Home > First Federal Savings and Loan Association of Independence > Income and Expense
First Federal Savings and Loan Association of Independence, Income and Expense
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,187,000 | 3,629 |
| Total interest expense | $934,000 | 2,082 |
| Net interest income | $3,253,000 | 3,939 |
| Provision for loan and lease losses | $-24,000 | 5,830 |
| Total noninterest income | $604,000 | 3,447 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $693,000 | 1,314 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-89,000 | 6,214 |
| Total noninterest expense | $3,737,000 | 3,238 |
| Salaries and employee benefits | $1,886,000 | 3,409 |
| Premises and equipment expense | $411,000 | 3,340 |
| Additional noninterest expense | $1,440,000 | 2,874 |
| Pre-tax net operating income | $144,000 | 5,610 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $144,000 | 5,600 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $144,000 | 5,602 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $144,000 | 5,603 |
| Net charge-offs | $26,000 | 3,214 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $144,000 | 5,553 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,831,000 | 3,616 |
| Total interest expense | $626,000 | 2,085 |
| Net interest income | $2,205,000 | 3,913 |
| Provision for loan and lease losses | $-27,000 | 5,976 |
| Total noninterest income | $279,000 | 4,050 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $449,000 | 1,329 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-170,000 | 6,309 |
| Total noninterest expense | $2,270,000 | 3,496 |
| Salaries and employee benefits | $1,225,000 | 3,493 |
| Premises and equipment expense | $233,000 | 3,699 |
| Additional noninterest expense | $812,000 | 3,274 |
| Pre-tax net operating income | $241,000 | 5,083 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $241,000 | 4,945 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $241,000 | 4,946 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $241,000 | 4,948 |
| Net charge-offs | $12,000 | 3,188 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $241,000 | 4,881 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,398,000 | 3,661 |
| Total interest expense | $316,000 | 2,074 |
| Net interest income | $1,082,000 | 3,970 |
| Provision for loan and lease losses | $12,000 | 3,170 |
| Total noninterest income | $244,000 | 3,082 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $211,000 | 1,378 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $33,000 | 4,969 |
| Total noninterest expense | $1,121,000 | 3,551 |
| Salaries and employee benefits | $610,000 | 3,534 |
| Premises and equipment expense | $121,000 | 3,636 |
| Additional noninterest expense | $390,000 | 3,353 |
| Pre-tax net operating income | $193,000 | 4,485 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $193,000 | 4,336 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $193,000 | 4,338 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $193,000 | 4,339 |
| Net charge-offs | $-1,000 | 4,352 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $193,000 | 4,256 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,600,000 | 3,686 |
| Total interest expense | $1,367,000 | 2,045 |
| Net interest income | $4,233,000 | 4,056 |
| Provision for loan and lease losses | $49,000 | 3,831 |
| Total noninterest income | $971,000 | 3,160 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $958,000 | 1,344 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $13,000 | 6,130 |
| Total noninterest expense | $4,535,000 | 3,533 |
| Salaries and employee benefits | $2,393,000 | 3,581 |
| Premises and equipment expense | $464,000 | 3,799 |
| Additional noninterest expense | $1,678,000 | 3,278 |
| Pre-tax net operating income | $620,000 | 4,792 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $620,000 | 4,656 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $620,000 | 4,656 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $620,000 | 4,656 |
| Net charge-offs | $176,000 | 2,609 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $620,000 | 4,601 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,157,000 | 3,736 |
| Total interest expense | $1,041,000 | 2,054 |
| Net interest income | $3,116,000 | 4,128 |
| Provision for loan and lease losses | $15,000 | 4,038 |
| Total noninterest income | $700,000 | 3,245 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $714,000 | 1,367 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $-14,000 | 6,423 |
| Total noninterest expense | $3,399,000 | 3,548 |
| Salaries and employee benefits | $1,794,000 | 3,588 |
| Premises and equipment expense | $345,000 | 3,875 |
| Additional noninterest expense | $1,260,000 | 3,287 |
| Pre-tax net operating income | $402,000 | 5,051 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $402,000 | 4,926 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $402,000 | 4,926 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $402,000 | 4,927 |
| Net charge-offs | $155,000 | 2,264 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $402,000 | 4,875 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,762,000 | 3,748 |
| Total interest expense | $705,000 | 2,040 |
| Net interest income | $2,057,000 | 4,168 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $420,000 | 3,419 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $460,000 | 1,392 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-40,000 | 6,535 |
| Total noninterest expense | $2,264,000 | 3,564 |
| Salaries and employee benefits | $1,207,000 | 3,593 |
| Premises and equipment expense | $231,000 | 3,884 |
| Additional noninterest expense | $826,000 | 3,335 |
| Pre-tax net operating income | $213,000 | 5,268 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $213,000 | 5,154 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $213,000 | 5,156 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $213,000 | 5,157 |
| Net charge-offs | $130,000 | 1,965 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $213,000 | 5,108 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,370,000 | 3,781 |
| Total interest expense | $313,000 | 2,284 |
| Net interest income | $1,057,000 | 4,111 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $250,000 | 3,066 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $214,000 | 1,460 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $36,000 | 4,952 |
| Total noninterest expense | $1,174,000 | 3,522 |
| Salaries and employee benefits | $609,000 | 3,605 |
| Premises and equipment expense | $116,000 | 3,915 |
| Additional noninterest expense | $449,000 | 3,147 |
| Pre-tax net operating income | $133,000 | 4,999 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $133,000 | 4,843 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $133,000 | 4,845 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $133,000 | 4,844 |
| Net charge-offs | $43,000 | 1,986 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $133,000 | 4,797 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,757,000 | 3,719 |
| Total interest expense | $1,587,000 | 2,059 |
| Net interest income | $4,170,000 | 4,170 |
| Provision for loan and lease losses | $-15,000 | 6,266 |
| Total noninterest income | $955,000 | 3,281 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $968,000 | 1,404 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-13,000 | 6,508 |
| Total noninterest expense | $5,423,000 | 3,210 |
| Salaries and employee benefits | $2,249,000 | 3,813 |
| Premises and equipment expense | $446,000 | 3,986 |
| Additional noninterest expense | $2,728,000 | 2,279 |
