First Federal Savings and Loan Association of Rochester, Loan Charge- Offs and Recoveries

1996-12-31 (YTD Data)Rank
Total charge-offs$13,506,000203
Loans secured by real estate, total$13,018,00043
To non-U.S. addresseesNANA
Real estate loans in domestic offices$13,018,00043
Construction and land development$0737
Secured by farmlandNANA
Total charge-offs secured by 1-4 family residential properties$12,985,00022
Secured by multifamily residential properties$33,000339
Secured by nonfarm nonresidential properties$01,929
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$07,405
Loans to individuals$488,000895
Credit card loan charge offs$392,000399
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$96,0002,266
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$2,563,000279
Loans secured by real estate, total$2,336,00092
To non-U.S. addresseesNANA
Real estate loans in domestic offices$2,336,00092
Construction and land development$0613
Secured by farmlandNANA
Secured by 1-4 family residential properties - total recoveries$2,307,00023
Secured by multifamily residential properties$29,000185
Secured by nonfarm nonresidential properties$01,954
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$07,068
Loans to individuals$227,000618
Credit card loan recoveries$124,000300
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$103,000884
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$10,943,000188
Loans secured by real estate, total$10,682,00043
To non-U.S. addresseesNANA
Real estate loans in domestic offices$10,682,00042
Construction and land development$0634
Secured by farmlandNANA
Secured by 1-4 family residential properties- net charge-offs$10,678,00021
Secured by multifamily residential properties$4,000384
Secured by nonfarm nonresidential properties$01,551
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$05,817
To non-U.S. addresseesNANA
Loans to individuals$261,0001,108
Credit card loan net charge offs$268,000444
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-7,00011,056
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1995-12-31 (YTD Data)Rank
Total charge-offs$13,954,000200
Loans secured by real estate, total$13,516,00059
To non-U.S. addresseesNANA
Real estate loans in domestic offices$13,516,00059
Construction and land development$0883
Secured by farmlandNANA
Total charge-offs secured by 1-4 family residential properties$13,323,00020
Secured by multifamily residential properties$193,000238
Secured by nonfarm nonresidential properties$02,210
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$07,579
Loans to individuals$438,000878
Credit card loan charge offs$326,000460
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$112,0001,834
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$2,829,000277
Loans secured by real estate, total$2,520,00096
To non-U.S. addresseesNANA
Real estate loans in domestic offices$2,520,00095
Construction and land development$0688
Secured by farmlandNANA
Secured by 1-4 family residential properties - total recoveries$2,520,00014
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$02,179
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$07,599
Loans to individuals$309,000526
Credit card loan recoveries$214,000258
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$95,000947
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$11,125,000175
Loans secured by real estate, total$10,996,00056
To non-U.S. addresseesNANA
Real estate loans in domestic offices$10,996,00056
Construction and land development$0772
Secured by farmlandNANA
Secured by 1-4 family residential properties- net charge-offs$10,803,00022
Secured by multifamily residential properties$193,000215
Secured by nonfarm nonresidential properties$01,798
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$05,683
To non-U.S. addresseesNANA
Loans to individuals$129,0001,522
Credit card loan net charge offs$112,000616
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$17,0004,172
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1994-12-31 (YTD Data)Rank
Total charge-offs$31,267,000112
Loans secured by real estate, total$30,750,00037
To non-U.S. addresseesNANA
Real estate loans in domestic offices$30,750,00037
Construction and land development$356,000186
Secured by farmlandNANA
Total charge-offs secured by 1-4 family residential properties$29,487,00017
Secured by multifamily residential properties$907,00099
Secured by nonfarm nonresidential properties$02,579
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$07,969
Loans to individuals$517,000734
Credit card loan charge offs$334,000432
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$183,0001,191
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$2,078,000347
Loans secured by real estate, total$1,760,000138
To non-U.S. addresseesNANA
Real estate loans in domestic offices$1,760,000136
Construction and land development$0797
Secured by farmlandNANA
Secured by 1-4 family residential properties - total recoveries$1,635,00035
