Home > First Federal Savings and Loan Association of Valdosta > Income and Expense
First Federal Savings and Loan Association of Valdosta, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $3,772,000 | 2,482 |
| Total interest expense | $1,228,000 | 2,480 |
| Net interest income | $2,544,000 | 2,461 |
| Provision for loan and lease losses | $30,000 | 2,142 |
| Total noninterest income | $201,000 | 2,876 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $73,000 | 2,195 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 2,821 |
| Total noninterest expense | $2,044,000 | 2,413 |
| Salaries and employee benefits | $1,080,000 | 2,496 |
| Premises and equipment expense | $192,000 | 2,404 |
| Additional noninterest expense | $128,000 | 2,821 |
| Pre-tax net operating income | $671,000 | 2,657 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $151,000 | 1,774 |
| Income before extraordinary items | $520,000 | 2,766 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $520,000 | 2,793 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $520,000 | 2,766 |
| Net charge-offs | $0 | 2,299 |
| Cash dividends | $0 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $520,000 | 2,778 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $13,671,000 | 2,589 |
| Total interest expense | $4,270,000 | 2,681 |
| Net interest income | $9,401,000 | 2,491 |
| Provision for loan and lease losses | $120,000 | 2,391 |
| Total noninterest income | $773,000 | 3,002 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $352,000 | 2,043 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $421,000 | 3,080 |
| Total noninterest expense | $8,830,000 | 2,255 |
| Salaries and employee benefits | $5,147,000 | 2,205 |
| Premises and equipment expense | $813,000 | 2,302 |
| Additional noninterest expense | $421,000 | 3,080 |
| Pre-tax net operating income | $1,224,000 | 3,329 |
| Securities gains (losses) | $0 | 940 |
| Applicable income taxes | $284,000 | 2,193 |
| Income before extraordinary items | $940,000 | 3,413 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $940,000 | 3,448 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $940,000 | 3,413 |
| Net charge-offs | $34,000 | 2,271 |
| Cash dividends | $0 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $940,000 | 3,429 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $10,025,000 | 2,607 |
| Total interest expense | $3,035,000 | 2,737 |
| Net interest income | $6,990,000 | 2,493 |
| Provision for loan and lease losses | $90,000 | 2,249 |
| Total noninterest income | $572,000 | 2,985 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $281,000 | 1,973 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $291,000 | 3,138 |
| Total noninterest expense | $5,863,000 | 2,405 |
| Salaries and employee benefits | $3,093,000 | 2,504 |
| Premises and equipment expense | $599,000 | 2,308 |
| Additional noninterest expense | $291,000 | 3,138 |
| Pre-tax net operating income | $1,609,000 | 2,801 |
| Securities gains (losses) | $0 | 930 |
| Applicable income taxes | $387,000 | 1,837 |
| Income before extraordinary items | $1,222,000 | 2,948 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,222,000 | 2,981 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,222,000 | 2,951 |
| Net charge-offs | $31,000 | 1,939 |
| Cash dividends | $0 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $1,222,000 | 2,959 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $6,502,000 | 2,625 |
| Total interest expense | $1,856,000 | 2,805 |
| Net interest income | $4,646,000 | 2,477 |
| Provision for loan and lease losses | $60,000 | 2,141 |
| Total noninterest income | $399,000 | 2,903 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $191,000 | 1,934 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $208,000 | 3,038 |
| Total noninterest expense | $3,919,000 | 2,397 |
| Salaries and employee benefits | $2,058,000 | 2,507 |
| Premises and equipment expense | $397,000 | 2,308 |
| Additional noninterest expense | $208,000 | 3,038 |
| Pre-tax net operating income | $1,066,000 | 2,780 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $262,000 | 1,806 |
| Income before extraordinary items | $804,000 | 2,938 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $804,000 | 2,973 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $804,000 | 2,941 |
| Net charge-offs | $48,000 | 1,417 |
| Cash dividends | $0 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $804,000 | 2,944 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $3,137,000 | 2,659 |
| Total interest expense | $849,000 | 2,883 |
| Net interest income | $2,288,000 | 2,506 |
| Provision for loan and lease losses | $30,000 | 1,896 |
| Total noninterest income | $201,000 | 2,877 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $93,000 | 1,951 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 2,978 |
| Total noninterest expense | $1,959,000 | 2,401 |
| Salaries and employee benefits | $1,017,000 | 2,527 |
| Premises and equipment expense | $195,000 | 2,353 |
| Additional noninterest expense | $108,000 | 2,978 |
| Pre-tax net operating income | $500,000 | 2,811 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $117,000 | 1,847 |
| Income before extraordinary items | $383,000 | 2,959 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $383,000 | 2,991 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $383,000 | 2,960 |
| Net charge-offs | $40,000 | 1,025 |
| Cash dividends | $0 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $383,000 | 2,963 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $7,730,000 | 2,772 |
| Total interest expense | $1,518,000 | 2,927 |
| Net interest income | $6,212,000 | 2,665 |
| Provision for loan and lease losses | $90,000 | 2,173 |
| Total noninterest income | $619,000 | 2,953 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $239,000 | 2,128 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $380,000 | 2,951 |
| Total noninterest expense | $5,301,000 | 2,533 |
| Salaries and employee benefits | $2,794,000 | 2,631 |
| Premises and equipment expense | $580,000 | 2,353 |
| Additional noninterest expense | $380,000 | 2,950 |
| Pre-tax net operating income | $1,440,000 | 3,065 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $327,000 | 2,051 |
| Income before extraordinary items | $1,113,000 | 3,179 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,113,000 | 3,212 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,113,000 | 3,180 |
| Net charge-offs | $9,000 | 2,168 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,113,000 | 3,205 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $4,987,000 | 2,792 |
| Total interest expense | $842,000 | 2,978 |
| Net interest income | $4,145,000 | 2,682 |
| Provision for loan and lease losses | $60,000 | 2,092 |
| Total noninterest income | $367,000 | 3,047 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $160,000 | 2,117 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $207,000 | 3,130 |
| Total noninterest expense | $3,541,000 | 2,512 |
| Salaries and employee benefits | $1,869,000 | 2,622 |
| Premises and equipment expense | $381,000 | 2,370 |
| Additional noninterest expense | $207,000 | 3,123 |
| Pre-tax net operating income | $911,000 | 3,139 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $206,000 | 2,119 |
| Income before extraordinary items | $705,000 | 3,279 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $705,000 | 3,313 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $705,000 | 3,278 |
| Net charge-offs | $9,000 | 1,852 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $705,000 | 3,290 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,419,000 | 2,820 |
| Total interest expense | $332,000 | 3,061 |
| Net interest income | $2,087,000 | 2,690 |
| Provision for loan and lease losses | $30,000 | 1,903 |
| Total noninterest income | $180,000 | 3,066 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $78,000 | 2,163 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 3,137 |
| Total noninterest expense | $1,794,000 | 2,522 |
| Salaries and employee benefits | $923,000 | 2,660 |
| Premises and equipment expense | $195,000 | 2,381 |
| Additional noninterest expense | $102,000 | 3,137 |
| Pre-tax net operating income | $443,000 | 3,229 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $105,000 | 2,103 |
| Income before extraordinary items | $338,000 | 3,362 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $338,000 | 3,360 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $338,000 | 3,362 |
| Net charge-offs | $11,000 | 1,336 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $338,000 | 3,389 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $8,544,000 | 2,752 |
| Total interest expense | $536,000 | 3,168 |
| Net interest income | $8,008,000 | 2,683 |
| Provision for loan and lease losses | $100,000 | 2,212 |
| Total noninterest income | $828,000 | 3,022 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $323,000 | 2,174 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $505,000 | 3,037 |
| Total noninterest expense | $8,138,000 | 2,282 |
| Salaries and employee benefits | $4,566,000 | 2,310 |
| Premises and equipment expense | $817,000 | 2,276 |
| Additional noninterest expense | $505,000 | 3,037 |
| Pre-tax net operating income | $598,000 | 4,095 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $137,000 | 2,844 |
| Income before extraordinary items | $461,000 | 4,149 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $461,000 | 4,147 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $461,000 | 4,149 |
| Net charge-offs | $-18,000 | 3,793 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $461,000 | 4,164 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,061,000 | 2,739 |
| Total interest expense | $269,000 | 2,799 |
| Net interest income | $3,792,000 | 2,710 |
| Provision for loan and lease losses | $40,000 | 1,997 |
| Total noninterest income | $459,000 | 2,930 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $150,000 | 2,261 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $309,000 | 2,906 |
| Total noninterest expense | $3,527,000 | 2,477 |
| Salaries and employee benefits | $1,865,000 | 2,609 |
| Premises and equipment expense | $387,000 | 2,372 |
| Additional noninterest expense | $1,275,000 | 2,223 |
| Pre-tax net operating income | $684,000 | 3,420 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $170,000 | 2,257 |
| Income before extraordinary items | $514,000 | 3,534 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $514,000 | 3,533 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $514,000 | 3,534 |
| Net charge-offs | $-39,000 | 4,101 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $514,000 | 3,569 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,008,000 | 2,708 |
| Total interest expense | $175,000 | 2,415 |
| Net interest income | $1,833,000 | 2,717 |
| Provision for loan and lease losses | $20,000 | 1,778 |
| Total noninterest income | $277,000 | 2,687 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $75,000 | 2,248 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $202,000 | 2,557 |
| Total noninterest expense | $1,747,000 | 2,500 |
| Salaries and employee benefits | $932,000 | 2,611 |
| Premises and equipment expense | $180,000 | 2,478 |
| Additional noninterest expense | $635,000 | 2,214 |
| Pre-tax net operating income | $343,000 | 3,281 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $85,000 | 2,171 |
| Income before extraordinary items | $258,000 | 3,415 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $258,000 | 3,414 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $258,000 | 3,415 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $258,000 | 3,440 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $8,070,000 | 2,806 |
| Total interest expense | $1,090,000 | 2,091 |
| Net interest income | $6,980,000 | 2,852 |
| Provision for loan and lease losses | $110,000 | 2,138 |
| Total noninterest income | $769,000 | 3,262 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $263,000 | 2,334 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $506,000 | 3,250 |
| Total noninterest expense | $7,400,000 | 2,393 |
| Salaries and employee benefits | $4,311,000 | 2,377 |
| Premises and equipment expense | $696,000 | 2,522 |