| Pre-tax net operating income | $-283,000 | 6,397 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,858,000 | 954 |
| Income before extraordinary items | $-2,141,000 | 6,675 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,141,000 | 6,675 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-2,141,000 | 6,675 |
| Net charge-offs | $254,000 | 2,757 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-2,141,000 | 6,670 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,360,000 | 3,742 |
| Total interest expense | $1,316,000 | 1,963 |
| Net interest income | $3,044,000 | 4,271 |
| Provision for loan and lease losses | $-15,000 | 6,466 |
| Total noninterest income | $641,000 | 3,563 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $730,000 | 1,410 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-89,000 | 6,730 |
| Total noninterest expense | $4,199,000 | 3,138 |
| Salaries and employee benefits | $1,675,000 | 3,825 |
| Premises and equipment expense | $339,000 | 4,003 |
| Additional noninterest expense | $2,185,000 | 2,132 |
| Pre-tax net operating income | $-499,000 | 6,613 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $1,858,000 | 787 |
| Income before extraordinary items | $-2,357,000 | 6,812 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-2,357,000 | 6,813 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-2,357,000 | 6,813 |
| Net charge-offs | $252,000 | 2,306 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-2,357,000 | 6,808 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,954,000 | 3,702 |
| Total interest expense | $970,000 | 1,832 |
| Net interest income | $1,984,000 | 4,341 |
| Provision for loan and lease losses | $-40,000 | 6,622 |
| Total noninterest income | $349,000 | 3,949 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $479,000 | 1,392 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-130,000 | 6,819 |
| Total noninterest expense | $2,956,000 | 3,033 |
| Salaries and employee benefits | $1,115,000 | 3,852 |
| Premises and equipment expense | $224,000 | 4,049 |
| Additional noninterest expense | $1,617,000 | 1,931 |
| Pre-tax net operating income | $-583,000 | 6,716 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $-403,000 | 6,858 |
| Income before extraordinary items | $-180,000 | 6,592 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-180,000 | 6,593 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-180,000 | 6,593 |
| Net charge-offs | $132,000 | 2,492 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-180,000 | 6,558 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,494,000 | 3,695 |
| Total interest expense | $513,000 | 1,798 |
| Net interest income | $981,000 | 4,390 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $99,000 | 4,855 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $228,000 | 1,441 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-129,000 | 6,945 |
| Total noninterest expense | $1,250,000 | 3,451 |
| Salaries and employee benefits | $569,000 | 3,837 |
| Premises and equipment expense | $109,000 | 4,125 |
| Additional noninterest expense | $572,000 | 2,663 |
| Pre-tax net operating income | $-170,000 | 6,695 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-235,000 | 6,966 |
| Income before extraordinary items | $65,000 | 5,657 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $65,000 | 5,659 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $65,000 | 5,659 |
| Net charge-offs | $78,000 | 2,088 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $65,000 | 5,560 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,884,000 | 3,482 |
| Total interest expense | $2,369,000 | 1,839 |
| Net interest income | $4,515,000 | 4,089 |
| Provision for loan and lease losses | $109,000 | 4,604 |
| Total noninterest income | $679,000 | 3,947 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,039,000 | 1,379 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-360,000 | 6,886 |
| Total noninterest expense | $5,241,000 | 3,354 |
| Salaries and employee benefits | $2,449,000 | 3,622 |
| Premises and equipment expense | $458,000 | 4,022 |
| Additional noninterest expense | $2,334,000 | 2,728 |
| Pre-tax net operating income | $-156,000 | 6,322 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $-293,000 | 6,829 |
| Income before extraordinary items | $137,000 | 5,960 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $137,000 | 5,956 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $137,000 | 5,959 |
| Net charge-offs | $1,218,000 | 1,616 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $137,000 | 5,803 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,323,000 | 3,473 |
| Total interest expense | $1,818,000 | 1,874 |
| Net interest income | $3,505,000 | 4,035 |
| Provision for loan and lease losses | $10,000 | 5,570 |
| Total noninterest income | $414,000 | 4,367 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $785,000 | 1,373 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-371,000 | 7,042 |
| Total noninterest expense | $4,001,000 | 3,339 |
| Salaries and employee benefits | $1,867,000 | 3,596 |
| Premises and equipment expense | $356,000 | 3,989 |
| Additional noninterest expense | $1,778,000 | 2,701 |
| Pre-tax net operating income | $-92,000 | 6,413 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-275,000 | 6,996 |
| Income before extraordinary items | $183,000 | 5,794 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $183,000 | 5,793 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $183,000 | 5,793 |
| Net charge-offs | $927,000 | 1,545 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $183,000 | 5,617 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,648,000 | 3,423 |
| Total interest expense | $1,241,000 | 1,894 |
| Net interest income | $2,407,000 | 3,974 |
| Provision for loan and lease losses | $125,000 | 3,566 |
| Total noninterest income | $423,000 | 3,553 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $423,000 | 1,620 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $0 | 6,727 |
| Total noninterest expense | $2,665,000 | 3,353 |
| Salaries and employee benefits | $1,249,000 | 3,601 |
| Premises and equipment expense | $234,000 | 4,039 |
| Additional noninterest expense | $1,182,000 | 2,717 |
| Pre-tax net operating income | $40,000 | 6,145 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-219,000 | 7,075 |
| Income before extraordinary items | $259,000 | 5,010 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $259,000 | 5,013 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $259,000 | 5,013 |
| Net charge-offs | $880,000 | 1,252 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $259,000 | 4,816 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,868,000 | 3,394 |
| Total interest expense | $641,000 | 1,913 |
| Net interest income | $1,227,000 | 3,957 |
| Provision for loan and lease losses | $25,000 | 4,328 |
| Total noninterest income | $305,000 | 2,926 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $199,000 | 1,704 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $106,000 | 3,615 |
| Total noninterest expense | $1,401,000 | 3,220 |
| Salaries and employee benefits | $638,000 | 3,583 |
| Premises and equipment expense | $115,000 | 4,086 |
| Additional noninterest expense | $648,000 | 2,472 |
| Pre-tax net operating income | $106,000 | 5,331 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-31,000 | 7,066 |
| Income before extraordinary items | $137,000 | 4,980 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $137,000 | 4,984 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $137,000 | 4,985 |
