Home > First Federal Savings and Loan Association of Osceola County > Assets and Liabilities
First Federal Savings and Loan Association of Osceola County, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 158 | 1,171 |
| Assets and Liabilities | ||
| Total Assets: | $317,023,000 | 1,499 |
| Cash and due from depository institutions | $17,964,000 | 1,171 |
| Interest-bearing balances | $11,665,000 | 322 |
| Securities | $56,786,000 | 2,155 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $219,228,000 | 1,361 |
| Loan loss allowance | $5,762,000 | 779 |
| Trading account assets | $9,581,000 | 99 |
| Bank premises and fixed assets | $5,324,000 | 1,487 |
| Other real estate owned | $780,000 | 1,171 |
| Goodwill and other intangibles | $286,000 | 1,957 |
| All other assets | $7,074,000 | 1,197 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $317,023,000 | 1,499 |
| Total liabilities | $296,857,000 | 1,440 |
| Total deposits | $288,841,000 | 1,330 |
| Interest-bearing deposits | $274,361,000 | 1,214 |
| Deposits held in domestic offices | $288,841,000 | 1,325 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $7,424,000 | 1,541 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $592,000 | 5,310 |
| Total equity capital | $20,166,000 | 2,232 |
| Total bank equity capital | $20,166,000 | 2,232 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $20,935,000 | 883 |
| Undivided profits | $-769,000 | 11,191 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,058,000 | 853 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,280,000 | 1,721 |
| Earning assets | $297,260,000 | 1,472 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $308,639,200 | 1,474 |
| Average Assets, quarterly | $314,090,500 | 1,496 |
| Volatile liabilities | $28,911,000 | 2,148 |
| Insider loans | $258,000 | 7,191 |
| FHLB advances | $7,000,000 | 507 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $9,625,000 | 3,477 |
| Tier 1 (core) risk-based capital | $18,772,000 | 2,313 |
| Tier 2 risk-based capital | $2,154,000 | 1,486 |
| Total risk weighted assets | $169,647,000 | 1,692 |
| Total unused commitments | $9,625,000 | 3,490 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 152 | 1,261 |
| Assets and Liabilities | ||
| Total Assets: | $301,777,000 | 1,584 |
| Cash and due from depository institutions | $9,757,000 | 1,261 |
| Interest-bearing balances | $2,768,000 | 1,496 |
| Securities | $67,468,000 | 1,860 |
| Federal funds sold & reverse repurchase agreements | $669,000 | 7,995 |
| Net loans & leases | $183,955,000 | 1,564 |
| Loan loss allowance | $5,138,000 | 888 |
| Trading account assets | $23,077,000 | 74 |
| Bank premises and fixed assets | $5,701,000 | 1,349 |
| Other real estate owned | $3,357,000 | 1,261 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $7,793,000 | 1,150 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $301,777,000 | 1,584 |
| Total liabilities | $283,114,000 | 1,530 |
| Total deposits | $250,969,000 | 1,556 |
| Interest-bearing deposits | $250,969,000 | 1,359 |
| Deposits held in domestic offices | $250,969,000 | 1,542 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $31,120,000 | 683 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,025,000 | 3,559 |
| Total equity capital | $18,663,000 | 2,389 |
| Total bank equity capital | $18,663,000 | 2,389 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $20,935,000 | 199 |
| Surplus | $0 | 11,041 |
| Undivided profits | $-2,272,000 | 11,828 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,304,000 | 1,066 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,163,000 | 1,958 |
| Earning assets | $277,937,000 | 1,573 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $266,287,800 | 1,702 |
| Average Assets, quarterly | $282,955,000 | 1,650 |
| Volatile liabilities | $45,447,000 | 1,388 |
| Insider loans | $1,851,000 | 2,288 |
| FHLB advances | $30,000,000 | 238 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,801,000 | 4,179 |
| Tier 1 (core) risk-based capital | $16,595,000 | 2,588 |
| Tier 2 risk-based capital | $1,836,000 | 1,717 |
| Total risk weighted assets | $144,531,000 | 1,930 |
| Total unused commitments | $6,801,000 | 4,192 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 160 | 1,233 |
| Assets and Liabilities | ||
| Total Assets: | $253,423,000 | 1,820 |
| Cash and due from depository institutions | $5,441,000 | 1,233 |
| Interest-bearing balances | $933,000 | 2,529 |
| Securities | $53,787,000 | 2,451 |
| Federal funds sold & reverse repurchase agreements | $3,125,000 | 2,716 |
| Net loans & leases | $162,074,000 | 1,734 |
| Loan loss allowance | $7,670,000 | 675 |
| Trading account assets | $6,970,000 | 120 |
| Bank premises and fixed assets | $5,764,000 | 1,281 |
| Other real estate owned | $7,968,000 | 1,233 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $8,294,000 | 1,122 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $253,423,000 | 1,820 |
| Total liabilities | $236,939,000 | 1,772 |
| Total deposits | $212,758,000 | 1,778 |
| Interest-bearing deposits | $212,758,000 | 1,567 |
