Home > First Federal Savings Bank > Income and Expense
First Federal Savings Bank, Income and Expense
| 2025-06-30 (YTD Data) | Rank | |
| Total interest income | $9,255,000 | 2,221 |
| Total interest expense | $3,996,000 | 1,893 |
| Net interest income | $5,259,000 | 2,442 |
| Provision for loan and lease losses | $170,000 | 1,726 |
| Total noninterest income | $709,000 | 2,320 |
| Gross Fiduciary activities income | $0 | 937 |
| Service charges on deposit accounts | $176,000 | 2,012 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $533,000 | 2,129 |
| Total noninterest expense | $5,453,000 | 1,989 |
| Salaries and employee benefits | $3,286,000 | 1,910 |
| Premises and equipment expense | $712,000 | 1,634 |
| Additional noninterest expense | $533,000 | 2,153 |
| Pre-tax net operating income | $345,000 | 3,775 |
| Securities gains (losses) | $0 | 804 |
| Applicable income taxes | $10,000 | 3,114 |
| Income before extraordinary items | $335,000 | 3,724 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $335,000 | 3,760 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $335,000 | 3,724 |
| Net charge-offs | $-12,000 | 3,995 |
| Cash dividends | $0 | 2,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 478 |
| Net operating income | $335,000 | 3,733 |
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $4,481,000 | 2,269 |
| Total interest expense | $2,009,000 | 1,875 |
| Net interest income | $2,472,000 | 2,513 |
| Provision for loan and lease losses | $20,000 | 2,346 |
| Total noninterest income | $336,000 | 2,328 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $83,000 | 2,071 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $253,000 | 2,149 |
| Total noninterest expense | $2,728,000 | 1,989 |
| Salaries and employee benefits | $1,644,000 | 1,921 |
| Premises and equipment expense | $371,000 | 1,613 |
| Additional noninterest expense | $253,000 | 2,149 |
| Pre-tax net operating income | $60,000 | 4,033 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $0 | 3,151 |
| Income before extraordinary items | $60,000 | 3,999 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $60,000 | 4,039 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $60,000 | 3,999 |
| Net charge-offs | $-4,000 | 3,828 |
| Cash dividends | $0 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $60,000 | 4,008 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $16,976,000 | 2,314 |
| Total interest expense | $7,397,000 | 2,020 |
| Net interest income | $9,579,000 | 2,463 |
| Provision for loan and lease losses | $145,000 | 2,280 |
| Total noninterest income | $1,488,000 | 2,311 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $379,000 | 1,964 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,109,000 | 2,145 |
| Total noninterest expense | $11,093,000 | 1,959 |
| Salaries and employee benefits | $6,722,000 | 1,867 |
| Premises and equipment expense | $1,488,000 | 1,568 |
| Additional noninterest expense | $1,109,000 | 2,145 |
| Pre-tax net operating income | $-171,000 | 4,270 |
| Securities gains (losses) | $0 | 940 |
| Applicable income taxes | $-180,000 | 4,344 |
| Income before extraordinary items | $9,000 | 4,144 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $9,000 | 4,187 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $9,000 | 4,144 |
| Net charge-offs | $-66,000 | 4,245 |
| Cash dividends | $0 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $9,000 | 4,155 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $12,600,000 | 2,313 |
| Total interest expense | $5,426,000 | 2,043 |
| Net interest income | $7,174,000 | 2,459 |
| Provision for loan and lease losses | $0 | 3,100 |
| Total noninterest income | $1,109,000 | 2,291 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $295,000 | 1,924 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $814,000 | 2,159 |
| Total noninterest expense | $8,244,000 | 1,957 |
| Salaries and employee benefits | $5,054,000 | 1,849 |
| Premises and equipment expense | $1,128,000 | 1,555 |
| Additional noninterest expense | $814,000 | 2,159 |
| Pre-tax net operating income | $39,000 | 4,178 |
| Securities gains (losses) | $0 | 930 |
| Applicable income taxes | $-64,000 | 4,351 |
| Income before extraordinary items | $103,000 | 4,101 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $103,000 | 4,146 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $103,000 | 4,104 |
| Net charge-offs | $-62,000 | 4,287 |
| Cash dividends | $0 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $103,000 | 4,112 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $8,297,000 | 2,301 |
| Total interest expense | $3,509,000 | 2,051 |
| Net interest income | $4,788,000 | 2,442 |
| Provision for loan and lease losses | $0 | 2,935 |
| Total noninterest income | $708,000 | 2,324 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $185,000 | 1,968 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $523,000 | 2,160 |
| Total noninterest expense | $5,516,000 | 1,941 |
| Salaries and employee benefits | $3,374,000 | 1,851 |
| Premises and equipment expense | $763,000 | 1,524 |
| Additional noninterest expense | $523,000 | 2,160 |
| Pre-tax net operating income | $-20,000 | 4,290 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $-64,000 | 4,389 |
| Income before extraordinary items | $44,000 | 4,142 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $44,000 | 4,186 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $44,000 | 4,145 |
| Net charge-offs | $-46,000 | 4,290 |
| Cash dividends | $0 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $44,000 | 4,155 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $4,055,000 | 2,318 |
| Total interest expense | $1,699,000 | 2,044 |
| Net interest income | $2,356,000 | 2,467 |
| Provision for loan and lease losses | $0 | 2,578 |
| Total noninterest income | $357,000 | 2,277 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $91,000 | 1,978 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $266,000 | 2,101 |
| Total noninterest expense | $2,773,000 | 1,933 |
| Salaries and employee benefits | $1,700,000 | 1,842 |
| Premises and equipment expense | $386,000 | 1,510 |
| Additional noninterest expense | $266,000 | 2,101 |
| Pre-tax net operating income | $-60,000 | 4,351 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $-64,000 | 4,440 |
| Income before extraordinary items | $4,000 | 4,230 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,000 | 4,250 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,000 | 4,209 |
| Net charge-offs | $1,000 | 2,067 |
| Cash dividends | $0 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $4,000 | 4,217 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $14,775,000 | 2,320 |
| Total interest expense | $4,658,000 | 2,101 |
| Net interest income | $10,117,000 | 2,373 |
| Provision for loan and lease losses | $18,000 | 3,092 |
| Total noninterest income | $1,410,000 | 2,362 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $386,000 | 1,936 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,024,000 | 2,259 |
| Total noninterest expense | $11,012,000 | 1,918 |
| Salaries and employee benefits | $6,833,000 | 1,795 |
| Premises and equipment expense | $1,532,000 | 1,514 |
| Additional noninterest expense | $1,024,000 | 2,259 |
| Pre-tax net operating income | $497,000 | 3,956 |
| Securities gains (losses) | $41,000 | 443 |
| Applicable income taxes | $66,000 | 2,944 |
| Income before extraordinary items | $472,000 | 3,907 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $472,000 | 3,946 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $472,000 | 3,909 |
| Net charge-offs | $-57,000 | 4,225 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $435,920 | 3,957 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $10,751,000 | 2,324 |
| Total interest expense | $3,086,000 | 2,140 |
| Net interest income | $7,665,000 | 2,375 |
| Provision for loan and lease losses | $7,000 | 2,988 |
| Total noninterest income | $1,064,000 | 2,356 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $297,000 | 1,906 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $767,000 | 2,253 |
| Total noninterest expense | $8,321,000 | 1,900 |
| Salaries and employee benefits | $5,207,000 | 1,779 |
| Premises and equipment expense | $1,152,000 | 1,507 |
| Additional noninterest expense | $767,000 | 2,253 |
| Pre-tax net operating income | $401,000 | 4,015 |
| Securities gains (losses) | $41,000 | 287 |
| Applicable income taxes | $62,000 | 2,937 |
| Income before extraordinary items | $380,000 | 3,964 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $380,000 | 4,002 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $380,000 | 3,964 |
| Net charge-offs | $-43,000 | 4,188 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $344,740 | 4,023 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $6,924,000 | 2,338 |
| Total interest expense | $1,682,000 | 2,210 |
| Net interest income | $5,242,000 | 2,355 |
| Provision for loan and lease losses | $19,000 | 2,628 |
| Total noninterest income | $696,000 | 2,328 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $191,000 | 1,943 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $505,000 | 2,186 |
| Total noninterest expense | $5,536,000 | 1,896 |
| Salaries and employee benefits | $3,503,000 | 1,762 |
| Premises and equipment expense | $761,000 | 1,511 |
| Additional noninterest expense | $505,000 | 2,183 |
| Pre-tax net operating income | $383,000 | 3,878 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $58,000 | 2,808 |
| Income before extraordinary items | $325,000 | 3,879 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $325,000 | 3,917 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $325,000 | 3,878 |
| Net charge-offs | $-31,000 | 4,214 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $325,000 | 3,903 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,298,000 | 2,392 |
| Total interest expense | $654,000 | 2,320 |
| Net interest income | $2,644,000 | 2,343 |
| Provision for loan and lease losses | $-17,000 | 4,454 |
| Total noninterest income | $356,000 | 2,303 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $99,000 | 1,917 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $257,000 | 2,157 |
| Total noninterest expense | $2,812,000 | 1,898 |
| Salaries and employee benefits | $1,788,000 | 1,764 |
| Premises and equipment expense | $379,000 | 1,545 |
| Additional noninterest expense | $257,000 | 2,157 |
| Pre-tax net operating income | $205,000 | 3,886 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $38,000 | 2,687 |
| Income before extraordinary items | $167,000 | 3,921 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $167,000 | 3,921 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $167,000 | 3,921 |
| Net charge-offs | $-17,000 | 4,196 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $167,000 | 3,947 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $10,582,000 | 2,443 |
| Total interest expense | $941,000 | 2,498 |
| Net interest income | $9,641,000 | 2,418 |
| Provision for loan and lease losses | $-10,000 | 4,271 |
| Total noninterest income | $1,401,000 | 2,413 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $472,000 | 1,746 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $929,000 | 2,403 |
| Total noninterest expense | $10,802,000 | 1,896 |
| Salaries and employee benefits | $6,810,000 | 1,783 |
| Premises and equipment expense | $1,555,000 | 1,499 |
| Additional noninterest expense | $929,000 | 2,403 |
| Pre-tax net operating income | $250,000 | 4,375 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $-78,000 | 4,594 |
| Income before extraordinary items | $328,000 | 4,253 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $328,000 | 4,252 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $328,000 | 4,253 |
| Net charge-offs | $-59,000 | 4,145 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $328,000 | 4,269 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $7,443,000 | 2,483 |
| Total interest expense | $599,000 | 2,417 |
| Net interest income | $6,844,000 | 2,467 |
| Provision for loan and lease losses | $-56,000 | 4,417 |
| Total noninterest income | $1,249,000 | 2,263 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $363,000 | 1,731 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $886,000 | 2,191 |
| Total noninterest expense | $8,147,000 | 1,893 |
| Salaries and employee benefits | $5,154,000 | 1,767 |
| Premises and equipment expense | $1,180,000 | 1,489 |
| Additional noninterest expense | $886,000 | 2,191 |
| Pre-tax net operating income | $2,000 | 4,580 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $-86,000 | 4,654 |
