Home > First Federal Savings and Loan Association of Pekin > Income and Expense
First Federal Savings and Loan Association of Pekin, Income and Expense
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $670,000 | 6,744 |
| Total interest expense | $149,000 | 6,204 |
| Net interest income | $521,000 | 6,811 |
| Provision for loan and lease losses | $24,000 | 5,055 |
| Total noninterest income | $24,000 | 6,810 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $6,000 | 6,903 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $18,000 | 6,217 |
| Total noninterest expense | $558,000 | 6,597 |
| Salaries and employee benefits | $212,000 | 6,886 |
| Premises and equipment expense | $78,000 | 6,174 |
| Additional noninterest expense | $268,000 | 6,085 |
| Pre-tax net operating income | $-37,000 | 6,422 |
| Securities gains (losses) | $3,000 | 2,959 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-34,000 | 6,538 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-34,000 | 6,538 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-34,000 | 6,538 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-37,000 | 6,437 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $338,000 | 6,786 |
| Total interest expense | $77,000 | 6,261 |
| Net interest income | $261,000 | 6,864 |
| Provision for loan and lease losses | $12,000 | 4,780 |
| Total noninterest income | $12,000 | 6,884 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $3,000 | 6,938 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $9,000 | 6,296 |
| Total noninterest expense | $307,000 | 6,545 |
| Salaries and employee benefits | $108,000 | 6,937 |
| Premises and equipment expense | $43,000 | 6,083 |
| Additional noninterest expense | $156,000 | 5,865 |
| Pre-tax net operating income | $-46,000 | 6,611 |
| Securities gains (losses) | $3,000 | 1,983 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-43,000 | 6,696 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-43,000 | 6,698 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-43,000 | 6,698 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-46,000 | 6,622 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,445,000 | 6,805 |
| Total interest expense | $376,000 | 6,295 |
| Net interest income | $1,069,000 | 6,885 |
| Provision for loan and lease losses | $48,000 | 5,888 |
| Total noninterest income | $53,000 | 6,772 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $11,000 | 6,838 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $42,000 | 6,034 |
| Total noninterest expense | $958,000 | 6,884 |
| Salaries and employee benefits | $490,000 | 6,912 |
| Premises and equipment expense | $175,000 | 6,201 |
| Additional noninterest expense | $293,000 | 6,882 |
| Pre-tax net operating income | $116,000 | 5,717 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $61,000 | 3,657 |
| Income before extraordinary items | $55,000 | 6,013 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $55,000 | 6,015 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $55,000 | 6,015 |
| Net charge-offs | $2,000 | 6,349 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $55,000 | 5,895 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,095,000 | 6,866 |
| Total interest expense | $292,000 | 6,353 |
| Net interest income | $803,000 | 6,945 |
| Provision for loan and lease losses | $36,000 | 5,753 |
| Total noninterest income | $31,000 | 6,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $8,000 | 6,895 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $23,000 | 6,317 |
| Total noninterest expense | $680,000 | 6,966 |
| Salaries and employee benefits | $342,000 | 7,011 |
| Premises and equipment expense | $132,000 | 6,246 |
| Additional noninterest expense | $206,000 | 6,981 |
| Pre-tax net operating income | $118,000 | 5,741 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $118,000 | 5,830 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $118,000 | 5,831 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $118,000 | 5,831 |
| Net charge-offs | $2,000 | 6,068 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $118,000 | 5,695 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $736,000 | 6,919 |
| Total interest expense | $202,000 | 6,407 |
| Net interest income | $534,000 | 7,003 |
| Provision for loan and lease losses | $24,000 | 5,645 |
| Total noninterest income | $21,000 | 7,014 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $5,000 | 6,944 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $16,000 | 6,375 |
| Total noninterest expense | $454,000 | 7,030 |
| Salaries and employee benefits | $226,000 | 7,091 |
| Premises and equipment expense | $89,000 | 6,282 |
| Additional noninterest expense | $139,000 | 7,049 |
| Pre-tax net operating income | $77,000 | 5,805 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $77,000 | 5,841 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $77,000 | 5,840 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $77,000 | 5,841 |
| Net charge-offs | $2,000 | 5,706 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $77,000 | 5,758 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $373,000 | 6,946 |
| Total interest expense | $107,000 | 6,420 |
| Net interest income | $266,000 | 7,041 |
| Provision for loan and lease losses | $12,000 | 5,317 |
| Total noninterest income | $14,000 | 7,002 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $14,000 | 6,135 |
| Total noninterest expense | $225,000 | 7,095 |
| Salaries and employee benefits | $107,000 | 7,178 |
| Premises and equipment expense | $43,000 | 6,374 |
| Additional noninterest expense | $75,000 | 7,037 |
