Home > First Federal Savings and Loan Association of Lorain > Income and Expense
First Federal Savings and Loan Association of Lorain, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $4,618,000 | 2,218 |
| Total interest expense | $2,600,000 | 1,585 |
| Net interest income | $2,018,000 | 2,786 |
| Provision for loan and lease losses | $-30,000 | 4,264 |
| Total noninterest income | $546,000 | 1,841 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $221,000 | 1,103 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $325,000 | 1,899 |
| Total noninterest expense | $3,111,000 | 1,831 |
| Salaries and employee benefits | $1,661,000 | 1,902 |
| Premises and equipment expense | $344,000 | 1,705 |
| Additional noninterest expense | $325,000 | 1,899 |
| Pre-tax net operating income | $-517,000 | 4,394 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $-132,000 | 4,386 |
| Income before extraordinary items | $-385,000 | 4,359 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $-385,000 | 4,357 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-385,000 | 4,359 |
| Net charge-offs | $-30,000 | 4,238 |
| Cash dividends | $0 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $-385,000 | 4,372 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $17,890,000 | 2,228 |
| Total interest expense | $11,914,000 | 1,486 |
| Net interest income | $5,976,000 | 3,112 |
| Provision for loan and lease losses | $-307,000 | 4,343 |
| Total noninterest income | $2,566,000 | 1,749 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $817,000 | 1,194 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,749,000 | 1,701 |
| Total noninterest expense | $12,813,000 | 1,787 |
| Salaries and employee benefits | $6,796,000 | 1,849 |
| Premises and equipment expense | $1,413,000 | 1,633 |
| Additional noninterest expense | $1,749,000 | 1,701 |
| Pre-tax net operating income | $-3,964,000 | 4,456 |
| Securities gains (losses) | $0 | 940 |
| Applicable income taxes | $-803,000 | 4,436 |
| Income before extraordinary items | $-3,161,000 | 4,426 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-3,161,000 | 4,426 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-3,161,000 | 4,426 |
| Net charge-offs | $-307,000 | 4,436 |
| Cash dividends | $0 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $-3,161,000 | 4,436 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $13,117,000 | 2,247 |
| Total interest expense | $8,898,000 | 1,494 |
| Net interest income | $4,219,000 | 3,201 |
| Provision for loan and lease losses | $-104,000 | 4,318 |
| Total noninterest income | $1,983,000 | 1,716 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $598,000 | 1,207 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,385,000 | 1,645 |
| Total noninterest expense | $9,697,000 | 1,760 |
| Salaries and employee benefits | $5,162,000 | 1,823 |
| Premises and equipment expense | $1,074,000 | 1,607 |
| Additional noninterest expense | $1,385,000 | 1,645 |
| Pre-tax net operating income | $-3,391,000 | 4,504 |
| Securities gains (losses) | $0 | 930 |
| Applicable income taxes | $-785,000 | 4,482 |
| Income before extraordinary items | $-2,606,000 | 4,473 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-2,606,000 | 4,474 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-2,606,000 | 4,474 |
| Net charge-offs | $-104,000 | 4,362 |
| Cash dividends | $0 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $-2,606,000 | 4,480 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $8,728,000 | 2,220 |
| Total interest expense | $5,864,000 | 1,475 |
| Net interest income | $2,864,000 | 3,158 |
| Provision for loan and lease losses | $-69,000 | 4,324 |
| Total noninterest income | $1,031,000 | 1,921 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $366,000 | 1,267 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $665,000 | 1,941 |
| Total noninterest expense | $6,665,000 | 1,716 |
| Salaries and employee benefits | $3,586,000 | 1,770 |
| Premises and equipment expense | $713,000 | 1,603 |
| Additional noninterest expense | $665,000 | 1,941 |
| Pre-tax net operating income | $-2,701,000 | 4,529 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $-613,000 | 4,512 |
| Income before extraordinary items | $-2,088,000 | 4,501 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $-2,088,000 | 4,502 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-2,088,000 | 4,503 |
| Net charge-offs | $-69,000 | 4,354 |
| Cash dividends | $0 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $-2,088,000 | 4,508 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $4,347,000 | 2,201 |
| Total interest expense | $2,905,000 | 1,463 |
| Net interest income | $1,442,000 | 3,155 |
| Provision for loan and lease losses | $-41,000 | 4,271 |
| Total noninterest income | $495,000 | 1,948 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $165,000 | 1,365 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $330,000 | 1,893 |
| Total noninterest expense | $3,380,000 | 1,697 |
| Salaries and employee benefits | $1,889,000 | 1,708 |
| Premises and equipment expense | $342,000 | 1,659 |
| Additional noninterest expense | $330,000 | 1,893 |
| Pre-tax net operating income | $-1,402,000 | 4,556 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $-318,000 | 4,524 |
| Income before extraordinary items | $-1,084,000 | 4,522 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-1,084,000 | 4,522 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-1,084,000 | 4,522 |
| Net charge-offs | $-41,000 | 4,369 |
| Cash dividends | $0 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $-1,084,000 | 4,531 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $17,025,000 | 2,111 |
| Total interest expense | $8,775,000 | 1,420 |
| Net interest income | $8,250,000 | 2,651 |
| Provision for loan and lease losses | $-124,000 | 4,345 |
| Total noninterest income | $2,040,000 | 1,989 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $724,000 | 1,287 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,316,000 | 2,014 |
| Total noninterest expense | $13,964,000 | 1,620 |
| Salaries and employee benefits | $8,126,000 | 1,585 |
| Premises and equipment expense | $1,519,000 | 1,525 |
| Additional noninterest expense | $1,316,000 | 2,014 |
| Pre-tax net operating income | $-3,550,000 | 4,559 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $-830,000 | 4,539 |
| Income before extraordinary items | $-2,720,000 | 4,525 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-2,720,000 | 4,524 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $-2,720,000 | 4,525 |
| Net charge-offs | $-124,000 | 4,378 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $-2,720,000 | 4,536 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $12,676,000 | 2,076 |
| Total interest expense | $6,003,000 | 1,403 |
| Net interest income | $6,673,000 | 2,552 |
| Provision for loan and lease losses | $-99,000 | 4,379 |
| Total noninterest income | $1,566,000 | 1,961 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $539,000 | 1,291 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,027,000 | 1,958 |
| Total noninterest expense | $10,599,000 | 1,591 |
| Salaries and employee benefits | $6,159,000 | 1,578 |
| Premises and equipment expense | $1,137,000 | 1,524 |
| Additional noninterest expense | $1,027,000 | 1,958 |
| Pre-tax net operating income | $-2,261,000 | 4,547 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $-631,000 | 4,575 |
| Income before extraordinary items | $-1,630,000 | 4,549 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $-1,630,000 | 4,547 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-1,630,000 | 4,549 |
| Net charge-offs | $-99,000 | 4,359 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $-1,630,000 | 4,558 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $8,290,000 | 2,082 |
| Total interest expense | $3,587,000 | 1,391 |
| Net interest income | $4,703,000 | 2,504 |
| Provision for loan and lease losses | $-67,000 | 4,427 |
| Total noninterest income | $1,000,000 | 1,947 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $353,000 | 1,293 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $647,000 | 1,940 |
| Total noninterest expense | $7,188,000 | 1,551 |
| Salaries and employee benefits | $4,203,000 | 1,533 |
| Premises and equipment expense | $780,000 | 1,486 |
| Additional noninterest expense | $647,000 | 1,937 |
| Pre-tax net operating income | $-1,418,000 | 4,574 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $-421,000 | 4,603 |
| Income before extraordinary items | $-997,000 | 4,589 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-997,000 | 4,587 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-997,000 | 4,588 |
| Net charge-offs | $-67,000 | 4,387 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $-997,000 | 4,591 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $4,072,000 | 2,076 |
| Total interest expense | $1,512,000 | 1,415 |
| Net interest income | $2,560,000 | 2,401 |
| Provision for loan and lease losses | $-37,000 | 4,489 |
| Total noninterest income | $480,000 | 2,004 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $175,000 | 1,316 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $305,000 | 1,989 |
| Total noninterest expense | $3,608,000 | 1,566 |
| Salaries and employee benefits | $2,076,000 | 1,581 |
| Premises and equipment expense | $378,000 | 1,546 |
| Additional noninterest expense | $305,000 | 1,989 |
| Pre-tax net operating income | $-531,000 | 4,617 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $-217,000 | 4,616 |
| Income before extraordinary items | $-314,000 | 4,575 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-314,000 | 4,575 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $-314,000 | 4,575 |
| Net charge-offs | $-37,000 | 4,367 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $-314,000 | 4,584 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $12,720,000 | 2,180 |
| Total interest expense | $2,099,000 | 1,547 |
| Net interest income | $10,621,000 | 2,289 |
| Provision for loan and lease losses | $-562,000 | 4,546 |
| Total noninterest income | $2,449,000 | 1,830 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $721,000 | 1,312 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,728,000 | 1,763 |
| Total noninterest expense | $14,534,000 | 1,531 |
| Salaries and employee benefits | $8,007,000 | 1,576 |
| Premises and equipment expense | $1,590,000 | 1,470 |
| Additional noninterest expense | $1,728,000 | 1,763 |
| Pre-tax net operating income | $-902,000 | 4,649 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $-457,000 | 4,657 |
| Income before extraordinary items | $-445,000 | 4,605 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-445,000 | 4,604 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $-445,000 | 4,605 |
| Net charge-offs | $-562,000 | 4,610 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $-445,000 | 4,614 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $8,838,000 | 2,241 |
| Total interest expense | $1,152,000 | 1,600 |
| Net interest income | $7,686,000 | 2,314 |
| Provision for loan and lease losses | $-529,000 | 4,599 |
| Total noninterest income | $1,905,000 | 1,810 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $520,000 | 1,370 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,385,000 | 1,722 |
| Total noninterest expense | $10,767,000 | 1,540 |
| Salaries and employee benefits | $5,933,000 | 1,596 |
| Premises and equipment expense | $1,194,000 | 1,482 |
| Additional noninterest expense | $1,385,000 | 1,722 |
| Pre-tax net operating income | $-647,000 | 4,698 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $-383,000 | 4,696 |
| Income before extraordinary items | $-264,000 | 4,631 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-264,000 | 4,630 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $-264,000 | 4,630 |
| Net charge-offs | $-529,000 | 4,639 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $-264,000 | 4,651 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $5,508,000 | 2,296 |
| Total interest expense | $628,000 | 1,665 |
| Net interest income | $4,880,000 | 2,347 |
| Provision for loan and lease losses | $-497,000 | 4,607 |
| Total noninterest income | $1,346,000 | 1,751 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $331,000 | 1,391 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,015,000 | 1,666 |
| Total noninterest expense | $7,179,000 | 1,517 |
| Salaries and employee benefits | $4,006,000 | 1,569 |
| Premises and equipment expense | $798,000 | 1,469 |
| Additional noninterest expense | $2,375,000 | 1,410 |
| Pre-tax net operating income | $-456,000 | 4,709 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $-210,000 | 4,705 |
| Income before extraordinary items | $-246,000 | 4,657 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-246,000 | 4,657 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $-246,000 | 4,657 |