| Net charge-offs | $581,000 | 998 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $137,000 | 4,832 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,434,000 | 3,181 |
| Total interest expense | $2,955,000 | 1,986 |
| Net interest income | $5,479,000 | 3,690 |
| Provision for loan and lease losses | $3,290,000 | 1,107 |
| Total noninterest income | $1,488,000 | 2,466 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,488,000 | 1,651 |
| Total noninterest expense | $5,122,000 | 3,469 |
| Salaries and employee benefits | $2,589,000 | 3,461 |
| Premises and equipment expense | $899,000 | 2,647 |
| Additional noninterest expense | $1,634,000 | 3,644 |
| Pre-tax net operating income | $-1,445,000 | 6,693 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-759,000 | 7,134 |
| Income before extraordinary items | $-686,000 | 6,548 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-686,000 | 6,548 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-686,000 | 6,547 |
| Net charge-offs | $115,000 | 4,859 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-686,000 | 6,517 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,454,000 | 3,166 |
| Total interest expense | $2,274,000 | 2,023 |
| Net interest income | $4,180,000 | 3,671 |
| Provision for loan and lease losses | $3,407,000 | 844 |
| Total noninterest income | $997,000 | 2,630 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $997,000 | 1,766 |
| Total noninterest expense | $3,777,000 | 3,528 |
| Salaries and employee benefits | $1,953,000 | 3,455 |
| Premises and equipment expense | $678,000 | 2,647 |
| Additional noninterest expense | $1,146,000 | 3,810 |
| Pre-tax net operating income | $-2,007,000 | 7,005 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-958,000 | 7,294 |
| Income before extraordinary items | $-1,049,000 | 6,871 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,049,000 | 6,873 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,049,000 | 6,872 |
| Net charge-offs | $633,000 | 2,406 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,049,000 | 6,838 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,428,000 | 3,133 |
| Total interest expense | $1,550,000 | 2,054 |
| Net interest income | $2,878,000 | 3,603 |
| Provision for loan and lease losses | $1,708,000 | 1,024 |
| Total noninterest income | $460,000 | 3,277 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $460,000 | 2,226 |
| Total noninterest expense | $2,477,000 | 3,597 |
| Salaries and employee benefits | $1,308,000 | 3,471 |
| Premises and equipment expense | $447,000 | 2,680 |
| Additional noninterest expense | $722,000 | 4,012 |
| Pre-tax net operating income | $-847,000 | 6,930 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-466,000 | 7,326 |
| Income before extraordinary items | $-381,000 | 6,774 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-381,000 | 6,773 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-381,000 | 6,774 |
| Net charge-offs | $389,000 | 2,397 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-381,000 | 6,757 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,257,000 | 3,089 |
| Total interest expense | $792,000 | 2,078 |
| Net interest income | $1,465,000 | 3,530 |
| Provision for loan and lease losses | $946,000 | 901 |
| Total noninterest income | $291,000 | 2,882 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $291,000 | 1,947 |
| Total noninterest expense | $1,213,000 | 3,666 |
| Salaries and employee benefits | $644,000 | 3,528 |
| Premises and equipment expense | $223,000 | 2,734 |
| Additional noninterest expense | $346,000 | 4,130 |
| Pre-tax net operating income | $-403,000 | 7,027 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-125,000 | 7,317 |
| Income before extraordinary items | $-278,000 | 6,968 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-278,000 | 6,968 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-278,000 | 6,968 |
| Net charge-offs | $585,000 | 1,211 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-278,000 | 6,950 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,392,000 | 2,855 |
| Total interest expense | $3,850,000 | 2,064 |
| Net interest income | $6,542,000 | 3,251 |
| Provision for loan and lease losses | $5,853,000 | 1,015 |
| Total noninterest income | $1,289,000 | 2,779 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,289,000 | 1,871 |
| Total noninterest expense | $4,833,000 | 3,714 |
| Salaries and employee benefits | $2,490,000 | 3,589 |
| Premises and equipment expense | $915,000 | 2,666 |
| Additional noninterest expense | $1,428,000 | 4,136 |
| Pre-tax net operating income | $-2,855,000 | 6,898 |
| Securities gains (losses) | $-8,000 | 7,016 |
| Applicable income taxes | $-1,292,000 | 7,368 |
| Income before extraordinary items | $-1,571,000 | 6,760 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,571,000 | 6,760 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,571,000 | 6,761 |
| Net charge-offs | $3,805,000 | 1,258 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,565,880 | 6,734 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,020,000 | 2,842 |
| Total interest expense | $2,998,000 | 2,074 |
| Net interest income | $5,022,000 | 3,229 |
| Provision for loan and lease losses | $4,838,000 | 900 |
| Total noninterest income | $888,000 | 2,957 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $888,000 | 1,944 |
| Total noninterest expense | $3,600,000 | 3,744 |
| Salaries and employee benefits | $1,858,000 | 3,646 |
| Premises and equipment expense | $689,000 | 2,695 |
| Additional noninterest expense | $1,053,000 | 4,164 |
| Pre-tax net operating income | $-2,528,000 | 7,142 |
| Securities gains (losses) | $-8,000 | 7,200 |
| Applicable income taxes | $-1,165,000 | 7,525 |
| Income before extraordinary items | $-1,371,000 | 7,008 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,371,000 | 7,007 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,371,000 | 7,008 |
| Net charge-offs | $3,085,000 | 1,121 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,365,880 | 6,971 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,469,000 | 2,817 |
| Total interest expense | $2,106,000 | 2,051 |
| Net interest income | $3,363,000 | 3,203 |
| Provision for loan and lease losses | $3,756,000 | 798 |
| Total noninterest income | $476,000 | 3,309 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $476,000 | 2,155 |
| Total noninterest expense | $2,346,000 | 3,803 |
| Salaries and employee benefits | $1,233,000 | 3,681 |
| Premises and equipment expense | $464,000 | 2,679 |
| Additional noninterest expense | $649,000 | 4,380 |
| Pre-tax net operating income | $-2,263,000 | 7,316 |
| Securities gains (losses) | $-8,000 | 7,298 |
| Applicable income taxes | $-1,057,000 | 7,624 |
| Income before extraordinary items | $-1,214,000 | 7,162 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,214,000 | 7,161 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,214,000 | 7,162 |
| Net charge-offs | $2,579,000 | 932 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,208,880 | 7,136 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,796,000 | 2,823 |
| Total interest expense | $1,151,000 | 1,990 |
| Net interest income | $1,645,000 | 3,296 |
| Provision for loan and lease losses | $1,704,000 | 830 |
| Total noninterest income | $213,000 | 3,512 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $213,000 | 2,301 |
| Total noninterest expense | $1,157,000 | 3,857 |
| Salaries and employee benefits | $610,000 | 3,773 |
| Premises and equipment expense | $234,000 | 2,730 |
