Home > First Federal Savings and Loan Association of Montana > Income and Expense
First Federal Savings and Loan Association of Montana, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,576,000 | 6,154 |
| Total interest expense | $2,574,000 | 5,304 |
| Net interest income | $2,002,000 | 6,910 |
| Provision for loan and lease losses | $32,000 | 7,323 |
| Total noninterest income | $327,000 | 6,368 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $327,000 | 3,744 |
| Total noninterest expense | $1,275,000 | 7,426 |
| Salaries and employee benefits | $695,000 | 7,340 |
| Premises and equipment expense | $291,000 | 5,538 |
| Additional noninterest expense | $289,000 | 8,438 |
| Pre-tax net operating income | $1,022,000 | 5,766 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $403,000 | 4,863 |
| Income before extraordinary items | $619,000 | 6,250 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $619,000 | 6,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,093 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $619,000 | 6,197 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,510,000 | 6,390 |
| Total interest expense | $2,487,000 | 5,539 |
| Net interest income | $2,023,000 | 7,099 |
| Provision for loan and lease losses | $42,000 | 6,906 |
| Total noninterest income | $356,000 | 6,364 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $356,000 | 3,653 |
| Total noninterest expense | $1,727,000 | 6,556 |
| Salaries and employee benefits | $699,000 | 7,537 |
| Premises and equipment expense | $288,000 | 5,743 |
| Additional noninterest expense | $740,000 | 5,512 |
| Pre-tax net operating income | $610,000 | 7,363 |
| Securities gains (losses) | $46,000 | 1,386 |
| Applicable income taxes | $245,000 | 6,513 |
| Income before extraordinary items | $411,000 | 7,525 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $411,000 | 7,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $381,560 | 7,717 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,490,000 | 6,472 |
| Total interest expense | $2,463,000 | 5,636 |
| Net interest income | $2,027,000 | 7,239 |
| Provision for loan and lease losses | $42,000 | 6,540 |
| Total noninterest income | $942,000 | 3,256 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $942,000 | 1,878 |
| Total noninterest expense | $1,432,000 | 7,484 |
| Salaries and employee benefits | $730,000 | 7,535 |
| Premises and equipment expense | $299,000 | 5,646 |
| Additional noninterest expense | $403,000 | 8,161 |
| Pre-tax net operating income | $1,495,000 | 4,465 |
| Securities gains (losses) | $22,000 | 1,840 |
| Applicable income taxes | $581,000 | 3,739 |
| Income before extraordinary items | $936,000 | 4,841 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $936,000 | 4,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $269,000 | 4,819 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $921,920 | 4,893 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,524,000 | 6,124 |
| Total interest expense | $2,178,000 | 5,212 |
| Net interest income | $2,346,000 | 6,763 |
| Provision for loan and lease losses | $42,000 | 6,508 |
| Total noninterest income | $351,000 | 6,662 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $351,000 | 3,713 |
| Total noninterest expense | $1,539,000 | 7,480 |
| Salaries and employee benefits | $759,000 | 7,452 |
| Premises and equipment expense | $303,000 | 5,674 |
| Additional noninterest expense | $477,000 | 8,079 |
| Pre-tax net operating income | $1,116,000 | 5,512 |
| Securities gains (losses) | $153,000 | 597 |
| Applicable income taxes | $459,000 | 4,316 |
| Income before extraordinary items | $810,000 | 5,319 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $810,000 | 5,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $-428,000 | 12,550 |
| Net operating income | $712,080 | 5,903 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,824,000 | 5,956 |
| Total interest expense | $2,305,000 | 5,150 |
| Net interest income | $2,519,000 | 6,517 |
| Provision for loan and lease losses | $41,000 | 7,900 |
| Total noninterest income | $465,000 | 5,868 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $465,000 | 3,412 |
| Total noninterest expense | $1,451,000 | 7,994 |
| Salaries and employee benefits | $732,000 | 7,768 |
| Premises and equipment expense | $318,000 | 5,587 |
| Additional noninterest expense | $401,000 | 9,262 |
| Pre-tax net operating income | $1,492,000 | 4,342 |
| Securities gains (losses) | $384,000 | 1,087 |
| Applicable income taxes | $726,000 | 3,009 |
| Income before extraordinary items | $1,150,000 | 4,172 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,150,000 | 4,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $904,240 | 4,853 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,301,000 | 6,083 |
| Total interest expense | $2,886,000 | 5,323 |
| Net interest income | $2,415,000 | 6,757 |
| Provision for loan and lease losses | $93,000 | 7,482 |
| Total noninterest income | $488,000 | 5,743 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $488,000 | 3,245 |
| Total noninterest expense | $1,418,000 | 8,216 |
| Salaries and employee benefits | $687,000 | 8,091 |
| Premises and equipment expense | $319,000 | 5,724 |
| Additional noninterest expense | $412,000 | 9,419 |
| Pre-tax net operating income | $1,392,000 | 4,337 |
| Securities gains (losses) | $394,000 | 1,298 |
| Applicable income taxes | $686,000 | 3,037 |
| Income before extraordinary items | $1,100,000 | 4,129 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,100,000 | 4,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 12,698 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $1,774,000 | 327 |
| Net operating income | $847,840 | 4,825 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.