First Federal Savings and Loan Association of Hammond, Income and Expense

2014-03-31 (YTD Data)Rank
Total interest income$424,0006,020
Total interest expense$80,0005,037
Net interest income$344,0006,110
Provision for loan and lease losses$03,817
Total noninterest income$43,0005,670
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$1,0006,493
Trading account gains and fees$0147
Additional Noninterest Income$42,0004,773
Total noninterest expense$1,284,0003,311
Salaries and employee benefits$168,0006,042
Premises and equipment expense$62,0005,177
Additional noninterest expense$1,054,0001,486
Pre-tax net operating income$-897,0006,679
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$-897,0006,682
Extraordinary gains, net$016
Net income$-897,0006,682
Minority interest net income$066
Net income of bank and minority interests.$-897,0006,682
Net charge-offs$-554,0006,677
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-897,0006,679
2013-12-31 (YTD Data)Rank
Total interest income$1,763,0006,041
Total interest expense$365,0005,083
Net interest income$1,398,0006,150
Provision for loan and lease losses$36,0004,454
Total noninterest income$5,0006,628
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$4,0006,596
Trading account gains and fees$0184
Additional Noninterest Income$1,0006,430
Total noninterest expense$1,497,0005,914
Salaries and employee benefits$590,0006,266
Premises and equipment expense$184,0005,671
Additional noninterest expense$723,0005,277
Pre-tax net operating income$-130,0006,320
Securities gains (losses)$16,0002,449
Applicable income taxes$04,631
Income before extraordinary items$-114,0006,348
Extraordinary gains, net$029
Net income$-114,0006,349
Minority interest net income$090
Net income of bank and minority interests.$-114,0006,350
Net charge-offs$463,0002,098
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-130,0006,335
2013-09-30 (YTD Data)Rank
Total interest income$1,342,0006,090
Total interest expense$278,0005,145
Net interest income$1,064,0006,187
Provision for loan and lease losses$36,0004,201
Total noninterest income$57,0006,431
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$3,0006,666
Trading account gains and fees$0180
Additional Noninterest Income$54,0005,717
Total noninterest expense$1,108,0005,960
Salaries and employee benefits$442,0006,306
Premises and equipment expense$139,0005,707
Additional noninterest expense$527,0005,340
Pre-tax net operating income$-23,0006,332
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$-23,0006,378
Extraordinary gains, net$025
Net income$-23,0006,380
Minority interest net income$084
Net income of bank and minority interests.$-23,0006,379
Net charge-offs$391,0001,846
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-23,0006,339
2013-06-30 (YTD Data)Rank
Total interest income$915,0006,085
Total interest expense$187,0005,184
Net interest income$728,0006,178
Provision for loan and lease losses$-2,0006,560
Total noninterest income$5,0006,760
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,0006,729
Trading account gains and fees$0157
Additional Noninterest Income$4,0006,512
Total noninterest expense$745,0005,979
Salaries and employee benefits$293,0006,359
Premises and equipment expense$94,0005,708
Additional noninterest expense$358,0005,314
Pre-tax net operating income$-10,0006,334
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$-10,0006,396
Extraordinary gains, net$022
Net income$-10,0006,398
Minority interest net income$082
Net income of bank and minority interests.$-10,0006,398
Net charge-offs$122,0002,561
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-10,0006,340
2013-03-31 (YTD Data)Rank
Total interest income$472,0006,088
Total interest expense$95,0005,228
Net interest income$377,0006,177
Provision for loan and lease losses$-2,0006,718
Total noninterest income$28,0006,260
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$1,0006,768
Trading account gains and fees$0148
Additional Noninterest Income$27,0005,418
Total noninterest expense$375,0006,020
Salaries and employee benefits$149,0006,394
Premises and equipment expense$49,0005,678
Additional noninterest expense$177,0005,392
Pre-tax net operating income$32,0006,025
Securities gains (losses)$01,966
Applicable income taxes$5,0004,175
Income before extraordinary items$27,0006,126
Extraordinary gains, net$010
Net income$27,0006,127
Minority interest net income$076
Net income of bank and minority interests.$27,0006,127
Net charge-offs$6,0003,622
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$27,0006,045
2012-12-31 (YTD Data)Rank
Total interest income$2,049,0006,106
Total interest expense$459,0005,274
Net interest income$1,590,0006,205
Provision for loan and lease losses$-153,0006,911
Total noninterest income$-82,0006,898
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$4,0006,852
Trading account gains and fees$0166
Additional Noninterest Income$-86,0006,722
Total noninterest expense$1,529,0006,069
Salaries and employee benefits$564,0006,533
Premises and equipment expense$193,0005,760
Additional noninterest expense$772,0005,339
Pre-tax net operating income$132,0005,847
Securities gains (losses)$5,0003,522
Applicable income taxes$37,0003,989
Income before extraordinary items$100,0006,066
Extraordinary gains, net$-1,079,0007,072
Net income$-979,0006,711
Minority interest net income$093
Net income of bank and minority interests.$-979,0006,712
Net charge-offs$442,0002,815
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$96,3505,918
2012-09-30 (YTD Data)Rank
Total interest income$1,565,0006,183
Total interest expense$358,0005,323
Net interest income$1,207,0006,286
Provision for loan and lease losses$-153,0007,055