| Additional noninterest expense | $2,393,000 | 2,302 |
| Pre-tax net operating income | $239,000 | 4,460 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $35,000 | 3,386 |
| Income before extraordinary items | $204,000 | 4,480 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $204,000 | 4,480 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $204,000 | 4,480 |
| Net charge-offs | $6,000 | 2,402 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $204,000 | 4,463 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $6,072,000 | 2,853 |
| Total interest expense | $848,000 | 2,123 |
| Net interest income | $5,224,000 | 2,902 |
| Provision for loan and lease losses | $90,000 | 2,005 |
| Total noninterest income | $558,000 | 3,326 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $186,000 | 2,409 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $372,000 | 3,318 |
| Total noninterest expense | $5,075,000 | 2,562 |
| Salaries and employee benefits | $2,756,000 | 2,642 |
| Premises and equipment expense | $530,000 | 2,523 |
| Additional noninterest expense | $1,789,000 | 2,329 |
| Pre-tax net operating income | $617,000 | 4,094 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $138,000 | 2,767 |
| Income before extraordinary items | $479,000 | 4,200 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $479,000 | 4,199 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $479,000 | 4,200 |
| Net charge-offs | $-6,000 | 3,495 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $479,000 | 4,176 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,019,000 | 2,874 |
| Total interest expense | $587,000 | 2,129 |
| Net interest income | $3,432,000 | 2,929 |
| Provision for loan and lease losses | $60,000 | 1,979 |
| Total noninterest income | $361,000 | 3,347 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $118,000 | 2,430 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $243,000 | 3,334 |
| Total noninterest expense | $3,372,000 | 2,556 |
| Salaries and employee benefits | $1,838,000 | 2,643 |
| Premises and equipment expense | $342,000 | 2,557 |
| Additional noninterest expense | $1,192,000 | 2,303 |
| Pre-tax net operating income | $361,000 | 4,189 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $76,000 | 2,863 |
| Income before extraordinary items | $285,000 | 4,269 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $285,000 | 4,268 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $285,000 | 4,269 |
| Net charge-offs | $-5,000 | 3,551 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $285,000 | 4,246 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,039,000 | 2,833 |
| Total interest expense | $303,000 | 2,161 |
| Net interest income | $1,736,000 | 2,886 |
| Provision for loan and lease losses | $30,000 | 1,982 |
| Total noninterest income | $171,000 | 3,389 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $66,000 | 2,290 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 3,465 |
| Total noninterest expense | $1,690,000 | 2,529 |
| Salaries and employee benefits | $910,000 | 2,645 |
| Premises and equipment expense | $175,000 | 2,542 |
| Additional noninterest expense | $605,000 | 2,241 |
| Pre-tax net operating income | $187,000 | 4,137 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $41,000 | 2,776 |
| Income before extraordinary items | $146,000 | 4,235 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $146,000 | 4,234 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $146,000 | 4,235 |
| Net charge-offs | $-4,000 | 3,680 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $146,000 | 4,214 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $8,628,000 | 2,752 |
| Total interest expense | $1,701,000 | 2,188 |
| Net interest income | $6,927,000 | 2,832 |
| Provision for loan and lease losses | $100,000 | 3,523 |
| Total noninterest income | $703,000 | 3,273 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $253,000 | 2,447 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $450,000 | 3,253 |
| Total noninterest expense | $7,464,000 | 2,372 |
| Salaries and employee benefits | $4,329,000 | 2,368 |
| Premises and equipment expense | $694,000 | 2,536 |
| Additional noninterest expense | $2,441,000 | 2,240 |
| Pre-tax net operating income | $66,000 | 4,669 |
| Securities gains (losses) | $1,000 | 2,609 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $67,000 | 4,702 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $67,000 | 4,702 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $67,000 | 4,702 |
| Net charge-offs | $76,000 | 2,164 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $66,000 | 4,665 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $6,597,000 | 2,728 |
| Total interest expense | $1,339,000 | 2,212 |
| Net interest income | $5,258,000 | 2,821 |
| Provision for loan and lease losses | $90,000 | 3,370 |
| Total noninterest income | $505,000 | 3,294 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $184,000 | 2,497 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $321,000 | 3,276 |
| Total noninterest expense | $5,058,000 | 2,493 |
| Salaries and employee benefits | $2,730,000 | 2,619 |
| Premises and equipment expense | $516,000 | 2,551 |
| Additional noninterest expense | $1,812,000 | 2,222 |
| Pre-tax net operating income | $615,000 | 3,893 |
| Securities gains (losses) | $1,000 | 2,423 |
| Applicable income taxes | $143,000 | 2,590 |
| Income before extraordinary items | $473,000 | 4,052 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $473,000 | 4,052 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $473,000 | 4,052 |
| Net charge-offs | $-10,000 | 4,251 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $472,210 | 4,013 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,434,000 | 2,752 |
| Total interest expense | $918,000 | 2,272 |
| Net interest income | $3,516,000 | 2,832 |
| Provision for loan and lease losses | $60,000 | 3,299 |
| Total noninterest income | $316,000 | 3,327 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $122,000 | 2,536 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $194,000 | 3,339 |
| Total noninterest expense | $3,355,000 | 2,505 |
| Salaries and employee benefits | $1,834,000 | 2,609 |
| Premises and equipment expense | $331,000 | 2,615 |
| Additional noninterest expense | $1,190,000 | 2,225 |
| Pre-tax net operating income | $417,000 | 3,875 |
| Securities gains (losses) | $1,000 | 2,174 |
| Applicable income taxes | $100,000 | 2,528 |
| Income before extraordinary items | $318,000 | 4,044 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $318,000 | 4,044 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $318,000 | 4,044 |
| Net charge-offs | $-8,000 | 4,259 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $317,210 | 4,009 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,248,000 | 2,747 |
| Total interest expense | $467,000 | 2,397 |
| Net interest income | $1,781,000 | 2,785 |
| Provision for loan and lease losses | $30,000 | 2,812 |
| Total noninterest income | $168,000 | 3,230 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $76,000 | 2,498 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 3,262 |
| Total noninterest expense | $1,696,000 | 2,513 |
| Salaries and employee benefits | $925,000 | 2,608 |
| Premises and equipment expense | $166,000 | 2,620 |
| Additional noninterest expense | $605,000 | 2,240 |
| Pre-tax net operating income | $223,000 | 3,684 |
| Securities gains (losses) | $1,000 | 1,614 |
| Applicable income taxes | $58,000 | 2,309 |
| Income before extraordinary items | $166,000 | 3,884 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $166,000 | 3,885 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $166,000 | 3,885 |
| Net charge-offs | $-8,000 | 4,381 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $165,210 | 3,856 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $9,127,000 | 2,736 |
| Total interest expense | $1,733,000 | 2,570 |
| Net interest income | $7,394,000 | 2,755 |
| Provision for loan and lease losses | $81,000 | 3,082 |
| Total noninterest income | $601,000 | 3,452 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $311,000 | 2,551 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $290,000 | 3,614 |
| Total noninterest expense | $7,382,000 | 2,363 |
| Salaries and employee benefits | $4,365,000 | 2,296 |
| Premises and equipment expense | $648,000 | 2,672 |
| Additional noninterest expense | $2,369,000 | 2,293 |
| Pre-tax net operating income | $532,000 | 4,402 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $125,000 | 2,917 |
| Income before extraordinary items | $407,000 | 4,511 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $407,000 | 4,513 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $407,000 | 4,513 |
| Net charge-offs | $147,000 | 1,938 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $407,000 | 4,490 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,791,000 | 2,783 |
| Total interest expense | $1,278,000 | 2,605 |
| Net interest income | $5,513,000 | 2,796 |
| Provision for loan and lease losses | $72,000 | 2,882 |
| Total noninterest income | $461,000 | 3,438 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $229,000 | 2,612 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $232,000 | 3,569 |
| Total noninterest expense | $4,970,000 | 2,542 |
| Salaries and employee benefits | $2,690,000 | 2,646 |
| Premises and equipment expense | $493,000 | 2,669 |
| Additional noninterest expense | $1,787,000 | 2,279 |
| Pre-tax net operating income | $932,000 | 3,723 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $225,000 | 2,428 |
| Income before extraordinary items | $707,000 | 3,932 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $707,000 | 3,931 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $707,000 | 3,932 |
| Net charge-offs | $101,000 | 1,758 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $707,000 | 3,905 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,555,000 | 2,777 |
| Total interest expense | $836,000 | 2,608 |
| Net interest income | $3,719,000 | 2,803 |
| Provision for loan and lease losses | $45,000 | 2,856 |
| Total noninterest income | $305,000 | 3,420 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $146,000 | 2,673 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 3,544 |
| Total noninterest expense | $3,316,000 | 2,571 |
| Salaries and employee benefits | $1,804,000 | 2,657 |
| Premises and equipment expense | $307,000 | 2,782 |
| Additional noninterest expense | $1,205,000 | 2,285 |
| Pre-tax net operating income | $663,000 | 3,643 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $160,000 | 2,359 |
| Income before extraordinary items | $503,000 | 3,856 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $503,000 | 3,854 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $503,000 | 3,855 |
| Net charge-offs | $85,000 | 1,500 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $503,000 | 3,837 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,280,000 | 2,791 |
| Total interest expense | $414,000 | 2,588 |
| Net interest income | $1,866,000 | 2,814 |
| Provision for loan and lease losses | $18,000 | 2,814 |
| Total noninterest income | $141,000 | 3,518 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $73,000 | 2,677 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 3,685 |
| Total noninterest expense | $1,664,000 | 2,579 |
| Salaries and employee benefits | $887,000 | 2,695 |
| Premises and equipment expense | $156,000 | 2,782 |
| Additional noninterest expense | $621,000 | 2,228 |
| Pre-tax net operating income | $325,000 | 3,664 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $78,000 | 2,341 |
| Income before extraordinary items | $247,000 | 3,862 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $247,000 | 3,860 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $247,000 | 3,861 |
| Net charge-offs | $84,000 | 962 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $247,000 | 3,863 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $8,148,000 | 2,903 |
| Total interest expense | $1,277,000 | 2,578 |
| Net interest income | $6,871,000 | 2,938 |
| Provision for loan and lease losses | $70,000 | 3,296 |
| Total noninterest income | $681,000 | 3,375 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $291,000 | 2,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $390,000 | 3,378 |