| Net charge-offs | $-497,000 | 4,679 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $-246,000 | 4,686 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,624,000 | 2,336 |
| Total interest expense | $322,000 | 1,565 |
| Net interest income | $2,302,000 | 2,385 |
| Provision for loan and lease losses | $-26,000 | 4,448 |
| Total noninterest income | $804,000 | 1,574 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $153,000 | 1,476 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $651,000 | 1,439 |
| Total noninterest expense | $3,545,000 | 1,515 |
| Salaries and employee benefits | $1,910,000 | 1,624 |
| Premises and equipment expense | $403,000 | 1,457 |
| Additional noninterest expense | $1,232,000 | 1,348 |
| Pre-tax net operating income | $-413,000 | 4,749 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $-180,000 | 4,738 |
| Income before extraordinary items | $-233,000 | 4,712 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-233,000 | 4,711 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $-233,000 | 4,712 |
| Net charge-offs | $-26,000 | 4,237 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $-233,000 | 4,727 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $11,771,000 | 2,227 |
| Total interest expense | $1,718,000 | 1,500 |
| Net interest income | $10,053,000 | 2,322 |
| Provision for loan and lease losses | $-958,000 | 4,521 |
| Total noninterest income | $2,640,000 | 1,945 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $538,000 | 1,530 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,102,000 | 1,857 |
| Total noninterest expense | $14,356,000 | 1,509 |
| Salaries and employee benefits | $7,957,000 | 1,568 |
| Premises and equipment expense | $1,523,000 | 1,499 |
| Additional noninterest expense | $4,876,000 | 1,359 |
| Pre-tax net operating income | $-705,000 | 4,783 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $-299,000 | 4,804 |
| Income before extraordinary items | $-406,000 | 4,762 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-406,000 | 4,762 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $-406,000 | 4,762 |
| Net charge-offs | $-758,000 | 4,759 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $-406,000 | 4,756 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $9,289,000 | 2,191 |
| Total interest expense | $1,344,000 | 1,529 |
| Net interest income | $7,945,000 | 2,277 |
| Provision for loan and lease losses | $-692,000 | 4,582 |
| Total noninterest income | $2,080,000 | 1,935 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $382,000 | 1,585 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,698,000 | 1,836 |
| Total noninterest expense | $10,797,000 | 1,503 |
| Salaries and employee benefits | $6,060,000 | 1,554 |
| Premises and equipment expense | $1,124,000 | 1,547 |
| Additional noninterest expense | $3,613,000 | 1,378 |
| Pre-tax net operating income | $-80,000 | 4,788 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $-145,000 | 4,873 |
| Income before extraordinary items | $65,000 | 4,684 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $65,000 | 4,684 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $65,000 | 4,684 |
| Net charge-offs | $-692,000 | 4,840 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $65,000 | 4,672 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $5,895,000 | 2,270 |
| Total interest expense | $933,000 | 1,542 |
| Net interest income | $4,962,000 | 2,364 |
| Provision for loan and lease losses | $-502,000 | 4,619 |
| Total noninterest income | $1,165,000 | 2,065 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $234,000 | 1,625 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $931,000 | 1,984 |
| Total noninterest expense | $7,128,000 | 1,515 |
| Salaries and employee benefits | $4,004,000 | 1,558 |
| Premises and equipment expense | $751,000 | 1,547 |
| Additional noninterest expense | $2,373,000 | 1,378 |
| Pre-tax net operating income | $-499,000 | 4,902 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $-134,000 | 4,914 |
| Income before extraordinary items | $-365,000 | 4,887 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-365,000 | 4,887 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $-365,000 | 4,887 |
| Net charge-offs | $-502,000 | 4,870 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $-365,000 | 4,885 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,998,000 | 2,219 |
| Total interest expense | $496,000 | 1,527 |
| Net interest income | $2,502,000 | 2,329 |
| Provision for loan and lease losses | $-172,000 | 4,690 |
| Total noninterest income | $667,000 | 1,939 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $115,000 | 1,644 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $552,000 | 1,817 |
| Total noninterest expense | $3,556,000 | 1,503 |
| Salaries and employee benefits | $1,977,000 | 1,564 |
| Premises and equipment expense | $388,000 | 1,515 |
| Additional noninterest expense | $1,191,000 | 1,339 |
| Pre-tax net operating income | $-215,000 | 4,926 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $-52,000 | 4,943 |
| Income before extraordinary items | $-163,000 | 4,912 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $-163,000 | 4,912 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-163,000 | 4,912 |
| Net charge-offs | $-172,000 | 4,850 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $-163,000 | 4,910 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $13,147,000 | 2,084 |
| Total interest expense | $2,830,000 | 1,560 |
| Net interest income | $10,317,000 | 2,211 |
| Provision for loan and lease losses | $-497,000 | 4,992 |
| Total noninterest income | $2,593,000 | 1,862 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $448,000 | 1,737 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,145,000 | 1,726 |
| Total noninterest expense | $13,844,000 | 1,502 |
| Salaries and employee benefits | $7,644,000 | 1,568 |
| Premises and equipment expense | $1,495,000 | 1,517 |
| Additional noninterest expense | $4,705,000 | 1,348 |
| Pre-tax net operating income | $-437,000 | 4,858 |
| Securities gains (losses) | $698,000 | 486 |
| Applicable income taxes | $-152,000 | 4,908 |
| Income before extraordinary items | $413,000 | 4,301 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $413,000 | 4,300 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $413,000 | 4,301 |
| Net charge-offs | $-532,000 | 4,957 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $-285,000 | 4,838 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $10,077,000 | 2,056 |
| Total interest expense | $2,238,000 | 1,571 |
| Net interest income | $7,839,000 | 2,178 |
| Provision for loan and lease losses | $-287,000 | 5,020 |
| Total noninterest income | $1,829,000 | 1,877 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $312,000 | 1,830 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,517,000 | 1,728 |
| Total noninterest expense | $10,216,000 | 1,501 |
| Salaries and employee benefits | $5,540,000 | 1,596 |
| Premises and equipment expense | $1,130,000 | 1,513 |
| Additional noninterest expense | $3,546,000 | 1,319 |
| Pre-tax net operating income | $-261,000 | 4,861 |
| Securities gains (losses) | $698,000 | 402 |
| Applicable income taxes | $10,000 | 3,464 |
| Income before extraordinary items | $427,000 | 4,126 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $427,000 | 4,126 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $427,000 | 4,126 |
| Net charge-offs | $-322,000 | 4,962 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $-257,040 | 4,865 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $6,875,000 | 2,048 |
| Total interest expense | $1,579,000 | 1,588 |
| Net interest income | $5,296,000 | 2,166 |
| Provision for loan and lease losses | $-101,000 | 5,039 |
| Total noninterest income | $1,074,000 | 1,944 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $192,000 | 1,970 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $882,000 | 1,797 |
| Total noninterest expense | $6,797,000 | 1,500 |
| Salaries and employee benefits | $3,694,000 | 1,591 |
| Premises and equipment expense | $743,000 | 1,524 |
| Additional noninterest expense | $2,360,000 | 1,309 |
| Pre-tax net operating income | $-326,000 | 4,910 |
| Securities gains (losses) | $698,000 | 294 |
| Applicable income taxes | $6,000 | 3,445 |
| Income before extraordinary items | $366,000 | 3,925 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $366,000 | 3,925 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $366,000 | 3,925 |
| Net charge-offs | $-136,000 | 4,933 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $-318,040 | 4,909 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,499,000 | 2,012 |
| Total interest expense | $852,000 | 1,620 |
| Net interest income | $2,647,000 | 2,119 |
| Provision for loan and lease losses | $-54,000 | 5,072 |
| Total noninterest income | $468,000 | 2,014 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $136,000 | 1,740 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $332,000 | 1,901 |
| Total noninterest expense | $3,448,000 | 1,489 |
| Salaries and employee benefits | $1,879,000 | 1,584 |
| Premises and equipment expense | $366,000 | 1,562 |
| Additional noninterest expense | $1,203,000 | 1,306 |
| Pre-tax net operating income | $-279,000 | 4,937 |
| Securities gains (losses) | $694,000 | 142 |
| Applicable income taxes | $102,000 | 1,918 |
| Income before extraordinary items | $313,000 | 3,235 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $313,000 | 3,235 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $313,000 | 3,236 |
| Net charge-offs | $-74,000 | 4,923 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $-235,260 | 4,926 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $15,282,000 | 1,889 |
| Total interest expense | $3,392,000 | 1,670 |
| Net interest income | $11,890,000 | 1,940 |
| Provision for loan and lease losses | $-230,000 | 5,051 |
| Total noninterest income | $1,928,000 | 2,005 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $664,000 | 1,567 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,264,000 | 1,986 |
| Total noninterest expense | $13,763,000 | 1,455 |
| Salaries and employee benefits | $7,444,000 | 1,551 |
| Premises and equipment expense | $1,582,000 | 1,437 |
| Additional noninterest expense | $4,737,000 | 1,309 |
| Pre-tax net operating income | $285,000 | 4,681 |
| Securities gains (losses) | $23,000 | 1,586 |
| Applicable income taxes | $-178,000 | 5,105 |
| Income before extraordinary items | $486,000 | 4,404 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $486,000 | 4,406 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $486,000 | 4,406 |
| Net charge-offs | $-295,000 | 5,047 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $463,000 | 4,419 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $11,624,000 | 1,898 |
| Total interest expense | $2,506,000 | 1,694 |
| Net interest income | $9,118,000 | 1,933 |
| Provision for loan and lease losses | $-218,000 | 5,146 |
| Total noninterest income | $1,339,000 | 2,090 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $493,000 | 1,581 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $846,000 | 2,109 |
| Total noninterest expense | $10,105,000 | 1,489 |
| Salaries and employee benefits | $5,513,000 | 1,566 |
| Premises and equipment expense | $1,170,000 | 1,464 |
| Additional noninterest expense | $3,422,000 | 1,344 |
| Pre-tax net operating income | $570,000 | 4,234 |
| Securities gains (losses) | $29,000 | 1,288 |
| Applicable income taxes | $-76,000 | 5,184 |
| Income before extraordinary items | $675,000 | 3,975 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $675,000 | 3,974 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $675,000 | 3,975 |
| Net charge-offs | $-218,000 | 5,087 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $646,000 | 3,988 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $7,850,000 | 1,877 |
| Total interest expense | $1,623,000 | 1,698 |
| Net interest income | $6,227,000 | 1,900 |
| Provision for loan and lease losses | $-234,000 | 5,219 |
| Total noninterest income | $809,000 | 2,191 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $326,000 | 1,579 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $483,000 | 2,252 |
| Total noninterest expense | $6,718,000 | 1,496 |
| Salaries and employee benefits | $3,661,000 | 1,581 |
| Premises and equipment expense | $762,000 | 1,501 |
| Additional noninterest expense | $2,295,000 | 1,366 |
| Pre-tax net operating income | $552,000 | 3,861 |
| Securities gains (losses) | $26,000 | 950 |
| Applicable income taxes | $24,000 | 3,386 |
| Income before extraordinary items | $554,000 | 3,741 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $554,000 | 3,740 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $554,000 | 3,740 |