| Additional noninterest expense | $313,000 | 4,469 |
| Pre-tax net operating income | $-1,003,000 | 7,418 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-464,000 | 7,700 |
| Income before extraordinary items | $-539,000 | 7,292 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-539,000 | 7,292 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-539,000 | 7,293 |
| Net charge-offs | $1,274,000 | 872 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-539,000 | 7,269 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,952,000 | 2,768 |
| Total interest expense | $5,373,000 | 2,120 |
| Net interest income | $6,579,000 | 3,202 |
| Provision for loan and lease losses | $1,982,000 | 2,490 |
| Total noninterest income | $1,199,000 | 2,983 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,199,000 | 1,912 |
| Total noninterest expense | $4,901,000 | 3,753 |
| Salaries and employee benefits | $2,723,000 | 3,450 |
| Premises and equipment expense | $909,000 | 2,796 |
| Additional noninterest expense | $1,269,000 | 4,574 |
| Pre-tax net operating income | $895,000 | 3,161 |
| Securities gains (losses) | $2,000 | 3,583 |
| Applicable income taxes | $296,000 | 2,039 |
| Income before extraordinary items | $601,000 | 3,594 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $601,000 | 3,593 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $601,000 | 3,593 |
| Net charge-offs | $551,000 | 3,660 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $599,660 | 3,530 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,085,000 | 2,757 |
| Total interest expense | $4,127,000 | 2,161 |
| Net interest income | $4,958,000 | 3,213 |
| Provision for loan and lease losses | $1,369,000 | 2,342 |
| Total noninterest income | $994,000 | 2,826 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $994,000 | 1,836 |
| Total noninterest expense | $3,662,000 | 3,765 |
| Salaries and employee benefits | $2,030,000 | 3,496 |
| Premises and equipment expense | $683,000 | 2,830 |
| Additional noninterest expense | $949,000 | 4,561 |
| Pre-tax net operating income | $921,000 | 2,885 |
| Securities gains (losses) | $2,000 | 3,313 |
| Applicable income taxes | $312,000 | 1,889 |
| Income before extraordinary items | $611,000 | 3,356 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $611,000 | 3,354 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $611,000 | 3,356 |
| Net charge-offs | $197,000 | 4,270 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $609,680 | 3,269 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,185,000 | 2,739 |
| Total interest expense | $2,815,000 | 2,202 |
| Net interest income | $3,370,000 | 3,151 |
| Provision for loan and lease losses | $1,086,000 | 1,976 |
| Total noninterest income | $606,000 | 3,028 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $606,000 | 1,980 |
| Total noninterest expense | $2,425,000 | 3,822 |
| Salaries and employee benefits | $1,358,000 | 3,533 |
| Premises and equipment expense | $449,000 | 2,903 |
| Additional noninterest expense | $618,000 | 4,640 |
| Pre-tax net operating income | $465,000 | 3,421 |
| Securities gains (losses) | $-2,000 | 7,376 |
| Applicable income taxes | $149,000 | 2,278 |
| Income before extraordinary items | $314,000 | 3,900 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $314,000 | 3,899 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $314,000 | 3,899 |
| Net charge-offs | $181,000 | 3,554 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $315,360 | 3,768 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,135,000 | 2,743 |
| Total interest expense | $1,422,000 | 2,249 |
| Net interest income | $1,713,000 | 3,090 |
| Provision for loan and lease losses | $643,000 | 1,539 |
| Total noninterest income | $269,000 | 3,225 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $269,000 | 2,103 |
| Total noninterest expense | $1,194,000 | 3,776 |
| Salaries and employee benefits | $702,000 | 3,459 |
| Premises and equipment expense | $226,000 | 2,928 |
| Additional noninterest expense | $266,000 | 4,785 |
| Pre-tax net operating income | $145,000 | 4,563 |
| Securities gains (losses) | $-2,000 | 7,731 |
| Applicable income taxes | $37,000 | 3,135 |
| Income before extraordinary items | $106,000 | 4,869 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $106,000 | 4,873 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $106,000 | 4,872 |
| Net charge-offs | $147,000 | 2,444 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $107,480 | 4,687 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,994,000 | 2,829 |
| Total interest expense | $6,520,000 | 2,335 |
| Net interest income | $6,474,000 | 3,270 |
| Provision for loan and lease losses | $537,000 | 3,703 |
| Total noninterest income | $1,295,000 | 2,901 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,295,000 | 1,781 |
| Total noninterest expense | $4,355,000 | 3,981 |
| Salaries and employee benefits | $2,532,000 | 3,745 |
| Premises and equipment expense | $851,000 | 3,022 |
| Additional noninterest expense | $972,000 | 4,906 |
| Pre-tax net operating income | $2,877,000 | 1,871 |
| Securities gains (losses) | $9,000 | 2,546 |
| Applicable income taxes | $1,035,000 | 1,172 |
| Income before extraordinary items | $1,851,000 | 2,146 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,851,000 | 2,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $266,000 | 3,710 |
| Cash dividends | $1,000,000 | 2,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,845,240 | 2,262 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,803,000 | 2,864 |
| Total interest expense | $5,024,000 | 2,372 |
| Net interest income | $4,779,000 | 3,341 |
| Provision for loan and lease losses | $392,000 | 3,117 |
| Total noninterest income | $983,000 | 2,942 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $983,000 | 1,843 |
| Total noninterest expense | $3,187,000 | 4,036 |
| Salaries and employee benefits | $1,844,000 | 3,850 |
| Premises and equipment expense | $629,000 | 3,073 |
| Additional noninterest expense | $714,000 | 4,895 |
| Pre-tax net operating income | $2,183,000 | 2,162 |
| Securities gains (losses) | $7,000 | 2,502 |
| Applicable income taxes | $785,000 | 1,386 |
| Income before extraordinary items | $1,405,000 | 2,458 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,405,000 | 2,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,713 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,400,520 | 2,574 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,576,000 | 2,893 |
| Total interest expense | $3,408,000 | 2,415 |
| Net interest income | $3,168,000 | 3,346 |
| Provision for loan and lease losses | $246,000 | 2,828 |
| Total noninterest income | $655,000 | 2,963 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $655,000 | 1,879 |
| Total noninterest expense | $2,068,000 | 4,141 |
| Salaries and employee benefits | $1,204,000 | 3,944 |
| Premises and equipment expense | $409,000 | 3,155 |
| Additional noninterest expense | $455,000 | 5,026 |
| Pre-tax net operating income | $1,509,000 | 2,186 |
| Securities gains (losses) | $6,000 | 2,681 |
| Applicable income taxes | $542,000 | 1,506 |
| Income before extraordinary items | $973,000 | 2,633 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $973,000 | 2,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 2,895 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $969,160 | 2,584 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,274,000 | 2,975 |
| Total interest expense | $1,744,000 | 2,507 |
| Net interest income | $1,530,000 | 3,435 |
| Provision for loan and lease losses | $110,000 | 2,589 |