Total noninterest income$57,0006,578
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$3,0006,943
Trading account gains and fees$0157
Additional Noninterest Income$54,0005,690
Total noninterest expense$1,112,0006,174
Salaries and employee benefits$415,0006,605
Premises and equipment expense$144,0005,842
Additional noninterest expense$553,0005,487
Pre-tax net operating income$305,0005,286
Securities gains (losses)$5,0003,269
Applicable income taxes$105,0003,342
Income before extraordinary items$205,0005,698
Extraordinary gains, net$020
Net income$205,0005,697
Minority interest net income$086
Net income of bank and minority interests.$205,0005,697
Net charge-offs$166,0003,490
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$201,7005,540
2012-06-30 (YTD Data)Rank
Total interest income$1,067,0006,194
Total interest expense$246,0005,370
Net interest income$821,0006,309
Provision for loan and lease losses$-370,0007,179
Total noninterest income$34,0006,690
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,0007,018
Trading account gains and fees$0153
Additional Noninterest Income$33,0005,808
Total noninterest expense$724,0006,260
Salaries and employee benefits$277,0006,663
Premises and equipment expense$92,0005,940
Additional noninterest expense$355,0005,604
Pre-tax net operating income$501,0004,115
Securities gains (losses)$5,0002,890
Applicable income taxes$173,0002,584
Income before extraordinary items$333,0004,660
Extraordinary gains, net$019
Net income$333,0004,663
Minority interest net income$084
Net income of bank and minority interests.$333,0004,663
Net charge-offs$72,0003,720
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$329,7004,490
2012-03-31 (YTD Data)Rank
Total interest income$543,0006,222
Total interest expense$130,0005,375
Net interest income$413,0006,344
Provision for loan and lease losses$-370,0007,260
Total noninterest income$19,0006,683
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$1,0007,039
Trading account gains and fees$0148
Additional Noninterest Income$18,0005,812
Total noninterest expense$341,0006,396
Salaries and employee benefits$143,0006,680
Premises and equipment expense$45,0006,015
Additional noninterest expense$153,0005,897
Pre-tax net operating income$461,0003,033
Securities gains (losses)$02,210
Applicable income taxes$157,0001,976
Income before extraordinary items$304,0003,628
Extraordinary gains, net$019
Net income$304,0003,631
Minority interest net income$078
Net income of bank and minority interests.$304,0003,631
Net charge-offs$66,0002,806
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$304,0003,459
2011-12-31 (YTD Data)Rank
Total interest income$2,446,0006,143
Total interest expense$573,0005,603
Net interest income$1,873,0006,185
Provision for loan and lease losses$1,911,0001,625
Total noninterest income$76,0006,607
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$4,0006,920
Trading account gains and fees$0146
Additional Noninterest Income$72,0005,618
Total noninterest expense$1,611,0006,197
Salaries and employee benefits$685,0006,511
Premises and equipment expense$562,0003,747
Additional noninterest expense$364,0006,666
Pre-tax net operating income$-1,573,0006,716
Securities gains (losses)$03,838
Applicable income taxes$-620,0007,101
Income before extraordinary items$-953,0006,625
Extraordinary gains, net$029
Net income$-953,0006,626
Minority interest net income$096
Net income of bank and minority interests.$-953,0006,625
Net charge-offs$1,450,0001,926
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-953,0006,599
2011-09-30 (YTD Data)Rank
Total interest income$1,886,0006,140
Total interest expense$438,0005,676
Net interest income$1,448,0006,190
Provision for loan and lease losses$1,911,0001,278
Total noninterest income$23,0006,986
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$3,0006,976
Trading account gains and fees$0145
Additional Noninterest Income$20,0006,393
Total noninterest expense$1,217,0006,216
Salaries and employee benefits$507,0006,549
Premises and equipment expense$433,0003,718
Additional noninterest expense$277,0006,687
Pre-tax net operating income$-1,657,0006,951
Securities gains (losses)$03,555
Applicable income taxes$-707,0007,261
Income before extraordinary items$-950,0006,844
Extraordinary gains, net$021
Net income$-950,0006,845
Minority interest net income$087
Net income of bank and minority interests.$-950,0006,844
Net charge-offs$1,450,0001,530
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-950,0006,818
2011-06-30 (YTD Data)Rank
Total interest income$1,289,0006,148
Total interest expense$298,0005,752
Net interest income$991,0006,179
Provision for loan and lease losses$06,217
Total noninterest income$39,0006,768
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$2,0007,019
Trading account gains and fees$0153
Additional Noninterest Income$37,0005,755
Total noninterest expense$807,0006,290
Salaries and employee benefits$330,0006,639
Premises and equipment expense$284,0003,790
Additional noninterest expense$193,0006,707
Pre-tax net operating income$223,0004,985
Securities gains (losses)$02,914
Applicable income taxes$69,0003,139
Income before extraordinary items$154,0005,338
Extraordinary gains, net$015
Net income$154,0005,337
Minority interest net income$089
Net income of bank and minority interests.$154,0005,338
Net charge-offs$207,0003,074
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$154,0005,249
2011-03-31 (YTD Data)Rank
Total interest income$648,0006,177
Total interest expense$153,0005,807
Net interest income$495,0006,199
Provision for loan and lease losses$05,840
Total noninterest income$23,0006,705
