Home > First Federal Savings and Loan Association of Durham > Income and Expense
First Federal Savings and Loan Association of Durham, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,050,000 | 5,731 |
| Total interest expense | $2,961,000 | 4,153 |
| Net interest income | $2,089,000 | 7,441 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $55,000 | 12,417 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $55,000 | 9,815 |
| Total noninterest expense | $1,533,000 | 7,721 |
| Salaries and employee benefits | $721,000 | 7,859 |
| Premises and equipment expense | $234,000 | 7,011 |
| Additional noninterest expense | $578,000 | 7,532 |
| Pre-tax net operating income | $551,000 | 8,288 |
| Securities gains (losses) | $48,000 | 3,456 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $599,000 | 6,784 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $599,000 | 6,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 12,527 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $551,000 | 6,879 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,507,000 | 5,890 |
| Total interest expense | $3,580,000 | 4,467 |
| Net interest income | $1,927,000 | 7,953 |
| Provision for loan and lease losses | $310,000 | 4,033 |
| Total noninterest income | $628,000 | 4,804 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $628,000 | 2,745 |
| Total noninterest expense | $2,606,000 | 5,114 |
| Salaries and employee benefits | $657,000 | 8,330 |
| Premises and equipment expense | $422,000 | 4,598 |
| Additional noninterest expense | $1,527,000 | 3,547 |
| Pre-tax net operating income | $-361,000 | 13,210 |
| Securities gains (losses) | $28,000 | 5,098 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-333,000 | 13,276 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-333,000 | 13,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $343,000 | 3,095 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-361,000 | 13,190 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.