| Pre-tax net operating income | $43,000 | 5,856 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $43,000 | 5,810 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $43,000 | 5,809 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $43,000 | 5,810 |
| Net charge-offs | $2,000 | 4,883 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $43,000 | 5,776 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,532,000 | 7,028 |
| Total interest expense | $508,000 | 6,504 |
| Net interest income | $1,024,000 | 7,149 |
| Provision for loan and lease losses | $84,000 | 6,155 |
| Total noninterest income | $53,000 | 7,026 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $53,000 | 6,060 |
| Total noninterest expense | $901,000 | 7,170 |
| Salaries and employee benefits | $481,000 | 7,161 |
| Premises and equipment expense | $165,000 | 6,508 |
| Additional noninterest expense | $255,000 | 7,247 |
| Pre-tax net operating income | $92,000 | 5,496 |
| Securities gains (losses) | $-27,000 | 7,104 |
| Applicable income taxes | $17,000 | 4,070 |
| Income before extraordinary items | $48,000 | 5,809 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $48,000 | 5,810 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $48,000 | 5,810 |
| Net charge-offs | $44,000 | 5,993 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $67,980 | 5,592 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,129,000 | 7,155 |
| Total interest expense | $393,000 | 6,595 |
| Net interest income | $736,000 | 7,286 |
| Provision for loan and lease losses | $22,000 | 6,639 |
| Total noninterest income | $39,000 | 7,186 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $39,000 | 6,224 |
| Total noninterest expense | $621,000 | 7,323 |
| Salaries and employee benefits | $348,000 | 7,274 |
| Premises and equipment expense | $122,000 | 6,607 |
| Additional noninterest expense | $151,000 | 7,500 |
| Pre-tax net operating income | $132,000 | 5,499 |
| Securities gains (losses) | $-26,000 | 7,284 |
| Applicable income taxes | $27,000 | 3,858 |
| Income before extraordinary items | $79,000 | 5,820 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $79,000 | 5,822 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $79,000 | 5,822 |
| Net charge-offs | $9,000 | 6,301 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $98,500 | 5,587 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $735,000 | 7,252 |
| Total interest expense | $271,000 | 6,641 |
| Net interest income | $464,000 | 7,382 |
| Provision for loan and lease losses | $12,000 | 6,560 |
| Total noninterest income | $35,000 | 7,110 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $35,000 | 5,988 |
| Total noninterest expense | $421,000 | 7,370 |
| Salaries and employee benefits | $233,000 | 7,330 |
| Premises and equipment expense | $82,000 | 6,631 |
| Additional noninterest expense | $106,000 | 7,517 |
| Pre-tax net operating income | $66,000 | 5,711 |
| Securities gains (losses) | $-26,000 | 7,392 |
| Applicable income taxes | $12,000 | 4,023 |
| Income before extraordinary items | $28,000 | 6,036 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $28,000 | 6,038 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $28,000 | 6,037 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $46,200 | 5,820 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $369,000 | 7,337 |
| Total interest expense | $142,000 | 6,702 |
| Net interest income | $227,000 | 7,490 |
| Provision for loan and lease losses | $5,000 | 6,354 |
| Total noninterest income | $17,000 | 7,213 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $17,000 | 6,134 |
| Total noninterest expense | $214,000 | 7,464 |
| Salaries and employee benefits | $118,000 | 7,406 |
| Premises and equipment expense | $42,000 | 6,671 |
| Additional noninterest expense | $54,000 | 7,612 |
| Pre-tax net operating income | $25,000 | 5,970 |
| Securities gains (losses) | $-26,000 | 7,580 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-1,000 | 6,400 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,000 | 6,402 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,000 | 6,401 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $25,000 | 5,948 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,446,000 | 7,454 |
| Total interest expense | $691,000 | 6,708 |
| Net interest income | $755,000 | 7,655 |
| Provision for loan and lease losses | $52,000 | 6,820 |
| Total noninterest income | $134,000 | 6,695 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $134,000 | 5,252 |
| Total noninterest expense | $798,000 | 7,613 |
| Salaries and employee benefits | $484,000 | 7,472 |
| Premises and equipment expense | $165,000 | 6,795 |
| Additional noninterest expense | $149,000 | 7,887 |
| Pre-tax net operating income | $39,000 | 5,291 |
| Securities gains (losses) | $-65,000 | 7,220 |
| Applicable income taxes | $13,000 | 3,817 |
| Income before extraordinary items | $-39,000 | 5,606 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-39,000 | 5,604 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-39,000 | 5,604 |
| Net charge-offs | $42,000 | 6,304 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $26,000 | 5,383 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,085,000 | 7,538 |
| Total interest expense | $534,000 | 6,786 |
| Net interest income | $551,000 | 7,740 |
| Provision for loan and lease losses | $37,000 | 6,711 |
| Total noninterest income | $110,000 | 6,733 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $110,000 | 5,248 |
| Total noninterest expense | $579,000 | 7,698 |
| Salaries and employee benefits | $345,000 | 7,562 |
| Premises and equipment expense | $126,000 | 6,814 |