| Total noninterest expense | $7,099,000 | 2,451 |
| Salaries and employee benefits | $3,941,000 | 2,474 |
| Premises and equipment expense | $667,000 | 2,656 |
| Additional noninterest expense | $2,491,000 | 2,229 |
| Pre-tax net operating income | $383,000 | 4,788 |
| Securities gains (losses) | $-1,000 | 4,008 |
| Applicable income taxes | $31,000 | 3,527 |
| Income before extraordinary items | $351,000 | 4,771 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $351,000 | 4,770 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $351,000 | 4,770 |
| Net charge-offs | $33,000 | 2,857 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $351,920 | 4,773 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,955,000 | 2,953 |
| Total interest expense | $897,000 | 2,599 |
| Net interest income | $5,058,000 | 2,975 |
| Provision for loan and lease losses | $60,000 | 3,056 |
| Total noninterest income | $580,000 | 3,211 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $205,000 | 2,902 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $375,000 | 3,097 |
| Total noninterest expense | $4,853,000 | 2,602 |
| Salaries and employee benefits | $2,483,000 | 2,788 |
| Premises and equipment expense | $523,000 | 2,593 |
| Additional noninterest expense | $1,847,000 | 2,239 |
| Pre-tax net operating income | $725,000 | 4,144 |
| Securities gains (losses) | $-1,000 | 4,378 |
| Applicable income taxes | $140,000 | 2,795 |
| Income before extraordinary items | $584,000 | 4,241 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $584,000 | 4,240 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $584,000 | 4,240 |
| Net charge-offs | $15,000 | 2,827 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $584,810 | 4,244 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,854,000 | 2,996 |
| Total interest expense | $545,000 | 2,665 |
| Net interest income | $3,309,000 | 3,017 |
| Provision for loan and lease losses | $40,000 | 2,973 |
| Total noninterest income | $302,000 | 3,593 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $125,000 | 3,022 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 3,537 |
| Total noninterest expense | $3,123,000 | 2,681 |
| Salaries and employee benefits | $1,646,000 | 2,820 |
| Premises and equipment expense | $333,000 | 2,681 |
| Additional noninterest expense | $1,144,000 | 2,380 |
| Pre-tax net operating income | $448,000 | 4,225 |
| Securities gains (losses) | $-1,000 | 4,637 |
| Applicable income taxes | $106,000 | 2,683 |
| Income before extraordinary items | $341,000 | 4,388 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $341,000 | 4,387 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $341,000 | 4,387 |
| Net charge-offs | $1,000 | 3,095 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $341,790 | 4,396 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,927,000 | 2,998 |
| Total interest expense | $247,000 | 2,770 |
| Net interest income | $1,680,000 | 3,002 |
| Provision for loan and lease losses | $20,000 | 2,793 |
| Total noninterest income | $152,000 | 3,549 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $63,000 | 3,029 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 3,497 |
| Total noninterest expense | $1,561,000 | 2,715 |
| Salaries and employee benefits | $828,000 | 2,838 |
| Premises and equipment expense | $155,000 | 2,852 |
| Additional noninterest expense | $578,000 | 2,360 |
| Pre-tax net operating income | $251,000 | 4,066 |
| Securities gains (losses) | $-1,000 | 4,986 |
| Applicable income taxes | $59,000 | 2,564 |
| Income before extraordinary items | $191,000 | 4,237 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $191,000 | 4,237 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $191,000 | 4,237 |
| Net charge-offs | $1,000 | 2,559 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $191,790 | 4,239 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,283,000 | 3,052 |
| Total interest expense | $856,000 | 2,819 |
| Net interest income | $6,427,000 | 3,052 |
| Provision for loan and lease losses | $62,000 | 3,395 |
| Total noninterest income | $541,000 | 3,836 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $247,000 | 3,156 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $294,000 | 3,822 |
| Total noninterest expense | $6,564,000 | 2,614 |
| Salaries and employee benefits | $3,570,000 | 2,678 |
| Premises and equipment expense | $709,000 | 2,636 |
| Additional noninterest expense | $2,285,000 | 2,406 |
| Pre-tax net operating income | $342,000 | 4,975 |
| Securities gains (losses) | $1,000 | 2,108 |
| Applicable income taxes | $485,000 | 2,442 |
| Income before extraordinary items | $-142,000 | 5,437 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-142,000 | 5,437 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-142,000 | 5,437 |
| Net charge-offs | $33,000 | 3,182 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $-142,640 | 5,436 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,400,000 | 3,101 |
| Total interest expense | $636,000 | 2,825 |
| Net interest income | $4,764,000 | 3,093 |
| Provision for loan and lease losses | $52,000 | 3,212 |
| Total noninterest income | $421,000 | 3,811 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $184,000 | 3,182 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $237,000 | 3,777 |
| Total noninterest expense | $4,660,000 | 2,730 |
| Salaries and employee benefits | $2,382,000 | 2,907 |
| Premises and equipment expense | $547,000 | 2,611 |
| Additional noninterest expense | $1,731,000 | 2,397 |
| Pre-tax net operating income | $473,000 | 4,643 |
| Securities gains (losses) | $1,000 | 2,145 |
| Applicable income taxes | $120,000 | 3,071 |
| Income before extraordinary items | $354,000 | 4,765 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $354,000 | 4,764 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $354,000 | 4,765 |
| Net charge-offs | $40,000 | 2,609 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $353,250 | 4,750 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,563,000 | 3,108 |
| Total interest expense | $420,000 | 2,786 |
| Net interest income | $3,143,000 | 3,110 |
| Provision for loan and lease losses | $40,000 | 2,995 |
| Total noninterest income | $279,000 | 3,833 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $122,000 | 3,183 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 3,794 |
| Total noninterest expense | $3,090,000 | 2,743 |
| Salaries and employee benefits | $1,596,000 | 2,908 |
| Premises and equipment expense | $345,000 | 2,714 |
| Additional noninterest expense | $1,149,000 | 2,419 |
| Pre-tax net operating income | $292,000 | 4,700 |
| Securities gains (losses) | $1,000 | 1,756 |
| Applicable income taxes | $95,000 | 2,953 |
| Income before extraordinary items | $198,000 | 4,880 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $198,000 | 4,880 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $198,000 | 4,880 |
| Net charge-offs | $41,000 | 2,135 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $197,320 | 4,872 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,754,000 | 3,139 |
| Total interest expense | $208,000 | 2,782 |
| Net interest income | $1,546,000 | 3,140 |
| Provision for loan and lease losses | $30,000 | 2,408 |
| Total noninterest income | $147,000 | 3,775 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $65,000 | 3,103 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 3,740 |
| Total noninterest expense | $1,522,000 | 2,796 |
| Salaries and employee benefits | $777,000 | 2,998 |
| Premises and equipment expense | $167,000 | 2,810 |
| Additional noninterest expense | $578,000 | 2,391 |
| Pre-tax net operating income | $141,000 | 4,713 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $46,000 | 2,943 |
| Income before extraordinary items | $95,000 | 4,909 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $95,000 | 4,909 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $95,000 | 4,909 |
| Net charge-offs | $7,000 | 2,334 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $95,000 | 4,897 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,996,000 | 3,124 |
| Total interest expense | $870,000 | 2,656 |
| Net interest income | $6,126,000 | 3,153 |
| Provision for loan and lease losses | $68,000 | 3,450 |
| Total noninterest income | $516,000 | 4,042 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $261,000 | 3,189 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $255,000 | 4,116 |
| Total noninterest expense | $6,188,000 | 2,794 |
| Salaries and employee benefits | $3,296,000 | 2,867 |
| Premises and equipment expense | $678,000 | 2,790 |
| Additional noninterest expense | $2,214,000 | 2,563 |
| Pre-tax net operating income | $386,000 | 5,017 |
| Securities gains (losses) | $7,000 | 2,783 |
| Applicable income taxes | $109,000 | 3,260 |
| Income before extraordinary items | $284,000 | 5,142 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $284,000 | 5,141 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $284,000 | 5,141 |
| Net charge-offs | $136,000 | 2,319 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $278,960 | 5,120 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,223,000 | 3,147 |
| Total interest expense | $659,000 | 2,635 |
| Net interest income | $4,564,000 | 3,172 |
| Provision for loan and lease losses | $42,000 | 3,493 |
| Total noninterest income | $400,000 | 4,031 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $192,000 | 3,244 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $208,000 | 4,056 |
| Total noninterest expense | $4,407,000 | 2,886 |
| Salaries and employee benefits | $2,205,000 | 3,065 |
| Premises and equipment expense | $519,000 | 2,766 |
| Additional noninterest expense | $1,683,000 | 2,544 |
| Pre-tax net operating income | $515,000 | 4,609 |
| Securities gains (losses) | $7,000 | 2,695 |
| Applicable income taxes | $178,000 | 2,885 |
| Income before extraordinary items | $344,000 | 4,873 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $344,000 | 4,873 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $344,000 | 4,873 |
| Net charge-offs | $79,000 | 2,255 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $339,380 | 4,839 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,486,000 | 3,155 |
| Total interest expense | $451,000 | 2,606 |
| Net interest income | $3,035,000 | 3,191 |
| Provision for loan and lease losses | $36,000 | 3,168 |
| Total noninterest income | $321,000 | 3,736 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $121,000 | 3,326 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $200,000 | 3,599 |
| Total noninterest expense | $2,968,000 | 2,882 |
| Salaries and employee benefits | $1,486,000 | 3,069 |
| Premises and equipment expense | $346,000 | 2,782 |
| Additional noninterest expense | $1,136,000 | 2,512 |
| Pre-tax net operating income | $352,000 | 4,599 |
| Securities gains (losses) | $7,000 | 2,354 |
| Applicable income taxes | $123,000 | 2,858 |
| Income before extraordinary items | $236,000 | 4,866 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $236,000 | 4,866 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $236,000 | 4,866 |
| Net charge-offs | $77,000 | 1,848 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $231,380 | 4,839 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,754,000 | 3,139 |
| Total interest expense | $234,000 | 2,548 |
| Net interest income | $1,520,000 | 3,195 |
| Provision for loan and lease losses | $18,000 | 2,946 |
| Total noninterest income | $160,000 | 3,711 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $59,000 | 3,355 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $101,000 | 3,538 |
| Total noninterest expense | $1,473,000 | 2,913 |
| Salaries and employee benefits | $725,000 | 3,134 |
| Premises and equipment expense | $174,000 | 2,798 |
| Additional noninterest expense | $574,000 | 2,483 |
| Pre-tax net operating income | $189,000 | 4,504 |
| Securities gains (losses) | $4,000 | 1,767 |
| Applicable income taxes | $67,000 | 2,776 |
| Income before extraordinary items | $126,000 | 4,788 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $126,000 | 4,787 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $126,000 | 4,788 |
