Home > First Federal Savings and Loan Association of Rochester > Assets and Liabilities
First Federal Savings and Loan Association of Rochester, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 1,294 | 192 |
| Assets and Liabilities | ||
| Total Assets: | $7,188,401,000 | 124 |
| Cash and due from depository institutions | $110,828,000 | 192 |
| Interest-bearing balances | $6,179,000 | 608 |
| Securities | $848,852,000 | 192 |
| Federal funds sold & reverse repurchase agreements | $83,025,000 | 218 |
| Net loans & leases | $5,831,054,000 | 106 |
| Loan loss allowance | $40,740,000 | 206 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $52,844,000 | 188 |
| Other real estate owned | $10,259,000 | 192 |
| Goodwill and other intangibles | $65,715,000 | 116 |
| All other assets | $185,824,000 | 134 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $7,188,401,000 | 124 |
| Total liabilities | $6,754,482,000 | 122 |
| Total deposits | $4,516,069,000 | 128 |
| Interest-bearing deposits | $4,478,818,000 | 108 |
| Deposits held in domestic offices | $4,516,069,000 | 126 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $361,559,000 | 179 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,784,299,000 | 62 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $92,555,000 | 163 |
| Total equity capital | $433,919,000 | 168 |
| Total bank equity capital | $433,919,000 | 168 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $231,000 | 7,167 |
| Surplus | $253,599,000 | 124 |
| Undivided profits | $180,089,000 | 171 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $41,745,000 | 144 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $37,344,000 | 120 |
| Earning assets | $6,769,110,000 | 118 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $7,241,243,200 | 119 |
| Average Assets, quarterly | $7,181,856,500 | 126 |
| Volatile liabilities | $2,218,254,000 | 116 |
| Insider loans | $362,000 | 6,345 |
| FHLB advances | $1,777,134,000 | 14 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $459,670,000 | 301 |
| Tier 1 (core) risk-based capital | $422,164,000 | 154 |
| Tier 2 risk-based capital | $25,633,000 | 262 |
| Total risk weighted assets | $3,546,262,000 | 164 |
| Total unused commitments | $459,670,000 | 304 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 1,470 | 180 |
| Assets and Liabilities | ||
| Total Assets: | $7,217,018,000 | 121 |
| Cash and due from depository institutions | $56,752,000 | 180 |
| Interest-bearing balances | $7,348,000 | 652 |
| Securities | $956,663,000 | 194 |
| Federal funds sold & reverse repurchase agreements | $142,825,000 | 159 |
| Net loans & leases | $5,736,425,000 | 104 |
| Loan loss allowance | $38,785,000 | 225 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $55,658,000 | 182 |
| Other real estate owned | $8,089,000 | 180 |
| Goodwill and other intangibles | $51,687,000 | 126 |
| All other assets | $208,919,000 | 116 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $7,217,018,000 | 121 |
| Total liabilities | $6,828,311,000 | 116 |
| Total deposits | $4,373,722,000 | 135 |
| Interest-bearing deposits | $4,327,965,000 | 111 |
| Deposits held in domestic offices | $4,373,722,000 | 129 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $570,669,000 | 142 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,724,905,000 | 61 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $159,015,000 | 115 |
| Total equity capital | $388,707,000 | 185 |
| Total bank equity capital | $388,707,000 | 185 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $231,000 | 7,530 |
| Surplus | $246,337,000 | 122 |
| Undivided profits | $142,139,000 | 220 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $56,916,000 | 111 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $37,003,000 | 113 |
| Earning assets | $6,843,261,000 | 110 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $6,896,474,000 | 118 |
| Average Assets, quarterly | $7,125,870,000 | 119 |
| Volatile liabilities | $2,354,681,000 | 107 |
| Insider loans | $536,000 | 5,468 |
| FHLB advances | $1,716,374,000 | 13 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $511,803,000 | 296 |
| Tier 1 (core) risk-based capital | $372,200,000 | 176 |
| Tier 2 risk-based capital | $25,069,000 | 277 |
| Total risk weighted assets | $3,765,660,000 | 157 |
| Total unused commitments | $536,803,000 | 291 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 1,531 | 179 |
| Assets and Liabilities | ||
| Total Assets: | $6,637,271,000 | 125 |
| Cash and due from depository institutions | $60,464,000 | 179 |
| Interest-bearing balances | $1,411,000 | 1,987 |
| Securities | $1,335,803,000 | 152 |
| Federal funds sold & reverse repurchase agreements | $42,679,000 | 304 |
| Net loans & leases | $4,922,552,000 | 107 |
| Loan loss allowance | $35,373,000 | 244 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $55,622,000 | 181 |
| Other real estate owned | $6,791,000 | 179 |
| Goodwill and other intangibles | $37,316,000 | 128 |
| All other assets | $176,044,000 | 134 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $6,637,271,000 | 125 |
| Total liabilities | $6,320,870,000 | 120 |
| Total deposits | $4,179,312,000 | 141 |
| Interest-bearing deposits | $4,135,390,000 | 118 |