Secured by multifamily residential properties$125,000104
Secured by nonfarm nonresidential properties$02,421
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$08,252
Loans to individuals$318,000525
Credit card loan recoveries$192,000270
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$126,000806
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$29,189,00087
Loans secured by real estate, total$28,990,00034
To non-U.S. addresseesNANA
Real estate loans in domestic offices$28,990,00034
Construction and land development$356,000158
Secured by farmlandNANA
Secured by 1-4 family residential properties- net charge-offs$27,852,00017
Secured by multifamily residential properties$782,000102
Secured by nonfarm nonresidential properties$02,119
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$05,704
To non-U.S. addresseesNANA
Loans to individuals$199,000994
Credit card loan net charge offs$142,000530
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$57,0001,953
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1993-12-31 (YTD Data)Rank
Total charge-offs$37,518,000124
Loans secured by real estate, total$36,785,00047
To non-U.S. addresseesNANA
Real estate loans in domestic offices$36,785,00047
Construction and land development$01,259
Secured by farmlandNANA
Total charge-offs secured by 1-4 family residential properties$36,537,00016
Secured by multifamily residential properties$37,000546
Secured by nonfarm nonresidential properties$211,000888
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$08,929
Loans to individuals$733,000642
Credit card loan charge offs$533,000373
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$200,0001,229
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$2,949,000288
Loans secured by real estate, total$2,527,000102
To non-U.S. addresseesNANA
Real estate loans in domestic offices$2,527,000102
Construction and land development$0926
Secured by farmlandNANA
Secured by 1-4 family residential properties - total recoveries$2,506,00017
Secured by multifamily residential properties$21,000267
Secured by nonfarm nonresidential properties$02,606
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$08,809
Loans to individuals$422,000469
Credit card loan recoveries$235,000243
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$187,000627
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$34,569,000112
Loans secured by real estate, total$34,258,00047
To non-U.S. addresseesNANA
Real estate loans in domestic offices$34,258,00046
Construction and land development$01,117
Secured by farmlandNANA
Secured by 1-4 family residential properties- net charge-offs$34,031,00015
Secured by multifamily residential properties$16,000592
Secured by nonfarm nonresidential properties$211,000786
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$06,774
To non-U.S. addresseesNANA
Loans to individuals$311,000827
Credit card loan net charge offs$298,000422
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$13,0004,980
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1992-12-31 (YTD Data)Rank
Total charge-offs$34,753,000153
Loans secured by real estate, total$33,923,00064
To non-U.S. addresseesNANA
Real estate loans in domestic offices$33,923,00063
Construction and land development$668,000334
Secured by farmlandNANA
Total charge-offs secured by 1-4 family residential properties$32,119,00011
Secured by multifamily residential properties$853,000155
Secured by nonfarm nonresidential properties$283,0001,026
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$09,917
Loans to individuals$830,000728
Credit card loan charge offs$501,000432
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$329,0001,047
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$1,470,000416
Loans secured by real estate, total$1,080,000154
To non-U.S. addresseesNANA
Real estate loans in domestic offices$1,080,000154
Construction and land development$01,048
Secured by farmlandNANA
Secured by 1-4 family residential properties - total recoveries$1,080,00030
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$09,301
Loans to individuals$390,000524
Credit card loan recoveries$179,000292
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$211,000619
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$33,283,000143
Loans secured by real estate, total$32,843,00063
To non-U.S. addresseesNANA
Real estate loans in domestic offices$32,843,00063
Construction and land development$668,000318
Secured by farmlandNANA
Secured by 1-4 family residential properties- net charge-offs$31,039,00011
Secured by multifamily residential properties$853,000152
Secured by nonfarm nonresidential properties$283,000953
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$08,199
To non-U.S. addresseesNANA
Loans to individuals$440,000879
Credit card loan net charge offs$322,000465
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$118,0001,752
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.