| Additional noninterest expense | $108,000 | 7,969 |
| Pre-tax net operating income | $45,000 | 5,504 |
| Securities gains (losses) | $-41,000 | 7,356 |
| Applicable income taxes | $-1,000 | 6,565 |
| Income before extraordinary items | $5,000 | 5,752 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $5,000 | 5,752 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $5,000 | 5,752 |
| Net charge-offs | $28,000 | 6,077 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $46,000 | 5,524 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $728,000 | 7,605 |
| Total interest expense | $372,000 | 6,832 |
| Net interest income | $356,000 | 7,825 |
| Provision for loan and lease losses | $30,000 | 6,428 |
| Total noninterest income | $70,000 | 6,832 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $70,000 | 5,361 |
| Total noninterest expense | $390,000 | 7,760 |
| Salaries and employee benefits | $226,000 | 7,666 |
| Premises and equipment expense | $84,000 | 6,869 |
| Additional noninterest expense | $80,000 | 7,992 |
| Pre-tax net operating income | $6,000 | 5,759 |
| Securities gains (losses) | $-47,000 | 7,594 |
| Applicable income taxes | $-1,000 | 6,703 |
| Income before extraordinary items | $-40,000 | 6,041 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-40,000 | 6,041 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-40,000 | 6,041 |
| Net charge-offs | $28,000 | 5,387 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $6,060 | 5,794 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $371,000 | 7,645 |
| Total interest expense | $195,000 | 6,854 |
| Net interest income | $176,000 | 7,888 |
| Provision for loan and lease losses | $18,000 | 5,948 |
| Total noninterest income | $28,000 | 7,100 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $28,000 | 5,720 |
| Total noninterest expense | $182,000 | 7,842 |
| Salaries and employee benefits | $107,000 | 7,764 |
| Premises and equipment expense | $43,000 | 6,870 |
| Additional noninterest expense | $32,000 | 8,095 |
| Pre-tax net operating income | $4,000 | 6,184 |
| Securities gains (losses) | $-1,000 | 7,699 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $3,000 | 6,366 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,000 | 6,368 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $3,000 | 6,368 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $4,000 | 6,208 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,591,000 | 7,621 |
| Total interest expense | $916,000 | 6,928 |
| Net interest income | $675,000 | 7,933 |
| Provision for loan and lease losses | $94,000 | 6,117 |
| Total noninterest income | $77,000 | 7,520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $77,000 | 6,261 |
| Total noninterest expense | $821,000 | 7,773 |
| Salaries and employee benefits | $502,000 | 7,661 |
| Premises and equipment expense | $179,000 | 6,869 |
| Additional noninterest expense | $140,000 | 8,105 |
| Pre-tax net operating income | $-163,000 | 6,521 |
| Securities gains (losses) | $3,000 | 2,883 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-160,000 | 6,433 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-160,000 | 6,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,793 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-163,000 | 6,585 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,206,000 | 7,695 |
| Total interest expense | $705,000 | 7,000 |
| Net interest income | $501,000 | 8,024 |
| Provision for loan and lease losses | $26,000 | 6,375 |
| Total noninterest income | $55,000 | 7,690 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $55,000 | 6,465 |
| Total noninterest expense | $615,000 | 7,803 |
| Salaries and employee benefits | $376,000 | 7,688 |
| Premises and equipment expense | $132,000 | 6,927 |
| Additional noninterest expense | $107,000 | 8,150 |
| Pre-tax net operating income | $-85,000 | 6,890 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-85,000 | 6,759 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-85,000 | 6,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,241 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-85,000 | 6,931 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $809,000 | 7,755 |
| Total interest expense | $485,000 | 7,063 |
| Net interest income | $324,000 | 8,096 |
| Provision for loan and lease losses | $26,000 | 5,799 |
| Total noninterest income | $35,000 | 7,779 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $35,000 | 6,595 |
| Total noninterest expense | $416,000 | 7,856 |
| Salaries and employee benefits | $252,000 | 7,749 |
| Premises and equipment expense | $90,000 | 6,935 |
| Additional noninterest expense | $74,000 | 8,195 |
| Pre-tax net operating income | $-83,000 | 7,158 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-83,000 | 7,221 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-83,000 | 7,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,608 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-83,000 | 7,187 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $408,000 | 7,820 |
| Total interest expense | $247,000 | 7,162 |
| Net interest income | $161,000 | 8,153 |
| Provision for loan and lease losses | $6,000 | 5,669 |
| Total noninterest income | $20,000 | 7,703 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $20,000 | 6,458 |
| Total noninterest expense | $213,000 | 7,862 |
| Salaries and employee benefits | $128,000 | 7,770 |
| Premises and equipment expense | $45,000 | 6,958 |
| Additional noninterest expense | $40,000 | 8,182 |
