 | 1,909 |
| Total interest expense | $1,755,000 | 1,336 |
| Net interest income | $2,456,000 | 2,289 |
| Provision for loan and lease losses | $345,000 | 2,247 |
| Total noninterest income | $569,000 | 1,841 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $569,000 | 1,173 |
| Total noninterest expense | $2,177,000 | 2,238 |
| Salaries and employee benefits | $1,149,000 | 2,145 |
| Premises and equipment expense | $492,000 | 1,383 |
| Additional noninterest expense | $536,000 | 2,985 |
| Pre-tax net operating income | $503,000 | 2,407 |
| Securities gains (losses) | $-346,000 | 7,805 |
| Applicable income taxes | $-74,000 | 7,401 |
| Income before extraordinary items | $231,000 | 3,634 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $231,000 | 3,631 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $231,000 | 3,633 |
| Net charge-offs | $131,000 | 2,869 |
| Cash dividends | $375,000 | 907 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $577,000 | 1,820 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $18,492,000 | 1,838 |
| Total interest expense | $8,364,000 | 1,432 |
| Net interest income | $10,128,000 | 2,162 |
| Provision for loan and lease losses | $1,950,000 | 2,510 |
| Total noninterest income | $2,471,000 | 1,849 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,471,000 | 1,185 |
| Total noninterest expense | $8,841,000 | 2,240 |
| Salaries and employee benefits | $4,513,000 | 2,178 |
| Premises and equipment expense | $1,859,000 | 1,455 |
| Additional noninterest expense | $2,469,000 | 2,769 |
| Pre-tax net operating income | $1,808,000 | 2,076 |
| Securities gains (losses) | $210,000 | 1,518 |
| Applicable income taxes | $326,000 | 1,953 |
| Income before extraordinary items | $1,692,000 | 1,921 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,692,000 | 1,918 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,692,000 | 1,920 |
| Net charge-offs | $1,682,000 | 2,243 |
| Cash dividends | $750,000 | 2,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,515,600 | 2,068 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $14,056,000 | 1,851 |
| Total interest expense | $6,464,000 | 1,460 |
| Net interest income | $7,592,000 | 2,165 |
| Provision for loan and lease losses | $1,550,000 | 2,173 |
| Total noninterest income | $1,860,000 | 1,874 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,860,000 | 1,212 |
| Total noninterest expense | $6,637,000 | 2,244 |
| Salaries and employee benefits | $3,382,000 | 2,198 |
| Premises and equipment expense | $1,413,000 | 1,450 |
| Additional noninterest expense | $1,842,000 | 2,747 |
| Pre-tax net operating income | $1,265,000 | 2,345 |
| Securities gains (losses) | $257,000 | 1,124 |
| Applicable income taxes | $243,000 | 2,130 |
| Income before extraordinary items | $1,279,000 | 2,068 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,279,000 | 2,067 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,279,000 | 2,068 |
| Net charge-offs | $1,264,000 | 1,947 |
| Cash dividends | $750,000 | 1,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,063,120 | 2,334 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,424,000 | 1,873 |
| Total interest expense | $4,400,000 | 1,502 |
| Net interest income | $5,024,000 | 2,183 |
| Provision for loan and lease losses | $1,250,000 | 1,805 |
| Total noninterest income | $1,232,000 | 1,882 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,232,000 | 1,245 |
| Total noninterest expense | $4,550,000 | 2,215 |
| Salaries and employee benefits | $2,284,000 | 2,207 |
| Premises and equipment expense | $947,000 | 1,478 |
| Additional noninterest expense | $1,319,000 | 2,614 |
| Pre-tax net operating income | $456,000 | 3,455 |
| Securities gains (losses) | $257,000 | 861 |
| Applicable income taxes | $40,000 | 3,306 |
| Income before extraordinary items | $673,000 | 2,573 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $673,000 | 2,570 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $673,000 | 2,572 |
| Net charge-offs | $1,162,000 | 1,533 |
| Cash dividends | $375,000 | 1,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $431,420 | 3,241 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,797,000 | 1,860 |
| Total interest expense | $2,220,000 | 1,539 |
| Net interest income | $2,577,000 | 2,126 |
| Provision for loan and lease losses | $450,000 | 1,876 |
| Total noninterest income | $355,000 | 2,707 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $355,000 | 1,748 |
| Total noninterest expense | $2,093,000 | 2,325 |
| Salaries and employee benefits | $1,095,000 | 2,339 |
| Premises and equipment expense | $480,000 | 1,479 |
| Additional noninterest expense | $518,000 | 2,920 |
| Pre-tax net operating income | $389,000 | 2,852 |
| Securities gains (losses) | $257,000 | 569 |
| Applicable income taxes | $160,000 | 1,686 |