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,0007,020
Trading account gains and fees$0158
Additional Noninterest Income$22,0005,717
Total noninterest expense$371,0006,483
Salaries and employee benefits$162,0006,710
Premises and equipment expense$119,0004,293
Additional noninterest expense$90,0006,851
Pre-tax net operating income$147,0004,670
Securities gains (losses)$01,772
Applicable income taxes$40,0003,000
Income before extraordinary items$107,0004,915
Extraordinary gains, net$09
Net income$107,0004,913
Minority interest net income$086
Net income of bank and minority interests.$107,0004,915
Net charge-offs$91,0002,826
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$107,0004,861
2010-12-31 (YTD Data)Rank
Total interest income$2,591,0006,314
Total interest expense$830,0005,642
Net interest income$1,761,0006,454
Provision for loan and lease losses$2,336,0001,884
Total noninterest income$65,0006,944
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$65,0005,882
Total noninterest expense$1,252,0006,798
Salaries and employee benefits$633,0006,841
Premises and equipment expense$319,0005,268
Additional noninterest expense$300,0007,118
Pre-tax net operating income$-1,762,0006,712
Securities gains (losses)$03,793
Applicable income taxes$-552,0007,192
Income before extraordinary items$-1,210,0006,661
Extraordinary gains, net$029
Net income$-1,210,0006,662
Minority interest net income$0111
Net income of bank and minority interests.$-1,210,0006,662
Net charge-offs$1,042,0002,631
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-1,210,0006,627
2010-09-30 (YTD Data)Rank
Total interest income$1,942,0006,429
Total interest expense$655,0005,688
Net interest income$1,287,0006,600
Provision for loan and lease losses$2,289,0001,519
Total noninterest income$42,0007,167
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$42,0006,168
Total noninterest expense$905,0006,913
Salaries and employee benefits$461,0006,937
Premises and equipment expense$242,0005,319
Additional noninterest expense$202,0007,287
Pre-tax net operating income$-1,865,0007,038
Securities gains (losses)$03,651
Applicable income taxes$-591,0007,395
Income before extraordinary items$-1,274,0006,985
Extraordinary gains, net$023
Net income$-1,274,0006,984
Minority interest net income$0110
Net income of bank and minority interests.$-1,274,0006,985
Net charge-offs$995,0002,196
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-1,274,0006,947
2010-06-30 (YTD Data)Rank
Total interest income$1,304,0006,458
Total interest expense$453,0005,706
Net interest income$851,0006,649
Provision for loan and lease losses$2,195,0001,199
Total noninterest income$31,0007,173
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$31,0006,115
Total noninterest expense$617,0006,930
Salaries and employee benefits$303,0007,008
Premises and equipment expense$177,0005,149
Additional noninterest expense$137,0007,329
Pre-tax net operating income$-1,930,0007,251
Securities gains (losses)$03,184
Applicable income taxes$-646,0007,532
Income before extraordinary items$-1,284,0007,179
Extraordinary gains, net$019
Net income$-1,284,0007,178
Minority interest net income$0105
Net income of bank and minority interests.$-1,284,0007,179
Net charge-offs$901,0001,831
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-1,284,0007,163
2010-03-31 (YTD Data)Rank
Total interest income$647,0006,548
Total interest expense$232,0005,769
Net interest income$415,0006,760
Provision for loan and lease losses$2,195,000702
Total noninterest income$14,0007,324
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$14,0006,333
Total noninterest expense$311,0007,024
Salaries and employee benefits$152,0007,098
Premises and equipment expense$89,0005,215
Additional noninterest expense$70,0007,396
Pre-tax net operating income$-2,077,0007,608
Securities gains (losses)$02,284
Applicable income taxes$-662,0007,745
Income before extraordinary items$-1,415,0007,558
Extraordinary gains, net$016
Net income$-1,415,0007,559
Minority interest net income$091
Net income of bank and minority interests.$-1,415,0007,559
Net charge-offs$901,0001,116
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-1,415,0007,552
2009-12-31 (YTD Data)Rank
Total interest income$2,709,0006,538
Total interest expense$1,263,0005,547
Net interest income$1,446,0006,966
Provision for loan and lease losses$919,0003,626
Total noninterest income$29,0007,535
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$29,0006,757
Total noninterest expense$1,150,0007,220
Salaries and employee benefits$635,0007,116
Premises and equipment expense$293,0005,702
Additional noninterest expense$222,0007,677
Pre-tax net operating income$-594,0006,048
Securities gains (losses)$03,754
Applicable income taxes$-258,0006,830
Income before extraordinary items$-336,0005,955
Extraordinary gains, net$034
Net income$-336,0005,954
Minority interest net income$0115
Net income of bank and minority interests.$-336,0005,954
Net charge-offs$938,0002,943
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-336,0005,955
2009-09-30 (YTD Data)Rank
Total interest income$2,085,0006,558
Total interest expense$1,004,0005,547
Net interest income$1,081,0007,014
Provision for loan and lease losses$275,0004,717
Total noninterest income$24,0007,655
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$24,0006,871
Total noninterest expense$840,0007,306
Salaries and employee benefits$480,0007,147
Premises and equipment expense$194,0006,032
Additional noninterest expense$166,0007,722
Pre-tax net operating income$-10,0005,701
Securities gains (losses)$03,497
Applicable income taxes$-7,0006,636
Income before extraordinary items$-3,0005,775
Extraordinary gains, net$027