| Pre-tax net operating income | $-38,000 | 7,356 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-38,000 | 7,460 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-38,000 | 7,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,488 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-38,000 | 7,396 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,706,000 | 7,770 |
| Total interest expense | $965,000 | 7,222 |
| Net interest income | $741,000 | 8,041 |
| Provision for loan and lease losses | $10,000 | 6,581 |
| Total noninterest income | $80,000 | 7,753 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $80,000 | 6,526 |
| Total noninterest expense | $1,114,000 | 7,492 |
| Salaries and employee benefits | $782,000 | 7,025 |
| Premises and equipment expense | $181,000 | 6,924 |
| Additional noninterest expense | $151,000 | 8,249 |
| Pre-tax net operating income | $-303,000 | 7,713 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-2,000 | 7,716 |
| Income before extraordinary items | $-301,000 | 7,778 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-301,000 | 7,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,999 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-301,000 | 7,759 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,275,000 | 7,821 |
| Total interest expense | $716,000 | 7,270 |
| Net interest income | $559,000 | 8,097 |
| Provision for loan and lease losses | $10,000 | 6,151 |
| Total noninterest income | $56,000 | 7,868 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $56,000 | 6,645 |
| Total noninterest expense | $673,000 | 7,779 |
| Salaries and employee benefits | $428,000 | 7,601 |
| Premises and equipment expense | $138,000 | 6,883 |
| Additional noninterest expense | $107,000 | 8,291 |
| Pre-tax net operating income | $-68,000 | 7,765 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-9,000 | 8,027 |
| Income before extraordinary items | $-59,000 | 7,796 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-59,000 | 7,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,266 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-59,000 | 7,778 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $842,000 | 7,879 |
| Total interest expense | $466,000 | 7,333 |
| Net interest income | $376,000 | 8,163 |
| Provision for loan and lease losses | $16,000 | 5,485 |
| Total noninterest income | $35,000 | 7,953 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $35,000 | 6,783 |
| Total noninterest expense | $453,000 | 7,821 |
| Salaries and employee benefits | $288,000 | 7,642 |
| Premises and equipment expense | $93,000 | 6,892 |
| Additional noninterest expense | $72,000 | 8,326 |
| Pre-tax net operating income | $-58,000 | 7,899 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-7,000 | 8,124 |
| Income before extraordinary items | $-51,000 | 7,912 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-51,000 | 7,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-51,000 | 7,902 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $421,000 | 7,925 |
| Total interest expense | $227,000 | 7,397 |
| Net interest income | $194,000 | 8,195 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $21,000 | 7,834 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $21,000 | 6,540 |
| Total noninterest expense | $228,000 | 7,845 |
| Salaries and employee benefits | $143,000 | 7,677 |
| Premises and equipment expense | $45,000 | 6,985 |
| Additional noninterest expense | $40,000 | 8,272 |
| Pre-tax net operating income | $-13,000 | 7,915 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-3,000 | 8,197 |
| Income before extraordinary items | $-10,000 | 7,910 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-10,000 | 7,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-10,000 | 7,896 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,607,000 | 7,845 |
| Total interest expense | $804,000 | 7,316 |
| Net interest income | $803,000 | 8,089 |
| Provision for loan and lease losses | $24,000 | 6,182 |
| Total noninterest income | $67,000 | 8,067 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $67,000 | 6,920 |
| Total noninterest expense | $953,000 | 7,785 |
| Salaries and employee benefits | $631,000 | 7,499 |
| Premises and equipment expense | $184,000 | 6,888 |
| Additional noninterest expense | $138,000 | 8,410 |
| Pre-tax net operating income | $-107,000 | 8,058 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-10,000 | 8,185 |
| Income before extraordinary items | $-97,000 | 8,075 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-97,000 | 8,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,661 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-97,000 | 8,064 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,191,000 | 7,918 |
| Total interest expense | $582,000 | 7,363 |
| Net interest income | $609,000 | 8,159 |
| Provision for loan and lease losses | $24,000 | 5,878 |
| Total noninterest income | $48,000 | 8,179 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $48,000 | 6,985 |
| Total noninterest expense | $692,000 | 7,831 |
| Salaries and employee benefits | $441,000 | 7,621 |
| Premises and equipment expense | $147,000 | 6,793 |
| Additional noninterest expense | $104,000 | 8,454 |
| Pre-tax net operating income | $-59,000 | 8,185 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-6,000 | 8,400 |
| Income before extraordinary items | $-53,000 | 8,198 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-53,000 | 8,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-53,000 | 8,188 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $797,000 | 7,926 |
| Total interest expense | $377,000 | 7,368 |
| Net interest income | $420,000 | 8,170 |