| Income before extraordinary items | $486,000 | 2,185 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $486,000 | 2,184 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $486,000 | 2,186 |
| Net charge-offs | $380,000 | 1,587 |
| Cash dividends | $375,000 | 1,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $293,250 | 3,020 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $20,734,000 | 1,845 |
| Total interest expense | $11,208,000 | 1,455 |
| Net interest income | $9,526,000 | 2,308 |
| Provision for loan and lease losses | $1,445,000 | 2,214 |
| Total noninterest income | $1,819,000 | 2,294 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-7,000 | 8,184 |
| Additional Noninterest Income | $1,826,000 | 1,388 |
| Total noninterest expense | $8,089,000 | 2,356 |
| Salaries and employee benefits | $4,406,000 | 2,303 |
| Premises and equipment expense | $1,829,000 | 1,515 |
| Additional noninterest expense | $1,854,000 | 3,061 |
| Pre-tax net operating income | $1,811,000 | 2,662 |
| Securities gains (losses) | $158,000 | 843 |
| Applicable income taxes | $455,000 | 1,935 |
| Income before extraordinary items | $1,514,000 | 2,500 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,514,000 | 2,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,380,000 | 1,636 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,392,340 | 2,798 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $15,690,000 | 1,869 |
| Total interest expense | $8,724,000 | 1,463 |
| Net interest income | $6,966,000 | 2,371 |
| Provision for loan and lease losses | $1,145,000 | 1,698 |
| Total noninterest income | $1,397,000 | 2,324 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-7,000 | 8,267 |
| Additional Noninterest Income | $1,404,000 | 1,426 |
| Total noninterest expense | $6,053,000 | 2,351 |
| Salaries and employee benefits | $3,307,000 | 2,328 |
| Premises and equipment expense | $1,369,000 | 1,523 |
| Additional noninterest expense | $1,377,000 | 2,985 |
| Pre-tax net operating income | $1,165,000 | 3,380 |
| Securities gains (losses) | $138,000 | 799 |
| Applicable income taxes | $288,000 | 2,502 |
| Income before extraordinary items | $1,015,000 | 3,075 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,015,000 | 3,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,193,000 | 1,163 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $907,360 | 3,436 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $10,548,000 | 1,880 |
| Total interest expense | $6,049,000 | 1,459 |
| Net interest income | $4,499,000 | 2,423 |
| Provision for loan and lease losses | $895,000 | 1,320 |
| Total noninterest income | $910,000 | 2,397 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-8,000 | 8,344 |
| Additional Noninterest Income | $918,000 | 1,489 |
| Total noninterest expense | $4,048,000 | 2,356 |
| Salaries and employee benefits | $2,216,000 | 2,341 |
| Premises and equipment expense | $903,000 | 1,542 |
| Additional noninterest expense | $929,000 | 2,932 |
| Pre-tax net operating income | $466,000 | 4,497 |
| Securities gains (losses) | $107,000 | 919 |
| Applicable income taxes | $89,000 | 3,571 |
| Income before extraordinary items | $484,000 | 4,091 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $484,000 | 4,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $951,000 | 892 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $394,120 | 4,444 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,316,000 | 1,919 |
| Total interest expense | $3,150,000 | 1,493 |
| Net interest income | $2,166,000 | 2,517 |
| Provision for loan and lease losses | $135,000 | 2,308 |
| Total noninterest income | $465,000 | 2,337 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-21,000 | 8,420 |
| Additional Noninterest Income | $486,000 | 1,452 |
| Total noninterest expense | $1,993,000 | 2,374 |
| Salaries and employee benefits | $1,100,000 | 2,377 |
| Premises and equipment expense | $440,000 | 1,592 |
| Additional noninterest expense | $453,000 | 2,960 |
| Pre-tax net operating income | $503,000 | 3,065 |
| Securities gains (losses) | $54,000 | 1,044 |
| Applicable income taxes | $153,000 | 2,294 |
| Income before extraordinary items | $404,000 | 3,175 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $404,000 | 3,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 1,565 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $364,580 | 3,302 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $20,911,000 | 2,013 |
| Total interest expense | $13,087,000 | 1,537 |
| Net interest income | $7,824,000 | 2,787 |
| Provision for loan and lease losses | $400,000 | 2,692 |
| Total noninterest income | $1,340,000 | 2,907 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-257,000 | 8,489 |
| Additional Noninterest Income | $1,597,000 | 1,600 |
| Total noninterest expense | $7,954,000 | 2,303 |