| Income before extraordinary items | $88,000 | 4,463 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $88,000 | 4,463 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $88,000 | 4,462 |
| Net charge-offs | $-55,000 | 4,138 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $88,000 | 4,487 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,687,000 | 2,527 |
| Total interest expense | $378,000 | 2,351 |
| Net interest income | $4,309,000 | 2,526 |
| Provision for loan and lease losses | $-36,000 | 4,412 |
| Total noninterest income | $925,000 | 2,148 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $241,000 | 1,723 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $684,000 | 2,075 |
| Total noninterest expense | $5,413,000 | 1,884 |
| Salaries and employee benefits | $3,439,000 | 1,764 |
| Premises and equipment expense | $790,000 | 1,486 |
| Additional noninterest expense | $1,184,000 | 2,324 |
| Pre-tax net operating income | $-143,000 | 4,661 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $-86,000 | 4,679 |
| Income before extraordinary items | $-57,000 | 4,589 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-57,000 | 4,589 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $-57,000 | 4,589 |
| Net charge-offs | $-36,000 | 4,070 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $-57,000 | 4,621 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,189,000 | 2,581 |
| Total interest expense | $193,000 | 2,280 |
| Net interest income | $1,996,000 | 2,592 |
| Provision for loan and lease losses | $-18,000 | 4,433 |
| Total noninterest income | $449,000 | 2,170 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $118,000 | 1,737 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $331,000 | 2,076 |
| Total noninterest expense | $2,708,000 | 1,882 |
| Salaries and employee benefits | $1,740,000 | 1,745 |
| Premises and equipment expense | $400,000 | 1,467 |
| Additional noninterest expense | $568,000 | 2,369 |
| Pre-tax net operating income | $-245,000 | 4,727 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $-86,000 | 4,720 |
| Income before extraordinary items | $-159,000 | 4,686 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-159,000 | 4,685 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $-159,000 | 4,686 |
| Net charge-offs | $-18,000 | 4,112 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $-159,000 | 4,702 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $8,416,000 | 2,734 |
| Total interest expense | $1,177,000 | 1,980 |
| Net interest income | $7,239,000 | 2,807 |
| Provision for loan and lease losses | $-140,000 | 4,267 |
| Total noninterest income | $4,471,000 | 1,409 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $497,000 | 1,615 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,974,000 | 1,256 |
| Total noninterest expense | $10,336,000 | 1,940 |
| Salaries and employee benefits | $6,438,000 | 1,831 |
| Premises and equipment expense | $1,538,000 | 1,487 |
| Additional noninterest expense | $2,360,000 | 2,329 |
| Pre-tax net operating income | $1,514,000 | 3,464 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $50,000 | 3,303 |
| Income before extraordinary items | $1,464,000 | 3,369 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,464,000 | 3,369 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,464,000 | 3,369 |
| Net charge-offs | $-141,000 | 4,454 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,464,000 | 3,351 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $6,329,000 | 2,779 |
| Total interest expense | $961,000 | 1,943 |
| Net interest income | $5,368,000 | 2,870 |
| Provision for loan and lease losses | $-127,000 | 4,397 |
| Total noninterest income | $3,705,000 | 1,355 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $372,000 | 1,607 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,333,000 | 1,193 |
| Total noninterest expense | $7,725,000 | 1,940 |
| Salaries and employee benefits | $4,741,000 | 1,861 |
| Premises and equipment expense | $1,150,000 | 1,512 |
| Additional noninterest expense | $1,834,000 | 2,287 |
| Pre-tax net operating income | $1,475,000 | 3,279 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $61,000 | 3,128 |
| Income before extraordinary items | $1,414,000 | 3,212 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,414,000 | 3,211 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,414,000 | 3,212 |
| Net charge-offs | $-127,000 | 4,528 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,414,000 | 3,188 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,078,000 | 2,846 |
| Total interest expense | $714,000 | 1,862 |
| Net interest income | $3,364,000 | 2,962 |
| Provision for loan and lease losses | $-98,000 | 4,481 |
| Total noninterest income | $2,966,000 | 1,192 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $231,000 | 1,634 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,735,000 | 1,046 |
| Total noninterest expense | $5,087,000 | 1,952 |
| Salaries and employee benefits | $3,063,000 | 1,898 |
| Premises and equipment expense | $763,000 | 1,518 |
| Additional noninterest expense | $1,261,000 | 2,223 |
| Pre-tax net operating income | $1,341,000 | 2,913 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $40,000 | 3,122 |
| Income before extraordinary items | $1,301,000 | 2,825 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,301,000 | 2,824 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,301,000 | 2,825 |
| Net charge-offs | $-98,000 | 4,585 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,301,000 | 2,807 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,027,000 | 2,840 |
| Total interest expense | $399,000 | 1,800 |
| Net interest income | $1,628,000 | 2,978 |
| Provision for loan and lease losses | $-45,000 | 4,619 |
| Total noninterest income | $1,566,000 | 1,159 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $110,000 | 1,677 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,456,000 | 994 |
| Total noninterest expense | $2,500,000 | 1,966 |
| Salaries and employee benefits | $1,453,000 | 1,961 |
| Premises and equipment expense | $391,000 | 1,507 |
| Additional noninterest expense | $656,000 | 2,126 |
| Pre-tax net operating income | $739,000 | 2,769 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $40,000 | 2,785 |
| Income before extraordinary items | $699,000 | 2,694 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $699,000 | 2,692 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $699,000 | 2,694 |
| Net charge-offs | $-45,000 | 4,587 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $699,000 | 2,664 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $9,657,000 | 2,573 |
| Total interest expense | $2,792,000 | 1,576 |
| Net interest income | $6,865,000 | 2,845 |
| Provision for loan and lease losses | $452,000 | 2,343 |
| Total noninterest income | $4,300,000 | 1,397 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $434,000 | 1,781 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,866,000 | 1,235 |
| Total noninterest expense | $10,243,000 | 1,929 |
| Salaries and employee benefits | $6,096,000 | 1,889 |
| Premises and equipment expense | $1,494,000 | 1,519 |
| Additional noninterest expense | $2,653,000 | 2,122 |
| Pre-tax net operating income | $470,000 | 4,237 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $-50,000 | 4,864 |
| Income before extraordinary items | $520,000 | 4,184 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $520,000 | 4,183 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $520,000 | 4,184 |
| Net charge-offs | $-323,000 | 4,919 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $520,000 | 4,117 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $7,463,000 | 2,535 |
| Total interest expense | $2,244,000 | 1,569 |
| Net interest income | $5,219,000 | 2,831 |
| Provision for loan and lease losses | $638,000 | 1,756 |
| Total noninterest income | $3,150,000 | 1,376 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $325,000 | 1,771 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,825,000 | 1,216 |
| Total noninterest expense | $7,554,000 | 1,926 |
| Salaries and employee benefits | $4,477,000 | 1,885 |
| Premises and equipment expense | $1,115,000 | 1,523 |
| Additional noninterest expense | $1,962,000 | 2,102 |
| Pre-tax net operating income | $177,000 | 4,533 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $-40,000 | 4,890 |
| Income before extraordinary items | $217,000 | 4,474 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $217,000 | 4,473 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $217,000 | 4,474 |
| Net charge-offs | $-87,000 | 4,787 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $217,000 | 4,427 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $5,260,000 | 2,490 |
| Total interest expense | $1,605,000 | 1,567 |
| Net interest income | $3,655,000 | 2,781 |
| Provision for loan and lease losses | $405,000 | 1,787 |
| Total noninterest income | $1,718,000 | 1,495 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $207,000 | 1,866 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,511,000 | 1,315 |
| Total noninterest expense | $4,972,000 | 1,944 |
| Salaries and employee benefits | $2,919,000 | 1,911 |
| Premises and equipment expense | $745,000 | 1,521 |
| Additional noninterest expense | $1,308,000 | 2,095 |
| Pre-tax net operating income | $-4,000 | 4,787 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $-45,000 | 4,901 |
| Income before extraordinary items | $41,000 | 4,717 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $41,000 | 4,716 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $41,000 | 4,717 |
| Net charge-offs | $-70,000 | 4,822 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $41,000 | 4,694 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,830,000 | 2,359 |
| Total interest expense | $867,000 | 1,591 |
| Net interest income | $1,963,000 | 2,628 |
| Provision for loan and lease losses | $-3,000 | 5,037 |
| Total noninterest income | $548,000 | 1,848 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $118,000 | 1,947 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $430,000 | 1,655 |
| Total noninterest expense | $2,488,000 | 1,951 |
| Salaries and employee benefits | $1,476,000 | 1,905 |
| Premises and equipment expense | $382,000 | 1,496 |
| Additional noninterest expense | $630,000 | 2,171 |
| Pre-tax net operating income | $26,000 | 4,639 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $-16,000 | 4,877 |
| Income before extraordinary items | $42,000 | 4,544 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $42,000 | 4,544 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $42,000 | 4,544 |
| Net charge-offs | $-7,000 | 4,334 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $42,000 | 4,540 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $12,463,000 | 2,217 |
| Total interest expense | $3,558,000 | 1,618 |
| Net interest income | $8,905,000 | 2,440 |
| Provision for loan and lease losses | $-197,000 | 5,032 |
| Total noninterest income | $1,818,000 | 2,068 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $514,000 | 1,893 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,304,000 | 1,955 |
| Total noninterest expense | $10,053,000 | 1,915 |
| Salaries and employee benefits | $5,917,000 | 1,865 |
| Premises and equipment expense | $1,509,000 | 1,493 |
| Additional noninterest expense | $2,627,000 | 2,135 |
| Pre-tax net operating income | $867,000 | 4,001 |
| Securities gains (losses) | $38,000 | 1,350 |
| Applicable income taxes | $127,000 | 2,906 |
| Income before extraordinary items | $778,000 | 4,023 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $778,000 | 4,025 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $778,000 | 4,025 |
| Net charge-offs | $-47,000 | 4,760 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $745,320 | 4,024 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $9,459,000 | 2,225 |
| Total interest expense | $2,627,000 | 1,640 |
| Net interest income | $6,832,000 | 2,440 |
| Provision for loan and lease losses | $-190,000 | 5,134 |
| Total noninterest income | $1,294,000 | 2,143 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $388,000 | 1,879 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $906,000 | 2,034 |
| Total noninterest expense | $7,620,000 | 1,908 |
| Salaries and employee benefits | $4,531,000 | 1,837 |
| Premises and equipment expense | $1,133,000 | 1,505 |
| Additional noninterest expense | $1,956,000 | 2,149 |
| Pre-tax net operating income | $696,000 | 4,041 |
| Securities gains (losses) | $38,000 | 1,173 |
| Applicable income taxes | $127,000 | 2,806 |
