Home > First Federal Savings and Loan Association of Westchester > Income and Expense
First Federal Savings and Loan Association of Westchester, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $23,308,000 | 1,409 |
| Total interest expense | $12,657,000 | 1,260 |
| Net interest income | $10,651,000 | 1,625 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $969,000 | 3,107 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $969,000 | 1,775 |
| Total noninterest expense | $4,811,000 | 2,664 |
| Salaries and employee benefits | $3,220,000 | 2,046 |
| Premises and equipment expense | $730,000 | 2,634 |
| Additional noninterest expense | $861,000 | 4,474 |
| Pre-tax net operating income | $6,809,000 | 1,169 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $2,534,000 | 1,085 |
| Income before extraordinary items | $4,275,000 | 1,276 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,275,000 | 1,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 10,222 |
| Cash dividends | $3,100,000 | 910 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,275,000 | 1,244 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $23,030,000 | 1,466 |
| Total interest expense | $12,437,000 | 1,300 |
| Net interest income | $10,593,000 | 1,672 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $871,000 | 3,477 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $871,000 | 1,993 |
| Total noninterest expense | $6,751,000 | 2,061 |
| Salaries and employee benefits | $3,199,000 | 2,086 |
| Premises and equipment expense | $680,000 | 2,880 |
| Additional noninterest expense | $2,872,000 | 1,807 |
| Pre-tax net operating income | $4,713,000 | 1,545 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,613,000 | 1,492 |
| Income before extraordinary items | $3,100,000 | 1,609 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,100,000 | 1,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $4,000,000 | 769 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,100,000 | 1,572 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $22,014,000 | 1,539 |
| Total interest expense | $11,523,000 | 1,410 |
| Net interest income | $10,491,000 | 1,703 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $858,000 | 3,494 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $858,000 | 2,004 |
| Total noninterest expense | $5,181,000 | 2,616 |
| Salaries and employee benefits | $3,184,000 | 2,087 |
| Premises and equipment expense | $762,000 | 2,608 |
| Additional noninterest expense | $1,235,000 | 3,653 |
| Pre-tax net operating income | $6,168,000 | 1,239 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $2,201,000 | 1,173 |
| Income before extraordinary items | $3,970,000 | 1,335 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,970,000 | 1,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $4,000,000 | 748 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $3,968,080 | 1,313 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $20,538,000 | 1,507 |
| Total interest expense | $10,493,000 | 1,253 |
| Net interest income | $10,045,000 | 1,798 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $989,000 | 3,141 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $989,000 | 1,848 |
| Total noninterest expense | $4,940,000 | 2,802 |
| Salaries and employee benefits | $3,050,000 | 2,179 |
| Premises and equipment expense | $704,000 | 2,813 |
| Additional noninterest expense | $1,186,000 | 4,093 |
| Pre-tax net operating income | $6,094,000 | 1,226 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $2,165,000 | 1,119 |
| Income before extraordinary items | $3,929,000 | 1,282 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,929,000 | 1,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,618 |
| Cash dividends | $4,100,000 | 640 |
| Sale, conversion, retirement of capital stock, net | $565,000 | 528 |
| Net operating income | $3,929,000 | 1,295 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $21,363,000 | 1,473 |
| Total interest expense | $11,240,000 | 1,210 |
| Net interest income | $10,123,000 | 1,778 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $1,061,000 | 3,186 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,061,000 | 1,953 |
| Total noninterest expense | $5,087,000 | 2,813 |
| Salaries and employee benefits | $3,149,000 | 2,105 |
| Premises and equipment expense | $675,000 | 2,985 |
| Additional noninterest expense | $1,263,000 | 4,010 |
| Pre-tax net operating income | $6,097,000 | 1,140 |
| Securities gains (losses) | $6,000 | 5,977 |
| Applicable income taxes | $2,049,000 | 1,185 |
| Income before extraordinary items | $4,054,000 | 1,252 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $4,054,000 | 1,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $529,000 | 585 |
| Net operating income | $4,050,040 | 1,166 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $22,584,000 | 1,597 |
| Total interest expense | $14,056,000 | 1,261 |
| Net interest income | $8,528,000 | 2,131 |
| Provision for loan and lease losses | $449,000 | 3,230 |
| Total noninterest income | $838,000 | 3,841 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $838,000 | 2,250 |
| Total noninterest expense | $4,641,000 | 3,078 |
| Salaries and employee benefits | $2,722,000 | 2,378 |
| Premises and equipment expense | $663,000 | 3,074 |
| Additional noninterest expense | $1,256,000 | 4,167 |
| Pre-tax net operating income | $4,276,000 | 1,482 |
| Securities gains (losses) | $-11,000 | 13,323 |
| Applicable income taxes | $1,450,000 | 1,485 |
| Income before extraordinary items | $2,815,000 | 1,634 |
| Extraordinary gains, net | $-186,000 | 13,728 |
| Net income | $2,629,000 | 1,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 8,990 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $8,210,000 | 113 |
| Net operating income | $2,822,260 | 1,516 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.