| Salaries and employee benefits | $4,438,000 | 2,266 |
| Premises and equipment expense | $1,740,000 | 1,533 |
| Additional noninterest expense | $1,776,000 | 2,966 |
| Pre-tax net operating income | $810,000 | 5,153 |
| Securities gains (losses) | $140,000 | 523 |
| Applicable income taxes | $193,000 | 3,871 |
| Income before extraordinary items | $757,000 | 4,903 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $757,000 | 4,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $662,000 | 1,384 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $645,000 | 5,199 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $15,612,000 | 2,027 |
| Total interest expense | $9,822,000 | 1,530 |
| Net interest income | $5,790,000 | 2,825 |
| Provision for loan and lease losses | $285,000 | 2,385 |
| Total noninterest income | $859,000 | 3,240 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-271,000 | 8,532 |
| Additional Noninterest Income | $1,130,000 | 1,664 |
| Total noninterest expense | $5,917,000 | 2,295 |
| Salaries and employee benefits | $3,351,000 | 2,248 |
| Premises and equipment expense | $1,288,000 | 1,541 |
| Additional noninterest expense | $1,278,000 | 3,017 |
| Pre-tax net operating income | $447,000 | 5,973 |
| Securities gains (losses) | $92,000 | 512 |
| Applicable income taxes | $83,000 | 4,590 |
| Income before extraordinary items | $456,000 | 5,552 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $456,000 | 5,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $484,000 | 1,106 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $377,800 | 5,924 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $10,342,000 | 2,051 |
| Total interest expense | $6,485,000 | 1,547 |
| Net interest income | $3,857,000 | 2,848 |
| Provision for loan and lease losses | $205,000 | 2,127 |
| Total noninterest income | $467,000 | 3,695 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-271,000 | 8,590 |
| Additional Noninterest Income | $738,000 | 1,703 |
| Total noninterest expense | $3,951,000 | 2,314 |
| Salaries and employee benefits | $2,284,000 | 2,237 |
| Premises and equipment expense | $850,000 | 1,576 |
| Additional noninterest expense | $817,000 | 3,132 |
| Pre-tax net operating income | $168,000 | 6,835 |
| Securities gains (losses) | $65,000 | 495 |
| Applicable income taxes | $10,000 | 5,665 |
| Income before extraordinary items | $223,000 | 6,203 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $223,000 | 6,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $360,000 | 897 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $160,600 | 6,653 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,178,000 | 2,044 |
| Total interest expense | $3,231,000 | 1,535 |
| Net interest income | $1,947,000 | 2,832 |
| Provision for loan and lease losses | $105,000 | 1,929 |
| Total noninterest income | $364,000 | 2,739 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $364,000 | 1,709 |
| Total noninterest expense | $1,952,000 | 2,336 |
| Salaries and employee benefits | $1,143,000 | 2,253 |
| Premises and equipment expense | $413,000 | 1,623 |
| Additional noninterest expense | $396,000 | 3,197 |
| Pre-tax net operating income | $254,000 | 5,014 |
| Securities gains (losses) | $23,000 | 536 |
| Applicable income taxes | $64,000 | 3,835 |
| Income before extraordinary items | $213,000 | 4,913 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $213,000 | 4,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 765 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $195,290 | 5,108 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $16,499,000 | 2,356 |
| Total interest expense | $9,739,000 | 1,726 |
| Net interest income | $6,760,000 | 3,205 |
| Provision for loan and lease losses | $400,000 | 2,257 |
| Total noninterest income | $1,741,000 | 2,445 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,741,000 | 1,492 |
| Total noninterest expense | $6,968,000 | 2,528 |
| Salaries and employee benefits | $4,040,000 | 2,429 |
| Premises and equipment expense | $1,418,000 | 1,787 |
| Additional noninterest expense | $1,510,000 | 3,276 |
| Pre-tax net operating income | $1,133,000 | 4,913 |
| Securities gains (losses) | $174,000 | 417 |
| Applicable income taxes | $350,000 | 3,592 |
| Income before extraordinary items | $957,000 | 4,807 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $957,000 | 4,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 2,260 |
| Cash dividends | $2,000,000 | 1,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $829,980 | 5,126 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,446,000 | 2,505 |
| Total interest expense | $6,647,000 | 1,826 |
| Net interest income | $4,799,000 | 3,378 |
| Provision for loan and lease losses | $300,000 | 2,139 |
| Total noninterest income | $1,305,000 | 2,466 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,305,000 | 1,496 |