| Provision for loan and lease losses | $2,000 | 6,347 |
| Total noninterest income | $33,000 | 8,211 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $33,000 | 6,993 |
| Total noninterest expense | $469,000 | 7,832 |
| Salaries and employee benefits | $304,000 | 7,601 |
| Premises and equipment expense | $97,000 | 6,830 |
| Additional noninterest expense | $68,000 | 8,496 |
| Pre-tax net operating income | $-18,000 | 8,220 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-3,000 | 8,446 |
| Income before extraordinary items | $-15,000 | 8,224 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-15,000 | 8,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-15,000 | 8,211 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $396,000 | 7,942 |
| Total interest expense | $182,000 | 7,390 |
| Net interest income | $214,000 | 8,173 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $14,000 | 8,305 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $14,000 | 7,173 |
| Total noninterest expense | $233,000 | 7,858 |
| Salaries and employee benefits | $149,000 | 7,651 |
| Premises and equipment expense | $48,000 | 6,838 |
| Additional noninterest expense | $36,000 | 8,460 |
| Pre-tax net operating income | $-5,000 | 8,237 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-1,000 | 8,441 |
| Income before extraordinary items | $-4,000 | 8,228 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-4,000 | 8,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-4,000 | 8,219 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,592,000 | 7,805 |
| Total interest expense | $668,000 | 7,136 |
| Net interest income | $924,000 | 8,051 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $68,000 | 8,270 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $68,000 | 6,995 |
| Total noninterest expense | $964,000 | 7,807 |
| Salaries and employee benefits | $600,000 | 7,622 |
| Premises and equipment expense | $187,000 | 6,861 |
| Additional noninterest expense | $177,000 | 8,361 |
| Pre-tax net operating income | $28,000 | 8,175 |
| Securities gains (losses) | $19,000 | 1,270 |
| Applicable income taxes | $4,000 | 6,709 |
| Income before extraordinary items | $43,000 | 8,172 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $43,000 | 8,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,820 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $25,710 | 8,184 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,189,000 | 7,833 |
| Total interest expense | $497,000 | 7,089 |
| Net interest income | $692,000 | 8,103 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $52,000 | 8,290 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $52,000 | 7,014 |
| Total noninterest expense | $690,000 | 7,861 |
| Salaries and employee benefits | $411,000 | 7,737 |
| Premises and equipment expense | $138,000 | 6,891 |
| Additional noninterest expense | $141,000 | 8,294 |
| Pre-tax net operating income | $54,000 | 8,174 |
| Securities gains (losses) | $19,000 | 1,247 |
| Applicable income taxes | $13,000 | 6,453 |
| Income before extraordinary items | $60,000 | 8,153 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $60,000 | 8,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,590 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $44,420 | 8,173 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $806,000 | 7,806 |
| Total interest expense | $325,000 | 7,041 |
| Net interest income | $481,000 | 8,056 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $29,000 | 8,409 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $29,000 | 7,234 |
| Total noninterest expense | $456,000 | 7,889 |
| Salaries and employee benefits | $270,000 | 7,775 |
| Premises and equipment expense | $93,000 | 6,847 |
| Additional noninterest expense | $93,000 | 8,287 |
| Pre-tax net operating income | $54,000 | 8,112 |
| Securities gains (losses) | $19,000 | 1,124 |
| Applicable income taxes | $13,000 | 6,301 |
| Income before extraordinary items | $60,000 | 8,033 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $60,000 | 8,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,491 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $44,420 | 8,115 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $407,000 | 7,852 |
| Total interest expense | $161,000 | 7,034 |
| Net interest income | $246,000 | 8,093 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $12,000 | 8,547 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $12,000 | 7,544 |
| Total noninterest expense | $212,000 | 8,073 |
| Salaries and employee benefits | $129,000 | 7,905 |
| Premises and equipment expense | $47,000 | 6,898 |
| Additional noninterest expense | $36,000 | 8,569 |
| Pre-tax net operating income | $46,000 | 7,942 |
| Securities gains (losses) | $19,000 | 812 |
| Applicable income taxes | $10,000 | 6,081 |
| Income before extraordinary items | $55,000 | 7,676 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $55,000 | 7,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $38,850 | 7,933 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,650,000 | 7,736 |
| Total interest expense | $737,000 | 6,464 |
| Net interest income | $913,000 | 8,160 |
| Provision for loan and lease losses | $28,000 | 6,505 |
| Total noninterest income | $63,000 | 8,469 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $63,000 | 7,122 |
| Total noninterest expense | $999,000 | 7,822 |
| Salaries and employee benefits | $600,000 | 7,662 |
| Premises and equipment expense | $251,000 | 6,176 |
| Additional noninterest expense | $148,000 | 8,603 |
| Pre-tax net operating income | $-51,000 | 8,449 |
| Securities gains (losses) | $129,000 | 1,077 |