| Income before extraordinary items | $607,000 | 4,082 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $607,000 | 4,082 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $607,000 | 4,082 |
| Net charge-offs | $-40,000 | 4,774 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $575,460 | 4,114 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $6,296,000 | 2,233 |
| Total interest expense | $1,704,000 | 1,649 |
| Net interest income | $4,592,000 | 2,430 |
| Provision for loan and lease losses | $-160,000 | 5,200 |
| Total noninterest income | $810,000 | 2,189 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $252,000 | 1,894 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $558,000 | 2,081 |
| Total noninterest expense | $5,158,000 | 1,895 |
| Salaries and employee benefits | $3,089,000 | 1,810 |
| Premises and equipment expense | $756,000 | 1,511 |
| Additional noninterest expense | $1,313,000 | 2,148 |
| Pre-tax net operating income | $404,000 | 4,200 |
| Securities gains (losses) | $26,000 | 950 |
| Applicable income taxes | $80,000 | 2,824 |
| Income before extraordinary items | $350,000 | 4,229 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $350,000 | 4,228 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $350,000 | 4,228 |
| Net charge-offs | $-35,000 | 4,814 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $328,940 | 4,271 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,143,000 | 2,229 |
| Total interest expense | $817,000 | 1,646 |
| Net interest income | $2,326,000 | 2,418 |
| Provision for loan and lease losses | $-83,000 | 5,257 |
| Total noninterest income | $376,000 | 2,245 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $116,000 | 1,998 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $260,000 | 2,108 |
| Total noninterest expense | $2,622,000 | 1,859 |
| Salaries and employee benefits | $1,539,000 | 1,830 |
| Premises and equipment expense | $397,000 | 1,463 |
| Additional noninterest expense | $686,000 | 2,069 |
| Pre-tax net operating income | $163,000 | 4,378 |
| Securities gains (losses) | $12,000 | 677 |
| Applicable income taxes | $28,000 | 2,989 |
| Income before extraordinary items | $147,000 | 4,363 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $147,000 | 4,362 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $147,000 | 4,362 |
| Net charge-offs | $-8,000 | 4,574 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $136,920 | 4,412 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $12,077,000 | 2,192 |
| Total interest expense | $2,562,000 | 1,616 |
| Net interest income | $9,515,000 | 2,338 |
| Provision for loan and lease losses | $-247,000 | 5,236 |
| Total noninterest income | $1,647,000 | 2,225 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $533,000 | 1,883 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,114,000 | 2,125 |
| Total noninterest expense | $9,795,000 | 1,930 |
| Salaries and employee benefits | $5,867,000 | 1,858 |
| Premises and equipment expense | $1,394,000 | 1,608 |
| Additional noninterest expense | $2,534,000 | 2,203 |
| Pre-tax net operating income | $1,614,000 | 3,433 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $385,000 | 2,205 |
| Income before extraordinary items | $1,229,000 | 3,638 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,229,000 | 3,635 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,229,000 | 3,637 |
| Net charge-offs | $-72,000 | 4,984 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,229,000 | 3,644 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $9,017,000 | 2,192 |
| Total interest expense | $1,835,000 | 1,597 |
| Net interest income | $7,182,000 | 2,328 |
| Provision for loan and lease losses | $-200,000 | 5,325 |
| Total noninterest income | $1,254,000 | 2,230 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $406,000 | 1,886 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $848,000 | 2,134 |
| Total noninterest expense | $7,338,000 | 1,937 |
| Salaries and employee benefits | $4,392,000 | 1,852 |
| Premises and equipment expense | $1,062,000 | 1,593 |
| Additional noninterest expense | $1,884,000 | 2,208 |
| Pre-tax net operating income | $1,298,000 | 3,392 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $315,000 | 2,191 |
| Income before extraordinary items | $983,000 | 3,599 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $983,000 | 3,598 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $983,000 | 3,598 |
| Net charge-offs | $-50,000 | 4,927 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $983,000 | 3,602 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,861,000 | 2,224 |
| Total interest expense | $1,182,000 | 1,562 |
| Net interest income | $4,679,000 | 2,364 |
| Provision for loan and lease losses | $-72,000 | 5,362 |
| Total noninterest income | $849,000 | 2,202 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $265,000 | 1,903 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $584,000 | 2,092 |
| Total noninterest expense | $4,976,000 | 1,924 |
| Salaries and employee benefits | $2,943,000 | 1,849 |
| Premises and equipment expense | $730,000 | 1,560 |
| Additional noninterest expense | $1,303,000 | 2,168 |
| Pre-tax net operating income | $624,000 | 3,847 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $138,000 | 2,493 |
| Income before extraordinary items | $486,000 | 3,989 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $486,000 | 3,988 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $486,000 | 3,988 |
| Net charge-offs | $-22,000 | 4,776 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $486,000 | 3,994 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,891,000 | 2,233 |
| Total interest expense | $576,000 | 1,533 |
| Net interest income | $2,315,000 | 2,391 |
| Provision for loan and lease losses | $-63,000 | 5,474 |
| Total noninterest income | $420,000 | 2,189 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $130,000 | 1,934 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $290,000 | 2,060 |
| Total noninterest expense | $2,547,000 | 1,907 |
| Salaries and employee benefits | $1,509,000 | 1,835 |
| Premises and equipment expense | $370,000 | 1,573 |
| Additional noninterest expense | $668,000 | 2,117 |
| Pre-tax net operating income | $251,000 | 4,066 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $51,000 | 2,678 |
| Income before extraordinary items | $200,000 | 4,185 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $200,000 | 4,185 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $200,000 | 4,185 |
| Net charge-offs | $-13,000 | 4,839 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $200,000 | 4,191 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $11,265,000 | 2,231 |
| Total interest expense | $2,127,000 | 1,469 |
| Net interest income | $9,138,000 | 2,363 |
| Provision for loan and lease losses | $-620,000 | 5,553 |
| Total noninterest income | $1,982,000 | 2,035 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $568,000 | 1,857 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $1,414,000 | 1,884 |
| Total noninterest expense | $9,861,000 | 1,932 |
| Salaries and employee benefits | $5,917,000 | 1,839 |
| Premises and equipment expense | $1,422,000 | 1,592 |
| Additional noninterest expense | $2,522,000 | 2,241 |
| Pre-tax net operating income | $1,879,000 | 3,213 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $777,000 | 2,090 |
| Income before extraordinary items | $1,102,000 | 3,589 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,102,000 | 3,588 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,102,000 | 3,589 |
| Net charge-offs | $230,000 | 1,713 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,102,000 | 3,580 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $8,423,000 | 2,238 |
| Total interest expense | $1,572,000 | 1,454 |
| Net interest income | $6,851,000 | 2,384 |
| Provision for loan and lease losses | $-279,000 | 5,589 |
| Total noninterest income | $1,467,000 | 2,080 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $431,000 | 1,845 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,036,000 | 1,933 |
| Total noninterest expense | $7,468,000 | 1,920 |
| Salaries and employee benefits | $4,523,000 | 1,819 |
| Premises and equipment expense | $1,091,000 | 1,560 |
| Additional noninterest expense | $1,854,000 | 2,267 |
| Pre-tax net operating income | $1,129,000 | 3,577 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $305,000 | 2,473 |
| Income before extraordinary items | $824,000 | 3,808 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $824,000 | 3,806 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $824,000 | 3,808 |
| Net charge-offs | $221,000 | 1,324 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $824,000 | 3,795 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,541,000 | 2,246 |
| Total interest expense | $1,032,000 | 1,440 |
| Net interest income | $4,509,000 | 2,403 |
| Provision for loan and lease losses | $-271,000 | 5,668 |
| Total noninterest income | $1,019,000 | 2,033 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $284,000 | 1,853 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $735,000 | 1,871 |
| Total noninterest expense | $5,006,000 | 1,907 |
| Salaries and employee benefits | $3,057,000 | 1,801 |
| Premises and equipment expense | $730,000 | 1,567 |
| Additional noninterest expense | $1,219,000 | 2,297 |
| Pre-tax net operating income | $793,000 | 3,474 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $200,000 | 2,474 |
| Income before extraordinary items | $593,000 | 3,681 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $593,000 | 3,679 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $593,000 | 3,681 |
| Net charge-offs | $229,000 | 969 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $593,000 | 3,659 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,751,000 | 2,260 |
| Total interest expense | $511,000 | 1,434 |
| Net interest income | $2,240,000 | 2,413 |
| Provision for loan and lease losses | $-162,000 | 5,767 |
| Total noninterest income | $572,000 | 1,876 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $140,000 | 1,862 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $432,000 | 1,674 |
| Total noninterest expense | $2,532,000 | 1,905 |
| Salaries and employee benefits | $1,558,000 | 1,783 |
| Premises and equipment expense | $371,000 | 1,555 |
| Additional noninterest expense | $603,000 | 2,312 |
| Pre-tax net operating income | $442,000 | 3,291 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $95,000 | 2,476 |
| Income before extraordinary items | $347,000 | 3,388 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $347,000 | 3,387 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $347,000 | 3,388 |
| Net charge-offs | $-12,000 | 5,065 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $347,000 | 3,363 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $11,170,000 | 2,198 |
| Total interest expense | $2,110,000 | 1,350 |
| Net interest income | $9,060,000 | 2,373 |
| Provision for loan and lease losses | $-613,000 | 5,779 |
| Total noninterest income | $2,227,000 | 1,984 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $610,000 | 1,780 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,617,000 | 1,794 |
| Total noninterest expense | $9,794,000 | 1,938 |
| Salaries and employee benefits | $5,697,000 | 1,879 |
| Premises and equipment expense | $1,466,000 | 1,556 |
| Additional noninterest expense | $2,631,000 | 2,206 |
| Pre-tax net operating income | $2,106,000 | 2,972 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $218,000 | 2,876 |
| Income before extraordinary items | $1,888,000 | 2,886 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,888,000 | 2,885 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,888,000 | 2,885 |
| Net charge-offs | $-63,000 | 5,417 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,888,000 | 2,836 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $8,424,000 | 2,187 |
| Total interest expense | $1,593,000 | 1,342 |
| Net interest income | $6,831,000 | 2,363 |
| Provision for loan and lease losses | $-551,000 | 5,864 |
| Total noninterest income | $1,672,000 | 1,981 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $464,000 | 1,771 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,208,000 | 1,807 |
| Total noninterest expense | $7,370,000 | 1,934 |
| Salaries and employee benefits | $4,246,000 | 1,874 |
| Premises and equipment expense | $1,093,000 | 1,570 |
| Additional noninterest expense | $2,031,000 | 2,154 |
| Pre-tax net operating income | $1,684,000 | 2,915 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $115,000 | 3,153 |
| Income before extraordinary items | $1,569,000 | 2,757 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,569,000 | 2,757 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,569,000 | 2,757 |
| Net charge-offs | $-51,000 | 5,377 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,569,000 | 2,694 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,631,000 | 2,193 |
| Total interest expense | $1,077,000 | 1,323 |
| Net interest income | $4,554,000 | 2,376 |
| Provision for loan and lease losses | $-486,000 | 5,964 |
| Total noninterest income | $1,024,000 | 2,079 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $303,000 | 1,787 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $721,000 | 1,917 |
| Total noninterest expense | $4,859,000 | 1,969 |
| Salaries and employee benefits | $2,825,000 | 1,891 |
| Premises and equipment expense | $702,000 | 1,614 |
| Additional noninterest expense | $1,332,000 | 2,200 |
| Pre-tax net operating income | $1,205,000 | 2,752 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $81,000 | 3,122 |
| Income before extraordinary items | $1,124,000 | 2,599 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,124,000 | 2,598 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,124,000 | 2,598 |
| Net charge-offs | $-86,000 | 5,665 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,124,000 | 2,531 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,824,000 | 2,183 |
| Total interest expense | $536,000 | 1,324 |
| Net interest income | $2,288,000 | 2,362 |
| Provision for loan and lease losses | $-238,000 | 6,027 |
| Total noninterest income | $466,000 | 2,165 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $148,000 | 1,811 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $318,000 | 2,022 |
| Total noninterest expense | $2,467,000 | 1,947 |
| Salaries and employee benefits | $1,424,000 | 1,889 |
| Premises and equipment expense | $348,000 | 1,647 |
| Additional noninterest expense | $695,000 | 2,102 |
| Pre-tax net operating income | $525,000 | 2,956 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $34,000 | 3,204 |
| Income before extraordinary items | $491,000 | 2,781 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $491,000 | 2,780 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $491,000 | 2,781 |
| Net charge-offs | $-38,000 | 5,657 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $491,000 | 2,728 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $11,432,000 | 2,111 |
| Total interest expense | $2,113,000 | 1,313 |
| Net interest income | $9,319,000 | 2,287 |
| Provision for loan and lease losses | $-359,000 | 5,900 |
| Total noninterest income | $2,039,000 | 2,086 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $626,000 | 1,787 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,413,000 | 1,926 |
| Total noninterest expense | $10,160,000 | 1,869 |
| Salaries and employee benefits | $5,645,000 | 1,851 |
| Premises and equipment expense | $1,365,000 | 1,672 |
| Additional noninterest expense | $3,150,000 | 1,917 |
| Pre-tax net operating income | $1,557,000 | 3,445 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $117,000 | 3,239 |
| Income before extraordinary items | $1,440,000 | 3,298 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,440,000 | 3,299 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,440,000 | 3,300 |
| Net charge-offs | $-9,000 | 5,171 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,440,000 | 3,246 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $8,595,000 | 2,125 |
| Total interest expense | $1,581,000 | 1,329 |
| Net interest income | $7,014,000 | 2,300 |
| Provision for loan and lease losses | $-124,000 | 5,939 |
| Total noninterest income | $1,535,000 | 2,102 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $465,000 | 1,815 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,070,000 | 1,938 |
| Total noninterest expense | $7,731,000 | 1,842 |
| Salaries and employee benefits | $4,288,000 | 1,827 |
| Premises and equipment expense | $1,047,000 | 1,653 |
| Additional noninterest expense | $2,396,000 | 1,876 |
| Pre-tax net operating income | $942,000 | 3,836 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $50,000 | 3,633 |
| Income before extraordinary items | $892,000 | 3,698 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $892,000 | 3,697 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $892,000 | 3,698 |
| Net charge-offs | $76,000 | 2,410 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $892,000 | 3,652 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,779,000 | 2,111 |
| Total interest expense | $1,046,000 | 1,345 |
| Net interest income | $4,733,000 | 2,268 |
| Provision for loan and lease losses | $-58,000 | 6,014 |
| Total noninterest income | $888,000 | 2,281 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $295,000 | 1,852 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $593,000 | 2,204 |
| Total noninterest expense | $5,217,000 | 1,824 |
| Salaries and employee benefits | $2,879,000 | 1,826 |
| Premises and equipment expense | $710,000 | 1,650 |
| Additional noninterest expense | $1,628,000 | 1,860 |
| Pre-tax net operating income | $462,000 | 4,288 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $20,000 | 3,857 |
| Income before extraordinary items | $442,000 | 4,164 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $442,000 | 4,166 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $442,000 | 4,167 |
| Net charge-offs | $42,000 | 2,461 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $442,000 | 4,105 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,897,000 | 2,095 |
| Total interest expense | $516,000 | 1,359 |
| Net interest income | $2,381,000 | 2,243 |
| Provision for loan and lease losses | $19,000 | 2,882 |
| Total noninterest income | $410,000 | 2,366 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $125,000 | 2,093 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $285,000 | 2,191 |
| Total noninterest expense | $2,639,000 | 1,806 |
| Salaries and employee benefits | $1,452,000 | 1,818 |
| Premises and equipment expense | $375,000 | 1,573 |
| Additional noninterest expense | $812,000 | 1,855 |
| Pre-tax net operating income | $133,000 | 4,969 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $133,000 | 4,811 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $133,000 | 4,813 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $133,000 | 4,815 |
| Net charge-offs | $59,000 | 1,446 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $133,000 | 4,746 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $12,162,000 | 2,019 |
| Total interest expense | $2,157,000 | 1,358 |
| Net interest income | $10,005,000 | 2,125 |
| Provision for loan and lease losses | $-420,000 | 6,232 |
| Total noninterest income | $1,627,000 | 2,398 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $474,000 | 2,358 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,153,000 | 2,136 |
| Total noninterest expense | $10,259,000 | 1,843 |
| Salaries and employee benefits | $5,539,000 | 1,864 |
| Premises and equipment expense | $1,500,000 | 1,571 |
| Additional noninterest expense | $3,220,000 | 1,917 |
| Pre-tax net operating income | $1,793,000 | 3,179 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $127,000 | 3,257 |
| Income before extraordinary items | $1,666,000 | 3,048 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,666,000 | 3,048 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,666,000 | 3,049 |
| Net charge-offs | $330,000 | 1,916 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,666,000 | 3,001 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $9,147,000 | 2,029 |
| Total interest expense | $1,641,000 | 1,346 |
| Net interest income | $7,506,000 | 2,141 |
| Provision for loan and lease losses | $-305,000 | 6,333 |
| Total noninterest income | $1,187,000 | 2,454 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $359,000 | 2,366 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $828,000 | 2,210 |
| Total noninterest expense | $7,721,000 | 1,837 |
| Salaries and employee benefits | $4,216,000 | 1,839 |
| Premises and equipment expense | $1,131,000 | 1,573 |
| Additional noninterest expense | $2,374,000 | 1,938 |
| Pre-tax net operating income | $1,277,000 | 3,312 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $90,000 | 3,352 |
| Income before extraordinary items | $1,187,000 | 3,171 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,187,000 | 3,171 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,187,000 | 3,172 |
| Net charge-offs | $45,000 | 3,344 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,187,000 | 3,129 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,100,000 | 2,026 |
| Total interest expense | $1,097,000 | 1,353 |
| Net interest income | $5,003,000 | 2,124 |
| Provision for loan and lease losses | $-99,000 | 6,335 |
| Total noninterest income | $782,000 | 2,439 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $232,000 | 2,399 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $550,000 | 2,190 |
| Total noninterest expense | $5,137,000 | 1,838 |
| Salaries and employee benefits | $2,833,000 | 1,821 |
| Premises and equipment expense | $739,000 | 1,609 |
| Additional noninterest expense | $1,565,000 | 1,953 |
| Pre-tax net operating income | $747,000 | 3,503 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $43,000 | 3,517 |
| Income before extraordinary items | $704,000 | 3,324 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $704,000 | 3,330 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $704,000 | 3,330 |
| Net charge-offs | $101,000 | 2,179 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $704,000 | 3,287 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,083,000 | 1,994 |
| Total interest expense | $540,000 | 1,402 |
| Net interest income | $2,543,000 | 2,082 |
| Provision for loan and lease losses | $-147,000 | 6,547 |
| Total noninterest income | $307,000 | 2,765 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $110,000 | 2,476 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $197,000 | 2,584 |
| Total noninterest expense | $2,578,000 | 1,837 |
| Salaries and employee benefits | $1,433,000 | 1,815 |
| Premises and equipment expense | $371,000 | 1,628 |
| Additional noninterest expense | $774,000 | 1,944 |
| Pre-tax net operating income | $419,000 | 3,225 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $18,000 | 3,565 |
| Income before extraordinary items | $401,000 | 2,990 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $401,000 | 2,993 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $401,000 | 2,993 |
| Net charge-offs | $53,000 | 1,827 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $401,000 | 2,953 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $13,001,000 | 1,918 |
| Total interest expense | $2,266,000 | 1,503 |
| Net interest income | $10,735,000 | 1,975 |
| Provision for loan and lease losses | $-109,000 | 6,402 |
| Total noninterest income | $2,652,000 | 1,773 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $510,000 | 2,339 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,142,000 | 1,434 |
| Total noninterest expense | $10,292,000 | 1,850 |
| Salaries and employee benefits | $5,487,000 | 1,862 |
| Premises and equipment expense | $1,398,000 | 1,680 |
| Additional noninterest expense | $3,407,000 | 1,867 |
| Pre-tax net operating income | $3,204,000 | 2,071 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $100,000 | 3,418 |
| Income before extraordinary items | $3,104,000 | 1,850 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,104,000 | 1,853 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,104,000 | 1,853 |
| Net charge-offs | $1,041,000 | 1,236 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,104,000 | 1,817 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $9,876,000 | 1,899 |
| Total interest expense | $1,723,000 | 1,527 |
| Net interest income | $8,153,000 | 1,950 |
| Provision for loan and lease losses | $253,000 | 2,274 |
| Total noninterest income | $2,246,000 | 1,651 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $388,000 | 2,327 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,858,000 | 1,332 |
| Total noninterest expense | $7,700,000 | 1,851 |
| Salaries and employee benefits | $4,106,000 | 1,870 |
| Premises and equipment expense | $1,041,000 | 1,699 |
| Additional noninterest expense | $2,553,000 | 1,856 |
| Pre-tax net operating income | $2,446,000 | 2,099 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $204,000 | 2,777 |
| Income before extraordinary items | $2,242,000 | 1,938 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,242,000 | 1,945 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,242,000 | 1,944 |