| Deposits held in domestic offices | $4,179,312,000 | 133 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $498,077,000 | 159 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,522,012,000 | 56 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $121,469,000 | 119 |
| Total equity capital | $316,401,000 | 202 |
| Total bank equity capital | $316,401,000 | 202 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $212,000 | 8,068 |
| Surplus | $217,354,000 | 131 |
| Undivided profits | $98,835,000 | 270 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,931,000 | 190 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $29,657,000 | 114 |
| Earning assets | $6,302,445,000 | 119 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $6,470,683,800 | 118 |
| Average Assets, quarterly | $6,582,683,000 | 124 |
| Volatile liabilities | $2,073,115,000 | 107 |
| Insider loans | $662,000 | 4,829 |
| FHLB advances | $1,512,094,000 | 14 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $381,496,000 | 314 |
| Tier 1 (core) risk-based capital | $302,370,000 | 203 |
| Tier 2 risk-based capital | $26,680,000 | 240 |
| Total risk weighted assets | $3,339,619,000 | 164 |
| Total unused commitments | $381,496,000 | 317 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 1,582 | 165 |
| Assets and Liabilities | ||
| Total Assets: | $6,251,116,000 | 121 |
| Cash and due from depository institutions | $90,608,000 | 165 |
| Interest-bearing balances | $594,000 | 4,117 |
| Securities | $1,604,530,000 | 118 |
| Federal funds sold & reverse repurchase agreements | $81,600,000 | 222 |
| Net loans & leases | $4,203,710,000 | 109 |
| Loan loss allowance | $57,639,000 | 172 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $52,928,000 | 173 |
| Other real estate owned | $15,025,000 | 165 |
| Goodwill and other intangibles | $29,510,000 | 139 |
| All other assets | $173,205,000 | 129 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $6,251,116,000 | 121 |
| Total liabilities | $5,963,957,000 | 118 |
| Total deposits | $4,156,977,000 | 128 |
| Interest-bearing deposits | $4,119,462,000 | 104 |
| Deposits held in domestic offices | $4,156,977,000 | 122 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $298,686,000 | 179 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,422,333,000 | 46 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $85,961,000 | 163 |
| Total equity capital | $287,159,000 | 203 |
| Total bank equity capital | $287,159,000 | 203 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $212,000 | 8,484 |
| Surplus | $217,457,000 | 115 |
| Undivided profits | $69,490,000 | 344 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $74,614,000 | 115 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $29,829,000 | 86 |
| Earning assets | $5,890,434,000 | 116 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $6,067,437,600 | 121 |
| Average Assets, quarterly | $6,205,127,500 | 121 |
| Volatile liabilities | $1,771,306,000 | 108 |
| Insider loans | $896,000 | 4,038 |
| FHLB advances | $1,409,531,000 | 13 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $476,382,000 | 269 |
| Tier 1 (core) risk-based capital | $272,746,000 | 201 |
| Tier 2 risk-based capital | $33,889,000 | 192 |
| Total risk weighted assets | $3,014,493,000 | 158 |
| Total unused commitments | $476,382,000 | 273 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 1,533 | 172 |
| Assets and Liabilities | ||
| Total Assets: | $5,663,893,000 | 125 |
| Cash and due from depository institutions | $42,730,000 | 172 |
| Interest-bearing balances | $362,000 | 5,446 |
| Securities | $1,497,016,000 | 106 |
| Federal funds sold & reverse repurchase agreements | $66,002,000 | 339 |
| Net loans & leases | $3,698,171,000 | 115 |
| Loan loss allowance | $62,760,000 | 167 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $39,631,000 | 219 |
| Other real estate owned | $35,885,000 | 172 |
| Goodwill and other intangibles | $36,550,000 | 116 |
| All other assets | $247,908,000 | 92 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $5,663,893,000 | 125 |
| Total liabilities | $5,430,671,000 | 119 |
| Total deposits | $3,769,961,000 | 145 |
| Interest-bearing deposits | $3,620,270,000 | 121 |
| Deposits held in domestic offices | $3,769,961,000 | 137 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $234,309,000 | 196 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,363,819,000 | 34 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $62,582,000 | 187 |
| Total equity capital | $233,222,000 | 227 |
| Total bank equity capital | $233,222,000 | 227 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $190,000 | 9,614 |
| Surplus | $189,805,000 | 124 |
| Undivided profits | $43,227,000 | 484 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $113,094,000 | 102 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $35,258,000 | 73 |
| Earning assets | $5,261,551,000 | 117 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $5,460,348,600 | 127 |
| Average Assets, quarterly | $5,569,688,000 | 126 |
| Volatile liabilities | $1,824,191,000 | 94 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $1,348,292,000 | 9 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $499,303,000 | 244 |
| Tier 1 (core) risk-based capital | $228,141,000 | 217 |
| Tier 2 risk-based capital | $32,780,000 | 198 |
| Total risk weighted assets | $2,838,115,000 | 160 |
| Total unused commitments | $504,303,000 | 245 |
| Derivatives | $0 | 651 |