| Applicable income taxes | $7,000 | 6,854 |
| Income before extraordinary items | $71,000 | 8,209 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $71,000 | 8,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,405 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-46,390 | 8,460 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,250,000 | 7,755 |
| Total interest expense | $568,000 | 6,374 |
| Net interest income | $682,000 | 8,195 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $49,000 | 8,493 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $49,000 | 7,081 |
| Total noninterest expense | $711,000 | 7,885 |
| Salaries and employee benefits | $398,000 | 7,859 |
| Premises and equipment expense | $202,000 | 5,949 |
| Additional noninterest expense | $111,000 | 8,612 |
| Pre-tax net operating income | $20,000 | 8,410 |
| Securities gains (losses) | $126,000 | 1,027 |
| Applicable income taxes | $29,000 | 6,322 |
| Income before extraordinary items | $117,000 | 7,979 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $117,000 | 7,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $16,200 | 8,413 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $832,000 | 7,811 |
| Total interest expense | $390,000 | 6,350 |
| Net interest income | $442,000 | 8,291 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $31,000 | 8,586 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $31,000 | 7,181 |
| Total noninterest expense | $499,000 | 7,831 |
| Salaries and employee benefits | $264,000 | 7,926 |
| Premises and equipment expense | $155,000 | 5,567 |
| Additional noninterest expense | $80,000 | 8,582 |
| Pre-tax net operating income | $-26,000 | 8,592 |
| Securities gains (losses) | $126,000 | 892 |
| Applicable income taxes | $16,000 | 6,416 |
| Income before extraordinary items | $84,000 | 7,935 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $84,000 | 7,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-21,840 | 8,586 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $423,000 | 7,815 |
| Total interest expense | $201,000 | 6,338 |
| Net interest income | $222,000 | 8,313 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $18,000 | 8,495 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $18,000 | 6,980 |
| Total noninterest expense | $230,000 | 8,027 |
| Salaries and employee benefits | $131,000 | 7,969 |
| Premises and equipment expense | $61,000 | 6,270 |
| Additional noninterest expense | $38,000 | 8,683 |
| Pre-tax net operating income | $10,000 | 8,435 |
| Securities gains (losses) | $112,000 | 742 |
| Applicable income taxes | $24,000 | 5,624 |
| Income before extraordinary items | $98,000 | 6,919 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $98,000 | 6,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $8,400 | 8,433 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,829,000 | 7,731 |
| Total interest expense | $915,000 | 6,363 |
| Net interest income | $914,000 | 8,237 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $103,000 | 8,274 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $103,000 | 6,482 |
| Total noninterest expense | $951,000 | 7,988 |
| Salaries and employee benefits | $597,000 | 7,702 |
| Premises and equipment expense | $179,000 | 7,037 |
| Additional noninterest expense | $175,000 | 8,600 |
| Pre-tax net operating income | $66,000 | 8,326 |
| Securities gains (losses) | $103,000 | 1,867 |
| Applicable income taxes | $32,000 | 6,563 |
| Income before extraordinary items | $137,000 | 8,065 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $137,000 | 8,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,027 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $53,570 | 8,339 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,397,000 | 7,792 |
| Total interest expense | $705,000 | 6,438 |
| Net interest income | $692,000 | 8,302 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $78,000 | 8,323 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $78,000 | 6,505 |
| Total noninterest expense | $642,000 | 8,175 |
| Salaries and employee benefits | $380,000 | 8,044 |
| Premises and equipment expense | $132,000 | 7,088 |
| Additional noninterest expense | $130,000 | 8,631 |
| Pre-tax net operating income | $128,000 | 8,084 |
| Securities gains (losses) | $41,000 | 2,488 |
| Applicable income taxes | $38,000 | 6,421 |
| Income before extraordinary items | $131,000 | 8,035 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $131,000 | 8,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $99,020 | 8,097 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $948,000 | 7,813 |
| Total interest expense | $483,000 | 6,492 |
| Net interest income | $465,000 | 8,315 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $55,000 | 8,246 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $55,000 | 6,401 |
| Total noninterest expense | $428,000 | 8,195 |
| Salaries and employee benefits | $252,000 | 8,066 |
| Premises and equipment expense | $93,000 | 6,939 |
| Additional noninterest expense | $83,000 | 8,698 |
| Pre-tax net operating income | $92,000 | 8,067 |
| Securities gains (losses) | $41,000 | 2,157 |
| Applicable income taxes | $29,000 | 6,363 |
| Income before extraordinary items | $104,000 | 7,912 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $104,000 | 7,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $72,020 | 8,060 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $476,000 | 7,859 |
| Total interest expense | $252,000 | 6,468 |
| Net interest income | $224,000 | 8,420 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $22,000 | 8,506 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $22,000 | 6,771 |