| Total noninterest expense | $5,011,000 | 2,616 |
| Salaries and employee benefits | $2,928,000 | 2,487 |
| Premises and equipment expense | $1,023,000 | 1,848 |
| Additional noninterest expense | $1,060,000 | 3,447 |
| Pre-tax net operating income | $793,000 | 5,243 |
| Securities gains (losses) | $150,000 | 369 |
| Applicable income taxes | $250,000 | 3,844 |
| Income before extraordinary items | $693,000 | 5,019 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $693,000 | 5,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 2,245 |
| Cash dividends | $1,000,000 | 1,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $583,500 | 5,417 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,398,000 | 2,537 |
| Total interest expense | $4,213,000 | 1,821 |
| Net interest income | $3,185,000 | 3,399 |
| Provision for loan and lease losses | $205,000 | 2,077 |
| Total noninterest income | $880,000 | 2,433 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $880,000 | 1,493 |
| Total noninterest expense | $3,291,000 | 2,670 |
| Salaries and employee benefits | $1,958,000 | 2,479 |
| Premises and equipment expense | $655,000 | 1,920 |
| Additional noninterest expense | $678,000 | 3,580 |
| Pre-tax net operating income | $569,000 | 5,124 |
| Securities gains (losses) | $83,000 | 376 |
| Applicable income taxes | $177,000 | 3,775 |
| Income before extraordinary items | $475,000 | 5,011 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $475,000 | 5,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 2,112 |
| Cash dividends | $500,000 | 2,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $414,410 | 5,304 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,599,000 | 2,562 |
| Total interest expense | $2,009,000 | 1,814 |
| Net interest income | $1,590,000 | 3,373 |
| Provision for loan and lease losses | $65,000 | 2,715 |
| Total noninterest income | $437,000 | 2,409 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $437,000 | 1,478 |
| Total noninterest expense | $1,628,000 | 2,691 |
| Salaries and employee benefits | $988,000 | 2,473 |
| Premises and equipment expense | $302,000 | 2,088 |
| Additional noninterest expense | $338,000 | 3,540 |
| Pre-tax net operating income | $334,000 | 4,701 |
| Securities gains (losses) | $54,000 | 335 |
| Applicable income taxes | $112,000 | 3,441 |
| Income before extraordinary items | $276,000 | 4,616 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $276,000 | 4,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,215 |
| Cash dividends | $500,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $237,660 | 4,943 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,832,000 | 2,386 |
| Total interest expense | $6,577,000 | 1,729 |
| Net interest income | $7,255,000 | 2,958 |
| Provision for loan and lease losses | $307,000 | 2,769 |
| Total noninterest income | $2,276,000 | 2,015 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,276,000 | 1,235 |
| Total noninterest expense | $6,856,000 | 2,427 |
| Salaries and employee benefits | $4,233,000 | 2,172 |
| Premises and equipment expense | $1,080,000 | 2,214 |
| Additional noninterest expense | $1,543,000 | 3,152 |
| Pre-tax net operating income | $2,368,000 | 3,268 |
| Securities gains (losses) | $229,000 | 466 |
| Applicable income taxes | $921,000 | 2,370 |
| Income before extraordinary items | $1,676,000 | 3,519 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,676,000 | 3,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $346,000 | 1,569 |
| Cash dividends | $2,500,000 | 1,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,527,150 | 3,709 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,313,000 | 2,351 |
| Total interest expense | $4,718,000 | 1,711 |
| Net interest income | $5,595,000 | 2,851 |
| Provision for loan and lease losses | $225,000 | 2,711 |
| Total noninterest income | $1,162,000 | 2,640 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,162,000 | 1,627 |
| Total noninterest expense | $5,145,000 | 2,413 |
| Salaries and employee benefits | $3,216,000 | 2,126 |
| Premises and equipment expense | $806,000 | 2,217 |
| Additional noninterest expense | $1,123,000 | 3,199 |
| Pre-tax net operating income | $1,387,000 | 3,960 |
| Securities gains (losses) | $193,000 | 483 |
| Applicable income taxes | $578,000 | 2,695 |
| Income before extraordinary items | $1,002,000 | 4,153 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,002,000 | 4,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 1,616 |
| Cash dividends | $2,500,000 | 869 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $878,480 | 4,476 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,036,000 | 2,239 |
| Total interest expense | $3,104,000 | 1,635 |
| Net interest income | $3,932,000 | 2,701 |
| Provision for loan and lease losses | $150,000 | 2,598 |