| Net charge-offs | $80,000 | 1,144 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $123,400 | 4,757 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,781,000 | 3,185 |
| Total interest expense | $943,000 | 2,519 |
| Net interest income | $5,838,000 | 3,238 |
| Provision for loan and lease losses | $42,000 | 3,720 |
| Total noninterest income | $612,000 | 3,870 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $242,000 | 3,399 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $370,000 | 3,689 |
| Total noninterest expense | $6,072,000 | 2,838 |
| Salaries and employee benefits | $3,154,000 | 2,942 |
| Premises and equipment expense | $676,000 | 2,875 |
| Additional noninterest expense | $2,242,000 | 2,551 |
| Pre-tax net operating income | $336,000 | 5,216 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $86,000 | 3,400 |
| Income before extraordinary items | $250,000 | 5,349 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $250,000 | 5,352 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $250,000 | 5,352 |
| Net charge-offs | $121,000 | 2,492 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $250,000 | 5,298 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,110,000 | 3,199 |
| Total interest expense | $708,000 | 2,548 |
| Net interest income | $4,402,000 | 3,260 |
| Provision for loan and lease losses | $30,000 | 3,604 |
| Total noninterest income | $478,000 | 3,825 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $176,000 | 3,472 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $302,000 | 3,591 |
| Total noninterest expense | $4,483,000 | 2,884 |
| Salaries and employee benefits | $2,274,000 | 3,038 |
| Premises and equipment expense | $512,000 | 2,905 |
| Additional noninterest expense | $1,697,000 | 2,542 |
| Pre-tax net operating income | $367,000 | 5,074 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $111,000 | 3,211 |
| Income before extraordinary items | $256,000 | 5,252 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $256,000 | 5,257 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $256,000 | 5,258 |
| Net charge-offs | $112,000 | 2,054 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $256,000 | 5,204 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,398,000 | 3,218 |
| Total interest expense | $471,000 | 2,565 |
| Net interest income | $2,927,000 | 3,272 |
| Provision for loan and lease losses | $10,000 | 3,765 |
| Total noninterest income | $309,000 | 3,889 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $110,000 | 3,572 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $199,000 | 3,644 |
| Total noninterest expense | $2,982,000 | 2,896 |
| Salaries and employee benefits | $1,516,000 | 3,065 |
| Premises and equipment expense | $337,000 | 2,927 |
| Additional noninterest expense | $1,129,000 | 2,556 |
| Pre-tax net operating income | $244,000 | 5,074 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $73,000 | 3,220 |
| Income before extraordinary items | $171,000 | 5,265 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $171,000 | 5,266 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $171,000 | 5,269 |
| Net charge-offs | $18,000 | 3,008 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $171,000 | 5,222 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,684,000 | 3,242 |
| Total interest expense | $237,000 | 2,585 |
| Net interest income | $1,447,000 | 3,304 |
| Provision for loan and lease losses | $10,000 | 3,223 |
| Total noninterest income | $143,000 | 3,999 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $52,000 | 3,639 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $91,000 | 3,733 |
| Total noninterest expense | $1,474,000 | 2,939 |
| Salaries and employee benefits | $748,000 | 3,105 |
| Premises and equipment expense | $169,000 | 2,951 |
| Additional noninterest expense | $557,000 | 2,572 |
| Pre-tax net operating income | $106,000 | 5,162 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $37,000 | 3,210 |
| Income before extraordinary items | $69,000 | 5,428 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $69,000 | 5,430 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $69,000 | 5,430 |
| Net charge-offs | $18,000 | 2,186 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $69,000 | 5,361 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,927,000 | 3,204 |
| Total interest expense | $1,013,000 | 2,553 |
| Net interest income | $5,914,000 | 3,281 |
| Provision for loan and lease losses | $143,000 | 2,834 |
| Total noninterest income | $538,000 | 4,172 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $255,000 | 3,506 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $283,000 | 4,089 |
| Total noninterest expense | $6,617,000 | 2,728 |
| Salaries and employee benefits | $3,289,000 | 2,892 |
| Premises and equipment expense | $656,000 | 3,043 |
| Additional noninterest expense | $2,672,000 | 2,266 |
| Pre-tax net operating income | $-308,000 | 6,253 |
| Securities gains (losses) | $4,000 | 2,934 |
| Applicable income taxes | $-179,000 | 6,304 |
| Income before extraordinary items | $-125,000 | 6,200 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-125,000 | 6,200 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-125,000 | 6,201 |
| Net charge-offs | $345,000 | 1,868 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-127,560 | 6,196 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,211,000 | 3,230 |
| Total interest expense | $765,000 | 2,582 |
| Net interest income | $4,446,000 | 3,302 |
| Provision for loan and lease losses | $143,000 | 2,431 |
| Total noninterest income | $404,000 | 4,206 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $186,000 | 3,600 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $218,000 | 4,095 |
| Total noninterest expense | $4,570,000 | 2,897 |
| Salaries and employee benefits | $2,392,000 | 2,976 |
| Premises and equipment expense | $485,000 | 3,099 |
| Additional noninterest expense | $1,693,000 | 2,624 |
| Pre-tax net operating income | $137,000 | 5,788 |
| Securities gains (losses) | $4,000 | 2,611 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $141,000 | 5,769 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $141,000 | 5,768 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $141,000 | 5,769 |
| Net charge-offs | $302,000 | 1,603 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $137,000 | 5,744 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,513,000 | 3,201 |
| Total interest expense | $509,000 | 2,605 |
| Net interest income | $3,004,000 | 3,269 |
| Provision for loan and lease losses | $99,000 | 2,395 |
| Total noninterest income | $242,000 | 4,375 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $123,000 | 3,600 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $119,000 | 4,338 |
| Total noninterest expense | $3,036,000 | 2,917 |
| Salaries and employee benefits | $1,577,000 | 3,021 |
| Premises and equipment expense | $308,000 | 3,233 |
| Additional noninterest expense | $1,151,000 | 2,585 |
| Pre-tax net operating income | $111,000 | 5,733 |
| Securities gains (losses) | $4,000 | 2,221 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $115,000 | 5,672 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $115,000 | 5,674 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $115,000 | 5,674 |
| Net charge-offs | $320,000 | 1,211 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $111,000 | 5,656 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,753,000 | 3,208 |
| Total interest expense | $251,000 | 2,673 |
| Net interest income | $1,502,000 | 3,267 |
| Provision for loan and lease losses | $47,000 | 2,300 |
| Total noninterest income | $155,000 | 3,937 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $61,000 | 3,594 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $94,000 | 3,667 |
| Total noninterest expense | $1,482,000 | 2,988 |
| Salaries and employee benefits | $767,000 | 3,087 |
| Premises and equipment expense | $150,000 | 3,344 |
| Additional noninterest expense | $565,000 | 2,625 |
| Pre-tax net operating income | $128,000 | 5,035 |
| Securities gains (losses) | $4,000 | 1,399 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $132,000 | 4,850 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $132,000 | 4,852 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $132,000 | 4,851 |
| Net charge-offs | $336,000 | 662 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $128,000 | 4,831 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,194,000 | 3,184 |
| Total interest expense | $1,200,000 | 2,561 |
| Net interest income | $5,994,000 | 3,278 |
| Provision for loan and lease losses | $440,000 | 1,995 |
| Total noninterest income | $672,000 | 3,938 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $262,000 | 3,621 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $410,000 | 3,637 |
| Total noninterest expense | $6,152,000 | 2,925 |
| Salaries and employee benefits | $3,353,000 | 2,890 |
| Premises and equipment expense | $534,000 | 3,586 |
| Additional noninterest expense | $2,265,000 | 2,706 |
| Pre-tax net operating income | $74,000 | 6,018 |
| Securities gains (losses) | $7,000 | 2,738 |
| Applicable income taxes | $-22,000 | 6,351 |
| Income before extraordinary items | $103,000 | 5,981 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $103,000 | 5,982 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $103,000 | 5,983 |
| Net charge-offs | $313,000 | 2,531 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $96,000 | 5,954 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,379,000 | 3,219 |
| Total interest expense | $928,000 | 2,577 |
| Net interest income | $4,451,000 | 3,324 |
| Provision for loan and lease losses | $170,000 | 2,800 |
| Total noninterest income | $511,000 | 3,969 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $194,000 | 3,667 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $317,000 | 3,659 |
| Total noninterest expense | $4,514,000 | 2,987 |
| Salaries and employee benefits | $2,478,000 | 2,923 |
| Premises and equipment expense | $379,000 | 3,742 |
| Additional noninterest expense | $1,657,000 | 2,747 |
| Pre-tax net operating income | $278,000 | 5,417 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $66,000 | 3,568 |
| Income before extraordinary items | $212,000 | 5,589 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $212,000 | 5,590 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $212,000 | 5,590 |
| Net charge-offs | $253,000 | 2,298 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $212,000 | 5,526 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,646,000 | 3,187 |
| Total interest expense | $634,000 | 2,594 |
| Net interest income | $3,012,000 | 3,275 |
| Provision for loan and lease losses | $140,000 | 2,567 |
| Total noninterest income | $375,000 | 3,819 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $128,000 | 3,647 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $247,000 | 3,471 |
| Total noninterest expense | $2,966,000 | 3,023 |
| Salaries and employee benefits | $1,650,000 | 2,949 |
| Premises and equipment expense | $249,000 | 3,796 |
| Additional noninterest expense | $1,067,000 | 2,818 |
| Pre-tax net operating income | $281,000 | 4,939 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $80,000 | 3,159 |
| Income before extraordinary items | $201,000 | 5,260 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $201,000 | 5,263 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $201,000 | 5,263 |
| Net charge-offs | $150,000 | 2,377 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $201,000 | 5,141 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,828,000 | 3,201 |
| Total interest expense | $324,000 | 2,620 |
| Net interest income | $1,504,000 | 3,291 |
| Provision for loan and lease losses | $75,000 | 2,354 |
| Total noninterest income | $127,000 | 4,464 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $66,000 | 3,575 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $61,000 | 4,468 |
| Total noninterest expense | $1,457,000 | 3,075 |
| Salaries and employee benefits | $823,000 | 2,985 |
| Premises and equipment expense | $125,000 | 3,806 |
| Additional noninterest expense | $509,000 | 2,945 |
| Pre-tax net operating income | $99,000 | 5,329 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $25,000 | 3,473 |