| Total noninterest income | $307,000 | 3,087 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $307,000 | 1,944 |
| Total noninterest expense | $1,022,000 | 4,171 |
| Salaries and employee benefits | $588,000 | 4,030 |
| Premises and equipment expense | $201,000 | 3,212 |
| Additional noninterest expense | $233,000 | 4,909 |
| Pre-tax net operating income | $705,000 | 2,397 |
| Securities gains (losses) | $2,000 | 2,447 |
| Applicable income taxes | $251,000 | 1,680 |
| Income before extraordinary items | $456,000 | 2,901 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $456,000 | 2,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,665 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $454,720 | 2,829 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,597,000 | 3,152 |
| Total interest expense | $7,208,000 | 2,550 |
| Net interest income | $5,389,000 | 3,784 |
| Provision for loan and lease losses | $162,000 | 4,220 |
| Total noninterest income | $1,266,000 | 3,032 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,266,000 | 1,891 |
| Total noninterest expense | $4,144,000 | 4,002 |
| Salaries and employee benefits | $2,447,000 | 3,788 |
| Premises and equipment expense | $775,000 | 3,167 |
| Additional noninterest expense | $922,000 | 4,898 |
| Pre-tax net operating income | $2,349,000 | 2,958 |
| Securities gains (losses) | $7,000 | 1,467 |
| Applicable income taxes | $838,000 | 2,078 |
| Income before extraordinary items | $1,518,000 | 3,418 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,518,000 | 3,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,637 |
| Cash dividends | $1,000,000 | 2,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,513,520 | 3,414 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,353,000 | 3,177 |
| Total interest expense | $5,388,000 | 2,556 |
| Net interest income | $3,965,000 | 3,847 |
| Provision for loan and lease losses | $141,000 | 3,573 |
| Total noninterest income | $950,000 | 3,022 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $950,000 | 1,895 |
| Total noninterest expense | $3,081,000 | 4,013 |
| Salaries and employee benefits | $1,831,000 | 3,794 |
| Premises and equipment expense | $578,000 | 3,154 |
| Additional noninterest expense | $672,000 | 4,915 |
| Pre-tax net operating income | $1,693,000 | 3,214 |
| Securities gains (losses) | $5,000 | 1,185 |
| Applicable income taxes | $602,000 | 2,282 |
| Income before extraordinary items | $1,096,000 | 3,672 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,096,000 | 3,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 3,266 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,092,750 | 3,659 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,169,000 | 3,216 |
| Total interest expense | $3,528,000 | 2,600 |
| Net interest income | $2,641,000 | 3,873 |
| Provision for loan and lease losses | $87,000 | 3,577 |
| Total noninterest income | $598,000 | 3,158 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $598,000 | 1,988 |
| Total noninterest expense | $2,029,000 | 4,091 |
| Salaries and employee benefits | $1,220,000 | 3,826 |
| Premises and equipment expense | $376,000 | 3,245 |
| Additional noninterest expense | $433,000 | 5,023 |
| Pre-tax net operating income | $1,123,000 | 3,259 |
| Securities gains (losses) | $1,000 | 1,305 |
| Applicable income taxes | $401,000 | 2,380 |
| Income before extraordinary items | $723,000 | 3,744 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $723,000 | 3,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 2,560 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $722,360 | 3,733 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,039,000 | 3,247 |
| Total interest expense | $1,728,000 | 2,641 |
| Net interest income | $1,311,000 | 3,893 |
| Provision for loan and lease losses | $50,000 | 3,068 |
| Total noninterest income | $275,000 | 3,312 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $275,000 | 2,081 |
| Total noninterest expense | $1,002,000 | 4,138 |
| Salaries and employee benefits | $618,000 | 3,810 |
| Premises and equipment expense | $182,000 | 3,360 |
| Additional noninterest expense | $202,000 | 5,226 |
| Pre-tax net operating income | $534,000 | 3,374 |
| Securities gains (losses) | $1,000 | 1,055 |
| Applicable income taxes | $190,000 | 2,470 |
| Income before extraordinary items | $345,000 | 3,863 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $345,000 | 3,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 1,766 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $344,360 | 3,846 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,237,000 | 3,261 |
| Total interest expense | $6,145,000 | 2,539 |
| Net interest income | $5,092,000 | 3,953 |
| Provision for loan and lease losses | $113,000 | 4,576 |
| Total noninterest income | $1,058,000 | 3,414 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,058,000 | 2,138 |
| Total noninterest expense | $4,080,000 | 3,939 |
| Salaries and employee benefits | $2,430,000 | 3,685 |
| Premises and equipment expense | $756,000 | 3,136 |
| Additional noninterest expense | $894,000 | 4,878 |
| Pre-tax net operating income | $1,957,000 | 3,700 |
| Securities gains (losses) | $29,000 | 809 |
| Applicable income taxes | $711,000 | 2,653 |
| Income before extraordinary items | $1,275,000 | 4,154 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,275,000 | 4,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 3,923 |
| Cash dividends | $1,000,000 | 2,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,256,440 | 4,151 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,324,000 | 3,273 |
| Total interest expense | $4,470,000 | 2,535 |
| Net interest income | $3,854,000 | 3,953 |
| Provision for loan and lease losses | $98,000 | 4,141 |
| Total noninterest income | $790,000 | 3,424 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $790,000 | 2,148 |
| Total noninterest expense | $3,080,000 | 3,906 |
| Salaries and employee benefits | $1,840,000 | 3,661 |
| Premises and equipment expense | $572,000 | 3,123 |
| Additional noninterest expense | $668,000 | 4,867 |
| Pre-tax net operating income | $1,466,000 | 3,835 |
| Securities gains (losses) | $25,000 | 696 |
| Applicable income taxes | $534,000 | 2,773 |
| Income before extraordinary items | $957,000 | 4,275 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $957,000 | 4,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 3,229 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $941,000 | 4,294 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,482,000 | 3,268 |
| Total interest expense | $2,888,000 | 2,512 |
| Net interest income | $2,594,000 | 3,942 |
| Provision for loan and lease losses | $59,000 | 4,293 |
| Total noninterest income | $493,000 | 3,561 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $493,000 | 2,233 |
| Total noninterest expense | $2,046,000 | 3,949 |
| Salaries and employee benefits | $1,227,000 | 3,683 |
| Premises and equipment expense | $380,000 | 3,123 |
| Additional noninterest expense | $439,000 | 4,907 |
| Pre-tax net operating income | $982,000 | 3,834 |
| Securities gains (losses) | $25,000 | 568 |
| Applicable income taxes | $361,000 | 2,778 |
| Income before extraordinary items | $646,000 | 4,261 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $646,000 | 4,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,025 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $630,000 | 4,314 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,674,000 | 3,269 |
| Total interest expense | $1,392,000 | 2,480 |