| Net charge-offs | $-234,000 | 5,168 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $529,040 | 3,769 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,805,000 | 1,921 |
| Total interest expense | $780,000 | 1,708 |
| Net interest income | $3,025,000 | 1,947 |
| Provision for loan and lease losses | $-35,000 | 5,235 |
| Total noninterest income | $378,000 | 2,237 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $159,000 | 1,596 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $219,000 | 2,295 |
| Total noninterest expense | $3,374,000 | 1,501 |
| Salaries and employee benefits | $1,829,000 | 1,592 |
| Premises and equipment expense | $361,000 | 1,587 |
| Additional noninterest expense | $1,184,000 | 1,310 |
| Pre-tax net operating income | $64,000 | 4,877 |
| Securities gains (losses) | $17,000 | 607 |
| Applicable income taxes | $-23,000 | 5,240 |
| Income before extraordinary items | $104,000 | 4,609 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $104,000 | 4,608 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $104,000 | 4,608 |
| Net charge-offs | $-35,000 | 4,998 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $87,000 | 4,704 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $14,430,000 | 1,916 |
| Total interest expense | $2,024,000 | 1,921 |
| Net interest income | $12,406,000 | 1,888 |
| Provision for loan and lease losses | $-320,000 | 5,266 |
| Total noninterest income | $1,748,000 | 2,142 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $674,000 | 1,582 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,074,000 | 2,173 |
| Total noninterest expense | $13,576,000 | 1,463 |
| Salaries and employee benefits | $7,364,000 | 1,524 |
| Premises and equipment expense | $1,572,000 | 1,434 |
| Additional noninterest expense | $4,640,000 | 1,328 |
| Pre-tax net operating income | $898,000 | 4,144 |
| Securities gains (losses) | $-30,000 | 4,714 |
| Applicable income taxes | $-13,000 | 5,227 |
| Income before extraordinary items | $881,000 | 4,039 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $881,000 | 4,038 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $881,000 | 4,038 |
| Net charge-offs | $-320,000 | 5,253 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $911,000 | 4,007 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $10,622,000 | 1,933 |
| Total interest expense | $1,315,000 | 2,041 |
| Net interest income | $9,307,000 | 1,890 |
| Provision for loan and lease losses | $-244,000 | 5,332 |
| Total noninterest income | $1,303,000 | 2,169 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $505,000 | 1,590 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $798,000 | 2,192 |
| Total noninterest expense | $10,065,000 | 1,478 |
| Salaries and employee benefits | $5,479,000 | 1,532 |
| Premises and equipment expense | $1,187,000 | 1,433 |
| Additional noninterest expense | $3,399,000 | 1,356 |
| Pre-tax net operating income | $789,000 | 4,054 |
| Securities gains (losses) | $-30,000 | 5,018 |
| Applicable income taxes | $20,000 | 3,635 |
| Income before extraordinary items | $739,000 | 3,989 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $739,000 | 3,988 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $739,000 | 3,988 |
| Net charge-offs | $-244,000 | 5,286 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $768,100 | 3,939 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $6,981,000 | 1,941 |
| Total interest expense | $831,000 | 2,035 |
| Net interest income | $6,150,000 | 1,906 |
| Provision for loan and lease losses | $-155,000 | 5,401 |
| Total noninterest income | $806,000 | 2,260 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $329,000 | 1,613 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $477,000 | 2,312 |
| Total noninterest expense | $6,695,000 | 1,484 |
| Salaries and employee benefits | $3,653,000 | 1,543 |
| Premises and equipment expense | $784,000 | 1,461 |
| Additional noninterest expense | $2,258,000 | 1,358 |
| Pre-tax net operating income | $416,000 | 4,309 |
| Securities gains (losses) | $-28,000 | 5,171 |
| Applicable income taxes | $14,000 | 3,620 |
| Income before extraordinary items | $374,000 | 4,286 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $374,000 | 4,285 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $374,000 | 4,285 |
| Net charge-offs | $-155,000 | 5,304 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $400,880 | 4,214 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,458,000 | 1,947 |
| Total interest expense | $371,000 | 2,127 |
| Net interest income | $3,087,000 | 1,890 |
| Provision for loan and lease losses | $29,000 | 2,617 |
| Total noninterest income | $356,000 | 2,397 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $166,000 | 1,599 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 2,555 |
| Total noninterest expense | $3,362,000 | 1,499 |
| Salaries and employee benefits | $1,833,000 | 1,550 |
| Premises and equipment expense | $393,000 | 1,475 |
| Additional noninterest expense | $1,136,000 | 1,344 |
| Pre-tax net operating income | $52,000 | 5,158 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $-51,000 | 5,541 |
| Income before extraordinary items | $103,000 | 4,780 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $103,000 | 4,779 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $103,000 | 4,780 |
| Net charge-offs | $29,000 | 1,473 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $103,000 | 4,786 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $14,380,000 | 1,842 |
| Total interest expense | $1,360,000 | 2,066 |
| Net interest income | $13,020,000 | 1,779 |
| Provision for loan and lease losses | $-287,000 | 5,463 |
| Total noninterest income | $1,968,000 | 2,046 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $704,000 | 1,560 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,264,000 | 2,009 |
| Total noninterest expense | $13,805,000 | 1,453 |
| Salaries and employee benefits | $7,291,000 | 1,524 |
| Premises and equipment expense | $1,856,000 | 1,253 |
| Additional noninterest expense | $4,658,000 | 1,323 |
| Pre-tax net operating income | $1,470,000 | 3,559 |
| Securities gains (losses) | $-192,000 | 5,508 |
| Applicable income taxes | $1,293,000 | 1,666 |
| Income before extraordinary items | $-15,000 | 5,379 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-15,000 | 5,379 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-15,000 | 5,379 |
| Net charge-offs | $63,000 | 2,806 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $107,880 | 5,193 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $10,947,000 | 1,815 |
| Total interest expense | $1,006,000 | 2,074 |
| Net interest income | $9,941,000 | 1,755 |
| Provision for loan and lease losses | $-344,000 | 5,605 |
| Total noninterest income | $1,549,000 | 2,017 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $522,000 | 1,587 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,027,000 | 1,946 |
| Total noninterest expense | $10,436,000 | 1,438 |
| Salaries and employee benefits | $5,361,000 | 1,556 |
| Premises and equipment expense | $1,436,000 | 1,228 |
| Additional noninterest expense | $3,639,000 | 1,270 |
| Pre-tax net operating income | $1,398,000 | 3,296 |
| Securities gains (losses) | $-141,000 | 5,650 |
| Applicable income taxes | $239,000 | 2,641 |
| Income before extraordinary items | $1,018,000 | 3,517 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,018,000 | 3,517 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,018,000 | 3,517 |
| Net charge-offs | $6,000 | 3,411 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,132,210 | 3,288 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $7,485,000 | 1,751 |
| Total interest expense | $668,000 | 2,028 |
| Net interest income | $6,817,000 | 1,700 |
| Provision for loan and lease losses | $-77,000 | 5,604 |
| Total noninterest income | $1,074,000 | 1,961 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $329,000 | 1,638 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $745,000 | 1,859 |
| Total noninterest expense | $6,727,000 | 1,495 |
| Salaries and employee benefits | $3,555,000 | 1,570 |
| Premises and equipment expense | $720,000 | 1,580 |
| Additional noninterest expense | $2,452,000 | 1,255 |
| Pre-tax net operating income | $1,241,000 | 2,792 |
| Securities gains (losses) | $-141,000 | 5,719 |
| Applicable income taxes | $238,000 | 2,342 |
| Income before extraordinary items | $862,000 | 3,051 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $862,000 | 3,050 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $862,000 | 3,051 |
| Net charge-offs | $-102,000 | 5,447 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $971,980 | 2,852 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,694,000 | 1,758 |
| Total interest expense | $335,000 | 2,008 |
| Net interest income | $3,359,000 | 1,718 |
| Provision for loan and lease losses | $19,000 | 2,853 |
| Total noninterest income | $429,000 | 2,237 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $157,000 | 1,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $272,000 | 2,222 |
| Total noninterest expense | $3,245,000 | 1,544 |
| Salaries and employee benefits | $1,774,000 | 1,584 |
| Premises and equipment expense | $331,000 | 1,727 |
| Additional noninterest expense | $1,140,000 | 1,336 |
| Pre-tax net operating income | $524,000 | 3,007 |
| Securities gains (losses) | $-20,000 | 5,713 |
| Applicable income taxes | $123,000 | 2,279 |
| Income before extraordinary items | $381,000 | 3,214 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $381,000 | 3,212 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $381,000 | 3,214 |
| Net charge-offs | $-81,000 | 5,574 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $396,200 | 3,130 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $14,671,000 | 1,726 |
| Total interest expense | $1,386,000 | 1,911 |
| Net interest income | $13,285,000 | 1,693 |
| Provision for loan and lease losses | $-144,000 | 5,613 |
| Total noninterest income | $1,786,000 | 2,254 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $698,000 | 1,618 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,088,000 | 2,298 |
| Total noninterest expense | $14,487,000 | 1,356 |
| Salaries and employee benefits | $7,188,000 | 1,504 |
| Premises and equipment expense | $2,467,000 | 969 |
| Additional noninterest expense | $4,832,000 | 1,299 |
| Pre-tax net operating income | $728,000 | 4,458 |
| Securities gains (losses) | $69,000 | 1,620 |
| Applicable income taxes | $70,000 | 3,472 |
| Income before extraordinary items | $727,000 | 4,315 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $727,000 | 4,313 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $727,000 | 4,314 |
| Net charge-offs | $206,000 | 1,892 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $664,210 | 4,368 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $11,030,000 | 1,728 |
| Total interest expense | $1,037,000 | 1,922 |
| Net interest income | $9,993,000 | 1,691 |
| Provision for loan and lease losses | $-78,000 | 5,716 |
| Total noninterest income | $1,320,000 | 2,272 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $526,000 | 1,615 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $794,000 | 2,330 |
| Total noninterest expense | $10,129,000 | 1,458 |
| Salaries and employee benefits | $5,410,000 | 1,503 |
| Premises and equipment expense | $1,037,000 | 1,642 |
| Additional noninterest expense | $3,682,000 | 1,282 |
| Pre-tax net operating income | $1,262,000 | 3,390 |
| Securities gains (losses) | $69,000 | 1,528 |
| Applicable income taxes | $343,000 | 2,382 |
| Income before extraordinary items | $988,000 | 3,509 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $988,000 | 3,507 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $988,000 | 3,509 |
| Net charge-offs | $272,000 | 1,221 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $936,940 | 3,540 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $7,364,000 | 1,730 |
| Total interest expense | $690,000 | 1,930 |
| Net interest income | $6,674,000 | 1,682 |
| Provision for loan and lease losses | $-79,000 | 5,833 |
| Total noninterest income | $808,000 | 2,365 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $333,000 | 1,671 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $475,000 | 2,451 |
| Total noninterest expense | $6,742,000 | 1,461 |
| Salaries and employee benefits | $3,623,000 | 1,506 |
| Premises and equipment expense | $695,000 | 1,626 |
| Additional noninterest expense | $2,424,000 | 1,305 |
| Pre-tax net operating income | $819,000 | 3,421 |
| Securities gains (losses) | $64,000 | 1,267 |
| Applicable income taxes | $241,000 | 2,333 |
| Income before extraordinary items | $642,000 | 3,555 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $642,000 | 3,551 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $642,000 | 3,553 |