Net income$-3,0005,775
Minority interest net income$0118
Net income of bank and minority interests.$-3,0005,775
Net charge-offs$335,0003,554
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-3,0005,711
2009-06-30 (YTD Data)Rank
Total interest income$1,392,0006,624
Total interest expense$692,0005,593
Net interest income$700,0007,096
Provision for loan and lease losses$125,0004,998
Total noninterest income$9,0007,827
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$9,0007,286
Total noninterest expense$576,0007,317
Salaries and employee benefits$324,0007,207
Premises and equipment expense$129,0006,078
Additional noninterest expense$123,0007,719
Pre-tax net operating income$8,0005,754
Securities gains (losses)$03,136
Applicable income taxes$2,0004,423
Income before extraordinary items$6,0005,879
Extraordinary gains, net$021
Net income$6,0005,877
Minority interest net income$0112
Net income of bank and minority interests.$6,0005,877
Net charge-offs$21,0005,585
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$6,0005,795
2009-03-31 (YTD Data)Rank
Total interest income$698,0006,659
Total interest expense$349,0005,687
Net interest income$349,0007,125
Provision for loan and lease losses$15,0006,043
Total noninterest income$2,0007,985
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$2,0007,617
Total noninterest expense$285,0007,342
Salaries and employee benefits$161,0007,261
Premises and equipment expense$72,0005,887
Additional noninterest expense$52,0007,816
Pre-tax net operating income$51,0005,618
Securities gains (losses)$02,434
Applicable income taxes$11,0003,919
Income before extraordinary items$40,0005,843
Extraordinary gains, net$015
Net income$40,0005,845
Minority interest net income$0102
Net income of bank and minority interests.$40,0005,845
Net charge-offs$21,0004,278
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$40,0005,678
2008-12-31 (YTD Data)Rank
Total interest income$2,870,0006,711
Total interest expense$1,563,0005,894
Net interest income$1,307,0007,242
Provision for loan and lease losses$59,0006,490
Total noninterest income$14,0007,991
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$14,0007,582
Total noninterest expense$1,049,0007,484
Salaries and employee benefits$651,0007,278
Premises and equipment expense$240,0006,331
Additional noninterest expense$158,0008,047
Pre-tax net operating income$213,0005,715
Securities gains (losses)$03,220
Applicable income taxes$81,0003,556
Income before extraordinary items$132,0005,748
Extraordinary gains, net$039
Net income$132,0005,748
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$132,0005,900
2008-09-30 (YTD Data)Rank
Total interest income$2,158,0006,781
Total interest expense$1,182,0005,998
Net interest income$976,0007,305
Provision for loan and lease losses$58,0005,754
Total noninterest income$11,0008,106
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$11,0007,732
Total noninterest expense$770,0007,523
Salaries and employee benefits$482,0007,312
Premises and equipment expense$177,0006,393
Additional noninterest expense$111,0008,132
Pre-tax net operating income$159,0006,198
Securities gains (losses)$03,106
Applicable income taxes$62,0003,966
Income before extraordinary items$97,0006,198
Extraordinary gains, net$031
Net income$97,0006,196
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$97,0006,348
2008-06-30 (YTD Data)Rank
Total interest income$1,431,0006,849
Total interest expense$794,0006,127
Net interest income$637,0007,379
Provision for loan and lease losses$3,0006,580
Total noninterest income$8,0008,173
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$8,0007,784
Total noninterest expense$507,0007,597
Salaries and employee benefits$319,0007,394
Premises and equipment expense$117,0006,445
Additional noninterest expense$71,0008,212
Pre-tax net operating income$135,0006,198
Securities gains (losses)$03,233
Applicable income taxes$45,0004,142
Income before extraordinary items$90,0006,417
Extraordinary gains, net$021
Net income$90,0006,418
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$90,0006,359
2008-03-31 (YTD Data)Rank
Total interest income$702,0006,968
Total interest expense$400,0006,253
Net interest income$302,0007,479
Provision for loan and lease losses$06,080
Total noninterest income$3,0008,242
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$3,0007,909
Total noninterest expense$255,0007,618
Salaries and employee benefits$160,0007,423
Premises and equipment expense$60,0006,417
Additional noninterest expense$35,0008,244
Pre-tax net operating income$50,0006,610
Securities gains (losses)$02,688
Applicable income taxes$12,0004,690
Income before extraordinary items$38,0006,756
Extraordinary gains, net$015
Net income$38,0006,757
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$38,0006,658
2007-12-31 (YTD Data)Rank
Total interest income$2,782,0007,006
Total interest expense$1,612,0006,275
Net interest income$1,170,0007,538
Provision for loan and lease losses$1,0006,828
Total noninterest income$17,0008,258
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$17,0007,873
Total noninterest expense$992,0007,668
Salaries and employee benefits$613,0007,503
Premises and equipment expense$235,0006,389
Additional noninterest expense$144,0008,286
Pre-tax net operating income$194,0006,882
Securities gains (losses)$02,146
Applicable income taxes$69,0004,743
Income before extraordinary items$125,0007,052
Extraordinary gains, net$039
Net income$125,0007,052
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$125,0007,027
2007-09-30 (YTD Data)Rank
Total interest income$2,062,0007,058
Total interest expense$1,201,0006,329
Net interest income$861,0007,620