| Net interest income | $1,282,000 | 3,976 |
| Provision for loan and lease losses | $59,000 | 2,959 |
| Total noninterest income | $241,000 | 3,563 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $241,000 | 2,237 |
| Total noninterest expense | $1,015,000 | 3,981 |
| Salaries and employee benefits | $609,000 | 3,715 |
| Premises and equipment expense | $181,000 | 3,256 |
| Additional noninterest expense | $225,000 | 4,805 |
| Pre-tax net operating income | $449,000 | 3,997 |
| Securities gains (losses) | $22,000 | 463 |
| Applicable income taxes | $169,000 | 2,858 |
| Income before extraordinary items | $302,000 | 4,406 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $302,000 | 4,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $287,920 | 4,510 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,755,000 | 3,205 |
| Total interest expense | $4,749,000 | 2,303 |
| Net interest income | $5,006,000 | 3,944 |
| Provision for loan and lease losses | $115,000 | 4,632 |
| Total noninterest income | $736,000 | 4,244 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $736,000 | 2,681 |
| Total noninterest expense | $3,867,000 | 3,967 |
| Salaries and employee benefits | $2,341,000 | 3,667 |
| Premises and equipment expense | $703,000 | 3,215 |
| Additional noninterest expense | $823,000 | 5,073 |
| Pre-tax net operating income | $1,760,000 | 4,009 |
| Securities gains (losses) | $86,000 | 747 |
| Applicable income taxes | $671,000 | 2,889 |
| Income before extraordinary items | $1,175,000 | 4,401 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,175,000 | 4,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 3,648 |
| Cash dividends | $900,000 | 2,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,119,960 | 4,474 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,189,000 | 3,205 |
| Total interest expense | $3,430,000 | 2,269 |
| Net interest income | $3,759,000 | 3,939 |
| Provision for loan and lease losses | $117,000 | 3,935 |
| Total noninterest income | $513,000 | 4,476 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $513,000 | 2,831 |
| Total noninterest expense | $2,885,000 | 3,946 |
| Salaries and employee benefits | $1,744,000 | 3,659 |
| Premises and equipment expense | $527,000 | 3,206 |
| Additional noninterest expense | $614,000 | 5,041 |
| Pre-tax net operating income | $1,270,000 | 4,175 |
| Securities gains (losses) | $82,000 | 723 |
| Applicable income taxes | $496,000 | 2,962 |
| Income before extraordinary items | $856,000 | 4,579 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $856,000 | 4,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 3,098 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $803,520 | 4,711 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,717,000 | 3,189 |
| Total interest expense | $2,195,000 | 2,229 |
| Net interest income | $2,522,000 | 3,895 |
| Provision for loan and lease losses | $29,000 | 5,376 |
| Total noninterest income | $292,000 | 4,867 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $292,000 | 3,113 |
| Total noninterest expense | $1,876,000 | 4,013 |
| Salaries and employee benefits | $1,163,000 | 3,656 |
| Premises and equipment expense | $351,000 | 3,182 |
| Additional noninterest expense | $362,000 | 5,421 |
| Pre-tax net operating income | $909,000 | 3,969 |
| Securities gains (losses) | $53,000 | 758 |
| Applicable income taxes | $359,000 | 2,777 |
| Income before extraordinary items | $603,000 | 4,401 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $603,000 | 4,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,010 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $569,080 | 4,502 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,304,000 | 3,219 |
| Total interest expense | $1,038,000 | 2,258 |
| Net interest income | $1,266,000 | 3,885 |
| Provision for loan and lease losses | $29,000 | 4,274 |
| Total noninterest income | $112,000 | 5,441 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $112,000 | 3,523 |
| Total noninterest expense | $917,000 | 4,102 |
| Salaries and employee benefits | $590,000 | 3,613 |
| Premises and equipment expense | $176,000 | 3,206 |
| Additional noninterest expense | $151,000 | 5,984 |
| Pre-tax net operating income | $432,000 | 4,067 |
| Securities gains (losses) | $23,000 | 748 |
| Applicable income taxes | $174,000 | 2,829 |
| Income before extraordinary items | $281,000 | 4,552 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $281,000 | 4,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $266,280 | 4,657 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,988,000 | 3,100 |
| Total interest expense | $3,919,000 | 2,075 |
| Net interest income | $5,069,000 | 3,772 |
| Provision for loan and lease losses | $49,000 | 5,966 |
| Total noninterest income | $441,000 | 5,576 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $441,000 | 3,541 |
| Total noninterest expense | $3,478,000 | 4,204 |
| Salaries and employee benefits | $2,192,000 | 3,702 |
| Premises and equipment expense | $691,000 | 3,158 |
| Additional noninterest expense | $595,000 | 6,001 |
| Pre-tax net operating income | $1,983,000 | 3,521 |
| Securities gains (losses) | $88,000 | 1,338 |
| Applicable income taxes | $757,000 | 2,619 |
| Income before extraordinary items | $1,314,000 | 3,957 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,314,000 | 3,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,559 |
| Cash dividends | $1,200,000 | 2,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,257,680 | 4,021 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,690,000 | 3,103 |
| Total interest expense | $2,918,000 | 2,046 |
| Net interest income | $3,772,000 | 3,773 |
| Provision for loan and lease losses | $45,000 | 5,471 |
| Total noninterest income | $327,000 | 5,631 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $327,000 | 3,578 |
| Total noninterest expense | $2,596,000 | 4,186 |
| Salaries and employee benefits | $1,634,000 | 3,706 |
| Premises and equipment expense | $525,000 | 3,125 |
| Additional noninterest expense | $437,000 | 6,026 |
| Pre-tax net operating income | $1,458,000 | 3,634 |
| Securities gains (losses) | $63,000 | 1,486 |
| Applicable income taxes | $550,000 | 2,736 |
| Income before extraordinary items | $971,000 | 4,082 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $971,000 | 4,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,993 |
| Cash dividends | $500,000 | 2,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $930,680 | 4,112 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,452,000 | 3,091 |
| Total interest expense | $1,941,000 | 2,032 |
| Net interest income | $2,511,000 | 3,770 |
| Provision for loan and lease losses | $29,000 | 5,552 |
| Total noninterest income | $184,000 | 6,009 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $184,000 | 3,917 |
| Total noninterest expense | $1,710,000 | 4,244 |
| Salaries and employee benefits | $1,075,000 | 3,765 |
| Premises and equipment expense | $346,000 | 3,164 |
| Additional noninterest expense | $289,000 | 6,082 |
| Pre-tax net operating income | $956,000 | 3,635 |
| Securities gains (losses) | $29,000 | 1,812 |
| Applicable income taxes | $358,000 | 2,760 |
| Income before extraordinary items | $627,000 | 4,124 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $627,000 | 4,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,407 |
| Cash dividends | $500,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $608,440 | 4,129 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,205,000 | 3,120 |
| Total interest expense | $984,000 | 2,018 |
| Net interest income | $1,221,000 | 3,843 |