| Net charge-offs | $993,000 | 1,010 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,242,000 | 1,882 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,665,000 | 1,876 |
| Total interest expense | $1,168,000 | 1,532 |
| Net interest income | $5,497,000 | 1,925 |
| Provision for loan and lease losses | $357,000 | 1,481 |
| Total noninterest income | $1,708,000 | 1,513 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $257,000 | 2,317 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,451,000 | 1,232 |
| Total noninterest expense | $5,161,000 | 1,851 |
| Salaries and employee benefits | $2,751,000 | 1,874 |
| Premises and equipment expense | $702,000 | 1,684 |
| Additional noninterest expense | $1,708,000 | 1,847 |
| Pre-tax net operating income | $1,687,000 | 1,998 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $141,000 | 2,752 |
| Income before extraordinary items | $1,546,000 | 1,883 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,546,000 | 1,889 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,546,000 | 1,889 |
| Net charge-offs | $532,000 | 1,210 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,546,000 | 1,812 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,377,000 | 1,863 |
| Total interest expense | $592,000 | 1,556 |
| Net interest income | $2,785,000 | 1,914 |
| Provision for loan and lease losses | $-1,000 | 6,710 |
| Total noninterest income | $812,000 | 1,551 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $129,000 | 2,293 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $683,000 | 1,274 |
| Total noninterest expense | $2,616,000 | 1,852 |
| Salaries and employee benefits | $1,369,000 | 1,895 |
| Premises and equipment expense | $340,000 | 1,759 |
| Additional noninterest expense | $907,000 | 1,760 |
| Pre-tax net operating income | $982,000 | 1,742 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $80,000 | 2,607 |
| Income before extraordinary items | $902,000 | 1,618 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $902,000 | 1,619 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $902,000 | 1,620 |
| Net charge-offs | $174,000 | 1,473 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $902,000 | 1,566 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $14,208,000 | 1,860 |
| Total interest expense | $2,773,000 | 1,603 |
| Net interest income | $11,435,000 | 1,917 |
| Provision for loan and lease losses | $2,497,000 | 891 |
| Total noninterest income | $800,000 | 3,645 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $503,000 | 2,473 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $297,000 | 4,050 |
| Total noninterest expense | $10,037,000 | 1,901 |
| Salaries and employee benefits | $5,208,000 | 1,935 |
| Premises and equipment expense | $1,392,000 | 1,689 |
| Additional noninterest expense | $3,437,000 | 1,912 |
| Pre-tax net operating income | $-299,000 | 6,411 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,200,000 | 1,299 |
| Income before extraordinary items | $-1,499,000 | 6,785 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,499,000 | 6,782 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-1,499,000 | 6,783 |
| Net charge-offs | $2,597,000 | 944 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-1,499,000 | 6,760 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $10,732,000 | 1,871 |
| Total interest expense | $2,138,000 | 1,630 |
| Net interest income | $8,594,000 | 1,937 |
| Provision for loan and lease losses | $2,190,000 | 789 |
| Total noninterest income | $31,000 | 6,791 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $368,000 | 2,553 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-337,000 | 7,031 |
| Total noninterest expense | $7,692,000 | 1,861 |
| Salaries and employee benefits | $4,093,000 | 1,844 |
| Premises and equipment expense | $1,036,000 | 1,715 |
| Additional noninterest expense | $2,563,000 | 1,928 |
| Pre-tax net operating income | $-1,257,000 | 6,892 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-1,257,000 | 6,922 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-1,257,000 | 6,918 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,257,000 | 6,920 |
| Net charge-offs | $2,190,000 | 866 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-1,257,000 | 6,900 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,207,000 | 1,863 |
| Total interest expense | $1,462,000 | 1,645 |
| Net interest income | $5,745,000 | 1,926 |
| Provision for loan and lease losses | $1,594,000 | 766 |
| Total noninterest income | $350,000 | 3,915 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $238,000 | 2,594 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $112,000 | 4,494 |
| Total noninterest expense | $5,133,000 | 1,868 |
| Salaries and employee benefits | $2,744,000 | 1,823 |
| Premises and equipment expense | $695,000 | 1,701 |
| Additional noninterest expense | $1,694,000 | 1,947 |
| Pre-tax net operating income | $-632,000 | 6,865 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-632,000 | 6,912 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-632,000 | 6,911 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-632,000 | 6,912 |
| Net charge-offs | $1,294,000 | 948 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-632,000 | 6,880 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,631,000 | 1,868 |
| Total interest expense | $756,000 | 1,657 |
| Net interest income | $2,875,000 | 1,930 |
| Provision for loan and lease losses | $560,000 | 987 |
| Total noninterest income | $226,000 | 3,415 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $111,000 | 2,704 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $115,000 | 3,491 |
| Total noninterest expense | $2,627,000 | 1,825 |
| Salaries and employee benefits | $1,374,000 | 1,829 |
| Premises and equipment expense | $353,000 | 1,685 |
| Additional noninterest expense | $900,000 | 1,841 |
| Pre-tax net operating income | $-86,000 | 6,702 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-86,000 | 6,784 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-86,000 | 6,785 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-86,000 | 6,785 |
| Net charge-offs | $560,000 | 1,014 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-86,000 | 6,722 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $14,839,000 | 1,897 |
| Total interest expense | $3,666,000 | 1,642 |
| Net interest income | $11,173,000 | 1,961 |
| Provision for loan and lease losses | $7,358,000 | 565 |
| Total noninterest income | $1,387,000 | 2,573 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $582,000 | 2,287 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $805,000 | 2,437 |
| Total noninterest expense | $11,328,000 | 1,707 |
| Salaries and employee benefits | $5,711,000 | 1,696 |
| Premises and equipment expense | $1,968,000 | 1,275 |
| Additional noninterest expense | $3,649,000 | 1,843 |
| Pre-tax net operating income | $-6,126,000 | 7,112 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-1,894,000 | 7,244 |
| Income before extraordinary items | $-4,232,000 | 7,032 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-4,232,000 | 7,033 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-4,232,000 | 7,033 |
| Net charge-offs | $6,308,000 | 663 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-4,232,000 | 7,020 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $11,190,000 | 1,912 |
| Total interest expense | $2,848,000 | 1,652 |
| Net interest income | $8,342,000 | 1,968 |
| Provision for loan and lease losses | $2,828,000 | 976 |
| Total noninterest income | $1,138,000 | 2,426 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $458,000 | 2,219 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $680,000 | 2,248 |
| Total noninterest expense | $8,831,000 | 1,651 |
| Salaries and employee benefits | $4,433,000 | 1,661 |
| Premises and equipment expense | $1,448,000 | 1,305 |
| Additional noninterest expense | $2,950,000 | 1,725 |
| Pre-tax net operating income | $-2,179,000 | 7,023 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-1,048,000 | 7,306 |
| Income before extraordinary items | $-1,131,000 | 6,894 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,131,000 | 6,896 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,131,000 | 6,895 |
| Net charge-offs | $1,928,000 | 1,257 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,131,000 | 6,858 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,549,000 | 1,895 |
| Total interest expense | $1,978,000 | 1,649 |
| Net interest income | $5,571,000 | 1,969 |
| Provision for loan and lease losses | $1,745,000 | 1,010 |
| Total noninterest income | $1,241,000 | 1,692 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $282,000 | 2,334 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $959,000 | 1,378 |
| Total noninterest expense | $5,367,000 | 1,820 |
| Salaries and employee benefits | $2,987,000 | 1,657 |
| Premises and equipment expense | $949,000 | 1,338 |
| Additional noninterest expense | $1,431,000 | 2,345 |
| Pre-tax net operating income | $-300,000 | 6,653 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-299,000 | 7,269 |
| Income before extraordinary items | $-1,000 | 6,304 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,000 | 6,304 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,000 | 6,304 |
| Net charge-offs | $795,000 | 1,674 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-1,000 | 6,228 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,694,000 | 1,955 |
| Total interest expense | $1,054,000 | 1,605 |
| Net interest income | $2,640,000 | 2,063 |
| Provision for loan and lease losses | $1,075,000 | 810 |
| Total noninterest income | $792,000 | 1,433 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $143,000 | 2,279 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $649,000 | 1,118 |
| Total noninterest expense | $2,755,000 | 1,786 |
| Salaries and employee benefits | $1,497,000 | 1,661 |
| Premises and equipment expense | $506,000 | 1,293 |
| Additional noninterest expense | $752,000 | 2,216 |
| Pre-tax net operating income | $-398,000 | 7,026 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-312,000 | 7,429 |
| Income before extraordinary items | $-86,000 | 6,685 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-86,000 | 6,685 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-86,000 | 6,685 |
| Net charge-offs | $700,000 | 1,090 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-86,000 | 6,674 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $16,936,000 | 1,782 |
| Total interest expense | $5,475,000 | 1,525 |
| Net interest income | $11,461,000 | 1,907 |
| Provision for loan and lease losses | $2,830,000 | 1,678 |
| Total noninterest income | $1,782,000 | 2,241 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,782,000 | 1,521 |
| Total noninterest expense | $10,733,000 | 1,833 |
| Salaries and employee benefits | $5,754,000 | 1,691 |
| Premises and equipment expense | $2,515,000 | 1,030 |
| Additional noninterest expense | $2,464,000 | 2,720 |
| Pre-tax net operating income | $-320,000 | 6,133 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-355,000 | 7,093 |
| Income before extraordinary items | $35,000 | 5,859 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $35,000 | 5,859 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $35,000 | 5,859 |
| Net charge-offs | $1,130,000 | 2,518 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $35,000 | 5,721 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $12,813,000 | 1,801 |
| Total interest expense | $4,283,000 | 1,510 |
| Net interest income | $8,530,000 | 1,950 |
| Provision for loan and lease losses | $2,386,000 | 1,471 |
| Total noninterest income | $1,579,000 | 2,017 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,579,000 | 1,291 |
| Total noninterest expense | $8,036,000 | 1,825 |
| Salaries and employee benefits | $4,349,000 | 1,685 |
| Premises and equipment expense | $1,757,000 | 1,124 |
| Additional noninterest expense | $1,930,000 | 2,559 |
| Pre-tax net operating income | $-313,000 | 6,406 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-241,000 | 7,235 |
| Income before extraordinary items | $-72,000 | 6,264 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-72,000 | 6,265 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-72,000 | 6,265 |
| Net charge-offs | $1,086,000 | 2,098 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-72,000 | 6,159 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,577,000 | 1,824 |
| Total interest expense | $2,988,000 | 1,502 |
| Net interest income | $5,589,000 | 1,982 |
| Provision for loan and lease losses | $2,010,000 | 1,274 |