| Net charge-offs | $321,000 | 822 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $595,280 | 3,632 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,653,000 | 1,739 |
| Total interest expense | $344,000 | 1,932 |
| Net interest income | $3,309,000 | 1,696 |
| Provision for loan and lease losses | $84,000 | 1,677 |
| Total noninterest income | $357,000 | 2,494 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $153,000 | 1,773 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $204,000 | 2,591 |
| Total noninterest expense | $3,249,000 | 1,510 |
| Salaries and employee benefits | $1,799,000 | 1,517 |
| Premises and equipment expense | $330,000 | 1,732 |
| Additional noninterest expense | $1,120,000 | 1,379 |
| Pre-tax net operating income | $333,000 | 3,701 |
| Securities gains (losses) | $37,000 | 956 |
| Applicable income taxes | $93,000 | 2,521 |
| Income before extraordinary items | $277,000 | 3,755 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $277,000 | 3,752 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $277,000 | 3,753 |
| Net charge-offs | $84,000 | 1,109 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $249,250 | 3,870 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $14,512,000 | 1,704 |
| Total interest expense | $1,326,000 | 1,955 |
| Net interest income | $13,186,000 | 1,660 |
| Provision for loan and lease losses | $1,969,000 | 462 |
| Total noninterest income | $1,590,000 | 2,415 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $683,000 | 1,683 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $907,000 | 2,504 |
| Total noninterest expense | $13,788,000 | 1,410 |
| Salaries and employee benefits | $7,320,000 | 1,453 |
| Premises and equipment expense | $1,528,000 | 1,507 |
| Additional noninterest expense | $4,940,000 | 1,281 |
| Pre-tax net operating income | $-981,000 | 6,090 |
| Securities gains (losses) | $1,020,000 | 205 |
| Applicable income taxes | $-481,000 | 6,077 |
| Income before extraordinary items | $520,000 | 4,778 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $520,000 | 4,779 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $520,000 | 4,779 |
| Net charge-offs | $1,595,000 | 467 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-500,000 | 6,041 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $10,899,000 | 1,713 |
| Total interest expense | $987,000 | 1,987 |
| Net interest income | $9,912,000 | 1,672 |
| Provision for loan and lease losses | $1,527,000 | 409 |
| Total noninterest income | $1,169,000 | 2,455 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $507,000 | 1,703 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $662,000 | 2,545 |
| Total noninterest expense | $10,238,000 | 1,424 |
| Salaries and employee benefits | $5,579,000 | 1,441 |
| Premises and equipment expense | $980,000 | 1,762 |
| Additional noninterest expense | $3,679,000 | 1,292 |
| Pre-tax net operating income | $-684,000 | 6,173 |
| Securities gains (losses) | $932,000 | 196 |
| Applicable income taxes | $-96,000 | 6,162 |
| Income before extraordinary items | $344,000 | 5,005 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $344,000 | 5,008 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $344,000 | 5,010 |
| Net charge-offs | $1,553,000 | 334 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-588,000 | 6,168 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,241,000 | 1,719 |
| Total interest expense | $651,000 | 2,009 |
| Net interest income | $6,590,000 | 1,683 |
| Provision for loan and lease losses | $1,040,000 | 419 |
| Total noninterest income | $745,000 | 2,523 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $331,000 | 1,711 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $414,000 | 2,630 |
| Total noninterest expense | $6,827,000 | 1,435 |
| Salaries and employee benefits | $3,709,000 | 1,450 |
| Premises and equipment expense | $645,000 | 1,798 |
| Additional noninterest expense | $2,473,000 | 1,283 |
| Pre-tax net operating income | $-532,000 | 6,255 |
| Securities gains (losses) | $721,000 | 187 |
| Applicable income taxes | $-93,000 | 6,253 |
| Income before extraordinary items | $282,000 | 4,773 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $282,000 | 4,775 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $282,000 | 4,776 |
| Net charge-offs | $1,061,000 | 332 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-439,000 | 6,240 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,680,000 | 1,704 |
| Total interest expense | $320,000 | 2,047 |
| Net interest income | $3,360,000 | 1,650 |
| Provision for loan and lease losses | $100,000 | 1,425 |
| Total noninterest income | $291,000 | 2,838 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $156,000 | 1,770 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $135,000 | 3,176 |
| Total noninterest expense | $3,286,000 | 1,495 |
| Salaries and employee benefits | $1,854,000 | 1,456 |
| Premises and equipment expense | $304,000 | 1,907 |
| Additional noninterest expense | $1,128,000 | 1,366 |
| Pre-tax net operating income | $265,000 | 4,062 |
| Securities gains (losses) | $721,000 | 115 |
| Applicable income taxes | $163,000 | 2,021 |
| Income before extraordinary items | $823,000 | 1,887 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $823,000 | 1,889 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $823,000 | 1,889 |
| Net charge-offs | $157,000 | 848 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $224,570 | 4,043 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $15,202,000 | 1,645 |
| Total interest expense | $1,607,000 | 1,793 |
| Net interest income | $13,595,000 | 1,628 |
| Provision for loan and lease losses | $1,752,000 | 530 |
| Total noninterest income | $2,031,000 | 2,084 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $717,000 | 1,722 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,314,000 | 1,945 |
| Total noninterest expense | $14,039,000 | 1,379 |
| Salaries and employee benefits | $7,770,000 | 1,361 |
| Premises and equipment expense | $1,519,000 | 1,551 |
| Additional noninterest expense | $4,750,000 | 1,356 |
| Pre-tax net operating income | $-165,000 | 6,203 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $-327,000 | 6,351 |
| Income before extraordinary items | $162,000 | 5,754 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $162,000 | 5,754 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $162,000 | 5,755 |
| Net charge-offs | $2,799,000 | 373 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $162,000 | 5,716 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $11,434,000 | 1,642 |
| Total interest expense | $1,286,000 | 1,706 |
| Net interest income | $10,148,000 | 1,637 |
| Provision for loan and lease losses | $829,000 | 791 |
| Total noninterest income | $1,194,000 | 2,443 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $536,000 | 1,732 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $658,000 | 2,518 |
| Total noninterest expense | $10,438,000 | 1,395 |
| Salaries and employee benefits | $5,827,000 | 1,362 |
| Premises and equipment expense | $1,093,000 | 1,614 |
| Additional noninterest expense | $3,518,000 | 1,376 |
| Pre-tax net operating income | $75,000 | 5,965 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $-81,000 | 6,404 |
| Income before extraordinary items | $156,000 | 5,717 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $156,000 | 5,716 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $156,000 | 5,717 |
| Net charge-offs | $1,874,000 | 406 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $156,000 | 5,674 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,629,000 | 1,628 |
| Total interest expense | $895,000 | 1,662 |
| Net interest income | $6,734,000 | 1,629 |
| Provision for loan and lease losses | $762,000 | 590 |
| Total noninterest income | $877,000 | 2,280 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $344,000 | 1,765 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $533,000 | 2,230 |
| Total noninterest expense | $6,994,000 | 1,393 |
| Salaries and employee benefits | $3,952,000 | 1,346 |
| Premises and equipment expense | $683,000 | 1,743 |
| Additional noninterest expense | $2,359,000 | 1,364 |
| Pre-tax net operating income | $-145,000 | 6,368 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $-157,000 | 6,538 |
| Income before extraordinary items | $12,000 | 6,166 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $12,000 | 6,167 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $12,000 | 6,168 |
| Net charge-offs | $1,657,000 | 339 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $12,000 | 6,142 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,811,000 | 1,623 |
| Total interest expense | $475,000 | 1,604 |
| Net interest income | $3,336,000 | 1,641 |
| Provision for loan and lease losses | $140,000 | 1,347 |
| Total noninterest income | $428,000 | 2,264 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $167,000 | 1,787 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $261,000 | 2,201 |
| Total noninterest expense | $3,432,000 | 1,420 |
| Salaries and employee benefits | $1,979,000 | 1,358 |
| Premises and equipment expense | $332,000 | 1,813 |
| Additional noninterest expense | $1,121,000 | 1,414 |
| Pre-tax net operating income | $192,000 | 4,531 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $28,000 | 3,328 |
| Income before extraordinary items | $164,000 | 4,551 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $164,000 | 4,555 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $164,000 | 4,555 |
| Net charge-offs | $430,000 | 559 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $164,000 | 4,502 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $16,530,000 | 1,519 |
| Total interest expense | $2,132,000 | 1,610 |
| Net interest income | $14,398,000 | 1,509 |
| Provision for loan and lease losses | $-1,122,000 | 6,690 |
| Total noninterest income | $954,000 | 3,283 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $758,000 | 1,724 |
| Trading account gains and fees | $19,000 | 169 |
| Additional Noninterest Income | $177,000 | 4,764 |
| Total noninterest expense | $13,748,000 | 1,429 |
| Salaries and employee benefits | $7,511,000 | 1,399 |
| Premises and equipment expense | $1,345,000 | 1,745 |
| Additional noninterest expense | $4,892,000 | 1,367 |
| Pre-tax net operating income | $2,726,000 | 2,318 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $711,000 | 1,797 |
| Income before extraordinary items | $2,015,000 | 2,591 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,015,000 | 2,594 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,015,000 | 2,594 |
| Net charge-offs | $-1,301,000 | 6,789 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,015,000 | 2,524 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $12,591,000 | 1,505 |
| Total interest expense | $1,629,000 | 1,618 |
| Net interest income | $10,962,000 | 1,488 |
| Provision for loan and lease losses | $-1,012,000 | 6,787 |
| Total noninterest income | $773,000 | 3,199 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $567,000 | 1,731 |
| Trading account gains and fees | $19,000 | 167 |
| Additional Noninterest Income | $187,000 | 4,390 |
| Total noninterest expense | $10,039,000 | 1,466 |
| Salaries and employee benefits | $5,560,000 | 1,422 |
| Premises and equipment expense | $948,000 | 1,841 |
| Additional noninterest expense | $3,531,000 | 1,408 |
| Pre-tax net operating income | $2,708,000 | 1,912 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $1,209,000 | 1,094 |
| Income before extraordinary items | $1,499,000 | 2,663 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,499,000 | 2,667 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,499,000 | 2,667 |
| Net charge-offs | $-1,208,000 | 6,865 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,499,000 | 2,582 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $8,579,000 | 1,472 |
| Total interest expense | $1,102,000 | 1,619 |
| Net interest income | $7,477,000 | 1,434 |
| Provision for loan and lease losses | $-221,000 | 6,745 |
| Total noninterest income | $615,000 | 2,964 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $369,000 | 1,738 |
| Trading account gains and fees | $18,000 | 138 |
| Additional Noninterest Income | $228,000 | 3,585 |
| Total noninterest expense | $6,532,000 | 1,499 |
| Salaries and employee benefits | $3,682,000 | 1,432 |
| Premises and equipment expense | $592,000 | 1,944 |
| Additional noninterest expense | $2,258,000 | 1,446 |
| Pre-tax net operating income | $1,781,000 | 1,908 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $621,000 | 1,312 |
| Income before extraordinary items | $1,160,000 | 2,348 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,160,000 | 2,358 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,160,000 | 2,356 |
| Net charge-offs | $-394,000 | 6,870 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,160,000 | 2,264 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,366,000 | 1,466 |