| Provision for loan and lease losses | $29,000 | 4,417 |
| Total noninterest income | $82,000 | 6,234 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $82,000 | 4,114 |
| Total noninterest expense | $854,000 | 4,271 |
| Salaries and employee benefits | $543,000 | 3,762 |
| Premises and equipment expense | $175,000 | 3,162 |
| Additional noninterest expense | $136,000 | 6,288 |
| Pre-tax net operating income | $420,000 | 3,960 |
| Securities gains (losses) | $20,000 | 1,707 |
| Applicable income taxes | $157,000 | 3,008 |
| Income before extraordinary items | $283,000 | 4,429 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $283,000 | 4,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,405 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $270,200 | 4,420 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,046,000 | 3,094 |
| Total interest expense | $4,323,000 | 2,060 |
| Net interest income | $4,723,000 | 3,848 |
| Provision for loan and lease losses | $45,000 | 6,412 |
| Total noninterest income | $346,000 | 6,284 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $346,000 | 4,240 |
| Total noninterest expense | $3,154,000 | 4,457 |
| Salaries and employee benefits | $1,863,000 | 4,151 |
| Premises and equipment expense | $669,000 | 3,213 |
| Additional noninterest expense | $622,000 | 5,865 |
| Pre-tax net operating income | $1,870,000 | 3,541 |
| Securities gains (losses) | $90,000 | 1,978 |
| Applicable income taxes | $728,000 | 2,717 |
| Income before extraordinary items | $1,232,000 | 4,070 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,232,000 | 4,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 4,136 |
| Cash dividends | $1,200,000 | 2,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,174,400 | 4,023 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,865,000 | 3,106 |
| Total interest expense | $3,313,000 | 2,096 |
| Net interest income | $3,552,000 | 3,857 |
| Provision for loan and lease losses | $24,000 | 6,637 |
| Total noninterest income | $268,000 | 6,248 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $268,000 | 4,251 |
| Total noninterest expense | $2,346,000 | 4,472 |
| Salaries and employee benefits | $1,377,000 | 4,195 |
| Premises and equipment expense | $501,000 | 3,218 |
| Additional noninterest expense | $468,000 | 5,841 |
| Pre-tax net operating income | $1,450,000 | 3,586 |
| Securities gains (losses) | $73,000 | 2,010 |
| Applicable income taxes | $567,000 | 2,778 |
| Income before extraordinary items | $956,000 | 4,102 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $956,000 | 4,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,299 |
| Cash dividends | $1,200,000 | 1,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $909,280 | 4,077 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,688,000 | 3,066 |
| Total interest expense | $2,262,000 | 2,118 |
| Net interest income | $2,426,000 | 3,788 |
| Provision for loan and lease losses | $22,000 | 6,241 |
| Total noninterest income | $186,000 | 6,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $186,000 | 4,163 |
| Total noninterest expense | $1,565,000 | 4,446 |
| Salaries and employee benefits | $933,000 | 4,138 |
| Premises and equipment expense | $326,000 | 3,270 |
| Additional noninterest expense | $306,000 | 5,922 |
| Pre-tax net operating income | $1,025,000 | 3,470 |
| Securities gains (losses) | $64,000 | 1,848 |
| Applicable income taxes | $404,000 | 2,670 |
| Income before extraordinary items | $685,000 | 3,926 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $685,000 | 3,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,193 |
| Cash dividends | $1,200,000 | 1,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $644,040 | 3,904 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,376,000 | 3,045 |
| Total interest expense | $1,149,000 | 2,128 |
| Net interest income | $1,227,000 | 3,752 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $114,000 | 5,579 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $114,000 | 3,692 |
| Total noninterest expense | $790,000 | 4,401 |
| Salaries and employee benefits | $482,000 | 4,017 |
| Premises and equipment expense | $154,000 | 3,411 |
| Additional noninterest expense | $154,000 | 5,833 |
| Pre-tax net operating income | $551,000 | 3,281 |
| Securities gains (losses) | $33,000 | 1,627 |
| Applicable income taxes | $217,000 | 2,563 |
| Income before extraordinary items | $367,000 | 3,682 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $367,000 | 3,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 2,115 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $345,880 | 3,656 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,346,000 | 2,928 |
| Total interest expense | $5,174,000 | 2,165 |
| Net interest income | $5,172,000 | 3,565 |
| Provision for loan and lease losses | $158,000 | 4,829 |
| Total noninterest income | $338,000 | 6,188 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $338,000 | 4,010 |
| Total noninterest expense | $3,042,000 | 4,412 |
| Salaries and employee benefits | $1,844,000 | 3,997 |
| Premises and equipment expense | $616,000 | 3,337 |
| Additional noninterest expense | $582,000 | 6,045 |
| Pre-tax net operating income | $2,310,000 | 3,066 |
| Securities gains (losses) | $29,000 | 2,860 |
| Applicable income taxes | $855,000 | 2,479 |
| Income before extraordinary items | $1,484,000 | 3,534 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,484,000 | 3,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,876 |
| Cash dividends | $1,000,000 | 2,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,465,440 | 3,461 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,642,000 | 2,911 |
| Total interest expense | $6,696,000 | 2,393 |
| Net interest income | $4,946,000 | 3,459 |
| Provision for loan and lease losses | $195,000 | 4,194 |
| Total noninterest income | $541,000 | 4,842 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $541,000 | 2,999 |
| Total noninterest expense | $2,833,000 | 4,532 |
| Salaries and employee benefits | $1,629,000 | 4,256 |
| Premises and equipment expense | $583,000 | 3,445 |
| Additional noninterest expense | $621,000 | 5,718 |
| Pre-tax net operating income | $2,459,000 | 2,699 |
| Securities gains (losses) | $4,000 | 4,008 |
| Applicable income taxes | $857,000 | 2,317 |
| Income before extraordinary items | $1,606,000 | 3,063 |
| Extraordinary gains, net | $682,000 | 33 |
| Net income | $2,288,000 | 2,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 2,714 |
| Cash dividends | $1,000,000 | 2,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,603,400 | 2,967 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,372,000 | 3,030 |
| Total interest expense | $6,785,000 | 2,479 |
| Net interest income | $4,587,000 | 3,734 |
| Provision for loan and lease losses | $123,000 | 4,793 |
| Total noninterest income | $567,000 | 4,561 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $567,000 | 2,725 |
| Total noninterest expense | $2,738,000 | 4,547 |
| Salaries and employee benefits | $1,629,000 | 4,092 |
| Premises and equipment expense | $528,000 | 3,631 |
| Additional noninterest expense | $581,000 | 5,905 |
| Pre-tax net operating income | $2,293,000 | 2,989 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $817,000 | 2,482 |
| Income before extraordinary items | $1,476,000 | 3,301 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,476,000 | 3,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,148 |
| Cash dividends | $1,000,000 | 2,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,476,000 | 3,292 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,259,000 | 3,144 |
