First Federal Savings and Loan Association of East Hartford, Income and Expense

2000-12-31 (YTD Data)Rank
Total interest income$71,296,000535
Total interest expense$49,449,000431
Net interest income$21,847,000801
Provision for loan and lease losses$210,0003,626
Total noninterest income$4,968,000936
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$4,968,000636
Total noninterest expense$16,594,000854
Salaries and employee benefits$9,522,000735
Premises and equipment expense$2,370,000841
Additional noninterest expense$4,702,000993
Pre-tax net operating income$10,011,000779
Securities gains (losses)$-102,0009,418
Applicable income taxes$2,446,000982
Income before extraordinary items$7,463,000732
Extraordinary gains, net$038
Net income$7,463,000732
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0005,307
Cash dividends$2,253,0001,225
Sale, conversion, retirement of capital stock, net$548,000529
Net operating income$7,539,500721
1999-12-31 (YTD Data)Rank
Total interest income$62,434,000581
Total interest expense$41,846,000439
Net interest income$20,588,000859
Provision for loan and lease losses$87,0005,531
Total noninterest income$3,579,0001,174
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$3,579,000797
Total noninterest expense$14,604,000956
Salaries and employee benefits$8,024,000852
Premises and equipment expense$2,200,000908
Additional noninterest expense$4,380,0001,071
Pre-tax net operating income$9,476,000862
Securities gains (losses)$872,000239
Applicable income taxes$3,203,000840
Income before extraordinary items$7,145,000809
Extraordinary gains, net$035
Net income$7,145,000809
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0007,495
Cash dividends$1,998,0001,390
Sale, conversion, retirement of capital stock, net$935,000530
Net operating income$6,543,320855
1998-12-31 (YTD Data)Rank
Total interest income$63,691,000569
Total interest expense$43,125,000441
Net interest income$20,566,000831
Provision for loan and lease losses$595,0001,515
Total noninterest income$2,946,0001,366
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$2,946,000906
Total noninterest expense$13,476,000994
Salaries and employee benefits$7,386,000895
Premises and equipment expense$2,241,000866
Additional noninterest expense$3,849,0001,162
Pre-tax net operating income$9,441,000831
Securities gains (losses)$-744,00010,446
Applicable income taxes$3,538,000762
Income before extraordinary items$5,159,0001,044
Extraordinary gains, net$032
Net income$5,159,0001,044
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$980,000761
Cash dividends$1,857,0001,417
Sale, conversion, retirement of capital stock, net$1,133,000448
Net operating income$5,635,160926
1997-12-31 (YTD Data)Rank
Total interest income$64,776,000568
Total interest expense$43,599,000438
Net interest income$21,177,000850
Provision for loan and lease losses$750,0001,253
Total noninterest income$2,737,0001,375
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$2,737,000891
Total noninterest expense$13,592,0001,006
Salaries and employee benefits$7,577,000878
Premises and equipment expense$2,077,000960
Additional noninterest expense$3,938,0001,133
Pre-tax net operating income$9,572,000843
Securities gains (losses)$-893,00010,895
Applicable income taxes$3,104,000899
Income before extraordinary items$5,575,000999
Extraordinary gains, net$044
Net income$5,575,0001,000
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0008,223
Cash dividends$1,600,0001,530
Sale, conversion, retirement of capital stock, net$1,383,000419
Net operating income$6,146,520875
1996-12-31 (YTD Data)Rank
Total interest income$62,331,000618
Total interest expense$40,999,000488
Net interest income$21,332,000872
Provision for loan and lease losses$1,200,000891
Total noninterest income$2,794,0001,431
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-6,0004,642
Additional Noninterest Income$2,800,000925
Total noninterest expense$16,999,000902
Salaries and employee benefits$7,052,000962
Premises and equipment expense$2,112,0001,002
Additional noninterest expense$7,835,000821
Pre-tax net operating income$5,927,0001,224