| Total interest expense | $564,000 | 1,640 |
| Net interest income | $3,802,000 | 1,415 |
| Provision for loan and lease losses | $-32,000 | 6,781 |
| Total noninterest income | $374,000 | 2,650 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $172,000 | 1,831 |
| Trading account gains and fees | $19,000 | 121 |
| Additional Noninterest Income | $183,000 | 2,901 |
| Total noninterest expense | $3,210,000 | 1,529 |
| Salaries and employee benefits | $1,841,000 | 1,442 |
| Premises and equipment expense | $303,000 | 1,953 |
| Additional noninterest expense | $1,066,000 | 1,523 |
| Pre-tax net operating income | $998,000 | 1,705 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $357,000 | 1,174 |
| Income before extraordinary items | $641,000 | 2,146 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $641,000 | 2,148 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $641,000 | 2,148 |
| Net charge-offs | $-51,000 | 6,720 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $641,000 | 2,057 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $18,903,000 | 1,409 |
| Total interest expense | $3,027,000 | 1,467 |
| Net interest income | $15,876,000 | 1,376 |
| Provision for loan and lease losses | $3,511,000 | 679 |
| Total noninterest income | $896,000 | 3,441 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $757,000 | 1,772 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $139,000 | 5,013 |
| Total noninterest expense | $13,524,000 | 1,450 |
| Salaries and employee benefits | $7,547,000 | 1,359 |
| Premises and equipment expense | $1,178,000 | 1,975 |
| Additional noninterest expense | $4,799,000 | 1,415 |
| Pre-tax net operating income | $-263,000 | 6,388 |
| Securities gains (losses) | $23,000 | 3,132 |
| Applicable income taxes | $-228,000 | 6,805 |
| Income before extraordinary items | $-12,000 | 6,329 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-12,000 | 6,322 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-12,000 | 6,324 |
| Net charge-offs | $3,800,000 | 717 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-26,720 | 6,217 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $14,611,000 | 1,399 |
| Total interest expense | $2,382,000 | 1,465 |
| Net interest income | $12,229,000 | 1,350 |
| Provision for loan and lease losses | $3,262,000 | 584 |
| Total noninterest income | $489,000 | 4,047 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $568,000 | 1,795 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-79,000 | 6,886 |
| Total noninterest expense | $9,990,000 | 1,472 |
| Salaries and employee benefits | $5,734,000 | 1,350 |
| Premises and equipment expense | $816,000 | 2,132 |
| Additional noninterest expense | $3,440,000 | 1,473 |
| Pre-tax net operating income | $-534,000 | 6,701 |
| Securities gains (losses) | $22,000 | 2,837 |
| Applicable income taxes | $-265,000 | 6,991 |
| Income before extraordinary items | $-247,000 | 6,651 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-247,000 | 6,649 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-247,000 | 6,649 |
| Net charge-offs | $2,790,000 | 714 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-261,080 | 6,586 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $9,902,000 | 1,381 |
| Total interest expense | $1,648,000 | 1,465 |
| Net interest income | $8,254,000 | 1,340 |
| Provision for loan and lease losses | $1,921,000 | 660 |
| Total noninterest income | $20,000 | 6,848 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $373,000 | 1,812 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-353,000 | 7,137 |
| Total noninterest expense | $6,530,000 | 1,500 |
| Salaries and employee benefits | $3,772,000 | 1,365 |
| Premises and equipment expense | $542,000 | 2,131 |
| Additional noninterest expense | $2,216,000 | 1,529 |
| Pre-tax net operating income | $-177,000 | 6,613 |
| Securities gains (losses) | $22,000 | 2,453 |
| Applicable income taxes | $-54,000 | 6,952 |
| Income before extraordinary items | $-101,000 | 6,631 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-101,000 | 6,631 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-101,000 | 6,631 |
| Net charge-offs | $1,491,000 | 862 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-115,300 | 6,561 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,971,000 | 1,386 |
| Total interest expense | $857,000 | 1,463 |
| Net interest income | $4,114,000 | 1,345 |
| Provision for loan and lease losses | $878,000 | 693 |
| Total noninterest income | $48,000 | 5,883 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $174,000 | 1,909 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-126,000 | 7,174 |
| Total noninterest expense | $3,249,000 | 1,509 |
| Salaries and employee benefits | $1,923,000 | 1,343 |
| Premises and equipment expense | $272,000 | 2,130 |
| Additional noninterest expense | $1,054,000 | 1,583 |
| Pre-tax net operating income | $35,000 | 6,083 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $54,000 | 3,007 |
| Income before extraordinary items | $-19,000 | 6,625 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-19,000 | 6,624 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-19,000 | 6,624 |
| Net charge-offs | $578,000 | 999 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-19,000 | 6,534 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $20,355,000 | 1,400 |
| Total interest expense | $4,026,000 | 1,504 |
| Net interest income | $16,329,000 | 1,359 |
| Provision for loan and lease losses | $3,758,000 | 1,000 |
| Total noninterest income | $4,421,000 | 1,151 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $546,000 | 2,396 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $3,875,000 | 861 |
| Total noninterest expense | $13,046,000 | 1,497 |
| Salaries and employee benefits | $7,421,000 | 1,336 |
| Premises and equipment expense | $2,088,000 | 1,197 |
| Additional noninterest expense | $3,537,000 | 1,903 |
| Pre-tax net operating income | $3,946,000 | 1,452 |
| Securities gains (losses) | $42,000 | 2,697 |
| Applicable income taxes | $352,000 | 2,384 |
| Income before extraordinary items | $3,636,000 | 1,358 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,636,000 | 1,358 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,636,000 | 1,358 |
| Net charge-offs | $3,958,000 | 980 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,597,780 | 1,303 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $15,428,000 | 1,409 |
| Total interest expense | $3,108,000 | 1,520 |
| Net interest income | $12,320,000 | 1,353 |
| Provision for loan and lease losses | $1,875,000 | 1,295 |
| Total noninterest income | $1,632,000 | 1,884 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $366,000 | 2,637 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,266,000 | 1,506 |
| Total noninterest expense | $9,632,000 | 1,520 |
| Salaries and employee benefits | $5,501,000 | 1,359 |
| Premises and equipment expense | $1,505,000 | 1,267 |
| Additional noninterest expense | $2,626,000 | 1,927 |
| Pre-tax net operating income | $2,445,000 | 1,769 |
| Securities gains (losses) | $42,000 | 2,433 |
| Applicable income taxes | $739,000 | 1,371 |
| Income before extraordinary items | $1,748,000 | 2,039 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,748,000 | 2,039 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,748,000 | 2,039 |
| Net charge-offs | $2,075,000 | 1,190 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,718,600 | 1,977 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $10,366,000 | 1,416 |
| Total interest expense | $2,127,000 | 1,535 |
| Net interest income | $8,239,000 | 1,349 |
| Provision for loan and lease losses | $1,230,000 | 1,304 |
| Total noninterest income | $1,072,000 | 1,896 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 3,218 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $892,000 | 1,453 |
| Total noninterest expense | $6,464,000 | 1,524 |
| Salaries and employee benefits | $3,705,000 | 1,349 |
| Premises and equipment expense | $1,059,000 | 1,212 |
| Additional noninterest expense | $1,700,000 | 2,012 |
| Pre-tax net operating income | $1,617,000 | 1,764 |
| Securities gains (losses) | $42,000 | 1,689 |
| Applicable income taxes | $453,000 | 1,410 |
| Income before extraordinary items | $1,206,000 | 1,953 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,206,000 | 1,953 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,206,000 | 1,953 |
| Net charge-offs | $1,230,000 | 1,294 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,175,340 | 1,921 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,238,000 | 1,400 |
| Total interest expense | $1,095,000 | 1,551 |
| Net interest income | $4,143,000 | 1,346 |
| Provision for loan and lease losses | $572,000 | 1,327 |
| Total noninterest income | $588,000 | 1,773 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 1,898 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $408,000 | 1,544 |
| Total noninterest expense | $3,118,000 | 1,589 |
| Salaries and employee benefits | $1,869,000 | 1,352 |
| Premises and equipment expense | $593,000 | 1,101 |
| Additional noninterest expense | $656,000 | 2,527 |
| Pre-tax net operating income | $1,041,000 | 1,385 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $321,000 | 1,060 |
| Income before extraordinary items | $720,000 | 1,631 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $720,000 | 1,631 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $720,000 | 1,631 |
| Net charge-offs | $572,000 | 1,228 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $720,000 | 1,588 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $21,309,000 | 1,433 |
| Total interest expense | $5,240,000 | 1,586 |
| Net interest income | $16,069,000 | 1,391 |
| Provision for loan and lease losses | $3,760,000 | 1,392 |
| Total noninterest income | $2,320,000 | 1,868 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,320,000 | 1,273 |
| Total noninterest expense | $14,849,000 | 1,352 |
| Salaries and employee benefits | $7,086,000 | 1,390 |
| Premises and equipment expense | $3,875,000 | 663 |
| Additional noninterest expense | $3,888,000 | 1,855 |
| Pre-tax net operating income | $-220,000 | 6,050 |
| Securities gains (losses) | $41,000 | 2,778 |
| Applicable income taxes | $-128,000 | 6,875 |
| Income before extraordinary items | $-51,000 | 6,021 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-51,000 | 6,021 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-51,000 | 6,021 |
| Net charge-offs | $2,467,000 | 1,648 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-77,240 | 5,970 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $15,927,000 | 1,482 |
| Total interest expense | $4,055,000 | 1,607 |
| Net interest income | $11,872,000 | 1,436 |
| Provision for loan and lease losses | $3,164,000 | 1,220 |
| Total noninterest income | $1,846,000 | 1,798 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,846,000 | 1,173 |
| Total noninterest expense | $9,353,000 | 1,577 |
| Salaries and employee benefits | $5,253,000 | 1,412 |
| Premises and equipment expense | $1,295,000 | 1,499 |
| Additional noninterest expense | $2,805,000 | 1,868 |
| Pre-tax net operating income | $1,201,000 | 2,774 |
| Securities gains (losses) | $41,000 | 2,543 |
| Applicable income taxes | $331,000 | 2,054 |
| Income before extraordinary items | $911,000 | 3,058 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $911,000 | 3,056 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $911,000 | 3,059 |
| Net charge-offs | $2,364,000 | 1,360 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $881,070 | 2,990 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $10,795,000 | 1,473 |
| Total interest expense | $2,773,000 | 1,627 |
| Net interest income | $8,022,000 | 1,416 |
| Provision for loan and lease losses | $2,619,000 | 1,051 |
| Total noninterest income | $1,244,000 | 1,727 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,244,000 | 1,118 |
| Total noninterest expense | $6,260,000 | 1,580 |
| Salaries and employee benefits | $3,487,000 | 1,419 |
| Premises and equipment expense | $855,000 | 1,537 |
| Additional noninterest expense | $1,918,000 | 1,834 |
| Pre-tax net operating income | $387,000 | 4,044 |
| Securities gains (losses) | $41,000 | 2,004 |
| Applicable income taxes | $6,000 | 4,252 |
| Income before extraordinary items | $422,000 | 3,694 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $422,000 | 3,692 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $422,000 | 3,693 |
| Net charge-offs | $1,819,000 | 1,207 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $381,410 | 3,751 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,422,000 | 1,500 |
| Total interest expense | $1,429,000 | 1,652 |
| Net interest income | $3,993,000 | 1,433 |
| Provision for loan and lease losses | $1,392,000 | 941 |