Provision for loan and lease losses$-5,0008,287
Total noninterest income$14,0008,304
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$14,0007,875
Total noninterest expense$732,0007,664
Salaries and employee benefits$450,0007,519
Premises and equipment expense$175,0006,405
Additional noninterest expense$107,0008,291
Pre-tax net operating income$148,0007,146
Securities gains (losses)$01,655
Applicable income taxes$47,0004,988
Income before extraordinary items$101,0007,266
Extraordinary gains, net$033
Net income$101,0007,264
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$101,0007,252
2007-06-30 (YTD Data)Rank
Total interest income$1,349,0007,134
Total interest expense$781,0006,403
Net interest income$568,0007,683
Provision for loan and lease losses$-5,0008,330
Total noninterest income$10,0008,363
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$10,0007,880
Total noninterest expense$485,0007,735
Salaries and employee benefits$297,0007,587
Premises and equipment expense$118,0006,409
Additional noninterest expense$70,0008,344
Pre-tax net operating income$98,0007,259
Securities gains (losses)$01,444
Applicable income taxes$27,0005,176
Income before extraordinary items$71,0007,330
Extraordinary gains, net$029
Net income$71,0007,330
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$71,0007,319
2007-03-31 (YTD Data)Rank
Total interest income$663,0007,189
Total interest expense$382,0006,460
Net interest income$281,0007,738
Provision for loan and lease losses$05,779
Total noninterest income$5,0008,391
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$5,0007,889
Total noninterest expense$238,0007,788
Salaries and employee benefits$143,0007,677
Premises and equipment expense$61,0006,362
Additional noninterest expense$34,0008,389
Pre-tax net operating income$48,0007,317
Securities gains (losses)$01,187
Applicable income taxes$10,0005,322
Income before extraordinary items$38,0007,334
Extraordinary gains, net$022
Net income$38,0007,333
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$38,0007,326
2006-12-31 (YTD Data)Rank
Total interest income$2,535,0007,112
Total interest expense$1,375,0006,296
Net interest income$1,160,0007,629
Provision for loan and lease losses$42,0005,768
Total noninterest income$16,0008,443
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$16,0008,092
Total noninterest expense$1,015,0007,680
Salaries and employee benefits$617,0007,543
Premises and equipment expense$220,0006,512
Additional noninterest expense$178,0008,228
Pre-tax net operating income$119,0007,650
Securities gains (losses)$01,687
Applicable income taxes$37,0005,629
Income before extraordinary items$82,0007,732
Extraordinary gains, net$051
Net income$82,0007,734
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,486
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$82,0007,724
2006-09-30 (YTD Data)Rank
Total interest income$1,886,0007,165
Total interest expense$1,000,0006,310
Net interest income$886,0007,670
Provision for loan and lease losses$4,0006,573
Total noninterest income$14,0008,514
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$14,0008,072
Total noninterest expense$767,0007,682
Salaries and employee benefits$469,0007,511
Premises and equipment expense$170,0006,474
Additional noninterest expense$128,0008,304
Pre-tax net operating income$129,0007,712
Securities gains (losses)$01,388
Applicable income taxes$45,0005,504
Income before extraordinary items$84,0007,805
Extraordinary gains, net$045
Net income$84,0007,807
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,141
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$84,0007,809
2006-06-30 (YTD Data)Rank
Total interest income$1,243,0007,197
Total interest expense$641,0006,323
Net interest income$602,0007,696
Provision for loan and lease losses$4,0006,268
Total noninterest income$11,0008,544
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$11,0008,021
Total noninterest expense$516,0007,689
Salaries and employee benefits$311,0007,562
Premises and equipment expense$119,0006,367
Additional noninterest expense$86,0008,311
Pre-tax net operating income$93,0007,733
Securities gains (losses)$01,185
Applicable income taxes$29,0005,593
Income before extraordinary items$64,0007,813
Extraordinary gains, net$039
Net income$64,0007,814
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,860
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$64,0007,813
2006-03-31 (YTD Data)Rank
Total interest income$604,0007,250
Total interest expense$310,0006,316
Net interest income$294,0007,747
Provision for loan and lease losses$4,0005,752
Total noninterest income$8,0008,480
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$8,0007,731
Total noninterest expense$262,0007,686
Salaries and employee benefits$158,0007,542
Premises and equipment expense$60,0006,361
Additional noninterest expense$44,0008,295
Pre-tax net operating income$36,0007,859
Securities gains (losses)$0955
Applicable income taxes$9,0005,806
Income before extraordinary items$27,0007,890
Extraordinary gains, net$021
Net income$27,0007,890
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,481
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$27,0007,888
2005-12-31 (YTD Data)Rank
Total interest income$2,258,0007,204
Total interest expense$1,011,0006,262
Net interest income$1,247,0007,629
Provision for loan and lease losses$2,0007,079
Total noninterest income$104,0007,894
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$104,0006,346
Total noninterest expense$1,052,0007,662
Salaries and employee benefits$641,0007,472
Premises and equipment expense$219,0006,533
Additional noninterest expense$192,0008,272
Pre-tax net operating income$297,0007,388
Securities gains (losses)$02,296
Applicable income taxes$110,0005,301
Income before extraordinary items$187,0007,647
Extraordinary gains, net$046
Net income$187,0007,649
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,503
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$187,0007,612
2005-09-30 (YTD Data)Rank
Total interest income$1,684,0007,226
Total interest expense$730,0006,246
Net interest income$954,0007,642
Provision for loan and lease losses$2,0006,852
Total noninterest income$22,0008,601
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$22,0007,899
Total noninterest expense$773,0007,680
Salaries and employee benefits$480,0007,453
Premises and equipment expense$167,0006,464
Additional noninterest expense$126,0008,404
Pre-tax net operating income$201,0007,625
Securities gains (losses)$02,317
Applicable income taxes$68,0005,573
Income before extraordinary items$133,0007,792
Extraordinary gains, net$035
Net income$133,0007,793
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,995
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$133,0007,749
2005-06-30 (YTD Data)Rank
Total interest income$1,116,0007,223
Total interest expense$469,0006,198
Net interest income$647,0007,628
Provision for loan and lease losses$2,0006,551
Total noninterest income$15,0008,605
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$15,0007,896
Total noninterest expense$511,0007,691
Salaries and employee benefits$313,0007,507
Premises and equipment expense$111,0006,473
Additional noninterest expense$87,0008,352
Pre-tax net operating income$149,0007,548
Securities gains (losses)$02,146
Applicable income taxes$47,0005,570
Income before extraordinary items$102,0007,724
Extraordinary gains, net$030
Net income$102,0007,723
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,447
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$102,0007,677
2005-03-31 (YTD Data)Rank
Total interest income$553,0007,284
Total interest expense$226,0006,222
Net interest income$327,0007,665
Provision for loan and lease losses$06,226
Total noninterest income$6,0008,706
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$6,0008,110
Total noninterest expense$262,0007,716
Salaries and employee benefits$153,0007,619
Premises and equipment expense$60,0006,332
Additional noninterest expense$49,0008,297
Pre-tax net operating income$71,0007,616
Securities gains (losses)$01,685
Applicable income taxes$16,0005,817
Income before extraordinary items$55,0007,676
Extraordinary gains, net$024
Net income$55,0007,675
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,435
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$55,0007,645
2004-12-31 (YTD Data)Rank
Total interest income$2,169,0007,201
Total interest expense$869,0006,040
Net interest income$1,300,0007,603
Provision for loan and lease losses$24,0006,604
Total noninterest income$41,0008,641
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$41,0007,647
Total noninterest expense$1,009,0007,799
Salaries and employee benefits$618,0007,593
Premises and equipment expense$219,0006,539
Additional noninterest expense$172,0008,467
Pre-tax net operating income$308,0007,408
Securities gains (losses)$03,819
Applicable income taxes$114,0005,384
Income before extraordinary items$194,0007,680
Extraordinary gains, net$034
Net income$194,0007,681
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$194,0007,642
2004-09-30 (YTD Data)Rank
Total interest income$1,640,0007,209
Total interest expense$650,0006,035
Net interest income$990,0007,598
Provision for loan and lease losses$24,0006,219
Total noninterest income$34,0008,672
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$34,0007,563
Total noninterest expense$751,0007,780
Salaries and employee benefits$459,0007,567
Premises and equipment expense$163,0006,540
Additional noninterest expense$129,0008,478
Pre-tax net operating income$249,0007,464
Securities gains (losses)$03,710
Applicable income taxes$88,0005,478
Income before extraordinary items$161,0007,715
Extraordinary gains, net$026
Net income$161,0007,717
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$161,0007,666
2004-06-30 (YTD Data)Rank
Total interest income$1,105,0007,231
Total interest expense$435,0006,050
Net interest income$670,0007,597
Provision for loan and lease losses$20,0005,844
Total noninterest income$15,0008,838
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$15,0008,015
Total noninterest expense$500,0007,827
Salaries and employee benefits$303,0007,648
Premises and equipment expense$109,0006,576
Additional noninterest expense$88,0008,497
Pre-tax net operating income$165,0007,455
Securities gains (losses)$03,413
Applicable income taxes$57,0005,500
Income before extraordinary items$108,0007,704
Extraordinary gains, net$021
Net income$108,0007,706
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$108,0007,635
2004-03-31 (YTD Data)Rank
Total interest income$556,0007,262
Total interest expense$219,0006,090
Net interest income$337,0007,618
Provision for loan and lease losses$14,0005,389
Total noninterest income$8,0008,856
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$8,0007,967
Total noninterest expense$254,0007,852
Salaries and employee benefits$149,0007,720
Premises and equipment expense$61,0006,270
Additional noninterest expense$44,0008,543
Pre-tax net operating income$77,0007,512
Securities gains (losses)$02,934
Applicable income taxes$20,0005,783
Income before extraordinary items$57,0007,638
Extraordinary gains, net$016
Net income$57,0007,640
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$57,0007,564
2003-12-31 (YTD Data)Rank
Total interest income$2,285,0007,269
Total interest expense$984,0006,163
Net interest income$1,301,0007,662
Provision for loan and lease losses$12,0007,277
Total noninterest income$47,0008,820
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$47,0007,633
Total noninterest expense$981,0007,928
Salaries and employee benefits$575,0007,803
Premises and equipment expense$240,0006,296
Additional noninterest expense$166,0008,658
Pre-tax net operating income$355,0007,215
Securities gains (losses)$04,500
Applicable income taxes$137,0005,390
Income before extraordinary items$218,0007,687
Extraordinary gains, net$054
Net income$218,0007,690
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,416
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$218,0007,546
2003-09-30 (YTD Data)Rank
Total interest income$1,715,0007,347
Total interest expense$761,0006,210
Net interest income$954,0007,762
Provision for loan and lease losses$9,0007,157
Total noninterest income$36,0008,881
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$36,0007,634
Total noninterest expense$724,0007,952
Salaries and employee benefits$419,0007,834
Premises and equipment expense$181,0006,279
Additional noninterest expense$124,0008,691
Pre-tax net operating income$257,0007,406
Securities gains (losses)$04,204
Applicable income taxes$97,0005,603
Income before extraordinary items$160,0007,836
Extraordinary gains, net$040
Net income$160,0007,837
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$160,0007,688
2003-06-30 (YTD Data)Rank
Total interest income$1,139,0007,412
Total interest expense$530,0006,209
Net interest income$609,0007,878
Provision for loan and lease losses$6,0007,004
Total noninterest income$26,0008,871
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$26,0007,515
Total noninterest expense$476,0007,994
Salaries and employee benefits$274,0007,899
Premises and equipment expense$121,0006,238
Additional noninterest expense$81,0008,715
Pre-tax net operating income$153,0007,578
Securities gains (losses)$03,782
Applicable income taxes$52,0005,878
Income before extraordinary items$101,0007,944
Extraordinary gains, net$030
Net income$101,0007,945
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$101,0007,771
2003-03-31 (YTD Data)Rank
Total interest income$572,0007,442
Total interest expense$271,0006,247
Net interest income$301,0007,922
Provision for loan and lease losses$3,0006,662
Total noninterest income$9,0009,027
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$9,0007,987
Total noninterest expense$236,0008,054
Salaries and employee benefits$131,0008,020
Premises and equipment expense$63,0006,146
Additional noninterest expense$42,0008,723
Pre-tax net operating income$71,0007,662
Securities gains (losses)$02,891
Applicable income taxes$19,0006,113
Income before extraordinary items$52,0007,848
Extraordinary gains, net$021
Net income$52,0007,848
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$52,0007,696
2002-12-31 (YTD Data)Rank
Total interest income$2,350,0007,484
Total interest expense$1,282,0006,230
Net interest income$1,068,0008,166
Provision for loan and lease losses$9,0007,866
Total noninterest income$51,0008,949
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$51,0007,577
Total noninterest expense$887,0008,179
Salaries and employee benefits$497,0008,155
Premises and equipment expense$232,0006,364
Additional noninterest expense$158,0008,826
Pre-tax net operating income$223,0007,849
Securities gains (losses)$04,537
Applicable income taxes$82,0006,144
Income before extraordinary items$141,0008,137
Extraordinary gains, net$070
Net income$141,0008,138
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,632
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$141,0008,026
2001-12-31 (YTD Data)Rank
Total interest income$2,429,0007,822
Total interest expense$1,544,0006,893
Net interest income$885,0008,503
Provision for loan and lease losses$3,0008,160
Total noninterest income$49,0009,160
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$49,0007,713
Total noninterest expense$821,0008,407
Salaries and employee benefits$473,0008,296
Premises and equipment expense$213,0006,602
Additional noninterest expense$135,0009,161
Pre-tax net operating income$110,0008,285
Securities gains (losses)$294,000909
Applicable income taxes$160,0005,355
Income before extraordinary items$244,0007,468
Extraordinary gains, net$0105
Net income$244,0007,469
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$55,8408,488
2000-12-31 (YTD Data)Rank
Total interest income$2,374,0008,042
Total interest expense$1,523,0007,108
Net interest income$851,0008,791
Provision for loan and lease losses$08,337
Total noninterest income$50,0009,331
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$50,0007,811
Total noninterest expense$791,0008,589
Salaries and employee benefits$455,0008,470
Premises and equipment expense$206,0006,674
Additional noninterest expense$130,0009,413
Pre-tax net operating income$110,0008,767
Securities gains (losses)$01,956
Applicable income taxes$31,0007,597
Income before extraordinary items$79,0008,835
Extraordinary gains, net$038
Net income$79,0008,835
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$79,0008,822
1999-12-31 (YTD Data)Rank
Total interest income$2,217,0008,231
Total interest expense$1,340,0007,318
Net interest income$877,0008,894
Provision for loan and lease losses$1,0008,482
Total noninterest income$51,0009,576
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$51,0008,031
Total noninterest expense$822,0008,668
Salaries and employee benefits$447,0008,638
Premises and equipment expense$225,0006,425
Additional noninterest expense$150,0009,512
Pre-tax net operating income$105,0009,051