| Income before extraordinary items | $74,000 | 5,555 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $74,000 | 5,557 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $74,000 | 5,557 |
| Net charge-offs | $125,000 | 1,720 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $74,000 | 5,456 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,611,000 | 3,240 |
| Total interest expense | $1,526,000 | 2,672 |
| Net interest income | $6,085,000 | 3,338 |
| Provision for loan and lease losses | $908,000 | 1,878 |
| Total noninterest income | $901,000 | 3,434 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $271,000 | 3,681 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $630,000 | 3,035 |
| Total noninterest expense | $6,126,000 | 2,981 |
| Salaries and employee benefits | $3,321,000 | 2,915 |
| Premises and equipment expense | $509,000 | 3,777 |
| Additional noninterest expense | $2,296,000 | 2,760 |
| Pre-tax net operating income | $-48,000 | 6,229 |
| Securities gains (losses) | $17,000 | 3,230 |
| Applicable income taxes | $-132,000 | 6,735 |
| Income before extraordinary items | $101,000 | 6,060 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $101,000 | 6,055 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $101,000 | 6,058 |
| Net charge-offs | $552,000 | 2,522 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $90,120 | 5,930 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,794,000 | 3,260 |
| Total interest expense | $1,175,000 | 2,725 |
| Net interest income | $4,619,000 | 3,369 |
| Provision for loan and lease losses | $471,000 | 2,356 |
| Total noninterest income | $774,000 | 3,216 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $202,000 | 3,733 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $572,000 | 2,743 |
| Total noninterest expense | $4,476,000 | 3,065 |
| Salaries and employee benefits | $2,364,000 | 3,044 |
| Premises and equipment expense | $384,000 | 3,807 |
| Additional noninterest expense | $1,728,000 | 2,769 |
| Pre-tax net operating income | $446,000 | 4,850 |
| Securities gains (losses) | $17,000 | 2,941 |
| Applicable income taxes | $35,000 | 3,958 |
| Income before extraordinary items | $428,000 | 4,881 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $428,000 | 4,881 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $428,000 | 4,881 |
| Net charge-offs | $317,000 | 2,747 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $412,360 | 4,761 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,932,000 | 3,238 |
| Total interest expense | $801,000 | 2,768 |
| Net interest income | $3,131,000 | 3,326 |
| Provision for loan and lease losses | $396,000 | 2,101 |
| Total noninterest income | $598,000 | 2,942 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $145,000 | 3,583 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $453,000 | 2,468 |
| Total noninterest expense | $2,992,000 | 3,075 |
| Salaries and employee benefits | $1,568,000 | 3,070 |
| Premises and equipment expense | $265,000 | 3,725 |
| Additional noninterest expense | $1,159,000 | 2,772 |
| Pre-tax net operating income | $341,000 | 4,681 |
| Securities gains (losses) | $17,000 | 2,561 |
| Applicable income taxes | $11,000 | 4,208 |
| Income before extraordinary items | $347,000 | 4,596 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $347,000 | 4,598 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $347,000 | 4,598 |
| Net charge-offs | $174,000 | 2,895 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $330,510 | 4,481 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,016,000 | 3,191 |
| Total interest expense | $423,000 | 2,746 |
| Net interest income | $1,593,000 | 3,294 |
| Provision for loan and lease losses | $321,000 | 1,428 |
| Total noninterest income | $426,000 | 2,384 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $71,000 | 3,613 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $355,000 | 1,902 |
| Total noninterest expense | $1,475,000 | 3,099 |
| Salaries and employee benefits | $781,000 | 3,082 |
| Premises and equipment expense | $134,000 | 3,731 |
| Additional noninterest expense | $560,000 | 2,816 |
| Pre-tax net operating income | $223,000 | 4,352 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-24,000 | 7,044 |
| Income before extraordinary items | $247,000 | 3,999 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $247,000 | 4,001 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $247,000 | 4,001 |
| Net charge-offs | $145,000 | 2,129 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $247,000 | 3,844 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,990,000 | 3,334 |
| Total interest expense | $2,227,000 | 2,544 |
| Net interest income | $5,763,000 | 3,570 |
| Provision for loan and lease losses | $296,000 | 4,154 |
| Total noninterest income | $744,000 | 3,654 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $744,000 | 2,557 |
| Total noninterest expense | $5,936,000 | 3,087 |
| Salaries and employee benefits | $3,740,000 | 2,563 |
| Premises and equipment expense | $518,000 | 3,934 |
| Additional noninterest expense | $1,678,000 | 3,582 |
| Pre-tax net operating income | $275,000 | 5,312 |
| Securities gains (losses) | $1,000 | 3,733 |
| Applicable income taxes | $7,000 | 4,380 |
| Income before extraordinary items | $269,000 | 5,348 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $269,000 | 5,350 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $269,000 | 5,350 |
| Net charge-offs | $201,000 | 4,288 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $268,030 | 5,234 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,123,000 | 3,307 |
| Total interest expense | $1,765,000 | 2,533 |
| Net interest income | $4,358,000 | 3,561 |
| Provision for loan and lease losses | $166,000 | 4,379 |
| Total noninterest income | $551,000 | 3,711 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $551,000 | 2,557 |
| Total noninterest expense | $4,336,000 | 3,153 |
| Salaries and employee benefits | $2,678,000 | 2,699 |
| Premises and equipment expense | $395,000 | 3,945 |
| Additional noninterest expense | $1,263,000 | 3,563 |
| Pre-tax net operating income | $407,000 | 4,747 |
| Securities gains (losses) | $1,000 | 3,451 |
| Applicable income taxes | $80,000 | 3,369 |
| Income before extraordinary items | $328,000 | 4,946 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $328,000 | 4,946 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $328,000 | 4,946 |
| Net charge-offs | $164,000 | 3,936 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $327,200 | 4,832 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,133,000 | 3,295 |
| Total interest expense | $1,244,000 | 2,481 |
| Net interest income | $2,889,000 | 3,585 |
| Provision for loan and lease losses | $127,000 | 4,108 |
| Total noninterest income | $418,000 | 3,469 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $418,000 | 2,377 |
| Total noninterest expense | $2,936,000 | 3,147 |
| Salaries and employee benefits | $1,811,000 | 2,674 |
| Premises and equipment expense | $250,000 | 4,110 |
| Additional noninterest expense | $875,000 | 3,525 |
| Pre-tax net operating income | $244,000 | 4,873 |
| Securities gains (losses) | $1,000 | 2,791 |
| Applicable income taxes | $50,000 | 3,368 |
| Income before extraordinary items | $195,000 | 5,058 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $195,000 | 5,058 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $195,000 | 5,058 |
| Net charge-offs | $69,000 | 4,199 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $194,200 | 4,972 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,045,000 | 3,348 |
| Total interest expense | $639,000 | 2,508 |
| Net interest income | $1,406,000 | 3,642 |
| Provision for loan and lease losses | $59,000 | 4,069 |
| Total noninterest income | $220,000 | 3,392 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $220,000 | 2,343 |
| Total noninterest expense | $1,443,000 | 3,206 |
| Salaries and employee benefits | $892,000 | 2,723 |
| Premises and equipment expense | $122,000 | 4,237 |
| Additional noninterest expense | $429,000 | 3,563 |
| Pre-tax net operating income | $124,000 | 4,885 |
| Securities gains (losses) | $1,000 | 1,662 |
| Applicable income taxes | $26,000 | 3,280 |
| Income before extraordinary items | $99,000 | 5,022 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $99,000 | 5,020 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $99,000 | 5,022 |
| Net charge-offs | $22,000 | 3,981 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $98,210 | 4,973 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,343,000 | 3,436 |
| Total interest expense | $3,059,000 | 2,568 |
| Net interest income | $5,284,000 | 3,809 |
| Provision for loan and lease losses | $112,000 | 5,946 |
| Total noninterest income | $974,000 | 3,265 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $974,000 | 2,210 |
| Total noninterest expense | $5,729,000 | 3,225 |
| Salaries and employee benefits | $3,712,000 | 2,588 |
| Premises and equipment expense | $471,000 | 4,347 |
| Additional noninterest expense | $1,546,000 | 3,928 |
| Pre-tax net operating income | $417,000 | 4,579 |
| Securities gains (losses) | $1,000 | 3,687 |
| Applicable income taxes | $37,000 | 3,773 |
| Income before extraordinary items | $381,000 | 4,683 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $381,000 | 4,684 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $381,000 | 4,684 |
| Net charge-offs | $359,000 | 4,069 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $380,090 | 4,536 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,302,000 | 3,491 |
| Total interest expense | $2,399,000 | 2,559 |
| Net interest income | $3,903,000 | 3,904 |
| Provision for loan and lease losses | $95,000 | 5,724 |
| Total noninterest income | $694,000 | 3,401 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $694,000 | 2,279 |
| Total noninterest expense | $4,093,000 | 3,346 |
| Salaries and employee benefits | $2,646,000 | 2,718 |
| Premises and equipment expense | $365,000 | 4,312 |
| Additional noninterest expense | $1,082,000 | 4,085 |
| Pre-tax net operating income | $409,000 | 4,480 |
| Securities gains (losses) | $1,000 | 3,533 |
| Applicable income taxes | $61,000 | 3,456 |
| Income before extraordinary items | $349,000 | 4,655 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $349,000 | 4,658 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $349,000 | 4,658 |
| Net charge-offs | $283,000 | 3,803 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $348,150 | 4,475 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,217,000 | 3,512 |
| Total interest expense | $1,642,000 | 2,594 |
| Net interest income | $2,575,000 | 3,935 |
| Provision for loan and lease losses | $65,000 | 5,537 |
| Total noninterest income | $435,000 | 3,483 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $435,000 | 2,294 |
| Total noninterest expense | $2,705,000 | 3,378 |
| Salaries and employee benefits | $1,768,000 | 2,734 |
| Premises and equipment expense | $232,000 | 4,464 |
| Additional noninterest expense | $705,000 | 4,138 |
| Pre-tax net operating income | $240,000 | 4,703 |
| Securities gains (losses) | $1,000 | 3,060 |
| Applicable income taxes | $29,000 | 3,593 |
| Income before extraordinary items | $212,000 | 4,816 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $212,000 | 4,817 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $212,000 | 4,816 |
| Net charge-offs | $277,000 | 3,148 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $211,120 | 4,668 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,109,000 | 3,579 |
| Total interest expense | $826,000 | 2,691 |
| Net interest income | $1,283,000 | 3,973 |
| Provision for loan and lease losses | $62,000 | 4,555 |
| Total noninterest income | $218,000 | 3,471 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $218,000 | 2,278 |
| Total noninterest expense | $1,333,000 | 3,464 |
| Salaries and employee benefits | $870,000 | 2,812 |
| Premises and equipment expense | $107,000 | 4,771 |
| Additional noninterest expense | $356,000 | 4,103 |
| Pre-tax net operating income | $106,000 | 4,974 |
| Securities gains (losses) | $1,000 | 2,151 |
| Applicable income taxes | $10,000 | 3,808 |