| Total noninterest income | $627,000 | 1,729 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $627,000 | 1,092 |
| Total noninterest expense | $2,998,000 | 1,669 |
| Salaries and employee benefits | $1,680,000 | 1,494 |
| Premises and equipment expense | $451,000 | 1,500 |
| Additional noninterest expense | $867,000 | 1,962 |
| Pre-tax net operating income | $230,000 | 3,831 |
| Securities gains (losses) | $41,000 | 1,226 |
| Applicable income taxes | $-20,000 | 7,194 |
| Income before extraordinary items | $291,000 | 3,183 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $291,000 | 3,180 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $291,000 | 3,183 |
| Net charge-offs | $1,092,000 | 975 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $250,000 | 3,357 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $21,019,000 | 1,623 |
| Total interest expense | $7,316,000 | 1,615 |
| Net interest income | $13,703,000 | 1,639 |
| Provision for loan and lease losses | $3,371,000 | 1,832 |
| Total noninterest income | $2,505,000 | 1,826 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,505,000 | 1,173 |
| Total noninterest expense | $13,090,000 | 1,584 |
| Salaries and employee benefits | $6,890,000 | 1,464 |
| Premises and equipment expense | $1,915,000 | 1,422 |
| Additional noninterest expense | $4,285,000 | 1,746 |
| Pre-tax net operating income | $-253,000 | 5,765 |
| Securities gains (losses) | $186,000 | 1,604 |
| Applicable income taxes | $-212,000 | 6,786 |
| Income before extraordinary items | $145,000 | 5,006 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $145,000 | 5,006 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $145,000 | 5,006 |
| Net charge-offs | $1,969,000 | 2,054 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $25,960 | 5,391 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $15,710,000 | 1,669 |
| Total interest expense | $5,662,000 | 1,638 |
| Net interest income | $10,048,000 | 1,673 |
| Provision for loan and lease losses | $2,734,000 | 1,565 |
| Total noninterest income | $1,857,000 | 1,875 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,857,000 | 1,213 |
| Total noninterest expense | $9,960,000 | 1,546 |
| Salaries and employee benefits | $5,190,000 | 1,471 |
| Premises and equipment expense | $1,424,000 | 1,438 |
| Additional noninterest expense | $3,346,000 | 1,618 |
| Pre-tax net operating income | $-789,000 | 6,527 |
| Securities gains (losses) | $132,000 | 1,622 |
| Applicable income taxes | $-365,000 | 7,257 |
| Income before extraordinary items | $-292,000 | 6,232 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-292,000 | 6,233 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-292,000 | 6,232 |
| Net charge-offs | $1,632,000 | 1,695 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-376,480 | 6,306 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $10,420,000 | 1,704 |
| Total interest expense | $3,864,000 | 1,685 |
| Net interest income | $6,556,000 | 1,697 |
| Provision for loan and lease losses | $1,336,000 | 1,756 |
| Total noninterest income | $1,183,000 | 1,932 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,183,000 | 1,276 |
| Total noninterest expense | $6,435,000 | 1,610 |
| Salaries and employee benefits | $3,393,000 | 1,519 |
| Premises and equipment expense | $963,000 | 1,454 |
| Additional noninterest expense | $2,079,000 | 1,750 |
| Pre-tax net operating income | $-32,000 | 5,915 |
| Securities gains (losses) | $132,000 | 1,284 |
| Applicable income taxes | $-90,000 | 7,126 |
| Income before extraordinary items | $190,000 | 4,600 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $190,000 | 4,597 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $190,000 | 4,597 |
| Net charge-offs | $434,000 | 2,502 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $58,000 | 5,444 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,188,000 | 1,727 |
| Total interest expense | $1,969,000 | 1,725 |
| Net interest income | $3,219,000 | 1,716 |
| Provision for loan and lease losses | $308,000 | 2,258 |
| Total noninterest income | $567,000 | 1,951 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $567,000 | 1,282 |
| Total noninterest expense | $2,994,000 | 1,668 |
| Salaries and employee benefits | $1,673,000 | 1,558 |
| Premises and equipment expense | $498,000 | 1,424 |
| Additional noninterest expense | $823,000 | 1,944 |
| Pre-tax net operating income | $484,000 | 2,438 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $135,000 | 1,879 |
| Income before extraordinary items | $349,000 | 2,829 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $349,000 | 2,828 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $349,000 | 2,830 |
| Net charge-offs | $6,000 | 5,032 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $349,000 | 2,687 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $21,379,000 | 1,796 |
| Total interest expense | $9,732,000 | 1,672 |
| Net interest income | $11,647,000 | 1,913 |
| Provision for loan and lease losses | $2,557,000 | 1,539 |
| Total noninterest income | $2,474,000 | 1,824 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,474,000 | 1,125 |
| Total noninterest expense | $11,725,000 | 1,666 |
| Salaries and employee benefits | $6,847,000 | 1,511 |
| Premises and equipment expense | $1,985,000 | 1,390 |
| Additional noninterest expense | $2,893,000 | 2,072 |
| Pre-tax net operating income | $-161,000 | 6,519 |
| Securities gains (losses) | $144,000 | 894 |
| Applicable income taxes | $-199,000 | 7,219 |
| Income before extraordinary items | $182,000 | 5,550 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $182,000 | 5,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,643,000 | 1,465 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $89,840 | 6,049 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $16,141,000 | 1,827 |
| Total interest expense | $7,631,000 | 1,653 |
| Net interest income | $8,510,000 | 1,977 |
| Provision for loan and lease losses | $1,615,000 | 1,358 |
| Total noninterest income | $1,883,000 | 1,853 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,883,000 | 1,160 |
| Total noninterest expense | $8,806,000 | 1,654 |
| Salaries and employee benefits | $5,273,000 | 1,494 |
| Premises and equipment expense | $1,473,000 | 1,415 |
| Additional noninterest expense | $2,060,000 | 2,108 |
| Pre-tax net operating income | $-28,000 | 6,806 |
| Securities gains (losses) | $144,000 | 769 |
| Applicable income taxes | $-31,000 | 7,394 |
| Income before extraordinary items | $147,000 | 5,953 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $147,000 | 5,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,420,000 | 1,059 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,000 | 6,749 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $10,830,000 | 1,845 |
| Total interest expense | $5,421,000 | 1,612 |
| Net interest income | $5,409,000 | 2,056 |
| Provision for loan and lease losses | $1,185,000 | 1,107 |
| Total noninterest income | $1,255,000 | 1,868 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,255,000 | 1,202 |
| Total noninterest expense | $5,916,000 | 1,642 |
| Salaries and employee benefits | $3,578,000 | 1,473 |
| Premises and equipment expense | $1,001,000 | 1,388 |
| Additional noninterest expense | $1,337,000 | 2,110 |
| Pre-tax net operating income | $-437,000 | 7,551 |
| Securities gains (losses) | $110,000 | 901 |
| Applicable income taxes | $-239,000 | 8,016 |
| Income before extraordinary items | $-88,000 | 7,227 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-88,000 | 7,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $887,000 | 930 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-158,400 | 7,316 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,413,000 | 1,895 |
| Total interest expense | $2,817,000 | 1,671 |
| Net interest income | $2,596,000 | 2,136 |
| Provision for loan and lease losses | $772,000 | 742 |
| Total noninterest income | $589,000 | 1,981 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $589,000 | 1,246 |
| Total noninterest expense | $3,010,000 | 1,615 |
| Salaries and employee benefits | $1,845,000 | 1,433 |
| Premises and equipment expense | $533,000 | 1,293 |
| Additional noninterest expense | $632,000 | 2,215 |
| Pre-tax net operating income | $-597,000 | 8,145 |
| Securities gains (losses) | $96,000 | 733 |
| Applicable income taxes | $-287,000 | 8,309 |
| Income before extraordinary items | $-214,000 | 7,861 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-214,000 | 7,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $514,000 | 696 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-275,440 | 7,924 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $22,303,000 | 1,900 |
| Total interest expense | $11,285,000 | 1,770 |
| Net interest income | $11,018,000 | 2,059 |
| Provision for loan and lease losses | $1,443,000 | 1,089 |
| Total noninterest income | $1,654,000 | 2,540 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,654,000 | 1,563 |
| Total noninterest expense | $11,791,000 | 1,560 |
| Salaries and employee benefits | $7,248,000 | 1,398 |
| Premises and equipment expense | $1,950,000 | 1,360 |
| Additional noninterest expense | $2,593,000 | 2,116 |
| Pre-tax net operating income | $-562,000 | 7,844 |
| Securities gains (losses) | $166,000 | 484 |
| Applicable income taxes | $-261,000 | 8,179 |
| Income before extraordinary items | $-135,000 | 7,657 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-135,000 | 7,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $886,000 | 1,121 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-241,240 | 7,723 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $16,743,000 | 1,895 |
| Total interest expense | $8,413,000 | 1,783 |
| Net interest income | $8,330,000 | 2,061 |
| Provision for loan and lease losses | $826,000 | 1,056 |
| Total noninterest income | $1,193,000 | 2,594 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,193,000 | 1,602 |
| Total noninterest expense | $8,806,000 | 1,550 |
| Salaries and employee benefits | $5,423,000 | 1,402 |
| Premises and equipment expense | $1,462,000 | 1,344 |
| Additional noninterest expense | $1,921,000 | 2,087 |
| Pre-tax net operating income | $-109,000 | 7,813 |
| Securities gains (losses) | $40,000 | 669 |
| Applicable income taxes | $-212,000 | 8,327 |
| Income before extraordinary items | $143,000 | 7,065 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $143,000 | 7,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $350,000 | 1,368 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $117,400 | 7,171 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,072,000 | 1,930 |
| Total interest expense | $5,569,000 | 1,787 |
| Net interest income | $5,503,000 | 2,108 |
| Provision for loan and lease losses | $274,000 | 1,679 |
| Total noninterest income | $740,000 | 2,720 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $740,000 | 1,697 |
| Total noninterest expense | $5,841,000 | 1,582 |
| Salaries and employee benefits | $3,621,000 | 1,423 |
| Premises and equipment expense | $963,000 | 1,376 |
| Additional noninterest expense | $1,257,000 | 2,133 |
| Pre-tax net operating income | $128,000 | 7,103 |
| Securities gains (losses) | $21,000 | 698 |
| Applicable income taxes | $-161,000 | 8,446 |
| Income before extraordinary items | $310,000 | 5,584 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $310,000 | 5,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 1,785 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $289,000 | 5,721 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,474,000 | 1,943 |
| Total interest expense | $2,741,000 | 1,805 |
| Net interest income | $2,733,000 | 2,117 |
| Provision for loan and lease losses | $197,000 | 1,183 |
| Total noninterest income | $356,000 | 2,780 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $356,000 | 1,737 |
| Total noninterest expense | $2,888,000 | 1,591 |
| Salaries and employee benefits | $1,829,000 | 1,410 |
| Premises and equipment expense | $473,000 | 1,421 |
| Additional noninterest expense | $586,000 | 2,233 |
| Pre-tax net operating income | $4,000 | 7,800 |
| Securities gains (losses) | $21,000 | 555 |
| Applicable income taxes | $-59,000 | 8,441 |
| Income before extraordinary items | $84,000 | 6,638 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $84,000 | 6,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 1,667 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $63,000 | 6,951 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $21,531,000 | 1,865 |
| Total interest expense | $9,586,000 | 1,752 |
| Net interest income | $11,945,000 | 1,946 |
| Provision for loan and lease losses | $429,000 | 2,157 |
| Total noninterest income | $1,473,000 | 2,730 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,473,000 | 1,695 |
| Total noninterest expense | $11,437,000 | 1,562 |