| Total noninterest expense | $212,000 | 8,242 |
| Salaries and employee benefits | $128,000 | 8,073 |
| Premises and equipment expense | $47,000 | 6,953 |
| Additional noninterest expense | $37,000 | 8,864 |
| Pre-tax net operating income | $34,000 | 8,247 |
| Securities gains (losses) | $12,000 | 2,102 |
| Applicable income taxes | $6,000 | 6,816 |
| Income before extraordinary items | $40,000 | 8,099 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $40,000 | 8,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $29,560 | 8,166 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,202,000 | 7,645 |
| Total interest expense | $1,259,000 | 6,288 |
| Net interest income | $943,000 | 8,352 |
| Provision for loan and lease losses | $26,000 | 7,304 |
| Total noninterest income | $94,000 | 8,475 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-1,000 | 9,286 |
| Additional Noninterest Income | $95,000 | 6,547 |
| Total noninterest expense | $874,000 | 8,209 |
| Salaries and employee benefits | $525,000 | 8,037 |
| Premises and equipment expense | $202,000 | 6,751 |
| Additional noninterest expense | $147,000 | 8,906 |
| Pre-tax net operating income | $137,000 | 8,163 |
| Securities gains (losses) | $7,000 | 3,799 |
| Applicable income taxes | $47,000 | 6,576 |
| Income before extraordinary items | $97,000 | 8,352 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $97,000 | 8,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,916 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $92,310 | 8,282 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,403,000 | 7,847 |
| Total interest expense | $1,615,000 | 6,753 |
| Net interest income | $788,000 | 8,691 |
| Provision for loan and lease losses | $-20,000 | 9,463 |
| Total noninterest income | $117,000 | 8,275 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $34,000 | 142 |
| Additional Noninterest Income | $83,000 | 6,816 |
| Total noninterest expense | $922,000 | 8,157 |
| Salaries and employee benefits | $575,000 | 7,783 |
| Premises and equipment expense | $212,000 | 6,623 |
| Additional noninterest expense | $135,000 | 9,161 |
| Pre-tax net operating income | $3,000 | 8,709 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-6,000 | 8,974 |
| Income before extraordinary items | $9,000 | 8,783 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $9,000 | 8,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,796 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $9,000 | 8,700 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,382,000 | 8,035 |
| Total interest expense | $1,517,000 | 7,124 |
| Net interest income | $865,000 | 8,765 |
| Provision for loan and lease losses | $69,000 | 6,019 |
| Total noninterest income | $162,000 | 7,723 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $77,000 | 132 |
| Additional Noninterest Income | $85,000 | 6,788 |
| Total noninterest expense | $890,000 | 8,326 |
| Salaries and employee benefits | $541,000 | 8,027 |
| Premises and equipment expense | $210,000 | 6,607 |
| Additional noninterest expense | $139,000 | 9,334 |
| Pre-tax net operating income | $68,000 | 8,915 |
| Securities gains (losses) | $-31,000 | 8,962 |
| Applicable income taxes | $1,000 | 8,314 |
| Income before extraordinary items | $36,000 | 9,007 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $36,000 | 9,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,027 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $66,070 | 8,880 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,345,000 | 8,078 |
| Total interest expense | $1,422,000 | 7,147 |
| Net interest income | $923,000 | 8,804 |
| Provision for loan and lease losses | $69,000 | 5,962 |
| Total noninterest income | $39,000 | 9,741 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-55,000 | 4,525 |
| Additional Noninterest Income | $94,000 | 6,776 |
| Total noninterest expense | $878,000 | 8,504 |
| Salaries and employee benefits | $524,000 | 8,195 |
| Premises and equipment expense | $211,000 | 6,631 |
| Additional noninterest expense | $143,000 | 9,577 |
| Pre-tax net operating income | $15,000 | 9,350 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $4,000 | 8,624 |
| Income before extraordinary items | $11,000 | 9,408 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $11,000 | 9,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,495 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $11,000 | 9,378 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,403,000 | 8,209 |
| Total interest expense | $1,529,000 | 7,124 |
| Net interest income | $874,000 | 9,083 |
| Provision for loan and lease losses | $9,000 | 8,310 |
| Total noninterest income | $272,000 | 6,747 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $84,000 | 159 |
| Additional Noninterest Income | $188,000 | 5,122 |
| Total noninterest expense | $901,000 | 8,428 |
| Salaries and employee benefits | $541,000 | 8,108 |
| Premises and equipment expense | $189,000 | 6,883 |
| Additional noninterest expense | $171,000 | 9,448 |
| Pre-tax net operating income | $236,000 | 8,734 |
| Securities gains (losses) | $-13,000 | 10,228 |
| Applicable income taxes | $64,000 | 8,091 |
| Income before extraordinary items | $159,000 | 8,918 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $159,000 | 8,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,302 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $168,230 | 8,786 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,502,000 | 8,379 |
| Total interest expense | $1,582,000 | 7,152 |
| Net interest income | $920,000 | 9,372 |