| Income before extraordinary items | $97,000 | 5,018 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $97,000 | 5,019 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $97,000 | 5,018 |
| Net charge-offs | $221,000 | 2,332 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $96,090 | 4,909 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,877,000 | 3,548 |
| Total interest expense | $3,792,000 | 2,859 |
| Net interest income | $5,085,000 | 3,906 |
| Provision for loan and lease losses | $55,000 | 6,802 |
| Total noninterest income | $779,000 | 3,819 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $779,000 | 2,500 |
| Total noninterest expense | $5,481,000 | 3,415 |
| Salaries and employee benefits | $3,513,000 | 2,775 |
| Premises and equipment expense | $471,000 | 4,531 |
| Additional noninterest expense | $1,497,000 | 4,076 |
| Pre-tax net operating income | $328,000 | 4,423 |
| Securities gains (losses) | $60,000 | 2,515 |
| Applicable income taxes | $67,000 | 3,109 |
| Income before extraordinary items | $321,000 | 4,406 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $321,000 | 4,407 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $321,000 | 4,408 |
| Net charge-offs | $57,000 | 6,126 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $271,200 | 4,504 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,768,000 | 3,550 |
| Total interest expense | $2,906,000 | 2,925 |
| Net interest income | $3,862,000 | 3,877 |
| Provision for loan and lease losses | $9,000 | 7,127 |
| Total noninterest income | $553,000 | 4,010 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $553,000 | 2,648 |
| Total noninterest expense | $4,069,000 | 3,452 |
| Salaries and employee benefits | $2,553,000 | 2,888 |
| Premises and equipment expense | $355,000 | 4,571 |
| Additional noninterest expense | $1,161,000 | 3,957 |
| Pre-tax net operating income | $337,000 | 4,406 |
| Securities gains (losses) | $60,000 | 2,179 |
| Applicable income taxes | $102,000 | 2,861 |
| Income before extraordinary items | $295,000 | 4,447 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $295,000 | 4,444 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $295,000 | 4,447 |
| Net charge-offs | $11,000 | 6,487 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $250,600 | 4,568 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,552,000 | 3,561 |
| Total interest expense | $1,980,000 | 2,989 |
| Net interest income | $2,572,000 | 3,860 |
| Provision for loan and lease losses | $4,000 | 7,067 |
| Total noninterest income | $347,000 | 4,144 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $347,000 | 2,756 |
| Total noninterest expense | $2,575,000 | 3,636 |
| Salaries and employee benefits | $1,706,000 | 2,908 |
| Premises and equipment expense | $229,000 | 4,703 |
| Additional noninterest expense | $640,000 | 4,534 |
| Pre-tax net operating income | $340,000 | 3,962 |
| Securities gains (losses) | $60,000 | 1,792 |
| Applicable income taxes | $125,000 | 2,442 |
| Income before extraordinary items | $275,000 | 4,104 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $275,000 | 4,104 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $275,000 | 4,104 |
| Net charge-offs | $8,000 | 6,088 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $233,600 | 4,236 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,272,000 | 3,595 |
| Total interest expense | $1,014,000 | 3,016 |
| Net interest income | $1,258,000 | 3,916 |
| Provision for loan and lease losses | $2,000 | 6,666 |
| Total noninterest income | $173,000 | 4,104 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $173,000 | 2,714 |
| Total noninterest expense | $1,284,000 | 3,570 |
| Salaries and employee benefits | $859,000 | 2,921 |
| Premises and equipment expense | $111,000 | 4,833 |
| Additional noninterest expense | $314,000 | 4,262 |
| Pre-tax net operating income | $145,000 | 4,563 |
| Securities gains (losses) | $60,000 | 1,218 |
| Applicable income taxes | $62,000 | 2,702 |
| Income before extraordinary items | $143,000 | 4,430 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $143,000 | 4,433 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $143,000 | 4,433 |
| Net charge-offs | $2,000 | 5,430 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $101,000 | 4,786 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,981,000 | 3,524 |
| Total interest expense | $4,980,000 | 2,975 |
| Net interest income | $5,001,000 | 3,944 |
| Provision for loan and lease losses | $-97,000 | 8,255 |
| Total noninterest income | $798,000 | 3,886 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $798,000 | 2,454 |
| Total noninterest expense | $5,309,000 | 3,403 |
| Salaries and employee benefits | $3,611,000 | 2,747 |
| Premises and equipment expense | $509,000 | 4,411 |
| Additional noninterest expense | $1,189,000 | 4,316 |
| Pre-tax net operating income | $587,000 | 4,644 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $139,000 | 3,132 |
| Income before extraordinary items | $449,000 | 4,610 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $449,000 | 4,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 6,011 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $448,240 | 4,779 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,601,000 | 3,555 |
| Total interest expense | $3,893,000 | 2,973 |
| Net interest income | $3,708,000 | 3,997 |
| Provision for loan and lease losses | $21,000 | 6,479 |
| Total noninterest income | $605,000 | 3,939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $605,000 | 2,523 |
| Total noninterest expense | $3,787,000 | 3,517 |
| Salaries and employee benefits | $2,498,000 | 2,981 |
| Premises and equipment expense | $396,000 | 4,348 |
| Additional noninterest expense | $893,000 | 4,233 |
| Pre-tax net operating income | $505,000 | 4,922 |
| Securities gains (losses) | $1,000 | 2,971 |
| Applicable income taxes | $125,000 | 3,400 |
| Income before extraordinary items | $381,000 | 4,862 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $381,000 | 4,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,202 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $380,250 | 5,032 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,111,000 | 3,591 |
| Total interest expense | $2,699,000 | 2,988 |
| Net interest income | $2,412,000 | 4,075 |
| Provision for loan and lease losses | $14,000 | 6,187 |
| Total noninterest income | $389,000 | 4,065 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $389,000 | 2,629 |
| Total noninterest expense | $2,522,000 | 3,546 |
| Salaries and employee benefits | $1,660,000 | 3,029 |
| Premises and equipment expense | $260,000 | 4,404 |
| Additional noninterest expense | $602,000 | 4,183 |
| Pre-tax net operating income | $265,000 | 5,432 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $59,000 | 3,925 |
| Income before extraordinary items | $207,000 | 5,557 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $207,000 | 5,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,590 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $206,220 | 5,504 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,597,000 | 3,623 |
| Total interest expense | $1,397,000 | 3,066 |
| Net interest income | $1,200,000 | 4,107 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $196,000 | 4,045 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $196,000 | 2,610 |
| Total noninterest expense | $1,254,000 | 3,577 |
| Salaries and employee benefits | $827,000 | 3,070 |
| Premises and equipment expense | $129,000 | 4,432 |
| Additional noninterest expense | $298,000 | 4,140 |
| Pre-tax net operating income | $142,000 | 5,536 |
| Securities gains (losses) | $1,000 | 2,556 |
| Applicable income taxes | $33,000 | 3,966 |
| Income before extraordinary items | $110,000 | 5,709 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $110,000 | 5,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,162 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $109,230 | 5,626 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,535,000 | 3,647 |
| Total interest expense | $5,605,000 | 3,179 |
| Net interest income | $4,930,000 | 4,046 |
| Provision for loan and lease losses | $41,000 | 5,839 |
| Total noninterest income | $755,000 | 4,130 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $755,000 | 2,639 |
| Total noninterest expense | $5,039,000 | 3,421 |
| Salaries and employee benefits | $3,409,000 | 2,878 |
| Premises and equipment expense | $524,000 | 4,222 |
| Additional noninterest expense | $1,106,000 | 4,321 |
| Pre-tax net operating income | $605,000 | 5,677 |
| Securities gains (losses) | $76,000 | 679 |
| Applicable income taxes | $169,000 | 4,023 |
| Income before extraordinary items | $512,000 | 5,634 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $512,000 | 5,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,708 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $455,000 | 5,836 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,857,000 | 3,662 |
| Total interest expense | $4,169,000 | 3,198 |
| Net interest income | $3,688,000 | 4,061 |
| Provision for loan and lease losses | $69,000 | 4,701 |
| Total noninterest income | $558,000 | 4,167 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $558,000 | 2,671 |
| Total noninterest expense | $3,667,000 | 3,478 |
| Salaries and employee benefits | $2,435,000 | 3,001 |
| Premises and equipment expense | $403,000 | 4,145 |
| Additional noninterest expense | $829,000 | 4,269 |
| Pre-tax net operating income | $510,000 | 5,735 |
| Securities gains (losses) | $15,000 | 891 |
| Applicable income taxes | $130,000 | 4,187 |
| Income before extraordinary items | $395,000 | 5,858 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $395,000 | 5,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 3,780 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $383,750 | 5,891 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,242,000 | 3,661 |
| Total interest expense | $2,756,000 | 3,202 |
| Net interest income | $2,486,000 | 4,050 |
| Provision for loan and lease losses | $56,000 | 4,239 |
| Total noninterest income | $375,000 | 4,174 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $375,000 | 2,662 |
| Total noninterest expense | $2,442,000 | 3,508 |
| Salaries and employee benefits | $1,632,000 | 3,019 |
| Premises and equipment expense | $260,000 | 4,264 |
| Additional noninterest expense | $550,000 | 4,280 |
| Pre-tax net operating income | $363,000 | 5,705 |
| Securities gains (losses) | $15,000 | 765 |
| Applicable income taxes | $97,000 | 4,157 |
| Income before extraordinary items | $281,000 | 5,794 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $281,000 | 5,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 3,180 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $269,900 | 5,866 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,571,000 | 3,704 |
| Total interest expense | $1,351,000 | 3,239 |
| Net interest income | $1,220,000 | 4,100 |
| Provision for loan and lease losses | $38,000 | 3,501 |
| Total noninterest income | $188,000 | 4,154 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $188,000 | 2,640 |
| Total noninterest expense | $1,242,000 | 3,471 |
| Salaries and employee benefits | $824,000 | 3,004 |
| Premises and equipment expense | $129,000 | 4,299 |
| Additional noninterest expense | $289,000 | 4,075 |
| Pre-tax net operating income | $128,000 | 6,315 |
| Securities gains (losses) | $15,000 | 615 |
| Applicable income taxes | $32,000 | 4,554 |
| Income before extraordinary items | $111,000 | 6,222 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $111,000 | 6,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 2,431 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $99,300 | 6,397 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,696,000 | 3,668 |
| Total interest expense | $4,749,000 | 3,160 |
| Net interest income | $4,947,000 | 4,033 |
| Provision for loan and lease losses | $119,000 | 4,520 |
| Total noninterest income | $810,000 | 4,018 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $810,000 | 2,566 |
| Total noninterest expense | $4,915,000 | 3,395 |
| Salaries and employee benefits | $3,260,000 | 2,904 |
| Premises and equipment expense | $595,000 | 3,797 |
| Additional noninterest expense | $1,060,000 | 4,334 |