| Salaries and employee benefits | $6,819,000 | 1,447 |
| Premises and equipment expense | $1,926,000 | 1,343 |
| Additional noninterest expense | $2,692,000 | 1,964 |
| Pre-tax net operating income | $1,552,000 | 4,215 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $372,000 | 3,528 |
| Income before extraordinary items | $1,180,000 | 4,319 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,180,000 | 4,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 2,478 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,180,000 | 4,298 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $15,988,000 | 1,876 |
| Total interest expense | $6,880,000 | 1,777 |
| Net interest income | $9,108,000 | 1,926 |
| Provision for loan and lease losses | $357,000 | 1,878 |
| Total noninterest income | $1,118,000 | 2,727 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,118,000 | 1,672 |
| Total noninterest expense | $8,632,000 | 1,554 |
| Salaries and employee benefits | $5,169,000 | 1,430 |
| Premises and equipment expense | $1,425,000 | 1,372 |
| Additional noninterest expense | $2,038,000 | 1,915 |
| Pre-tax net operating income | $1,237,000 | 4,226 |
| Securities gains (losses) | $-6,000 | 7,439 |
| Applicable income taxes | $263,000 | 3,751 |
| Income before extraordinary items | $968,000 | 4,247 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $968,000 | 4,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 2,520 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $972,740 | 4,225 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $10,490,000 | 1,878 |
| Total interest expense | $4,343,000 | 1,776 |
| Net interest income | $6,147,000 | 1,898 |
| Provision for loan and lease losses | $216,000 | 1,983 |
| Total noninterest income | $739,000 | 2,734 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $739,000 | 1,688 |
| Total noninterest expense | $5,696,000 | 1,578 |
| Salaries and employee benefits | $3,402,000 | 1,455 |
| Premises and equipment expense | $986,000 | 1,320 |
| Additional noninterest expense | $1,308,000 | 2,005 |
| Pre-tax net operating income | $974,000 | 3,857 |
| Securities gains (losses) | $-6,000 | 7,728 |
| Applicable income taxes | $229,000 | 3,438 |
| Income before extraordinary items | $739,000 | 3,923 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $739,000 | 3,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 2,134 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $743,560 | 3,897 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,120,000 | 1,875 |
| Total interest expense | $2,040,000 | 1,792 |
| Net interest income | $3,080,000 | 1,876 |
| Provision for loan and lease losses | $66,000 | 2,697 |
| Total noninterest income | $350,000 | 2,781 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $350,000 | 1,727 |
| Total noninterest expense | $2,866,000 | 1,566 |
| Salaries and employee benefits | $1,724,000 | 1,441 |
| Premises and equipment expense | $480,000 | 1,353 |
| Additional noninterest expense | $662,000 | 1,963 |
| Pre-tax net operating income | $498,000 | 3,739 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $117,000 | 3,375 |
| Income before extraordinary items | $381,000 | 3,820 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $381,000 | 3,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 1,896 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $381,000 | 3,802 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $20,020,000 | 1,684 |
| Total interest expense | $6,878,000 | 1,659 |
| Net interest income | $13,142,000 | 1,666 |
| Provision for loan and lease losses | $881,000 | 1,172 |
| Total noninterest income | $1,490,000 | 2,704 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $26,000 | 119 |
| Additional Noninterest Income | $1,464,000 | 1,697 |
| Total noninterest expense | $11,051,000 | 1,555 |
| Salaries and employee benefits | $6,666,000 | 1,393 |
| Premises and equipment expense | $1,936,000 | 1,268 |
| Additional noninterest expense | $2,449,000 | 2,050 |
| Pre-tax net operating income | $2,700,000 | 3,002 |
| Securities gains (losses) | $1,126,000 | 184 |
| Applicable income taxes | $1,185,000 | 2,022 |
| Income before extraordinary items | $2,641,000 | 2,491 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,641,000 | 2,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,162 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,864,060 | 3,237 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $14,932,000 | 1,657 |
| Total interest expense | $4,989,000 | 1,610 |
| Net interest income | $9,943,000 | 1,636 |
| Provision for loan and lease losses | $870,000 | 870 |
| Total noninterest income | $982,000 | 2,940 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $2,000 | 123 |
| Additional Noninterest Income | $980,000 | 1,843 |
| Total noninterest expense | $8,266,000 | 1,546 |
| Salaries and employee benefits | $4,977,000 | 1,389 |
| Premises and equipment expense | $1,443,000 | 1,268 |
| Additional noninterest expense | $1,846,000 | 2,017 |
| Pre-tax net operating income | $1,789,000 | 3,311 |
| Securities gains (losses) | $110,000 | 630 |
| Applicable income taxes | $521,000 | 2,863 |
| Income before extraordinary items | $1,378,000 | 3,349 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,378,000 | 3,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 3,490 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,297,700 | 3,447 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $9,830,000 | 1,630 |
| Total interest expense | $3,218,000 | 1,564 |
| Net interest income | $6,612,000 | 1,624 |
| Provision for loan and lease losses | $244,000 | 1,820 |
| Total noninterest income | $687,000 | 2,804 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $2,000 | 109 |
| Additional Noninterest Income | $685,000 | 1,769 |
| Total noninterest expense | $5,417,000 | 1,560 |
| Salaries and employee benefits | $3,269,000 | 1,410 |
| Premises and equipment expense | $902,000 | 1,338 |
| Additional noninterest expense | $1,246,000 | 1,968 |
| Pre-tax net operating income | $1,638,000 | 2,570 |
| Securities gains (losses) | $96,000 | 581 |
| Applicable income taxes | $509,000 | 2,252 |
| Income before extraordinary items | $1,225,000 | 2,600 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,225,000 | 2,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,453 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,156,840 | 2,695 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,845,000 | 1,622 |
| Total interest expense | $1,556,000 | 1,530 |
| Net interest income | $3,289,000 | 1,621 |
| Provision for loan and lease losses | $205,000 | 1,112 |
| Total noninterest income | $337,000 | 2,798 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $337,000 | 1,748 |
| Total noninterest expense | $2,780,000 | 1,522 |
| Salaries and employee benefits | $1,706,000 | 1,358 |
| Premises and equipment expense | $457,000 | 1,325 |
| Additional noninterest expense | $617,000 | 1,987 |
| Pre-tax net operating income | $641,000 | 3,070 |
| Securities gains (losses) | $2,000 | 1,406 |
| Applicable income taxes | $190,000 | 2,683 |
| Income before extraordinary items | $453,000 | 3,291 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $453,000 | 3,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,877 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $451,600 | 3,260 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $19,015,000 | 1,524 |
| Total interest expense | $6,397,000 | 1,282 |
| Net interest income | $12,618,000 | 1,615 |
| Provision for loan and lease losses | $210,000 | 3,601 |
| Total noninterest income | $1,438,000 | 2,759 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $80,000 | 110 |
| Additional Noninterest Income | $1,358,000 | 1,752 |
| Total noninterest expense | $10,310,000 | 1,582 |
| Salaries and employee benefits | $6,306,000 | 1,402 |
| Premises and equipment expense | $1,711,000 | 1,354 |
| Additional noninterest expense | $2,293,000 | 2,117 |
| Pre-tax net operating income | $3,536,000 | 2,256 |
| Securities gains (losses) | $347,000 | 577 |
| Applicable income taxes | $1,111,000 | 2,010 |
| Income before extraordinary items | $2,772,000 | 2,218 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,772,000 | 2,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $241,000 | 2,310 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,525,630 | 2,348 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $14,151,000 | 1,516 |
| Total interest expense | $4,838,000 | 1,244 |
| Net interest income | $9,313,000 | 1,631 |
| Provision for loan and lease losses | $202,000 | 2,968 |
| Total noninterest income | $1,081,000 | 2,773 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $80,000 | 104 |
| Additional Noninterest Income | $1,001,000 | 1,766 |
| Total noninterest expense | $7,659,000 | 1,587 |
| Salaries and employee benefits | $4,719,000 | 1,405 |
| Premises and equipment expense | $1,252,000 | 1,382 |
| Additional noninterest expense | $1,688,000 | 2,140 |
| Pre-tax net operating income | $2,533,000 | 2,359 |
| Securities gains (losses) | $300,000 | 598 |
| Applicable income taxes | $768,000 | 2,162 |
| Income before extraordinary items | $2,065,000 | 2,261 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,065,000 | 2,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 1,710 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,846,000 | 2,440 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $9,418,000 | 1,505 |
| Total interest expense | $3,259,000 | 1,210 |
| Net interest income | $6,159,000 | 1,622 |
| Provision for loan and lease losses | $23,000 | 5,766 |
| Total noninterest income | $755,000 | 2,695 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $80,000 | 104 |
| Additional Noninterest Income | $675,000 | 1,767 |
| Total noninterest expense | $5,004,000 | 1,614 |
| Salaries and employee benefits | $3,092,000 | 1,423 |
| Premises and equipment expense | $827,000 | 1,400 |
| Additional noninterest expense | $1,085,000 | 2,228 |
| Pre-tax net operating income | $1,887,000 | 2,149 |
| Securities gains (losses) | $139,000 | 830 |
| Applicable income taxes | $623,000 | 1,878 |
| Income before extraordinary items | $1,403,000 | 2,193 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,403,000 | 2,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 1,713 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,307,090 | 2,272 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,705,000 | 1,506 |
| Total interest expense | $1,639,000 | 1,223 |
| Net interest income | $3,066,000 | 1,626 |
| Provision for loan and lease losses | $17,000 | 4,995 |
| Total noninterest income | $400,000 | 2,535 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $80,000 | 85 |
| Additional Noninterest Income | $320,000 | 1,805 |
| Total noninterest expense | $2,539,000 | 1,602 |
| Salaries and employee benefits | $1,593,000 | 1,394 |
| Premises and equipment expense | $414,000 | 1,414 |
| Additional noninterest expense | $532,000 | 2,239 |
| Pre-tax net operating income | $910,000 | 2,172 |
| Securities gains (losses) | $137,000 | 658 |
| Applicable income taxes | $310,000 | 1,876 |
| Income before extraordinary items | $737,000 | 2,078 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $737,000 | 2,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,144 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $641,100 | 2,260 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $20,235,000 | 1,416 |
| Total interest expense | $7,440,000 | 1,198 |
| Net interest income | $12,795,000 | 1,520 |
| Provision for loan and lease losses | $81,000 | 5,616 |
| Total noninterest income | $1,444,000 | 2,923 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,444,000 | 1,872 |
| Total noninterest expense | $9,478,000 | 1,691 |
| Salaries and employee benefits | $5,871,000 | 1,465 |
| Premises and equipment expense | $1,537,000 | 1,482 |
| Additional noninterest expense | $2,070,000 | 2,330 |
| Pre-tax net operating income | $4,680,000 | 1,723 |
| Securities gains (losses) | $170,000 | 1,447 |
| Applicable income taxes | $1,445,000 | 1,671 |
| Income before extraordinary items | $3,405,000 | 1,825 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,405,000 | 1,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 4,364 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,286,000 | 1,799 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $15,424,000 | 1,419 |
| Total interest expense | $5,726,000 | 1,216 |
| Net interest income | $9,698,000 | 1,518 |
| Provision for loan and lease losses | $46,000 | 5,848 |
| Total noninterest income | $1,084,000 | 2,968 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,084,000 | 1,931 |
| Total noninterest expense | $7,256,000 | 1,676 |
| Salaries and employee benefits | $4,602,000 | 1,409 |
| Premises and equipment expense | $1,197,000 | 1,433 |
| Additional noninterest expense | $1,457,000 | 2,465 |