| Total noninterest income | $908,000 | 2,173 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $908,000 | 1,384 |
| Total noninterest expense | $5,359,000 | 1,833 |
| Salaries and employee benefits | $2,954,000 | 1,674 |
| Premises and equipment expense | $1,175,000 | 1,123 |
| Additional noninterest expense | $1,230,000 | 2,659 |
| Pre-tax net operating income | $-872,000 | 6,944 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-419,000 | 7,455 |
| Income before extraordinary items | $-453,000 | 6,829 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-453,000 | 6,831 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-453,000 | 6,830 |
| Net charge-offs | $810,000 | 1,925 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-453,000 | 6,780 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,316,000 | 1,855 |
| Total interest expense | $1,548,000 | 1,525 |
| Net interest income | $2,768,000 | 2,021 |
| Provision for loan and lease losses | $481,000 | 1,868 |
| Total noninterest income | $517,000 | 1,984 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $517,000 | 1,262 |
| Total noninterest expense | $2,755,000 | 1,806 |
| Salaries and employee benefits | $1,495,000 | 1,668 |
| Premises and equipment expense | $599,000 | 1,137 |
| Additional noninterest expense | $661,000 | 2,489 |
| Pre-tax net operating income | $49,000 | 5,666 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-22,000 | 7,209 |
| Income before extraordinary items | $71,000 | 5,387 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $71,000 | 5,388 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $71,000 | 5,387 |
| Net charge-offs | $416,000 | 1,741 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $71,000 | 5,279 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $19,404,000 | 1,763 |
| Total interest expense | $7,680,000 | 1,528 |
| Net interest income | $11,724,000 | 1,895 |
| Provision for loan and lease losses | $1,751,000 | 2,662 |
| Total noninterest income | $2,548,000 | 1,804 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,548,000 | 1,159 |
| Total noninterest expense | $10,845,000 | 1,877 |
| Salaries and employee benefits | $5,819,000 | 1,704 |
| Premises and equipment expense | $2,139,000 | 1,275 |
| Additional noninterest expense | $2,887,000 | 2,426 |
| Pre-tax net operating income | $1,676,000 | 2,200 |
| Securities gains (losses) | $528,000 | 847 |
| Applicable income taxes | $680,000 | 1,272 |
| Income before extraordinary items | $1,524,000 | 2,089 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,524,000 | 2,086 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,524,000 | 2,088 |
| Net charge-offs | $501,000 | 3,788 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,159,680 | 2,479 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $14,788,000 | 1,755 |
| Total interest expense | $6,005,000 | 1,548 |
| Net interest income | $8,783,000 | 1,885 |
| Provision for loan and lease losses | $1,188,000 | 2,526 |
| Total noninterest income | $1,875,000 | 1,868 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,875,000 | 1,206 |
| Total noninterest expense | $7,985,000 | 1,893 |
| Salaries and employee benefits | $4,456,000 | 1,691 |
| Premises and equipment expense | $1,598,000 | 1,287 |
| Additional noninterest expense | $1,931,000 | 2,641 |
| Pre-tax net operating income | $1,485,000 | 2,073 |
| Securities gains (losses) | $528,000 | 666 |
| Applicable income taxes | $652,000 | 1,146 |
| Income before extraordinary items | $1,361,000 | 1,954 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,361,000 | 1,953 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,361,000 | 1,954 |
| Net charge-offs | $388,000 | 3,382 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,001,960 | 2,428 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $10,168,000 | 1,739 |
| Total interest expense | $4,192,000 | 1,565 |
| Net interest income | $5,976,000 | 1,856 |
| Provision for loan and lease losses | $823,000 | 2,302 |
| Total noninterest income | $1,234,000 | 1,880 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,234,000 | 1,243 |
| Total noninterest expense | $5,464,000 | 1,884 |
| Salaries and employee benefits | $3,080,000 | 1,659 |
| Premises and equipment expense | $1,071,000 | 1,312 |
| Additional noninterest expense | $1,313,000 | 2,626 |
| Pre-tax net operating income | $923,000 | 2,260 |
| Securities gains (losses) | $528,000 | 484 |
| Applicable income taxes | $482,000 | 1,118 |
| Income before extraordinary items | $969,000 | 1,888 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $969,000 | 1,885 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $969,000 | 1,887 |
| Net charge-offs | $223,000 | 3,299 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $615,240 | 2,641 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,226,000 | 1,715 |
| Total interest expense | $2,155,000 | 1,577 |
| Net interest income | $3,071,000 | 1,808 |
| Provision for loan and lease losses | $447,000 | 1,912 |
| Total noninterest income | $308,000 | 2,974 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $308,000 | 1,912 |
| Total noninterest expense | $2,652,000 | 1,877 |
| Salaries and employee benefits | $1,589,000 | 1,636 |
| Premises and equipment expense | $536,000 | 1,336 |
| Additional noninterest expense | $527,000 | 2,870 |
| Pre-tax net operating income | $280,000 | 3,447 |
| Securities gains (losses) | $528,000 | 313 |
| Applicable income taxes | $273,000 | 1,152 |
| Income before extraordinary items | $535,000 | 1,998 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $535,000 | 1,998 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $535,000 | 1,999 |
| Net charge-offs | $47,000 | 3,624 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $186,520 | 3,827 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $22,437,000 | 1,723 |
| Total interest expense | $11,602,000 | 1,410 |
| Net interest income | $10,835,000 | 2,048 |
| Provision for loan and lease losses | $806,000 | 3,033 |
| Total noninterest income | $1,888,000 | 2,237 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,888,000 | 1,350 |
| Total noninterest expense | $9,625,000 | 2,005 |
| Salaries and employee benefits | $5,741,000 | 1,780 |
| Premises and equipment expense | $1,975,000 | 1,397 |
| Additional noninterest expense | $1,909,000 | 2,971 |
| Pre-tax net operating income | $2,292,000 | 2,239 |
| Securities gains (losses) | $585,000 | 329 |
| Applicable income taxes | $985,000 | 1,211 |
| Income before extraordinary items | $1,892,000 | 2,103 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,892,000 | 2,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 3,800 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,505,900 | 2,654 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $16,933,000 | 1,747 |
| Total interest expense | $8,887,000 | 1,433 |
| Net interest income | $8,046,000 | 2,083 |
| Provision for loan and lease losses | $297,000 | 3,582 |
| Total noninterest income | $1,499,000 | 2,214 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,499,000 | 1,366 |
| Total noninterest expense | $7,180,000 | 1,999 |
| Salaries and employee benefits | $4,236,000 | 1,833 |
| Premises and equipment expense | $1,481,000 | 1,402 |
| Additional noninterest expense | $1,463,000 | 2,836 |
| Pre-tax net operating income | $2,068,000 | 2,246 |
| Securities gains (losses) | $412,000 | 366 |
| Applicable income taxes | $871,000 | 1,286 |
| Income before extraordinary items | $1,609,000 | 2,190 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,609,000 | 2,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,888 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,341,200 | 2,670 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,323,000 | 1,773 |
| Total interest expense | $6,210,000 | 1,418 |
| Net interest income | $5,113,000 | 2,175 |
| Provision for loan and lease losses | $100,000 | 4,246 |
| Total noninterest income | $1,074,000 | 2,126 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,074,000 | 1,328 |
| Total noninterest expense | $4,770,000 | 2,008 |
| Salaries and employee benefits | $2,835,000 | 1,846 |
| Premises and equipment expense | $983,000 | 1,410 |
| Additional noninterest expense | $952,000 | 2,859 |
| Pre-tax net operating income | $1,317,000 | 2,448 |
| Securities gains (losses) | $318,000 | 432 |
| Applicable income taxes | $574,000 | 1,441 |
| Income before extraordinary items | $1,061,000 | 2,452 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,061,000 | 2,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $854,300 | 2,871 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,763,000 | 1,779 |
| Total interest expense | $3,308,000 | 1,425 |
| Net interest income | $2,455,000 | 2,253 |
| Provision for loan and lease losses | $55,000 | 3,686 |
| Total noninterest income | $626,000 | 1,892 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $626,000 | 1,203 |
| Total noninterest expense | $2,403,000 | 1,998 |
| Salaries and employee benefits | $1,413,000 | 1,863 |
| Premises and equipment expense | $503,000 | 1,377 |
| Additional noninterest expense | $487,000 | 2,789 |
| Pre-tax net operating income | $623,000 | 2,627 |
| Securities gains (losses) | $183,000 | 475 |
| Applicable income taxes | $282,000 | 1,542 |
| Income before extraordinary items | $524,000 | 2,578 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $524,000 | 2,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $405,050 | 3,089 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $24,755,000 | 1,731 |
| Total interest expense | $14,717,000 | 1,365 |
| Net interest income | $10,038,000 | 2,236 |
| Provision for loan and lease losses | $176,000 | 4,114 |
| Total noninterest income | $1,606,000 | 2,580 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,606,000 | 1,595 |
| Total noninterest expense | $9,446,000 | 1,961 |
| Salaries and employee benefits | $5,583,000 | 1,806 |
| Premises and equipment expense | $1,935,000 | 1,375 |
| Additional noninterest expense | $1,928,000 | 2,750 |
| Pre-tax net operating income | $2,022,000 | 3,293 |
| Securities gains (losses) | $470,000 | 272 |
| Applicable income taxes | $847,000 | 2,068 |
| Income before extraordinary items | $1,645,000 | 3,238 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,645,000 | 3,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,668 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,334,800 | 3,698 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $18,738,000 | 1,725 |
| Total interest expense | $11,152,000 | 1,347 |
| Net interest income | $7,586,000 | 2,238 |
| Provision for loan and lease losses | $16,000 | 5,978 |
| Total noninterest income | $1,193,000 | 2,594 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,193,000 | 1,602 |
| Total noninterest expense | $7,191,000 | 1,910 |
| Salaries and employee benefits | $4,297,000 | 1,751 |
| Premises and equipment expense | $1,454,000 | 1,351 |
| Additional noninterest expense | $1,440,000 | 2,713 |
| Pre-tax net operating income | $1,572,000 | 3,369 |
| Securities gains (losses) | $326,000 | 294 |
| Applicable income taxes | $650,000 | 2,176 |
| Income before extraordinary items | $1,248,000 | 3,375 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,248,000 | 3,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,810 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,032,840 | 3,803 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $12,587,000 | 1,728 |
| Total interest expense | $7,494,000 | 1,333 |
| Net interest income | $5,093,000 | 2,255 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $711,000 | 2,801 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $711,000 | 1,758 |
| Total noninterest expense | $4,778,000 | 1,928 |
| Salaries and employee benefits | $2,858,000 | 1,796 |
| Premises and equipment expense | $975,000 | 1,358 |
| Additional noninterest expense | $945,000 | 2,755 |
| Pre-tax net operating income | $1,026,000 | 3,475 |
| Securities gains (losses) | $230,000 | 286 |
| Applicable income taxes | $419,000 | 2,314 |
| Income before extraordinary items | $837,000 | 3,421 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $837,000 | 3,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $682,900 | 3,868 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,276,000 | 1,728 |
| Total interest expense | $3,774,000 | 1,319 |
| Net interest income | $2,502,000 | 2,295 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $388,000 | 2,617 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $388,000 | 1,624 |
| Total noninterest expense | $2,401,000 | 1,930 |
| Salaries and employee benefits | $1,423,000 | 1,814 |