| Pre-tax net operating income | $723,000 | 5,857 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $165,000 | 4,502 |
| Income before extraordinary items | $558,000 | 5,960 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $558,000 | 5,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,733 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $558,000 | 5,957 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,106,000 | 3,706 |
| Total interest expense | $3,414,000 | 3,169 |
| Net interest income | $3,692,000 | 4,081 |
| Provision for loan and lease losses | $87,000 | 4,417 |
| Total noninterest income | $618,000 | 3,996 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $618,000 | 2,526 |
| Total noninterest expense | $3,501,000 | 3,531 |
| Salaries and employee benefits | $2,274,000 | 3,087 |
| Premises and equipment expense | $457,000 | 3,736 |
| Additional noninterest expense | $770,000 | 4,394 |
| Pre-tax net operating income | $722,000 | 5,448 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $202,000 | 4,121 |
| Income before extraordinary items | $520,000 | 5,669 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $520,000 | 5,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,214 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $520,000 | 5,664 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,604,000 | 3,734 |
| Total interest expense | $2,157,000 | 3,196 |
| Net interest income | $2,447,000 | 4,097 |
| Provision for loan and lease losses | $58,000 | 4,305 |
| Total noninterest income | $433,000 | 3,858 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $433,000 | 2,429 |
| Total noninterest expense | $2,303,000 | 3,570 |
| Salaries and employee benefits | $1,497,000 | 3,119 |
| Premises and equipment expense | $318,000 | 3,601 |
| Additional noninterest expense | $488,000 | 4,570 |
| Pre-tax net operating income | $519,000 | 5,324 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $148,000 | 4,028 |
| Income before extraordinary items | $371,000 | 5,555 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $371,000 | 5,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,763 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $371,000 | 5,554 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,220,000 | 3,780 |
| Total interest expense | $1,032,000 | 3,183 |
| Net interest income | $1,188,000 | 4,196 |
| Provision for loan and lease losses | $32,000 | 3,778 |
| Total noninterest income | $263,000 | 3,360 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $263,000 | 2,134 |
| Total noninterest expense | $1,157,000 | 3,571 |
| Salaries and employee benefits | $759,000 | 3,110 |
| Premises and equipment expense | $186,000 | 3,186 |
| Additional noninterest expense | $212,000 | 4,994 |
| Pre-tax net operating income | $262,000 | 5,276 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $75,000 | 3,953 |
| Income before extraordinary items | $187,000 | 5,486 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $187,000 | 5,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 2,876 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $187,000 | 5,486 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,059,000 | 3,725 |
| Total interest expense | $3,221,000 | 3,142 |
| Net interest income | $4,838,000 | 4,054 |
| Provision for loan and lease losses | $138,000 | 4,271 |
| Total noninterest income | $937,000 | 3,717 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $937,000 | 2,307 |
| Total noninterest expense | $4,374,000 | 3,609 |
| Salaries and employee benefits | $2,831,000 | 3,129 |
| Premises and equipment expense | $731,000 | 3,129 |
| Additional noninterest expense | $812,000 | 5,116 |
| Pre-tax net operating income | $1,263,000 | 4,793 |
| Securities gains (losses) | $41,000 | 990 |
| Applicable income taxes | $408,000 | 3,667 |
| Income before extraordinary items | $896,000 | 5,096 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $896,000 | 5,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,318 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $867,710 | 5,139 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,944,000 | 3,743 |
| Total interest expense | $2,298,000 | 3,140 |
| Net interest income | $3,646,000 | 4,035 |
| Provision for loan and lease losses | $103,000 | 4,124 |
| Total noninterest income | $692,000 | 3,755 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $692,000 | 2,337 |
| Total noninterest expense | $3,167,000 | 3,682 |
| Salaries and employee benefits | $2,008,000 | 3,262 |
| Premises and equipment expense | $559,000 | 3,055 |
| Additional noninterest expense | $600,000 | 5,127 |
| Pre-tax net operating income | $1,068,000 | 4,611 |
| Securities gains (losses) | $44,000 | 930 |
| Applicable income taxes | $355,000 | 3,513 |
| Income before extraordinary items | $757,000 | 4,898 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $757,000 | 4,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,852 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $727,080 | 4,945 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,908,000 | 3,708 |
| Total interest expense | $1,473,000 | 3,089 |
| Net interest income | $2,435,000 | 4,014 |
| Provision for loan and lease losses | $74,000 | 3,882 |
| Total noninterest income | $454,000 | 3,753 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $454,000 | 2,335 |
| Total noninterest expense | $2,085,000 | 3,689 |
| Salaries and employee benefits | $1,337,000 | 3,245 |
| Premises and equipment expense | $364,000 | 3,086 |
| Additional noninterest expense | $384,000 | 5,232 |
| Pre-tax net operating income | $730,000 | 4,511 |
| Securities gains (losses) | $44,000 | 835 |
| Applicable income taxes | $249,000 | 3,416 |
| Income before extraordinary items | $525,000 | 4,775 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $525,000 | 4,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,220 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $495,080 | 4,863 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,934,000 | 3,694 |
| Total interest expense | $713,000 | 3,069 |
| Net interest income | $1,221,000 | 4,005 |
| Provision for loan and lease losses | $43,000 | 3,526 |
| Total noninterest income | $219,000 | 3,761 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $219,000 | 2,348 |
| Total noninterest expense | $1,051,000 | 3,706 |
| Salaries and employee benefits | $682,000 | 3,202 |
| Premises and equipment expense | $182,000 | 3,111 |
| Additional noninterest expense | $187,000 | 5,322 |
| Pre-tax net operating income | $346,000 | 4,624 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $107,000 | 3,663 |
| Income before extraordinary items | $239,000 | 4,977 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $239,000 | 4,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 2,412 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $239,000 | 4,939 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,476,000 | 3,602 |
| Total interest expense | $2,908,000 | 2,695 |
| Net interest income | $4,568,000 | 4,069 |
| Provision for loan and lease losses | $72,000 | 5,454 |
| Total noninterest income | $1,014,000 | 3,500 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,014,000 | 2,124 |
| Total noninterest expense | $4,300,000 | 3,535 |
| Salaries and employee benefits | $2,808,000 | 3,021 |
| Premises and equipment expense | $698,000 | 3,137 |
| Additional noninterest expense | $794,000 | 5,112 |
| Pre-tax net operating income | $1,210,000 | 4,775 |
| Securities gains (losses) | $-26,000 | 8,443 |
| Applicable income taxes | $351,000 | 3,931 |
| Income before extraordinary items | $833,000 | 5,168 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $833,000 | 5,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,501 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $851,200 | 5,049 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,557,000 | 3,610 |
| Total interest expense | $2,199,000 | 2,635 |
| Net interest income | $3,358,000 | 4,127 |
| Provision for loan and lease losses | $54,000 | 5,285 |
| Total noninterest income | $791,000 | 3,435 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $791,000 | 2,088 |
| Total noninterest expense | $3,126,000 | 3,583 |
| Salaries and employee benefits | $2,046,000 | 3,073 |
| Premises and equipment expense | $517,000 | 3,165 |
| Additional noninterest expense | $563,000 | 5,259 |
| Pre-tax net operating income | $969,000 | 4,681 |
| Securities gains (losses) | $-20,000 | 8,650 |
| Applicable income taxes | $285,000 | 3,877 |
| Income before extraordinary items | $664,000 | 5,092 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $664,000 | 5,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,881 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $678,000 | 4,955 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,671,000 | 3,634 |
| Total interest expense | $1,493,000 | 2,583 |
| Net interest income | $2,178,000 | 4,214 |
| Provision for loan and lease losses | $36,000 | 5,137 |
| Total noninterest income | $548,000 | 3,368 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $548,000 | 2,047 |
| Total noninterest expense | $2,078,000 | 3,628 |
| Salaries and employee benefits | $1,384,000 | 3,055 |
| Premises and equipment expense | $321,000 | 3,363 |
| Additional noninterest expense | $373,000 | 5,299 |
| Pre-tax net operating income | $612,000 | 4,776 |
| Securities gains (losses) | $-20,000 | 8,797 |
| Applicable income taxes | $176,000 | 3,992 |
| Income before extraordinary items | $416,000 | 5,220 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $416,000 | 5,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $430,000 | 5,034 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,845,000 | 3,619 |
| Total interest expense | $765,000 | 2,554 |
| Net interest income | $1,080,000 | 4,244 |
| Provision for loan and lease losses | $18,000 | 4,919 |
| Total noninterest income | $253,000 | 3,497 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $253,000 | 2,115 |
| Total noninterest expense | $1,057,000 | 3,601 |
| Salaries and employee benefits | $708,000 | 3,004 |
| Premises and equipment expense | $156,000 | 3,477 |
| Additional noninterest expense | $193,000 | 5,204 |
| Pre-tax net operating income | $258,000 | 5,197 |
| Securities gains (losses) | $-20,000 | 8,979 |
| Applicable income taxes | $69,000 | 4,370 |
| Income before extraordinary items | $169,000 | 5,733 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $169,000 | 5,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $183,200 | 5,433 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,235,000 | 3,354 |
| Total interest expense | $3,827,000 | 2,311 |
| Net interest income | $4,408,000 | 4,057 |
| Provision for loan and lease losses | $72,000 | 5,782 |
| Total noninterest income | $725,000 | 4,463 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $725,000 | 2,901 |
| Total noninterest expense | $4,331,000 | 3,471 |
| Salaries and employee benefits | $2,961,000 | 2,801 |
| Premises and equipment expense | $629,000 | 3,392 |
| Additional noninterest expense | $741,000 | 5,316 |
| Pre-tax net operating income | $730,000 | 5,907 |
| Securities gains (losses) | $73,000 | 2,180 |
| Applicable income taxes | $251,000 | 4,576 |
| Income before extraordinary items | $552,000 | 6,125 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $552,000 | 6,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,982 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $501,630 | 6,176 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,264,000 | 3,364 |
| Total interest expense | $2,964,000 | 2,319 |
| Net interest income | $3,300,000 | 4,084 |
| Provision for loan and lease losses | $54,000 | 5,675 |
| Total noninterest income | $518,000 | 4,650 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $518,000 | 3,072 |
| Total noninterest expense | $2,996,000 | 3,714 |
| Salaries and employee benefits | $1,976,000 | 3,121 |
| Premises and equipment expense | $467,000 | 3,411 |
| Additional noninterest expense | $553,000 | 5,304 |
| Pre-tax net operating income | $768,000 | 5,258 |
| Securities gains (losses) | $85,000 | 1,886 |
| Applicable income taxes | $288,000 | 3,993 |
| Income before extraordinary items | $565,000 | 5,560 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $565,000 | 5,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,233 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $508,900 | 5,645 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,233,000 | 3,337 |