| Total noninterest income | $690,000 | 2,795 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $690,000 | 1,761 |
| Total noninterest expense | $3,447,000 | 2,381 |
| Salaries and employee benefits | $2,186,000 | 2,074 |
| Premises and equipment expense | $537,000 | 2,210 |
| Additional noninterest expense | $724,000 | 3,270 |
| Pre-tax net operating income | $1,025,000 | 3,645 |
| Securities gains (losses) | $154,000 | 459 |
| Applicable income taxes | $433,000 | 2,478 |
| Income before extraordinary items | $746,000 | 3,797 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $746,000 | 3,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 1,698 |
| Cash dividends | $1,000,000 | 1,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $647,440 | 4,169 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,429,000 | 2,251 |
| Total interest expense | $1,490,000 | 1,597 |
| Net interest income | $1,939,000 | 2,726 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $317,000 | 2,928 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $317,000 | 1,831 |
| Total noninterest expense | $1,630,000 | 2,514 |
| Salaries and employee benefits | $996,000 | 2,291 |
| Premises and equipment expense | $286,000 | 2,083 |
| Additional noninterest expense | $348,000 | 3,377 |
| Pre-tax net operating income | $566,000 | 3,367 |
| Securities gains (losses) | $27,000 | 702 |
| Applicable income taxes | $218,000 | 2,461 |
| Income before extraordinary items | $375,000 | 3,781 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $375,000 | 3,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 1,405 |
| Cash dividends | $1,000,000 | 642 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $357,720 | 3,864 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,283,000 | 2,345 |
| Total interest expense | $5,376,000 | 1,525 |
| Net interest income | $6,907,000 | 2,925 |
| Provision for loan and lease losses | $390,000 | 2,417 |
| Total noninterest income | $1,325,000 | 2,919 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,325,000 | 1,783 |
| Total noninterest expense | $7,479,000 | 2,126 |
| Salaries and employee benefits | $4,981,000 | 1,770 |
| Premises and equipment expense | $1,105,000 | 2,075 |
| Additional noninterest expense | $1,393,000 | 3,311 |
| Pre-tax net operating income | $363,000 | 7,229 |
| Securities gains (losses) | $320,000 | 605 |
| Applicable income taxes | $169,000 | 4,954 |
| Income before extraordinary items | $514,000 | 6,306 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $514,000 | 6,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $325,000 | 1,877 |
| Cash dividends | $500,000 | 3,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $274,000 | 7,285 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,918,000 | 2,379 |
| Total interest expense | $3,916,000 | 1,545 |
| Net interest income | $5,002,000 | 2,999 |
| Provision for loan and lease losses | $300,000 | 2,260 |
| Total noninterest income | $958,000 | 3,023 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $958,000 | 1,825 |
| Total noninterest expense | $5,919,000 | 2,018 |
| Salaries and employee benefits | $4,075,000 | 1,629 |
| Premises and equipment expense | $813,000 | 2,110 |
| Additional noninterest expense | $1,031,000 | 3,338 |
| Pre-tax net operating income | $-259,000 | 8,676 |
| Securities gains (losses) | $295,000 | 604 |
| Applicable income taxes | $-70,000 | 8,833 |
| Income before extraordinary items | $106,000 | 8,036 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $106,000 | 8,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $284,000 | 1,500 |
| Cash dividends | $500,000 | 2,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-189,000 | 8,642 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,630,000 | 2,482 |
| Total interest expense | $2,500,000 | 1,587 |
| Net interest income | $3,130,000 | 3,163 |
| Provision for loan and lease losses | $180,000 | 2,366 |
| Total noninterest income | $654,000 | 2,983 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $654,000 | 1,807 |
| Total noninterest expense | $4,387,000 | 1,820 |
| Salaries and employee benefits | $3,122,000 | 1,407 |
| Premises and equipment expense | $540,000 | 2,115 |
| Additional noninterest expense | $725,000 | 3,208 |
| Pre-tax net operating income | $-783,000 | 8,970 |
| Securities gains (losses) | $179,000 | 700 |
| Applicable income taxes | $-309,000 | 9,018 |
| Income before extraordinary items | $-295,000 | 8,848 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-295,000 | 8,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 1,756 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-409,560 | 8,874 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,679,000 | 2,607 |
| Total interest expense | $1,178,000 | 1,712 |
| Net interest income | $1,501,000 | 3,255 |
| Provision for loan and lease losses | $90,000 | 2,254 |