| Total interest expense | $6,090,000 | 2,421 |
| Net interest income | $4,169,000 | 4,024 |
| Provision for loan and lease losses | $72,000 | 5,852 |
| Total noninterest income | $537,000 | 4,751 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $537,000 | 2,830 |
| Total noninterest expense | $2,650,000 | 4,656 |
| Salaries and employee benefits | $1,525,000 | 4,281 |
| Premises and equipment expense | $545,000 | 3,516 |
| Additional noninterest expense | $580,000 | 5,949 |
| Pre-tax net operating income | $1,984,000 | 3,361 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $731,000 | 2,825 |
| Income before extraordinary items | $1,253,000 | 3,732 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,253,000 | 3,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,426 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,253,000 | 3,702 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,132,000 | 3,494 |
| Total interest expense | $5,655,000 | 2,681 |
| Net interest income | $3,477,000 | 4,630 |
| Provision for loan and lease losses | $15,000 | 7,946 |
| Total noninterest income | $286,000 | 6,602 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $286,000 | 4,134 |
| Total noninterest expense | $2,068,000 | 5,471 |
| Salaries and employee benefits | $1,180,000 | 5,129 |
| Premises and equipment expense | $447,000 | 4,038 |
| Additional noninterest expense | $441,000 | 6,874 |
| Pre-tax net operating income | $1,680,000 | 3,844 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $683,000 | 3,087 |
| Income before extraordinary items | $997,000 | 4,543 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $997,000 | 4,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,871 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $997,000 | 4,436 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,170,000 | 3,904 |
| Total interest expense | $5,118,000 | 2,916 |
| Net interest income | $3,052,000 | 5,236 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $253,000 | 7,186 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $253,000 | 4,333 |
| Total noninterest expense | $2,047,000 | 5,568 |
| Salaries and employee benefits | $1,225,000 | 5,007 |
| Premises and equipment expense | $354,000 | 4,848 |
| Additional noninterest expense | $468,000 | 6,777 |
| Pre-tax net operating income | $1,258,000 | 5,082 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $518,000 | 4,109 |
| Income before extraordinary items | $740,000 | 5,722 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $740,000 | 5,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,448 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $740,000 | 5,677 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,787,000 | 4,137 |
| Total interest expense | $4,742,000 | 3,153 |
| Net interest income | $3,045,000 | 5,379 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $277,000 | 7,235 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $277,000 | 4,267 |
| Total noninterest expense | $2,309,000 | 5,320 |
| Salaries and employee benefits | $1,064,000 | 5,724 |
| Premises and equipment expense | $272,000 | 5,939 |
| Additional noninterest expense | $973,000 | 4,506 |
| Pre-tax net operating income | $1,013,000 | 5,694 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $370,000 | 5,140 |
| Income before extraordinary items | $643,000 | 6,020 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $643,000 | 6,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $2,000,000 | 1,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $643,000 | 5,962 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,301,000 | 4,389 |
| Total interest expense | $4,170,000 | 3,559 |
| Net interest income | $3,131,000 | 5,314 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $238,000 | 7,864 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $238,000 | 4,622 |
| Total noninterest expense | $1,684,000 | 6,771 |
| Salaries and employee benefits | $995,000 | 6,096 |
| Premises and equipment expense | $251,000 | 6,325 |
| Additional noninterest expense | $438,000 | 7,823 |
| Pre-tax net operating income | $1,685,000 | 4,047 |
| Securities gains (losses) | $251,000 | 581 |
| Applicable income taxes | $758,000 | 3,016 |
| Income before extraordinary items | $1,178,000 | 4,019 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,178,000 | 4,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,801 |
| Cash dividends | $997,000 | 2,085 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,017,360 | 4,520 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,275,000 | 4,670 |
| Total interest expense | $2,940,000 | 4,035 |
| Net interest income | $3,335,000 | 5,156 |
| Provision for loan and lease losses | $15,000 | 8,073 |
| Total noninterest income | $149,000 | 9,723 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $149,000 | 6,229 |
| Total noninterest expense | $1,560,000 | 7,412 |
| Salaries and employee benefits | $871,000 | 6,809 |
| Premises and equipment expense | $237,000 | 6,745 |
| Additional noninterest expense | $452,000 | 8,294 |
| Pre-tax net operating income | $1,909,000 | 3,568 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $714,000 | 3,044 |
| Income before extraordinary items | $1,195,000 | 3,873 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,195,000 | 3,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 11,561 |
| Cash dividends | $996,000 | 1,951 |
| Sale, conversion, retirement of capital stock, net | $72,000 | 866 |
| Net operating income | $1,195,000 | 3,903 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,416,000 | 4,666 |
| Total interest expense | $3,218,000 | 3,879 |
| Net interest income | $3,198,000 | 5,356 |
| Provision for loan and lease losses | $302,000 | 2,963 |
| Total noninterest income | $256,000 | 8,275 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $256,000 | 4,949 |
| Total noninterest expense | $1,533,000 | 7,721 |
| Salaries and employee benefits | $743,000 | 7,691 |
| Premises and equipment expense | $231,000 | 7,075 |
| Additional noninterest expense | $559,000 | 7,693 |
| Pre-tax net operating income | $1,619,000 | 4,049 |
| Securities gains (losses) | $87,000 | 2,698 |
| Applicable income taxes | $662,000 | 3,286 |
| Income before extraordinary items | $1,044,000 | 4,539 |
| Extraordinary gains, net | $241,000 | 868 |
| Net income | $1,285,000 | 3,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 6,216 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $2,888,000 | 289 |
| Net operating income | $988,320 | 4,505 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,568,000 | 4,507 |
| Total interest expense | $4,798,000 | 3,435 |
| Net interest income | $2,770,000 | 6,093 |
| Provision for loan and lease losses | $430,000 | 3,303 |
| Total noninterest income | $189,000 | 9,628 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $189,000 | 5,859 |
| Total noninterest expense | $1,350,000 | 8,485 |
| Salaries and employee benefits | $631,000 | 8,544 |
| Premises and equipment expense | $210,000 | 7,616 |
| Additional noninterest expense | $509,000 | 8,374 |
| Pre-tax net operating income | $1,179,000 | 4,986 |
| Securities gains (losses) | $250,000 | 1,724 |
| Applicable income taxes | $347,000 | 5,391 |
| Income before extraordinary items | $1,082,000 | 4,191 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,082,000 | 4,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 10,379 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $892,000 | 4,655 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.