| Total interest expense | $2,049,000 | 2,319 |
| Net interest income | $2,184,000 | 4,112 |
| Provision for loan and lease losses | $36,000 | 5,560 |
| Total noninterest income | $321,000 | 4,808 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $321,000 | 3,167 |
| Total noninterest expense | $1,969,000 | 3,744 |
| Salaries and employee benefits | $1,283,000 | 3,197 |
| Premises and equipment expense | $312,000 | 3,378 |
| Additional noninterest expense | $374,000 | 5,242 |
| Pre-tax net operating income | $500,000 | 5,310 |
| Securities gains (losses) | $70,000 | 1,778 |
| Applicable income taxes | $205,000 | 3,917 |
| Income before extraordinary items | $365,000 | 5,622 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $365,000 | 5,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,731 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $320,200 | 5,749 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,139,000 | 3,337 |
| Total interest expense | $1,052,000 | 2,313 |
| Net interest income | $1,087,000 | 4,136 |
| Provision for loan and lease losses | $18,000 | 5,381 |
| Total noninterest income | $158,000 | 4,761 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $158,000 | 3,120 |
| Total noninterest expense | $974,000 | 3,748 |
| Salaries and employee benefits | $627,000 | 3,235 |
| Premises and equipment expense | $158,000 | 3,343 |
| Additional noninterest expense | $189,000 | 5,173 |
| Pre-tax net operating income | $253,000 | 5,250 |
| Securities gains (losses) | $57,000 | 1,316 |
| Applicable income taxes | $113,000 | 3,736 |
| Income before extraordinary items | $197,000 | 5,372 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $197,000 | 5,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,852 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $160,520 | 5,669 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,472,000 | 3,164 |
| Total interest expense | $4,742,000 | 2,351 |
| Net interest income | $4,730,000 | 3,834 |
| Provision for loan and lease losses | $104,000 | 5,647 |
| Total noninterest income | $540,000 | 5,006 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $540,000 | 3,149 |
| Total noninterest expense | $3,676,000 | 3,793 |
| Salaries and employee benefits | $2,390,000 | 3,234 |
| Premises and equipment expense | $556,000 | 3,632 |
| Additional noninterest expense | $730,000 | 5,268 |
| Pre-tax net operating income | $1,490,000 | 4,138 |
| Securities gains (losses) | $50,000 | 2,409 |
| Applicable income taxes | $559,000 | 3,239 |
| Income before extraordinary items | $981,000 | 4,657 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $981,000 | 4,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,528 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $949,000 | 4,613 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,147,000 | 3,262 |
| Total interest expense | $5,921,000 | 2,705 |
| Net interest income | $4,226,000 | 3,954 |
| Provision for loan and lease losses | $70,000 | 6,194 |
| Total noninterest income | $517,000 | 4,978 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $517,000 | 3,068 |
| Total noninterest expense | $3,495,000 | 3,831 |
| Salaries and employee benefits | $2,334,000 | 3,138 |
| Premises and equipment expense | $590,000 | 3,416 |
| Additional noninterest expense | $571,000 | 6,024 |
| Pre-tax net operating income | $1,178,000 | 4,458 |
| Securities gains (losses) | $62,000 | 2,166 |
| Applicable income taxes | $385,000 | 3,811 |
| Income before extraordinary items | $855,000 | 4,701 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $855,000 | 4,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,674 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $812,220 | 4,714 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,152,000 | 3,352 |
| Total interest expense | $5,648,000 | 2,944 |
| Net interest income | $4,504,000 | 3,790 |
| Provision for loan and lease losses | $88,000 | 5,585 |
| Total noninterest income | $487,000 | 4,982 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $487,000 | 2,995 |
| Total noninterest expense | $3,214,000 | 3,990 |
| Salaries and employee benefits | $2,146,000 | 3,274 |
| Premises and equipment expense | $331,000 | 5,126 |
| Additional noninterest expense | $737,000 | 4,996 |
| Pre-tax net operating income | $1,689,000 | 3,734 |
| Securities gains (losses) | $-12,000 | 8,439 |
| Applicable income taxes | $602,000 | 3,100 |
| Income before extraordinary items | $1,075,000 | 4,175 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,075,000 | 4,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,537 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,082,680 | 4,158 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,736,000 | 3,290 |
| Total interest expense | $5,477,000 | 2,691 |
| Net interest income | $4,259,000 | 3,960 |
| Provision for loan and lease losses | $52,000 | 6,466 |
| Total noninterest income | $446,000 | 5,301 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $446,000 | 3,182 |
| Total noninterest expense | $2,807,000 | 4,461 |
| Salaries and employee benefits | $1,962,000 | 3,507 |
| Premises and equipment expense | $229,000 | 6,370 |
| Additional noninterest expense | $616,000 | 5,727 |
| Pre-tax net operating income | $1,846,000 | 3,545 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $668,000 | 2,995 |
| Income before extraordinary items | $1,177,000 | 3,933 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,177,000 | 3,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,930 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,177,640 | 3,904 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,018,000 | 3,229 |
| Total interest expense | $5,535,000 | 2,733 |
| Net interest income | $4,483,000 | 3,751 |
| Provision for loan and lease losses | $40,000 | 6,927 |
| Total noninterest income | $443,000 | 5,305 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $443,000 | 3,222 |
| Total noninterest expense | $2,724,000 | 4,480 |
| Salaries and employee benefits | $1,878,000 | 3,530 |
| Premises and equipment expense | $345,000 | 4,929 |
| Additional noninterest expense | $501,000 | 6,428 |
| Pre-tax net operating income | $2,162,000 | 3,122 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $808,000 | 2,718 |
| Income before extraordinary items | $1,354,000 | 3,547 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,354,000 | 3,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,292 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,354,000 | 3,449 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,150,000 | 3,188 |
| Total interest expense | $5,518,000 | 2,712 |
| Net interest income | $4,632,000 | 3,734 |
| Provision for loan and lease losses | $14,000 | 8,198 |
| Total noninterest income | $444,000 | 5,377 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $444,000 | 3,071 |
| Total noninterest expense | $2,647,000 | 4,560 |
| Salaries and employee benefits | $1,823,000 | 3,595 |
| Premises and equipment expense | $373,000 | 4,681 |
| Additional noninterest expense | $451,000 | 6,918 |
| Pre-tax net operating income | $2,415,000 | 2,999 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $904,000 | 2,650 |
| Income before extraordinary items | $1,511,000 | 3,333 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,511,000 | 3,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,932 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,511,000 | 3,259 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,961,000 | 3,287 |
| Total interest expense | $5,494,000 | 2,768 |
| Net interest income | $4,467,000 | 3,914 |
| Provision for loan and lease losses | $22,000 | 7,876 |
| Total noninterest income | $431,000 | 5,695 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $431,000 | 3,235 |
| Total noninterest expense | $3,314,000 | 3,982 |
| Salaries and employee benefits | $1,728,000 | 3,806 |
| Premises and equipment expense | $318,000 | 5,352 |
| Additional noninterest expense | $1,268,000 | 3,614 |
| Pre-tax net operating income | $1,562,000 | 4,195 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $763,000 | 2,972 |
| Income before extraordinary items | $799,000 | 5,322 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $799,000 | 5,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,597 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $799,000 | 5,253 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,712,000 | 3,368 |
| Total interest expense | $5,239,000 | 2,912 |
| Net interest income | $4,473,000 | 3,926 |
| Provision for loan and lease losses | $48,000 | 6,309 |
| Total noninterest income | $416,000 | 5,838 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $416,000 | 3,228 |
| Total noninterest expense | $2,622,000 | 4,795 |
| Salaries and employee benefits | $1,680,000 | 3,862 |
| Premises and equipment expense | $292,000 | 5,753 |
| Additional noninterest expense | $650,000 | 6,200 |
| Pre-tax net operating income | $2,219,000 | 3,187 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $808,000 | 2,851 |
| Income before extraordinary items | $1,411,000 | 3,430 |
| Extraordinary gains, net | $26,000 | 44 |
| Net income | $1,437,000 | 3,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 6,002 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,411,000 | 3,406 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,919,000 | 3,359 |
| Total interest expense | $4,533,000 | 2,700 |
| Net interest income | $4,386,000 | 4,010 |
| Provision for loan and lease losses | $3,000 | 8,961 |
| Total noninterest income | $428,000 | 5,881 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $428,000 | 3,270 |
| Total noninterest expense | $2,467,000 | 5,219 |
| Salaries and employee benefits | $1,540,000 | 4,197 |
| Premises and equipment expense | $296,000 | 5,783 |
| Additional noninterest expense | $631,000 | 6,809 |
| Pre-tax net operating income | $2,344,000 | 3,005 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $815,000 | 2,723 |
| Income before extraordinary items | $1,529,000 | 3,125 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,529,000 | 3,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,088 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,529,000 | 3,146 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,254,000 | 3,341 |
| Total interest expense | $4,970,000 | 2,586 |
| Net interest income | $4,284,000 | 4,137 |
| Provision for loan and lease losses | $121,000 | 5,179 |
| Total noninterest income | $388,000 | 6,621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $388,000 | 3,826 |
| Total noninterest expense | $2,410,000 | 5,430 |
| Salaries and employee benefits | $1,492,000 | 4,295 |
| Premises and equipment expense | $289,000 | 6,037 |
| Additional noninterest expense | $629,000 | 7,089 |
| Pre-tax net operating income | $2,141,000 | 3,097 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $641,000 | 3,389 |
| Income before extraordinary items | $1,500,000 | 3,249 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,500,000 | 3,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 6,608 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,500,000 | 3,074 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,011,000 | 3,484 |
| Total interest expense | $6,097,000 | 2,736 |
| Net interest income | $3,914,000 | 4,537 |
| Provision for loan and lease losses | $104,000 | 7,172 |
| Total noninterest income | $402,000 | 6,520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $402,000 | 3,698 |
| Total noninterest expense | $2,324,000 | 5,635 |
| Salaries and employee benefits | $1,424,000 | 4,428 |
| Premises and equipment expense | $269,000 | 6,453 |
| Additional noninterest expense | $631,000 | 7,246 |
| Pre-tax net operating income | $1,888,000 | 3,281 |
| Securities gains (losses) | $28,000 | 5,098 |
| Applicable income taxes | $600,000 | 3,431 |
| Income before extraordinary items | $1,316,000 | 3,477 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,316,000 | 3,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 7,683 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,296,680 | 3,282 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.