| Total noninterest income | $354,000 | 2,772 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $354,000 | 1,673 |
| Total noninterest expense | $1,537,000 | 2,574 |
| Salaries and employee benefits | $994,000 | 2,208 |
| Premises and equipment expense | $275,000 | 2,111 |
| Additional noninterest expense | $268,000 | 4,091 |
| Pre-tax net operating income | $228,000 | 5,515 |
| Securities gains (losses) | $148,000 | 625 |
| Applicable income taxes | $98,000 | 3,813 |
| Income before extraordinary items | $278,000 | 4,477 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $278,000 | 4,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 1,058 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $168,480 | 5,622 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,310,000 | 2,750 |
| Total interest expense | $4,466,000 | 1,999 |
| Net interest income | $5,844,000 | 3,257 |
| Provision for loan and lease losses | $310,000 | 3,086 |
| Total noninterest income | $1,231,000 | 3,248 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,231,000 | 2,084 |
| Total noninterest expense | $5,715,000 | 2,713 |
| Salaries and employee benefits | $3,754,000 | 2,266 |
| Premises and equipment expense | $933,000 | 2,408 |
| Additional noninterest expense | $1,028,000 | 4,181 |
| Pre-tax net operating income | $1,050,000 | 5,047 |
| Securities gains (losses) | $1,142,000 | 431 |
| Applicable income taxes | $688,000 | 2,834 |
| Income before extraordinary items | $1,504,000 | 3,553 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,504,000 | 3,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $269,000 | 2,406 |
| Cash dividends | $650,000 | 3,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $716,020 | 5,361 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,771,000 | 2,771 |
| Total interest expense | $3,359,000 | 2,067 |
| Net interest income | $4,412,000 | 3,259 |
| Provision for loan and lease losses | $353,000 | 2,247 |
| Total noninterest income | $907,000 | 3,348 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $907,000 | 2,190 |
| Total noninterest expense | $4,204,000 | 2,768 |
| Salaries and employee benefits | $2,768,000 | 2,297 |
| Premises and equipment expense | $694,000 | 2,427 |
| Additional noninterest expense | $742,000 | 4,297 |
| Pre-tax net operating income | $762,000 | 5,279 |
| Securities gains (losses) | $882,000 | 483 |
| Applicable income taxes | $511,000 | 2,982 |
| Income before extraordinary items | $1,133,000 | 3,655 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,133,000 | 3,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 2,064 |
| Cash dividends | $650,000 | 2,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $524,420 | 5,546 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,228,000 | 2,776 |
| Total interest expense | $2,245,000 | 2,133 |
| Net interest income | $2,983,000 | 3,209 |
| Provision for loan and lease losses | $263,000 | 2,057 |
| Total noninterest income | $601,000 | 3,339 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $601,000 | 2,189 |
| Total noninterest expense | $2,750,000 | 2,817 |
| Salaries and employee benefits | $1,801,000 | 2,340 |
| Premises and equipment expense | $462,000 | 2,413 |
| Additional noninterest expense | $487,000 | 4,331 |
| Pre-tax net operating income | $571,000 | 4,966 |
| Securities gains (losses) | $685,000 | 475 |
| Applicable income taxes | $384,000 | 2,778 |
| Income before extraordinary items | $872,000 | 3,288 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $872,000 | 3,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 1,802 |
| Cash dividends | $650,000 | 1,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $399,350 | 5,206 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,571,000 | 2,831 |
| Total interest expense | $1,110,000 | 2,197 |
| Net interest income | $1,461,000 | 3,247 |
| Provision for loan and lease losses | $123,000 | 2,012 |
| Total noninterest income | $305,000 | 3,212 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $305,000 | 2,090 |
| Total noninterest expense | $1,364,000 | 2,817 |
| Salaries and employee benefits | $887,000 | 2,371 |
| Premises and equipment expense | $233,000 | 2,388 |
| Additional noninterest expense | $244,000 | 4,298 |
| Pre-tax net operating income | $279,000 | 4,974 |
| Securities gains (losses) | $186,000 | 684 |
| Applicable income taxes | $133,000 | 3,442 |
| Income before extraordinary items | $332,000 | 3,958 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $332,000 | 3,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 1,305 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $199,940 | 5,156 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,094,000 | 2,748 |
| Total interest expense | $5,188,000 | 2,161 |
| Net interest income | $5,906,000 | 3,185 |
| Provision for loan and lease losses | $544,000 | 2,248 |
