First Federal Savings and Loan Association of Chilton County, Assets and Liabilities

1996-12-31Rank
# of Employees:168,302
Assets and Liabilities
Total Assets:$76,298,0005,505
Cash and due from depository institutions$762,0008,302
Interest-bearing balances$271,0003,742
Securities$37,653,0003,217
Federal funds sold & reverse repurchase agreements$750,0006,909
Net loans & leases$34,262,0006,453
Loan loss allowance$228,0008,767
Trading account assets$0240
Bank premises and fixed assets$1,107,0005,661
Other real estate owned$65,0008,302
Goodwill and other intangibles$03,437
All other assets$1,699,0004,165
Life insurance assets$01
Total liabilities and capital$76,298,0005,505
Total liabilities$71,893,0005,315
Total deposits$69,751,0005,206
Interest-bearing deposits$69,495,0004,619
Deposits held in domestic offices$69,751,0005,196
% insured0.00%1
Federal funds purchased & repurchase agreements$03,907
Trading liabilities$097
Other borrowed funds$2,000,0002,667
Subordinated debt$0298
All other liabilities$142,00010,071
Total equity capital$4,405,0007,783
Total bank equity capital$4,405,0007,783
Perpetual preferred stock$0250
Common stock$2,00010,196
Surplus$1,521,0006,389
Undivided profits$2,882,0006,187
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$499,0004,310
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$304,0006,848
Earning assets$72,936,0005,339
Long-term assets (5+ years)$09,965
Average Assets, year-to-date$74,998,6005,425
Average Assets, quarterly$76,554,5005,453
Volatile liabilities$12,078,0004,269
Insider loans$43,0009,587
FHLB advances$2,000,000697
Loans and leases held for sale$01,560
Unused loan commitments$010,924
Tier 1 (core) risk-based capital$4,469,0007,609
Tier 2 risk-based capital$211,0008,479
Total risk weighted assets$34,409,0006,585
Total unused commitments$010,925
Derivatives$0549
1995-12-31Rank
# of Employees:149,145
Assets and Liabilities
Total Assets:$73,336,0005,746
Cash and due from depository institutions$862,0009,145
Interest-bearing balances$238,0004,084
Securities$34,744,0003,638
Federal funds sold & reverse repurchase agreements$3,000,0004,323
Net loans & leases$32,069,0006,717
Loan loss allowance$223,0009,113
Trading account assets$0261
Bank premises and fixed assets$1,167,0005,523
Other real estate owned$74,0009,145
Goodwill and other intangibles$03,181
All other assets$1,420,0004,888
Life insurance assets$01
Total liabilities and capital$73,336,0005,746
Total liabilities$68,624,0005,565
Total deposits$68,449,0005,375
Interest-bearing deposits$68,241,0004,732
Deposits held in domestic offices$68,449,0005,365
% insured0.00%1
Federal funds purchased & repurchase agreements$03,736
Trading liabilities$0110
Other borrowed funds$05,136
Subordinated debt$0337
All other liabilities$175,00010,057
Total equity capital$4,712,0007,604
Total bank equity capital$4,712,0007,604
Perpetual preferred stock$0288
Common stock$2,00010,663
Surplus$1,521,0006,463
Undivided profits$3,189,0006,007
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$406,0004,817
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$245,0008,009
Earning assets$70,051,0005,565
Long-term assets (5+ years)$010,367
Average Assets, year-to-date$73,381,6005,542
Average Assets, quarterly$74,036,0005,648
Volatile liabilities$8,399,0005,128
Insider loans$45,0009,970
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$011,319
Tier 1 (core) risk-based capital$4,665,0007,537
Tier 2 risk-based capital$222,0008,512
Total risk weighted assets$33,522,0006,727
Total unused commitments$011,320
Derivatives$0628
1994-12-31Rank
# of Employees:139,865
Assets and Liabilities
Total Assets:$72,513,0005,762
Cash and due from depository institutions$898,0009,865
Interest-bearing balances$293,0004,070
Securities$38,804,0003,384
Federal funds sold & reverse repurchase agreements$750,0006,091
Net loans & leases$29,378,0007,122
Loan loss allowance$224,0009,468
Trading account assets$0286
Bank premises and fixed assets$1,231,0005,336
Other real estate owned$67,0009,865
Goodwill and other intangibles$03,133
All other assets$1,385,0005,263
Life insurance assets$01
Total liabilities and capital$72,513,0005,762
Total liabilities$68,212,0005,573
Total deposits$65,056,0005,552
Interest-bearing deposits$64,829,0004,903
Deposits held in domestic offices$65,056,0005,545