Securities gains (losses)$249,000494
Applicable income taxes$118,0006,683
Income before extraordinary items$236,0008,034
Extraordinary gains, net$035
Net income$236,0008,033
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$69,1709,115
1998-12-31 (YTD Data)Rank
Total interest income$2,156,0008,499
Total interest expense$1,360,0007,517
Net interest income$796,0009,264
Provision for loan and lease losses$1,0008,622
Total noninterest income$55,0009,778
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$55,0007,990
Total noninterest expense$764,0008,888
Salaries and employee benefits$430,0008,774
Premises and equipment expense$200,0006,717
Additional noninterest expense$134,0009,807
Pre-tax net operating income$86,0009,465
Securities gains (losses)$5,0003,437
Applicable income taxes$23,0008,827
Income before extraordinary items$68,0009,523
Extraordinary gains, net$032
Net income$68,0009,523
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$64,2509,478
1997-12-31 (YTD Data)Rank
Total interest income$2,174,0008,816
Total interest expense$1,419,0007,545
Net interest income$755,0009,788
Provision for loan and lease losses$08,829
Total noninterest income$50,00010,283
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$50,0008,438
Total noninterest expense$731,0009,293
Salaries and employee benefits$412,0009,180
Premises and equipment expense$200,0006,854
Additional noninterest expense$119,00010,356
Pre-tax net operating income$74,00010,161
Securities gains (losses)$03,944
Applicable income taxes$16,0009,792
Income before extraordinary items$58,00010,193
Extraordinary gains, net$044
Net income$58,00010,195
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,513
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$58,00010,157
1996-12-31 (YTD Data)Rank
Total interest income$2,125,0009,205
Total interest expense$1,360,0007,934
Net interest income$765,00010,210
Provision for loan and lease losses$-1,00011,037
Total noninterest income$48,00010,886
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$48,0008,981
Total noninterest expense$927,0008,977
Salaries and employee benefits$411,0009,530
Premises and equipment expense$214,0006,788
Additional noninterest expense$302,0008,862
Pre-tax net operating income$-113,00010,975
Securities gains (losses)$04,148
Applicable income taxes$7,00010,417
Income before extraordinary items$-120,00011,028
Extraordinary gains, net$053
Net income$-120,00011,026
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,805
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$-120,00010,982
1995-12-31 (YTD Data)Rank
Total interest income$2,034,0009,661
Total interest expense$1,285,0008,329
Net interest income$749,00010,687
Provision for loan and lease losses$2,0008,854
Total noninterest income$40,00011,511
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$40,0009,709
Total noninterest expense$772,0009,896
Salaries and employee benefits$417,0009,819
Premises and equipment expense$218,0006,867
Additional noninterest expense$137,00011,219
Pre-tax net operating income$15,00011,429
Securities gains (losses)$03,831
Applicable income taxes$4,00011,033
Income before extraordinary items$11,00011,461
Extraordinary gains, net$-7,00011,920
Net income$4,00011,476
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,856
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$11,00011,429
1994-12-31 (YTD Data)Rank
Total interest income$1,861,00010,061
Total interest expense$940,0008,948
Net interest income$921,00010,654
Provision for loan and lease losses$3,0008,961
Total noninterest income$53,00011,875
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$53,0009,460
Total noninterest expense$769,00010,385
Salaries and employee benefits$406,00010,237
Premises and equipment expense$219,0007,072
Additional noninterest expense$144,00011,865
Pre-tax net operating income$202,00010,881
Securities gains (losses)$03,600
Applicable income taxes$61,00010,200
Income before extraordinary items$141,00010,921
Extraordinary gains, net$0249
Net income$141,00010,926
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$141,00010,985
1993-12-31 (YTD Data)Rank
Total interest income$1,877,00010,435
Total interest expense$1,016,0009,028
Net interest income$861,00011,311
Provision for loan and lease losses$1,00010,323
Total noninterest income$43,00012,706
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$43,00010,513
Total noninterest expense$642,00011,424
Salaries and employee benefits$332,00011,336
Premises and equipment expense$175,0008,253
Additional noninterest expense$135,00012,601
Pre-tax net operating income$261,00010,545
Securities gains (losses)$07,477
Applicable income taxes$83,00010,142
Income before extraordinary items$178,00010,893
Extraordinary gains, net$03,149
Net income$178,00010,990
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$178,00010,677
1992-12-31 (YTD Data)Rank
Total interest income$1,730,00011,463
Total interest expense$1,062,00010,131
Net interest income$668,00012,447
Provision for loan and lease losses$2,00011,664
Total noninterest income$33,00013,491
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$33,00011,562
Total noninterest expense$540,00012,403
Salaries and employee benefits$268,00012,386
Premises and equipment expense$157,0008,918
Additional noninterest expense$115,00013,387
Pre-tax net operating income$159,00011,436
Securities gains (losses)$-50,00013,676
Applicable income taxes$37,00011,601
Income before extraordinary items$72,00012,328
Extraordinary gains, net$01,422
Net income$72,00012,351
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$105,00011,582

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.