| Deposits held in domestic offices | $212,758,000 | 1,766 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $22,928,000 | 839 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,253,000 | 2,567 |
| Total equity capital | $16,484,000 | 2,479 |
| Total bank equity capital | $16,484,000 | 2,479 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $20,935,000 | 197 |
| Surplus | $0 | 11,565 |
| Undivided profits | $-4,451,000 | 12,487 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,086,000 | 2,483 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,011,000 | 1,956 |
| Earning assets | $226,889,000 | 1,845 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $250,510,200 | 1,784 |
| Average Assets, quarterly | $253,355,000 | 1,809 |
| Volatile liabilities | $30,637,000 | 1,794 |
| Insider loans | $908,000 | 3,973 |
| FHLB advances | $21,400,000 | 328 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $7,372,000 | 3,861 |
| Tier 1 (core) risk-based capital | $14,066,000 | 2,924 |
| Tier 2 risk-based capital | $1,903,000 | 1,657 |
| Total risk weighted assets | $148,212,000 | 1,869 |
| Total unused commitments | $7,372,000 | 3,868 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 159 | 1,315 |
| Assets and Liabilities | ||
| Total Assets: | $247,664,000 | 1,875 |
| Cash and due from depository institutions | $18,714,000 | 1,315 |
| Interest-bearing balances | $13,100,000 | 471 |
| Securities | $36,660,000 | 3,743 |
| Federal funds sold & reverse repurchase agreements | $235,000 | 9,835 |
| Net loans & leases | $165,129,000 | 1,665 |
| Loan loss allowance | $9,334,000 | 622 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $6,245,000 | 1,162 |
| Other real estate owned | $14,662,000 | 1,315 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $6,019,000 | 1,361 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $247,664,000 | 1,875 |
| Total liabilities | $234,686,000 | 1,799 |
| Total deposits | $213,493,000 | 1,848 |
| Interest-bearing deposits | $201,293,000 | 1,721 |
| Deposits held in domestic offices | $213,493,000 | 1,834 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $20,488,000 | 766 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $705,000 | 4,114 |
| Total equity capital | $12,978,000 | 3,121 |
| Total bank equity capital | $12,978,000 | 3,121 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $18,535,000 | 228 |
| Surplus | $0 | 12,104 |
| Undivided profits | $-5,557,000 | 13,161 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,413,000 | 2,473 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,202,000 | 1,431 |
| Earning assets | $215,124,000 | 1,982 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $275,983,600 | 1,651 |
| Average Assets, quarterly | $253,737,500 | 1,809 |
| Volatile liabilities | $25,800,000 | 1,955 |
| Insider loans | $301,000 | 7,264 |
| FHLB advances | $20,000,000 | 303 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,532,000 | 4,137 |
| Tier 1 (core) risk-based capital | $12,455,000 | 3,191 |
| Tier 2 risk-based capital | $2,007,000 | 1,577 |
| Total risk weighted assets | $160,071,000 | 1,710 |
| Total unused commitments | $6,532,000 | 4,163 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 199 | 1,071 |
| Assets and Liabilities | ||
| Total Assets: | $317,115,000 | 1,541 |
| Cash and due from depository institutions | $12,732,000 | 1,071 |
| Interest-bearing balances | $3,168,000 | 2,028 |
| Securities | $22,074,000 | 5,707 |
| Federal funds sold & reverse repurchase agreements | $5,575,000 | 2,942 |
| Net loans & leases | $244,490,000 | 1,172 |
| Loan loss allowance | $5,669,000 | 912 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $6,303,000 | 1,152 |
| Other real estate owned | $16,125,000 | 1,071 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $9,816,000 | 1,001 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $317,115,000 | 1,541 |
| Total liabilities | $308,398,000 | 1,468 |
| Total deposits | $283,168,000 | 1,483 |
| Interest-bearing deposits | $266,250,000 | 1,375 |
| Deposits held in domestic offices | $283,168,000 | 1,472 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $16,049,000 | 770 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $9,181,000 | 645 |
| Total equity capital | $8,717,000 | 4,430 |
| Total bank equity capital | $8,717,000 | 4,430 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $13,335,000 | 301 |
| Surplus | $0 | 12,588 |
| Undivided profits | $-4,618,000 | 13,747 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,198,000 | 495 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,524,000 | 1,264 |
| Earning assets | $275,307,000 | 1,606 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $345,648,000 | 1,401 |
| Average Assets, quarterly | $320,268,500 | 1,517 |
| Volatile liabilities | $27,083,000 | 1,858 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $15,000,000 | 329 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $8,906,000 | 3,175 |
| Tier 1 (core) risk-based capital | $8,717,000 | 4,370 |
| Tier 2 risk-based capital | $2,601,000 | 1,272 |
| Total risk weighted assets | $208,088,000 | 1,394 |
| Total unused commitments | $8,906,000 | 3,195 |
| Derivatives | $0 | 651 |