% insured0.00%1
Federal funds purchased & repurchase agreements$04,788
Trading liabilities$087
Other borrowed funds$3,018,0002,150
Subordinated debt$0372
All other liabilities$138,00010,263
Total equity capital$4,301,0007,849
Total bank equity capital$4,301,0007,849
Perpetual preferred stock$0310
Common stock$2,00011,232
Surplus$1,470,0006,759
Undivided profits$2,829,0006,102
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$267,0005,981
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$182,0008,894
Earning assets$69,225,0005,583
Long-term assets (5+ years)$010,888
Average Assets, year-to-date$71,079,2005,733
Average Assets, quarterly$71,739,0005,776
Volatile liabilities$10,335,0004,230
Insider loans$011,229
FHLB advances$3,000,000702
Loans and leases held for sale$01,430
Unused loan commitments$011,812
Tier 1 (core) risk-based capital$4,512,0007,719
Tier 2 risk-based capital$215,0008,865
Total risk weighted assets$30,880,0007,107
Total unused commitments$011,813
Derivatives$0687
1993-12-31Rank
# of Employees:159,718
Assets and Liabilities
Total Assets:$70,045,0006,064
Cash and due from depository institutions$1,751,0009,718
Interest-bearing balances$1,318,0002,987
Securities$33,296,0004,106
Federal funds sold & reverse repurchase agreements$1,800,0006,129
Net loans & leases$30,572,0006,901
Loan loss allowance$250,0009,377
Trading account assets$0330
Bank premises and fixed assets$1,282,0005,245
Other real estate owned$154,0009,718
Goodwill and other intangibles$03,091
All other assets$1,190,0005,359
Life insurance assets$01
Total liabilities and capital$70,045,0006,064
Total liabilities$65,704,0005,890
Total deposits$65,462,0005,716
Interest-bearing deposits$65,285,0005,047
Deposits held in domestic offices$65,462,0005,706
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$05,027
Subordinated debt$0413
All other liabilities$242,0008,482
Total equity capital$4,341,0007,962
Total bank equity capital$4,341,0007,962
Perpetual preferred stock$0343
Common stock$2,00011,762
Surplus$1,470,0006,795
Undivided profits$2,869,0006,309
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$503,0004,887
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$196,0008,239
Earning assets$66,986,0005,853
Long-term assets (5+ years)$011,403
Average Assets, year-to-date$69,713,2005,951
Average Assets, quarterly$69,661,0006,037
Volatile liabilities$8,818,0004,504
Insider loans$25,00011,135
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$012,206
Tier 1 (core) risk-based capital$4,341,0007,901
Tier 2 risk-based capital$230,0008,746
Total risk weighted assets$27,855,0007,635
Total unused commitments$012,208
Derivatives$0714
1992-12-31Rank
# of Employees:1310,697
Assets and Liabilities
Total Assets:$69,862,0006,140
Cash and due from depository institutions$2,416,00010,697
Interest-bearing balances$1,572,0003,094
Securities$27,860,0004,755
Federal funds sold & reverse repurchase agreements$2,000,0006,440
Net loans & leases$33,085,0006,565
Loan loss allowance$475,0006,727
Trading account assets$0344
Bank premises and fixed assets$1,343,0005,074
Other real estate owned$1,624,00010,697
Goodwill and other intangibles$03,106
All other assets$1,534,0004,521
Life insurance assets$01
Total liabilities and capital$69,862,0006,140
Total liabilities$65,675,0005,985
Total deposits$65,515,0005,822
Interest-bearing deposits$65,394,0005,178
Deposits held in domestic offices$65,515,0005,812
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$05,085
Subordinated debt$0482
All other liabilities$160,00010,924
Total equity capital$4,187,0008,044
Total bank equity capital$4,187,0008,044
Perpetual preferred stock$0346
Common stock$2,00012,292
Surplus$1,470,0006,748
Undivided profits$2,715,0006,340
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$963,0003,784
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$287,0006,741
Earning assets$64,517,0006,094
Long-term assets (5+ years)$011,806
Average Assets, year-to-date$68,644,6006,087
Average Assets, quarterly$69,995,5006,097
Volatile liabilities$8,212,0004,739
Insider loans$09,493
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$012,570
Tier 1 (core) risk-based capital$4,187,0007,986
Tier 2 risk-based capital$402,0006,221
Total risk weighted assets$32,167,0006,986
Total unused commitments$012,572
Derivatives$0651