| Pre-tax net operating income | $3,480,000 | 1,808 |
| Securities gains (losses) | $59,000 | 2,177 |
| Applicable income taxes | $1,111,000 | 1,700 |
| Income before extraordinary items | $2,428,000 | 1,983 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,428,000 | 1,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,290 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,387,290 | 1,906 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $10,409,000 | 1,404 |
| Total interest expense | $3,957,000 | 1,213 |
| Net interest income | $6,452,000 | 1,514 |
| Provision for loan and lease losses | $16,000 | 6,529 |
| Total noninterest income | $725,000 | 2,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $725,000 | 1,913 |
| Total noninterest expense | $4,927,000 | 1,629 |
| Salaries and employee benefits | $3,093,000 | 1,399 |
| Premises and equipment expense | $794,000 | 1,443 |
| Additional noninterest expense | $1,040,000 | 2,284 |
| Pre-tax net operating income | $2,234,000 | 1,856 |
| Securities gains (losses) | $18,000 | 2,668 |
| Applicable income taxes | $696,000 | 1,831 |
| Income before extraordinary items | $1,556,000 | 2,040 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,556,000 | 2,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,662 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,543,580 | 1,937 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,223,000 | 1,413 |
| Total interest expense | $2,069,000 | 1,183 |
| Net interest income | $3,154,000 | 1,545 |
| Provision for loan and lease losses | $14,000 | 5,838 |
| Total noninterest income | $347,000 | 2,927 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $347,000 | 1,913 |
| Total noninterest expense | $2,426,000 | 1,655 |
| Salaries and employee benefits | $1,553,000 | 1,395 |
| Premises and equipment expense | $382,000 | 1,510 |
| Additional noninterest expense | $491,000 | 2,374 |
| Pre-tax net operating income | $1,061,000 | 1,934 |
| Securities gains (losses) | $17,000 | 1,982 |
| Applicable income taxes | $304,000 | 2,033 |
| Income before extraordinary items | $774,000 | 2,027 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $774,000 | 2,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,542 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $761,760 | 1,940 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $22,288,000 | 1,369 |
| Total interest expense | $10,119,000 | 1,110 |
| Net interest income | $12,169,000 | 1,591 |
| Provision for loan and lease losses | $-38,000 | 9,221 |
| Total noninterest income | $1,334,000 | 2,849 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,334,000 | 1,813 |
| Total noninterest expense | $8,596,000 | 1,764 |
| Salaries and employee benefits | $5,297,000 | 1,524 |
| Premises and equipment expense | $1,437,000 | 1,542 |
| Additional noninterest expense | $1,862,000 | 2,479 |
| Pre-tax net operating income | $4,945,000 | 1,648 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,502,000 | 1,653 |
| Income before extraordinary items | $3,443,000 | 1,741 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,443,000 | 1,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $282,000 | 2,457 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,443,000 | 1,686 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $23,552,000 | 1,453 |
| Total interest expense | $13,693,000 | 1,179 |
| Net interest income | $9,859,000 | 1,811 |
| Provision for loan and lease losses | $274,000 | 3,419 |
| Total noninterest income | $1,320,000 | 2,749 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,320,000 | 1,689 |
| Total noninterest expense | $7,741,000 | 1,874 |
| Salaries and employee benefits | $4,656,000 | 1,609 |
| Premises and equipment expense | $1,335,000 | 1,612 |
| Additional noninterest expense | $1,750,000 | 2,540 |
| Pre-tax net operating income | $3,164,000 | 2,157 |
| Securities gains (losses) | $1,254,000 | 361 |
| Applicable income taxes | $1,349,000 | 1,652 |
| Income before extraordinary items | $3,069,000 | 1,713 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,069,000 | 1,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,674 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,203,740 | 2,261 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $23,401,000 | 1,484 |
| Total interest expense | $13,635,000 | 1,279 |
| Net interest income | $9,766,000 | 1,798 |
| Provision for loan and lease losses | $46,000 | 6,690 |
| Total noninterest income | $1,268,000 | 2,648 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,268,000 | 1,588 |
| Total noninterest expense | $7,415,000 | 1,873 |
| Salaries and employee benefits | $4,460,000 | 1,595 |
| Premises and equipment expense | $1,296,000 | 1,603 |
| Additional noninterest expense | $1,659,000 | 2,566 |
| Pre-tax net operating income | $3,573,000 | 2,044 |
| Securities gains (losses) | $577,000 | 238 |
| Applicable income taxes | $1,315,000 | 1,684 |
| Income before extraordinary items | $2,835,000 | 1,841 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,835,000 | 1,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,889 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,442,640 | 2,125 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $22,592,000 | 1,445 |
| Total interest expense | $12,506,000 | 1,217 |
| Net interest income | $10,086,000 | 1,730 |
| Provision for loan and lease losses | $-30,000 | 10,026 |
| Total noninterest income | $796,000 | 3,628 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $796,000 | 2,172 |
| Total noninterest expense | $7,101,000 | 1,934 |
| Salaries and employee benefits | $3,908,000 | 1,773 |
| Premises and equipment expense | $1,455,000 | 1,386 |
| Additional noninterest expense | $1,738,000 | 2,495 |
| Pre-tax net operating income | $3,811,000 | 1,928 |
| Securities gains (losses) | $36,000 | 1,115 |
| Applicable income taxes | $1,235,000 | 1,867 |
| Income before extraordinary items | $2,612,000 | 2,026 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,612,000 | 2,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 9,781 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,587,520 | 2,012 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $22,592,000 | 1,427 |
| Total interest expense | $12,867,000 | 1,209 |
| Net interest income | $9,725,000 | 1,755 |
| Provision for loan and lease losses | $78,000 | 5,647 |
| Total noninterest income | $709,000 | 3,936 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $709,000 | 2,363 |
| Total noninterest expense | $6,392,000 | 2,054 |
| Salaries and employee benefits | $3,513,000 | 1,888 |
| Premises and equipment expense | $1,245,000 | 1,569 |
| Additional noninterest expense | $1,634,000 | 2,562 |
| Pre-tax net operating income | $3,964,000 | 1,835 |
| Securities gains (losses) | $26,000 | 2,229 |
| Applicable income taxes | $1,298,000 | 1,852 |
| Income before extraordinary items | $2,692,000 | 1,943 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,692,000 | 1,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,805 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,674,580 | 1,886 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $21,777,000 | 1,511 |
| Total interest expense | $12,168,000 | 1,304 |
| Net interest income | $9,609,000 | 1,813 |
| Provision for loan and lease losses | $211,000 | 3,323 |
| Total noninterest income | $664,000 | 4,126 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $664,000 | 2,301 |
| Total noninterest expense | $6,052,000 | 2,122 |
| Salaries and employee benefits | $3,335,000 | 1,970 |
| Premises and equipment expense | $1,119,000 | 1,770 |
| Additional noninterest expense | $1,598,000 | 2,574 |
| Pre-tax net operating income | $4,010,000 | 1,879 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $1,435,000 | 1,768 |
| Income before extraordinary items | $2,576,000 | 2,054 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,576,000 | 2,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 3,369 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,575,360 | 2,003 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $21,131,000 | 1,589 |
| Total interest expense | $11,551,000 | 1,406 |
| Net interest income | $9,580,000 | 1,858 |
| Provision for loan and lease losses | $17,000 | 8,136 |
| Total noninterest income | $534,000 | 4,939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $534,000 | 2,797 |
| Total noninterest expense | $7,632,000 | 1,856 |
| Salaries and employee benefits | $3,073,000 | 2,177 |
| Premises and equipment expense | $1,114,000 | 1,802 |
| Additional noninterest expense | $3,445,000 | 1,535 |
| Pre-tax net operating income | $2,465,000 | 2,803 |
| Securities gains (losses) | $114,000 | 896 |
| Applicable income taxes | $920,000 | 2,522 |
| Income before extraordinary items | $1,659,000 | 2,907 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,659,000 | 2,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,399 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,586,040 | 2,996 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $20,043,000 | 1,689 |
| Total interest expense | $11,357,000 | 1,435 |
| Net interest income | $8,686,000 | 2,070 |
| Provision for loan and lease losses | $12,000 | 8,132 |
| Total noninterest income | $460,000 | 5,478 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $460,000 | 3,030 |
| Total noninterest expense | $5,887,000 | 2,314 |
| Salaries and employee benefits | $3,010,000 | 2,202 |
| Premises and equipment expense | $1,128,000 | 1,791 |
| Additional noninterest expense | $1,749,000 | 2,684 |
| Pre-tax net operating income | $3,247,000 | 2,280 |
| Securities gains (losses) | $67,000 | 1,134 |
| Applicable income taxes | $1,113,000 | 2,164 |
| Income before extraordinary items | $2,201,000 | 2,296 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,201,000 | 2,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,578 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $2,156,780 | 2,318 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $19,692,000 | 1,568 |
| Total interest expense | $8,955,000 | 1,448 |
| Net interest income | $10,737,000 | 1,684 |
| Provision for loan and lease losses | $28,000 | 7,286 |
| Total noninterest income | $453,000 | 5,670 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $453,000 | 3,158 |
| Total noninterest expense | $5,534,000 | 2,518 |
| Salaries and employee benefits | $2,745,000 | 2,438 |
| Premises and equipment expense | $1,090,000 | 1,874 |
| Additional noninterest expense | $1,699,000 | 2,976 |
| Pre-tax net operating income | $5,628,000 | 1,327 |
| Securities gains (losses) | $636,000 | 231 |
| Applicable income taxes | $2,202,000 | 1,100 |
| Income before extraordinary items | $4,062,000 | 1,237 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,062,000 | 1,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,562 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,648,600 | 1,381 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $19,961,000 | 1,579 |
| Total interest expense | $9,329,000 | 1,439 |
| Net interest income | $10,632,000 | 1,710 |
| Provision for loan and lease losses | $156,000 | 4,539 |
| Total noninterest income | $525,000 | 5,421 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $525,000 | 3,165 |
| Total noninterest expense | $5,677,000 | 2,526 |
| Salaries and employee benefits | $2,799,000 | 2,381 |
| Premises and equipment expense | $1,018,000 | 2,013 |
| Additional noninterest expense | $1,860,000 | 2,903 |
| Pre-tax net operating income | $5,324,000 | 1,311 |
| Securities gains (losses) | $249,000 | 1,459 |
| Applicable income taxes | $1,872,000 | 1,277 |
| Income before extraordinary items | $3,701,000 | 1,373 |
| Extraordinary gains, net | $364,000 | 603 |
| Net income | $4,065,000 | 1,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 8,808 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,536,660 | 1,356 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $20,481,000 | 1,733 |
| Total interest expense | $11,775,000 | 1,501 |
| Net interest income | $8,706,000 | 2,095 |
| Provision for loan and lease losses | $284,000 | 4,277 |
| Total noninterest income | $444,000 | 6,133 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $444,000 | 3,468 |
| Total noninterest expense | $5,122,000 | 2,795 |
| Salaries and employee benefits | $2,608,000 | 2,476 |
| Premises and equipment expense | $925,000 | 2,249 |
| Additional noninterest expense | $1,589,000 | 3,419 |
| Pre-tax net operating income | $3,744,000 | 1,663 |
| Securities gains (losses) | $79,000 | 3,391 |
| Applicable income taxes | $1,258,000 | 1,674 |
| Income before extraordinary items | $2,565,000 | 1,778 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,565,000 | 1,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 9,428 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,512,070 | 1,668 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.