| Premises and equipment expense | $490,000 | 1,369 |
| Additional noninterest expense | $488,000 | 2,674 |
| Pre-tax net operating income | $489,000 | 3,576 |
| Securities gains (losses) | $112,000 | 287 |
| Applicable income taxes | $193,000 | 2,447 |
| Income before extraordinary items | $408,000 | 3,447 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $408,000 | 3,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $331,840 | 3,926 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $24,152,000 | 1,669 |
| Total interest expense | $13,772,000 | 1,222 |
| Net interest income | $10,380,000 | 2,227 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $1,351,000 | 2,899 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,351,000 | 1,797 |
| Total noninterest expense | $9,886,000 | 1,803 |
| Salaries and employee benefits | $5,839,000 | 1,677 |
| Premises and equipment expense | $1,966,000 | 1,317 |
| Additional noninterest expense | $2,081,000 | 2,479 |
| Pre-tax net operating income | $1,845,000 | 3,831 |
| Securities gains (losses) | $376,000 | 285 |
| Applicable income taxes | $766,000 | 2,537 |
| Income before extraordinary items | $1,455,000 | 3,836 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,455,000 | 3,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,206,840 | 4,253 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $17,928,000 | 1,670 |
| Total interest expense | $9,981,000 | 1,227 |
| Net interest income | $7,947,000 | 2,196 |
| Provision for loan and lease losses | $-40,000 | 8,517 |
| Total noninterest income | $1,032,000 | 2,868 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,032,000 | 1,775 |
| Total noninterest expense | $7,428,000 | 1,792 |
| Salaries and employee benefits | $4,407,000 | 1,672 |
| Premises and equipment expense | $1,464,000 | 1,334 |
| Additional noninterest expense | $1,557,000 | 2,467 |
| Pre-tax net operating income | $1,591,000 | 3,660 |
| Securities gains (losses) | $271,000 | 287 |
| Applicable income taxes | $641,000 | 2,490 |
| Income before extraordinary items | $1,221,000 | 3,697 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,221,000 | 3,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,042,140 | 4,057 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $11,805,000 | 1,646 |
| Total interest expense | $6,392,000 | 1,220 |
| Net interest income | $5,413,000 | 2,159 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $686,000 | 2,858 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $686,000 | 1,790 |
| Total noninterest expense | $4,958,000 | 1,797 |
| Salaries and employee benefits | $2,953,000 | 1,671 |
| Premises and equipment expense | $971,000 | 1,338 |
| Additional noninterest expense | $1,034,000 | 2,481 |
| Pre-tax net operating income | $1,141,000 | 3,475 |
| Securities gains (losses) | $189,000 | 274 |
| Applicable income taxes | $459,000 | 2,430 |
| Income before extraordinary items | $871,000 | 3,533 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $871,000 | 3,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $748,150 | 3,881 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,802,000 | 1,634 |
| Total interest expense | $3,053,000 | 1,208 |
| Net interest income | $2,749,000 | 2,114 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $305,000 | 3,062 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $305,000 | 1,911 |
| Total noninterest expense | $2,490,000 | 1,785 |
| Salaries and employee benefits | $1,500,000 | 1,661 |
| Premises and equipment expense | $484,000 | 1,344 |
| Additional noninterest expense | $506,000 | 2,518 |
| Pre-tax net operating income | $564,000 | 3,476 |
| Securities gains (losses) | $93,000 | 261 |
| Applicable income taxes | $227,000 | 2,423 |
| Income before extraordinary items | $430,000 | 3,504 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $430,000 | 3,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $369,550 | 3,859 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $21,904,000 | 1,524 |
| Total interest expense | $10,370,000 | 1,087 |
| Net interest income | $11,534,000 | 1,920 |
| Provision for loan and lease losses | $-24,000 | 8,532 |
| Total noninterest income | $1,421,000 | 2,789 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,421,000 | 1,736 |
| Total noninterest expense | $10,422,000 | 1,638 |
| Salaries and employee benefits | $6,088,000 | 1,540 |
| Premises and equipment expense | $2,235,000 | 1,077 |
| Additional noninterest expense | $2,099,000 | 2,373 |
| Pre-tax net operating income | $2,557,000 | 3,115 |
| Securities gains (losses) | $347,000 | 369 |
| Applicable income taxes | $887,000 | 2,431 |
| Income before extraordinary items | $2,017,000 | 3,082 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,017,000 | 3,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,777,570 | 3,361 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $16,274,000 | 1,496 |
| Total interest expense | $7,462,000 | 1,064 |
| Net interest income | $8,812,000 | 1,858 |
| Provision for loan and lease losses | $11,000 | 6,464 |
| Total noninterest income | $1,147,000 | 2,666 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,147,000 | 1,641 |
| Total noninterest expense | $7,814,000 | 1,620 |
| Salaries and employee benefits | $4,548,000 | 1,535 |
| Premises and equipment expense | $1,670,000 | 1,076 |
| Additional noninterest expense | $1,596,000 | 2,314 |
| Pre-tax net operating income | $2,134,000 | 2,912 |
| Securities gains (losses) | $250,000 | 423 |
| Applicable income taxes | $724,000 | 2,345 |
| Income before extraordinary items | $1,660,000 | 2,892 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,660,000 | 2,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,485,000 | 3,117 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $10,656,000 | 1,474 |
| Total interest expense | $4,756,000 | 1,045 |
| Net interest income | $5,900,000 | 1,837 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $783,000 | 2,581 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $783,000 | 1,607 |
| Total noninterest expense | $5,244,000 | 1,610 |
| Salaries and employee benefits | $3,066,000 | 1,513 |
| Premises and equipment expense | $1,111,000 | 1,072 |
| Additional noninterest expense | $1,067,000 | 2,287 |
| Pre-tax net operating income | $1,439,000 | 2,846 |
| Securities gains (losses) | $130,000 | 498 |
| Applicable income taxes | $483,000 | 2,320 |
| Income before extraordinary items | $1,086,000 | 2,910 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,086,000 | 2,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $996,300 | 3,062 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,235,000 | 1,472 |
| Total interest expense | $2,330,000 | 1,004 |
| Net interest income | $2,905,000 | 1,844 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $410,000 | 2,457 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $410,000 | 1,526 |
| Total noninterest expense | $2,672,000 | 1,589 |
| Salaries and employee benefits | $1,572,000 | 1,481 |
| Premises and equipment expense | $566,000 | 1,060 |
| Additional noninterest expense | $534,000 | 2,282 |
| Pre-tax net operating income | $643,000 | 3,066 |
| Securities gains (losses) | $57,000 | 512 |
| Applicable income taxes | $207,000 | 2,538 |
| Income before extraordinary items | $493,000 | 3,084 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $493,000 | 3,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $453,100 | 3,252 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $19,805,000 | 1,451 |
| Total interest expense | $9,065,000 | 888 |
| Net interest income | $10,740,000 | 1,886 |
| Provision for loan and lease losses | $348,000 | 2,645 |
| Total noninterest income | $1,618,000 | 2,541 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,618,000 | 1,541 |
| Total noninterest expense | $9,835,000 | 1,655 |
| Salaries and employee benefits | $5,958,000 | 1,495 |
| Premises and equipment expense | $2,104,000 | 1,096 |
| Additional noninterest expense | $1,773,000 | 2,681 |
| Pre-tax net operating income | $2,175,000 | 3,327 |
| Securities gains (losses) | $346,000 | 578 |
| Applicable income taxes | $654,000 | 2,880 |
| Income before extraordinary items | $1,867,000 | 3,099 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,867,000 | 3,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $364,000 | 1,714 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,610,960 | 3,391 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $14,643,000 | 1,463 |
| Total interest expense | $6,724,000 | 878 |
| Net interest income | $7,919,000 | 1,903 |
| Provision for loan and lease losses | $348,000 | 2,028 |
| Total noninterest income | $1,321,000 | 2,411 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,321,000 | 1,460 |
| Total noninterest expense | $7,339,000 | 1,648 |
| Salaries and employee benefits | $4,510,000 | 1,471 |
| Premises and equipment expense | $1,542,000 | 1,115 |
| Additional noninterest expense | $1,287,000 | 2,728 |
| Pre-tax net operating income | $1,553,000 | 3,490 |
| Securities gains (losses) | $265,000 | 650 |
| Applicable income taxes | $446,000 | 3,101 |
| Income before extraordinary items | $1,372,000 | 3,199 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,372,000 | 3,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $350,000 | 1,293 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,173,250 | 3,529 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $9,716,000 | 1,456 |
| Total interest expense | $4,472,000 | 868 |
| Net interest income | $5,244,000 | 1,904 |
| Provision for loan and lease losses | $105,000 | 3,376 |
| Total noninterest income | $894,000 | 2,384 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $894,000 | 1,438 |
| Total noninterest expense | $5,042,000 | 1,606 |
| Salaries and employee benefits | $3,039,000 | 1,456 |
| Premises and equipment expense | $995,000 | 1,166 |
| Additional noninterest expense | $1,008,000 | 2,372 |
| Pre-tax net operating income | $991,000 | 3,557 |
| Securities gains (losses) | $196,000 | 656 |
| Applicable income taxes | $289,000 | 3,139 |
| Income before extraordinary items | $898,000 | 3,227 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $898,000 | 3,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 2,094 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $749,040 | 3,608 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,831,000 | 1,471 |
| Total interest expense | $2,273,000 | 873 |
| Net interest income | $2,558,000 | 1,949 |
| Provision for loan and lease losses | $105,000 | 2,016 |
| Total noninterest income | $445,000 | 2,364 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $445,000 | 1,405 |
| Total noninterest expense | $2,457,000 | 1,662 |
| Salaries and employee benefits | $1,503,000 | 1,475 |
| Premises and equipment expense | $492,000 | 1,192 |
| Additional noninterest expense | $462,000 | 2,544 |
| Pre-tax net operating income | $441,000 | 3,834 |
| Securities gains (losses) | $45,000 | 1,261 |
| Applicable income taxes | $111,000 | 3,616 |
| Income before extraordinary items | $375,000 | 3,684 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $375,000 | 3,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 1,270 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $340,350 | 3,801 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $19,304,000 | 1,488 |
| Total interest expense | $10,441,000 | 849 |
| Net interest income | $8,863,000 | 2,176 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $1,975,000 | 2,338 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,975,000 | 1,487 |
| Total noninterest expense | $10,072,000 | 1,595 |
| Salaries and employee benefits | $5,912,000 | 1,452 |
| Premises and equipment expense | $1,953,000 | 1,157 |
| Additional noninterest expense | $2,207,000 | 2,186 |
| Pre-tax net operating income | $766,000 | 5,805 |
| Securities gains (losses) | $1,620,000 | 346 |
| Applicable income taxes | $576,000 | 3,141 |
| Income before extraordinary items | $1,810,000 | 3,093 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,810,000 | 3,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,782 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $578,800 | 5,861 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $14,728,000 | 1,490 |
| Total interest expense | $8,076,000 | 860 |
| Net interest income | $6,652,000 | 2,195 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $1,396,000 | 2,479 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,396,000 | 1,611 |
| Total noninterest expense | $7,564,000 | 1,594 |
| Salaries and employee benefits | $4,478,000 | 1,453 |
| Premises and equipment expense | $1,434,000 | 1,194 |
| Additional noninterest expense | $1,652,000 | 2,165 |