Securities gains (losses)$-280,00011,334
Applicable income taxes$1,609,0001,498
Income before extraordinary items$4,038,0001,243
Extraordinary gains, net$053
Net income$4,038,0001,244
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,528,000680
Cash dividends$1,562,0001,534
Sale, conversion, retirement of capital stock, net$559,000449
Net operating income$4,239,6001,171
1995-12-31 (YTD Data)Rank
Total interest income$56,011,000698
Total interest expense$35,712,000568
Net interest income$20,299,000921
Provision for loan and lease losses$505,0001,552
Total noninterest income$2,615,0001,487
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$18,000398
Additional Noninterest Income$2,597,000965
Total noninterest expense$13,233,0001,129
Salaries and employee benefits$6,824,0001,009
Premises and equipment expense$2,136,0001,001
Additional noninterest expense$4,273,0001,269
Pre-tax net operating income$9,176,000889
Securities gains (losses)$162,000757
Applicable income taxes$3,728,000764
Income before extraordinary items$5,610,000955
Extraordinary gains, net$065
Net income$5,610,000955
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$317,0001,876
Cash dividends$1,413,0001,573
Sale, conversion, retirement of capital stock, netNANA
Net operating income$5,506,320962
1994-12-31 (YTD Data)Rank
Total interest income$47,545,000732
Total interest expense$26,580,000574
Net interest income$20,965,000889
Provision for loan and lease losses$545,0001,439
Total noninterest income$2,401,0001,607
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-223,0004,899
Additional Noninterest Income$2,624,000959
Total noninterest expense$13,920,0001,080
Salaries and employee benefits$6,782,0001,003
Premises and equipment expense$2,080,0001,021
Additional noninterest expense$5,058,0001,159
Pre-tax net operating income$8,901,000870
Securities gains (losses)$32,0001,429
Applicable income taxes$3,614,000743
Income before extraordinary items$5,319,000965
Extraordinary gains, net$0249
Net income$5,319,000962
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$308,0001,870
Cash dividends$1,183,0001,673
Sale, conversion, retirement of capital stock, net$459,000561
Net operating income$5,298,520979
1993-12-31 (YTD Data)Rank
Total interest income$43,133,000786
Total interest expense$24,259,000607
Net interest income$18,874,000972
Provision for loan and lease losses$290,0003,092
Total noninterest income$2,700,0001,586
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$14,000402
Additional Noninterest Income$2,686,0001,039
Total noninterest expense$13,698,0001,147
Salaries and employee benefits$6,412,0001,074
Premises and equipment expense$2,032,0001,068
Additional noninterest expense$5,254,0001,232
Pre-tax net operating income$7,586,000948
Securities gains (losses)$376,0001,104
Applicable income taxes$3,209,000807
Income before extraordinary items$4,753,0001,095
Extraordinary gains, net$53,0002,118
Net income$4,806,0001,108
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$139,0003,836
Cash dividends$1,059,0001,661
Sale, conversion, retirement of capital stock, net$677,000544
Net operating income$4,512,3601,065
1992-12-31 (YTD Data)Rank
Total interest income$45,521,000850
Total interest expense$26,947,000708
Net interest income$18,574,000998
Provision for loan and lease losses$1,342,0001,518
Total noninterest income$2,415,0001,697
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$2,415,0001,103
Total noninterest expense$13,209,0001,203
Salaries and employee benefits$5,885,0001,136
Premises and equipment expense$2,000,0001,121
Additional noninterest expense$5,324,0001,253
Pre-tax net operating income$6,438,0001,007
Securities gains (losses)$1,002,000650
Applicable income taxes$3,314,000705
Income before extraordinary items$4,126,0001,142
Extraordinary gains, net$01,422
Net income$4,126,0001,144
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$222,0003,977
Cash dividends$852,0001,798
Sale, conversion, retirement of capital stock, net$241,000694
Net operating income$3,484,7201,237

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.