Home > First Federal Savings and Loan Association of Rochester > Net charge- offs to loans
First Federal Savings and Loan Association of Rochester, Net charge- offs to loans
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1865% | 4,260 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1885% | 283 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0011% | 232 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2033% | 200 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0240% | 366 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2098% | 184 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1714% | 1,218 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1970% | 606 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2084% | 3,755 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2128% | 305 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0586% | 256 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2253% | 202 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0550% | 297 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2323% | 196 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0961% | 1,250 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1654% | 767 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6342% | 1,396 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6512% | 159 |
| Percentage Net Loans Charged-off:Construction & development | 7.6352% | 36 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2997% | 227 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6722% | 77 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0923% | 239 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7015% | 79 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1637% | 1,080 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6711% | 518 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8548% | 1,556 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8780% | 212 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4175% | 455 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0086% | 359 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9303% | 68 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0520% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9791% | 70 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2516% | 1,026 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1369% | 278 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9170% | 2,341 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9456% | 267 |
| Percentage Net Loans Charged-off:Construction & development | 7.9064% | 99 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5290% | 572 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5722% | 288 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9515% | 67 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1217% | 308 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9959% | 70 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3163% | 1,146 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7037% | 476 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |