First Federal Savings and Loan Association of Russell County, FA, Income and Expense

1992-12-31 (YTD Data)		Rank
Total interest income	$3,043,000	8,899
Total interest expense	$1,779,000	7,675
Net interest income	$1,264,000	10,079
Provision for loan and lease losses	$358,000	3,729
Total noninterest income	$264,000	8,273
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	504
Additional Noninterest Income	$264,000	4,795
Total noninterest expense	$2,904,000	4,666
Salaries and employee benefits	$664,000	8,268
Premises and equipment expense	$378,000	5,014
Additional noninterest expense	$1,862,000	2,977
Pre-tax net operating income	$-1,734,000	13,600
Securities gains (losses)	$47,000	4,236
Applicable income taxes	$-45,000	13,494
Income before extraordinary items	$-1,642,000	13,641
Extraordinary gains, net	$0	1,422
Net income	$-1,642,000	13,635
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	11,197
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$-1,687,590	13,591

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.