| Total noninterest income | $1,038,000 | 3,401 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,038,000 | 2,126 |
| Total noninterest expense | $5,287,000 | 2,786 |
| Salaries and employee benefits | $3,329,000 | 2,397 |
| Premises and equipment expense | $866,000 | 2,493 |
| Additional noninterest expense | $1,092,000 | 3,909 |
| Pre-tax net operating income | $1,113,000 | 4,914 |
| Securities gains (losses) | $756,000 | 503 |
| Applicable income taxes | $544,000 | 3,295 |
| Income before extraordinary items | $1,325,000 | 3,842 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,325,000 | 3,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $437,000 | 1,834 |
| Cash dividends | $2,100,000 | 1,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $788,240 | 5,110 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,166,000 | 2,783 |
| Total interest expense | $7,116,000 | 2,254 |
| Net interest income | $5,050,000 | 3,407 |
| Provision for loan and lease losses | $324,000 | 3,056 |
| Total noninterest income | $1,397,000 | 2,653 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,397,000 | 1,621 |
| Total noninterest expense | $5,250,000 | 2,698 |
| Salaries and employee benefits | $3,407,000 | 2,205 |
| Premises and equipment expense | $844,000 | 2,500 |
| Additional noninterest expense | $999,000 | 4,068 |
| Pre-tax net operating income | $873,000 | 5,276 |
| Securities gains (losses) | $561,000 | 571 |
| Applicable income taxes | $301,000 | 4,256 |
| Income before extraordinary items | $1,133,000 | 3,955 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,133,000 | 3,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 2,979 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $689,810 | 5,146 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,346,000 | 3,607 |
| Total interest expense | $5,225,000 | 3,178 |
| Net interest income | $4,121,000 | 4,082 |
| Provision for loan and lease losses | $369,000 | 2,433 |
| Total noninterest income | $1,421,000 | 2,442 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,421,000 | 1,442 |
| Total noninterest expense | $3,655,000 | 3,572 |
| Salaries and employee benefits | $2,357,000 | 2,989 |
| Premises and equipment expense | $572,000 | 3,398 |
| Additional noninterest expense | $726,000 | 5,050 |
| Pre-tax net operating income | $1,518,000 | 4,043 |
| Securities gains (losses) | $3,000 | 1,519 |
| Applicable income taxes | $463,000 | 3,658 |
| Income before extraordinary items | $1,058,000 | 4,217 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,058,000 | 4,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,343 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,055,900 | 4,228 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,695,000 | 4,073 |
| Total interest expense | $4,374,000 | 3,327 |
| Net interest income | $3,321,000 | 4,808 |
| Provision for loan and lease losses | $118,000 | 4,907 |
| Total noninterest income | $689,000 | 4,030 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $689,000 | 2,403 |
| Total noninterest expense | $3,001,000 | 4,208 |
| Salaries and employee benefits | $1,845,000 | 3,669 |
| Premises and equipment expense | $468,000 | 4,001 |
| Additional noninterest expense | $688,000 | 5,302 |
| Pre-tax net operating income | $891,000 | 5,629 |
| Securities gains (losses) | $13,000 | 1,614 |
| Applicable income taxes | $251,000 | 5,195 |
| Income before extraordinary items | $653,000 | 5,655 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $653,000 | 5,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,427 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $10,489,000 | 71 |
| Net operating income | $643,640 | 5,670 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,459,000 | 4,176 |
| Total interest expense | $4,892,000 | 3,062 |
| Net interest income | $2,567,000 | 5,738 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $338,000 | 6,126 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $338,000 | 3,765 |
| Total noninterest expense | $2,207,000 | 5,208 |
| Salaries and employee benefits | $1,359,000 | 4,600 |
| Premises and equipment expense | $406,000 | 4,375 |
| Additional noninterest expense | $442,000 | 6,865 |
| Pre-tax net operating income | $698,000 | 6,488 |
| Securities gains (losses) | $29,000 | 2,139 |
| Applicable income taxes | $187,000 | 6,329 |
| Income before extraordinary items | $540,000 | 6,372 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $540,000 | 6,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $518,540 | 6,381 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,524,000 | 4,224 |
| Total interest expense | $4,767,000 | 3,122 |
| Net interest income | $2,757,000 | 5,656 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $658,000 | 4,154 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $658,000 | 2,319 |
| Total noninterest expense | $1,887,000 | 5,882 |