| Provision for loan and lease losses | $25,000 | 7,608 |
| Total noninterest income | $280,000 | 6,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $51,000 | 178 |
| Additional Noninterest Income | $229,000 | 4,621 |
| Total noninterest expense | $966,000 | 8,465 |
| Salaries and employee benefits | $553,000 | 8,225 |
| Premises and equipment expense | $175,000 | 7,289 |
| Additional noninterest expense | $238,000 | 8,982 |
| Pre-tax net operating income | $209,000 | 9,530 |
| Securities gains (losses) | $-12,000 | 10,127 |
| Applicable income taxes | $37,000 | 9,450 |
| Income before extraordinary items | $160,000 | 9,498 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $160,000 | 9,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,932 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $169,720 | 9,366 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,425,000 | 8,788 |
| Total interest expense | $1,530,000 | 7,498 |
| Net interest income | $895,000 | 9,847 |
| Provision for loan and lease losses | $9,000 | 8,632 |
| Total noninterest income | $168,000 | 8,719 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-23,000 | 4,659 |
| Additional Noninterest Income | $191,000 | 5,306 |
| Total noninterest expense | $1,163,000 | 8,100 |
| Salaries and employee benefits | $509,000 | 8,806 |
| Premises and equipment expense | $168,000 | 7,663 |
| Additional noninterest expense | $486,000 | 7,173 |
| Pre-tax net operating income | $-109,000 | 10,969 |
| Securities gains (losses) | $17,000 | 2,110 |
| Applicable income taxes | $-49,000 | 11,073 |
| Income before extraordinary items | $-43,000 | 10,915 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-43,000 | 10,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,441 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-53,880 | 10,890 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,305,000 | 9,248 |
| Total interest expense | $1,410,000 | 7,950 |
| Net interest income | $895,000 | 10,261 |
| Provision for loan and lease losses | $9,000 | 8,431 |
| Total noninterest income | $202,000 | 8,394 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $52,000 | 322 |
| Additional Noninterest Income | $150,000 | 5,986 |
| Total noninterest expense | $884,000 | 9,415 |
| Salaries and employee benefits | $455,000 | 9,495 |
| Premises and equipment expense | $160,000 | 8,033 |
| Additional noninterest expense | $269,000 | 9,604 |
| Pre-tax net operating income | $204,000 | 10,439 |
| Securities gains (losses) | $-2,000 | 9,253 |
| Applicable income taxes | $18,000 | 10,788 |
| Income before extraordinary items | $184,000 | 10,113 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $184,000 | 10,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,482 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $185,820 | 10,070 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,164,000 | 9,494 |
| Total interest expense | $1,078,000 | 8,361 |
| Net interest income | $1,086,000 | 10,115 |
| Provision for loan and lease losses | $11,000 | 8,408 |
| Total noninterest income | $41,000 | 12,111 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-95,000 | 4,874 |
| Additional Noninterest Income | $136,000 | 6,520 |
| Total noninterest expense | $861,000 | 9,942 |
| Salaries and employee benefits | $454,000 | 9,795 |
| Premises and equipment expense | $153,000 | 8,471 |
| Additional noninterest expense | $254,000 | 10,478 |
| Pre-tax net operating income | $255,000 | 10,449 |
| Securities gains (losses) | $-262,000 | 12,058 |
| Applicable income taxes | $-24,000 | 12,139 |
| Income before extraordinary items | $17,000 | 11,978 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $17,000 | 11,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,524 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $184,680 | 10,491 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,243,000 | 9,688 |
| Total interest expense | $1,149,000 | 8,488 |
| Net interest income | $1,094,000 | 10,431 |
| Provision for loan and lease losses | $-16,000 | 12,559 |
| Total noninterest income | $157,000 | 10,081 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $6,000 | 451 |
| Additional Noninterest Income | $151,000 | 6,544 |
| Total noninterest expense | $835,000 | 10,495 |
| Salaries and employee benefits | $446,000 | 10,198 |
| Premises and equipment expense | $161,000 | 8,616 |
| Additional noninterest expense | $228,000 | 11,358 |
| Pre-tax net operating income | $432,000 | 9,167 |
| Securities gains (losses) | $-28,000 | 12,986 |
| Applicable income taxes | $93,000 | 9,919 |
| Income before extraordinary items | $311,000 | 9,358 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $311,000 | 9,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $332,560 | 8,855 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,339,000 | 10,212 |
| Total interest expense | $1,516,000 | 8,463 |
| Net interest income | $823,000 | 11,822 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $75,000 | 12,416 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $75,000 | 9,058 |
| Total noninterest expense | $775,000 | 11,125 |
| Salaries and employee benefits | $411,000 | 10,733 |
| Premises and equipment expense | $101,000 | 10,706 |
| Additional noninterest expense | $263,000 | 11,375 |
| Pre-tax net operating income | $123,000 | 11,777 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $31,000 | 11,785 |
| Income before extraordinary items | $92,000 | 12,035 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $92,000 | 12,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $92,000 | 11,739 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.