| Pre-tax net operating income | $484,000 | 6,350 |
| Securities gains (losses) | $1,546,000 | 333 |
| Applicable income taxes | $597,000 | 2,678 |
| Income before extraordinary items | $1,433,000 | 3,069 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,433,000 | 3,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,480 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $335,340 | 6,566 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $9,999,000 | 1,470 |
| Total interest expense | $5,599,000 | 857 |
| Net interest income | $4,400,000 | 2,207 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $976,000 | 2,399 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $976,000 | 1,543 |
| Total noninterest expense | $5,150,000 | 1,563 |
| Salaries and employee benefits | $3,096,000 | 1,396 |
| Premises and equipment expense | $942,000 | 1,210 |
| Additional noninterest expense | $1,112,000 | 2,149 |
| Pre-tax net operating income | $226,000 | 6,998 |
| Securities gains (losses) | $1,057,000 | 350 |
| Applicable income taxes | $374,000 | 2,823 |
| Income before extraordinary items | $909,000 | 3,187 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $909,000 | 3,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $158,530 | 7,180 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,066,000 | 1,460 |
| Total interest expense | $2,824,000 | 876 |
| Net interest income | $2,242,000 | 2,178 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $508,000 | 2,258 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $508,000 | 1,470 |
| Total noninterest expense | $2,610,000 | 1,530 |
| Salaries and employee benefits | $1,559,000 | 1,389 |
| Premises and equipment expense | $479,000 | 1,195 |
| Additional noninterest expense | $572,000 | 2,062 |
| Pre-tax net operating income | $140,000 | 6,602 |
| Securities gains (losses) | $537,000 | 330 |
| Applicable income taxes | $196,000 | 2,730 |
| Income before extraordinary items | $481,000 | 3,036 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $481,000 | 3,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $99,730 | 6,750 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $23,637,000 | 1,293 |
| Total interest expense | $13,409,000 | 844 |
| Net interest income | $10,228,000 | 1,901 |
| Provision for loan and lease losses | $182,000 | 4,537 |
| Total noninterest income | $1,892,000 | 2,229 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,892,000 | 1,375 |
| Total noninterest expense | $10,020,000 | 1,544 |
| Salaries and employee benefits | $6,312,000 | 1,286 |
| Premises and equipment expense | $1,807,000 | 1,225 |
| Additional noninterest expense | $1,901,000 | 2,427 |
| Pre-tax net operating income | $1,918,000 | 3,530 |
| Securities gains (losses) | $1,277,000 | 363 |
| Applicable income taxes | $934,000 | 2,327 |
| Income before extraordinary items | $2,261,000 | 2,545 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,261,000 | 2,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-114,000 | 9,244 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,354,330 | 3,667 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $24,764,000 | 1,371 |
| Total interest expense | $16,763,000 | 960 |
| Net interest income | $8,001,000 | 2,244 |
| Provision for loan and lease losses | $200,000 | 4,117 |
| Total noninterest income | $1,793,000 | 2,192 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,793,000 | 1,339 |
| Total noninterest expense | $8,292,000 | 1,759 |
| Salaries and employee benefits | $4,778,000 | 1,580 |
| Premises and equipment expense | $1,824,000 | 1,169 |
| Additional noninterest expense | $1,690,000 | 2,600 |
| Pre-tax net operating income | $1,302,000 | 4,221 |
| Securities gains (losses) | $373,000 | 765 |
| Applicable income taxes | $396,000 | 3,754 |
| Income before extraordinary items | $1,279,000 | 3,628 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,279,000 | 3,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 3,328 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $995,520 | 4,186 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $23,493,000 | 1,479 |
| Total interest expense | $16,500,000 | 1,069 |
| Net interest income | $6,993,000 | 2,547 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $1,543,000 | 2,296 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,543,000 | 1,353 |
| Total noninterest expense | $7,415,000 | 1,873 |
| Salaries and employee benefits | $4,051,000 | 1,773 |
| Premises and equipment expense | $1,670,000 | 1,214 |
| Additional noninterest expense | $1,694,000 | 2,524 |
| Pre-tax net operating income | $1,121,000 | 4,935 |
| Securities gains (losses) | $184,000 | 429 |
| Applicable income taxes | $325,000 | 4,418 |
| Income before extraordinary items | $980,000 | 4,442 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $980,000 | 4,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-93,000 | 9,732 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $842,000 | 4,892 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $20,932,000 | 1,565 |
| Total interest expense | $14,008,000 | 1,082 |
| Net interest income | $6,924,000 | 2,537 |
| Provision for loan and lease losses | $20,000 | 7,660 |
| Total noninterest income | $1,305,000 | 2,527 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,305,000 | 1,532 |
| Total noninterest expense | $7,157,000 | 1,915 |
| Salaries and employee benefits | $3,876,000 | 1,793 |
| Premises and equipment expense | $1,521,000 | 1,337 |
| Additional noninterest expense | $1,760,000 | 2,467 |
| Pre-tax net operating income | $1,052,000 | 5,153 |
| Securities gains (losses) | $146,000 | 620 |
| Applicable income taxes | $277,000 | 4,990 |
| Income before extraordinary items | $921,000 | 4,680 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $921,000 | 4,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 9,481 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $808,580 | 5,025 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $20,968,000 | 1,540 |
| Total interest expense | $14,416,000 | 1,087 |
| Net interest income | $6,552,000 | 2,608 |
| Provision for loan and lease losses | $415,000 | 2,012 |
| Total noninterest income | $1,505,000 | 2,263 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,505,000 | 1,400 |
| Total noninterest expense | $6,499,000 | 2,015 |
| Salaries and employee benefits | $3,419,000 | 1,948 |
| Premises and equipment expense | $1,587,000 | 1,214 |
| Additional noninterest expense | $1,493,000 | 2,795 |
| Pre-tax net operating income | $1,143,000 | 5,034 |
| Securities gains (losses) | $108,000 | 1,225 |
| Applicable income taxes | $339,000 | 4,852 |
| Income before extraordinary items | $912,000 | 4,784 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $912,000 | 4,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,603 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $833,160 | 4,977 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $20,498,000 | 1,614 |
| Total interest expense | $13,833,000 | 1,171 |
| Net interest income | $6,665,000 | 2,609 |
| Provision for loan and lease losses | $20,000 | 7,880 |
| Total noninterest income | $1,215,000 | 2,611 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,215,000 | 1,543 |
| Total noninterest expense | $6,305,000 | 2,051 |
| Salaries and employee benefits | $3,271,000 | 2,010 |
| Premises and equipment expense | $1,611,000 | 1,227 |
| Additional noninterest expense | $1,423,000 | 2,877 |
| Pre-tax net operating income | $1,555,000 | 4,356 |
| Securities gains (losses) | $97,000 | 993 |
| Applicable income taxes | $484,000 | 4,309 |
| Income before extraordinary items | $1,168,000 | 4,145 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,168,000 | 4,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,932 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,099,130 | 4,296 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $19,790,000 | 1,707 |
| Total interest expense | $13,182,000 | 1,238 |
| Net interest income | $6,608,000 | 2,681 |
| Provision for loan and lease losses | $-31,000 | 11,160 |
| Total noninterest income | $1,139,000 | 2,805 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,139,000 | 1,654 |
| Total noninterest expense | $7,519,000 | 1,883 |
| Salaries and employee benefits | $2,977,000 | 2,237 |
| Premises and equipment expense | $1,421,000 | 1,434 |
| Additional noninterest expense | $3,121,000 | 1,668 |
| Pre-tax net operating income | $259,000 | 9,417 |
| Securities gains (losses) | $87,000 | 1,023 |
| Applicable income taxes | $47,000 | 9,744 |
| Income before extraordinary items | $299,000 | 8,440 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $299,000 | 8,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 5,074 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $224,180 | 9,000 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $19,479,000 | 1,743 |
| Total interest expense | $13,152,000 | 1,259 |
| Net interest income | $6,327,000 | 2,828 |
| Provision for loan and lease losses | $36,000 | 6,768 |
| Total noninterest income | $1,278,000 | 2,575 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,278,000 | 1,528 |
| Total noninterest expense | $6,427,000 | 2,142 |
| Salaries and employee benefits | $2,950,000 | 2,238 |
| Premises and equipment expense | $1,421,000 | 1,446 |
| Additional noninterest expense | $2,056,000 | 2,350 |
| Pre-tax net operating income | $1,142,000 | 5,441 |
| Securities gains (losses) | $49,000 | 1,312 |
| Applicable income taxes | $356,000 | 5,372 |
| Income before extraordinary items | $835,000 | 5,283 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $835,000 | 5,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-70,000 | 11,605 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $800,700 | 5,421 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $17,457,000 | 1,758 |
| Total interest expense | $11,122,000 | 1,183 |
| Net interest income | $6,335,000 | 2,856 |
| Provision for loan and lease losses | $-59,000 | 12,033 |
| Total noninterest income | $1,294,000 | 2,588 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,294,000 | 1,545 |
| Total noninterest expense | $5,938,000 | 2,368 |
| Salaries and employee benefits | $2,633,000 | 2,532 |
| Premises and equipment expense | $1,182,000 | 1,743 |
| Additional noninterest expense | $2,123,000 | 2,459 |
| Pre-tax net operating income | $1,750,000 | 3,844 |
| Securities gains (losses) | $40,000 | 1,289 |
| Applicable income taxes | $578,000 | 3,624 |
| Income before extraordinary items | $1,212,000 | 3,817 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,212,000 | 3,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,184,800 | 3,944 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $18,220,000 | 1,715 |
| Total interest expense | $11,506,000 | 1,185 |
| Net interest income | $6,714,000 | 2,685 |
| Provision for loan and lease losses | $31,000 | 8,369 |
| Total noninterest income | $1,175,000 | 2,949 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,175,000 | 1,833 |
| Total noninterest expense | $5,264,000 | 2,716 |
| Salaries and employee benefits | $2,413,000 | 2,749 |
| Premises and equipment expense | $1,040,000 | 1,980 |
| Additional noninterest expense | $1,811,000 | 2,974 |
| Pre-tax net operating income | $2,594,000 | 2,626 |
| Securities gains (losses) | $142,000 | 2,045 |
| Applicable income taxes | $935,000 | 2,423 |
| Income before extraordinary items | $1,801,000 | 2,763 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,801,000 | 2,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-88,000 | 12,897 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,707,280 | 2,734 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $19,625,000 | 1,809 |
| Total interest expense | $13,455,000 | 1,321 |
| Net interest income | $6,170,000 | 2,950 |
| Provision for loan and lease losses | $-116,000 | 13,728 |
| Total noninterest income | $1,041,000 | 3,210 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,041,000 | 1,942 |
| Total noninterest expense | $5,323,000 | 2,703 |
| Salaries and employee benefits | $2,088,000 | 3,098 |
| Premises and equipment expense | $1,076,000 | 1,965 |
| Additional noninterest expense | $2,159,000 | 2,628 |
| Pre-tax net operating income | $2,004,000 | 3,102 |
| Securities gains (losses) | $364,000 | 1,364 |
| Applicable income taxes | $762,000 | 2,729 |
| Income before extraordinary items | $1,606,000 | 2,864 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,606,000 | 2,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 13,250 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,358,480 | 3,133 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.