| Salaries and employee benefits | $1,156,000 | 5,260 |
| Premises and equipment expense | $310,000 | 5,351 |
| Additional noninterest expense | $421,000 | 7,185 |
| Pre-tax net operating income | $1,528,000 | 4,430 |
| Securities gains (losses) | $5,000 | 2,787 |
| Applicable income taxes | $517,000 | 4,113 |
| Income before extraordinary items | $1,016,000 | 4,650 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,016,000 | 4,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,012,700 | 4,593 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,309,000 | 4,398 |
| Total interest expense | $4,663,000 | 3,203 |
| Net interest income | $2,646,000 | 5,972 |
| Provision for loan and lease losses | $100,000 | 5,070 |
| Total noninterest income | $240,000 | 7,715 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $240,000 | 4,648 |
| Total noninterest expense | $2,453,000 | 5,077 |
| Salaries and employee benefits | $1,057,000 | 5,755 |
| Premises and equipment expense | $282,000 | 5,808 |
| Additional noninterest expense | $1,114,000 | 4,021 |
| Pre-tax net operating income | $333,000 | 8,901 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $28,000 | 10,061 |
| Income before extraordinary items | $308,000 | 8,350 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $308,000 | 8,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $305,240 | 8,324 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,902,000 | 4,620 |
| Total interest expense | $4,432,000 | 3,350 |
| Net interest income | $2,470,000 | 6,367 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $384,000 | 6,139 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $384,000 | 3,396 |
| Total noninterest expense | $1,927,000 | 6,160 |
| Salaries and employee benefits | $1,030,000 | 5,907 |
| Premises and equipment expense | $323,000 | 5,325 |
| Additional noninterest expense | $574,000 | 6,696 |
| Pre-tax net operating income | $927,000 | 6,291 |
| Securities gains (losses) | $9,000 | 2,462 |
| Applicable income taxes | $329,000 | 5,674 |
| Income before extraordinary items | $607,000 | 6,572 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $607,000 | 6,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $601,150 | 6,597 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,197,000 | 4,725 |
| Total interest expense | $3,711,000 | 3,289 |
| Net interest income | $2,486,000 | 6,511 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $308,000 | 7,147 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $308,000 | 4,017 |
| Total noninterest expense | $1,924,000 | 6,398 |
| Salaries and employee benefits | $994,000 | 6,118 |
| Premises and equipment expense | $354,000 | 5,052 |
| Additional noninterest expense | $576,000 | 7,207 |
| Pre-tax net operating income | $870,000 | 6,542 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $316,000 | 5,685 |
| Income before extraordinary items | $554,000 | 6,874 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $554,000 | 6,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $554,000 | 6,926 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,493,000 | 4,618 |
| Total interest expense | $3,869,000 | 3,259 |
| Net interest income | $2,624,000 | 6,310 |
| Provision for loan and lease losses | $18,000 | 9,198 |
| Total noninterest income | $249,000 | 8,375 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $249,000 | 5,015 |
| Total noninterest expense | $1,714,000 | 7,152 |
| Salaries and employee benefits | $857,000 | 6,981 |
| Premises and equipment expense | $359,000 | 5,130 |
| Additional noninterest expense | $498,000 | 8,229 |
| Pre-tax net operating income | $1,141,000 | 5,368 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $456,000 | 4,544 |
| Income before extraordinary items | $686,000 | 6,197 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $686,000 | 6,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $685,360 | 5,949 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,808,000 | 4,377 |
| Total interest expense | $4,843,000 | 3,414 |
| Net interest income | $2,965,000 | 5,777 |
| Provision for loan and lease losses | $7,000 | 11,393 |
| Total noninterest income | $270,000 | 8,178 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $270,000 | 4,733 |
| Total noninterest expense | $1,754,000 | 7,090 |
| Salaries and employee benefits | $839,000 | 7,005 |
| Premises and equipment expense | $350,000 | 5,369 |
| Additional noninterest expense | $565,000 | 7,817 |
| Pre-tax net operating income | $1,474,000 | 4,095 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $580,000 | 3,529 |
| Income before extraordinary items | $894,000 | 4,958 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $894,000 | 5,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $894,000 | 4,646 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.